2022-11-15T19:28:33-06:00 2021-12-31 910189318 MOSS ADAMS LLP 601 W RIVERSIDE AVENUE STE 1800 SPOKANE WA 99201 990 2021-01-01 910863377 NUMERICA CREDIT UNION NUME 5094627355 14610 E SPRAGUE AVENUE SPOKANE VALLEY WA 992162146 BEN RICHARDSON CFO 5095357613 2022-11-15 1 BEN RICHARDSON XXX-XX-XXXX COLLEEN RAMIRES P01251320 5097472600 2022-11-15 3 AAL1 IAL1 2021 2022-09-23 18:48:47Z NA BEN RICHARDSON 14610 E SPRAGUE AVENUE SPOKANE VALLEY WA 992162146 172731382 0 1269 X WWW.NUMERICACU.COM X 1937 WA CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 9 9 787 15 668459 33595 0 0 155019454 161280754 5192243 5709277 94907 0 160306604 166990031 530389 820019 0 0 56389314 66170932 0 0 0 76561260 58061709 133480963 125052660 26825641 41937371 3014942037 3458949167 2724967100 3132398116 289974937 326551051 CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES. 0 0 PROVIDE FINANCIAL SERVICES TO 167,690 MEMBERS. THESE SERVICES INCLUDE, BUT ARE NOT LIMITED TO, PROVIDING REAL ESTATE AND OTHER SECURED/UNSECURED CONSUMER AND BUSINESS LOANS, CHECKING AND SAVINGS PROGRAMS, AND CREDIT CARD SERVICES. 0 0 0 0 0 0 0 1 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 0 0 1 47424 0 1 787 1 1 1 0 0 0 0 0 1 0 X 9 9 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 ID X BEN RICHARDSON 5094627355 14610 E SPRAGUE AVENUE SPOKANE VALLEY WA 99216 BENSON ADAM DIRECTOR 8.00 X 12276 0 0 CLARK SCOTT DIRECTOR 8.00 X 16285 0 0 HUPP RON CHAIRMAN 8.00 X X 11398 0 0 KITTLITZ LIESEL DIRECTOR 8.00 X 11739 0 0 MORTENSEN WES VICE CHAIRMAN 8.00 X X 22881 0 0 NIELSEN SUSAN SECRETARY 8.00 X X 12829 0 0 OCHOA-BRUCK GLORIA DIRECTOR 8.00 X 11882 0 0 PLUMB SCOTT DIRECTOR 8.00 X 18392 0 0 SMITH YVONNE DIRECTOR 8.00 X 17479 0 0 CIANI LYNN CHIEF RISK OFFICER 40.00 X 370856 0 34900 CICERO CARLA PRESIDENT/CEO 40.00 X 1137978 0 127658 FERGUSON KELLEY CHIEF ADMINISTRATION OFFICER 40.00 X 403710 0 33698 LEAVER CINDY CHIEF STRATEGY OFFICER (THRU 3/21) 40.00 X 478682 0 1768 PLANK KENNETH CHIEF LENDING OFFICER 40.00 X 385816 0 30838 RICHARDSON BEN ACTING CHIEF FINANCIAL OFFICER 40.00 X 305975 0 29742 SHERMAN NICOLE CHIEF OPERATING OFFICER 40.00 X 467887 0 32780 ALMOND NANCY SVP PROGRAM MANAGER - NFS 40.00 X 229086 0 12272 CLABBY JACLYN SVP GENERAL COUNSEL 40.00 X 190876 0 16525 CLUTE TROY SVP HOME LOAN CENTER 40.00 X 330843 0 30629 ERNY JANA SVP OF RETAIL LENDING (THRU 4/21) 40.00 X 153156 0 1879 FOX MARK SVP PAYMENT SERVICES & DIGITAL 40.00 X 236764 0 27060 HANSEN GREG EVP CREDIT ADMINISTRATION 40.00 X 309568 0 59900 LEHN JENNIFER VP OF PRODUCT AND EXTERNAL DEVELOPMENT 40.00 X 271888 0 23183 MELCHER JOSHUA SVP OF