2021-08-06T08:59:15-05:00 2020-12-31 410746749 CLIFTONLARSONALLEN LLP 109 N MAIN STREET SUITE 200 AUSTIN MN 55912 990 2020-01-01 580147128 GEORGIA'S OWN CREDIT UNION GEOR 4045751817 100 PEACHTREE ST NW NO 2800 ATLANTA GA 30303 GREGORY L GIBSON CHIEF FINANCIAL OFFICER 4045751817 2021-07-29 1 GREGORY GIBSON 999009999 TANYA MEDGAARDEN P01717240 5074347000 2021-07-29 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z DAVID A PRETER 100 PEACHTREE ST NW NO 2800 ATLANTA GA 30303 156552584 0 X WWW.GEORGIASOWN.ORG X CU 1943 GA TO PROVIDE THRIFT SAVINGS/BORROWING TO MEMBER-OWNED COOPERATIVE. 11 9 663 0 663489 0 0 0 135079310 145345423 7790410 5610765 0 827625 142869720 151783813 300500 177930 9393745 12095189 47676049 51719096 0 0 0 64473540 97791601 121843834 161783816 21025886 -10000003 2494603277 2934363474 2222913901 2648439418 271689376 285924056 TO PROVIDE THRIFT SAVING/BORROWING TO MEMBER-OWNED COOPERATIVE. 0 0 PROVIDED THRIFT SAVINGS/BORROWINGS TO 203,602 MEMBERS. 0 0 0 0 0 0 0 1 0 1 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 1 0 1 0 1 0 0 0 0 0 1 1 1 0 1 34592 0 1 663 1 1 1 0 0 0 0 0 1 0 X 11 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 GA X TERESA MARTIN 4045751817 PO BOX 105205 ATLANTA GA 30348 BARRY HEAPE SOUTHWEST REGIONAL PRESIDENT 40.00 X 1915644 0 46285 DAVID A PRETER PRESIDENT / CEO 40.00 X X 1435281 0 171741 ROBERT YOUNGBLOOD REGIONAL EVP 40.00 X 1551029 0 22308 JOHN CAREW CHIEF STRATEGIC OFFICER 40.00 X 496103 0 198121 KELLY GARMON CHIEF MEMBERSHIP OFFICER 40.00 X 525805 0 150541 ERIC BROOME CHIEF OPERATIONS OFFICER 40.00 X 488309 0 147122 CINDY BOYLES CHIEF TALENT OFFICER 40.00 X 415836 0 181954 GREG GIBSON CHIEF FINANCIAL OFFICER 40.00 X 469903 0 73345 MALCOLM R GODWIN SENIOR COMMERCIAL LENDING MANAGER 40.00 X 507923 0 23152 DREW PUTT CHIEF BUSINESS OFFICER 40.00 X 383859 0 61522 AAARON W CRAIG DIRECTOR OF MORTGAGE AND INDIRECT SALES 40.00 X 351896 0 37931 KATHY HULSEY THRASHER DIRECTOR FINANCIAL PROJECTS & ANALYTICS 40.00 X 325542 0 46714 MATTHEW HAVICE SVP, ENTERPRISE RISK MANAGEMENT AND GENERAL COUNSE 40.00 X 325273 0 36432 KEVAN WILLIAMSON SVP, ENTERPRISE TECHNOLOGY 40.00 X 316651 0 43473 TERESA MARTIN SVP, ACCOUNTING 40.00 X 297613 0 49125 CHRISTIN HEWITT SVP, CREDIT 40.00 X 300308 0 42732 KENNETH BREHM SVP, OPERATIONS 40.00 X 295644 0 44313 LAURA KING SVP, SALES & DIGITAL DELIVERY 40.00 X 296697 0 22878 MICHAEL MASSEY SVP, PRODUCT MANAGEMENT 40.00 X 270630 0 42779 LORENZO L BROWN VP, STRATEGIC TECHNICAL SOLUTIONS 40.00 X 244352 0 43317 DANIEL IGLESIA MORTGAGE SALES TEAM LEAD 40.00 X 246836 0 30165 MICHAEL D STONE VP, MEMBER BUSINESS LENDING 40.00 X 244547 0 29483 TODD ADAM LAMBRIGHT VP, RETAIL SALES 40.00 X 252825 0 19682 DAVID A MARLOWE PRINCIPAL