<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2020v4.2">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2022-05-16T14:47:23-05:00</ReturnTs>
    <TaxPeriodEndDt>2021-06-30</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>382633492</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>FOX &amp; COMPANY</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>2851 CHARLEVOIX DR SE STE 116</AddressLine1Txt>
        <CityNm>GRAND RAPIDS</CityNm>
        <StateAbbreviationCd>MI</StateAbbreviationCd>
        <ZIPCd>49546</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2020-07-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>383336846</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>JOHNS FAMILY FOUNDATION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>JOHN</BusinessNameControlTxt>
      <PhoneNum>6163996371</PhoneNum>
      <USAddress>
        <AddressLine1Txt>2500 EAST BELTLINE SE STE G NO 36</AddressLine1Txt>
        <CityNm>GRAND RAPIDS</CityNm>
        <StateAbbreviationCd>MI</StateAbbreviationCd>
        <ZIPCd>49546</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>JANET F JOHNS</PersonNm>
      <PersonTitleTxt>OFFICER</PersonTitleTxt>
      <PhoneNum>6163996371</PhoneNum>
      <SignatureDt>2022-05-16</SignatureDt>
      <DiscussWithPaidPreparerInd>1</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <SigningOfficerGrp>
      <PersonFullName>
        <PersonFirstNm>JANET</PersonFirstNm>
        <PersonLastNm>JOHNS</PersonLastNm>
      </PersonFullName>
      <SSN>999009999</SSN>
    </SigningOfficerGrp>
    <PreparerPersonGrp>
      <PTIN>P00018218</PTIN>
      <PhoneNum>6167740000</PhoneNum>
      <SelfEmployedInd>X</SelfEmployedInd>
    </PreparerPersonGrp>
    <AdditionalFilerInformation>
      <TrustedCustomerGrp>
        <TrustedCustomerCd>3</TrustedCustomerCd>
        <AuthenticationAssuranceLevelCd>AAL1</AuthenticationAssuranceLevelCd>
        <IdentityAssuranceLevelCd>IAL1</IdentityAssuranceLevelCd>
      </TrustedCustomerGrp>
    </AdditionalFilerInformation>
    <TaxYr>2020</TaxYr>
    <BuildTS>2022-09-23 18:48:47Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="5">
    <IRS990PF documentId="RetDoc1235000001">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>1136097</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <ScheduleBNotRequiredInd>X</ScheduleBNotRequiredInd>
        <DividendsRevAndExpnssAmt>19941</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>19941</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>35763</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>304904</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>35763</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>55704</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>55704</TotalNetInvstIncmAmt>
        <CompOfcrDirTrstRevAndExpnssAmt>0</CompOfcrDirTrstRevAndExpnssAmt>
        <CompOfcrDirTrstNetInvstIncmAmt>0</CompOfcrDirTrstNetInvstIncmAmt>
        <CompOfcrDirTrstDsbrsChrtblAmt>0</CompOfcrDirTrstDsbrsChrtblAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="RetDoc2002200001">4332</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>0</AccountingFeesNetInvstIncmAmt>
        <AccountingFeesChrtblPrpsAmt>0</AccountingFeesChrtblPrpsAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="RetDoc2002500001">531</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>0</TaxesNetInvstIncmAmt>
        <TaxesDsbrsChrtblAmt>0</TaxesDsbrsChrtblAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="RetDoc2003200001">9473</OtherExpensesRevAndExpnssAmt>
        <OtherExpensesNetInvstIncmAmt>0</OtherExpensesNetInvstIncmAmt>
        <OtherExpensesDsbrsChrtblAmt>0</OtherExpensesDsbrsChrtblAmt>
        <TotOprExpensesRevAndExpnssAmt>14336</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>0</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>51000</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>51000</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>65336</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>0</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>51000</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>-9632</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>55704</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>21770</CashBOYAmt>
        <CashEOYAmt>32355</CashEOYAmt>
        <CashEOYFMVAmt>32355</CashEOYFMVAmt>
        <OtherInvestmentsBOYAmt>920236</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="RetDoc2018100001">900019</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>1103742</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>942006</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>932374</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>1136097</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesBOYAmt>0</TotalLiabilitiesBOYAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <CapitalStockBOYAmt>0</CapitalStockBOYAmt>
        <CapitalStockEOYAmt>0</CapitalStockEOYAmt>
        <AdditionalPaidInCapitalBOYAmt>0</AdditionalPaidInCapitalBOYAmt>
        <AdditionalPaidInCapitalEOYAmt>0</AdditionalPaidInCapitalEOYAmt>
        <RetainedEarningBOYAmt>942006</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>932374</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>942006</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>932374</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>942006</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>932374</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>942006</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>-9632</ExcessRevenueOverExpensesAmt>
        <OtherIncreasesAmt>0</OtherIncreasesAmt>
        <SubtotalAmt>932374</SubtotalAmt>
        <OtherDecreasesAmt>0</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>932374</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ALTRIA GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-25</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>124</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>122</CostOrOtherBasisAmt>
          <GainOrLossAmt>2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AMERICAN INT'L GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-07</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>2289</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4058</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1769</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1769</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AMGEN INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>727</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>694</CostOrOtherBasisAmt>
          <GainOrLossAmt>33</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>33</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AMGEN INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>2663</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2522</CostOrOtherBasisAmt>
          <GainOrLossAmt>141</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>141</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>APPLIED MATERIALS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-01-14</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>2605</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2120</CostOrOtherBasisAmt>
          <GainOrLossAmt>485</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>485</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AT&amp;T INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>376</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>390</CostOrOtherBasisAmt>
          <GainOrLossAmt>-14</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-14</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AT&amp;T INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>224</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>258</CostOrOtherBasisAmt>
          <GainOrLossAmt>-34</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-34</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AT&amp;T INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>2907</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3106</CostOrOtherBasisAmt>
          <GainOrLossAmt>-199</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-199</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BIOGEN IDEC INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>273</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>296</CostOrOtherBasisAmt>
          <GainOrLossAmt>-23</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-23</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>BIOGEN IDEC INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>1608</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1738</CostOrOtherBasisAmt>
          <GainOrLossAmt>-130</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-130</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CIENA CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-01-14</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>1273</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1246</CostOrOtherBasisAmt>
          <GainOrLossAmt>27</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>27</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CIENA CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-01-14</AcquiredDt>
          <SoldDt>2021-04-21</SoldDt>
          <GrossSalesPriceAmt>714</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>704</CostOrOtherBasisAmt>
          <GainOrLossAmt>10</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>10</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ELECTRONIC ARTS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>394</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>373</CostOrOtherBasisAmt>
          <GainOrLossAmt>21</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>21</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST AMERICAN FINANCIAL CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>211</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>197</CostOrOtherBasisAmt>
          <GainOrLossAmt>14</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>14</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HEALTHPEAK PROPERTIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>430</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>429</CostOrOtherBasisAmt>
          <GainOrLossAmt>1</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HERSHEY FOODS CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>278</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>309</CostOrOtherBasisAmt>
          <GainOrLossAmt>-31</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-31</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HERSHEY FOODS CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>1926</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1994</CostOrOtherBasisAmt>
          <GainOrLossAmt>-68</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-68</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INTEL CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>1932</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2018</CostOrOtherBasisAmt>
          <GainOrLossAmt>-86</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-86</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INTEL CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>400</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>512</CostOrOtherBasisAmt>
          <GainOrLossAmt>-112</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-112</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INTEL CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>592</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>640</CostOrOtherBasisAmt>
