2022-10-07T09:36:32-05:00 2021-12-31 FORVIS LLP 1201 Walnut Suite 1700 Kansas City MO 641062246 990 2021-01-01 446015072 COMMUNITYAMERICA CREDIT UNION % TIMOTHY SARACINI COMM 9139057000 9777 RIDGE DRIVE LENEXA KS 66219 AMY DOLL SVP, ACCOUNTING AND 9139057000 2022-11-15 true Amy Doll XXX-XX-XXXX April Arnold CPA P01559426 8162216300 2022-11-15 2 2021 2022-09-23 18:48:47Z AMY DOLL 9777 RIDGE DRIVE LENEXA KS 66219 688553656 false 1984 X WWW.CACU.COM X 1940 MO COMMUNITYAMERICA CREDIT UNION'S PRIMARY PURPOSE IS TO PROMOTE THE FINANCIAL WELL BEING OF ITS CREDIT UNION MEMBERS THROUGH FINANCIAL SERVICES AND PRODUCTS. 10 10 903 13 1074995 307859 0 0 191940512 193443732 36124990 39002760 0 0 228065502 232446492 1290781 1316174 0 0 61059136 73694320 0 0 0 120951867 114305621 183301784 189316115 44763718 43130377 3789961964 4409299980 3381641196 3971403102 408320768 437896878 COMMUNITYAMERICA CREDIT UNION'S PRIMARY PURPOSE IS TO PROMOTE THE FINANCIAL WELL BEING OF ITS CREDIT UNION MEMBERS THROUGH FINANCIAL SERVICES AND PRODUCTS. false false COMMUNITYAMERICA CREDIT UNION PROVIDES FINANCIAL PRODUCTS AND SERVICES TO NEARLY 279,142 MEMBERS, INCLUDING MORE THAN 137,150 LOANS OUTSTANDING AT 12.31.21, MORE THAN 30,340 LOANS GRANTED FY 2021, COMPETITIVE RATES OFFERED TO MEMBERS, AND 622,695 DEPOSIT ACCOUNTS AT COMPETITIVE YIELDS. false false false false false false false true false true false false false true true false true false false false false false false false false false true false true false true false false false false false false false false true true true true false true 102914 0 true 903 true true true false false false false false true false X 10 10 true false false false true true true true true false true true false true true true false true true false false KS MO X TIMOTHY SARACINI 9139057000 9777 RIDGE DRIVE LENEXA KS 66219 X LISA R GINTER CHIEF EXECUTIVE OFFICER 40.0 0.0 X 1384252 0 2696673 TIMOTHY R SARACINI CHIEF FINANCIAL OFFICER 40.0 0.0 X 983990 0 1598736 MICHAEL P HAGGERTY PRESIDENT/COO - CUSO ONE 40.0 0.0 X 1195167 0 318470 RAVI PERUMPARAMBIL CHIEF INFORMATION OFFICER 40.0 0.0 X 509056 0 693248 ANITA NEWTON CHIEF INNOVATION OFFICER CUSO 40.0 0.0 X 463344 0 390131 EDWIN RAFFERTY SENIOR MORTGAGE CONSULTANT 40.0 0.0 X 761710 0 48829 JUSTIN R STEITZ COO/CCO - CUFI 40.0 0.0 X 617518 0 186463 RICHARD R SCHIER CHIEF MEMBER OFFICER 40.0 0.0 X 466346 0 273851 JASON KEPLER SENIOR MORTGAGE CONSULTANT 40.0 0.0 X 564068 0 51324 WHITNEY A BARTELLI CHIEF MARKETING & STRATEGY OFF 40.0 0.0 X 457657 0 41507 COLBY HIGGINS MORTGAGE ADVISOR OUTBOUND SALE 40.0 0.0 X 413180 0 51965 RANCE CARLSON PRIVATE WEALTH