BUSINESS SERVICES 40.00 X 400760 0 23163 MURRAY KAYCEE SVP INFORMATION TECHNOLOGY 40.00 X 253501 0 32000 O'CALLAGHAN JENNIFER SVP OF MARKETING AND ANALYTICS 40.00 X 257141 0 30200 PEARMAN- GILLMAN KIM SVP CORPORATE & COMMUNITY 40.00 X 261697 0 38500 SKINFILL LINDSEY VP OF CULTURE 40.00 X 223698 0 27060 STIRLING ANDY SVP OF CENTRAL WASHINGTON 40.00 X 250107 0 15931 SUNDERMAN LISA SVP ENTERPRISE RISK (THRU 12/21) 40.00 X 258620 0 20533 WEIS KAREN VP OF LEGAL/ COMPLIANCE 40.00 X 222630 0 33130 BERDAR CLIFFORD HLC SALES MANAGER 40.00 X 264008 0 18870 CHAMBERLIN BRYCE VP PRIVATE BANKING TEAM 40.00 X 409740 0 26870 KELLY JASON HLC SENIOR LOAN OFFICER 40.00 X 412579 0 23135 MADSEN RUSTY VP RETAIL EXPERIENCE 40.00 X 221589 0 22250 PEARSE DANIEL VP REGIONAL COMMERCIAL BANKING 40.00 X 229642 0 25156 9073958 0 799630 98 0 1 0 LEONE & KEEBLE INC PO BOX 2747 SPOKANE WA 99220 GENERAL CONTRACTOR 2632525 LOOMIS FARGO & CO DEPT CH 10500 PALANTINE IL 60055 ATM BRANCH & CASH DELIVERY 1471663 CHAPTER & VERSE 111 N POST ST SUITE 400 SPOKANE WA 99201 MARKETING/PUBLIC RELATIONS 1256834 MTR COMMUNICATIONS 1705 S MAPLE BLVD SPOKANE WA 99203 MARKETING/PUBLIC RELATIONS 1117115 ADVANCED AMC INC 408 E SHERMAN AVE SUITE 205 CDA ID 83814 APPRAISALS 1010680 62 INTEREST ON LOANS 522100 107165961 107165961 FEE INCOME 522100 46315221 45646762 668459 GAIN ON SALE OF LOANS 522100 7628572 7628572 GAIN ON OTHER REAL ESTATE OWNED 531390 171000 171000 161280754 5416790 5416790 5486247 547591 5511654 229697 -25407 317894 292487 292487 166990031 160612295 668459 5709277 765019 55000 8219753 44899359 3060734 5622886 4368200 176437 306034 1335822 4635084 5632589 5829206 2517026 538563 293799 17702832 4771644 1034874 LOAN SERVICING EXPENSE 5795407 ATM/VISA CARD EXPENSES 4813707 PROVISION FOR LOAN LOSS 2000000 UNRELATED BUSINESS TAX 19542 659143 125052660 50386651 48674314 260844243 303870094 41966171 44544362 2288578829 2532517289 3726078 2725267 92843960 34145818 57081061 58698142 243923601 406402841 201548 164063 68233855 61352795 3014942037 3458949167 39999787 39881832 298761 0 1136568 1141854 90500000 90500000 0 48903126 2593031984 2951971304 2724967100 3132398116 X 0 0 0 0 289974937 326551051 289974937 326551051 3014942037 3458949167 41937371 -5361257 0 X 0 1 X 1 0 10000 10000 10000 1 CREDIT UNION LEGISLATIVE ACTION FUND 18000 INTERNATIONAL BLVD SUITE 350 SEATAC WA 98188 800043051 10000 PART I-A, LINE 1: THE CREDIT UNIONS ONLY INDIRECT POLITICAL CAMPAIGN ACTIVITY IS A CONTRIBUTION TO THE CREDIT UNION LEGISLATIVE ACTION COMMITTEE. 