          <GainOrLossAmt>-48</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-48</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INTEL CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>699</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>703</CostOrOtherBasisAmt>
          <GainOrLossAmt>-4</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-4</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES 0-5 YEAR HIGH YIELD CORP ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-06</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>436</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>401</CostOrOtherBasisAmt>
          <GainOrLossAmt>35</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>35</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES 0-5 YEAR HIGH YIELD CORP ETF</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-06</AcquiredDt>
          <SoldDt>2020-11-13</SoldDt>
          <GrossSalesPriceAmt>134</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>120</CostOrOtherBasisAmt>
          <GainOrLossAmt>14</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>14</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES 1-5 YR INV BOND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-20</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>1426</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1426</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES 1-5 YR INV BOND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-20</AcquiredDt>
          <SoldDt>2021-05-17</SoldDt>
          <GrossSalesPriceAmt>26085</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>26104</CostOrOtherBasisAmt>
          <GainOrLossAmt>-19</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-19</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES BARCLAYS 10-20 YEAR TREAS BD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-06</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>2028</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2018</CostOrOtherBasisAmt>
          <GainOrLossAmt>10</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>10</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES BARCLAYS 10-20 YEAR TREAS BD</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-06</AcquiredDt>
          <SoldDt>2021-05-17</SoldDt>
          <GrossSalesPriceAmt>4866</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5004</CostOrOtherBasisAmt>
          <GainOrLossAmt>-138</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-138</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES BARCLAYS 7-10 YEAR TREASURY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-06</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>732</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>729</CostOrOtherBasisAmt>
          <GainOrLossAmt>3</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES BARCLAYS 7-10 YEAR TREASURY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-20</AcquiredDt>
          <SoldDt>2021-05-17</SoldDt>
          <GrossSalesPriceAmt>13573</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>14068</CostOrOtherBasisAmt>
          <GainOrLossAmt>-495</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-495</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>JPMORGAN ULTRA-SHORT INCOME</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-06</AcquiredDt>
          <SoldDt>2020-07-20</SoldDt>
          <GrossSalesPriceAmt>20968</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>20541</CostOrOtherBasisAmt>
          <GainOrLossAmt>427</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>427</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>KEYCORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>215</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>239</CostOrOtherBasisAmt>
          <GainOrLossAmt>-24</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-24</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>KEYCORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>152</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>183</CostOrOtherBasisAmt>
          <GainOrLossAmt>-31</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-31</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>KEYCORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>3282</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2385</CostOrOtherBasisAmt>
          <GainOrLossAmt>897</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>897</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>KROGER COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>202</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>198</CostOrOtherBasisAmt>
          <GainOrLossAmt>4</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>KROGER COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2021-04-21</SoldDt>
          <GrossSalesPriceAmt>227</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>198</CostOrOtherBasisAmt>
          <GainOrLossAmt>29</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>29</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LAM RESEARCH CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>662</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>612</CostOrOtherBasisAmt>
          <GainOrLossAmt>50</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>50</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LAM RESEARCH CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>6192</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3316</CostOrOtherBasisAmt>
          <GainOrLossAmt>2876</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2876</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LAS VEGAS SANDS CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>637</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>875</CostOrOtherBasisAmt>
          <GainOrLossAmt>-238</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-238</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LAZARD US GLOBAL LISTED INFRASTRUCTURE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-25</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>943</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>861</CostOrOtherBasisAmt>
          <GainOrLossAmt>82</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>82</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LENNAR CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>232</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>238</CostOrOtherBasisAmt>
          <GainOrLossAmt>-6</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-6</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LENNAR CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>2937</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3095</CostOrOtherBasisAmt>
          <GainOrLossAmt>-158</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-158</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LUMEN TECHNOLOGIES INC COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>216</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>214</CostOrOtherBasisAmt>
          <GainOrLossAmt>2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LUMEN TECHNOLOGIES INC COM</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>183</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>193</CostOrOtherBasisAmt>
          <GainOrLossAmt>-10</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-10</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LUMEN TECHNOLOGIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>1953</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1647</CostOrOtherBasisAmt>
          <GainOrLossAmt>306</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>306</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LUMEN TECHNOLOGIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2021-04-21</SoldDt>
          <GrossSalesPriceAmt>1084</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>875</CostOrOtherBasisAmt>
          <GainOrLossAmt>209</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>209</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MARKETAXESS HOLDINGS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>3084</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2167</CostOrOtherBasisAmt>
          <GainOrLossAmt>917</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>917</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MASTERCARD INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-07</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>1647</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1546</CostOrOtherBasisAmt>
          <GainOrLossAmt>101</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>101</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MERCK &amp; COMPANY INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>251</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>257</CostOrOtherBasisAmt>
          <GainOrLossAmt>-6</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-6</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MERCK &amp; COMPANY INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>496</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>514</CostOrOtherBasisAmt>
          <GainOrLossAmt>-18</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-18</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MERCK &amp; COMPANY INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>2962</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3093</CostOrOtherBasisAmt>
          <GainOrLossAmt>-131</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-131</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MSCI INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>412</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>342</CostOrOtherBasisAmt>
          <GainOrLossAmt>70</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>70</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NEWMONT CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>368</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>347</CostOrOtherBasisAmt>
          <GainOrLossAmt>21</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>21</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>NEWMONT CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>452</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>405</CostOrOtherBasisAmt>
          <GainOrLossAmt>47</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>47</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ONEOK INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-25</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>496</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>334</CostOrOtherBasisAmt>
          <GainOrLossAmt>162</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>162</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ORGANON &amp; CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-25</AcquiredDt>
          <SoldDt>2021-06-17</SoldDt>
          <GrossSalesPriceAmt>22</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>25</CostOrOtherBasisAmt>
          <GainOrLossAmt>-3</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-3</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PFIZER INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>360</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>382</CostOrOtherBasisAmt>
          <GainOrLossAmt>-22</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-22</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PFIZER INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>294</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>305</CostOrOtherBasisAmt>
