2022-08-04T08:46:05-05:00 2021-12-31 132781641 MITCHELL & TITUS LLP 80 PINE STREET NEW YORK NY 10005 990 2021-01-01 205189202 OPPORTUNITY FINANCE NETWORK OPPO 2153204317 123 S BROAD STREET SUITE 1930 PHILADELPHIA PA 19109 BETH LIPSON CHIEF FINANCIAL OFFICER 2153204317 2022-08-04 1 BETH LIPSON 999009999 FREDERICK E DAVIS JR P00446023 2157654600 3 AAL1 IAL1 2021 2022-09-23 18:48:47Z BETH LIPSON 123 S BROAD STREET SUITE 1930 PHILADELPHIA PA 19109 52021160 0 X WWW.OFN.ORG X 2006 PA OPPORTUNITY FINANCE NETWORK'S (OFN) MISSION IS TO LEAD COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS (CDFIS) AND THEIR PARTNERS TO ENSURE THAT LOW-INCOME, LOW-WEALTH, AND OTHER DISINVESTED PEOPLE AND COMMUNITIES HAVE ACCESS TO AFFORDABLE, RESPONSIBLE FINANCIAL PRODUCTS AND SERVICES. OFN IS A NATIONAL LEADERSHIP NETWORK OF MORE THAN 350 CDFIS, INCLUDING COMMUNITY BANKS, CREDIT UNIONS, AND LOAN FUNDS. OFN, THROUGH ITS MEMBERS, INVEST IN LOW-INCOME AND UNDERSERVED RURAL, URBAN, AND NATIVE AMERICAN COMMUNITIES ACROSS ALL 50 STATES IN AMERICA; PROVIDING AFFORDABLE, RESPONSIBLE CREDIT THAT FINANCES COMMUNITY BUSINESSES, SPARKS JOB GROWTH IN THE AREAS THAT NEED IT MOST, AND DELIVERING BOTH SOUND FINANCIAL RETURNS AND REAL CHANGES FOR PEOPLE AND COMMUNITIES. OFN'S PROGRAM AND SERVICES INCLUDES PROVIDING FINANCIAL PRODUCTS AND SERVICES FOR CDFIS, INCREASING THE STRENGTH AND CAPACITY OF THE CDFI INDUSTRY, AS WELL AS AMPLIFYING THE VOICE OF THE INDUSTRY. 12 11 43 11 0 0 21794850 42845699 8745438 8858742 303288 316719 0 0 30843576 52021160 0 0 0 0 5235226 5651531 0 0 405412 18835541 16440871 24070767 22092402 6772809 29928758 189426198 225364675 124106412 124638231 65319786 100726444 OFN'S MISSION IS TO LEAD CDFIS AND THEIR PARTNERS TO ENSURE THAT LOW-INCOME, LOW-WEALTH, AND OTHER DIVESTED PEOPLE AND COMMUNITIES HAVE ACCESS TO AFFORDABLE, RESPONSIBLE FINANCIAL PRODUCTS AND SERVICES. 0 0 14245617 46957359 FINANCIAL SERVICES: EXPANDING ACCESS TO RESPONSIBLE, AFFORDABLE CAPITAL.FINANCIAL SERVICES INCLUDES THE FOLLOWING ACTIVITIES WHICH BENEFIT LOW-INCOME AND LOW-WEALTH COMMUNITIES THROUGHOUT THE U.S: OFN'S FINANCING FUND (ON BALANCE-SHEET LENDING AND INVESTING TO CDFIS); FUND MANAGEMENT SERVICES (FEE-BASED BUSINESS PROVIDING CDFI FUND MANAGEMENT AND ASSET MANAGEMENT SERVICES TO THIRD PARTY INVESTORS); NEW MARKETS TAX CREDIT ACTIVITY; AND CDFI BOND GUARANTEE PROGRAM BOND ISSUANCE AND ADMINISTRATIVE SERVICES. THIS INCLUDES GRANTS TO MEMBER CDFIS IN CONJUNCTION WITH FINANCING. 4120978 3983188 STRENGTH: BUILDING POTENTIAL FOR IMPACT.OFN STRENGTHENS THE CDFI INDUSTRY BY PROVIDING PEER LEARNING OPPORTUNITIES, RESEARCH, INNOVATIVE NETWORKING PLATFORMS, AND SIGNATURE ANNUAL EVENTS (E.G. THE OFN CONFERENCE AND SMALL BUSINESS FINANCE FORUM) FOR CDFI PRACTITIONERS, PARTNERS, AND INVESTORS. THIS INCLUDES PROGRAMMATIC GRANTS TO MEMBERS. 1696830 96467 VOICE: AMPLIFYING THE CDFI MESSAGE AND SECURING STAKEHOLDER SUPPORT.ACROSS MULTIPLE PLATFORMS AND AUDIENCES, OFN'S STRATEGIC COMMUNICATIONS AND POLICY ADVOCACY DRIVE THE MESSAGE THAT CDFI INVESTMENTS TRANSFORM COMMUNITIES AND CHANGE LIVES-AND INCREASES RESOURCES TO CDFIS. 