2022-07-12T08:44:35-05:00 2021-08-31 410746749 CLIFTONLARSONALLEN 901 N GLEBE ROAD SUITE 200 ARLINGTON VA 22203 990 2020-09-01 521001304 AMERICAN BANKERS ASSOCIATION AMER 2026635054 1120 CONNECTICUT AVENUE NW WASHINGTON DC 20036 KARIN PETERSEN FLYNN CHIEF FINANCIAL OFFICER 2026635054 2022-07-11 1 KARIN PETERSEN FLYNN 521001304 AMY CHAPMAN P00843460 5712279500 2022-07-11 2 AAL1 IAL1 2020 2022-09-23 18:48:47Z ROBERT S NICHOLS 1120 CONNECTICUT AVENUE NW WASHINGTON DC 20036 204211079 0 X WWW.ABA.COM X 1875 DC PROVIDE ADVOCACY, EDUCATION, & SOLUTIONS TO ITS MEMBERS AND THE FINANCIAL SERVICES INDUSTRY 27 26 390 1200 1135252 0 1115325 1608151 75778037 74873550 16384176 28110779 42886388 36119996 136163926 140712476 137319 44459 0 0 78967696 65933736 0 0 0 42338972 39771000 121443987 105749195 14719939 34963281 233390410 263742289 176104314 142310215 57286096 121432074 X THE ABA'S MISSION IS TO BE A MEMBER-FOCUSED ORGANIZATION THAT PROVIDES ADVOCACY, EDUCATION, BUSINESS SOLUTIONS, AND FORUMS FOR AN EXCHANGE OF VIEWS AND INFORMATION THAT ASSISTS OUR MEMBERS IN PROVIDING FINANCIAL SERVICES TO THEIR COMMUNITIES IN COMPLIANCE WITH THE COMPLEX AND CHALLENGING REGULATORY AND STATUTORY ENVIRONMENT THAT GOVERNS THEIR OPERATIONS. 0 0 CONVENTION, CONFERENCES, SCHOOLS, PROFESSIONAL CERTIFICATIONS AND REMOTE LEARNING OPPORTUNITIES:THE FINANCIAL SERVICES INDUSTRY IS A HIGHLY REGULATED INDUSTRY THAT REQUIRES CONSTANT EDUCATION ON THE CHANGING RULES INCLUDING NEW OR ENHANCED REGULATION, SUPERVISION AND OVERSIGHT. ABA OFFERS OPPORTUNITIES FOR GAINING INSIGHT AND GREATER UNDERSTANDING THROUGH IN-PERSON AND VIRTUAL MEETINGS, ONSITE SCHOOLS, CERTIFICATIONS AND AT-THE-DESK OFFERINGS INCLUDING TELEPHONE BRIEFINGS, WEBINARS AND INTERNET CLASSES. MEMBERSHIP RELATIONS AND COMMUNICATIONS:ABA OUTREACHES TO ITS MEMBERSHIP THROUGH A NUMBER OF COMMUNICATION TOOLS INCLUDING DAILY EMAIL NEWS, WEEKLY SUMMARIES, ITS WEBSITE, AND BRIEFINGS ON THE CHANGING ADVOCACY AND REGULATORY ISSUES. THESE EFFORTS FACILITATE THE DEVELOPMENT OF ABA'S POLICY POSITIONS AND PROVIDE THE MEMBERSHIP AND OTHERS WITH THE BACKGROUND AND TOOLS FOR FURTHER USE IN THEIR LOCAL COMMUNITIES. PUBLICATIONS, PRODUCTS AND SERVICES:THE ABA OFFERS BOOKS, TOOL KITS, SEVERAL MAGAZINES, E-BULLETINS, AND A VARIETY OF PRODUCTS AND SERVICES IN AN EFFORT TO EDUCATE AND FACILITATE THE CONTINUED COMPLIANCE AND COMPETITIVENESS OF THE INDUSTRY IT SERVES. 