2022-11-15T15:07:01-05:00 2021-12-31 261694946 SCHWARTZ COLE AND ASSOCIATES LLC 11776 W SAMPLE RD STE 106 CORAL SPRINGS FL 330653180 990 2021-01-01 740879805 FIRSTMARK CREDIT UNION FIRS 2103428484 2023 GOLD CANYON DRIVE SAN ANTONIO TX 78232 NATHANAEL TARWASOKONO PRESIDENT/CEO 2103087813 2022-11-15 NATHANAEL TARWASOKONO 999009999 DANIEL J COLE P00055998 9547551760 2022-11-15 2021 2022-09-23 18:48:47Z NATHANAEL TARWASOKONO PO BOX 701650 SAN ANTONIO TX 78270 89106588 false X WWW.FIRSTMARKCU.ORG X 1932 TX TO HELP PEOPLE TO BETTER THEIR LIVES AND BUSINESSES. 9 9 302 1 136364 0 45040620 43939521 7421821 6776224 0 52462441 50715745 178899 62522 0 20346694 19613068 0 0 32038866 26323625 52564459 45999215 -102018 4716530 1157640122 1229967544 1048272762 1120547845 109367360 109419699 SEE SCHEDULE O false false FIRSTMARK CREDIT UNION, A MEMBER OWNED AND LOCALLY CONTROLLED FINANCIAL COOPERATIVE, IS DEDICATED TO MEETING THE FINANCIAL NEEDS OF MEMBERS; PROVIDING EXCELLENCE IN PERSONALIZED SERVICE; OFFERING INNOVATIVE AND COMPREHENSIVE PRODUCTS AND SERVICES; SAFEGUARDING MEMBER INVESTMENTS BY MAINTAINING FINANCIAL STRENGTH; BEING A RESPONSIBLE EMPLOYER BY ADDRESSING THE NEEDS OF EMPLOYEES; AND BEING A RESPONSIBLE CORPORATE CITIZEN IN THE COMMUNITY false false false false false false false false false true false false false true false false false false false false false false false false false false true false true false false false false false false false false false false false true true true false true 13289 0 true 302 true true true false false false false false false false X 9 9 false false false false true true false true true false true true true true false true false true true false true true X NATHANAEL TARWASOKONO 2103428484 2023 GOLD CANYON SAN ANTONIO TX 78232 NATHANAEL TARWASOKONO PRESIDENT/CE 40.00 X 481524 0 26036 MICHAEL GRUNDON CFO 40.00 X 243933 0 24384 GREGG THORNE CAO 40.00 X 230640 0 23073 RICHARD DANNY SMITH CHIEF EXP OF 40.00 X 196203 0 22643 AARON BEDINGFIELD CHIEF TECH O 40.00 X 174540 0 21363 DAWN SLOANS EXECUTIVE DI 40.00 X 51927 0 143013 VERONICA TERAN VP OF ACCOUN 40.00 X 178444 0 10984 MICHAEL J POLIGALA VP HOME LEND 40.00 X 162720 0 9201 TOM PRYJOMSKI VP CONSTRUCT 40.00 X 152202 0 16434 PRISCILLA NAVARRO-FOX CRO 40.00 X 156937 0 8554 DAVID PUENTE MANAGER HOME 40.00 X 159266 0 5669 TAMIKA BAKER CSO 40.00 X 61157 0 6332 CLARE COLEMAN DIRECTOR 1.00 X 0 0 0 REDELL ERVIN DIRECTOR 1.00 X 0 0 0 KYLE FRIESENHAHN DIRECTOR 1.00 X 0 0 0 BRIAN GOTTARDY ADVISORY DIR 1.00 X 0 0 0 DONALD