          <GainOrLossAmt>-11</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-11</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PFIZER INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>539</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>572</CostOrOtherBasisAmt>
          <GainOrLossAmt>-33</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-33</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PIMCO ENHANCED SHORT MATURITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-06</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>1224</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1193</CostOrOtherBasisAmt>
          <GainOrLossAmt>31</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>31</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PIMCO ENHANCED SHORT MATURITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-06</AcquiredDt>
          <SoldDt>2020-11-13</SoldDt>
          <GrossSalesPriceAmt>9789</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9544</CostOrOtherBasisAmt>
          <GainOrLossAmt>245</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>245</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PIMCO ENHANCED SHORT MATURITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-07-20</AcquiredDt>
          <SoldDt>2021-05-17</SoldDt>
          <GrossSalesPriceAmt>3161</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3156</CostOrOtherBasisAmt>
          <GainOrLossAmt>5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PPL CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>212</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>224</CostOrOtherBasisAmt>
          <GainOrLossAmt>-12</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-12</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PULTE GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>133</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>135</CostOrOtherBasisAmt>
          <GainOrLossAmt>-2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PULTE GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>2091</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1760</CostOrOtherBasisAmt>
          <GainOrLossAmt>331</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>331</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>QUIDEL CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-01-14</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>489</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>781</CostOrOtherBasisAmt>
          <GainOrLossAmt>-292</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-292</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>QUIDEL CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-01-14</AcquiredDt>
          <SoldDt>2021-04-21</SoldDt>
          <GrossSalesPriceAmt>715</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1171</CostOrOtherBasisAmt>
          <GainOrLossAmt>-456</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-456</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEAGATE TECHNOLOGY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>632</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>686</CostOrOtherBasisAmt>
          <GainOrLossAmt>-54</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-54</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEAGATE TECHNOLOGY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-06-10</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>192</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>222</CostOrOtherBasisAmt>
          <GainOrLossAmt>-30</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-30</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SKYWORKS SOLUTIONS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-18</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>277</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>272</CostOrOtherBasisAmt>
          <GainOrLossAmt>5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>STARBUCKS CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>1530</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1473</CostOrOtherBasisAmt>
          <GainOrLossAmt>57</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>57</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SYSCO CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>226</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>230</CostOrOtherBasisAmt>
          <GainOrLossAmt>-4</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-4</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VIATRIS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-11-23</SoldDt>
          <GrossSalesPriceAmt>7</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>7</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VIATRIS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-11-30</SoldDt>
          <GrossSalesPriceAmt>408</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>376</CostOrOtherBasisAmt>
          <GainOrLossAmt>32</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>32</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VORNADO REALTY TRUST</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>819</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1433</CostOrOtherBasisAmt>
          <GainOrLossAmt>-614</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-614</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WESTERN UNION COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-06</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>249</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>309</CostOrOtherBasisAmt>
          <GainOrLossAmt>-60</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-60</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WESTERN UNION COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-07</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>151</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>194</CostOrOtherBasisAmt>
          <GainOrLossAmt>-43</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-43</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WESTERN UNION COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-07</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>2114</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2644</CostOrOtherBasisAmt>
          <GainOrLossAmt>-530</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-530</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ZOETIS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-10</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>322</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>285</CostOrOtherBasisAmt>
          <GainOrLossAmt>37</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>37</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ZOETIS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-10</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>1131</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>997</CostOrOtherBasisAmt>
          <GainOrLossAmt>134</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>134</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ZOETIS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-11</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>969</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>864</CostOrOtherBasisAmt>
          <GainOrLossAmt>105</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>105</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ALTRIA GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>152</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>307</CostOrOtherBasisAmt>
          <GainOrLossAmt>-155</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-155</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ALTRIA GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>1855</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2920</CostOrOtherBasisAmt>
          <GainOrLossAmt>-1065</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-1065</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AMGEN INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-10</AcquiredDt>
          <SoldDt>2021-04-21</SoldDt>
          <GrossSalesPriceAmt>258</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>227</CostOrOtherBasisAmt>
          <GainOrLossAmt>31</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>31</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>APPLE INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-26</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>1967</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>651</CostOrOtherBasisAmt>
          <GainOrLossAmt>1316</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1316</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>APPLE INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-27</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>670</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>231</CostOrOtherBasisAmt>
          <GainOrLossAmt>439</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>439</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>APPLE INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-27</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>1036</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>308</CostOrOtherBasisAmt>
          <GainOrLossAmt>728</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>728</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CHEVRON CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>545</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>599</CostOrOtherBasisAmt>
          <GainOrLossAmt>-54</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-54</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CHEVRON CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>144</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>209</CostOrOtherBasisAmt>
          <GainOrLossAmt>-65</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-65</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>DOVER CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>328</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>254</CostOrOtherBasisAmt>
          <GainOrLossAmt>74</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>74</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>DOVER CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>217</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>170</CostOrOtherBasisAmt>
          <GainOrLossAmt>47</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>47</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ELI LILLY &amp; COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>461</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>350</CostOrOtherBasisAmt>
          <GainOrLossAmt>111</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>111</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ELI LILLY &amp; COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>598</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>467</CostOrOtherBasisAmt>
          <GainOrLossAmt>131</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>131</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ELI LILLY &amp; COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>4484</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2821</CostOrOtherBasisAmt>
          <GainOrLossAmt>1663</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1663</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ELI LILLY &amp; COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>2270</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1343</CostOrOtherBasisAmt>
          <GainOrLossAmt>927</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>927</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST AMERICAN FINANCIAL CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>100</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>97</CostOrOtherBasisAmt>