20063425 1 1 0 1 0 0 0 0 0 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 1 46 0 1 43 1 0 0 0 0 0 0 0 0 0 0 0 0 X 12 11 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 PA AK AL AR AZ CA CO CT DC FL GA HI IL KS KY MA MD ME MI MS MN MO NC ND NJ NH NM NV NY OH OK OR RI SC TN UT VA WA WI WV X LAURIE CURRAN 2153204317 123 S BROAD STREET SUITE 1930 PHILADELPHIA PA 19109 TED PICCOLO BOARD MEMBER 2.00 X 0 0 0 SARA RAZAVI BOARD MEMBER 2.00 X 0 0 0 ELENA GONZALES BOARD MEMBER (FROM 11/21) 2.00 X 0 0 0 MARLA BILONICK BOARD MEMBER 2.00 X 0 0 0 DAVID BECK BOARD MEMBER 2.00 X 0 0 0 CHRISTINA TRAVERS BOARD MEMBER 2.00 X 0 0 0 CARLA MANNINGS BOARD MEMBER 2.00 X 0 0 0 AISHA BENSON BOARD MEMBER 2.00 X 0 0 0 ROBERT VILLARREAL BOARD TREASURER 2.00 X X 0 0 0 DONNA GAMBRELL BOARD CHAIR 2.00 X X 0 0 0 BETSY BIEMANN BOARD VICE CHAIR 2.00 X X 0 0 0 LISA MENSAH PRESIDENT & CEO 40.00 X X 436715 0 43455 AMBER BELL CHIEF STRATEGY & OPERATION OFFICER (FROM 7/26) 40.00 X 94838 0 11062 SHAKEYDA DANIELS SENIOR VP, FINANCIAL SERVI 40.00 X 145919 0 10198 MARY WRIGHT SENIOR VP, FINANCIAL SVCS 40.00 X 171899 0 2324 JENNIFER VASILOFF CHIEF EXTERNAL AFFAIRS OFF 40.00 X 216303 0 3772 BETH LIPSON CHIEF FINANCIAL OFFICER 40.00 X 234801 0 3772 ANDREA LONGTON SENIOR VP, FINANCIAL SVCS 40.00 X 166193 0 30274 SETH JULYAN EXECUTIVE VP, MEMBERSHIP 40.00 X 178841 0 20862 DAFINA WILLIAMS SENIOR VP, PUBLIC POLICY 40.00 X 138378 0 14216 LINA PAGE EXECUTIVE VP, STRATEGIC CO 40.00 X 172965 0 3772 DONNA FABIANI EXECUTIVE VP, KNOWLEDGE SH 25.00 X 119933 0 24410 ELISA JOHNSON SENIOR VP, NETWORK SERVICES 40.00 X 131660 0 3648 TAMARA FRYE VP, HUMAN RESOURCES 40.00 X 119563 0 2100 ANDREW GIVENS CHIEF OPERATING OFFICER (TO 3/31) 40.00 X 184701 0 1923 AMIR KIRKWOOD CHIEF LENDING & INVESTMENT (TO 10/22) 40.00 X 236479 0 28129 2749188 0 203917 14 1 1 0 ALL AROUND CREATIVE 105 ATSION ROAD SUITE J MEDFORD NJ 08055 MARKETING SERVICES 157130 THE RABEN GROUP LLC 1341 G STREET NW FLOOR 5 WASHINGTON DC 20005 MARKETING & COMMUNICATIONS SERVICES 126400 FAEGRE DRINKER BIDDLE & REATH LLP ONE LOGAN SQUARE SUITE 2000 PHILADELPHIA PA 19103 LEGAL SERVICES 115768 3 769779 1826265 40249655 42845699 INTEREST ON LOANS 525990 4693897 4693897 OTHER FEES 900099 2647145 2647145 SPONSORSHIP INCOME 900099 1388000 1388000 TRAINING EVENTS 900099 129700 129700 8858742 137904 137904 178815 0 178815 178815 178815 52021160 9175461 0 0 2804840 2154346 499260 151234 2044690 1380145 529989 134556 456042 347905 86224 21913 345959 263925 65411 16623 90042 90042 211978 198816 10495 2667 134991 102982 25523 6486 804505 799349 5156 29118 22420 5048 1650 729881 541672 176943 11266 577551 440560 109247 27744 378366 359869 14323 4174 136673 125857 6508 4308 1579056 1579056 159978 122044 30247 7687 67627 51591 12786 3250 GRANTS TO MEMBERS 10875000 10875000 LOAN LOSS RESERVE 278167 278167 STAFF DEVELOPMENT 119266 90986 22550 5730 MEMBERSHIPS 116442 114394 1578 470 152230 124299 22277 5654 22092402 20063425 1623565 405412 43340002 69253310 2130000 2087500 430722 837466 134769294 143912767 147479 159747 2124700 1254104 971273 870596 3622970 3810960 4014458 4432329 189426198 225364675 885505 604662 2623868 1741192 103094522 109714562 17502517 12577815 124106412 124638231 X 52877898 57654885 12441888 43071559 65319786 100726444 189426198 225364675 29928758 -66123 5544023 0 X 0 1 X 1 1 1 X 1532838 4204443 7614604 21794850 21745924 56892659 