2022-11-18T09:32:18-06:00 2021-12-31 454084437 WARREN AVERETT LLC 350 W CEDAR STREET SUITE 400 PENSACOLA FL 32502 990 2021-05-17 590650050 HARVESTERS CREDIT UNION HARV 8508574328 480 S HIGHWAY 29 CANTONMENT FL 32533 JENNIFER DEBRABANT VP OF FINANCE 8508574328 2022-11-18 1 JENNIFER DEBRABANT 999009999 CLAIRE C DUREN CPA P01577924 8504357400 2022-11-14 0 AAL1 IAL1 2021 2022-09-23 18:48:47Z X X KEITH GOLDEN 480 S HIGHWAY 29 CANTONMENT FL 32533 9131224 0 X HTTP://WWW.MYHARVESTERSCU.COM X 2021 FL THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. THE CREDIT UNION SERVES MEMBERS IN ESCAMBIA, SANTA ROSA, OKALOOSA, WALTON, AND BAY COUNTIES IN FLORIDA. THE TOTAL NUMBER OF MEMBERS IS IN EXCESS OF 23,579. 9 9 113 13 54275 0 0 5293341 103507 3543268 8940116 0 0 4685026 0 0 3782922 8467948 472168 260289756 243974647 16315109 X THE CREDIT UNION'S MISSION IS TO PROMOTE THRIFT AMONG ITS MEMBERS AND CREATE A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. THE CREDIT UNION SERVES MEMBERS IN ESCAMBIA, SANTA ROSA, OKALOOSA, WALTON, AND BAY COUNTIES IN FLORIDA. THE TOTAL NUMBER OF MEMBERS IS IN EXCESS OF 23,579. 0 0 IN OUR EFFORTS TO PROMOTE THRIFT AMONG OUR MEMBERS, THE CREDIT UNION PROVIDES COMPETITIVE SAVINGS PRODUCTS, WHICH INCLUDE SAVINGS, CHECKING, CERTIFICATE OF DEPOSIT ACCOUNTS AS WELL AS IRA SAVINGS AND CERTIFICATE OF DEPOSIT ACCOUNTS. TO MEET THE FINANCIAL NEEDS OF OUR MEMBERS, THE CREDIT UNION PROVIDES A SOURCE OF CREDIT BY OFFERING A VARIETY OF CONSUMER AND MORTGAGE LENDING PRODUCTS AT REASONABLE RATES OF INTEREST. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 3830 0 1 113 1 1 1 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 1 1 1 1 1 1 1 0 1 1 1 0 1 1 1 0 FL X JENNIFER DEBRABANT 8508574328 480 S HWY 29 CANTONMENT FL 32533 SCOTT POYNTER CHAIRMAN OF THE BOARD 0.00 X 0 0 0 ROBIN COOK VICE CHAIRMAN OF THE BOARD 0.00 X 0 0 0 JOHN YERG JR SECRETARY OF THE BOARD 0.00 X 0 0 0 DALLAS HOLLAND DIRECTOR OF THE BOARD 0.00 X 0 0 0 PAM THOMAS DIRECTOR OF THE BOARD 0.00 X 0 0 0 DONNA BENGTSON TREASURER OF THE BOARD 0.00 X 0 0 0 FRED CHANDLER DIRECTOR OF THE BOARD 0.00 X 0 0 0 SARAH COLLEY DIRECTOR OF THE BOARD 0.00 X 0 0 0 AMBER HALFACRE DIRECTOR OF THE BOARD 0.00 X 0 0 0 KEITH GOLDEN CEO 40.00 X 309700 0 44739 THERESA COOK SENIOR VP OF ADMINISTRATION 40.00 X 151746 0 17843 WILLIAM COX SENIOR VP OF INVESTMENTS, INSURANCE & RESIDENTIAL 40.00 X 155097 0 17754 STANLEY BRUCE SENIOR VP OF LENDING 40.00 X 163683 0 8507 CLAYTON SMITH VP OF BUSINESS DEVELOPMENT 40.00 X 138464 0 7821 JENNIFER DEBRABANT VP OF FINANCE 40.00 X 111388 0 14055 KRISTA ARMSTRONG VP OF INFORMATION TECHNOLOGY 40.00 X 112001 0 15599 BARBARA WARD VP OF LENDING 40.00 X 101284 0 13293 JESSICA WACHOB VP OF MEMBER EXPERIENCE 40.00 X 106089 0 15686 MARILYN CLIFTON VP OF MERCHANT INDIRECT BUSINESS DEVELOPMENT 40.00 X 101540 0 13387 THERESA CLAY VP OF OPERATIONS 40.00 X 109926 0 15868 DANIEL KENAN VP OF RISK MANAGEMENT & COMPLIANCE 40.00 X 112745 0 6993 DENISE BURKET AVP OF ADMINISTRATION 40.00 X 32066 0 12064 WILLIAM STARK SENIOR VP OF OPERATIONS 40.00 X 243282 0 23267 ROBIN ARNOLD MORTGAGE LOAN OFFICER 40.00 X 153441 0 15759 MARK CATHEY MOTGAGE LOAN UNDERWRITER 40.00 X 117658 0 5865 NANCY CONNELLY MORTGAGE LOAN OFFICER 40.00 X 273007 0 