2022-08-11T10:59:44-05:00 2021-09-30 410746749 CLIFTONLARSONALLEN LLP 901 N GLEBE ROAD SUITE 200 ARLINGTON VA 22203 990 2020-10-01 361505650 MORTGAGE BANKERS ASSOCIATION MORT 2025572700 1919 M STREET NW NO 5TH FL WASHINGTON DC 20036 LISA HAYNES CFO 2025572700 2022-08-11 1 LISA HAYNES 999009999 J ANDREW SMITH P00635175 5712279500 2022-08-11 3 AAL1 IAL1 2020 2022-09-23 18:48:47Z ROBERT D BROEKSMIT 1919 M STREET NW NO 5TH FL WASHINGTON DC 20036 99890089 0 X WWW.MBA.ORG X 1914 IL MBA'S PRINCIPAL ACTIVITIES ARE INDUSTRY, EDUCATION, RESEARCH, AND ADVOCACY. 38 38 170 2000 1016352 0 589111 141834 51028689 44294096 4012060 3159723 5844504 597586 61474364 48193239 385183 480990 0 0 31591847 33769176 0 0 0 18967306 12966887 50944336 47217053 10530028 976186 132210021 151811395 28149665 41246396 104060356 110564999 X THE MORTGAGE BANKERS ASSOCIATION (MBA) IS THE NATIONAL ASSOCIATION REPRESENTING THE REAL ESTATE FINANCE INDUSTRY, AN INDUSTRY THAT EMPLOYS MORE THAN 280,000 PEOPLE IN VIRTUALLY EVERY COMMUNITY IN THE COUNTRY. HEADQUARTERED IN WASHINGTON, D.C., MBA INVESTS IN COMMUNITIES 0 0 MEETINGSDUE TO THE ON-GOING PANDEMIC, MBA CONTINUED TO OFFER VIRTUAL MEETINGS FOR A MAJORITY OF FY2021 CREATING A CUSTOM 3D PLATFORM TO ADD TO OUR MBALIVE OFFERINGS TO DELIVER THE BEST CONTENT AND HIGH-LEVEL EXPERIENCE FOR OUR MEMBERS. MBA'S FISCAL YEAR 2021 (FY2021), ENDING SEPTEMBER 30, 2021, SAW MORE THAN 8926 INDIVIDUAL ATTENDEES AT 9 (1 IN-PERSON, 8 VIRTUAL) CONFERENCES AND MEETINGS THAT PROVIDED ATTENDEES WITH TIMELY INFORMATION ABOUT THE ECONOMY, BUSINESS TRENDS, TECHNOLOGICAL INNOVATION AND LEGISLATIVE AND REGULATORY CHANGES AND PROSPECTS. MBA CONDUCTED A SUCCESSFUL VIRTUAL ANNUAL CONVENTION IN OCTOBER 2021 WITH 2007 ATTENDEES. THE VIRTUAL CREF/MULTIFAMILY HOUSING CONVENTION & EXPO WAS HELD IN FEBRUARY 2021 IN SAN DIEGO WITH 2170 ATTENDEES. SPONSORSHIP AND BOOTH SALES WERE STRONG FOR A VIRTUAL PLATFORM AT THE MBALIVE MEETINGS WITH 100 COMPANIES EXHIBITING THEIR PRODUCTS AND SERVICES AND 159 SPONSORS.IN ADDITION TO THE LARGE ANNUAL CONVENTIONS EXPECTED FROM A MAJOR ASSOCIATION, MBA HOSTS USUALLY HOSTS 4 ADDITIONAL LARGE CONFERENCES AND EXPOS EACH YEAR AS WELL AS 15 MORE FINELY FOCUSED SPECIAL INTEREST CONFERENCES, WHICH ARE SPECIALIZED PROGRAMS HELP PARTICIPANTS GAIN KNOWLEDGE AND INFORMATION IN SUCH AREAS AS LEGAL ISSUES AND REGULATORY COMPLIANCE, COMMERCIAL SERVICING, RISK MANAGEMENT, AND ACCOUNTING AND FINANCIAL MANAGEMENT. DUE TO THE PANDEMIC, MBA COMBINED 3 OF OUR LARGER CONVENTIONS, SERVICING SOLUTIONS CONFERENCE & EXPO, TECHNOLOGY SOLUTIONS CONFERENCE & EXPO, AND SECONDARY AND CAPITAL MARKETS CONFERENCE & EXPO INTO ONE LARGE SPRING CONFERENCE WITH AN ATTENDANCE OF 2299. SEVERAL PROGRAMS STILL QUALIFIED IN WHOLE OR IN PART FOR CONTINUING LEGAL EDUCATION CREDIT (CLE), CPE AND OTHER CONTINUING EDUCATION CREDITS. ADVOCACY FOR MEMBERS AND THE INDUSTRYMBA CONTINUES TO BE THE LEADING ADVOCATE FOR THE ENTIRE REAL ESTATE FINANCE INDUSTRY BOTH IN WASHINGTON, D.C. AND IN STATE CAPITALS. IN 2021, THE ASSOCIATION PROVIDED THOUGHT LEADERSHIP ON A VARIETY OF PUBLIC POLICY ISSUES, INCLUDING PATHWAYS TO CREATING AFFORDABLE RENTAL AND HOMEOWNERSHIP OPPORTUNITIES, CLOSING THE RACIAL HOMEOWNERSHIP GAP, STRUCTURAL REFORMS OF THE SECONDARY MORTGAGE MARKET, RATIONALIZING RISK-BASED CAPITAL STANDARDS, COVID-19-RELATED ISSUES IMPACTING INDUSTRY STAKEHOLDERS, TAX POLICIES IMPACTING REAL ESTATE FINANCE, AND OTHER LEGISLATIVE, REGULATORY, AND SUPERVISORY ISSUES. OUR FEDERAL LEGISLATIVE ACCOMPLISHMENTS INCLUDED PROVIDING TESTIMONY AND STATEMENTS FOR THE RECORD BEFORE THE HOUSE FINANCIAL SERVICES AND SENATE BANKING COMMITTEES AND SUPPORT FOR THE ENACTMENT OF SEVERAL INDUSTRY PRIORITIES (BOTH RESIDENTIAL AND COMMERCIAL/MULTIFAMILY), INCLUDING THOSE RELATED TO FUNDING FOR CRITICAL HUD INFORMATION TECHNOLOGY INFRASTRUCTURE AND ASSISTANCE FOR HOMEOWNERS AND RENTERS FACING COVID-19-RELATED