8378687 8772329 8729250 8745438 8858742 43484446 9911525 12976772 16343854 30540288 30604666 100377105 519900 916055 1716086 16626230 18776901 38555172 0 519900 916055 1716086 16626230 18776901 38555172 61821933 219236 119691 111761 128669 137904 717261 219236 119691 111761 128669 137904 717261 10130761 13096463 16455615 30668957 30742570 101094366 0.61150 0.71920 0.00710 0.00990 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 2800 12832 15632 22075763 22091395 1000000 250000 0 0 676681 700455 1000000 1000000 3377136 5065704 105000 18316 39586 15632 178534 169170 175114 250000 250000 844284 1266426 4550 1400 3150 2800 11900 SCHEDULE C, PART II-A OFN CONDUCTS PERMITTED LOBBYING ACTIVITIES, AND WORKED IN THE FOLLOWING PRIMARY AREAS IN 2021: FINANCIAL SERVICES, SMALL BUSINESS, CDFI FUND, NEW MARKETS TAX CREDIT, AND PAYCHECK PROTECTION PROGRAM. 763436 160181 603255 939119 840656 98463 422145 253267 168878 870596 LOANS PAYABLE 12000000 FUNDS HELD FOR THIRD PARTY 577815 12577815 X 55697048 -66123 5626223 5560100 50136948 1884212 1884212 52021160 20290390 82200 82200 20208190 1884212 1884212 22092402 PART X, LINE 2: INCOME TAXES: THE ORGANIZATION IS GENERALLY EXEMPT FROM FEDERAL INCOME TAXES UNDER THE PROVISIONS OF SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. IN ADDITION, THE ORGANIZATION QUALIFIES FOR CHARITABLE CONTRIBUTION DEDUCTIONS AND HAS BEEN CLASSIFIED AS AN ORGANIZATION THAT IS NOT A PRIVATE FOUNDATION. INCOME WHICH IS NOT RELATED TO EXEMPT PURPOSES, LESS APPLICABLE DEDUCTIONS, IS SUBJECT TO FEDERAL AND STATE CORPORATE INCOME TAXES. THE ORGANIZATION HAD NO SIGNIFICANT NET UNRELATED BUSINESS INCOME FOR THE YEARS ENDED DECEMBER 31, 2021 AND 2020. MANAGEMENT EVALUATED THE ORGANIZATION'S TAX POSITIONS AND CONCLUDED THAT THE ORGANIZATION HAD TAKEN NO UNCERTAIN TAX POSITIONS THAT REQUIRE ADJUSTMENT OF THE FINANCIAL STATEMENTS. CONSEQUENTLY, NO ACCRUAL FOR INTEREST AND PENALTIES WAS DEEMED NECESSARY FOR THE YEARS ENDED DECEMBER 31, 2021 AND 2020. THE ORGANIZATION FILES TAX RETURNS IN THE U.S. FEDERAL AND STATE JURISDICTIONS. GENERALLY, THE ORGANIZATION IS NO LONGER SUBJECT TO TAX EXAMINATION BY THE U.S. FEDERAL OR STATE TAX AUTHORITIES FOR YEARS BEFORE 2018. PART XI, LINE 4B - OTHER ADJUSTMENTS: INTEREST EXPENSES 1,606,045. PROVISION FOR LOAN LOSSES 278,167. PART XII, LINE 4B - OTHER ADJUSTMENTS: INTEREST EXPENSES 1,606,045. PROVISION FOR LOAN LOSSES 278,167. 1 ENTREPRENUER FUND 551 HAT TRICK AVENUE EVELETH MN 55734 363566632 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG THE ENTERPRISE CENTER CAPITAL CORP 4548 MARKET STREET PHILADELPHIA PA 19139 270022215 501C3 250000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG LIFTFUND INC 2007 W MARTIN STREET SAN ANTONIO TX 78207 742712770 501C3 250000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG INDIANAPOLIS NEIGHBORHOOD HSG 3550 NORTH WASHINGTON BLVD INDIANAPOLIS IN 46205 351742559 501C3 250000 0 FINANCE JUSTICE FUND SUBGRANT MAIN STREET LAUNCH 2101 WEBSTER STREET SUITE 1200 OAKLAND CA 94612 942548556 501C3 150000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG APPALACHIAN COMM CAP DEV FOUNDATION 110 PEPPERS FERRY RD NW CHRISRIANSBURG VA 24073 462827486 501C3 150000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG HOPE ENTERPRISE