2022-10-13T12:40:40-05:00 2021-12-31 910189318 MOSS ADAMS LLP 805 SW BROADWAY STE 1200 PORTLAND OR 97205 990 2021-01-01 930468003 FIRST COMMUNITY CREDIT UNION FIRS 5413962145 200 N ADAMS STREET COQUILLE OR 97423 RENEE NELSON EVP/CFO 5413962145 2022-10-11 1 RENEE NELSON XXX-XX-XXXX WENDY CAMPOS P00448102 5032421447 2022-10-05 3 AAL1 IAL1 2021 2022-09-23 18:48:47Z DAVID ELMER 200 N ADAMS STREET COQUILLE OR 97423 50864495 0 X WWW.MYFIRSTCCU.ORG X 1957 OR TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. 13 13 407 18 1637999 0 0 0 46234584 44988739 4235922 4044732 1764667 1639749 52235173 50673220 4100 12810 0 0 23592998 25779118 0 0 0 15999701 14475995 39596799 40267923 12638374 10405297 1509336472 1761836849 1365905679 1608749854 143430793 153086995 TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. 0 0 ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION, INCLUDING FUNDING AND SERVICING OF LOANS, DEPOSITS, ACH SERVICES, ATM ACCESS, ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY, WITH THE EXCEPTION OF FEDERAL HOLIDAYS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1077 0 1 407 1 1 1 0 0 0 0 0 0 0 X 13 13 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 X RENEE NELSON EVPCFO 5413962145 200 N ADAMS STREET COQUILLE OR 97423 SHAUN HOBACK BOARD MEMBER (CHAIRPERSON) 1.00 X X 23250 0 0 ROBIN MCALPIN BOARD MEMBER (VICE-CHAIRPERSON) 1.00 X X 18000 0 0 LINDA FURMAN GRILE BOARD MEMBER (SECRETARY) 1.00 X X 18000 0 0 BRIAN MENEFEE BOARD MEMBER (TREASURER) 1.00 X X 18000 0 0 STEVE MOHRLAND BOARD MEMBER (FORMER CHAIR) 1.00 X X 19750 0 0 DAN GIBSON BOARD MEMBER 1.00 X 18000 0 0 FRANK SPROUL BOARD MEMBER 1.00 X 18000 0 0 DENNIS ERICKSON BOARD MEMBER 1.00 X 18000 0 0 GERALD PRICKETT BOARD MEMBER 1.00 X 18000 0 0 HALL THOMAS BOARD MEMBER 1.00 X 20000 0 0 JUNE CHADBOURNE BOARD MEMBER 1.00 X 18000 0 0 MARY-ELLEN ROBBINS BOARD MEMBER 1.00 X 18000 0 0 ELIZABETH DAVIS BOARD MEMBER 1.00 X 0 0 0 DAVID ELMER PRESIDENT/CEO/TREASURER 40.00 X 710385 0 36437 RENEE NELSON EXECUTIVE VICE PRESIDENT/CFO 40.00 X 760308 0 36437 DENISE HILL EXECUTIVE VICE PRESIDENT/COO 40.00 X 542692 0 18707 TED RUBIN VP OF INVESTMENT SERVICES 40.00 X 280547 0 36437 WENDY OSGOOD SVP BRANCH ADMINISTRATION 40.00 X 216166 0 27694 ERIN SPENCER SVP COMMUNICATIONS & ENGAGEMENT 40.00 X 210492 0 27694 MINDY REEVES SVP CREDIT ADMINISTRATION 40.00 X 210204 0 36437 MIKE LEEP SVP FINANCE 40.00 X 209723 0 34720 3365517 0 254563 26 0 1 0 HARMON CONSTRUCTION 61393 HWY 101 COOS BAY OR 97420 BUILDING SERVICES 1120833 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 DATA SERVICES 540736 DIEBOLD PO BOX 643543 PITTSBURGH PA 15264 ATM SUPPORT 467801 APPRAISAL VALET INC 10260 SW GREENBURG RD 400 PORTLAND OR 97223 APPRAISAL SERVICES 445965 CONNECT FINANCIAL SOFTWARE SOLUTIONS PO BOX 923 SANDY UT 84091 DATA SERVICES 309738 16 INTEREST ON LOANS 522130 29243858 29243858 OTHER OPERATING INCOME 522130 15744881 15744881 44988739 4030261 4030261 1750 0 1750 1750 1750 205746 191275 14471 14471 14471 INSURANCE SALES 524126 1069914 1069914 INVESTMENT SERVICES 523920 384491 384491 NON-MEMBER ATM INCOME 900099 183594 183594 1637999 50673220 44988739 1637999 4046482 12810 