0 1 X 13479760 13479760 49655581 15393147 34262434 4440564 2740310 1700254 7580046 5350022 2230024 17688009 10662339 7025670 58698142 1429012 C AVAILABLE FOR SALE SECURITIES 372135910 F NCUSIF DEPOSIT 23924885 C FEDERAL HOME LOAN BANK STOCK 7271800 C OTHER INVESTMENTS 1641234 C 406402841 SHARES & DEPOSITS 2951971304 2951971304 X 160260230 0 160260230 6729801 6729801 166990031 118322859 0 118322859 6729801 6729801 125052660 PART IV, LINE 2B: THE ORGANIZATION HAS ESCROW ACCOUNTS RELATED TO PORTFOLIO MORTGAGES MEMBERS HAVE WITH THE ORGANIZATION. PART X, LINE 2: THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2021 OR 2020. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO MATERIAL UNRECOGNIZED TAX POSITIONS AT DECEMBER 31, 2021 OR 2020. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE. THE CREDIT UNION FILES A FEDERAL EXEMPT ORGANIZATION RETURN AND A SALES AND USE TAX RETURN WITH THE STATE OF WASHINGTON AND A STATE INCOME TAX RETURN WITH THE STATE OF IDAHO. PART XI, LINE 4B - OTHER ADJUSTMENTS: RECLASS ATM FEES NETTED AGAINST ATM INCOME ON FS 6,729,801. PART XII, LINE 4B - OTHER ADJUSTMENTS: RECLASS ATM FEES NETTED AGAINST ATM INCOME ON FS 6,729,801. 1 BEHAN CRISIS NURSERY VANESSA 2230 E SPRAGUE AVE SPOKANE WA 99202 911196575 501C3 40934 0 GENERAL SUPPORT BIG BROTHERS BIG SISTERS OF THE INLAND NORTHWEST 1912 N DIVISION ST SUITE 100 SPOKANE WA 99207 916061587 501C3 10000 0 GENERAL SUPPORT BOYS & GIRLS CLUB OF BENTON AND FRANKLIN COUNTIES PO BOX 1322 PASCO WA 99301 911673377 501C3 10000 0 GENERAL SUPPORT BRAVE WARRIOR PO BOX 3221 WENATCHEE WA 98801 815217156 501C3 15000 0 GENERAL SUPPORT CANVAS COMMUNITY OUTREACH 2200 N 7TH ST COEUR DALENE ID 83814 843182296 501C3 5225 0 GENERAL SUPPORT CHELAN DOUGLAS COUNTY VOLUNTEER ATTORNEY SERVICES 18 S MISSION ST STE 201 WENATCHEE WA 98801 450467521 501C3 10280 0 GENERAL SUPPORT CHELAN-DOUGLAS CASA PO BOX 2027 WENATCHEE WA 98807 911643408 501C3 10000 0 GENERAL SUPPORT CHILDREN'S MIRACLE NETWORK PO BOX 304 SPOKANE WA 992100304 870387205 501C3 7550 0 GENERAL SUPPORT CHILDREN'S VILLAGE 1350 W HANLEY AVE COEUR DALENE ID 83815 820385109 501C3 10000 0 GENERAL SUPPORT CHRIST KITCHEN 2410 N MONROE ST SPOKANE WA 99205 473161138 501C3 10000 0 GENERAL SUPPORT COLUMBIA INDUSTRIES 900 S DAYTON ST KENNEWICK WA 99336 910776525 501C3 15000 0 GENERAL SUPPORT COMMUNITIES IN SCHOOLS OF BENTON-FRANKLIN 415 WRIGHT AVE SUITE C RICHLAND WA 99352 810846103 501C3 25400 0 GENERAL SUPPORT COMMUNITIES IN SCHOOLS OF SPOKANE COUNTY 104 SOUTH FREYA STREET YELLOW FLAG BUILDING SUITE 107 SPOKANE WA 992024890 261581358 501C3 10000 0 GENERAL SUPPORT COMMUNITY COLLEGES OF SPOKANE FOUNDATION COLUMBIA BASIN COLLEGE WENATCH 