ADVISOR 40.0 0.0 X 410224 0 52623 JEFFREY VINEYARD PRIVATE WEALTH ADVISOR 40.0 0.0 X 408941 0 53707 ELIZABETH LEWIS SVP CONSUMER & COMMERCIAL BANK 40.0 0.0 X 397322 0 49112 KARL GEISLER SVP DIGITAL STRATEGY & SYSTEMS 40.0 0.0 X 379138 0 47324 AMY GROTHAUS SVP MEMBER EXPERIENCE 40.0 0.0 X 365437 0 38095 JULIA SCHALLER SVP HUMAN RESOURCES 40.0 0.0 X 348881 0 52776 MICHAEL GARRETT VP TREASURER 40.0 0.0 X 274956 0 48970 AMY DOLL SVP ACCOUNTING & FINANCE SVCS 40.0 0.0 X 272642 0 43576 WALTER PIRNOT VP GENERAL COUNSEL 40.0 0.0 X 271059 0 30650 KENNETH TORGLER VP COMMERCIAL CREDIT OFFICER 40.0 0.0 X 224159 0 42870 JAI SHANKAR VP DATA & ENTERPRISE 40.0 0.0 X 223368 0 41656 LINDA BORING VP MEMBER OPERATIONS 40.0 0.0 X 211371 0 43330 ALYSSA AKERS VP RISK & BUSI ADMINISTRATOR 40.0 0.0 X 199837 0 26037 CARRIE O'CONNOR SVP CHIEF LENDING OFFICER 40.0 0.0 X 180398 0 27494 GARY HENRY VP MEMBER SERVICE 40.0 0.0 X 164840 0 31602 KATHRYN ANASTASIO VP MARKETING 40.0 0.0 X 154307 0 39408 SCOTT STRICKLAND PRESIDENT INSURANCE SERVICES 40.0 0.0 X 162786 0 29757 JOHN WATTS VP CORP PROPERTIES & ASSISTANT 40.0 0.0 X 131994 0 13666 MATTHEW JOHNSON VP CHIEF OF STAFF 40.0 0.0 X 113939 0 18545 MELANIE COLEMAN DIRECTOR 1.0 0.0 X 0 0 0 KERRY DOMKE VICE CHAIRMAN 1.0 0.0 X X 0 0 0 STEVE KROPP DIRECTOR 1.0 0.0 X 0 0 0 ALAN LOWDEN DIRECTOR 1.0 0.0 X 0 0 0 AMY MCANARNEY DIRECTOR 1.0 0.0 X 0 0 0 DEAN NEWTON CHAIRMAN 1.0 0.0 X X 0 0 0 DAVID SHEPARD SECRETARY/TREASURER 1.0 0.0 X X 0 0 0 TRENT SKAGGS DIRECTOR 1.0 0.0 X 0 0 0 ALOK SRIVASTAVA DIRECTOR 1.0 0.0 X 0 0 0 RICHARD WETZEL DIRECTOR 1.0 0.0 X 0 0 0 JOE WILLIAMS SUPERVISORY COMMITTEE CHAIR 1.0 0.0 X 0 0 0 HAL BENTLEY SUPERVISORY COMMITTEE 1.0 0.0 X 0 0 0 JOSHUA JOHNSON SUPERVISORY COMMITTEE 1.0 0.0 X 0 0 0 TRACY CHRISTIAN SUPERVISORY COMMITTEE 1.0 0.0 X 0 0 0 11984021 0 6949417 150 false true false ASPIRE TECHNOLOGY CONSULTING INC 1200 HARGER ROAD SUITE 722 OAK BROOK IL 60523 TECHNOLOGY SUPPORT 210961 TEKSYSTEMS GLOBAL SERVICES LLC 7437 RACE ROAD HANOVER MD 21076 TECHNOLOGY SUPPORT 208830 SOLUTIONS POINT OF KANSAS LLC 8700 MONROVIA STREET SUITE 310 LENEXA KS 66215 CONSULTING 150383 ACCUMATCH CONSULTING LLC 9013 W 148TH ST OVERLAND PARK KS 66221 CONSULTING 145553 4 0 INTEREST ON LOANS 522200 105151134 105151134 SERVICE FEES 522100 70844812 70128802 716010 OTHER OPERATING INCOME 900099 3436575 3436575 INTEREST ON INVESTMENTS 525990 12769729 12769729 ALL OTHER PROGRAM SERVICE REVENUE 525990 1241482 882497 358985 193443732 0 0 0 0 0 0 495109924 456107164 39002760 39002760 39002760 0 0 0 0 0 0 0 0 0 0 232446492 231371497 1074995 1316174 0 0 0 18013303 0 41353869 4283612 5924119 4119417 