HARDSHIPS, AS WELL AS EDUCATION AND ADVOCACY ON A WIDE VARIETY OF OTHER REAL ESTATE FINANCE ISSUES (E.G., TAX POLICY, REGULATORY CLARITY, GOVERNMENT HOUSING PROGRAMS, MINIMUM FEDERAL REMOTE ONLINE NOTARIZATION STANDARDS, DATA PRIVACY, FALSE CLAIMS ACT, ETC.). WITH REGARD TO REGULATORY ACHIEVEMENTS IN THE RESIDENTIAL REAL ESTATE FINANCE SECTOR, MBA SUBMITTED COMMENT LETTERS AND PROVIDED GUIDANCE AND SUBSTANTIVE RECOMMENDATIONS THROUGHOUT THE YEAR TO REGULATORY AGENCIES, INCLUDING HUD, VA, USDA, TREASURY, CFPB, FHFA, SEC, OCC, FDIC, AND THE FEDERAL RESERVE. THESE RECOMMENDATIONS COVERED A WIDE-RANGING SET OF MORTGAGE FINANCE ISSUES, INCLUDING ORIGINATION AND SERVICING GUIDELINES, SECONDARY MARKET STRUCTURE, TAX AND ACCOUNTING REQUIREMENTS, CAPITAL AND LIQUIDITY REQUIREMENTS, CONSUMER PROTECTION REGULATIONS, AND DATA SECURITY/PRIVACY. CONSIDERING THE ONGOING CHALLENGES ASSOCIATED WITH THE COVID-19 PANDEMIC IN 2021, THE ASSOCIATION PLAYED A CRITICAL ROLE IN EDUCATING MORTGAGE SERVICERS AND ORIGINATORS, AND ADVISING THE REGULATORY AGENCIES, ON THE IMPACTS OF THESE RULES AND REQUIREMENTS. THE ASSOCIATION ALSO FILED AMICUS BRIEFS IN NUMEROUS CASES SUPPORTING THE INDUSTRY IN DISPUTES OVER IMPORTANT LEGAL ISSUES.IN THE COMMERCIAL AND MULTIFAMILY REAL ESTATE FINANCE SECTOR, MBA'S PUBLIC POLICY IN FISCAL YEAR 2021 SUPPORTED OUR MEMBERS' INTERESTS BY FURTHERING THE OBJECTIVE OF FACILITATING LIQUIDITY AND CAPITAL AVAILABILITY FOR THE INDUSTRY, INCLUDING CONTINUED SUPPORT THROUGHOUT THE COVID-19 PANDEMIC. MBA PROVIDED DATA, INFORMATION AND RECOMMENDATIONS ON ISSUES AFFECTING THE COMMERCIAL REAL ESTATE FINANCE INDUSTRY TO THE ADMINISTRATION AND REGULATORY AGENCIES, INCLUDING THE CFPB, FDIC, THE FEDERAL RESERVE, FHFA, HUD, OCC, SEC, AND TREASURY. ISSUES INCLUDED: AFFORDABLE RENTAL HOUSING, CLIMATE RISK AND GREEN LENDING, LOW-INCOME HOUSING TAX CREDITS, CONTINUED CAPITAL, AND ACCOUNTING FLEXIBILITY FOR LOAN MODIFICATIONS DURING THE COVID-19 PANDEMIC; FLOOD INSURANCE REGULATIONS, CONTINUED ECONOMIC RELIEF DURING THE PANDEMIC; LIFE COMPANY RISK-BASED CAPITAL STANDARDS, GSE CAPITAL AND REGULATORY POLICY; FHA ISSUES IMPACTING MULTIFAMILY AND RESIDENTIAL HEALTHCARE FINANCE, AND APPRAISAL MATTERS. AT THE STATE LEVEL, WE WORKED WITH NUMEROUS STATE MORTGAGE BANKING ASSOCIATIONS AND OTHER PARTNERS ON A WIDE VARIETY OF HOUSING, LICENSING, AND REAL ESTATE FINANCE ISSUES BY PROVIDING DATA AND POLICY ANALYSIS TO SUPPORT THEIR EFFORTS. AS THE COVID-19 PANDEMIC FORCED SOCIAL DISTANCING, WE WORKED WITH STATES TO URGE THEM TO ALLOW MORTGAGE EMPLOYEES TO WORK REMOTELY, A COMMON-SENSE SOLUTION TO ALIGN OUR INDUSTRY WITH THE REALITIES OF THE PANDEMIC. WE ALSO ADVOCATED IN SUPPORT OF STATE LAWS PERMITTING THE USE OF REMOTE ONLINE NOTARIZATION. IN THE COMMERCIAL AND MULTIFAMILY FINANCE SPACE, WE WORKED WITH OUR STATE AND LOCAL CHAPTERS TO FIND COMMON SENSE SOLUTIONS TO HELP RENTERS, OWNERS, AND LENDERS DURING THE COVID-19 PANDEMIC, AND TO RATIONALIZE ANY NEW TAXES AFFECTING THE INDUSTRY. ADDITIONAL ADVOCACY EFFORTS FOCUSED ON STATE LAWS AND REGULATIONS RELATED TO DATA PRIVACY/SECURITY, MORTGAGE SERVICER CAPITAL AND LIQUIDITY REQUIREMENTS, AND STATE COMMUNITY REINVESTMENT MATTERS.AS THE VOICE OF THE REAL ESTATE INDUSTRY IN WASHINGTON, D.C. AND THROUGHOUT THE NATION, MBA IS ALSO PROUD TO HOST AND SUPPORT DIVERSITY AND INCLUSION INITIATIVES, YOUNG PROFESSIONALS' GROUPS, AND AFFORDABLE HOMEOWNERSHIP COALITIONS. MEMBERSHIP MBA'S MEMBERSHIP INCLUDES BUSINESSES FROM ALL SEGMENTS OF THE REAL ESTATE FINANCE INDUSTRY. WE ENDED 2021 WITH MORE THAN 1,900 TOTAL MEMBERS. EDUCATION MBA EDUCATION PROVIDED TRAINING AND DEVELOPMENT TO OVER 60,000 REAL ESTATE PROFESSIONALS REPRESENTING SINGLE-FAMILY AND COMMERCIAL/MULTIFAMILY LENDING DURING THE FISCAL YEAR ENDING SEPTEMBER 30, 2021. TRAINING IS PROVIDED THROUGH A MIX OF DELIVERY FORMATS INCLUDING CLASSROOM-BASED COURSES, INSTRUCTOR-GUIDED ONLINE