501 N RIVERPOINT BLVD STE 203 SPOKANE WA 99202 910886962 501C3 20000 0 GENERAL SUPPORT COMMUNITY-MINDED ENTERPRISES 2001 N DIVISION SPOKANE WA 99207 911764236 501C3 12500 0 GENERAL SUPPORT CUP OF COOL WATER DBA COOL WATER PAINTER 1106 W 2ND AVE SPOKANE WA 99201 911761708 501C3 7500 0 GENERAL SUPPORT DAYBREAK YOUTH SERVICES (REGIONAL) 960 E 3RD AVE SPOKANE WA 99202 911083936 501C3 25000 0 GENERAL SUPPORT DOMESTIC VIOLENCE SERVICES OF BENTON AND FRANKLIN COUNTIES 3311 W CLEARWATER SUITE C140 KENNEWICK WA 99336 870704852 501C3 15000 0 GENERAL SUPPORT ELIJAH FAMILY HOMES PO BOX 2005 RICHLAND WA 99352 204058168 501C3 5500 0 GENERAL SUPPORT EMBRACE WASHINGTON 2202 E SPRAGUE AVE STE 3 SPOKANE WA 99202 472048062 501C3 6000 0 GENERAL SUPPORT EWU FOUNDATION 102 HARGREAVES HALL CHENEY WA 99004 911019819 501C3 10300 0 GENERAL SUPPORT FAMILY PROMISE OF NORTH IDAHO 501 E WALLACE AVE COEUR DALENE ID 83814 141971894 501C3 10000 0 GENERAL SUPPORT FAMILY PROMISE OF SPOKANE 904 E HARTSON AVE SPOKANE WA 99202 911707988 501C3 42500 0 GENERAL SUPPORT FURRY FARM RESCUE PO BOX 394 RATHDRUM ID 83858 822995314 501C3 10000 0 GENERAL SUPPORT GRACE KITCHEN 112 N 2ND AVE PASCO WA 99301 843061875 501C3 12500 0 GENERAL SUPPORT INLAND NORTHWEST FARMER'S MARKET ASSOCIATION (REGIONAL) 319 W HASTINGS RD SPOKANE WA 99218 821240181 501C3 10000 0 GENERAL SUPPORT JOYA 2118 W GARLAND AVE SPOKANE WA 99205 910863163 501C3 20000 0 GENERAL SUPPORT LUTHERAN COMMUNITY SERVICES NORTHWEST PO BOX 35146 SEATTLE WA 981245146 930386860 501C3 10150 0 GENERAL SUPPORT MEALS ON WHEELS MID-CITY CONCERNS 1222 W 2ND AVE SPOKANE WA 99201 910833015 501C3 5935 0 GENERAL SUPPORT MUSEUM OF NORTH IDAHO 115 NORTHWEST BLVD COEUR DALENE ID 83814 237161777 501C3 10000 0 GENERAL SUPPORT NAMI PO BOX 49104 BALTIMORE MD 21297 431201653 501C3 6150 0 GENERAL SUPPORT NWCUA FOUNDATION 18000 INTERNATIONAL BLVD SUITE 350 SEATAC WA 98188 911649328 501C3 10000 0 GENERAL SUPPORT SAFE HARBOR SUPPORT CENTER 1111 N GRANT PLACE KENNEWICK WA 99336 382441787 501C3 15000 0 GENERAL SUPPORT SAFE PASSAGE 850 N 4TH ST COEUR DALENE ID 83814 820341451 501C3 25165 0 GENERAL SUPPORT SAGE 710 N CHELAN AVE WENATCHEE WA 98801 911018890 501C3 10000 0 GENERAL SUPPORT SARC 1458 FOWLER STREET RICHLAND WA 99352 911178405 501C3 5500 0 GENERAL SUPPORT SECOND HARVEST 1234 E FRONT AVE SPOKANE WA 992022148 237173826 501C3 38500 0 GENERAL SUPPORT SPOKANE QUARANTEAM PO BOX 30321 SPOKANE WA 99223 832160752 501C3 10000 0 GENERAL SUPPORT SPOKANE VALLEY PARTNERS 10814 E BROADWAY AVE SPOKANE VALLEY WA 99206 911478830 501C3 8000 0 GENERAL SUPPORT ST VINCENT DE PAUL 201 E HARRISON