          <GainOrLossAmt>3</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIRST AMERICAN FINANCIAL CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>1056</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>974</CostOrOtherBasisAmt>
          <GainOrLossAmt>82</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>82</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HEALTHPEAK PROPERTIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-28</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>3066</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2896</CostOrOtherBasisAmt>
          <GainOrLossAmt>170</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>170</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HOME DEPOT INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-28</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>537</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>324</CostOrOtherBasisAmt>
          <GainOrLossAmt>213</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>213</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HOME DEPOT INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-28</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>2292</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1134</CostOrOtherBasisAmt>
          <GainOrLossAmt>1158</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1158</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INTERPUBLIC GROUP OF COMPANIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-28</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>233</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>315</CostOrOtherBasisAmt>
          <GainOrLossAmt>-82</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-82</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>INTERPUBLIC GROUP OF COMPANIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>117</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>171</CostOrOtherBasisAmt>
          <GainOrLossAmt>-54</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-54</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ISHARES BARCLAYS 7-10 YEAR TREASURY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-06</AcquiredDt>
          <SoldDt>2021-05-17</SoldDt>
          <GrossSalesPriceAmt>7870</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>8349</CostOrOtherBasisAmt>
          <GainOrLossAmt>-479</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-479</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LAS VEGAS SANDS CORP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>1322</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1451</CostOrOtherBasisAmt>
          <GainOrLossAmt>-129</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-129</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LAZARD US GLOBAL LISTED INFRASTRUCTURE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-27</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>883</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1042</CostOrOtherBasisAmt>
          <GainOrLossAmt>-159</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-159</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LAZARD US GLOBAL LISTED INFRASTRUCTURE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-27</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>11896</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>12424</CostOrOtherBasisAmt>
          <GainOrLossAmt>-528</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-528</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MARSH &amp; MCLENNAN COMPANIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>450</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>317</CostOrOtherBasisAmt>
          <GainOrLossAmt>133</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>133</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MARSH &amp; MCLENNAN COMPANIES INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>508</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>317</CostOrOtherBasisAmt>
          <GainOrLossAmt>191</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>191</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MASTERCARD INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>334</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>198</CostOrOtherBasisAmt>
          <GainOrLossAmt>136</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>136</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MASTERCARD INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>336</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>198</CostOrOtherBasisAmt>
          <GainOrLossAmt>138</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>138</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MASTERCARD INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>663</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>395</CostOrOtherBasisAmt>
          <GainOrLossAmt>268</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>268</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MASTERCARD INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>6259</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3941</CostOrOtherBasisAmt>
          <GainOrLossAmt>2318</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2318</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MERCK &amp; COMPANY INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-10</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>1162</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1284</CostOrOtherBasisAmt>
          <GainOrLossAmt>-122</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-122</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MICROSOFT CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>624</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>210</CostOrOtherBasisAmt>
          <GainOrLossAmt>414</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>414</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MICROSOFT CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>214</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>70</CostOrOtherBasisAmt>
          <GainOrLossAmt>144</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>144</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MICROSOFT CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2021-04-19</SoldDt>
          <GrossSalesPriceAmt>777</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>210</CostOrOtherBasisAmt>
          <GainOrLossAmt>567</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>567</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MSCI INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>3704</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1492</CostOrOtherBasisAmt>
          <GainOrLossAmt>2212</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2212</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>OMNICOM GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>208</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>330</CostOrOtherBasisAmt>
          <GainOrLossAmt>-122</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-122</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>OMNICOM GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>195</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>330</CostOrOtherBasisAmt>
          <GainOrLossAmt>-135</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-135</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ONEOK INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-28</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>658</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>940</CostOrOtherBasisAmt>
          <GainOrLossAmt>-282</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-282</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ONEOK INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>74</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>167</CostOrOtherBasisAmt>
          <GainOrLossAmt>-93</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-93</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ONEOK INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>901</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1078</CostOrOtherBasisAmt>
          <GainOrLossAmt>-177</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-177</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ORGANON &amp; CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-11</AcquiredDt>
          <SoldDt>2021-06-10</SoldDt>
          <GrossSalesPriceAmt>18</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>24</CostOrOtherBasisAmt>
          <GainOrLossAmt>-6</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-6</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ORGANON &amp; CO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-02-11</AcquiredDt>
          <SoldDt>2021-06-17</SoldDt>
          <GrossSalesPriceAmt>41</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>52</CostOrOtherBasisAmt>
          <GainOrLossAmt>-11</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-11</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PHILIP MORRIS INTERNATIONAL INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>317</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>317</CostOrOtherBasisAmt>
          <GainOrLossAmt>0</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>0</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PHILIP MORRIS INTERNATIONAL INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>451</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>721</CostOrOtherBasisAmt>
          <GainOrLossAmt>-270</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-270</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PHILIP MORRIS INTERNATIONAL INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>1055</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1516</CostOrOtherBasisAmt>
          <GainOrLossAmt>-461</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-461</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PHILIP MORRIS INTERNATIONAL INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-28</AcquiredDt>
          <SoldDt>2021-04-21</SoldDt>
          <GrossSalesPriceAmt>378</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>433</CostOrOtherBasisAmt>
          <GainOrLossAmt>-55</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-55</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PIMCO ENHANCED SHORT MATURITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-04-07</AcquiredDt>
          <SoldDt>2021-05-17</SoldDt>
          <GrossSalesPriceAmt>4079</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3977</CostOrOtherBasisAmt>
          <GainOrLossAmt>102</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>102</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PROCTER &amp; GAMBLE COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>544</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>356</CostOrOtherBasisAmt>
          <GainOrLossAmt>188</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>188</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PROCTER &amp; GAMBLE COMPANY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>551</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>356</CostOrOtherBasisAmt>
          <GainOrLossAmt>195</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>195</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PROGRESSIVE CORPORATION OHIO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>645</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>309</CostOrOtherBasisAmt>