MARKET DEVELOPMENT OFFICER 40.00 X 228587 0 43666 RODNEY D COWMAN PRINCIPAL, HR OFFICER 40.00 X 222769 0 35539 LAURA STERLING VP, MARKETING 40.00 X 209116 0 36171 CLARENCE WAYNE VICKERS COMMERCIAL LENDER 40.00 X 219143 0 25477 RICHARD M ELLIS VP, BUSINESS ACQUISITIONS & COMPLIANCE 40.00 X 197142 0 39141 JAMES VICTOR BRYSON VP, BUSINESS SERVICES 40.00 X 176583 0 40242 SHELLEY R MULLETT PRINCIPAL, MEMBER ADVOCACY 40.00 X 183701 0 28908 DANIELLE CEGELIS VP, ENTERPRISE RISK MANAGEMENT 40.00 X 172406 0 28944 DINA HAIRSTON VP, BUSINESS DEVELOPMENT 40.00 X 182963 0 16346 BONNIE KIMMEY CHIEF OPERATIONS OFFICER 0.00 X 182613 0 0 MICHAEL W BAUMGARTNER DIRECTOR - CHAIRMAN 1.00 X X 20841 0 0 PARTICK H CASEY DIRECTOR - TREASURER 1.00 X X 20841 0 0 WILLIAM E CONINE DIRECTOR 1.00 X 20841 0 0 DAVID DICKEY DIRECTOR - VICE CHAIRMAN 1.00 X X 20841 0 0 JAMES L FOWLER DIRECTOR 1.00 X 20841 0 0 GARY M LUDGOOD DIRECTOR 1.00 X 20841 0 0 JOAN K SIMS DIRECTOR - SECRETARY 1.00 X X 20841 0 0 RICHARD E BURNS DIRECTOR 1.00 X 20779 0 0 THOMAS H POLLOCK DIRECTOR 1.00 X 20779 0 0 ERVIN M WALKER DIRECTOR 1.00 X 20779 0 0 14141753 0 1859549 104 1 1 0 CA SOUTH LLC 800 BATTERY AVE STE 420 ATLANTA GA 30339 GENERAL CONTRACTOR 712886 FRONT ROW MARKETING SERVICES LP 150 ROUSE BLVD 3RD FLOOR PHILADELPHIA PA 19112 ADVERTISING 450000 CU ENGAGE LLC 450 CARILLON PKWY SUITE 130 ST PETERSBURG FL 33716 CONSULTING 366598 MARKET VALUATION SERVICES 380 DAHLONEGA ST SUITE 205 CUMMING GA 30040 APPRAISALS 329970 MORTGAGE CADENCE LLC 161 N CLARK ST CHICAGO IL 60601 SOFTWARE (LENDING ORIGINATION) 262002 18 INTEREST ON LOANS 900099 97405302 97405302 OTHER INCOME 524298 33604392 32940903 663489 FEE INCOME 522100 14335729 14335729 145345423 4921959 4921959 2000000 3457577 1883452 2885319 116548 572258 688806 688806 GAIN FROM BARGAIN PURCHASE 522100 827625 827625 827625 151783813 145509559 663489 5610765 177930 12095189 14003907 27580531 2086216 5054894 2993548 238311 250590 3863774 16462128 5023333 524239 4383271 5499852 PROVISION FOR LOAN LOSS 43852698 LOAN SERVICING EXPENSE 8476756 PROFESSIONAL AND OUTSID 5132088 MISCELLANEOUS OPERATING 3857375 227186 161783816 25770272 34254394 190768770 510972257 18339884 23040866 16291103 24204522 1913219941 2047392444 5094004 3920078 73615574 25084176 44644022 48531398 184775359 127944483 17880043 22195807 5641139 6383110 72178740 85524115 2494603277 2934363474 35013536 29075889 153289000 1289000 2034611365 2618074529 2222913901 2648439418 X 0 0 0 0 271689376 285924056 271689376 285924056 2494603277 2934363474 X -10000003 3069863 21164820 X X 0 1 X 1 0 0 0 8589058 8589058 18625026 3954374 14670652 8196596 2932460 5264136 37867448 18078326 19789122 337446 119016 218430 48531398 SHARE DRAFTS 586632217 