2329966 18240686 412341 2046239 2749886 21568 69117 158429 501100 6812787 1970128 1824050 76648 151771 605454 1869795 196974 REGULATORY FEES 117494 ASSOCIATION DUES 116765 PROVISIONS FOR LOSSES -16085 40267923 9751459 9948889 412603692 435664694 -218 509930 799941359 867623225 1493606 1510940 72817092 13612292 56261693 59204800 187745940 344658408 1508257 1173762 15608732 15451848 24421952 26090353 1509336472 1761836849 5826590 5638726 1360079089 1603111128 1365905679 1608749854 X 0 0 0 0 143430793 153086995 143430793 153086995 1509336472 1761836849 10405297 -749095 0 X 0 0 0 6967795 6967795 53791084 5229716 48561368 8630565 5163094 3467471 3427648 3219482 208166 59204800 MEMBER SHARES 1603111128 1603111128 X X X 0 0 0 RENEE NELSON EXECUTIVE VICE PRESIDENT/CFO 462916 0 276400 0 20992 0 9750 0 26687 0 796745 0 0 0 DAVID ELMER PRESIDENT/CEO/TREASURER 655193 0 34200 0 20992 0 9750 0 26687 0 746822 0 0 0 DENISE HILL EXECUTIVE VICE PRESIDENT/COO 290500 0 231200 0 20992 0 9750 0 8957 0 561399 0 0 0 TED RUBIN VP OF INVESTMENT SERVICES 280159 0 388 0 0 0 9750 0 26687 0 316984 0 0 0 MINDY REEVES SVP CREDIT ADMINISTRATION 209327 0 877 0 0 0 9750 0 26687 0 246641 0 0 0 MIKE LEEP SVP FINANCE 208846 0 877 0 0 0 8033 0 26687 0 244443 0 0 0 WENDY OSGOOD SVP BRANCH ADMINISTRATION 215289 0 877 0 0 0 9750 0 17944 0 243860 0 0 0 ERIN SPENCER SVP COMMUNICATIONS & ENGAGEMENT 209615 0 877 0 0 0 9750 0 17944 0 238186 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 EACH PERSON WHO HAS PURCHASED A $1 SHARE AND OPENED AN ACCOUNT WITH THE ORGANIZATION IS A MEMBER. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR THE MEMBERS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR ISSUES THAT ARE BROUGHT BEFORE THE MEMBERSHIP TO BE VOTED ON. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY THE SENIOR VICE PRESIDENT FINANCE. IT IS REVIEWED BY THE CHIEF FINANCIAL OFFICER, AND IS THEN PRESENTED TO THE EXECUTIVE COMMITTEE FOR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION HAS AND MAINTAINS A CONFLICT OF INTEREST POLICY. THE POLICY INCLUDES MEMBERS OF SENIOR AND EXECUTIVE MANAGEMENT AS WELL AS BOARD MEMBERS. IF A CONFLICT OF INTEREST WERE TO ARISE, IT WOULD BE REPORTED AT THE NEXT SCHEDULED BOARD MEETING. VARIOUS CONTROLS ARE IN PLACE TO HELP DETER THESE TYPES OF RELATIONSHIPS OR TRANSACTIONS AND IS MONITORED BY MANAGEMENT. THE POLICY IS REVIEWED ANNUALLY FOR ANY NECESSARY CHANGES OR UPDATES. FORM 990, PART VI, SECTION B, LINE 15 ANNUAL REVIEWS ARE PERFORMED BY THE BOARD FOR THE CEO AT THE BEGINNING OF EACH YEAR, USING SALARY SURVEY DATA. THE PERFORMANCE FOR THE LAST YEAR IS ANALYZED AND PAY INCREASES ARE ADMINISTERED AS DEEMED NECESSARY. THE CEO DOES THE SAME ANNUAL REVIEW PROCESS WITH THE OTHER OFFICERS OF THE ORGANIZATION AND ALSO ADMINISTERS ANY BOARD APPROVED SALARY INCREASES AS WARRANTED. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS OF THE ORGANIZATION ARE AVAILABLE UPON REQUEST, AS WELL AS THE MONTHLY FINANCIAL STATEMENTS. THE FINANCIAL STATEMENTS ARE ALSO POSTED IN THE BRANCHES FOR REVIEW BY THE PUBLIC. OREGON FINANCIAL SERVICES LLC 200 N ADAMS STREET COQUILLE OR 97423 930468003 INSURANCE OR 812022 57215 FCCU