          <GainOrLossAmt>336</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>336</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PROGRESSIVE CORPORATION OHIO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>462</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>221</CostOrOtherBasisAmt>
          <GainOrLossAmt>241</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>241</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PROGRESSIVE CORPORATION OHIO</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>188</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>88</CostOrOtherBasisAmt>
          <GainOrLossAmt>100</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>100</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>STARBUCKS CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>347</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>267</CostOrOtherBasisAmt>
          <GainOrLossAmt>80</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>80</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>STARBUCKS CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>2125</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1680</CostOrOtherBasisAmt>
          <GainOrLossAmt>445</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>445</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SYSCO CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2020-09-18</SoldDt>
          <GrossSalesPriceAmt>203</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>201</CostOrOtherBasisAmt>
          <GainOrLossAmt>2</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>2</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SYSCO CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>124</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>134</CostOrOtherBasisAmt>
          <GainOrLossAmt>-10</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-10</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SYSCO CORPORATION</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-30</AcquiredDt>
          <SoldDt>2021-01-14</SoldDt>
          <GrossSalesPriceAmt>2038</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1826</CostOrOtherBasisAmt>
          <GainOrLossAmt>212</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>212</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>T. ROWE PRICE GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2018-11-29</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>375</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>293</CostOrOtherBasisAmt>
          <GainOrLossAmt>82</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>82</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>UNITEDHEALTH GROUP INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-09-27</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>602</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>436</CostOrOtherBasisAmt>
          <GainOrLossAmt>166</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>166</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VERIZON COMMUNICATIONS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-08</SoldDt>
          <GrossSalesPriceAmt>301</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>228</CostOrOtherBasisAmt>
          <GainOrLossAmt>73</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>73</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VERIZON COMMUNICATIONS INC</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-06-22</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>473</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>364</CostOrOtherBasisAmt>
          <GainOrLossAmt>109</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>109</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ALLIANZGI EMERGING MKTS OPP</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-07-20</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>1607</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1404</CostOrOtherBasisAmt>
          <GainOrLossAmt>203</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>203</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AMERICAN BEACON LARGE CAP INVESTOR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-07-20</SoldDt>
          <GrossSalesPriceAmt>2406</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2703</CostOrOtherBasisAmt>
          <GainOrLossAmt>-297</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-297</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AMERICAN BEACON LARGE CAP INVESTOR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>570</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>645</CostOrOtherBasisAmt>
          <GainOrLossAmt>-75</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-75</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AMERICAN CENTURY GROWTH INVESTOR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-07-20</SoldDt>
          <GrossSalesPriceAmt>3478</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2599</CostOrOtherBasisAmt>
          <GainOrLossAmt>879</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>879</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>AMERICAN CENTURY GROWTH INVESTOR</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>2022</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1481</CostOrOtherBasisAmt>
          <GainOrLossAmt>541</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>541</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ARTISAN INTERNATL INVESTOR CLASS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-07-20</SoldDt>
          <GrossSalesPriceAmt>1641</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1396</CostOrOtherBasisAmt>
          <GainOrLossAmt>245</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>245</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ARTISAN INTERNATL INVESTOR CLASS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>755</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>653</CostOrOtherBasisAmt>
          <GainOrLossAmt>102</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>102</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>FIDELITY FLOATING RATE HIGH INCOME</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>1641</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1808</CostOrOtherBasisAmt>
          <GainOrLossAmt>-167</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-167</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>GATEWAY FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-01-13</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>613</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>566</CostOrOtherBasisAmt>
          <GainOrLossAmt>47</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>47</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>JANUS HENDERSON SHORT TERM BOND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-03-23</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>626</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>622</CostOrOtherBasisAmt>
          <GainOrLossAmt>4</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>MFS MID CAP VALUE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2015-07-20</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>757</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>734</CostOrOtherBasisAmt>
          <GainOrLossAmt>23</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>23</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PIMCO COMMODITY REAL RETURN</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2014-07-31</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>934</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1576</CostOrOtherBasisAmt>
          <GainOrLossAmt>-642</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-642</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PIMCO INTL BOND FUND (UNHEDGED)</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>1420</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1393</CostOrOtherBasisAmt>
          <GainOrLossAmt>27</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>27</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEGALL BRYANT HAMILL PLUS BOND FD RETAIL</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>2168</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>2062</CostOrOtherBasisAmt>
          <GainOrLossAmt>106</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>106</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>TOUCHSTONE SMALL COMPANY FUND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-21</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>1006</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1911</CostOrOtherBasisAmt>
          <GainOrLossAmt>-905</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-905</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>VIRTUS KAR SMALL CAP GROWTH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2017-02-27</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>1111</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>573</CostOrOtherBasisAmt>
          <GainOrLossAmt>538</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>538</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>DFA US VECTOR EQUITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-28</AcquiredDt>
          <SoldDt>2021-03-10</SoldDt>
          <GrossSalesPriceAmt>10779</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>6712</CostOrOtherBasisAmt>
          <GainOrLossAmt>4067</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>4067</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI LARGE CAP VALUE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>1214</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1338</CostOrOtherBasisAmt>
          <GainOrLossAmt>-124</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-124</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI CORE FIXED INCOME</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>3539</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3230</CostOrOtherBasisAmt>
          <GainOrLossAmt>309</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>309</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI INTERNATIONAL EQUITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>1006</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>885</CostOrOtherBasisAmt>
          <GainOrLossAmt>121</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>121</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI INTERNATIONAL FIXED INCOME</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>254</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>251</CostOrOtherBasisAmt>
          <GainOrLossAmt>3</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>3</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI EMERGING MARKETS DEBT</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>858</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>892</CostOrOtherBasisAmt>
          <GainOrLossAmt>-34</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-34</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI LARGE CAP GROWTH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-25</SoldDt>
          <GrossSalesPriceAmt>4958</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3291</CostOrOtherBasisAmt>
          <GainOrLossAmt>1667</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>1667</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI LARGE CAP GROWTH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-28</SoldDt>
          <GrossSalesPriceAmt>630</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>412</CostOrOtherBasisAmt>
          <GainOrLossAmt>218</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>218</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI SMALL CAP GROWTH</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-28</SoldDt>