REGULAR SHARES 1015017690 MONEY MARKET SHARES 473107924 SHARE CERTIFICATES 367669816 IRA/KEOGH ACCOUNTS 151114259 OTHER SHARES 1734623 NONMEMBER DEPOSITS 22798000 2618074529 X 151783814 1 1 151783813 0 151783813 161783814 0 161783814 2 2 161783816 PART X, LINE 2: THE CREDIT UNION IS EXEMPT, UNDER INTERNAL REVENUE CODE 501(C)(14), FROM FEDERAL AND STATE INCOME TAXES. THE CREDIT UNION HAS FILED TAX RETURNS IN THE PAST FOR ACTIVITIES IT HAS DEEMED TAXABLE AND HAS A NET OPERATING LOSS CARRYFORWARD AS OF THE 2019 CALENDAR YEAR. THE TAXING AUTHORITIES HAVE THE ABILITY TO ASSESS TAXES, PENALTIES, AND INTEREST FOR ANY YEARS FOR WHICH NO TAX RETURN WAS FILED. IN THE OPINION OF MANAGEMENT, ANY LIABILITY RESULTING FROM TAXING AUTHORITIES IMPOSING INCOME TAXES ON THE NET TAXABLE INCOME FROM ACTIVITIES POTENTIALLY DEEMED TO BE UNRELATED TO THE CREDIT UNION'S EXEMPT PURPOSE IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS. THE CREDIT UNION EVALUATED ITS TAX POSITIONS AND DETERMINED NO UNCERTAIN TAX POSITIONS EXIST AS OF DECEMBER 31, 2020 AND 2019. THE CREDIT UNION'S 2017 AND SUBSEQUENT TAX YEARS ARE OPEN FOR EXAMINATION BY FEDERAL AND STATE TAXING AUTHORITIES. PART XI, LINE 2D - OTHER ADJUSTMENTS: ROUNDING 1. PART XII, LINE 4B - OTHER ADJUSTMENTS: ROUNDING 2. 1 GEORGIA'S OWN FOUNDATION INC 100 PEACHTREE ST NW STE 3250 ATLANTA GA 30303 474818845 501(C)(3) 75000 980 FMV AUCTION/RAFFLE ITEMS/DONATED SERVICES CHARITABLE DONATION ACTION MINISTRIES 1700 CENTURY CIRCLE NE STE 200 ATLANTA GA 30345 582070427 501(C)(3) 10000 CHARITABLE DONATION CLAYTON STATE UNIVERSITY FOUNDATION 2000 CLAYTON STATE BLVD MORROW GA 30260 237419285 501(C)(3) 10000 CHARITABLE DONATION HELPING HANDS ENDING HUNGER INC 2014 SOUTH LONG HOLLOW RD TRION GA 30753 813382807 501(C)(3) 10000 CHARITABLE DONATION KING'S RIDGE CHRISTIAN SCHOOL 2765 BETHANY BEND RD ALPHARETTA GA 30004 582600863 501(C)(3) 10000 CHARITABLE DONATION SYNCHRONICITY PERFORMANCE GROUP INC 1389 PEACHTREE ST SUITE 350 ATLANTA GA 30309 582352047 501(C)(3) 10000 CHARITABLE DONATION LAKEVIEW ACADEMY 796 LAKEVIEW DR GAINESVILLE GA 30501 581077096 501(C)(3) 9500 CHARITABLE DONATION CHILDREN'S HEALTHCARE OF ATLANTA 1577 NORTHEAST EXPRESSWAY STE A ATLANTA GA 30329 581710601 501(C)(3) 7250 CHARITABLE DONATION THEATRICAL OUTFIT INC 84 LUCKIE ST NW ATLANTA GA 30303 581524285 501(C)(3) 5500 CHARITABLE DONATION 9 PART I, LINE 2: ALL ASSISTANCE IS CURRENTLY COMPRISED OF DONATIONS TO 501(C)(3) CHARITABLE ORGANIZATIONS. WE DO NOT MONITOR HOW THE DONATED FUNDS ARE SPENT BY THE CHARITY. X X 0 1 X X X X X 0 1 0 BARRY HEAPE SOUTHWEST REGIONAL PRESIDENT 388094 0 113949 0 1413601 0 17100 0 29185 0 1961929 0 0 0 DAVID A PRETER PRESIDENT / CEO 580200 0 545566 0 309515 0 135112 0 36629 0 