0 1 1 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 1 382 0 390 1 1 1 0 0 0 1 1 0 1 0 X 27 26 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 1 1 X CRYSTAL REDDING 2026635384 1120 CONNECTICUT AVENUE NW WASHINGTON DC 20036 ROBERT S NICHOLS PRESIDENT AND CEO 36.50 1.00 X X 4460447 0 372476 A SCOTT ANDERSON CHAIR 1.00 X X 0 0 0 DANIEL D ROBB CHAIR ELECT 1.00 X X 0 0 0 JULIEANN M THURLOW VICE CHAIR 1.00 X X 0 0 0 THOMAS PINDER SECRETARY 1.00 X 0 0 0 LOUISE A WALKER TREASURER 1.00 X X 0 0 0 ANDREW ANDERSON BOARD MEMBER 1.00 X 0 0 0 JOHN ASBURY BOARD MEMBER 1.00 X 0 0 0 BRYAN BRUNS BOARD MEMBER 1.00 X 0 0 0 J DUNCAN CAMPBELL III BOARD MEMBER 1.00 X 0 0 0 JAMES J EDWARDS JR BOARD MEMBER 1.00 X 0 0 0 SHAN L HANES BOARD MEMBER 1.00 X 0 0 0 KENNETH KELLY BOARD MEMBER 1.00 X 0 0 0 JAMES KISCH BOARD MEMBER 1.00 X 0 0 0 JAMES S MAHAN III BOARD MEMBER 1.00 X 0 0 0 JAMES MCQUADE BOARD MEMBER 1.00 X 0 0 0 DAVE D NELSON BOARD MEMBER 1.00 X 0 0 0 CATHERINE OWEN BOARD MEMBER 1.00 X 0 0 0 JENNIFER PIEPSZAK BOARD MEMBER 1.00 X 0 0 0 ROSE OSWALD POELS BOARD MEMBER 1.00 X 0 0 0 B MICHAEL RAUH JR BOARD MEMBER 1.00 X 0 0 0 JAMES A REUTER BOARD MEMBER 1.00 X 0 0 0 IRA ROBBINS BOARD MEMBER 1.00 X 0 0 0 CARISSA RODEHEAVER BOARD MEMBER 1.00 X 0 0 0 KEVIN SABIN BOARD MEMBER 1.00 X 0 0 0 MICHAEL L SCUDDER BOARD MEMBER 1.00 X 0 0 0 DANIEL C YATES BOARD MEMBER 1.00 X 0 0 0 KARIN PETERSEN FLYNN CHIEF FINANCIAL OFFICER 37.50 4.00 X 456711 0 70876 JAMES G EDRINGTON EXECUTIVE VICE PRESIDENT 37.50 X 880706 0 130848 NAOMI CAMPER CHIEF POLICY OFFICER 37.50 X 780905 0 121076 PETER C COOK CHIEF COMMUNICATION OFFICE 36.50 1.00 X 524208 0 89948 ALETHIA BAGGETT CHIEF HR OFFICER 37.50 X 480066 0 84476 JAMES BALLENTINE EXECUTIVE VICE PRESIDENT 37.50 X 2143112 0 125748 KENNETH CLAYTON EXECUTIVE VICE PRESIDENT 37.50 X 536118 0 173848 DAWN CAUSEY THRU 111520 GENERAL COUNSEL 37.50 X 535909 0 143271 ROBERT SCHMERMUND EXECUTIVE VICE PRESIDENT 37.50 1.00 X 453009 0 68849 JESS SHARP EXECUTIVE VICE PRESIDENT 37.50 X 636139 0 27289 ROBERT G EADY FORMER CHIEF FINANCIAL OFFICER 36.50 4.00 X 426909 0 0 JEFFREY OWEN FORMER CHIEF OPERATING OFF 37.50 X 232380 0 0 WAYNE ABERNATHY THRU 3220 EXECUTIVE VICE PRESIDENT 37.50 X 390498 0 17776 ROBERT R DAVIS THRU 3220 EXECUTIVE VICE PRESIDENT 37.50 X 196871 0 17742 JIM CHESSEN THRU 4120 EXECUTIVE VICE PRESIDENT 37.50 X 806580 0 19860 13940568 0 1464083 199 1 1 0 REVOLUTION AGENCY 500 MONTGOMERY ST STE 260 ALEXANDRIA VA 22314 CONSULTING 1831011 AMEDIA 4948 ST ELMO AVE BETHESDA MD 20814 CONSULTING 946966 CONFLUENCE GLOBAL LLC 