          <GrossSalesPriceAmt>712</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>517</CostOrOtherBasisAmt>
          <GainOrLossAmt>195</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>195</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI INTERNTATIONAL FIXED INCOME</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-28</SoldDt>
          <GrossSalesPriceAmt>423</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>418</CostOrOtherBasisAmt>
          <GainOrLossAmt>5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI EMERGING MARKETS EQUITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-28</SoldDt>
          <GrossSalesPriceAmt>31</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>26</CostOrOtherBasisAmt>
          <GainOrLossAmt>5</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>5</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI HIGH YIELD BOND</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-09-28</SoldDt>
          <GrossSalesPriceAmt>630</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>748</CostOrOtherBasisAmt>
          <GainOrLossAmt>-118</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-118</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI LARGE CAP VALUE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2020-12-04</SoldDt>
          <GrossSalesPriceAmt>3882</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3637</CostOrOtherBasisAmt>
          <GainOrLossAmt>245</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>245</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI INTERNATIONAL EQUITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2021-01-04</SoldDt>
          <GrossSalesPriceAmt>333</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>247</CostOrOtherBasisAmt>
          <GainOrLossAmt>86</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>86</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI LARGE CAP VALUE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2021-03-29</SoldDt>
          <GrossSalesPriceAmt>5238</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>4306</CostOrOtherBasisAmt>
          <GainOrLossAmt>932</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>932</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI SMALL CAP VALUE</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2021-03-29</SoldDt>
          <GrossSalesPriceAmt>3806</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>3286</CostOrOtherBasisAmt>
          <GainOrLossAmt>520</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>520</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI INTERNATIONAL EQUITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2021-03-29</SoldDt>
          <GrossSalesPriceAmt>2767</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>1973</CostOrOtherBasisAmt>
          <GainOrLossAmt>794</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>794</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SEI EMERGING MARKETS EQUITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2013-08-23</AcquiredDt>
          <SoldDt>2021-03-29</SoldDt>
          <GrossSalesPriceAmt>1316</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>885</CostOrOtherBasisAmt>
          <GainOrLossAmt>431</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>431</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>PIMCO INTL BOND FUND (UNHEDGED)-BASIS ADJ</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-01-01</AcquiredDt>
          <SoldDt>2021-01-31</SoldDt>
          <CostOrOtherBasisAmt>33</CostOrOtherBasisAmt>
          <GainOrLossAmt>-33</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-33</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>WESTERN ASSET TOTAL RTN UNCONSTRAINED-BASIS ADJ</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-01-01</AcquiredDt>
          <SoldDt>2021-01-31</SoldDt>
          <CostOrOtherBasisAmt>199</CostOrOtherBasisAmt>
          <GainOrLossAmt>-199</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-199</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>HEALTHPEAK PROPERTIES INC-BASIS ADJ</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-01</AcquiredDt>
          <SoldDt>2020-09-30</SoldDt>
          <CostOrOtherBasisAmt>21</CostOrOtherBasisAmt>
          <GainOrLossAmt>-21</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-21</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ONEOK INC-BASIS ADJ</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-01</AcquiredDt>
          <SoldDt>2020-09-30</SoldDt>
          <CostOrOtherBasisAmt>35</CostOrOtherBasisAmt>
          <GainOrLossAmt>-35</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-35</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LAZARD US GLOBAL LISTED INFRASTRUCTURE-BASIS ADJ</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2020-09-01</AcquiredDt>
          <SoldDt>2020-09-30</SoldDt>
          <CostOrOtherBasisAmt>4</CostOrOtherBasisAmt>
          <GainOrLossAmt>-4</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-4</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>ONEOK INC-BASIS ADJ</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-01</AcquiredDt>
          <SoldDt>2021-03-31</SoldDt>
          <CostOrOtherBasisAmt>91</CostOrOtherBasisAmt>
          <GainOrLossAmt>-91</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-91</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LAZARD US GLOBAL LISTED INFRASTRUCTURE-BASIS ADJ</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-03-01</AcquiredDt>
          <SoldDt>2021-03-31</SoldDt>
          <CostOrOtherBasisAmt>54</CostOrOtherBasisAmt>
          <GainOrLossAmt>-54</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-54</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAINS DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GrossSalesPriceAmt>12798</GrossSalesPriceAmt>
          <GainOrLossAmt>12798</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>12798</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>35763</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>774</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>774</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>774</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>533</EstimatedPlusOvpmtIncmTxAmt>
        <ExemptFrgnOrgTaxWthldAtSrceAmt>0</ExemptFrgnOrgTaxWthldAtSrceAmt>
        <ExtsnRequestIncomeTaxPaidAmt>1200</ExtsnRequestIncomeTaxPaidAmt>
        <BackupWithholdingWithheldAmt>0</BackupWithholdingWithheldAmt>
        <TotalPaymentsAndCreditsAmt>1733</TotalPaymentsAndCreditsAmt>
        <EsPenaltyAmt>0</EsPenaltyAmt>
        <OverpaymentAmt>959</OverpaymentAmt>
        <AppliedToESTaxAmt>959</AppliedToESTaxAmt>
        <RefundAmt>0</RefundAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>0</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>0</MoreThan100SpentInd>
        <Form1120POLFiledInd>0</Form1120POLFiledInd>
        <Section4955OrganizationTaxAmt>0</Section4955OrganizationTaxAmt>
        <Section4955ManagersTaxAmt>0</Section4955ManagersTaxAmt>
        <TaxReimbursedAmt>0</TaxReimbursedAmt>
        <ActivitiesNotPreviouslyRptInd>0</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>0</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>0</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>0</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>1</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>1</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>MI</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>1</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>0</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>0</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>0</OwnControlledEntityInd>
        <DonorAdvisedFundInd>0</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>1</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>NONE</WebsiteAddressTxt>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>JANET F JOHNS</BusinessNameLine1Txt>
        </PersonsWithBooksName>
        <PhoneNum>6163996371</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>2500 EAST BELTLINE AVE SE STE G BOX</AddressLine1Txt>
          <AddressLine2Txt>367</AddressLine2Txt>
          <CityNm>GRAND RAPIDS</CityNm>
          <StateAbbreviationCd>MI</StateAbbreviationCd>
          <ZIPCd>49546</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>0</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>0</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>0</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>0</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>0</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>0</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>0</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>0</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>0</UndistributedIncomePYInd>
        <BusinessHoldingsInd>0</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>0</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>0</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>0</InfluenceLegislationInd>
        <InfluenceElectionInd>0</InfluenceElectionInd>
        <GrantsToIndividualsInd>0</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>0</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>0</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>0</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>0</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>0</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>0</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JANET F JOHNS</PersonNm>
          <USAddress>
            <AddressLine1Txt>2500 EAST BELTLINE AVE SE STE G BOX</AddressLine1Txt>
            <AddressLine2Txt>367</AddressLine2Txt>
            <CityNm>GRAND RAPIDS</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49546</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT/DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>CHARLES A SETTERSTROM</PersonNm>
          <USAddress>
            <AddressLine1Txt>545 LAKE DRIVE APT 106</AddressLine1Txt>
            <CityNm>CHANHASSEN</CityNm>
            <StateAbbreviationCd>MN</StateAbbreviationCd>
            <ZIPCd>55317</ZIPCd>
          </USAddress>
          <TitleTxt>DIRECTOR</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>0.00</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
          <EmployeeBenefitProgramAmt>0</EmployeeBenefitProgramAmt>
          <ExpenseAccountOtherAllwncAmt>0</ExpenseAccountOtherAllwncAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SumOfProgramRelatedInvstGrp>
        <TotalAmt>0</TotalAmt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>1032803</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>30388</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>1063191</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>1063191</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>15948</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>1047243</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>52362</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>52362</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>774</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>774</TotalTaxAmt>
        <DistributableBeforeAdjAmt>51588</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>51588</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>51588</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <QualifyingDistriPartXIIGrp>
        <ExpensesAndContributionsAmt>51000</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <QualifyingDistributionsAmt>51000</QualifyingDistributionsAmt>