1607022 0 269231 0 ROBERT YOUNGBLOOD REGIONAL EVP 232477 0 40068 0 1278484 0 17100 0 5208 0 1573337 0 0 0 JOHN CAREW CHIEF STRATEGIC OFFICER 283038 0 210743 0 2322 0 152352 0 45769 0 694224 0 0 0 KELLY GARMON CHIEF MEMBERSHIP OFFICER 297797 0 215748 0 12260 0 107294 0 43247 0 676346 0 0 0 ERIC BROOME CHIEF OPERATIONS OFFICER 286122 0 190571 0 11616 0 117212 0 29910 0 635431 0 0 0 CINDY BOYLES CHIEF TALENT OFFICER 235986 0 176807 0 3043 0 132976 0 48978 0 597790 0 0 0 GREG GIBSON CHIEF FINANCIAL OFFICER 271191 0 195148 0 3564 0 44160 0 29185 0 543248 0 0 0 MALCOLM R GODWIN SENIOR COMMERCIAL LENDING MANAGER 327672 0 171761 0 8490 0 20122 0 3030 0 531075 0 0 0 DREW PUTT CHIEF BUSINESS OFFICER 233190 0 148081 0 2588 0 36857 0 24665 0 445381 0 0 0 AAARON W CRAIG DIRECTOR OF MORTGAGE AND INDIRECT SA 42515 0 308578 0 803 0 21422 0 16509 0 389827 0 0 0 KATHY HULSEY THRASHER DIRECTOR FINANCIAL PROJECTS & ANALYT 143340 0 177973 0 4229 0 20619 0 26095 0 372256 0 0 0 MATTHEW HAVICE SVP, ENTERPRISE RISK MANAGEMENT AND 228622 0 96111 0 540 0 21510 0 14922 0 361705 0 0 0 KEVAN WILLIAMSON SVP, ENTERPRISE TECHNOLOGY 212996 0 103115 0 540 0 14315 0 29158 0 360124 0 0 0 TERESA MARTIN SVP, ACCOUNTING 211558 0 84813 0 1242 0 18719 0 30406 0 346738 0 0 0 CHRISTIN HEWITT SVP, CREDIT 220310 0 79188 0 810 0 24325 0 18407 0 343040 0 0 0 KENNETH BREHM SVP, OPERATIONS 198336 0 94986 0 2322 0 19931 0 24382 0 339957 0 0 0 LAURA KING SVP, SALES & DIGITAL DELIVERY 250000 0 44375 0 2322 0 19150 0 3728 0 319575 0 0 0 MICHAEL MASSEY SVP, PRODUCT MANAGEMENT 196540 0 72800 0 1290 0 18409 0 24370 0 313409 0 0 0 LORENZO L BROWN VP, STRATEGIC TECHNICAL SOLUTIONS 181614 0 58137 0 4601 0 19175 0 24142 0 287669 0 0 0 DANIEL IGLESIA MORTGAGE SALES TEAM LEAD 70967 0 175785 0 84 0 18373 0 11792 0 277001 0 0 0 MICHAEL D STONE VP, MEMBER BUSINESS LENDING 179041 0 64696 0 810 0 20292 0 9191 0 274030 0 0 0 TODD ADAM LAMBRIGHT VP, RETAIL SALES 189682 0 59733 0 3410 0 16312 0 3370 0 272507 0 0 0 DAVID A MARLOWE PRINCIPAL MARKET DEVELOPMENT OFFICER 171757 0 48274 0 8556 0 19121 0 24545 0 272253 0 0 0 RODNEY D COWMAN PRINCIPAL, HR OFFICER 173853 0 47674 0 1242 0 16210 0 19329 0 258308 0 0 0 LAURA STERLING VP, MARKETING 154193 0 54160 0 763 0 19011 0 17160 0 245287 0 0 0 CLARENCE WAYNE VICKERS COMMERCIAL LENDER 103990 0 113021 0 2132 0 16608 0 8869 0 244620 0 0 0 RICHARD M ELLIS VP, BUSINESS ACQUISITIONS & COMPLIAN 127418 0 69063 0 661 0 13402 0 25739 0 236283 0 0 0 JAMES VICTOR BRYSON VP, BUSINESS SERVICES 133082 0 42453 0 1048 0 16520 0 23722 0 216825 0 0 0 SHELLEY R MULLETT PRINCIPAL, MEMBER ADVOCACY 146649 0 36343 0 709 0 15115 0 13793 0 212609 0 0 0 DANIELLE CEGELIS VP, ENTERPRISE RISK MANAGEMENT 121776 0 44976 0 5654 0 14850 0 14094 