80766 303557 326869 0 0 2700 15740845 12698207 9177368 13253674 0 5877527 154105 0 104406 19279967 0 6095577 433867 PROVISION FOR LOAN LOSS 7700000 MISCELLANEOUS OPERATION 11447187 LOAN SERVICING 10836767 DUES AND SUBSCRIPTIONS 792232 189316115 59176514 47041114 337793031 514613671 0 0 595786 829578 4008545 2531815 0 0 2441589742 2666771949 0 0 6816631 5561108 121210712 58822022 60056135 62388690 753059120 981310957 62634973 59031662 0 0 0 37500 64231487 69181936 3789961964 4409299980 11691243 14514898 0 0 1110213 444844 0 0 3229206233 3900118681 0 0 91000000 10000000 0 0 48633507 46324679 3381641196 3971403102 X 0 0 0 0 408320768 437896878 408320768 437896878 3789961964 4409299980 X 43130377 3673762 -17228029 X X false true X true false false true X 15319413 15319413 56290938 24956668 31334270 3544111 2512073 1032038 37354273 26110786 11243487 8701977 5242495 3459482 62388690 0 OTHER LIABILITIES 21647708 SPECIAL DIVIDENDS TO MEMBERS 9000000 DEFERRED COMPENSATION LIABILIT 15676971 46324679 X SCHEDULE D, PART IV, LINE 2B: AS PART OF OUR NORMAL FIRST MORTGAGE LOAN SERVICING PROCESSES, PAYMENTS ARE COLLECTED MONTHLY FROM THE BORROWER AND PLACED IN ESCROW TO PAY THEIR REAL ESTATE TAXES AND HOMEOWNER INSURANCE. COMMUNITYAMERICA PAYS THE TAXES AND INSURANCE PREMIUMS WHEN DUE ON BEHALF OF THE BORROWER. SCHEDULE D, PART X, LINE 2: THE CREDIT UNION IS EXEMPT FROM FEDERAL INCOME TAXES UNDER SECTION 501(C)(14) OF THE INTERNAL REVENUE CODE, EXCEPT FOR ANY UNRELATED BUSINESS INCOME TAX. DEFERRED TAX ASSETS AND LIABILITIES ARE RECOGNIZED FOR THE TAX EFFECTS OF DIFFERENCES BETWEEN THE FINANCIAL STATEMENT AND TAX BASIS OF ASSETS AND LIABILITIES. A VALUATION ALLOWANCE IS ESTABLISHED TO REDUCE DEFERRED TAX ASSETS IF IT IS MORE LIKELY THAN NOT THAT SOME PORTION OR ALL OF THE DEFERRED TAX ASSET WILL NOT BE REALIZED. THE CREDIT UNION ACCOUNTS FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH ASC TOPIC 740, INCOME TAXES, WHICH ADDRESSES THE DETERMINATION OF WHETHER TAX BENEFITS CLAIMED OR EXPECTED TO BE CLAIMED ON A TAX RETURN SHOULD BE RECORDED IN THE FINANCIAL STATEMENTS. UNDER THIS GUIDANCE, THE CREDIT UNION MAY RECOGNIZE THE TAX BENEFITS FROM AN UNCERTAIN TAX POSITION ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITION WILL BE SUSTAINED ON EXAMINATION BY TAXING AUTHORITIES, BASED ON TECHNICAL MERITS OF THE POSITION. THE TAX BENEFITS RECOGNIZED IN THE CONSOLIDATED FINANCIAL STATEMENTS FROM SUCH A POSITION ARE MEASURED BASED ON THE LARGEST BENEFIT THAT HAS A GREATER THAN 50 PERCENT LIKELIHOOD OF BEING REALIZED UPON ULTIMATE SETTLEMENT. THE GUIDANCE ON ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES ALSO ADDRESSES DERECOGNITION, CLASSIFICATION, INTEREST AND PENALTIES ON INCOME TAXES, AND ACCOUNTING IN INTERIM PERIODS. THIS STANDARD DID NOT HAVE AN IMPACT ON THE CONSOLIDATED FINANCIAL STATEMENTS, AND THE CREDIT UNION DOES NOT HAVE ANY UNCERTAIN TAX POSITIONS. THE CREDIT UNION RECOGNIZES INTEREST AND PENALTIES ON INCOME TAXES AS A COMPONENT OF INCOME TAX EXPENSE. true 15 AND THE MAHOMIES FOUNDATION 1701 DIRECTORS BLVD AUSTIN TX 78744 834134118 501(C)(3) 19000 GENERAL SUPPORT ADVENT HEALTH FOUNDATION 7315 FRONTAGE ROAD STE 221 SHAWNEE MISSION KS 66204 480868859 501(C)(3) 6200 GENERAL SUPPORT AMERICAN HEART ASSOCIATION 208 S LASALLE ST STE 1500 CHICAGO IL 60604 135613797 501(C)(3) 15000 GENERAL SUPPORT BIG BROTHER BIG SISTER OF GREATER KC 1709 WALNUT ST KANSAS CITY MO 64108 436068464 501(C)(3) 12000 GENERAL SUPPORT BOYS AND GIRLS CLUB 4001 BLUE PARKWAY KANSAS CITY MO 64108 436072065 501(C)(3) 50000 GENERAL SUPPORT CHILDREN'S MERCY HOSPITAL 2401 GILLHAM ROAD KANSAS CITY MO 64108 440605373 501(C)(3) 38810 GENERAL SUPPORT COMMUNITY SERVICES LEAGUE 404 NORTH NOLAND ROAD INDEPENDENCE MO 64050 430976396 501(C)(3) 15000 GENERAL SUPPORT CRISTO REY 211 W LINWOOD BOULEVARD KANSAS CITY MO 64111 202842522 501(C)(3) 31000 GENERAL SUPPORT GREATER KANSAS CITY SPORTS COMMISSION 2600 GRAND BLVD STE 100 KANSAS CITY MO 64108 431521059 501(C)(3) 7500 GENERAL SUPPORT HARVESTERS 3801 TOPPING AVENUE KANSAS CIY MO 64129 431208665 501(C)(3) 10000 GENERAL SUPPORT HILLCREST TRANSITIONAL HOUSING 2050 PLUMBERS WAY 180 LIBERTY MO 64068 203093292 501(C)(3) 10000 GENERAL SUPPORT INCLUSION CONNECTIONS 15738 W 148TH TERRACE OLATHE KS 66062 462754831 501(C)(3) 25000 GENERAL SUPPORT JUNIOR ACHIEVEMENT OF GREATER KC 4001 BLUE PARKWAY STE 250 KANSAS CITY MO 64130 440604809 501(C)(3) 50000 GENERAL SUPPORT JUVENILE DIABETES RESEARCH FOUNDATION 215 W PERSHING RD KANSAS CITY MO 64108 231907729 501(C)(3) 10000 GENERAL SUPPORT KC COMMON GOOD INC 801 W 47TH ST STE 500 KANSAS CITY MO 64112 834482500 501(C)(3) 40000 GENERAL SUPPORT KCPT-KS PUBLIC TELEVISION 125 E 31ST ST KANSAS CITY MO 64108 237114952 501(C)(3) 10000 GENERAL SUPPORT LAWRENCE CHILDREN'S CHOIR INC PO BOX 4173 LAWRENCE KS 66046 481140388 501(C)(3) 10000 GENERAL SUPPORT NATIONAL CREDIT UNION FOUNDATION 5710 MINERAL POINT ROAD MADISON WI 53705 391383650 501(C)(3) 10000 GENERAL SUPPORT OPERATION BREAKTHROUGH INC 3039 TROOST AVE KANSAS CITY MO 64109 430971560 501(C)(3) 85000 GENERAL SUPPORT ROCKHURST UNIVERSITY 1100 ROCKHURST ROAD KANSAS CITY MO 64110 440545813 501(C)(3) 35000 GENERAL SUPPORT ROSE BROOKS CENTER PO BOX 320599 KANSAS CITY MO 64132 510231573 501(C)(3) 