COURSES, CERTIFICATION AND DESIGNATION PROGRAMS, WEBINARS, AND WEB-BASED SELF-STUDY COURSES. ACROSS MBA EDUCATION'S LIVE PROGRAMMING AND SELF-PACED OFFERINGS, THE DEPARTMENT OFFERS NEARLY 450 TRAINING PROGRAMS COVERING ALL FACETS OF THE INDUSTRY. DURING THE YEAR, MBA EDUCATION LAUNCHED A THREE-MONTH PROGRAM COVERING FHA AFFORDABLE 221(D)(4) LENDING FOR OUR MULTIFAMILY LENDER MEMBERS. OUR 3-COURSE FLAGSHIP PROGRAM, THE SCHOOL OF MORTGAGE BANKING, COMBINED TO TRAIN NEARLY 1,200 STUDENTS. SUCCESSFUL COMPLETION OF THE THREE COURSES RESULTS IN STUDENTS BEING AWARD THE ACCREDITED MORTGAGE PROFESSIONAL (AMP) CERTIFICATION. MBA EDUCATION'S CERTIFICATION AND DESIGNATION PROGRAMS CONTINUED TO BE A SIGNIFICANT BENEFIT TO INDUSTRY PROFESSIONALS. DURING THE FISCAL YEAR, OVER 2,100 INDIVIDUALS ENROLLED IN ONE OF MBA EDUCATION'S SEVEN CERTIFICATION AND DESIGNATION PROGRAMS. 0 1 1 1 0 0 0 0 0 1 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 1 109 0 170 1 1 1 0 0 0 1 1 0 0 0 X 38 38 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X LISA J HAYNES 2025572835 1919 M STREET NW 5TH FLOOR WASHINGTON DC 20036 ROBERT D BROEKSMIT PRESIDENT & CEO 34.70 0.30 X 1667871 0 396668 MARCIA M DAVIES COO 34.70 0.30 X 895541 0 35794 GORDON R MILLS SVP, RESID. POLI. & MEMBER ENGMT. 35.00 0.00 X 641436 0 40692 WILLIAM P KILLMER SVP, LEGIS. & POLI. AFFAIRS 35.00 0.00 X 582150 0 36315 MICHAEL C FRATANONI CHIEF ECON./SVP OF RES. & IND. TECH. 32.00 3.00 X 440591 0 38335 MICHAEL P FLOOD SVP, CREF & MULTIFAM. FROM 2/24/20 35.00 0.00 X 428384 0 38656 PETER J GRACE CIO/SVP, STRAT. AND MEMBER SERV. 35.00 0.00 X 424074 0 38335 STEPHEN O'CONNOR SVP, AFF. HOUSING INITI. 35.00 0.00 X 412599 0 40692 LISA J HAYNES SVP, CFO AND CDIO 32.70 2.30 X 381475 0 34372 HOWARD ELAINE VP, CONFERENCES AND MEETINGS 35.00 X 324127 0 40692 SCHUMMER JEFFREY VP, EDUCATION 35.00 X 309743 0 36315 MECHEM JOHN VP, PUBLIC AFFAIRS 35.00 X 302042 0 38335 WOODWELL JAMIE VP, COMM. REAL EST. RESEARCH 35.00 X 312860 0 24707 MIGLIAZZO TRICIA VP, MEMBER ENGAGEMENT 35.00 X 301775 0 17007 MICHAEL W BRIGGS SVP & GC, FROM 6/1/20 32.70 2.30 X 209232 0 14682 HELEN R KANOVSKY SVP & GC, UNTIL 4/3/20 32.70 2.30 X 111278 0 6577 SUSAN T STEWART CHAIRMAN 4.00 X X 0 0 0 KRISTY FERCHO CHAIRMAN-ELECT 7.00 X X 0 0 0 MATT G ROCCO SR VICE-CHAIRMAN 4.00 X X 0 0 0 BRIAN F STOFFERS IMMEDIATE PAST CHAIRMAN 1.00 X X 0 0 0 ALBERT P BLANK BOARD MEMBER 0.50 X 0 0 0 BYRON L BOSTON BOARD MEMBER 0.50 X 0 0 0 PATRICK CAREY BOARD MEMBER 0.50 X 0 0 0 TODD CHAMBERLAIN BOARD MEMBER 0.50 X 0 0 0 CHRISTINE R CHANDLER BOARD MEMBER 0.50 X 0 0 0 JONATHAN M CORR BOARD MEMBER 0.50 X 0 0 0 WILLIAM C EMERSON BOARD MEMBER 0.50 X 0 0 0 LAURA ESCOBAR BOARD MEMBER 0.50 X 0 0 0 MATTHEW E GALLIGAN BOARD MEMBER 0.50 X 0 0 0 ERIC GATES BOARD MEMBER 0.50 X 0 0 0 NIMA GHAMSARI BOARD MEMBER 0.50 X 0 0 0 JOHN M HEDLUND BOARD MEMBER 0.50 X 0 0 0 CHRISTOPHER LABIANCA BOARD MEMBER 0.50 X 0 0 0 OWEN V LEE BOARD MEMBER 0.50 X 0 0 0 WILLIAM LOWMAN BOARD MEMBER 0.50 X 0 0 0 ANGELA G MAGO BOARD MEMBER 0.50 X 0 0 0 FRANK D MARTELL BOARD MEMBER 0.50 X 0 0 0 MARY ANN MCGARRY BOARD MEMBER 0.50 X 0 0 0 CLAUDIA J MERKLE BOARD MEMBER 0.50 X 0 0 0 STANLEY C MIDDLEMAN BOARD MEMBER 0.50 X 0 0 0 J DAVID MOTLEY BOARD MEMBER 0.50 X 0 0 0 MARK ODONOVAN BOARD MEMBER 0.50 X 0 0 0 GARY N OTTEN BOARD MEMBER 0.50 X 0 0 0 KURT PFOTENHAUER BOARD MEMBER 0.50 X 0 0 0 JAY PLUM BOARD MEMBER 0.50 X 0 0 0 T ANTHONY PREMER BOARD MEMBER 0.50 X 0 0 0 CHRISTINE C RHEA BOARD MEMBER 0.50 X 0 0 0 ANDREW RIPPERT BOARD MEMBER 0.50 X 0 0 0 ERIN STAFFORD BOARD MEMBER 0.50 X 0 0 0 DEBRA W STILL BOARD MEMBER 0.50 X 0 0 0 MICHAEL S TANNER BOARD MEMBER 0.50 X 0 0 0 JEFFREY C TAYLOR BOARD MEMBER 0.50 X 0 0 0 RICHARD G THORNBERRY BOARD MEMBER 0.50 X 0 0 0 THOMAS L WIND BOARD MEMBER 0.50 X 0 0 0 7745178 0 878174 101 0 1 0 STRATMOR GROUP LLC PO BOX 19436 BOULDER CO 80308 DATA DRIVEN MORTGAGE ADVISORY 468768 POLITICO LLC 