0 201350 0 0 0 DINA HAIRSTON VP, BUSINESS DEVELOPMENT 137675 0 39216 0 6072 0 8185 0 8161 0 199309 0 0 0 BONNIE KIMMEY CHIEF OPERATIONS OFFICER 0 0 182613 0 0 0 0 0 0 0 182613 0 0 0 PART I, LINE 1A DAVID A PRETER (CEO/PRESIDENT) - HEALTH/SOCIAL CLUB DUES- $14,400 BARRY HEAPE (SOUTHWEST REGIONAL PRESIDENT) - HEALTH/SOCIAL CLUB DUES - $3,720 AND TAX INDEMNIFICATION AND GROSS-UP PAYMENTS - $642,954 ROBERT YOUNGBOOLD (REGIONAL EVP) - HEALTH/SOCIAL CLUB DUES - $3,720 AND TAX INDEMNIFICATION AND GROSS-UP PAYMENTS - $571,689 PART I, LINE 1B THERE IS NO WRITTEN, BOARD APPROVED, POLICY COVERING HEALTH/SOCIAL CLUB DUES PAID. HOWEVER, IT IS ADDRESSED IN EACH EXECUTIVE'S EMPLOYMENT CONTRACT WHICH WAS SIGNED BY THE BOARD. TAX INDEMNIFICATION AND GROSS-UP PAYMENTS MADE IN CONJUNCTION WITH 457F AND SPLIT DOLLAR PLANS AS CONTRACTUALLY REQUIRED BY THOSE PLANS. PART I, LINE 4B DAVID A PRETER - PARTICIPATED IN 457F PLAN - 2020 ACCRUAL $59,749 - 2020 PAYOUT $269,231 KELLY GARMON - PARTICIPATED IN 457F PLAN - 2020 ACCRUAL $61,263 JOHN J CAREW III - PARTICIPATED IN 457F PLAN - 2020 ACCRUAL $100,706 ERIC BROOME - PARTICIPATED IN 457F PLAN - 2020 ACCRUAL $77,657 CINDY R BOYLES - PARTICIPATED IN 457F PLAN - 2020 ACCRUAL $88,879 BARRY HEAPE - PARTICIPATED IN 457F PLAN - 2020 PAYOUT $766,668 ROBERT YOUNGBLOOD - PARTICIPATED IN 457F PLAN- 2020 PAYOUT $700,000 DAVID PRETER PRESIDENT/CEO SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 7135223 6997810 0 1 1 KELLY GARMON CMO SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 2194815 2404216 0 1 1 GREG GIBSON CFO SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 2900000 2740163 0 1 1 WILLIAM LUSK FORMER CFO SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 1461154 1625378 0 1 1 TERESA MARTIN SVP ACCOUNTING SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 950000 961317 0 1 1 MATT HAVICE SVP, ENTERPRISE RISK MANAGEMENT AND GENERAL COUNSE SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 450000 452128 0 1 1 CHRISTIN HEWITT SVP, CREDIT SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 600000 602838 0 1 1 LAURA KING SVP, SALES & DIGITAL DELIVERY SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 900000 904257 0 1 1 KEVAN WILLIAMSON SVP, ENTERPRISE TECHNOLOGY SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 450000 452128 0 1 1 CINDY BOYLES CHIEF TALENT OFFICER SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 1150000 1150000 0 1 1 JOHN CAREW CHIEF STRATEGIC OFFICER SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 2550000 2511949 0 1 1 ERIC BROOME CHIEF OPERATIONS OFFICER SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 1000000 1000000 0 1 1 BARRY HEAPE SOUTHWEST REGIONAL PRESIDENT SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 1435696 1535060 0 1 1 ROBERT YOUNGBLOOD REGIONAL EVP SPLIT-DOLLAR LIFE INSURANCE UNDER REG. 1.7872-15 X 821772 867278 0 1 1 24204522 DAVID DICKEY BOARD MEMBER 350000 CU BOARD MEMBER, DAVID DICKEY, IS RELATED TO DICKEY BROADCASTING (BOARD MEMBER). THE CU CONDUCTS MARKETING, ADVERSTISING AND BRANDING BUSINESS WITH THIS ENTITY. 