3339 MONARCH LANE ANNANDALE VA 22003 CONSULTING 930462 ORRICK HERRINGTON & SUTCLIFFE LLP 4619 SOLUTIONS CENTER CHICAGO IL 60677 LEGAL 723798 THE ORANGE AGENCY 2111 EISENHOWER AVENUE SUITE 400 ALEXANDRIA VA 22314 CONSULTING 700000 54 1608151 1608151 MEMBERSHIP DUES 813910 42508052 42508052 SCHOOLS & TRAINING 813910 14921608 14888836 32772 CONFERENCES & CONVENTION 813910 5795849 3646595 2149254 PROFESSIONAL CERTIFICATIONS 813910 4774698 4774698 PUBLICATIONS & SUBSRCIPTIONS 813910 1002686 809510 59610 133566 5870657 4795015 1075642 74873550 2649170 2649170 36119996 36119996 88960212 63498603 25461609 25461609 25461609 140712476 71422706 1135252 66546367 44459 8527918 43366011 5953570 4589310 3496927 899658 48227 3316431 346597 9161804 4790841 682426 5289573 764556 6792754 385598 2730603 2016554 685311 FEDERAL AND STATE TAXES 1823586 TRAINGING COURSE CONTEN 689542 SPONSORHSIP/MEMBERSHIP 500033 OVERHEAD ALLOCATION -1977329 824235 105749195 30458080 40443871 15041932 14089978 60973 0 2326337 2985052 31156699 22601677 8873468 8555022 144999805 165819980 31629815 31848386 233390410 263742289 13124167 14780527 47169484 46276730 115810663 81252958 176104314 142310215 X 54775583 119129744 2510513 2302330 57286096 121432074 233390410 263742289 X 34963281 7376741 -2139820 23945776 X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 2316334 2316334 2316334 1 0 0 1 46426034 9075391 -1479372 7596019 7137035 458984 PART I-A, LINE 1: THE ORGANIZATION'S POLITICAL CAMPAIGN ACTIVITIES DURING THE TAX YEAR CONSISTED OF INDEPENDENT ADVERTISING CAMPAIGNS IN SUPPORT OF VARIOUS CANDIDATES FOR PUBLIC OFFICE. FOR LOBBY REPORTING WE ADDED AN ADDITIONAL $1,146,391 OF SERVICE MEMBERSHIPS AND $2,771,591 OF NON-DEDUCTIBLE SPECIAL ASSESSMENTS WHICH IS INCLUDED IN PART VIII, LINE 2F "ALL OTHER PROGRAM SERVICE FEE REVENUE." 11066342 10265408 800934 14603066 7178753 7424313 5487291 5157516 329775 8555022 RECEIVABLES FROM RELATED ORGANIZATION 4068112 LIFE INSURANCE POLICIES 27491881 SECURITY DEPOSIT 223800 CASH ADVANCES 46936 OTHER ASSETS 17657 31848386 ACCRUED PENSION LIABILITY 70061982 DEFERRED RENT AND LEASE INCENTIVES 4164616 DEFERRED COMPENSATION 7026360 81252958 X PART X, LINE 2: INCOME TAXES: ABA, ABASA, AND BAFT ARE CLASSIFIED FOR TAX PURPOSES AS TAX-EXEMPT BUSINESS LEAGUES UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE (IRC). ABACEF AND OWEN ARE EXEMPT UNDER SECTION 501(C)(3) OF THE IRC AND ARE CLASSIFIED AS ORGANIZATIONS THAT ARE NOT A PRIVATE FOUNDATION. THEREFORE, NO