CORP 4 OLD RIVER PLACE SUITE A JACKSON MS 39201 640851798 501C3 425000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG JUSTINE PETERSEN HSG & REINVES 1023 NORTH GRAND BLVD ST LOUIS MO 63106 431769074 501C3 250000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG LATINO ECONOMIC DEV CORP 641 S STREET NW WASHINGTON DC 20001 521749216 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG CALIFORNIA FARMLINK 335 SPRECKELS DRIVE SUITE F APTOS CA 95003 943332630 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG MOUNTAIN ASSOCIATION 433 CHESTNUT STREET BEREA KY 40403 310900246 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG ON THE ROAD LENDING 1500 N LOOP 12 IRVING TX 75061 383910893 501C3 100000 0 FINANCE JUSTICE FUND SUBGRANT BCLOFTEXASCEN-TEX CERTIFIED DEVELOPMENT CORP 1101 SAN JACINTO BLVD STE 500 AUSTIN TX 78704 742581297 501C3 250000 0 FINANCE JUSTICE FUND SUBGRANT CLEARINGHOUSE CDFI 23861 EL TORO ROAD SUITE 401 LAKE FOREST CA 92630 330735318 FOR PROFIT 200000 0 FINANCE JUSTICE FUND SUBGRANT COMMUNITYWORKS CAROLINA 107 W ANTRIM DRIVE GREENVILLE SC 29607 260421563 501C3 250000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG SOUTHERN BANCORP COMMUNITY PARTNERS 605 MAIN STREET SUITE 203 ARKADELPHIA AR 71923 581766093 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG TMC DEVELOPMENT WORKING SOLUTIONS 930 MONTGOMERY STREET SUITE 400 SAN FRANCISCO CA 94133 911951777 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG ALLIES FOR COMMUNITY BUSINESS 135 N KEDZIE AVENUE CHICAGO IL 60612 363966573 501C3 150000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG HOMEWISE INC 1301 SILER ROAD BLDG D SANTA FE NM 87507 850346325 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT COMMUNITY FUND OF NORTH MIAMI DADE 490 OPA LOCKA BLVD SUITE 20 OPA LOCKA FL 33054 592106635 501C3 100000 0 FINANCE JUSTICE FUND SUBGRANT CALIFORNIA FARMLINK 335 SPRECKELS DRIVE SUITE F APTOS CA 95003 943332630 501C3 125000 0 FINANCE JUSTICE FUND SUBGRANT AFFORDABLE HOMES OF SOUTHTEXAS 1420 ERIE AVE MCALLEN TX 78501 741883434 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT CHICAGO COMMUNITY LOAN FUND 29 E MADISON STREET - SUITE 1700 CHICAGO IL 60602 363762123 501C3 200000 0 FINANCE JUSTICE FUND SUBGRANT FEDERATION OF APPALACHIAN HOUSING ENTERPRISES INC 319 OAK STREET BEREA KY 40403 310986871 501C3 125000 0 FINANCE JUSTICE FUND SUBGRANT CAROLINA SMALL BUSINESS DEV FUND 3128 HIGHWOODS BLVD SUITE 170 RALEIGH NC 27604 581903219 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT COMMUNITY HEALTH CTR CAP FUND 40 COURT STREET 10TH FLOOR BOSTON MA 02108 043122535 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT GREATER MINNESOTA HOUSING FUND 332 MINNESOTA STREET SUITE 1650 WEST ST PAUL MN 55101 411836919 501C3 125000 0 FINANCE JUSTICE FUND SUBGRANT ICA FUND 2335 BROADWAY SUITE 102 OAKLAND CA 94612 470898054 501C3 150000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG NORTHERN GREAT LAKES INITIATIVES 1401 PRESQUE ISLE AVE MARQUETTE MI 49855 473130767 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT PIDC-COMMUNITY CAPITAL 1500 MARKET STREET SUITE 3500 WEST PHILADELPHIA PA 19102 232889102 501C3 150000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG PROPEL NONPROFITS 1 SE MAIN STREET