10873 DOUGLAS DAVIS COMMERCIAL LOAN OFFICER 40.00 X 105059 0 4710 2598176 0 264083 17 0 1 0 JACK HENRY & ASSOCIATES 663 W HWY 60 MONETT MO 65708 DATA PROCESSING 407118 Q2 SOFTWARE PO BOX 205970 DALLAS TX 75320 MOBILE APP PLATFORM 193520 DOXIM 747 E WHITCOMB AVE MADISON HEIGHTS MI 48071 STATEMENT PROCESSING 144354 KASASA 4516 SETON CENTER PKWY SUTE 300 AUSTIN TX 78759 MONTHLY LICENSING 100531 5 INTEREST ON LOANS 522100 5293341 5293341 5293341 49925 49925 244690 191108 53582 53582 53582 FEES & SERVICE CHARGES 522100 3473446 3473446 ATM NONMEMBER FEES 522100 49360 49360 GAIN/LOSS ON CUSO 522100 20005 20005 457 -4458 4915 3543268 8940116 8782334 54275 103507 1583434 2393518 182790 262591 262693 21880 39532 96452 481448 244618 252649 43963 14896 406546 341978 85715 ATM AND DEBIT CARD EXPE 469809 OUTSIDE SERVICES 408451 LOAN SERVICING 387230 CHARGE-OFFS 142068 345687 8467948 4287411 54243007 203794 184969262 2678306 15315992 5987682 0 9328310 118475 607281 0 3853910 0 260289756 4484552 0 239490095 0 243974647 X 0 0 0 0 0 16315109 0 16315109 0 260289756 X 472168 9808 15833133 X X 0 1 X 1 0 4546960 4546960 6841369 3018583 3822786 199353 133019 66334 2743018 2038362 704656 985292 797718 187574 9328310 MEMBER DEPOSITS 239490095 239490095 X 0 0 0 KEITH GOLDEN CEO 309188 0 512 0 0 0 15379 0 29360 0 354439 0 0 0 NANCY CONNELLY MORTGAGE LOAN OFFICER 267195 0 5812 0 0 0 10078 0 795 0 283880 0 0 0 WILLIAM STARK SENIOR VP OF OPERATIONS 243282 0 0 0 0 0 13148 0 10119 0 266549 0 0 0 WILLIAM COX SENIOR VP OF INVESTMENTS, INSURANCE 144539 0 10558 0 0 0 7252 0 10502 0 172851 0 0 0 STANLEY BRUCE SENIOR VP OF LENDING 153142 0 10541 0 0 0 7801 0 706 0 172190 0 0 0 THERESA COOK SENIOR VP OF ADMINISTRATION 141205 0 10541 0 0 0 7336 0 10507 0 169589 0 0 0 ROBIN ARNOLD MORTGAGE LOAN OFFICER 148100 0 5341 0 0 0 6041 0 9718 0 169200 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS OWNED BY ITS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A BOARD MEMBERS ARE ELECTED BY A VOTE OF THE GENERAL MEMBERSHIP. FORM 990, PART VI, SECTION A, LINE 7B MAJOR DECISIONS AFFECTING THE CREDIT UNION ARE MADE BY THE BOARD OF DIRECTORS AND AFFIRMED BY THE MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE 990 IS REVIEWED BY THE VP OF FINANCE PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD OF DIRECTORS IS ULTIMATELY RESPONSIBLE FOR SETTING AND ENFORCING POLICIES. FORM 990, PART VI, SECTION B, LINE 15 THE CREDIT UNION USES COMPEASE SALARY GUIDES; THE BOARD REVIEWS COMPENSATION ANNUALLY; THE CREDIT UNION HAS NO OFFICIAL PROCESS BUT THE BOARD APPROVES SALARY OF THE CEO. FORM 990, PART VI, SECTION C, LINE 19 POLICIES AND FINANCIAL DOCUMENTS ARE MADE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: RETAINED EARNINGS UNDER FEDERAL CHARTER 17,439,411. FASB ASC 715 PENSION LIABILITY UNREALIZED GAIN -1,606,278. PART XII, FINANCIAL STATEMENTS AND REPORTING, LINE 2: ON A YEARLY BASIS, THE NATIONAL CREDIT UNION ASSOCIATION EXAMINES THE FINANCIAL STATEMENTS OF THE CREDIT UNION. AN ANNUAL AUDITED FINANCIAL STATEMENT IS PREPARED IN ACCORDANCE WITH GAAP BY AN INDEPENDENT CPA ON A FISCAL YEAR-END OF SEPTEMBER 30TH. HARVESTERS INSURANCE LLC PO BOX 549 CANTONMENT FL 32533 462325047 INSURANCE BROKERAGE OR AGENCY REFERRALS FL 38876 182477