COEUR DALENE ID 83814 820250389 501C3 12500 0 GENERAL SUPPORT THE BIG TABLE PO BOX 372 SPOKANE WA 99210 208931223 501C3 7500 0 GENERAL SUPPORT THE PIT BULL PEN 22206 E KENNEDY RD BENTON CITY WA 99320 474623721 501C3 10000 0 GENERAL SUPPORT THE ZONE 4001 N COOK ST SPOKANE WA 99207 910950445 501C3 12500 0 GENERAL SUPPORT TRANSITIONS 3128 N HEMLOCK ST SPOKANE WA 99205 911307272 501C3 12500 0 GENERAL SUPPORT UNION GOSPEL MISSION ASSOCIATION OF SPOKANE PO BOX 4066 SPOKANE WA 99220 910613587 501C3 10000 0 GENERAL SUPPORT VOLUNTEERS OF AMERICA 525 WEST SECOND AVE SPOKANE WA 99201 910577131 501C3 26400 0 GENERAL SUPPORT WOMEN & CHILDREN'S FREE RESTAURANT AND COMMUNITY KITCHEN 1408 N WASHINGTON ST SPOKANE WA 99201 911399742 501C3 15000 0 GENERAL SUPPORT WOMEN'S RESOURCE CENTER PO BOX 2051 WENATCHEE WA 988072051 911109429 501C3 10000 0 GENERAL SUPPORT YWCA SPOKANE 930 N MONROE SPOKANE WA 99201 910565025 501C3 12700 0 GENERAL SUPPORT 49 0 FINANCIAL EDUCATION SCHOLARSHIPS 4 20000 STUDENT AMBASSADOR SCHOLARSHIPS 10 15000 CONTINUING EDUCATION SCHOLARSHIPS 8 20000 PART I, LINE 2: DONATIONS ARE ROUTED THROUGH THE COMMUNITY INVOLVEMENT COMMITTEE (CIC) OR THROUGH THE COMMUNICATIONS DEPARTMENT DEPENDING ON THE REQUEST. THE REQUEST IS THEN EVALUATED EITHER BY COMMUNICATIONS OR BY THE CIC DONATIONS SUB-COMMITTEE AND A DETERMINATION MADE AS TO THE AMOUNT TO BE DONATED. ALL ACKNOWLEDGEMENTS ARE RETAINED AND RECIPIENTS OF THE DONATIONS RECORDED. ALL RECIPIENTS ARE WELL KNOWN LOCAL ORGANIZATIONS. NUMERICA ASSUMES THAT ALL GRANT FUNDS ARE USED WITHIN THE U.S. BUT DOES NOT MONITOR THE USE OF FUNDS PAST THE DATE OF CONTRIBUTION. FOR INDIVIDUAL SCHOLARSHIPS, CANDIDATES ARE INVITED FOR AN INTERVIEW WITH A PANEL OF JUDGES THAT INCLUDES TWO NUMERICA EMPLOYEES AND AT LEAST THREE COMMUNITY PARTNERS. THE PANEL SELECTS THE SCHOLARSHIP RECIPIENT. SCHOLARSHIPS ARE SENT DIRECTLY TO THE COLLEGE THEY ARE ATTENDING WITH A LETTER EXPLAINING THEY ARE TO BE USED FOR TUITION. X X X 1 1 X X X 1 1 0 CICERO CARLA PRESIDENT/CEO 676251 0 457507 0 4220 0 122632 0 5026 0 1265636 0 0 0 SHERMAN NICOLE CHIEF OPERATING OFFICER 354475 0 86251 0 27161 0 26000 0 6780 0 500667 0 0 0 LEAVER CINDY CHIEF STRATEGY OFFICER (THRU 3/21) 78324 0 65192 0 335166 0 0 0 1768 0 480450 0 0 0 FERGUSON KELLEY CHIEF ADMINISTRATION OFFICER 342141 0 60595 0 974 0 19500 0 14198 0 437408 0 0 0 CHAMBERLIN BRYCE VP PRIVATE BANKING TEAM 145563 0 261902 0 2275 0 19500 0 7370 0 436610 0 0 0 KELLY JASON HLC SENIOR LOAN OFFICER 61081 0 351441 0 57 0 15765 0 7370 0 435714 0 0 0 MELCHER JOSHUA SVP OF BUSINESS SERVICES 213637 0 184714 0 2409 0 13863 0 