SUITE 600 MINNEAPOLIS MN 55414 411916373 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG ACCESS PLUS CAPITAL 1920 MARIPOSA MALL SUITE 330 FRESNO CA 93721 261177785 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG SIXUP LENDING LLC 77 VAN NESS AVENUE SUITE101 SAN FRANCISCO CA 94102 611767246 FOR PROFIT 200000 0 FINANCE JUSTICE FUND SUBGRANT ANDP LOAN FUND 229 PEACHTREE STREET NE SUITE 705 ATLANTA GA 30303 582435590 501C3 200000 0 FINANCE JUSTICE FUND SUBGRANT CIVIC COMMUNITY PARTNERS 8989 RIO SAN DIEGO DRIVE STE 100 SAN DIEGO CA 92108 460660465 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT OWEESTA CORPORATION 2432 MAIN STREET 1ST FLOOR LONGMONT CO 80501 541970097 501C3 1000000 0 FINANCE JUSTICE FUND SUBGRANT DREAMSPRING 2000 ZEARING AVE NW ALBUQUERQUE NM 87104 850417347 501C3 200000 0 FINANCE JUSTICE FUND SUBGRANT WISCONSIN WOMEN'S BUSINESS INITIATIVE CORP 1533 N RIVERCENTER DRIVE MILWAUKEE WI 53212 391597954 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG RIO GRANDE VALLEY MULTIBANK CORP 901 E LEVEE STREET BROWNSVILLE TX 78520 742744525 501C3 125000 0 FINANCE JUSTICE FUND SUBGRANT COMMUNITY VISION CAPITAL & CONSULTING 870 MARKET STREET SUITE 677 SAN FRANCISCO CA 94102 943032394 501C3 150000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG NCALL RESEARCH 363 SAULSBURY ROAD DOVER DE 19904 526054476 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT LATINO COMMUNITY CREDIT UNION 100 W MORGAN STREET DURHAM NC 27701 562180770 501C3 200000 0 FINANCE JUSTICE FUND SUBGRANT NORTHWEST NATIVE DEVELOPMENT FUND 504 FIR STREET COULEE DAM WA 99116 264216937 501C3 100000 0 NATIVE CATALYST AWARD GRANT SPRUCE ROOT ONE SEALASKA PLAZA SUITE 400 JUNEAU AR 99801 454295940 501C3 25000 0 NATIVE CDFI SEED CAPITAL AWARD GRANT OPPORTUNITY RESOURCE FUND 330 MARSHALL STREET SUITE 105 LANSING MI 48912 382784136 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG SHARED CAPITAL COOPERATIVE 2388 UNIVERSITY AVENUE W SUITE 300 ST PAUL MN 55114 411621896 501C3 175000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG WOMEN VENTURE 165 WESTERN AVE N SUITE 8 ST PAUL MN 55102 411463426 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG COASTAL ENTERPRISES INC 30 FEDERAL STREET SUITE 100 BRUNSWICK ME 04011 010347504 501C3 100000 0 CF RELENDING CITIZEN POTAWATOMI COMMUNITY DEV CORP 1545 GORDON COOPER DRIVE SHAWNEE OK 74801 730945447 7871 75000 0 CF RELENDING CRAFT3 42 7TH STREET SUITE 100 ASTORIA OR 97103 912662698 501C3 100000 0 CF RELENDING COMMUNITY VENTURES CORPORATION 1450 NORTH BROADWAY LEXINGTON KY 40505 311064807 501C3 100000 0 CF RELENDING KENTUCKY HIGHLANDS INVESTMENT CORP 362 OLD WHITLEY ROAD PO BOX 1738 LONDON KY 40743 610673339 501C4 100000 0 CF RELENDING NCALL RESEARCH 363 SAULSBURY ROAD DOVER DE 19904 526054476 501C3 50000 0 CF RELENDING RURAL COMMUNITY ASSISTANCE CORPORATION 3120 FREEBOARD DRIVE SUITE 201 WEST SACRAMENTO CA 95691 942512284 501C3 100000 0 CF RELENDING RURAL ELECTRIC ECONOMIC DEVELOPMENT PO BOX 227 121 SE FIRST STREET MADISON SD 57234 460445496 501C3 75000 0 CF RELENDING FEDERATION OF APPALACHIAN HOUSING ENTERPRISES INC 319 OAK STREET BEREA KY 40403 310986871 501C3 100000 0 CF RELENDING SOUTH CAROLINA CLF 1051-A GARDNER ROAD CHARLESTON SC 29407 010793507 501C3 75000 0 CF