        <PctSect4940eOrgNetInvstIncmAmt>0</PctSect4940eOrgNetInvstIncmAmt>
        <AdjustedQualifyingDistriAmt>51000</AdjustedQualifyingDistriAmt>
      </QualifyingDistriPartXIIGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>51588</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>40157</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <TotalExcessDistributionCyovAmt>0</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>51000</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>40157</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>10843</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>0</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>0</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>40745</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>0</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>0</ExcessDistriCyovToNextYrAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ApplicationSubmissionInfoGrp>
          <RecipientPersonNm>JANET F JOHNS</RecipientPersonNm>
          <RecipientUSAddress>
            <AddressLine1Txt>2500 EAST BELTLINE AVE SE STE G BOX</AddressLine1Txt>
            <AddressLine2Txt>367</AddressLine2Txt>
            <CityNm>GRAND RAPIDS</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49546</ZIPCd>
          </RecipientUSAddress>
          <RecipientPhoneNum>6163996371</RecipientPhoneNum>
          <FormAndInfoAndMaterialsTxt>WRITTEN CONCISE SUBMISSIONS</FormAndInfoAndMaterialsTxt>
          <SubmissionDeadlinesTxt>NONE</SubmissionDeadlinesTxt>
          <RestrictionsOnAwardsTxt>NONE</RestrictionsOnAwardsTxt>
        </ApplicationSubmissionInfoGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>CALVARY CHURCH</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>707 EAST BELTLINE NE</AddressLine1Txt>
            <CityNm>GRAND RAPIDS</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49525</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>5000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>GLOBAL PARTNERS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>13300 OLIO ROAD</AddressLine1Txt>
            <CityNm>FISHERS</CityNm>
            <StateAbbreviationCd>IN</StateAbbreviationCd>
            <ZIPCd>46037</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>8000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>GRAND RAPIDS SYMPHONY ORCHESTRA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>300 OTTAWA NW STE 100</AddressLine1Txt>
            <CityNm>GRAND RAPIDS</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49503</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>HELEN DEVOS CHILDRENS HOSPITAL FOUNDATION</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>100 MICHIGAN STREET NE</AddressLine1Txt>
            <CityNm>GRAND RAPIDS</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49503</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>3000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>HOLLAND HOME</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>2100 RAYBROOK SE STE 300</AddressLine1Txt>
            <CityNm>GRAND RAPIDS</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49546</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>1000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>MAP INTERNATIONAL</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>4700 GLYNCO PARKWAY</AddressLine1Txt>
            <CityNm>BRUNSWICK</CityNm>
            <StateAbbreviationCd>GA</StateAbbreviationCd>
            <ZIPCd>31525</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>2000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WEDGWOOD CHRISTIAN SERVICES</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>3300 36TH ST SE</AddressLine1Txt>
            <CityNm>GRAND RAPIDS</CityNm>
            <StateAbbreviationCd>MI</StateAbbreviationCd>
            <ZIPCd>49512</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WHEATON COLLEGE</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>501 COLLEGE AVE</AddressLine1Txt>
            <CityNm>WHEATON</CityNm>
            <StateAbbreviationCd>IL</StateAbbreviationCd>
            <ZIPCd>60187</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>WYCLIFFE BIBLE TRANSLATORS</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 628200</AddressLine1Txt>
            <CityNm>ORLANDO</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>328628200</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>N/A</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>501(C)(3)</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>CHARITABLE</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <TotalGrantOrContriPdDurYrAmt>51000</TotalGrantOrContriPdDurYrAmt>
        <TotalGrantOrContriApprvFutAmt>0</TotalGrantOrContriApprvFutAmt>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <DivAndIntFromSecPartVIIGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>19941</ExclusionAmt>
        </DivAndIntFromSecPartVIIGrp>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>35763</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <SubtotalsIncmProducingActyGrp>
          <UnrelatedBusinessTaxblIncmAmt>0</UnrelatedBusinessTaxblIncmAmt>
          <ExclusionAmt>55704</ExclusionAmt>
          <RelatedOrExemptFunctionIncmAmt>0</RelatedOrExemptFunctionIncmAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>55704</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>0</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>0</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>0</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>0</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>0</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>0</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>0</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>0</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>0</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>0</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="RetDoc2002200001">
      <AccountingFeesDetail>
        <CategoryTxt>ACCOUNTING FEES</CategoryTxt>
        <Amt>4332</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc2018100001">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA INTERNATIONAL CORE EQUITY FUND INSTL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4441</BookValueAmt>
        <EOYFMVAmt>5795</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA US VECTOR EQUITY FUND INSTL CLASS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>15736</BookValueAmt>
        <EOYFMVAmt>26210</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA US CORE EQUITY 2 PORTFOLIO INSTL CLASS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>17847</BookValueAmt>
        <EOYFMVAmt>34735</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA EMERG MKTS CORE EQUITY FUND INSTL CLASS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>9237</BookValueAmt>
        <EOYFMVAmt>13764</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA TWO YEAR GLOBAL FIXED INCOME FUND INSTL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25075</BookValueAmt>
        <EOYFMVAmt>24907</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA INTERNATIONAL VECTOR EQUITY FUND INSTL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>9931</BookValueAmt>
        <EOYFMVAmt>12958</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DFA GLOBAL REAL ESTATE SECURITIES FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>7439</BookValueAmt>
        <EOYFMVAmt>9999</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AMERICAN BEACON LARGE CAP VALUE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>19235</BookValueAmt>
        <EOYFMVAmt>21583</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AMERICAN CENTURY GROWTH CLASS I</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>16164</BookValueAmt>
        <EOYFMVAmt>27450</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ARTISAN INTERNATIONAL ADV</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>12530</BookValueAmt>
        <EOYFMVAmt>16492</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>THE MERGER FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>9169</BookValueAmt>
        <EOYFMVAmt>10125</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIDELITY ADV FLOATING RATE HIGH INCOME</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>10478</BookValueAmt>
        <EOYFMVAmt>9994</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JANUS HENDERSON HIGH YIELD</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5222</BookValueAmt>
        <EOYFMVAmt>4954</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PIMCO COMMODITY REAL RETURN STRATEGY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>7946</BookValueAmt>
        <EOYFMVAmt>5444</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PIMCO INTL BOND FUND (UNHEDGED)</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>15220</BookValueAmt>
        <EOYFMVAmt>16045</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>WESTERN ASSET TOTAL RTN UNCONSTRAINED</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>14670</BookValueAmt>
        <EOYFMVAmt>15279</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>LARGE CAP VALUE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>40713</BookValueAmt>
        <EOYFMVAmt>52085</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>LARGE CAP GROWTH FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>35134</BookValueAmt>
        <EOYFMVAmt>56106</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SMALL CAP GROWTH FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5751</BookValueAmt>
        <EOYFMVAmt>10792</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SMALL CAP VALUE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>6299</BookValueAmt>
        <EOYFMVAmt>8434</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INTERNATIONAL EQUITY FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>23856</BookValueAmt>
        <EOYFMVAmt>34572</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>EMERGING MKTS EQUITY FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>11868</BookValueAmt>
        <EOYFMVAmt>18230</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CORE FIXED INCOME FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>68730</BookValueAmt>
        <EOYFMVAmt>70652</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>HIGH YIELD BOND FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>11850</BookValueAmt>
        <EOYFMVAmt>11383</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INTL FIXED INCOME FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>14321</BookValueAmt>
        <EOYFMVAmt>14456</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>EMERGING MKTS DEBT FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>9973</BookValueAmt>
        <EOYFMVAmt>10338</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AQR TM EMERGING MULTI-STYLE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>6065</BookValueAmt>
        <EOYFMVAmt>7647</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AQR INTERNATIONAL MULTI-STYLE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>8185</BookValueAmt>
        <EOYFMVAmt>9921</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AQR LARGE CAP MULTI-STYLE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>17207</BookValueAmt>
        <EOYFMVAmt>24082</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD TOTAL BOND MARKET INDEX FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>48742</BookValueAmt>
        <EOYFMVAmt>50479</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD SHORT-TERM BOND INDEX FUND ADMIRAL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>43669</BookValueAmt>