9300 0 423923 0 0 0 PLANK KENNETH CHIEF LENDING OFFICER 322411 0 50776 0 12629 0 20138 0 10700 0 416654 0 0 0 CIANI LYNN CHIEF RISK OFFICER 317095 0 50275 0 3486 0 26000 0 8900 0 405756 0 0 0 HANSEN GREG EVP CREDIT ADMINISTRATION 255130 0 44990 0 9448 0 51000 0 8900 0 369468 0 0 0 CLUTE TROY SVP HOME LOAN CENTER 225241 0 104824 0 778 0 20629 0 10000 0 361472 0 0 0 RICHARDSON BEN ACTING CHIEF FINANCIAL OFFICER 275384 0 30183 0 408 0 19042 0 10700 0 335717 0 0 0 PEARMAN- GILLMAN KIM SVP CORPORATE & COMMUNITY 221292 0 27970 0 12435 0 26000 0 12500 0 300197 0 0 0 LEHN JENNIFER VP OF PRODUCT AND EXTERNAL DEVELOPME 177281 0 92702 0 1905 0 16403 0 6780 0 295071 0 0 0 O'CALLAGHAN JENNIFER SVP OF MARKETING AND ANALYTICS 224800 0 31832 0 509 0 19500 0 10700 0 287341 0 0 0 MURRAY KAYCEE SVP INFORMATION TECHNOLOGY 218569 0 34606 0 326 0 19500 0 12500 0 285501 0 0 0 BERDAR CLIFFORD HLC SALES MANAGER 105470 0 157992 0 546 0 11500 0 7370 0 282878 0 0 0 SUNDERMAN LISA SVP ENTERPRISE RISK (THRU 12/21) 190219 0 34870 0 33531 0 19500 0 1033 0 279153 0 0 0 STIRLING ANDY SVP OF CENTRAL WASHINGTON 210793 0 28645 0 10669 0 5231 0 10700 0 266038 0 0 0 FOX MARK SVP PAYMENT SERVICES & DIGITAL 197662 0 38675 0 427 0 19500 0 7560 0 263824 0 0 0 WEIS KAREN VP OF LEGAL/ COMPLIANCE 171256 0 50479 0 895 0 26000 0 7130 0 255760 0 0 0 PEARSE DANIEL VP REGIONAL COMMERCIAL BANKING 158469 0 68741 0 2432 0 14456 0 10700 0 254798 0 0 0 SKINFILL LINDSEY VP OF CULTURE 174097 0 49391 0 210 0 19500 0 7560 0 250758 0 0 0 MADSEN RUSTY VP RETAIL EXPERIENCE 120026 0 99325 0 2238 0 9750 0 12500 0 243839 0 0 0 ALMOND NANCY SVP PROGRAM MANAGER - NFS 206731 0 20249 0 2106 0 6014 0 6258 0 241358 0 0 0 CLABBY JACLYN SVP GENERAL COUNSEL 154556 0 36108 0 212 0 6065 0 10460 0 207401 0 0 0 ERNY JANA SVP OF RETAIL LENDING (THRU 4/21) 101918 0 49210 0 2028 0 1684 0 195 0 155035 0 0 0 PART I, LINE 1A BOARD MEMBERS WHO HAVE COMPANIONS TRAVELING HAVE THESE EXPENSES INCLUDED FOR TAXABLE PURPOSES IN THEIR 1099-MISC. TAX PAYMENTS ARE PROVIDED FOR EXECUTIVE LEVEL STAFF ON THE TAXABLE BENEFIT OF AN INTEREST-FREE LOAN ON A SPLIT DOLLAR LIFE INSURANCE POLICY. WELLNESS EXPENSES SUCH AS HEALTH CLUB DUES ARE PROVIDED FOR EXECUTIVE MANAGEMENT AS A BENEFIT. THEIR COMPENSATION IS TAXED APPROPRIATELY FOR THIS BENEFIT. PART I, LINES 4A-B CINDY LEAVER RECEIVED $334,980 OF SEVERANCE IN 2021. LISA SUNDERMAN RECEIVED $33,115 OF SEVERANCE IN 2021. CARLA CICERO, CEO, PARTICIPATES IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN. THE AMOUNT EARNED IN 2021 WAS $77,132. CIANI LYNN EVP - GENERAL COUNCIL SPLIT DOLLAR LIFE INSURANCE POLICY X 