2022-11-01T14:09:29-05:00 2021-12-31 FORVIS LLP 111 E Wayne St Suite 600 Fort Wayne IN 46802 990 2021-01-01 356059333 EVERENCE ASSOCIATION INC % LISA J NUSSBAUM EVER 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 LISA J NUSSBAUM TREASURER 5745339511 2022-11-15 true FRED GINGERICH 999009999 Lauren R Denton P01571860 2604604000 2022-11-15 2 2021 2022-09-23 18:48:47Z KENNETH D HOCHSTETLER 1110 NORTH MAIN STREET GOSHEN IN 46528 138378922 false X WWW.EVERENCE.COM X 1964 IN EVERENCE ASSOCIATION INC HELPS PEOPLE AND GROUPS INTEGRATE THEIR FINANCES WITH FAITH VALUES THROUGH ITS INSURANCE AND FINANCIAL SERVICES. 13 13 42 1151 0 0 1041256 982858 67669428 68193609 561991 -700 0 0 69272675 69175767 4207734 3262692 42651858 45643756 8083665 8182247 0 0 0 11239678 12653537 66182935 69742232 3089740 -566465 417280423 407395698 303673468 292639371 113606955 114756327 EVERENCE ASSOCIATION INC IS AN INDIANA DOMICILED FRATERNAL BENEFIT SOCIETY ORGANIZED TO PROVIDE LIFE, ANNUITY, ACCIDENT, AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. false false EVERENCE ASSOCIATION INC HELPS INDIVIDUALS, ORGANIZATIONS, AND CONGREGATIONS INTEGRATE FINANCES WITH FAITH THROUGH A NATIONAL TEAM OF CONSULTANTS AND REPRESENTATIVES. EVERENCE OFFERS LIFE, ANNUITY, ACCIDENT, AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. CONTINUED BELOW. 2518823 CONTINUE TO ENHANCE CURRENT FRATERNAL GRANT PROGRAMS AND THEIR USAGE IN THE CONSTITUENCY. NUMBER OF GRANTS IN 2021 WAS 1,595. CONTINUE BUILDING A SUPPORT SYSTEM OF TRAINING, PROVIDING RESOURCES FOR, AND ENGAGING ACTIVE ADVOCATES (VOLUNTEERS). THERE WERE 1,152 ADVOCATES SERVING IN 2021. CONTINUED BELOW. ENCOURAGE STEWARDSHIP IN THE EVERENCE ASSOCIATION CONSTITUENCY. STEWARDSHIP EDUCATION INCLUDES STEWARDSHIP UNIVERSITY, SPEAKERS FOR WORKSHOPS AND RETREATS, AND EDUCATIONAL RESOURCES. IN 2021 THERE WERE 438 CHURCHES USING EDUCATIONAL MATERIALS OR SEMINARS. false false false false false false false false false false false true false true false true false false false true false false false false false false true true true false false false false true false false false false false false true true true false true 7641 0 42 true false false false false false false false false false false false false X 13 13 false false false false true true false true true false true true false true true true true true true false false CA IN X LISA J NUSSBAUM 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 KENNETH D HOCHSTETLER PRESIDENT 10.0 30.0 X 0 385019 52934 JAY KREADY FINANCIAL CONSULTANT 0.0 40.0 X 0 316012 54988 GLEN KAUFFMAN FINANCIAL CONSULTANT 0.0 40.0 X 0 286758 45313 AMANDA ROCK FINANCIAL CONSULTANT 0.0 40.0 X 0 292982 31168 JAIME ALVAREZ SECRETARY 10.0 40.0 X 0 280881 34735 RODNEY D DILLER VICE PRESIDENT 