JONES JR ADVISORY DIR 1.00 X 0 0 0 IGNACIO OROZCO JR SECRETARY 1.00 X X 0 0 0 ERICKA OLIVAREZ ADVISORY DIR 1.00 X 0 0 0 RODOLFO PENA VICE CHAIRMA 1.00 X X 0 0 0 DONALD PINSON CHAIRMAN 1.00 X X 0 0 0 MATTHEW RALPH TREASURER 1.00 X X 0 0 0 2249493 317686 13 false true false LEONARD CONTRACTING SERVICES 16010 UNIVERSITY OAK STE 100 SAN ANTONIO TX 78249 CONSTRUCTION 3242678 NCR CORPORATION 14181 COLLECTIONS CENTER DR CHICAGO IL 60693 ATM SERVICES 1010762 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 SOFTWARE 776541 ALBERT URESTI MPA PCC PO BOX 2903 SAN ANTONIO TX 782292903 TAX ASSESSOR 684957 Q2 SOFTWARE INC PO BOX 205970 DALLAS TX 753205970 SOFTWARE 641847 52 OTHER 522100 16086343 16086343 PERSONAL LOANS 522100 14828951 14828951 REAL ESTATE LOANS 522100 9552741 9552741 CREDIT CARD LOANS 522100 3335122 3335122 NON MEMBER ATM FEES 522100 97831 97831 38533 38533 43939521 4938289 4938289 33264320 6964458 33177410 5213433 86910 1751025 1837935 1837935 50715745 50579381 136364 X 62522 1676356 14346694 16060 2352012 1221946 19040 4425 185422 154001 7485163 1531361 6542135 2546591 476251 3698391 1996291 39723 LOAN SERVICING 2368223 ALL OTHER EXPENSES 704818 ASSOCIATION SUB & DUES 145785 PROVISION FOR LOAN LOSS -1573995 45999215 0 0 0 12732868 12776901 6638962 5303844 603243721 658146452 1781434 2543283 48758324 24251216 23303214 24507108 388814670 436889866 85561114 60358492 35564139 29441598 1157640122 1229967544 10282623 8601490 60577304 59406653 977412835 1052539702 1048272762 1120547845 X 109367360 109419699 109367360 109419699 1157640122 1229967544 X 4716530 -4664191 X X false true X true false 6615039 6615039 21972353 8616521 13355832 2347188 1316335 1030853 17823744 14318360 3505384 24507108 MEMBER SHARE ACCOUNTS 1048456528 OTHER LIABILITIES 3903970 DIVIDENDS PAYABLE 179204 1052539702 true FIRSTMARK CREDIT UNION FOUNDATION 2023 GOLD CANYON DRIVE SAN ANTONIO TX 782321703 842953607 501C3 11022 N/A N/A DONATIONS NORTH EAST EDUCATION FOUNDATION 8961 TESORO DRIV STE 201 SAN ANTONIO TX 78217 742410944 501C3 9000 N/A N/A SPONSORSHIP SAISD FOUNDATION 2411 SAN PEDRO SAN ANTONIO TX 78210 742861587 11500 N/A N/A SPONSORSHIP SAN ANTONIO AREA FOUNDATION 303 E PEARL PARKWAY 114 SAN ANTONIO TX 78215 746065414 501C 3 15000 N/A N/A SCHOLARSHIPS SAN ANTONIO EDUCATION PARTNERSHIP 131 EL PASO SAN ANTONIO TX 78204 742547643 16000 N/A N/A SPONSORSHIP SCHEDULE I, PAGE 4, PART IV SCHOLARSHIP AWARDS ARE FUNDED BY THE SAN ANTONIO AREA FOUNDATION. TO BEGIN THE PROCESS THE STUDENTS MUST COMPLETE AN APPLICATION