PROVISION FOR INCOME TAXES HAS BEEN PROVIDED FOR THESE ENTITIES IN THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS, EXCEPT FOR THAT RESULTING FROM THE ASSOCIATIONS UNRELATED BUSINESS INCOME OR TAX PAID ON EXEMPT FUNCTION EXPENDITURES. TOTAL INCOME TAX EXPENSE WAS APPROXIMATELY $675,000 AND $209,000 FOR THE YEARS ENDED AUGUST 31, 2021 AND 2020, RESPECTIVELY. 0 AMERICAN BANKERS ASSOCIATION COMMUNITY ENGAGEMENT FOUNDATION 1120 CONNECTICUT AVENUE NW WASHINGTON DC 20036 830397856 501(C)3 12444 N/A N/A SUPPORT OPERATIONS CAPITAL AREA FOOD BANK 4900 PUERTO RICO AVENUE NE WASHINGTON DC 20017 521167581 501(C)3 20000 SUPPORT OPERATIONS THE NATIONAL MULTIPLE SCLEROSIS SOCIETY 1800 M STREET SUITE B50 NORTH WASHINGTON DC 20036 135661935 501(C)3 11015 SUPPORT OPERATIONS 1 0 X X X X 1 1 X X X X 1 1 0 ROBERT S NICHOLS PRESIDENT AND CEO 1786648 0 1080000 0 1593799 0 345600 0 26876 0 4832923 0 0 0 JAMES BALLENTINE EXECUTIVE VICE PRESIDENT 521324 0 105000 0 1516788 0 99000 0 26748 0 2268860 0 0 0 JAMES G EDRINGTON EXECUTIVE VICE PRESIDENT 479955 0 97600 0 303151 0 104100 0 26748 0 1011554 0 0 0 NAOMI CAMPER CHIEF POLICY OFFICER 640756 0 130800 0 9349 0 94200 0 26876 0 901981 0 0 0 JIM CHESSEN THRU 4120 EXECUTIVE VICE PRESIDENT 97950 0 0 0 708630 0 14858 0 5002 0 826440 0 0 0 KENNETH CLAYTON EXECUTIVE VICE PRESIDENT 349409 0 40000 0 146709 0 147100 0 26748 0 709966 0 0 0 DAWN CAUSEY THRU 111520 GENERAL COUNSEL 377002 0 88400 0 70507 0 126900 0 16371 0 679180 0 0 0 JESS SHARP EXECUTIVE VICE PRESIDENT 428293 0 200000 0 7846 0 27289 0 0 0 663428 0 0 0 PETER C COOK CHIEF COMMUNICATION OFFICE 430988 0 87800 0 5420 0 63200 0 26748 0 614156 0 0 0 ALETHIA BAGGETT CHIEF HR OFFICER 384448 0 80000 0 15618 0 57600 0 26876 0 564542 0 0 0 KARIN PETERSEN FLYNN CHIEF FINANCIAL OFFICER 383428 0 66400 0 6883 0 44000 0 26876 0 527587 0 0 0 ROBERT SCHMERMUND EXECUTIVE VICE PRESIDENT 381752 0 42679 0 28578 0 51700 0 17149 0 521858 0 0 0 ROBERT G EADY FORMER CHIEF FINANCIAL OFFICER 0 0 0 0 426909 0 0 0 0 0 426909 0 0 0 WAYNE ABERNATHY THRU 3220 EXECUTIVE VICE PRESIDENT 101248 0 0 0 289250 0 14203 0 3573 0 408274 0 0 0 JEFFREY OWEN FORMER CHIEF OPERATING OFF 0 0 0 0 232380 0 0 0 0 0 232380 0 0 0 ROBERT R DAVIS THRU 3220 EXECUTIVE VICE PRESIDENT 85458 0 0 0 111413 0 13455 0 4287 0 214613 0 0 0 PART I, LINE 1A FIRST-CLASS TRAVEL & TRAVEL FOR COMPANIONS: CERTAIN OFFICERS OF THE ORGANIZATION (FIVE IN TOTAL) ARE ALLOWED TO FLY FIRST CLASS AND MAY BRING A COMPANION AT THEIR