20.0 40.0 X 0 258276 40528 JEFFREY GODSHALL FINANCIAL CONSULTANT 0.0 40.0 X 0 262547 35596 STEVEN SCHROLL FINANCIAL CONSULTANT 0.0 40.0 X 0 247571 43252 CHAD HORNING ASSISTANT TREASURER 10.0 40.0 X 0 218334 33443 MATTHEW D GEHMAN ASSISTANT TREASURER 0.0 40.0 X 0 150487 39078 MARLO J KAUFFMAN ASSISTANT SECREETARY 10.0 40.0 X 0 149128 35106 PHILIP R ZIMMERMAN ASSISTANT SECRETARY 10.0 40.0 X 0 129472 33631 LISA NUSSBAUM TREASURER 2.0 40.0 X 0 121120 21221 JESSICA YODER DIRECTOR 1.0 0.0 X 0 0 0 SANDRA VIELMAN DIRECTOR 1.0 0.0 X 0 0 0 DONNA VOTH DIRECTOR 1.0 0.0 X 0 0 0 LAUREN GOOD DIRECTOR 1.0 0.0 X 0 0 0 SYLVIA PENNER DIRECTOR 1.0 0.0 X 0 0 0 PARIS BALL-MILLER DIRECTOR 1.0 0.0 X 0 0 0 NICOLE FRANCISCO BAILEY DIRECTOR 1.0 0.0 X 0 0 0 KATELYN LEICHTY DIRECTOR 1.0 0.0 X 0 0 0 KIRBY MILLER DIRECTOR 1.0 0.0 X 0 0 0 JAMES MILLER DIRECTOR 1.0 0.0 X 0 0 0 JAIME RODRIGUEZ DIRECTOR 1.0 0.0 X 0 0 0 EMERSON LESHER DIRECTOR 1.0 0.0 X 0 0 0 DJ MCFADDEN DIRECTOR 1.0 0.0 X 0 0 0 0 3098587 500993 75 false true false LANCASTER GENERAL HOSPITAL 555 NORTH DUKE STREET LANCASTER PA 17604 HEALTH SERVICES 890088 GOSHEN HOSPITAL ASSOCIATION 200 HIGH PARK AVENUE GOSHEN IN 46526 HEALTH SERVICES 876427 GRAND VIEW HOSPITAL 700 LAWN AVENUE SELLERSVILLE PA 18960 HEALTH SERVICES 862897 SENTARA RMH MEDICAL CENTER PO BOX 392 HARRISONBURG VA 22801 HEALTH SERVICES 522010 ELKHART GENERAL HOSPITAL INC 615 N MICHIGAN ST SOUTH BEND IN 46601 HEALTH SERVICES 351399 44 982858 982858 PREMIUM INCOME 524298 52812037 52812037 INVESTMENT INCOME 524298 14160426 14160426 FRANCHISE MANAGEMENT FEE 524298 425518 425518 FRATERNAL PROGRAM 524298 406718 406718 ADMINISTRATION REVENUE 524298 307460 307460 81450 81450 68193609 0 0 0 0 0 0 69202455 69203155 -700 -700 -700 0 0 0 0 0 0 0 0 0 0 69175767 68192909 X 2390442 872250 0 45643756 0 100745 6897452 891119 89804 203127 0 11375 119306 0 0 1077084 7125198 164599 796517 1995897 0 483551 385284 0 58250 0 0 138234 148851 STATE INSURANCE DEPT FEE 117904 BUREAU AND ASSOCIATION DUES 29581 MISCELLANEOUS LOSSES 1906 69742232 0 0 18382501 7722676 0 0 24339 3537 0 0 0 0 0 0 0 0 45884 45449 0 0 294346378 291333114 0 0 101327851 105169598 0 0 3153470 3121324 417280423 407395698 2129715 3568334 0 0 1637402 1658294 0 0 0 0 0 0 0 0 0 0 299906351 287412743 303673468 292639371 X 0 0 0 0 113606955 114756327 113606955 114756327 417280423 407395698 X -566465 1715837 X false true X true false MORTGAGE LOANS 98741488 F POLICY LOANS 5874 F OTHER LONG-TERM INVESTMENTS 6422236 F 105169598 0 LIFE AND ANNUITY RESERVES 257588703 ACCIDENT AND HEALTH RESERVES 13551996 DEPOSIT TYPE CONTRACTS 2616082 POLICY AND CONTRACT CLAIMS 4472299 ASSET VALUATION 7609730 INTEREST MAINTENANCE RESERVE 1573933 287412743 67589776 67589776 1077084 508907 1585991 69175767 68343788 