        <EOYFMVAmt>44735</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JANUS HENDERSON SHORT TERM BOND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>10755</BookValueAmt>
        <EOYFMVAmt>10896</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VIRTUS ALLIANZGI EMERGING MKTS OPP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5184</BookValueAmt>
        <EOYFMVAmt>7842</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MFS MID CAP VALUE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>15364</BookValueAmt>
        <EOYFMVAmt>22622</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GATEWAY FUND CLASS Y</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>11204</BookValueAmt>
        <EOYFMVAmt>13922</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VIRTUS KAR SMALL CAP GROWTH FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5034</BookValueAmt>
        <EOYFMVAmt>10876</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>APPLE INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3882</BookValueAmt>
        <EOYFMVAmt>9861</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CHEVRON CORP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2920</BookValueAmt>
        <EOYFMVAmt>2828</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MARSH &amp; MCLENNAN COMPANIES INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3480</BookValueAmt>
        <EOYFMVAmt>5768</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MICROSOFT CORPORATION</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3721</BookValueAmt>
        <EOYFMVAmt>10836</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>OMNICOM GROUP INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3811</BookValueAmt>
        <EOYFMVAmt>4000</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PHILIP MORRIS INTERNATIONAL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5372</BookValueAmt>
        <EOYFMVAmt>5550</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PROCTER &amp; GAMBLE COMPANY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4485</BookValueAmt>
        <EOYFMVAmt>6207</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PROGRESSIVE CORPORATION OHIO</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3885</BookValueAmt>
        <EOYFMVAmt>6384</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>UNITEDHEALTH GROUP INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4011</BookValueAmt>
        <EOYFMVAmt>6407</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VERIZON COMMUNICATIONS INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5444</BookValueAmt>
        <EOYFMVAmt>6051</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>COLUMBIA CONTRARIAN CORE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>17927</BookValueAmt>
        <EOYFMVAmt>24438</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SEGALL BRYANT HAMILL PLUS BOND INSTL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>34230</BookValueAmt>
        <EOYFMVAmt>35043</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AMAZON.COM INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>956</BookValueAmt>
        <EOYFMVAmt>3440</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>HOME DEPOT INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1845</BookValueAmt>
        <EOYFMVAmt>2870</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DOVER CORPORATION</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2153</BookValueAmt>
        <EOYFMVAmt>3765</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INTERPUBLIC GROUP OF COMPANIES INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1955</BookValueAmt>
        <EOYFMVAmt>2859</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ELI LILLY AND COMPANY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1582</BookValueAmt>
        <EOYFMVAmt>2525</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>T. ROWE PRICE GROUP INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3132</BookValueAmt>
        <EOYFMVAmt>6137</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CAUSEWAY INTERNATNAL VALUE INSTL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>16101</BookValueAmt>
        <EOYFMVAmt>19930</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AMGEN INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4243</BookValueAmt>
        <EOYFMVAmt>4631</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>BIO-RAD LABORATORIES INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2336</BookValueAmt>
        <EOYFMVAmt>3221</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ELECTRONIC ARTS INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5476</BookValueAmt>
        <EOYFMVAmt>6329</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>INTEL CORPORATION</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5326</BookValueAmt>
        <EOYFMVAmt>4716</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>MERCK &amp; COMPANY INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2039</BookValueAmt>
        <EOYFMVAmt>2022</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>NEWMONT CORPORATION</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5940</BookValueAmt>
        <EOYFMVAmt>6275</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PPL CORPORATION</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2856</BookValueAmt>
        <EOYFMVAmt>2881</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PFIZER INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>6943</BookValueAmt>
        <EOYFMVAmt>7715</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SEAGATE TECH HLDGS PLC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2718</BookValueAmt>
        <EOYFMVAmt>4397</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES 0-5 YEAR HIGH YIELD CORP ETF</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5843</BookValueAmt>
        <EOYFMVAmt>6541</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AFLAC INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3853</BookValueAmt>
        <EOYFMVAmt>3864</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CADENCE DESIGN SYSTEMS INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>4064</BookValueAmt>
        <EOYFMVAmt>4105</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CISCO SYSTEMS INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5013</BookValueAmt>
        <EOYFMVAmt>5035</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>COGNIZANT TECHNOLOGY SOLUTIONS CORP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2480</BookValueAmt>
        <EOYFMVAmt>2147</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CONAGRA BRANDS INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1934</BookValueAmt>
        <EOYFMVAmt>2074</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>DR HORTON INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2343</BookValueAmt>
        <EOYFMVAmt>3073</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FACEBOOK INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>7777</BookValueAmt>
        <EOYFMVAmt>10779</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FEDEX CORPORATION</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2594</BookValueAmt>
        <EOYFMVAmt>2983</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FIRST HORIZON CORP</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2568</BookValueAmt>
        <EOYFMVAmt>2523</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GENERAL MILLS INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1891</BookValueAmt>
        <EOYFMVAmt>2072</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>KINDER MORGAN INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1944</BookValueAmt>
        <EOYFMVAmt>2261</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>KRAFT HEINZ CO</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2135</BookValueAmt>
        <EOYFMVAmt>2121</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>KROGER COMPANY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2277</BookValueAmt>
        <EOYFMVAmt>2643</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>METLIFE INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5762</BookValueAmt>
        <EOYFMVAmt>6524</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>NEWS CORP A</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2206</BookValueAmt>
        <EOYFMVAmt>2113</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ORACLE SYSTEM CORPORATION</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>5239</BookValueAmt>
        <EOYFMVAmt>5137</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PUBLIC SERVICE ENTER GROUP INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2536</BookValueAmt>
        <EOYFMVAmt>2390</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>QUANTA SERVICES INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2248</BookValueAmt>
        <EOYFMVAmt>2627</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SKYWORKS SOLUTIONS INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2002</BookValueAmt>
        <EOYFMVAmt>2685</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>TERADYNE INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2337</BookValueAmt>
        <EOYFMVAmt>2277</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>TESLA INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2549</BookValueAmt>
        <EOYFMVAmt>2039</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>UNITED RENTALS INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2259</BookValueAmt>
        <EOYFMVAmt>3828</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VIACOMCBS INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3075</BookValueAmt>
        <EOYFMVAmt>3616</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>WILLIAMS CO INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>3516</BookValueAmt>
        <EOYFMVAmt>4036</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>WILLIAMS-SONOMA INC</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2004</BookValueAmt>
        <EOYFMVAmt>2554</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES 5-10 YR INV BOND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>23538</BookValueAmt>
        <EOYFMVAmt>23784</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES BARCLAYS 3-7 YEAR TREASURY BOND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>25977</BookValueAmt>
        <EOYFMVAmt>25975</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES FLOATING RATE NOTE FUND</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>9042</BookValueAmt>
        <EOYFMVAmt>9046</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherExpensesSchedule documentId="RetDoc2003200001">
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT FEES-SEI</Desc>
        <RevenueAndExpensesPerBooksAmt>1296</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT FEES-SYMMETRY/TRUST CO</Desc>
        <RevenueAndExpensesPerBooksAmt>2632</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT FEES-NFS/EQUITY SERVICES</Desc>
        <RevenueAndExpensesPerBooksAmt>1673</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>INVESTMENT FEES-ASSETMARK</Desc>
        <RevenueAndExpensesPerBooksAmt>3852</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
      <OtherExpensesScheduleGrp>
        <Desc>MICHIGAN ANNUAL FEE</Desc>
        <RevenueAndExpensesPerBooksAmt>20</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <TaxesSchedule documentId="RetDoc2002500001">
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAX WITHHOLDING</CategoryTxt>
        <Amt>31</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FEDERAL INCOME TAX-PRIOR YEAR EXTENSION</CategoryTxt>
        <Amt>500</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>
