2022-05-12T10:38:41-05:00 2021-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 660616454 990 2021-01-01 480669498 ENVISTA CREDIT UNION ENVI 7852280149 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 7852280149 2022-05-12 1 RONALD SMELTZER 999009999 GERALD TENBRINK P00638199 9138946214 2022-05-10 3 AAL1 IAL1 2021 2022-09-23 18:48:47Z RONALD D SMELTZER 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 28912250 0 X WWW.ENVISTACU.COM X 1957 KS TO PROVIDE MEMBERS WITH QUALITY SERVICES TO ACHIEVE THEIR FINANCIAL GOALS. 7 7 252 9 105164 0 0 0 27224387 27591823 969614 1260865 49053 59562 28243054 28912250 32000 7500 0 0 9278619 10661305 0 0 0 13480505 13404769 22791124 24073574 5451930 4838676 462803465 506447862 413891692 454000813 48911773 52447049 X TO PROVIDE MEMBERS WITH QUALITY SERVICES TO ACHIEVE THEIR FINANCIAL GOALS. 1 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 45,815 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2021, LOANS OUTSTANDING TOTALED $384,485,433. PAID DIVIDENDS ON DEPOSITS TOTALING $2,480,979 FOR THE YEAR. 0 0 1 0 0 0 0 1 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 12117 0 1 252 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 0 0 0 X RONALD D SMELTZER 7852280149 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 DANIEL RAMSEY CHAIRMAN 1.00 X 0 0 0 KEVIN HAN VICE CHAIRMAN 1.00 X 0 0 0 STEPHEN LOWRY SECRETARY 1.00 X 0 0 0 JANET STANEK DIRECTOR 1.00 X 0 0 0 DEB HALL DIRECTOR 1.00 X 0 0 0 JANNEY DUNCAN DIRECTOR 1.00 X 0 0 0 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 40.00 X X 370268 0 53324 ELIZABETH STEFFEN CHIEF FINANCIAL OFFICER 40.00 X 229952 0 157658 TARA DIMICK CHIEF BUSINESS DEVELOPMENT OFFICER 40.00 X 166684 0 148218 ANDREA KABERLINE CHIEF LENDING OFFICER 40.00 X 157708 0 155876 ASHLEY ESQUIBEL VICE PRESIDENT-HUMAN RESOU 40.00 X 132996 0 148217 STAN RUMFORD VICE PRESIDENT-IT 40.00 X 124344 0 19985 JAMIE BEATON VICE PRESIDENT-MEMBER EXPERIENCE 40.00 X 118686 0 29264 1300638 0 712542 10 0 1 0 KELLEY CONSTRUCTION CO INC PO BOX 750256 TOPEKA KS 666750256 CONSTRUCTION 1891753 SCHWERDT DESIGN GROUP 2231 SW WANAMAKER RD SUITE 303 TOPEKA KS 666144275 ARCHITECT SERVICES 150290 ZIMMERMAN & ZIMMERMAN PA 909 SE QUINCY ST TOPEKA KS 66612 COLLECTION SERVICES 131200 3 INTEREST ON LOANS 522100 14873891 14873891 FEES & OTHER INCOME 522100 12712982 12612768 100214 WARRANTY SALES 524298 4950 4950 27591823 1260865 1260865 59562 59562 28912250 28807086 105164 0 7500 811202 7447973 624376 1125946 651808 46937 38185 143544 6168 306794 1045518 5966230 4320 795465 40299 172914 34675 1095308 131605 DIVIDENDS ON SHARES 2480979 LOAN SERVICING 948022 ASSOCIATION DUES 83438 PROVISION FOR LOAN LOSS 29576 34792 24073574 1086858 2601301 43443957 30592647 352681777 383875816 826841 1277659 25150056 8942873 12343666 16207183 39801317 60542540 12619049 11350716 462803465 506447862 2534732 2706040 4598728 3598825 1500000 1500000 405258232 446195948 413891692 454000813 X 0 0 0 0 48911773 52447049 48911773 52447049 462803465 506447862 X 4838676 -1320364 16964 X 0 1 X 1 0 2500 2500 2500 1 CREDIT UNION PAC OF KANSAS 901 SW TOPEKA BLVD TOPEKA KS 66612 480288307 2500 PART I-A, LINE 1: CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COMMITTEE OF KANSAS. 