10000 GENERAL SUPPORT STARLIGHT THEATRE ASSOCIATION 4600 STARLIGHT ROAD KANSAS CITY MO 64132 440552079 501(C)(3) 10000 GENERAL SUPPORT ST MICHAEL THE ARCHANGEL HIGH SCHOOL 2901 NW LEES SUMMIT ROAD LEES SUMMIT MO 64064 462522212 501(C)(3) 20000 GENERAL SUPPORT THE KANSAS UNIVERSITY ENDOWMENT ASSOCIATION 3901 RAINBOW BLVD MS 3012 KANSAS CITY MO 66160 480547734 501(C)(3) 10000 GENERAL SUPPORT THE METROPOLITAN COMMUNITY COLLEGE 3200 BROADWAY KANSAS CITY MO 64111 510181875 501(C)(3) 42700 GENERAL SUPPORT UNITED WAY OF GREATER KC PO BOX 871400 KANSAS CITY MO 64187 440545812 501(C)(3) 25000 GENERAL SUPPORT VETERANS COMMUNITY PROJECT 8900 TROOST AVE KANSAS CITY MO 64131 474960735 501(C)(3) 25000 GENERAL SUPPORT WORLDWIDE FOUNDATION FOR CREDIT UNIONS 5710 MINERAL POINT ROAD MADISON WI 53705 396093210 501(C)(3) 10000 GENERAL SUPPORT COMMUNITYAMERICA FOUNDATION 9777 RIDGE DRIVE LENEXA KS 66219 820725136 501(C)(3) 420000 COMMUNITY SUPPORT 29 SCHEDULE I, PART I, LINE 2 GRANTS ARE PROVIDED TO 501(C)(3) TAX EXEMPT ORGANIZATIONS LOCATED WITHIN THE SERVICE AREA OF COMMUNITYAMERICA CREDIT UNION(CACU). ALL GRANTS ARE GIVEN TO ORGANIZATIONS ON AN UNRESTRICTED BASIS FOR GENERAL ORGANIZATIONAL SUPPORT THAT AN OFFICER OR EMPLOYEE OF CACU HAS A CONNECTION TO, THEREFORE THE USE OF THE GRANT FUNDS IS MONITORED THROUGH THAT CONNECTION. X X true true X X X X X true true false LISA R GINTER CHIEF EXECUTIVE OFFICER 786523 0 564150 0 33579 0 2671099 0 25574 0 4080925 0 0 0 MICHAEL P HAGGERTY PRESIDENT/COO - CUSO ONE 915190 0 269803 0 10174 0 287171 0 31299 0 1513637 0 0 0 TIMOTHY R SARACINI CHIEF FINANCIAL OFFICER 675498 0 275517 0 32975 0 1566579 0 32157 0 2582726 0 0 0 RICHARD R SCHIER CHIEF MEMBER OFFICER 268847 0 179653 0 17846 0 242552 0 31299 0 740197 0 0 0 RAVI PERUMPARAMBIL CHIEF INFORMATION OFFICER 300559 0 196283 0 12214 0 663171 0 30077 0 1202304 0 0 0 JUSTIN R STEITZ COO/CCO - CUFI 465945 0 146710 0 4863 0 156729 0 29734 0 803981 0 0 0 WHITNEY A BARTELLI CHIEF MARKETING & STRATEGY OFF 266443 0 178350 0 12864 0 15523 0 25984 0 499164 0 0 0 EDWIN RAFFERTY SENIOR MORTGAGE CONSULTANT -11166 0 772635 0 241 0 23625 0 25204 0 810539 0 0 0 JASON KEPLER SENIOR MORTGAGE CONSULTANT -9010 0 572837 0 241 0 23625 0 27699 0 615392 0 0 0 COLBY HIGGINS MORTGAGE ADVISOR OUTBOUND SALE 22923 0 390013 0 244 0 22618 0 29347 0 465145 0 0 0 JEFFREY VINEYARD PRIVATE WEALTH ADVISOR 180209 0 228101 0 631 0 23625 0 30082 0 462648 0 0 0 RANCE CARLSON PRIVATE WEALTH ADVISOR 181300 0 228098 0 826 0 23625 0 28998 0 462847 0 0 0 ALYSSA AKERS VP RISK & BUSI ADMINISTRATOR 158164 0 40200 0 1473 0 11631 0 14406 0 225874 0 0 0 KATHRYN ANASTASIO VP