1000 WILSON BLVD ARLINGTON VA 22209 POLITICAL NEWS OPERATION & INFORMATION S 189052 CONFLUENCE GLOBAL LLC 510 THORNAL ST STE 310 EDISON NJ 08837 STRATEGIC IT CONSULTING & AMS IMPLEMENTA 180465 HIGHER LOGIC 1919 N LYNN ST SUITE 500 ARLINGTON VA 22209 SOFTWARE DEVELOPMENT 150923 REPUBLIC CONSULTING LLC 8828 CRICK ALY ORLANDO FL 32827 LOBBYING & BUSINESS DEVELOPMENT 150000 8 100000 41834 141834 MEMBERSHIP DUES 900099 27082390 27082390 CONFERENCES AND PROGRAMS 900099 6499275 6499275 EDUCATION AND PROGRAMS 900099 5453755 5453755 OTHER PROGRAM SERVICES 900099 3479144 3304444 174700 PERIODICALS AND PUBLICATIONS 541800 1779532 937880 841652 44294096 1759337 1759337 597586 597586 53097236 51696850 1400386 1400386 1400386 48193239 43277744 1016352 3757309 480990 6612629 21671798 1695223 2234703 1554823 93429 71303 474407 328094 1521147 188979 1902079 2079486 131271 1592867 151797 1877861 1071911 329080 CREDIT CARD FEES 446582 706594 47217053 37985856 34461877 597258 386910 1790281 2763150 8036340 4115829 4814865 3920511 86060835 109430847 960926 848100 132210021 151811395 5566885 6528173 18321914 32348342 4260866 2369881 28149665 41246396 X 103967346 110444190 93010 120809 104060356 110564999 132210021 151811395 976186 5528457 0 X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED MORTGAGE BANKERS ASSOCIATION PAC 1919 M STREET NW 5TH FLR WASHINGTON DC 20036 526144335 1466666 0 0 1 27082390 2372068 563717 2935785 5416478 -2480693 PART I-A LINE 1 MBA'S POLITICAL ACTIVITY FOR THE YEAR ENDED 9/30/21 CONSISTED OF ACTIVITIES CONDUCTED SOLELY THROUGH ITS CONNECTED PAC, THE MORTGAGE BANKERS ASSOCIATION PAC (MORPAC) 3012043 1838594 1173449 4438004 1850744 2587260 586293 426491 159802 3920511 DEFERRED RENT AND LEASE INCENTIVE 2315177 DUE TO AFFILIATES 54704 2369881 53393602 5528457 5528457 47865145 328094 328094 48193239 46888959 0 46888959 328094 328094 47217053 0 ADMIN AWARDS LLC 2118 WALL ST STE 800 GARLAND TX 75041 464701370 10500 WASHINGTON DC ADMIN AWARDS SPONSOR ALZHEIMERS ASSOCIATION 25200 TELEGRAPH RD STE 100 SOUTHFIELD MI 48033 133039601 5000 DONATION AMERICAN SOCIETY OF ASSOCIATION EXECUTIVES 1575 EYE STREET NW WASHINGTON DC 20005 530026940 6000 SUMMIT AWARDS SPONSOR ANDREW J YOUNG FOUNDATION 260 14TH ST NW ATLANTA GA 30318 582591049 5000 DONATION BISHOP JOHN T WALKER SCHOOL FOR BOYS 1801 MISSISSIPPI AVE SE WASHINGTON DC 20020 530196608 10000 ANNUAL DINNER SPONSOR CONVERGENCE MEMPHIS INC PO BOX 301 IRVINGTON VA 22480 854051247 20000 DONATION CULTURAL OUTREACH SOLUTIONS LLC PO BOX 691016 ORLANDO FL 32869 861266352 10000 VOICES OF HOMEOWNERSHIP REPORT SPONSOR HABITAT FOR HUMANITY INTERNATIONAL 121 HABITAT STREET AMERICUS GA 31709 911914868 5000 HABITAT ON THE HILL SPONSOR HBCU BUSINESS DEANS ROUNDTABLE PO BOX 6873 COLUMBUS GA 31917 721491905 5000 SUMMIT SPONSOR HOMEFREE-USA INC 6200 BALTIMORE AVE RIVERDALE MD 20737 521885132 50000 SPONSORSHIP HOMEOWNERSHIP COUNCIL OF AMERICA 712 H ST NE UNIT 725 WASHINGTON DC 20002 870798977 10000 SPONSORSHIP/GENERAL SUPPORT IMAGINE AN ANSWER 182 PRINCE GEORGE ST ANNAPOLIS MD 21401 814121847 5000 KIDS CANCER DONATION JOHN HOPKINS OFFICE OF ANNUAL GIVING 600 NORTH WOLFE ST CMSC 210 BALTIMORE MD 21287 520595110 7500 DONATION LENDERS ONE 12747 OLIVE BLVD STE 300 ST LOUIS MO 63141 431916565 12500 SPONSORSHIP MBA OPENS DOORS FOUNDATION 1919 M ST NW 5TH FL WASHINGTON DC 20036 320355086 41038 DONATIONS AND MBA STAFF MATCHING GIFTS NAACP LEGAL DEFENSE & EDUCATIONAL FUND INC 40 RECTOR ST FL 5 NEW YORK NY 10006 131655255 50000 DONATION NATIONAL ASSOCIATION OF HISPANIC REAL ESTATE PROFESSIONALS 2375 NORTHSIDE DRIVE SUITE 360 SAN DIEGO CA 92108 330879923 5000 MEMBERSHIP & SPONSORSHIP NATIONAL ASSOCIATION OF MINORITY MORTGAGE BANKERS OF AMERICA IN PO BOX 7246 ATLANTA GA 30357 814649521 15000 SPONSORSHIP/PARTNERSHIP NATIONAL ASSOCIATION OF NEIGHBORHOODS 1300 PENNSYLVANIA AVE NW STE 700 WASHINGTON DC 20004 237148216 5000 SUPPORT