0 1 X 3117889 3117889 12491875 3151464 9340411 452321 87758 364563 9087971 5703651 3384320 16207183 AFS-FEDERAL AGENCY SECURITIES 57075740 F FHLB CLASS A STOCK 466100 C FHLB CLASS B STOCK 700 C HTM-FEDERAL AGENCY SECURITIES 3000000 C 60542540 MEMBER SHARES & DEPOSITS 444044518 ACCRUED DIVIDENDS PAYABLE 80306 ACCRUED POST RETIREMENT EXPENSE 532414 457(B) RETIREMENT PLAN 411050 457(F) RETIREMENT PLAN 780375 ACCRUED ANNUAL LEAVE 347285 446195948 X 28912250 0 28912250 0 28912250 24073574 0 24073574 0 24073574 PART IV, LINE 2B: THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. ADDITIONALLY, PRINCIPAL AND INTEREST PAYMENTS FOR FREDDIE MAC AND FHLB LOANS ARE MAINTAINED IN CUSTODIAL ACCOUNTS UNTIL REMITTED MONTHLY. PART X, LINE 2: THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE (IRC) OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2021 AND DECEMBER 31, 2020. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO UNRECOGNIZED TAX POSITIONS AT DECEMBER 31, 2021 AND DECEMBER 31, 2020. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE. 1 THEATRE LAWRENCE INC 4660 BAUER FARM DR LAWRENCE KS 66049 481014727 501(C)(3) 7500 0 TO SUPPORT THE ORGANIZATION'S THEATRICAL PERFORMANCES X 1 1 X X X 0 1 0 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 318012 0 44522 0 7734 0 35838 0 17486 0 423592 0 0 0 ELIZABETH STEFFEN CHIEF FINANCIAL OFFICER 200117 0 28944 0 891 0 140153 0 17505 0 387610 0 0 0 TARA DIMICK CHIEF BUSINESS DEVELOPMENT OFFICER 145953 0 20447 0 284 0 121933 0 26285 0 314902 0 0 0 ANDREA KABERLINE CHIEF LENDING OFFICER 139464 0 18014 0 230 0 129672 0 26204 0 313584 0 0 0 ASHLEY ESQUIBEL VICE PRESIDENT-HUMAN RESOU 120927 0 11872 0 197 0 130045 0 18172 0 281213 0 0 0 PART I, LINE 1A ANNUAL HEALTH CLUB DUES UP TO $445. PART I, LINE 3 AN INDEPENDENT SALARY ADMINISTRATION FIRM MEETS WITH A COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES THEM WITH COMPARATIVE SALARY INFORMATION AND RECOMMENDATIONS, AND CONSULTS ON THE PRESIDENT/CEO'S SALARY. PART I, LINE 4B THE FOLLOWING EMPLOYEES PARTICIPATED IN 457(F) DEFERRED COMPENSATION PLANS AND HAD RELATED VALUATION ADJUSTMENTS RECORDED IN 2021 AS LISTED BELOW: ELIZABETH STEFFEN, CHIEF FINANCIAL OFFICER - $116,101 TARA DIMICK, CHIEF BUSINESS DEVELOPMENT OFFICER - $116,101 ANDREA KABERLINE, CHIEF LENDING OFFICER - $116,101 ASHELY ESQUIBEL, VICE PRESIDENT-HUMAN RESOURCES - $116,101 THE FOLLOWING EMPLOYEES ALSO PARTICIPATED IN 457(B) DEFERRED COMPENSATION PLANS AND THE RELATED AMOUNTS RECORDED IN 2021 ARE LISTED BELOW: RONALD D. SMELTZER, PRESIDENT/CEO, TREASURER - $18,173 ELIZABETH STEFFEN, CHIEF FINANCIAL OFFICER - $10,308 ANDREA KABERLINE, CHIEF LENDING OFFICER - $5,816 NO AMOUNTS WERE PAID OUT OF ANY OF THESE PLANS IN 2021. FORM 990, PART III, LINE 2 IN 2021, THE CREDIT UNION OPENED A NEW BRANCH LOCATION IN LAWRENCE, KS AND A MORTGAGE FACILITY IN TOPEKA, KS. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. FORM 990, PART VI, SECTION B, LINE 11B THE CFO COMPLETES AND SUBMITS INFORMATION TO THE OUTSIDE ACCOUNTING FIRM PREPARING THE RETURN. UPON COMPLETION, FINAL APPROVAL IS GIVEN BY THE CEO OR CFO. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 AN INDEPENDENT SALARY ADMINISTRATION FIRM MEETS WITH A COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES THEM WITH COMPARATIVE SALARY INFORMATION AND RECOMMENDATIONS, AND CONSULTS ON THE PRESIDENT/CEO'S SALARY. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT/CEO AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED MONTHLY IN EACH BRANCH LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: NET ADJUSTMENT FOR POST RETIREMENT BENEFITS 16,964.