RELENDING WORKING WORLD INC D/B/A SEED COMMONS 116 NASSAU STREET 513 NEW YORK NY 10038 202264584 501C3 150000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG DAKOTA RESOURCES ECON & LEADERSHIP DEV 25795 475TH AVENUE SUITE 1 RENNER SD 57055 460442430 501C3 75000 0 CF RELENDING ACCOMPANY CAPITAL 120 BROADWAY SUITE 230 NEW YORK NY 10271 810584343 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG BOC CAPITAL CORP 85 SOUTH OXFORD STREET BROOKLYN NY 11217 113596666 501C3 250000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG CORPORATION FOR SUPPORTIVE HSG 61 BROADWAY 23TH FLOOR NEW YORK NY 10006 133600232 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT VITAL HEALTHCARE CAPITAL 85 BROAD STREET 28TH FLOOR NEW YORK NY 10004 454014553 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT NONPROFIT FINANCE FUND 5 HANOVER SQUARE 9TH FLOOR NEW YORK NY 10004 133238657 501C3 125000 0 FINANCE JUSTICE FUND SUBGRANT PRIMARY CARE DEVELOPMENT CORP 45 BROADWAY SUITE 530 NEW YORK NY 10006 133711803 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG COMMUNITY LOAN FUND OF THE CAPITAL REGION 255 ORANGE STREET SUITE 103 ALBANY NY 12210 222706505 501C3 125000 0 FINANCE JUSTICE FUND SUBGRANT LEVITICUS FUND INC 220 WHITE PLAINS ROAD SUITE 125 TARRYTOWN NY 10591 133154100 501C3 150000 0 FINANCE JUSTICE FUND SUBGRANT ASCENDUS INC 80 MAIDEN LANE SUITE 903 NEW YORK NY 10038 113317234 501C3 125000 0 OFNS SMALL BUSINESS GRANT PROGRAM FUNDED BY GOOGLE.ORG 68 PART I, LINE 2: OFN MAKES PASS-THROUGH GRANTS TO MEMBER CDFIS FOR CERTAIN OPERATIONAL AND PROGRAMMATIC PURPOSES. OFN ALSO MAKES CERTAIN PASS THROUGH GRANTS TO CDFIS IN CONJUNCTION WITH ITS LENDING TO CDFIS, SUPPORTING CDFIS WORK IN LOW-INCOME AND OTHER DISINVESTED COMMUNITIES. X X 0 0 0 0 0 0 0 1 1 1 LISA MENSAH PRESIDENT & CEO 379363 0 57352 0 0 0 0 0 43455 0 480170 0 0 0 AMIR KIRKWOOD CHIEF LENDING & INVESTMENT (TO 10/22 223979 0 12500 0 0 0 0 0 28129 0 264608 0 0 0 BETH LIPSON CHIEF FINANCIAL OFFICER 231801 0 3000 0 0 0 0 0 3772 0 238573 0 0 0 JENNIFER VASILOFF CHIEF EXTERNAL AFFAIRS OFF 213303 0 3000 0 0 0 0 0 3772 0 220075 0 0 0 SETH JULYAN EXECUTIVE VP, MEMBERSHIP 162341 0 16500 0 0 0 0 0 20862 0 199703 0 0 0 ANDREA LONGTON SENIOR VP, FINANCIAL SVCS 163443 0 2750 0 0 0 0 0 30274 0 196467 0 0 0 ANDREW GIVENS CHIEF OPERATING OFFICER (TO 3/31) 181701 0 3000 0 0 0 0 0 1923 0 186624 0 0 0 LINA PAGE EXECUTIVE VP, STRATEGIC CO 168965 0 4000 0 0 0 0 0 3772 0 176737 0 0 0 MARY WRIGHT SENIOR VP, FINANCIAL SVCS 169149 0 2750 0 0 0 0 0 2324 0 174223 0 0 0 SHAKEYDA DANIELS SENIOR VP, FINANCIAL SERVI 143169 0 2750 0 0 0 0 0 10198 0 156117 0 0 0 DAFINA WILLIAMS SENIOR VP, PUBLIC POLICY 125628 0 12750 0 0 0 0 0 14216 0 152594 0 0 0 PART I, LINE 7 THE ORGANIZATION PROVIDED INCENTIVE BONUSES TO SELECT HIGHLY COMPENSATED EMPLOYEES RELATED TO PERFORMANCE. THE CEO RECEIVED A BONUS IN AGREEMENT WITH THEIR EMPLOYMENT CONTRACT. FORM 990, PART VI, SECTION A, LINE 6 PER OFN'S BYLAWS, THERE IS ONE CLASS OF MEMBERSHIP AVAILABLE TO PRIVATE, NON-GOVERNMENTAL, MISSION-DRIVEN FINANCIAL INSTITUTIONS THAT MEET THE QUALIFICATIONS FOR MEMBERSHIP. EACH MEMBER IS ENTITLED TO BE REPRESENTED AT ANY MEETING OF THE MEMBERS BY UP TO TWO DELEGATES, WHO SHALL BE EITHER AN EMPLOYEE OF OR A BOARD MEMBER