DISCRETION. ANY SUCH TRAVEL FOR A NON-EMPLOYEE REIMBURSED BY ABA IS INCLUDED IN TAXABLE INCOME OF EMPLOYEE. TAX INDEMNIFICATION AND GROSS-UP PAYMENTS: CERTAIN MEMBERS OF EXECUTIVE LEADERSHIP INVOLVED IN SERP'S (DESCRIBED IN 4B BELOW) HAVE VESTED BUT UNPAID AMOUNTS INCLUDED IN COMPENSATION. A GROSS UP OF 12.25% OF THE TAXABLE AMOUNT IS PAID TO THE EXECUTIVE. SOCIAL CLUB DUES: SOCIAL CLUB DUES ARE PROVIDED FOR BUSINESS USE ONLY. PART I, LINES 4A-B ROBERT EADY AND JIM CHESSEN RECEIVED SEVERANCE PAYMENT IN THE AMOUNT OF $426,779 AND $226,765. THIS IS INCLUDED IN SCHEDULE J, PART II, COLUMN B(III). DEFINED BENEFIT AND DEFINED CONTRIBUTION PLANS SPONSORED BY THE ASSOCIATION. THE FOLLOWING OFFICERS, KEY EMPLOYEES, AND HIGHEST COMPENSATED EMPLOYEES PARTICIPATED IN A NONQUALIFIED SUPPLEMENTAL EMPLOYEE RETIREMENT PLAN AND/OR A SUPPLEMENTAL LIFE INSURANCE PLAN WITH ACCRUED PRESENT VALUE ESTIMATED BENEFITS FOR THE YEAR: ROBERT S. NICHOLS $311,400 KARIN PETERSEN FLYNN $9,800 NAOMI G. CAMPER $60,000 PETER COOK $29,000 ALETHIA BAGGETT $23,400 JAMES G. EDRINGTON $69,900 ROBERT SCHMERMUND $17,500 DAWN CAUSEY $92,700 JAMES BALLENTINE $64,800 KENNETH CLAYTON $112,900 FORM 990, PART VI, SECTION A, LINE 6 THE AMERICAN BANKERS ASSOCIATION (ABA) IS A 501(C)(6) NONPROFIT BUSINESS LEAGUE INCORPORATED IN THE DISTRICT OF COLUMBIA. ITS MEMBERSHIP IS COMPOSED OF NATIONAL BANKS, STATE-CHARTERED BANKS, SAVINGS BANKS, SAVINGS AND LOAN ASSOCIATIONS, TRUST COMPANIES, AND OTHER BANKING ENTITIES SITUATED WITHIN THE UNITED STATES AND ITS DEPENDENCIES, THAT HAVE FILED AN APPLICATION FOR FEDERAL DEPOSIT INSURANCE CORPORATION INSURANCE OF ACCOUNTS ("REGULAR MEMBERS"). FORM 990, PART VI, SECTION A, LINE 7A MEMBERS OF THE ABA ANNUALLY ELECT THE ORGANIZATION'S OFFICERS AND BOARD OF DIRECTORS, WHICH ACTS AS THE ASSOCIATION'S GOVERNING BODY. FORM 990, PART VI, SECTION A, LINE 7B IN ADDITION TO THE ANNUAL ELECTIONS, MEMBERS VOTE ON MAJOR CORPORATE ACTIONS SUCH AS A MERGER OR ACQUISITION AND IN THE EVENT OF A POSSIBLE DISSOLUTION. FORM 990, PART VI, SECTION B, LINE 11B ABA'S MANAGEMENT, WHICH INCLUDES CERTIFIED PUBLIC ACCOUNTANTS, CONDUCTED SEVERAL INTERNAL REVIEWS OF THE FORM 990 RETURN PREPARED BY AN OUTSIDE ACCOUNTING FIRM. A COPY OF THE FORM 990 INCLUDING ALL REQUIRED SCHEDULES WAS PROVIDED TO THE AUDIT COMMITTEE OF THE ABA IN ELECTRONIC FORM PRIOR TO ITS FILING WITH THE IRS. PER ABA BOARD ADOPTED POLICY, THE AUDIT COMMITTEE WAS DELEGATED THE RESPONSIBILITY FOR REVIEWING THE TAX RETURN