NATIONAL ASSOCIATION OF REAL ESTATE BROKERS 9831 GREENBELT RD STE 309 LANHAM MD 20706 366125210 20000 DIVERSITY ALLIANCE PARTNERSHIP DONATION NATIONAL COMMUNITY REINVESTMENT COALITION 727 15TH ST NW STE 900 WASHINGTON DC 20005 521766126 10000 ANNUAL CONFERENCE SPONSOR NATIONAL FAIR HOUSING ALLIANCE 1101 VERMONT AVE NW STE 710 WASHINGTON DC 20005 521676364 20000 SPONSORSHIP AND GENERAL SUPPORT NATIONAL HOUSING CONFERENCE INC 1900 M ST NW STE 200 WASHINGTON DC 20035 530208180 10000 MEMBERSHIP & SPONSORSHIP NATIONAL LOW INCOME HOUSING COALITION 1000 VERMONT AVE NW STE 500 WASHINGTON DC 20005 521089824 5000 LEADERSHIP AWARDS SPONSOR NATIONAL URBAN LEAGUE 80 PINE STREET 9TH FLR NEW YORK NY 10005 131840489 10000 CONTRIBUTION & SPONSORSHIP PROJECT DESTINED INC 1623 S ST NW WASHINGTON DC 20009 813858986 25000 DONATION PROSTATE CANCER FOUNDATION 1250 4TH ST STE 360 SANTA MONICA CA 90401 954418411 25000 DONATION SAMARITAN MINISTRY OF GREATER WASHINGTON 1516 HAMILTON RD NW WASHINGTON DC 20011 521434143 5000 GALA & BREAKFAST DONATION SOME INC 71 O STREET NW WASHINGTON DC 20001 237098123 5000 SOME GALA DONATION URBAN INSTITUTE 2100 M ST NW WASHINGTON DC 20037 520880375 10000 CONTRIBUTION VELVET SUITE INC 12020 SUNRISE VALLEY DR STE 100 RESTON VA 20191 262303580 7500 SUITE SUMMIT SPONSOR 25 31 X X X X 1 1 X X X X 0 0 0 ROBERT D BROEKSMIT PRESIDENT & CEO 1087753 0 577706 0 2412 0 375433 0 21235 0 2064539 0 0 0 MARCIA M DAVIES COO 629902 0 261938 0 3701 0 17100 0 18694 0 931335 0 0 0 GORDON R MILLS SVP, RESID. POLI. & MEMBER ENGMT. 537598 0 100000 0 3838 0 17100 0 23592 0 682128 0 0 0 WILLIAM P KILLMER SVP, LEGIS. & POLI. AFFAIRS 519649 0 60000 0 2501 0 17100 0 19215 0 618465 0 0 0 MICHAEL C FRATANONI CHIEF ECON./SVP OF RES. & IND. TECH. 379253 0 60000 0 1338 0 17100 0 21235 0 478926 0 0 0 MICHAEL P FLOOD SVP, CREF & MULTIFAM. FROM 2/24/20 352616 0 75000 0 768 0 17100 0 21556 0 467040 0 0 0 PETER J GRACE CIO/SVP, STRAT. AND MEMBER SERV. 375702 0 47500 0 872 0 17100 0 21235 0 462409 0 0 0 STEPHEN O'CONNOR SVP, AFF. HOUSING INITI. 367598 0 42500 0 2501 0 17100 0 23592 0 453291 0 0 0 LISA J HAYNES SVP, CFO AND CDIO 336474 0 42500 0 2501 0 17100 0 17272 0 415847 0 0 0 HOWARD ELAINE VP, CONFERENCES AND MEETINGS 289887 0 31739 0 2501 0 17100 0 23592 0 364819 0 0 0 SCHUMMER JEFFREY VP, EDUCATION 217982 0 88124 0 3637 0 17100 0 19215 0 346058 0 0 0 MECHEM JOHN VP, PUBLIC AFFAIRS 277204 0 23500 0 1338 0 17100 0 21235 0 340377 0 0 0 WOODWELL JAMIE VP, COMM. REAL EST. RESEARCH 289522 0 22000 0 1338 0 17100 0 7607 0 337567 0 0 0 MIGLIAZZO TRICIA VP, MEMBER ENGAGEMENT 192850 0 108156 0 769 0 17007 0 0 0 318782 0 0 0 MICHAEL W BRIGGS SVP & GC, FROM 6/1/20 196299 0 11400 0 1533 0 9350 0 5332 0 223914 0 0 0 FORM 990, PART VI, SECTION A, LINE 1 MBA HAS AN EXECUTIVE COMMITTEE THAT IS EMPOWERED TO ACT ON BEHALF OF THE FULL BOARD OF DIRECTORS BETWEEN MEETINGS. THE COMMITTEE DOES NOT HAVE THE AUTHORITY TO ADOPT OFFICIAL POSITIONS ON PUBLIC POLICY MATTERS (UNLESS EXPLICITLY PROVIDED THAT POWER); APPROVE THE ANNUAL BUDGET; DETERMINE MEMBER DUES; APPOINT OR REMOVE THE PRESIDENT AND CEO; FILL BOARD AND EXECUTIVE COMMITTEE VACANCIES; ADOPT BYLAWS AMENDMENTS; APPROVE ORGANIZATIONAL CONSOLIDATION OR MERGER; OR ELIMINATE A STANDING COMMITTEE. THE EXECUTIVE COMMITTEE IS COMPOSED OF THE ELECTED OFFICERS AND THE CHAIRS OF COMBOG AND RESBOG, AS WELL AS THE PRESIDENT AND CEO OF THE ASSOCIATION SERVICING EX OFFICIO AS NONVOTING MEMBER. FORM 990, PART VI, SECTION A, LINE 6 MBA IS A NONPROFIT MEMBERSHIP CORPORATION. IT HAS THE FOLLOWING CLASSES OF MEMBERSHIP: (A) REGULAR MEMBERS - FINANCIAL INSTITUTIONS AND OTHER ENTITIES THAT ARE REGULARLY IN THE BUSINESS OF ORIGINATING, SERVICING, OR INVESTING IN MORTGAGE LOANS OR OTHERWISE SHARE IN THE RISK OF MORTGAGE LOAN PERFORMANCE, SUCH AS MORTGAGE INSURERS AND TITLE INSURANCE UNDERWRITERS, SHALL BE CONSIDERED REGULAR MEMBERS. (B) ASSOCIATE MEMBERS - BUSINESS ORGANIZATIONS, FINANCIAL INSTITUTIONS, AND INDIVIDUALS THAT REGULARLY PROVIDE SERVICE OR PRODUCTS FOR BUSINESS ORGANIZATIONS OR FINANCIAL INSTITUTIONS ELIGIBLE TO BE REGULAR MEMBERS SHALL BE CONSIDERED ASSOCIATE MEMBERS. (C) ALLIANCE MEMBER - THE BOARD OF DIRECTORS NAMES AS THE SOLE ALLIANCE MEMBER THE MORTGAGE ACTION ALLIANCE, INC., AN AFFILIATE ORGANIZATION THAT OPERATES TO PROMOTE THE COMMON BUSINESS INTERESTS OF THE RESIDENTIAL AND COMMERCIAL REAL ESTATE FINANCE INDUSTRIES THROUGH GRASSROOTS ADVOCACY ACTIVITIES. (D) HONORARY MEMBERS - INDIVIDUALS WHO HAVE SERVED ALL OR PART OF TWO TERMS AS A MEMBER OF ONE OF THE BOARD OF GOVERNORS, OR WHO HAVE SERVED AS AN OFFICER FOR TWO YEARS, AND WHO HAVE RETIRED FROM ACTIVE BUSINESS SHALL BE CONSIDERED HONORARY MEMBERS. (E) STUDENT MEMBERS - INDIVIDUALS (I) WHO, PRIOR TO EMPLOYMENT IN THE REAL ESTATE FINANCE INDUSTRY, ARE VALIDLY ENROLLED IN A COMMUNITY OR OTHER TWO-YEAR COLLEGE OR OTHER POST-SECONDARY EDUCATIONAL INSTITUTION ("EDUCATIONAL INSTITUTION") AND ALSO VALIDLY ENROLLED IN THE ASSOCIATION'S CURRENT CAREER EDUCATION COURSE, OR OTHER COMPARABLE INSTRUCTIONAL COURSE PROVIDED BY THE ASSOCIATION, OR (II) WHO, PRIOR TO EMPLOYMENT IN THE REAL ESTATE FINANCE INDUSTRY, ARE VALIDLY ENROLLED IN ANY EDUCATIONAL INSTITUTIONAL AFTER COMPLETING THE ASSOCIATION'S CURRENT CAREER EDUCATION COURSE, OR OTHER COMPARABLE INSTRUCTIONAL COURSE PROVIDED BY THE ASSOCIATION. FORM 990, PART VI, SECTION A, LINE 7A UNDER THE ASSOCIATION'S BYLAWS, ONLY REGULAR MEMBERS AND THE ALLIANCE MEMBER MAY ELECT OFFICERS AND THE AT-LARGE MEMBERS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B REGULAR MEMBERS ARE REQUIRED TO APPROVE A PLAN OF MERGER THAT CALLS FOR THE ASSOCIATION TO MERGE INTO ANOTHER ASSOCIATION OR OTHER ENTITY, OR A PLAN OF MERGER THAT CALLS FOR THE ASSOCIATION TO ABSORB ANOTHER ASSOCIATION OR OTHER ENTITY, AND THE MERGER WOULD RESULT IN (I) A NAME CHANGE FOR THE ASSOCIATION, (II) THE CREATION OF A NEW MEMBERSHIP CLASS, (III) THE ELIMINATION OF A MEMBERSHIP CLASS, OR (IV) A SUBSTANTIAL CHANGE TO THE THEN CURRENT GOVERNANCE SYSTEM. IN ADDITION, REGULAR MEMBERS ARE REQUIRED TO APPROVE A PLAN FOR CONSOLIDATION WHEREBY THE ASSOCIATION WOULD COMBINE WITH ONE OR MORE ASSOCIATIONS TO CREATE A NEW ASSOCIATION AND CEASE TO EXIST AS AN INDEPENDENT ENTITY. FORM 990, PART VI, SECTION B, LINE 11B FIVE INDEPENDENT MEMBERS OF THE AUDIT COMMITTEE, WHICH IS A BOARD-LEVEL COMMITTEE, RECEIVED A COPY OF THE FORM 990 BEFORE ITS FILING. FORM 990, PART VI, SECTION B, LINE 12C IT IS MBA'S POLICY THAT NO COVERED PARTY PARTICIPATE IN THE EVALUATION OR APPROVAL BY MBA OF ANY CONTRACTUAL ARRANGEMENT TO WHICH MBA MAY BECOME A PARTY IF THE COVERED PARTY'S PARTICIPATION WOULD CREATE AN ACTUAL OR POTENTIAL CONFLICT OF INTEREST. MBA'S CONFLICTS POLICY WILL BE CONTINOUSLY MONITORED BY THE BOARD OF DIRECTORS ON AN ONGOING BASIS FOR COMPLIANCE WITH THE POLICY AND REQUIRES ANNUAL DISCLOSURE TO THE MBA GENERAL COUNSEL AND SECRETARY OF "CONFLICTS OF INTEREST" DEFINED AS A SITUATION IN WHICH A COVERED PARTY WOULD PARTICIPATE IN THE EVALUATION OR APPROVAL BY MBA OF ANY CONTRACTUAL ARRANGEMENT TO WHICH MBA MAY BECOME A PARTY, IF SUCH INDIVIDUAL, OR SUCH INDIVIDUAL'S EMPLOYER, WOULD OBTAIN MORE THAN AN INSIGNIFICANT FINANCIAL BENEFIT, EITHER DIRECTLY OR INDIRECTLY. "COVERED PARTY" MEANS A MEMBER OF THE MBA BOARD OF DIRECTORS OR A MEMBER OF THE BOARD COMMITTEE OR BOARD TASK FORCE THAT MAY BOTH (I) RECOMMEND ENTERING INTO CONTRACTS AND (II) PLAY A ROLE IN VENDOR REVIEW AND SELECTION. MOREOVER, COVERED PARTIES ARE SUPPOSED TO UPDATE THEIR DISCLOSURES AS CIRCUMSTANCES WARRANT AND PROVIDE THEM TO THE MBA GENERAL COUNSEL AND SECRETARY. THE DISINTERESTED MEMBERS OF THE EXECUTIVE COMMITTEE OF THE MBA BOARD OF DIRECTORS SHALL DETERMINE WHETHER A CONFLICT OF INTEREST EXISTS OR BEHAVIOR IN CONFLICT WITH THIS POLICY HAS OCCURRED, AND WHAT SUBSEQUENT