5841766 6291150 0 1 1 CICERO CARLA CHIEF EXECUTIVE OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 12173272 13142260 0 1 1 FERGUSON KELLEY CHIEF INFORMATION OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 3261694 3522186 0 1 1 LEHN JENNIFER A VP OF PRODUCT AND EXTERNAL DEVELOPMENT SPLIT DOLLAR LIFE INSURANCE POLICY X 1665148 1797550 0 1 1 NORBURY-HARTERNANCY CHIEF BRANDING OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 3076916 3033622 0 1 1 PLANK KEN CHIEF LENDING OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 4569112 4938737 0 1 1 LEAVER CYNTHIA CHIEF FINANCIAL OFFICER SPLIT DOLLAR LIFE INSURANCE POLICY X 3728690 3820038 0 1 1 HUPP RON BOARD OF DIRECTORS AUTO LOAN X 34472 15205 0 0 1 MELCHER JOSH SVP OF BUSINESS SERVICES AUTO LOAN X 39980 27604 0 0 1 PLANK KEN CHIEF LENDING OFFICER AUTO LOAN X 31881 15765 0 0 1 SMITH YVONNE BOARD OF DIRECTORS AUTO LOAN X 13884 5758 0 0 1 ALMOND NANCY SVP PROGRAM MANAGER AUTO LOAN X 31403 28179 0 0 1 ALMOND NANCY SVP PROGRAM MANAGER AUTO LOAN X 34349 30374 0 0 1 CLABBY JACLYN SVP OF GENERAL COUNSEL AUTO LOAN X 41428 28295 0 0 1 CLARK SCOTT T BOARD OF DIRECTORS AUTO LOAN X 35557 35557 0 0 1 CLUTE TROY SVP HOME LOANS AND DEALER SERVICES AUTO LOAN X 50059 50036 0 0 1 FOX MARK SVP PAYMENTS AND DIGITAL AUTO LOAN X 51117 48371 0 0 1 LEHN JENNIFER A VP OF PRODUCT AND EXTERNAL DEVELOPMENT AUTO LOAN X 25500 23132 0 0 1 RICHARDSON BEN ACTING CHIEF FINANCIAL OFFICER AUTO LOAN X 15703 10519 0 0 1 CIANI LYNN EVP - GENERAL COUNCIL MORTGAGE LOAN X 375000 346354 0 0 1 CICERO CARLA CHIEF EXECUTIVE OFFICER HOME CONSTRUCTION LOAN X 1104939 1003970 0 0 1 CLARK SCOTT T BOARD OF DIRECTORS MORTGAGE LOAN X 170000 135145 0 0 1 CLUTE TROY SVP HOME LOANS AND DEALER SERVICES MORTGAGE LOAN X 160000 159488 0 0 1 ERNY JANA SVP RETAIL EXPERIENCE AND OPERATIONS MORTGAGE LOAN X 225145 174627 0 0 1 ERNY JANA SVP RETAIL EXPERIENCE AND OPERATIONS MORTGAGE LOAN X 120500 119500 0 0 1 FOX MARK SVP PAYMENTS AND DIGITAL MORTGAGE LOAN X 564000 537475 0 0 1 HUPP RON BOARD OF DIRECTORS MORTGAGE LOAN X 338000 65347 0 0 1 LEHN JENNIFER A VP OF PRODUCT AND EXTERNAL DEVELOPMENT MORTGAGE LOAN X 300000 263990 0 0 1 MELCHER JOSH SVP OF BUSINESS SERVICES MORTGAGE LOAN X 132000 89968 0 0 1 MURRAY KAYCEE SVP INFORMATION TECHNOLOGY MORTGAGE LOAN X 417000 349328 0 0 1 O'CALLAGHAN JEN SVP OF MARKETING MORTGAGE LOAN X 133000 20935 0 0 1 O'CALLAGHAN JEN SVP OF MARKETING MORTGAGE LOAN X 144000 110943 0 0 1 PLANK KEN CHIEF LENDING OFFICER MORTGAGE LOAN X 389205 383591 0 0 1 PLANK KEN CHIEF LENDING OFFICER MORTGAGE LOAN X 752250 728023 0 0 1 RICHARDSON BEN ACTING