MARKETING 133637 0 18870 0 1800 0 11354 0 28054 0 193715 0 0 0 LINDA BORING VP MEMBER OPERATIONS 165081 0 42814 0 3476 0 18208 0 25122 0 254701 0 0 0 AMY DOLL SVP ACCOUNTING & FINANCE SVCS 172486 0 95286 0 4870 0 16806 0 26770 0 316218 0 0 0 MICHAEL GARRETT VP TREASURER 167667 0 86015 0 21274 0 18098 0 30872 0 323926 0 0 0 KARL GEISLER SVP DIGITAL STRATEGY & SYSTEMS 241627 0 132841 0 4670 0 22685 0 24639 0 426462 0 0 0 GARY HENRY VP MEMBER SERVICE 129205 0 31689 0 3946 0 12306 0 19296 0 196442 0 0 0 AMY GROTHAUS SVP MEMBER EXPERIENCE 119663 0 98150 0 147624 0 18415 0 19680 0 403532 0 0 0 ELIZABETH LEWIS SVP CONSUMER & COMMERCIAL BANK 258764 0 133208 0 5350 0 23103 0 26009 0 446434 0 0 0 ANITA NEWTON CHIEF INNOVATION OFFICER CUSO 277118 0 161448 0 24778 0 365904 0 24227 0 853475 0 0 0 CARRIE O'CONNOR SVP CHIEF LENDING OFFICER 161135 0 15065 0 4198 0 10178 0 17316 0 207892 0 0 0 JULIA SCHALLER SVP HUMAN RESOURCES 215445 0 121817 0 11619 0 23625 0 29151 0 401657 0 0 0 JAI SHANKAR VP DATA & ENTERPRISE 197266 0 23100 0 3002 0 15810 0 25846 0 265024 0 0 0 SCOTT STRICKLAND PRESIDENT INSURANCE SERVICES 126244 0 33036 0 3506 0 13802 0 15955 0 192543 0 0 0 KENNETH TORGLER VP COMMERCIAL CREDIT OFFICER 143251 0 36062 0 44846 0 16451 0 26419 0 267029 0 0 0 WALTER PIRNOT VP GENERAL COUNSEL 229553 0 19617 0 21889 0 6801 0 23849 0 301709 0 0 0 SCHEDULE J, PART I, LINE 1A COMMUNITYAMERICA PROVIDED TRAVEL FOR COMPANIONS FOR RAVI PERUMPARAMBIL, WHITNEY BARTELLI, RICHARD SCHIER, TIMOTHY SARACINI AND SCOTT STRICKLAND. THIS BENEFIT WAS TREATED AS TAXABLE COMPENSATION TO THE PERSON LISTED. SCHEDULE J, PART I, LINE 4A & 4B 4A: THE FOLLOWING INDIVIDUALS RECEIVED A SEVERANCE PAYMENT OR A CHANGE OF CONTROL PAYMENT: AMY GROTHAUS $ 135,844 KENNETH TORGLER $ 35,820 JOHN WATTS $ 67,250 4B: THE FOLLOWING INDIVIDUALS PARTICIPATED IN A SUPPLEMENTAL NONQUALIFIED RETIREMENT PLAN, THE AMOUNTS ARE INCLUDED IN THE COLUMN (C) OF SCHEDULE J, PART II: LISA GINTER $ 2,647,474 TIM SARACINI $ 1,542,954 RAVI PERUMPARAMBIL $ 639,546 RICK SCHIER $ 218,927 MICHAEL HAGGERTY $ 263,546 JUSTIN STEITZ $ 136,421 ANITA NEWTON $ 347,758 LINDA BORING OFFICER PERSONAL X 200000 45209 false false true AMY DOLL OFFICER PERSONAL X 454828 431508 false false true MICHAEL GARRETT OFFICER PERSONAL X 517720 419469 false false true LISA GINTER OFFICER PERSONAL X 1291782 1113864 false false true ELIZABETH LEWIS OFFICER PERSONAL X 16187 11406 false false true RICHARD SCHIER OFFICER PERSONAL X 382080 312663 false false true KARL GEISLER OFFICER PERSONAL X 221000 197696 false false true 2531815 FORM 990, PART VI, SECTION A, LINE 2 LISA GINTER (CEO) BROTHER, MIKE HAGGERTY