68343788 1077084 321360 1398444 69742232 PART XI, LINE 4B LOSS TRANSFERRED TO INTEREST MAINTENANCE RESERVE 187,547 ADMINISTRATIVE FEES 307,460 GAIN/LOSS ADJUSTMENT 13,900 TOTAL 508,907 PART XII, LINE 4B ADMINISTRATIVE FEES 307,460 GAIN/LOSS ADJUSTMENT 13,900 TOTAL 321,360 PART IV, QUESTION 11F ASC 740 FOOTNOTE MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. true Central America and the Caribbean 0 0 PASSIVE INVESTMENTS 2023534 East Asia and the Pacific 0 0 PASSIVE INVESTMENTS 2313617 Europe (Including Iceland and Greenland) 0 0 PASSIVE INVESTMENTS 6460971 North America 0 0 PASSIVE INVESTMENTS 11126461 0 0 0 0 21924583 21924583 false false false false false false SCHEDULE F, PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE AND OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. true GREENCROFT GOSHEN INC 1225 GREENCROFT DRIVE PO BOX 819 GOSHEN IN 46527 351270709 501(C)(3) 6000 FMV GRANTS & SPONSORSHIP SOUTHERN MARKET LANCASTER 100 S QUEEN ST LANCASTER PA 17603 231892383 10000 FMV GRANTS & SPONSORSHIP MENNONITE WORLD CONFERENCE PO BOX 5364 LANCASTER PA 17606 362956449 501(C)(3) 30000 FMV GRANTS & SPONSORSHIP LACASA OF GOSHIN INC 202 N COTTAGE AVE GOSHEN IN 46528 351554538 501(C)(3) 6800 FMV GRANTS & SPONSORSHIP MENNONITE CHURCH USA 718 MAIN STREET NEWTON KS 67114 352157800 501(C)(3) 35000 FMV GRANTS & SPONSORSHIP LANDIS HOMES RETIREMENT COMMUNITY 1001 E OREGON RD LITITZ PA 17543 232194364 501(C)(3) 6038 FMV GRANTS & SPONSORSHIP MENNONITE CENTRAL COMMITTEE PO BOX 500 21 S 12TH ST AKRON PA 17501 236002702 501(C)(3) 20501 FMV GRANTS & SPONSORSHIP NAPPANEE MISSIONARY CHURCH PO BOX 110 70417 SR 19 N NAPPANEE ID 46550 310994913 501(C)(3) 8483 FMV GRANTS & SPONSORSHIP 7 1 COLLEGE SCHOLARSHIPS TO STUDENTS 45 49000 SHARING FUND GRANTS 1595 819000 WILL PREPARATION GRANTS 84 4250 SCHEDULE I, PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE CHURCHES AS WELL AS OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. X false false false KENNETH D HOCHSTETLER PRESIDENT 294698 78750 11571 28912 24022 437953 CHAD HORNING ASSISTANT TREASURER 173226 43050 2058 16680 16763 251777 RODNEY D DILLER VICE PRESIDENT 201803 51713 4760 19597 20931 298804 JAIME ALVAREZ SECRETARY 223256 56437 1188 21390 13345 315616 MARLO J KAUFFMAN ASSISTANT SECREETARY 119944 25681 3503 12168 22938 184234 PHILIP R ZIMMERMAN ASSISTANT SECRETARY 104112 22281 3079 10551 23080 163103 MATTHEW D GEHMAN ASSISTANT TREASURER 150487 12559 26519 189565 GLEN KAUFFMAN FINANCIAL CONSULTANT 254017 28853 3888 24680 20633 332071 STEVEN SCHROLL FINANCIAL CONSULTANT 166474 79000 2097 16733 26519 290823 JAY KREADY FINANCIAL CONSULTANT 271752 41277 2983 26749 28239 371000 AMANDA ROCK FINANCIAL CONSULTANT 244189 46194 2599 23401 7767 324150 JEFFREY GODSHALL FINANCIAL