0 SCHEDULE L, PART II NOTED THESE TO BE NON-RECOURSE PLANS THAT ARE RECORDED ON THE BALANCE SHEET AT THE LOWER OF LOAN BALANCE OR CASH CURRENDER VALUE. BECAUSE THE CASH SURRRENDER VALUES WERE LOWER, WE REPORTED THE AMOUNT OF 24,204,522 FOR BALANCE SHEET PURPOSES. HOWEVER, THE ACTUAL LOAN BALANCES ARE $26,171,212. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS COMPRISED OF A SINGLE CLASS OF APPROXIMATELY 203,602 MEMBER-OWNERS, EACH OF WHICH HAS EQUAL RIGHTS IN OWNERSHIP, GOVERNANCE AND VOTING RIGHTS AT THE ANNUAL MEETINGS. FORM 990, PART VI, SECTION A, LINE 7A CURRENT MEMBERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL OF MEMBERS. THESE DECISIONS MAY ALSO BE SUBJECT TO SCRUTINY BY VARIOUS GOVERNMENTAL AGENCIES. FORM 990, PART VI, SECTION B, LINE 11B FORM 990 IS REVIEWED BY BOTH THE CREDIT UNION'S CFO AND SVP OF ACCOUNTING AFTER BEING PREPARED BY THE CPA FIRM. FORM 990, PART VI, SECTION B, LINE 12C CONFLICT OF INTEREST POLICY IS REGULARLY AND CONSISTENTLY MONITORED AND ENFORCED BY THE GOVERNING BODY. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION USES MCLAGAN, AN AON HEWITT COMPANY, TO CONSULT REGARDING COMPENSATION PRACTICES. THE CREDIT UNION PARTICIPATES IN AND PURCHASES SEVERAL COMPENSATION STUDIES, AND MCLAGAN ANALYZES THE DATA AND PROVIDES A WRITTEN REPORT TO THE COMPENSATION COMMITTEE OF THE BOARD. THIS INFORMATION IS PROVIDED ANNUALLY RELATED TO THE CEO, MOST RECENTLY IN 2020, AND BI-ENNIALLY RELATED TO OTHER OFFICERS, MOST RECENTLY IN 2019. THE COMPENSATION COMMITTEE RECOMMENDS AND APPROVES SALARY CHANGES FOR THE CEO, AND REVIEWS THE CEO'S DECISIONS FOR OTHER OFFICERS ANNUALLY. COMPENSATION OF KEY EMPLOYEES IS SUBJECT TO REVIEW AND APPROVAL OF THE CEO. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS ARE MADE AVAILABLE TO MEMBERS UPON REQUEST. FORM 990, PART XI, LINE 9: OTHER COMPREHENSIVE INCOME 500,161. ROUNDING 3. EQUITY ACQUIRED IN MERGER 20,664,656. FORM 990, PART XII, LINE 2C: THIS PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. GEORGIA'S OWN FOUNDATION INC 100 PEACHTREE ST NW STE 3250 ATLANTA GA 30303 474818845 CHARITY GA 501(C)(3) LINE 7 GEORGIA'S OWN CREDIT UNION 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 1 0 1 0 0 GEORGIA'S OWN FOUNDATION INC B 75980 FMV GEORGIA'S OWN FOUNDATION INC L 161323 FMV GEORGIA'S OWN FOUNDATION INC O 161323 FMV GEORGIA'S OWN FOUNDATION INC Q 161323 FMV