CHIEF FINANCIAL OFFICER MORTGAGE LOAN X 404500 379175 0 0 1 CLABBY JACLYN SVP OF GENERAL COUNSEL MORTGAGE LOAN X 996300 660143 0 0 1 CLUTE TROY SVP HOME LOANS AND DEALER SERVICES MORTGAGE LOAN X 220000 208311 0 0 1 MELCHER JOSH SVP OF BUSINESS SERVICES MORTGAGE LOAN X 319000 311210 0 0 1 SHERMAN NICOLE CHIEF OPERATING OFFICER MORTGAGE LOAN X 25000 25000 0 0 1 SHERMAN NICOLE CHIEF OPERATING OFFICER MORTGAGE LOAN X 69883 60883 0 0 1 SHERMAN NICOLE CHIEF BRANDING OFFICER MORTGAGE LOAN X 519000 505309 0 0 1 WEIS KAREN VP OF LEGAL/ COMPLIANCE MORTGAGE LOAN X 479000 465382 0 0 1 ERNY JANA SVP RETAIL EXPERIENCE AND OPERATIONS LINE OF CREDIT X 30000 29448 0 0 1 CLUTE TROY SVP HOME LOANS AND DEALER SERVICES LINE OF CREDIT X 100000 99276 0 0 1 LEAVER CYNTHIA CHIEF STRATEGY OFFICER MORTGAGE LOAN X 459000 447203 0 0 1 44544362 FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS ONE CLASS OF MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION'S MEMBERS MAY ELECT ONE OR MORE MEMBERS OF THE GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B THE ORGANIZATION'S MEMBERS MUST APPROVE CERTAIN INFREQUENT DECISIONS OF THE GOVERNING BODY. FOR EXAMPLE, A MERGER WOULD REQUIRE MEMBER APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY EXECUTIVE MANAGEMENT. FORM 990, PART VI, SECTION B, LINE 12C THERE IS AN ANNUAL CERTIFICATION PROCESS WHERE THE CODE OF ETHICS POLICY FOR VOLUNTEERS IS REVIEWED. WHEN THERE IS A PERSONAL INTEREST, EVEN IF ONLY IN APPEARANCE, SUCH INTEREST MUST BE DISCLOSED AND THE NATURE OF SUCH INTEREST DESCRIBED TO THE BOARD PRIOR TO THE TIME ANY ACTION IS TAKEN. THE INTERESTED PARTY SHALL NOT DIRECTLY OR INDIRECTLY PARTICIPATE IN ANY DELIBERATION OR DETERMINATION OF THE MATTER AND SHOULD TAKE ALL REASONABLE STEPS TO AVOID THE CONFLICT. FORM 990, PART VI, SECTION B, LINE 15 A COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS THE CEO'S CONTRACT ANNUALLY AND USES DATA FROM VARIOUS SURVEYS TO PROVIDE SUBSTANTIATION OF THE DELIBERATION AND DECISIONS REGARDING THE CEO'S ANNUAL BONUS AND SALARY. ALL OF THE SALARY RANGES FOR THE ENTIRE ORGANIZATION ARE SET BASED ON VARIOUS SALARY SURVEYS, INCLUDING EXECUTIVE SALARY SURVEY. THE SURVEYS ARE OF FINANCIAL INSTITUTIONS OF SIMILAR SIZE AND REGION. FORM 990, PART VI, SECTION C, LINE 18 THE ORGANIZATION'S FORM 1024 AND FORM 990 ARE AVAILABLE UPON REQUEST. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST. NUMERICA MEMBER SERVICES INC PO BOX 4000 SPOKANE VALLEY WA 99037 911320629 FINANCIAL PLANNING SERVICE WA NUMERICA CREDIT UNION C -15787 479978 1.00000 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0