2022-08-12T12:17:55-05:00 2021-09-30 390859910 BAKER TILLY US LLP 205 N MICHIGAN AVE 2800 CHICAGO IL 606015927 990 2020-10-01 364382506 OPPORTUNITY TRANSFORMATION INVESTMENTS INC OPPO 8007939455 101 N WACKER DRIVE SUITE 1150 CHICAGO IL 60606 MARGARET TOMASIK TREASURER 8007939455 2022-08-12 1 MARGARET TOMASIK XXX-XX-XXXX MARK HEROUX P00959793 3127298000 2022-08-12 0 AAL1 IAL1 2020 2022-09-23 18:48:47Z X ATUL TANDON 101 N WACKER DRIVE SUITE 1150 CHICAGO IL 60606 21682693 0 X WWW.OPPORTUNITY.ORG X 2000 IL TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS SERVING THE POOR. X 5 4 0 6 0 0 0 0 0 0 -294119 5059386 0 0 -294119 5059386 0 0 0 0 170912 475424 0 0 0 1380793 779348 1551705 1254772 -1845824 3804614 39584179 31563948 16169465 4344620 23414714 27219328 TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS SERVING THE POOR. 0 0 1254772 TO INVEST IN AND HOLD OWNERSHIP POSITIONS IN MICRO-FINANCE INSTITUTIONS SERVING THE POOR. 1254772 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 1 0 0 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 1 0 0 1 0 0 0 0 1 UK GH 0 0 0 0 0 0 0 0 0 0 X 5 4 0 0 0 0 1 1 0 1 1 0 0 1 1 1 1 1 1 0 0 0 X MARGARET TOMASIK SVP FINANCE & TREASURER 3124875007 101 N WACKER DRIVE SUITE 1150 CHICAGO IL 60606 ATUL TANDON PRESIDENT 3.00 60.00 X X 0 671464 39252 JOHN HART CHAIR 1.00 0.00 X 0 0 0 JAMES BERGMAN DIRECTOR 1.00 0.00 X 0 0 0 MARK THOMPSON DIRECTOR 1.00 0.00 X 0 0 0 DAVE TOLMIE DIRECTOR 1.00 0.00 X 0 0 0 RANDY KURTZ TREASURER UNTIL 3/4/22 25.00 25.00 X 0 284500 37559 MARGARET TOMASIK TREASURER AS OF 3/4/22 1.00 55.00 X 0 219093 21947 DAVID WIEGMAN SECRETARY & ASSISTANT TREASURER 25.00 25.00 X 0 168101 29983 0 1343158 128741 0 0 1 0 HOGAN LOVELLS INTERNATIONAL ATLANTIC HOUSE HOLBORN VIADUCT LONDON UK EC1A2FG LEGAL SERVICES 143680 OPPORTUNITY INTERNATIONAL INC 101 N WACKER DRIVE SUITE 1150 CHICAGO IL 60606 ADMINISTRATIVE SERVICES 122081 2 21682693 16623307 5059386 5059386 5059386 5059386 0 0 5059386 260072 260072 148038 148038 13991 13991 30387 30387 22936 22936 188915 188915 92937 92937 11735 11735 3481 3481 17926 17926 5509 5509 32016 32016 150885 150885 122081 122081 25487 25487 BANK FILING FEES 64750 64750 CURRENCY LOSS 55704 55704 MISCELLANEOUS EXPENSE 6561 6561 VAT TAX 1361 1361 1254772 1254772 0 0 54098 6001304 612230 0 854 0 38916997 24755117 0 807527 39584179 31563948 3995567 146962 757659 0 11416239 100000 0 4097658 16169465 4344620 X 23414714 27219328 23414714 27219328 39584179 31563948 3804614 0 X X 0 1 X 1 0 X 438535 815732 625402 97494 0 1977163 438535 815732 625402 97494 1977163 1977163 890113 814821 657125 90411 32757 