TO APPLY FOR THE SCHOLARSHIP. ONCE THE WINNERS OF THE SCHOLARSHIP ARE SELECTED FIRSTMARK CREDIT UNION PUTS THE SAN ANTONIO AREA FOUNDATION IN TOUCH WITH THE WINNERS. THE WINNERS COMPLETE A FORM TO COORDINATE THE AVAILABLE SCHOLARSHIP FUNDS TO BE APPLIED TO THE SCHOOL OF THEIR CHOICE. DUE TO THE ONGOING COVID-19 PANDEMIC, FIRSTMARK CREDIT UNION CONTINUED TO SUPPORT SCHOOL DISTRICTS BY DONATING FUNDS TO THE SAN ANTONIO SCHOOL DISTRICT FOUNDATIONS TO SUPPORT THE NEEDS OF THE EDUCATION COMMUNITY. THE SUPPORT TO THE FIRSTMARK CREDIT UNION FOUNDATION WAS AN IN-KIND CONTRIBUTION RELATED TO LEGAL AND ADMINISTRATIVE COSTS FOR THE INITIAL SETUP OF THE ORGANIZATION. THE FIRSTMARK CREDIT UNION FOUNDATION'S MISSION IS TO FURTHER EDUCATION, TEACHING TRAINING AND DEVELOPMENT, FAMILY HEALTH AND STABILITY, YOUTH DEVELOPMENT, AND COMMUNITY SUSTAINABILITY. X X X false false false NATHANAEL TARWASOKONO PRESIDENT/CEO 468502 1322 11700 14937 11099 507560 MICHAEL GRUNDON CFO 242436 1322 175 13915 10469 268317 GREGG THORNE CAO 228694 1322 624 12218 10855 253713 RICHARD DANNY SMITH CHIEF EXP OFFICER 194897 1306 12000 10643 218846 AARON BEDINGFIELD CHIEF TECH OFFICER 169973 4517 50 10574 10789 195903 DAWN SLOANS EXECUTIVE DIRECTOR 51927 142343 670 194940 VERONICA TERAN VP OF ACCOUNTING/CON 173809 2806 1829 3131 7853 189428 MICHAEL J POLIGALA VP HOME LENDING 159917 2728 75 8903 298 171921 TOM PRYJOMSKI VP CONSTRUCTION 142275 9607 320 6666 9768 168636 PRISCILLA NAVARRO-FOX CRO 152841 3921 175 720 7834 165491 DAVID PUENTE MANAGER HOME LENDING 154000 4941 325 -2470 8139 164935 FORM 990 FIRSTMARK'S OBJECTIVE IS TO SEEK OPPORTUNITIES TO INVEST IN NEW PRODUCTS, SERVICES, AND APPLICATIONS TO THE CHANGING NEEDS OF THE CREDIT UNION'S EXPANDING MEMBERSHIP. FIRSTMARK IS COMMITTED TO GIVING BACK TO OUR COMMUNITY. WE CONSIDER IT A PRIVILEGE TO SUPPORT OR STRENGTHEN THE COMMUNITIES WE SERVE. FIRSTMARK PROVIDED SUPPORT AND FINANCIAL DONATIONS OF OVER 100,000 TO EDUCATION PROGRAMS AND LOCAL ORGANIZATIONS. THIS COMMITMENT IS FULFILLING FOR OUR EMPLOYEES AND MAKES A DIFFERENCE IN THE LIVES OF OTHERS. IN OCTOBER 2021, FIRSTMARK CREDIT UNION INTRODUCED THE POWER OF THE DOLLAR CHECKING TO INCLUDE A 1 IMPACT FEE (PAID BY MEMBERS). THE MONTHLY IMPACT FEE GOES DIRECTLY TO THE FIRSTMARK FOUNDATION, A 501(C)(3) PUBLIC CHARITY DEDICATED TO MAKING A TANGIBLE, POSITIVE IMPACT IN THE EDUCATION COMMUNITY THROUGH THE COLLECTIVE SUPPORT OF THE MEMBERSHIP. ON BEHALF OF OUR MEMBERS, THE FIRSTMARK FOUNDATION WILL FUND SIGNIFCANT NEEDS ACROSS SCHOOL