2022-11-14T10:11:00-06:00 2021-12-31 060903326 WHITTLESEY PC 280 TRUMBULL ST 24TH FL HARTFORD CT 06103 990 2021-01-01 041046540 ATHOL CREDIT UNION ATHO 9782493527 513 MAIN STREET ATHOL MA 01331 COURTNEY FIFIELD PRESIDENT/CEO 9783420647 2022-11-14 1 COURTNEY FIFIELD XXX-XX-XXXX THOMAS GOLDFUSS P01373588 8605223111 3 AAL1 IAL1 2021 2022-09-23 18:48:47Z COURTNEY FIFIELD 513 MAIN STREET ALTHOL MA 01331 3735341 0 X WWW.ATHOLCREDITUNION.COM X CREDIT UNION. 1930 MA THE CREDIT UNION ACCEPTS DEPOSITS AND GRANTS LOANS TO ITS MEMBERS. BENEFITS PAID ARE DIVIDENDS ON DEPOSIT ACCOUNTS AND GRANTING ACCESSIBLE CREDIT TO ITS MEMBERS. 7 7 31 0 45290 24303 0 0 3065682 3445923 279931 118762 91405 79053 3437018 3643738 0 0 0 0 1350230 1433015 0 0 0 2110973 1792632 3461203 3225647 -24185 418091 78897446 79397354 71733730 71826749 7163716 7570605 THE CREDIT UNION ACCEPTS DEPOSITS AND GRANTS LOANS TO ITS MEMBERS. BENEFITS PAID ARE DIVIDENDS ON DEPOSIT ACCOUNTS AND GRANTING ACCESSIBLE CREDIT TO ITS MEMBERS. 0 0 ORIGINATION AND MAINTENANCE OF MEMBERS' DEPOSIT ACCOUNTS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 7133 0 31 1 1 1 0 0 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 0 1 1 0 0 0 0 0 0 0 MA X LINDSEY JAMIESON 9782493527 513 MAIN STREET ATHOL MA 01331 LISA CAREY DIRECTOR 1.00 X 0 0 0 GLENN EATON DIRECTOR 1.00 X 0 0 0 CHRISTOPHER CASELLA CHAIRMAN 1.00 X 0 0 0 LEN CROSSMAN DIRECTOR 1.00 X 0 0 0 BRIANNA DROHEN DIRECTOR 1.00 X 0 0 0 MARK WRIGHT DIRECTOR 1.00 X 0 0 0 WILLIAM J CALDWELL DIRECTOR 1.00 X 0 0 0 SHAWN GONYNOR VP OF PROJECT MANAGEMENT 40.00 X 79967 0 11603 COURTNEY FIFIELD PRESIDENT AND CEO 40.00 X 132636 0 10953 TIM DELAMERE IT OFFICER 40.00 X 88275 0 3366 LINDSAY JAMIESON VP OF ACCOUNTING 40.00 X 86522 0 13948 LUIS CISNEROS VP OF LENDING 40.00 X 78228 0 6075 465628 0 45945 1 0 0 0 0 LOAN INCOME 522100 2702170 2702170 MEMBER SERVICE FEES 522100 743753 698463 45290 3445923 44975 44975 79053 0 79053 79053 79053 165390 91603 73787 73787 73787 3643738 3598448 45290 0 511573 661471 8522 151538 99911 159545 27894 56492 106754 299140 1660 398079 127110 36841 DATA PROCESSING & INTER 239288 ONLINE BANKING 207329 OTHER OPERATIONAL EXPEN 121686 DONATIONS 10814 3225647 710575 714994 7059932 4617061 65460596 68172193 1829966 1815788 2759497 2283230 547109 476267 1723375 2241721 483100 145700 1082793 1213630 78897446 79397354 97249 123881 7805221 1476575 63831260 70226293 71733730 71826749 X 0 0 0 0 7163716 7570605 7163716 7570605 78897446 79397354 418091 -11202 0 X X 0 0 0 65524 65524 1774622 1421956 352666 919351 861274 58077 476267 MEMBERS SHARE AND DEPOSIT ACCOUNTS 70226293 70226293 X X X 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION HOLDS AN ANNUAL MEETING ACCORDING TO ITS BYLAWS WHERE ALL MEMBERS ARE GIVEN PROPER NOTIFICATION. THE BYLAWS CALL FOR THE ELECTION OF DIRECTORS WHOSE TERMS HAVE EXPIRED. FORM 990, PART VI, SECTION A, LINE 7B THE CREDIT UNION MEMBERS RATIFY DECISIONS OF THE GOVERNING BODY AT THEIR ANNUAL MEETING AND ELECT DIRECTORS AT THAT TIME. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION CONTRACTS WITH THE CPA FIRM TO PREPARE FORM 990. AFTER PREPARATION, A DRAFT COPY IS SENT TO THE PRESIDENT AND CEO AND THE TREASURER FOR REVIEW. ONCE APPROVED THE 990 IS FILED. A COPY OF THE 990 IS PROVIDED TO THE AUDIT COMMITTEE AND THE FULL BOARD FOR THEIR REVIEW AND RATIFICATION AT THE MEETING FOLLOWING THE FILING THE THE FORM 990. FORM 990, PART VI, SECTION C, LINE 19 THE CREDIT UNION POSTS UNAUDITED FINANCIAL STATEMENTS IN THE LOBBY OF THE CREDIT UNION. PART XII LINE 2C THERE HAS BEEN NO CHANGES IN THE PROCESS FROM THE PRIOR YEAR.