2485227 630447 7226 637673 5100063 0.38770 0.76010 X 0 INVESTMENT IN OISL (GHANA) 9537472 C INVESTMENT IN OB SERBIA 8265309 C INVESTMENT IN OPPORTUNITY UGANDA LTD 3354590 C INVESTMENT IN GROWING OPPORTUNITIES FINANCE INDIA 55547 C INVESTMENT IN DIA VIKAS 3542199 C 24755117 PAYABLE TO AFFILIATE 4097658 4097658 X PART X, LINE 2: OTI HAS ADOPTED THE REQUIREMENTS FOR ACCOUNTING FOR UNCERTAIN TAX POSITIONS IN ACCORDANCE WITH ASC 740-10 FORMERLY KNOWN AS FASB INTERPRETATION NO. 48, ACCOUNTING FOR UNCERTAINITY IN INCOME TAXES. THE ONLY SIGNIFICANT TAX POSITION MANAGEMENT HAS IDENTIFIED IS THAT OF OTI'S TAX-EXEMPT STATUS. NO OTHER TAX POSITIONS, CERTAIN OR UNCERTAIN, HAVE BEEN INDENTIFIED AS OF SEPTEMBER 30, 2021 AND 2020. OTI'S U.S. OPERATIONS HAS RECEIVED A DETERMINATION LETTER FROM THE INTERNAL REVENUE SERVICE DATED DECEMBER 21, 2000 INDICATING THAT OTI IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501 (C) (3) OF INTERNAL REVENUE CODE, AND ACCORDINGLY, NO TAX PROVISION HAS BEEN MADE IN THE ACCOMPANYING CONSOLIDATED FINANCIAL STATEMENTS FOR CHARITABLE ACTIVITIES. PROGRAM INVESTMENTS - SOUTH ASIA 0 0 PROGRAM RELATED INVESTMENTS INVESTMENTS IN MICROFINANCE INSTITUTIONS 3597746 PROGRAM INVESTMENTS - SUB-SAHARAN AFRICA 0 0 PROGRAM RELATED INVESTMENTS INVESTMENTS IN MICROFINANCE INSTITUTIONS 12892062 PROGRAM INVESTMENTS - EUROPE 0 0 PROGRAM RELATED INVESTMENTS INVESTMENTS IN MICROFINANCE INSTITUTIONS 8265309 0 0 0 0 0 0 24755117 0 24755117 0 0 1 0 0 0 PART III ACCOUNTING METHOD: 0 0 0 0 0 0 0 0 0 ATUL TANDON PRESIDENT 0 379144 0 292320 0 0 0 31496 0 7756 0 710716 0 0 RANDY KURTZ TREASURER UNTIL 3/4/22 0 204500 0 80000 0 0 0 19343 0 18216 0 322059 0 0 MARGARET TOMASIK TREASURER AS OF 3/4/22 0 209093 0 10000 0 0 0 14102 0 7845 0 241040 0 0 DAVID WIEGMAN SECRETARY & ASSISTANT TREASURER 0 158101 0 10000 0 0 0 11767 0 18216 0 198084 0 0 SALE OF OPPORTUNITY BANK SERBIA SHARES 2020-11-19 11157958 COST UMWELTBANK AKTIENGESELLSCHAFT LAUFERTORGRABEN 6 NURNBERG GM FOREIGN ENTITIES SALE OF OPPORTUNITY BANK SERBIA SHARES 2020-11-19 7438638 COST GLS GEMEINSCHAFTSBANK EG CHRISTSTRASSE 9 BOCHUM GM FOREIGN ENTITIES SALE OF OPPORTUNITY BANK SERBIA SHARES 2020-11-19 5207047 COST TRIODOS SICAV II - TRIODOS MICROFINANCE FUND 11-13 BLVD DE LA FOIRE LUXEMBOURG LU FOREIGN ENTITIES SALE OF OPPORTUNITY BANK SERBIA SHARES 2020-11-19 5207047 COST TRIODOS BUND BV - TRIODOS FAIR SHARE FUND NIEUWEROORDWEG 1 ZEIST NL FOREIGN ENTITIES 1 0 0 0 PART II, LINE 2E: PERSON(S) INVOLVED: DAVID WIEGMAN PART II, LINE 2E: EXPLANATION OF INVOLVEMENT: SECRETARY OF OTI BECAME A DIRECTOR OF 3BANK (FORMERLY OPPORTUNITY BANK SERBIA) TO REPRESENT OTI'S REMAINING 20% SHARE OWNERSHIP. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION'S SOLE MEMBER IS OPPORTUNITY INTERNATIONAL, INC. (SEE SCHEDULE R, PART II). FORM 990, PART VI, SECTION A, LINE 7A THE ORGANIZATION'S SOLE MEMBER, OPPORTUNITY INTERNATIONAL, INC., IS RESPONSIBLE FOR ELECTING THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B STAFF PREPARES DETAILED INFORMATION FROM INTERNAL REPORTS AND AUDITED FINANCIAL STATEMENTS AND SENDS TO BAKER TILLY US LLP. TREASURER OF OPPORTUNITY INTERNATIONAL (OI) REVIEWS THE DRAFT PREPARED BY BAKER TILLY US LLP AND DISCUSSES COMMENTS AND QUESTIONS WITH BAKER TILLY US LLP. FINAL DRAFT OF 990 IS PRESENTED TO AUDIT COMMITTEE FOR REVIEW. AFTER REVIEW IS COMPLETE, THE 990 IS DISTRIBUTED TO THE OPPORTUNITY INTERNATIONAL BOD AND THE RETURN IS SIGNED AND SUBMITTED TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C IT IS AN ANNUAL REQUIREMENT FOR ALL EMPLOYEES AND DIRECTORS TO SIGN THE CONFLICT OF INTEREST STATEMENTS. DISCLOSURES ARE TO BE MADE BY EMPLOYEES TO THE VP OF HUMAN RESOURCES, EXCEPTIONS ARE REVIEWED BY THE CEO. IN THE CASE OF THE CEO AND OTHER DIRECTORS, CONFLICTS OF INTEREST ARE REPORTED TO THE FINANCE, RISK, AND AUDIT COMMITTEE. IF A CONFLICT OF INTEREST IS DETERMINED, THE RESPONSIBLE PERSON(S) ARE RECUSED/EXCLUDED FROM ALL DISCUSSIONS IN CONNECTION WITH THE PROPOSED TRANSACTION. THE FINANCE DEPARTMENT MONITORS RELATED PARTY TRANSACTIONS FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION IS PAID BY RELATED PARTY, OPPORTUNITY INTERNATIONAL, INC,. USING THE FOLLOWING METHODS TO ESTABLISH COMPENSATION: - COMPENSATION SURVEY - THE CEO'S SALARY IS APPROVED BY THE BOARD OR COMPENSATION COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THE CONFLICT OF INTEREST POLICY IS NOT PUBLISHED. FINANCIAL STATEMENTS AND GOVERNING DOCUMENTS ARE AVAILABLE UPON REQUEST. PART XII, LINE 2C THE ORGANIZATION HAS NOT CHANGED EITHER ITS OVERSIGHT PROCESS OR SELECTION PROCESS DURING THE TAX YEAR. OPPORTUNITY INTERNATIONAL INC 101 N WACKER DRIVE SUITE 1150 CHICAGO IL 60606 540907624 TO CREATE EMPLOYMENT AND IMPROVE INCOME FOR THE POOR IL 501(C)(3) LINE 7 N/A 0 OPPORTUNITY BANK AD NOVI SAD BULEVAR OSLOBODJENJA 2A NOVI SAD RI OTHER DEPOSITORY RI OPPORTUNITY TRANSFORMATION INVESTMENTS C 1762293 41719116 0.20000 0 OPPORTUNITY INTERNATIONAL SAVINGS & LOANS LIMITED NO D765/3 KWANWE NKRUMAH AVENUE ACCRA GH OTHER DEPOSITORY GH OPPORTUNITY TRANSFORMATION INVESTMENTS C 2713058 33557729 0.60000 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 OPPORTUNITY INTERNATIONAL INC M 122081 CASH TRANSFERRED