DISTRICTS, SUCH AS CONSTRUCTING NEW FACILITIES, IMPROVING EXISTING AMENITIES, ENHANCING LEARNING SPACES, AND PROVIDING EDUCATOR GRANTS AND STUDENT SCHOLARSHIPS. FORM 990, PAGE 6, PART VI, LINE 6 THERE ARE NO CLASSES OF MEMBERS. THERE IS ONLY ONE TYPE OF MEMBER WITH THE SAME RIGHTS. FORM 990, PAGE 6, PART VI, LINE 7A ALL MEMBERS HAVE THE RIGHT TO ELECT MEMBERS OF THE GOVERNING BODY AT THE ANNUAL MEETING AND ALL MEMBERS HAVE THE RIGHT TO RECEIVE A SHARE OF THE ORGANIZATION'S NET ASSETS UPON THE ORGANIZATION'S DISSOLUTION. FORM 990, PAGE 6, PART VI, LINE 11B UPON COMPLETION OF FORM 990, THE CFO AND CEO WILL REVIEW IT AND DELIVER IT TO THE GOVERNING BODY FOR FINAL APPROVAL. FORM 990, PAGE 6, PART VI, LINE 12C THE ORGANIZATION HAS A CONFLICT OF INTEREST POLICY FOR EMPLOYEES, BUT DOES NOT REQUIRE THE BOARD OF DIRECTORS TO DISCLOSE ANNUALLY INTERESTS THAT COULD GIVE RISE TO CONFLICTS. BOARD MEMBERS ARE RESPONSIBLE FOR CAREFULLY EXAMINING POTENTIAL CONFLICTS OF INTERESTS AND INSURING THAT ANY CONFLICTS OF INTEREST ARE ADDRESSED APPROPRIATELY. FORM 990, PAGE 6, PART VI, LINE 15A COMPENSATION SURVEY, BOARD APPROVAL AND WRITTEN EMPLOYMENT CONTRACT. FORM 990, PAGE 6, PART VI, LINE 19 FIRSTMARK CREDIT UNION MAKES ITS GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART IX, LINE 11G DEBIT CARD EXPENSES 2,068,007 0 0 DATA PROCESSING 2,048,440 0 0 SHARE DRAFT EXPENSE 370,056 0 0 OTHER FEES 2,998,660 0 0 TOTAL 7,485,163 0 0 FORM 990, PART XI THE FINANCIAL STATEMENTS WERE AUDITED ON A CONSOLIDATED BASIS. FINANCIAL STATEMENTS ARE AUDITED FOR THE FISCAL YEAR ENDING JUNE 30, 2021, AND THE TAX RETURN IS FILED ON A CALENDAR YEAR BASIS. FORM 990, PART XI, LINE 9 CHANGE IN OTHER COMPREHENSIVE INCOME PENSION 4,013,245 CHANGES IN OTHER COMPREHENSIVE INCOME AFS -8,677,436 TOTAL -4,664,191 FORM 990, PART XII THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBILITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND SELECTION OF AN INDEPENDENT ACCOUNTANT. FIRSTMARK CREDIT UNION FOUNDATION 2023 GOLD CANYON DRIVE SAN ANTONIO TX 782321703 842953607 CHARITIY TX 501C3 7 FM CU FM CU true FMCU FINANCIAL GROUP LLC 2023 GOLD CANYON DRIVE SAN ANTONIO TX 78232 273191658 CUSO TX FMCU C CORP 327818 849719 1.00000 true true false false false false false false false false true false true false false false false true false false FMCU FINANCIAL A 2391 INTEREST PAYMENTS FMCU FINANCIAL Q 26523 EXP. REIMB. FMCU FINANCIAL J 3600 RENT PAYMENTS FMCU FOUNDATION Q 11022 PROF. FEE EXP. REIMB. FMCU FOUNDATION B 11022 CONTRIBUTION