IN ADVANCE OF ITS FILING. THE AUDIT COMMITTEE REPORTS TO THE ASSOCIATION'S GOVERNING BODY AND IS COMPRISED OF BOARD OF DIRECTOR MEMBERS. THE RETURN WILL BE AVAILABLE TO THE FULL BOARD PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C ABA MONITORS AND ENFORCES ITS CONFLICTS OF INTEREST POLICY BY, AT LEAST ANNUALLY, HAVING EACH OFFICER, MEMBER OF THE BOARD OF DIRECTORS, AND ALL EMPLOYEES ATTEST BY SIGNATURE THAT THEY HAVE READ, UNDERSTAND, AND ARE IN COMPLIANCE WITH THE POLICY. ON AN ANNUAL BASIS, THE BOARD IS PROVIDED A COPY OF THE POLICY, OFFERED AN OPPORTUNITY TO DISCUSS ITS REQUIREMENTS, AND HAVE ANY QUESTIONS ANSWERED. STAFF ATTENDS THE MEETINGS OF THE BOARD IN ORDER TO MONITOR COMPLIANCE WITH THE REQUIREMENTS AND THAT THE MINUTES OF THE MEETINGS FAIRLY REPRESENT THE DISCUSSIONS OF THE BOARD. FORM 990, PART VI, SECTION B, LINE 15 ABA'S COMPENSATION COMMITTEE, COMPRISED OF BOARD OF DIRECTOR MEMBERS, IS RESPONSIBLE FOR REVIEWING THE COMPENSATION OF THE ASSOCIATION'S CEO, ITS OTHER OFFICERS AND ITS KEY EMPLOYEES AND MAKES THE FINAL COMPENSATION RECOMMENDATION TO THE BOARD OF DIRECTORS, WHICH HAS FINAL APPROVAL. THE PROCESS USED BY THE COMPENSATION COMMITTEE IS MADE IN CONJUNCTION WITH AN OUTSIDE INDEPENDENT CONSULTING FIRM THAT CONDUCTED A COMPREHENSIVE COMPENSATION STUDY FOR THE ASSOCIATION. THE METHODOLOGY USED INCLUDED THE FOLLOWING: - UTILIZING SALARY SURVEYS, INCLUDING THOSE FROM MERCER, WATSON WYATT, PRM CONSULTING, QUATT ASSOCIATES AND ASAE, JOBS WERE BENCHMARKED TO COMPARABLE POSITIONS. - THE OUTSIDE COMPENSATION CONSULTING FIRM REVIEWED APPLICABLE MARKET DATA AND THE BENCHMARKED POSITION INFORMATION AND DEVELOPED A MARKET-BASED PAY STRUCTURE. - ADDITIONAL FACTORS CONSIDERED WERE POSITION REQUIREMENTS, ORGANIZATIONAL IMPACT, AND JOB COMPLEXITY. - MINUTES ARE KEPT OF THE COMPENSATION COMMITTEE'S DELIBERATIONS AND DECISIONS REGARDING COMPENSATION ARRANGEMENTS. - THIS PROCESS RECENTLY TOOK PLACE IN 2021. FORM 990, PART VI, SECTION C, LINE 19 ABA DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, OR ITS FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC. THE ORGANIZATION'S FORM 990 IS AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST. FORM 990, PART XI, LINE 9: PENSION RELATED CHANGES DUE TO CHANGES IN ACTUARIAL ASSUMPTIONS 23,945,776. CORPORATION FOR AMERICAN BANKING LLC 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 841724126 MARKETING DE 2174916 15325001 ABA COMMUNITY ENGAGEMENT FOUNDATION 