OF THE MEMBER. THE PRESENCE IN PERSON OF DELEGATES REPRESENTING AT LEAST ONE-THIRD OF THE MEMBERS CONSTITUTES A QUORUM FOR THE TRANSACTION OF BUSINESS. WHEN A QUORUM IS PRESENT AT ANY MEETING, THE MAJORITY OF THE VOTES PRESENT DECIDES ANY QUESTION BROUGHT BEFORE THE MEETING. EACH MEMBER IS ENTITLED TO ONE VOTE ON EACH MATTER SUBMITTED TO A VOTE OF THE MEMBERS. ALL VOTING, EXCEPT ELECTIONS FOR DIRECTORS WHICH IS BY WRITTEN OR PROXY BALLOT, MAY BE BY VOICE VOTE OR BALLOT. AT LEAST TWO-THIRDS OF THE DIRECTORS ARE ELECTED BY THE MEMBERS. UP TO ONE-THIRD OF THE DIRECTORS ARE APPOINTED BY THE BOARD OF DIRECTORS. NOMINATIONS FOR CANDIDATES FOR DIRECTOR ARE MADE BY A WRITTEN NOTICE TO THE NOMINATING COMMITTEE AND MUST BE ENDORSED BY NOT LESS THAN TWO (2) MEMBERS AND DELIVERED AT LEAST SIXTY (60) DAYS BEFORE THE ELECTION. ALL NOMINATIONS SO MADE BY MEMBERS ARE PRESENTED TO THE MEMBERSHIP FOR CONSIDERATION. NEW BYLAWS MAY BE ADOPTED, OR THE EXISTING BYLAWS MAY BE AMENDED OR REPEALED, BY THE AFFIRMATIVE VOTE OF A MAJORITY OF THE VOTES REPRESENTED. VOTING OCCURS BY PROXY OR IN PERSON AT A DULY HELD MEETING OF MEMBERS AT WHICH A QUORUM IS PRESENT. FORM 990, PART VI, SECTION A, LINE 7A PER OFN'S BYLAWS, THERE IS ONE CLASS OF MEMBERSHIP AVAILABLE TO PRIVATE, NON-GOVERNMENTAL, MISSION-DRIVEN FINANCIAL INSTITUTIONS THAT MEET THE QUALIFICATIONS FOR MEMBERSHIP. EACH MEMBER IS ENTITLED TO BE REPRESENTED AT ANY MEETING OF THE MEMBERS BY UP TO TWO DELEGATES, WHO SHALL BE EITHER AN EMPLOYEE OF OR A BOARD MEMBER OF THE MEMBER. THE PRESENCE IN PERSON OF DELEGATES REPRESENTING AT LEAST ONE-THIRD OF THE MEMBERS CONSTITUTES A QUORUM FOR THE TRANSACTION OF BUSINESS. WHEN A QUORUM IS PRESENT AT ANY MEETING, THE MAJORITY OF THE VOTES PRESENT DECIDES ANY QUESTION BROUGHT BEFORE THE MEETING. EACH MEMBER IS ENTITLED TO ONE VOTE ON EACH MATTER SUBMITTED TO A VOTE OF THE MEMBERS. ALL VOTING, EXCEPT ELECTIONS FOR DIRECTORS WHICH IS BY WRITTEN OR PROXY BALLOT, MAY BE BY VOICE VOTE OR BALLOT. AT LEAST TWO-THIRDS OF THE DIRECTORS ARE ELECTED BY THE MEMBERS. UP TO ONE-THIRD OF THE DIRECTORS ARE APPOINTED BY THE BOARD OF DIRECTORS. NOMINATIONS FOR CANDIDATES FOR DIRECTOR ARE MADE BY A WRITTEN NOTICE TO THE NOMINATING COMMITTEE AND MUST BE ENDORSED BY NOT LESS THAN TWO (2) MEMBERS AND DELIVERED AT LEAST SIXTY (60) DAYS BEFORE THE ELECTION. ALL NOMINATIONS SO MADE BY MEMBERS ARE PRESENTED TO THE MEMBERSHIP FOR CONSIDERATION. NEW BYLAWS MAY BE ADOPTED, OR THE EXISTING BYLAWS MAY BE AMENDED OR REPEALED, BY THE AFFIRMATIVE VOTE OF A MAJORITY OF THE VOTES REPRESENTED. VOTING OCCURS BY PROXY OR IN PERSON AT A DULY HELD MEETING OF MEMBERS AT WHICH A QUORUM IS PRESENT. FORM 990, PART VI, SECTION A, LINE 7B PER OFN'S BYLAWS, THERE IS ONE CLASS OF MEMBERSHIP AVAILABLE TO PRIVATE, NON-GOVERNMENTAL, MISSION-DRIVEN FINANCIAL INSTITUTIONS THAT MEET THE QUALIFICATIONS FOR MEMBERSHIP. EACH MEMBER IS ENTITLED TO BE REPRESENTED AT ANY MEETING OF THE MEMBERS BY UP TO TWO DELEGATES, WHO SHALL BE EITHER AN EMPLOYEE OF OR A BOARD MEMBER OF THE MEMBER. THE PRESENCE IN PERSON OF DELEGATES REPRESENTING AT LEAST ONE-THIRD OF THE MEMBERS CONSTITUTES A QUORUM FOR THE TRANSACTION OF BUSINESS. WHEN A QUORUM IS PRESENT AT ANY MEETING, THE MAJORITY OF THE VOTES PRESENT DECIDES ANY