ACTION IS APPROPRIATE (IF ANY) AND ITS DECISION WILL BE FINAL, EXCEPT AS FOLLOWS. THE EXECUTIVE COMMITTEE SHALL INFORM THE FULL BOARD OF DIRECTORS OF ANY DISAGREEMENT BETWEEN THE EXECUTIVE COMMITTEE AND THE DISCLOSING DIRECTOR AS TO ITS DETERMINATION THAT A CONFLICT OF INTEREST, OR BEHAVIOR IN CONFLICT OF THE POLICY, EXISTS AND ANY RECOMMENDED ACTION. THE BOARD SHALL RETAIN THE RIGHT TO MODIFY OR REVERSE THE EXECUTIVE COMMITTEE'S DETERMINATIONS IN THIS CONTEXT. THE CONFLICTS OF INTEREST POLICY ALSO ADDRESSES CONFIDENTIALITY. FORM 990, PART VI, SECTION B, LINE 15 PROCESS FOR PRESIDENT AND CEO 1. REVIEW AND APPROVAL. THE COMPENSATION COMMITTEE, ON BEHALF OF THE BOARD, WILL REVIEW AND APPROVE THE COMPENSATION OF MBA'S CHIEF EMPLOYED EXECUTIVE, THE PRESIDENT, PROVIDED THAT INDIVIDUALS WITH CONFLICTS OF INTEREST WITH RESPECT TO THE COMPENSATION ARRANGEMENT AT ISSUE ARE NOT INVOLVED IN THIS REVIEW AND APPROVAL. 'COMPENSATION' MEANS INITIAL SALARY, SPECIAL BENEFITS NOT GENERALLY AVAILABLE TO MBA STAFF, SALARY INCREASES AND BONUSES. 2. USE OF DATA AS TO COMPARABLE COMPENSATION. THE COMPENSATION COMMITTEE WILL REVIEW AND SET THE COMPENSATION OF THE PRESIDENT USING AS REFERENCES POINTS: (I) COMPENSATION OF ANY PREDECESSOR PRESIDENT, AND (II) READILY AVAILABLE PUBLIC DATA AS TO COMPARABLE COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN FUNCTIONALLY COMPARABLE POSITIONS AT SIMILARLY SITUATED ORGANIZATIONS (FORMAL BENCHMARKING STUDIES BY OUTSIDE COMPENSATION CONSULTANTS NEED NOT BE COMMISSIONED ANNUALLY BUT MAY BE SOUGHT PERIODICALLY). 3. ASSESSMENT OR PERFORMANCE. THE COMPENSATION COMMITTEE WILL TAKE INTO ACCOUNT: (I) THE LEVEL OF ATTAINMENT OF MBA'S GOALS AND OBJECTIVES OVER THE REVIEW PERIOD, (II) THE NATURE OF THE PARTICULAR EXTERNAL AND INTERNAL CHALLENGES FACING MBA OVER THE REVIEW PERIOD, AND (III) SUCH OTHER CONSIDERATIONS AS MAY BE APPLICABLE UNDER THE PREVAILING CIRCUMSTANCES. 4. CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING. THERE IS CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING WITH RESPECT TO THE DECISIONS REGARDING THE COMPENSATION ARRANGEMENT. 5. A COMPENSATION CONSULTANT IS HIRED TO ADVISE IN THIS PROCESS. PROCESS FOR SPECIFIED KEY EMPLOYEES 1. REVIEW AND APPROVAL. THE PRESIDENT WILL SUBMIT RECOMMENDATIONS TO THE COMPENSATION COMMITTEE FOR REVIEW AND APPROVAL OF THE TOTAL COMPENSATION OF THE FOLLOWING SPECIFIED KEY EMPLOYEES, AS DEFINED IN THE INTERNAL REVENUE SERVICE'S FORM 990 INSTRUCTIONS: -- THE CHIEF FINANCIAL OFFICER -- THE SECRETARY, AS APPROVED BY THE BOARD OF DIRECTORS -- ALL SENIOR VICE PRESIDENTS PROVIDED THAT INDIVIDUALS WITH CONFLICTS OF INTEREST WITH RESPECT TO THE COMPENSATION ARRANGEMENT AT ISSUE ARE NOT INVOLVED IN THIS REVIEW AND APPROVAL. 'COMPENSATION' MEANS INITIAL SALARY, SPECIAL BENEFITS NOT GENERALLY AVAILABLE TO MBA STAFF, SALARY INCREASES AND BONUSES. 2. USE OF DATA AS TO COMPARABLE COMPENSATION. THE COMPENSATION COMMITTEE WILL REVIEW AND SET THE COMPENSATION OF THE SPECIFIED KEY EMPLOYEES, BASED ON THE RECOMMENDATIONS OF THE PRESIDENT, WHO WIL USE AS REFERENCES POINTS: (I)READILY AVAILABLE PUBLIC OR OTHER DATA AS TO COMPARABLE COMPENSATION FOR SIMILARLY QUALIFIED PERSONS IN FUNCTIONALLY COMPARABLE POSITIONS AT SIMILARLY SITUATED ORGANIZATIONS (MBA NEED NOT OBTAIN FORMAL BENCHMARKING STUDIES FROM OUTSIDE COMPENSATION CONSULTANTS ANNUALLY BUT THESE MAY BE SOUGHT PERIODICALLY); AND (II) THE SALARY AND LENGTH OF SERVICE OF THE PREVIOUS INCUMBENT. 3. ASSESSMENT OF PERFORMANCE. THE COMPENSATION COMMITTEE WILL REVIEW OF SPECIFIED KEY EMPLOYEES THE PRESIDENT'S ASSESSMENT OF -- (I) THE LEVEL OF ATTAINMENT OF MBA'S GOALS AND OBJECTIVES OVER THE REVIEW PERIOD; (II) THE LEVEL OF ATTAINMENT OF A SPECIFIED KEY EMPLOYEE'S INDIVIDUAL GOALS AND OBJECTIVES OVER THE REVIEW PERIOD; (III) THE NATURE OF THE PARTICULAR EXTERNAL AND INTERNAL CHALLENGES FACING MBA OVER THE REVIEW PERIOD; AND (IV) OTHER, DOCUMENTED CONSIDERATIONS THAT MAY BE APPLICABLE UNDER THE PREVAILING CIRCUMSTANCES. 4. CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING. THERE IS CONTEMPORANEOUS DOCUMENTATION AND RECORDKEEPING WITH RESPECT TO DECISIONS REGARDING THE COMPENSATION ARRANGEMENTS. 5. A COMPENSATION CONSULTANT IS HIRED TO ADVISE IN THIS PROCESS. PROCESS FOR REMAINING EMPLOYEES 1. THE PRESIDENT IS AUTHORIZED AND DIRECTED TO: (A) IMPLEMENT MBA'S PRESENT EMPLOYEE POSITION CLASSIFICATION SYSTEM THAT IDENTIFIES FUNCTIONALLY COMPARABLE POSITIONS ACROSS GROUPS, AND (B) ADMINISTER A COMPENSATION PLAN BASED ON: (I) SUCH CLASSIFICATION SYSTEM, (II) REASONABLY AVAILABLE CURRENT COMPENSATION DATA FROM SIMILARLY SITUATED ASSOCIATIONS, (III) MBA'S GOALS AND OBJECTIVES, AND (IV) SUCH OTHER CRITERIA OR CONSIDERATIONS THAT MAY BE APPLICABLE UNDER THE PREVAILING CIRCUMSTANCES. 2. THE PRESIDENT IS FURTHER AUTHORIZED TO REVISIT THE EMPLOYEE CLASSIFICATION SYSTEM AS WELL AS TO ENGAGE COMPENSATION CONSULTANTS, FROM TIME TO TIME, TO HELP ASSURE THAT THE EMPLOYEE CLASSIFICATION SYSTEM AND THE COMPENSATION DATA AND PLAN REMAIN RELEVANT TO THE ACHIEVEMENT OF MBA'S OVERALL GOALS AND OBJECTIVES. 3. UNDER EXCEPTIONAL CIRCUMSTANCES THAT MUST BE DOCUMENTED AND REPORTED TO THE COMPENSATION COMMITTEE, THE PRESIDENT IS AUTHORIZED TO OFFER SIGNING OR RETENTION BONUSES AND OTHER FORMS OF COMPENSATION TO EMPLOYEES IN ORDER TO HELP ASSURE THE SMOOTH OPERATION OF MBA AND/OR THE ACHIEVEMENT OF SIGNIFICANT MBA GOALS AND OBJECTIVES. FORM 990, PART VI, SECTION C, LINE 19 CHARTER, BYLAWS AND CONFLICTS OF INTEREST POLICY ARE PROVIDED UPON REQUEST. FINANCIAL INFORMATION IS PROVIDED THROUGH THE FORM 990 UPON REQUEST. FINANCIAL STATEMENTS ARE PROVIDED TO THE BOARD OF DIRECTORS AND ARE NOT MADE AVAILABLE PUBLICLY. 1331 L STREET LLC 1919 M STREET NW 5TH FL WASHINGTON DC 20036 331210397 HELD MBA HEADQUARTERS OFFICE BUILDING DE MORTGAGE BANKERS ASSOCIATION MBA FIRST LLC 1919 M STREET NW 5TH FL WASHINGTON DC 20036 PROVIDES SVCS TO ORGANIZATIONS IN THE REAL ESTATE FINANCE INDUSTRY DC MORTGAGE BANKERS ASSOCIATION MBA OPENS DOORS FOUNDATION 1919 M STREET NW 5TH FL WASHINGTON DC 20036 320355086 RENTAL & MORTGAGE ASSISTANCE TO FAMILIES WITH CRITICALLY ILL CHILDREN DE 501(C)(3) LINE 7 MORTGAGE BANKERS ASSOCIATION 1 MORTGAGE BANKERS ASSOCIATION POLITICAL ACTION COMMITTEE 1919 M STREET NW 5TH FL WASHINGTON DC 20036 526144335 POLITICAL ACTION COMMITTEE DC 527 MORTGAGE BANKERS ASSOCIATION 1 MORTGAGE ACTION ALLIANCE INC 1919 M STREET NW 5TH FL WASHINGTON DC 20036 271893100 SUPPORT COMMON BUSINESS INTERESTS OF REAL ESTATE FINANCE INDUSTRY DE 501(C)(6) MORTGAGE BANKERS ASSOCIATION 1 MORTGAGE INDUSTRY STANDARDS MAINTENANCE ORGANIZATION INC 1919 M STREET NW 5TH FL WASHINGTON DC 20036 510502943 DEVELOPING, PROMOTING AND MAINTAINING VOLUNTARY ELECTRONIC COMMERCE STDS DE 501(C)(6) MORTGAGE BANKERS ASSOCIATION 1 RESEARCH INSTITUTE FOR HOUSING AMERICA 1919 M STREET NW 5TH FL WASHINGTON DC 20036 366109824 FURTHERING RESEARCH IN THE FIELD OF MORTGAGE BANKING AND REAL ESTATE FINANCE IL 501(C)(3) LINE 12A TYPE I MORTGAGE BANKERS ASSOCIATION 1 0 1 1 0 0 0 0 0 0 0 0 1 0 1 1 1 1 0 0 RIHA - SALARY SUPPLEMENTSHARING OF EMPLOYEES O 30000 CASH-BOOK VALUE RIHA - REIMBURSEMENT OF EXPENDITURES Q 11255 CASH-BOOK VALUE RIHA - GRANT TO MBA'S PATH TO DIVERSITY SCHOLARSHIP C 100000 CASH-BOOK VALUE MISMO INC - CONTRACTUAL FEE L 1874278 CASH-BOOK VALUE MISMO INC - ACTUAL EXPENDITURES Q 121368 CASH-BOOK VALUE MISMO INC - REIMBURSEMENT FOR CREDIT CARD RECEIPTS P 690206 CASH-BOOK VALUE MISMO INC - MISMO REIMBURSED MBA FOR BANK FEES Q 1032 CASH-BOOK VALUE MBA OPENS DOORS FOUNDATION-MBA GUIDE BOOK SALES B 4698 CASH-BOOK VALUE MBA OPENS DOORS FOUNDATION-SHARING OF EMPLOYEES O 545838 CASH-BOOK VALUE MBA OPENS DOORS FOUNDATION-SHARING OF FACILITIES N 225707 CASH-BOOK VALUE MBA OPENS DOORS FOUNDATION-REIMBURSEMENT OF EXPENDITURES P 119334 CASH-BOOK VALUE