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 830397856 EDUCATION DC 501(C)(3) LINE 12A, I AMERICAN BANKERS ASSOCIATION 1 ABA SECURITIES ASSOCIATION 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 521935145 ADVOCACY DE 501(C)(6) AMERICAN BANKERS ASSOCIATION 1 BAFT INC 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 113642835 EDUCATION, ADVOCACY DE 501(C)(6) AMERICAN BANKERS ASSOCIATION 1 INTERNATIONAL MONETARY CONFERENCE 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 237244320 INTERNATIONAL BANKING DC 501(C)(6) N/A 0 ABA VEBA 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 521767808 RETIREE BENEFITS DC 501(C)(9) AMERICAN BANKERS ASSOCIATION 1 JEFFREY AND DIANA OWEN SCHOLARSHIP FOR EMERGING COMMUNITY BANK LEADERSINC 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 823857091 EDUCATIONAL ACTIVITIES DC 501(C)(3) LINE 12A, I AMERICAN BANKERS ASSOCIATION 1 ABA BANKPAC 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 521182669 PAC/SSF DC 527 AMERICAN BANKERS ASSOCIATION 1 COMMUNITY BANK MORTGAGE LLC 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 841717504 SECONDARY MORTGAGE DC CORPORATION FOR AMERICAN BANKING LLC UNRELATED -5381 0 0 0.50000 ABA CARD SOLUTIONS INC 1120 CONNECTICUT AVE NW WASHINGTON DC 20036 363515025 BUSINESS SERVICES DE CORPORATION FOR AMERICAN BANKING LLC C 1140273 5817164 1.00000 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 1 1 ABA COMMUNITY ENGAGEMENT FOUNDATION (83-0397856) N 51063 ALLOCATION ABA COMMUNITY ENGAGEMENT FOUNDATION (83-0397856) O 404438 ALLOCATION ABA COMMUNITY ENGAGEMENT FOUNDATION (83-0397856) Q 697147 ACTUAL/CASH ABA COMMUNITY ENGAGEMENT FOUNDATION (83-0397856) B 12444 ACTUAL/CASH ABA SECURITIES ASSOCIATION (52-1935145) N 27435 ALLOCATION ABA SECURITIES ASSOCIATION (52-1935145) O 237485 ALLOCATION ABA SECURITIES ASSOCIATION (52-1935145) Q 400117 ACTUAL/CASH ABA SECURITIES ASSOCIATION (52-1935145) S 460000 ACTUAL/CASH BAFT INC (11-3642835) N 248909 ALLOCATION BAFT INC (11-3642835) O 2238826 ALLOCATION BAFT INC (11-3642835) Q 3421214 ACTUAL/CASH BAFT INC (11-3642835) S 3177291 ACTUAL/CASH INTERNATIONAL MONETARY CONFERENCE (23-7244320) N 59838 ALLOCATION INTERNATIONAL MONETARY CONFERENCE (23-7244320) O 145348 ACTUAL/CASH INTERNATIONAL MONETARY CONFERENCE (23-7244320) Q 383922 ACTUAL/CASH ABA CARD SOLUTIONS INC (36-3515025) O 146648 ALLOCATION ABA CARD SOLUTIONS INC (36-3515025) Q 612507 ACTUAL/CASH ABA VEBA (52-1767808) Q 1052495 ACTUAL/CASH ABA BANKPAC R 67639 ACTUAL/CASH