QUESTION BROUGHT BEFORE THE MEETING. EACH MEMBER IS ENTITLED TO ONE VOTE ON EACH MATTER SUBMITTED TO A VOTE OF THE MEMBERS. ALL VOTING, EXCEPT ELECTIONS FOR DIRECTORS WHICH IS BY WRITTEN OR PROXY BALLOT, MAY BE BY VOICE VOTE OR BALLOT. AT LEAST TWO-THIRDS OF THE DIRECTORS ARE ELECTED BY THE MEMBERS. UP TO ONE-THIRD OF THE DIRECTORS ARE APPOINTED BY THE BOARD OF DIRECTORS. NOMINATIONS FOR CANDIDATES FOR DIRECTOR ARE MADE BY A WRITTEN NOTICE TO THE NOMINATING COMMITTEE AND MUST BE ENDORSED BY NOT LESS THAN TWO (2) MEMBERS AND DELIVERED AT LEAST SIXTY (60) DAYS BEFORE THE ELECTION. ALL NOMINATIONS SO MADE BY MEMBERS ARE PRESENTED TO THE MEMBERSHIP FOR CONSIDERATION. NEW BYLAWS MAY BE ADOPTED, OR THE EXISTING BYLAWS MAY BE AMENDED OR REPEALED, BY THE AFFIRMATIVE VOTE OF A MAJORITY OF THE VOTES REPRESENTED. VOTING OCCURS BY PROXY OR IN PERSON AT A DULY HELD MEETING OF MEMBERS AT WHICH A QUORUM IS PRESENT. FORM 990, PART VI, SECTION B, LINE 11B PRIOR TO FILING THE FORM 990, THE CHIEF FINANCIAL OFFICER , SVP ACCOUNTING, AND THE VP OF FINANCE AND ACCOUNTING REVIEW THE FORM FOR ACCURACY AND THEN FORWARD IT TO THE PRESIDENT & CEO FOR REVIEW. IN ADDITION, THE ORGANIZATION SENDS AN ELECTRONIC COPY OF THE FORM 990 TO ITS BOARD OF DIRECTORS. THIS IS PRIMARILY FOR INFORMATIONAL PURPOSES AND TO ALLOW FOR COMMENTS FROM THE BOARD, BUT DOES NOT REQUIRE ACTION FROM THE BOARD. FORM 990, PART VI, SECTION B, LINE 12C EACH YEAR THE BOARD OF DIRECTORS SIGNS A POTENTIAL CONFLICT OF INTEREST STATEMENT WHICH STATES THAT THEY DO NOT HAVE A POTENTIAL CONFLICT OF INTEREST AS COVERED BY THE OPPORTUNITY FINANCE NETWORK'S CONFLICT OF INTEREST POLICY. IF THE BOARD MEMBER (OR ANY RELATED PARTY) IS INVOLVED IN TRANSACTIONS WITH OFN INCLUDING BUT NOT LIMITED TO LOAN AND GRANT APPLICATIONS TO OFN, AND CONSULTING CONTRACTS WITH OFN, THE BOARD MEMBER DISCLOSES THIS IN A SEPARATE STATEMENT. ALL STAFF ALSO MUST ADHERE TO OFN'S CONFLICT OF INTEREST POLICIES AND REPORT POTENTIAL CONFLICTS FOR REVIEW AND APPROVAL. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION FOR THE PRESIDENT & CEO IS GOVERNED BY AN EXECUTIVE EMPLOYMENT AGREEMENT AND DETERMINED THROUGH AN ANNUAL PERFORMANCE REVIEW. OFN'S BOARD CHAIR MANAGES THIS PROCESS BY REVIEWING THE PRESIDENT & CEO'S PERFORMANCE AGAINST SET GOALS. THEY USE A DOCUMENTED PROCESS OF SELF-ASSESSMENT AND PERFORMANCE REVIEW. THESE RESULTS ARE DOCUMENTED FOR THE RECORDS. OFN SENIOR OFFICERS AND ALL KEY EMPLOYEES UNDERGO AN ANNUAL PERFORMANCE MANAGEMENT REVIEW PROCESS, IN WHICH ANNUAL COMPENSATION IS ALSO REVIEWED. OFN UNDERTAKES A REGULAR EXTERNAL MARKET COMPENSATION STUDY FOR ALL KEY STAFF POSITIONS, WHICH SERVES AS A FOUNDATION BENCHMARK FOR DETERMINING APPROPRIATE STAFF COMPENSATION LEVELS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST FOR THE SAME PERIOD OF DISCLOSURE AS SET FORTH IN SECTION 6104(D). FORM 990, SCHEDULE A, PART III OPPORTUNITY FINANCE NETWORK ["OFN"] DURING 2021 RECEIVED A $25 MILLION GRANT. DUE TO THE SIZE OF THE GRANT AND THE EXPECTATION A GRANT OF THIS SIZE BEING RENEWED, OFN REQUESTED AN ADVANCE RULING TO TREAT THE GRANT AS AN UNUSUAL GRANT. IN ANTICIPATION OF A FAVORABLE RULING, THE GRANT WAS TREATED ACCORDINGLY ON THE 2021 FORM 990. 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