CONSULTANT 240331 19676 2540 22972 12624 298143 SCHEDULE J PART I LINE 3: COMPENSATION OF THE ORGANIZATION'S TOP MANAGEMENT OFFICIALS WAS PAID BY A RELATED ORGANIZATION. EVERENCE ASSOCIATION, INC. RELIED ON THE RELATED ORGANIZATION, WHICH USED SEVERAL OF THE METHODS DESCRIBED ON LINE 3, TO ESTABLISH TOP MANAGEMENT OFFICIAL COMPENSATION. SARA ALVAREZ WAUGH FAMILY MEMBER 100745 SALARY false FORM 990, PART IV, LINE 12 THE FINANCIAL STATEMENTS ARE PREPARED USING ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE INDIANA DEPARTMENT OF INSURANCE, WHOSE PRACTICES DIFFER FROM ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. FORM 990, PART VI, SECTION A, LINE 6 & 7 EVERENCE ASSOCIATION HAS ONLY ONE CLASS OF MEMBERSHIP. THE SOLE DECISION-MAKING POWER OF A MEMBER IS TO ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS HAS DELEGATED THE AUTHORITY TO REVIEW AND APPROVE THE FORM 990 TO THE AUDIT COMMITTEE. FOLLOWING A DETAILED REVIEW BY THE CONTROLLER, A COPY OF THE FORM 990 AND ITS RELATED SCHEDULES IS PROVIDED TO THE AUDIT COMMITTEE VIA EMAIL. THE AUDIT COMMITTEE REVIEWS THE FORM 990 AND RELATED SCHEDULES AND PROVIDES FEEDBACK. AN INDEPENDENT CPA FIRM ALSO REVIEWS THE FORM 990 PRIOR TO SUBMISSION TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C EVERENCE SERVICES LLC, A RELATED ORGANIZATION OF EVERENCE ASSOCIATION, EMPLOYS A GENERAL COUNSEL WHO IS RESPONSIBLE FOR DAY-TO-DAY COMPLIANCE OVERSIGHT. DESIGNATED STAFF AND THE GENERAL COUNSEL ARE RESPONSIBLE FOR REVIEWING APPLICABLE LAWS AND REGULATIONS AND ASSURING FULL IMPLEMENTATION OF AND COMPLIANCE WITH SUCH. POLICIES AND PROCEDURES ARE REVIEWED ON A REGULAR BASIS. THE BOARD OF DIRECTORS AND OFFICERS SIGN A CONFLICT OF INTEREST STATEMENT BI-ANNUALLY. ALL CONFLICTS OF INTEREST ARE EXPECTED TO BE DISCLOSED. IF THERE IS A CONFLICT OF INTEREST WITH A CODE OF CONDUCT, A WHISTLEBLOWER POLICY IS IN PLACE AND THERE IS A WHISTLEBLOWER HOTLINE TO CALL. FORM 990, PART VI, SECTION B, LINE 15A THE BOARD OF DIRECTORS PERFORMS AN ANNUAL REVIEW OF EXECUTIVE COMPENSATION. THE LAST REVIEW WAS PERFORMED IN 2021. GOALS AND OBJECTIVES ARE SET FORTH ANNUALLY AND REVIEWED DURING THIS PROCESS. ADDITIONALLY, PERIODIC COMPARISONS TO SIMILAR FOR-PROFIT AND NOT-FOR-PROFIT ENTITIES ARE EXAMINED. FORM 990, PART VI, SECTION C, LINE 19 OUR GOVERNING DOCUMENTS ARE KEPT ON FILE AND ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY INFORMATION IS AVAILABLE UPON REQUEST. SUMMARIZED FINANCIAL INFORMATION FOR ALL EVERENCE ENTITIES IS PUBLISHED IN A REPORT TO THE MEMBERS. THIS REPORT INFORMS THE MEMBERS THEY MAY REQUEST THE AUDITED FINANCIAL STATEMENTS. FORM 990, PART IX, LINE 4 ACCIDENT AND HEALTH 32,573,359 LIFE AND ANNUITY 24,043,417 INTEREST & ADJUSTMENT TO CD CONTRACT FUND 76,535 SUPPLEMENTARY CONTRACTS 958,394 NET TOTAL OF INCREASE IN ACCIDENT & HEALTH 160,951 LIFE AND ANNUITY RESERVES (11,559,412) DECREASE IN SUPPLEMENTARY CONTRACTS RESERVES (609,482) REFUNDS TO MEMBERS (6) TOTALS $45,643,756 FORM 990, PART XI, LINE 9 CHANGE IN ADMITTED INVESTMENT CARRYING AMOUNTS 7,411,893 CHANGE IN ASSET VALUATION RESERVE (219,570) CHANGE IN NONADMITTED ASSETS (5,292,147) GAIN TRANSFERRED TO INTEREST MAINTENANCE RESERVE (187,547) OTHER CHANGES IN SURPLUS 3,208 OTHER CHANGES IN NET ASSETS OR FUND BALANCES = 1,715,837 FORM 990 PART IX LINE 11G DESCRIPTION:DEFERRED PREMIUMS TOTAL FEES:-115 FORM 990 PART IX LINE 11G DESCRIPTION:MMAD AGENCY COMMISSION EXPENSE TOTAL FEES:2268420 FORM 990 PART IX LINE 11G DESCRIPTION:OTHER SERVICE FEES TOTAL FEES:4856893 THE EVERENCE FOUNDATION 1110 N MAIN ST GOSHEN IN 46528 356031936 PUBLIC FDN IN 501(C)(3) 7 NA true MENNONITE CHURCH USA 1601 W BEARDSLEY ELKHART IN 46515 352147800 CHURCH IN 501(C)(3) 1 NA false MENNONITE CHURCH BUILDINGS INC 1110 N MAIN ST GOSHEN IN 46528 356031937 REAL ESTATE IN 501(C)(3) 11A NA true MENNONITE HEALTH ASSOCIATION 1110 N MAIN ST GOSHEN IN 46528 311043978 DORMANT IN 501(C)(3) EVRNCE ASSOC false EVERENCE SERVICES LLC 1110 N MAIN ST GOSHEN IN 46528 351962055 PAYMASTER IN NA RELATED 1413595 11922409 false 0 false 0.45936 MMATCO LLP 1110 N MAIN ST GOSHEN IN 46528 352140530 FIDUCIARY IN NA EVERENCE INSURANCE COMPANY 1110 N MAIN ST GOSHEN IN 46528 351698689 INSURANCE IN EVRNCE HOLDINGS C CORP true EVERENCE TRUST COMPANY 1110 N MAIN ST GOSHEN IN 46528 352140529 TRUST COMPANY IN EVRNCE HOLDINGS C CORP true EVERENCE CAPITAL MANAGEMENT INC 1110 N MAIN ST GOSHEN IN 46528 356038806 INVESTMENTS IN EVRNCE HOLDINGS C CORP true MMA DISTRIBUTION INC 1110 N MAIN ST GOSHEN IN 46528 263734503 COMMISSION SRV IN EVRNCE HOLDINGS C CORP true EVERENCE REAL ESTATE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 352471296 REAL ESTATE IN EVRNCE HOLDINGS C CORP true EVERENCE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 263734671 HOLDINGS IN EVERENCE ASSOC C CORP 66956163 32384781 1.00000 true true true true true false true false false false false true false true false true true false false true MENNONITE CHURCH BUILDINGS INC A 120768 FMV THE EVERENCE FOUNDATION B 500000 FMV EVERENCE TRUST COMPANY B 160000 FMV MMA DISTRIBUTION INC B 743869 FMV EVERENCE FEDERAL CREDIT UNION B 450200 FMV EVERENCE CAPITAL MANAGEMENT INC C 1000000 FMV MENNONITE CHURCH BUILDINGS INC D 4653607 FMV EVERENCE FEDERAL CREDIT UNION D 6800000 FMV MENNONITE CHURCH BUILDINGS INC K 426493 FMV MMA DISTRIBUTION INC M 2908567 FMV EVERENCE SERVICES LLC O 7756466 FMV EVERENCE SERVICES LLC P 4827187 FMV EVERENCE CAPITAL MANAGEMENT INC S 123109 FMV EVERENCE TRUST COMPANY S 91281 FMV MMA DISTRIBUTION INC S 147893 FMV