IS PRESIDENT/COO OF CUSO ONE. DEAN NEWTON (BOARD CHAIR) WIFE ANITA NEWTON, CHIEF INNOVATION OFFICER OF CUSO ONE. FORM 990, PART VI, SECTION A, LINE 6 AS A COOPERATIVE, COMMUNITYAMERICA IS OWNED BY ITS MEMBERS. TO BE A MEMBER, YOU MUST MEET CERTAIN QUALIFICATIONS. MEMBERSHIP ENTITLES YOU TO CONDUCT BUSINESS WITH THE CREDIT UNION AND VOTE IN MATTERS OF THE CREDIT UNION. EVERY MEMBER HAS ONE VOTE. FORM 990, PART VI, SECTION A, LINE 7A COMMUNITYAMERICA UTILIZES A NOMINATING COMMITTEE TO PROPROSE CANDIDATES FOR THE BOARD OF DIRECTORS. NOMINATIONS FOR VACANCIES AND/OR AGENDA ITEMS FOR THE ANNUAL MEETING MAY BE SUBMITTED BY THE GENERAL MEMBERSHIP BY PETITION. BOARD MEMBERS ARE APPROVED AT THE ANNUAL MEETING BY ACCLAMATION. FORM 990, PART VI, SECTION A, LINE 7B AN ACTUAL VOTE BY THE MEMBERSHIP IS REQUIRED TO CHANGE THE CREDIT UNION'S CHARTER OR CERTAIN BYLAWS. FORM 990, PART VI, SECTION B, LINE 11B AN INDEPENDENT ACCOUNTING FIRM PREPARES AND REVIEWS THE 990. THE 990 IS THEN REVIEWED BY COMMUNITYAMERICA'S CONTROLLER AND SVP OF FINANCE AND ACCOUNTING PRIOR TO FILING. ANY QUESTIONS OR CONCERNS ARE ADDRESSED AND ANY CLARIFICATION OR CORRECTIONS THAT NEED TO BE MADE ARE MADE. FORM 990, PART VI, SECTION B, LINE 12C DIRECTORS AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANY PERSON OR ENTITY THAT THEY HAVE A RELATIONSHIP WITH ON AN ANNUAL BASIS. THESE RELATIONSHIPS ARE CODED INTO FINANCIAL SOFTWARE THAT PREVENTS A PERSON FROM PERFORMING TRANSACTIONS ON A RELATED ACCOUNT. FORM 990, PART VI, SECTION B, LINE 13 COMMUNITYAMERICA CREDIT UNION(CACU) DOES HAVE A WRITTEN WHISTLEBLOWER POLICY CONTAINED IN ITS EMPLOYEE HANDBOOK, HOWEVER, THE EMPLOYEE HANDBOOK HAS NOT BEEN VOTED ON BY THE GOVERNING BODY. THEREFORE, PER IRS INSTRUCTIONS THIS QUESTION CANNOT BE ANSWERED "YES". FORM 990, PART VI, SECTION B, LINE 15A ANNUALLY, THE COMPENSATION COMMITTEE DETERMINES THE RECOMMENDED COMPENSATION FOR THE CEO. AN INDEPENDENT COMPENSATION CONSULTANT UTILIZES COMPARABILITY DATA TO DETERMINE THE CEO COMPENSATION PACKAGE TO ENSURE IT IS COMPETITIVE IN THE MARKET AND IN LINE WITH PERFORMANCE. THE COMMITTEE'S RECOMMENDATION IS THEN PRESENTED TO THE BOARD FOR THEIR APPROVAL. THE CEO DETERMINES THE COMPENSATION OF THE TOP MANAGEMENT OFFICIALS. FORM 990, PART VI, SECTION B, LINE 15B OFFICERS OTHER THAN EMT ARE GENERALLY REVIEWED EVERY TWO YEARS. FORM 990, PART VI, SECTION C, LINE 19 COMMUNITYAMERICA WILL CONSIDER MAKING ITS GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICY AVAILABLE TO THE PUBLIC UPON WRITTEN REQUEST. FINANCIAL STATEMENTS ARE POSTED MONTHLY AT EACH BRANCH FOR PUBLIC REVIEW. THEY ARE ALSO AVAILABLE AT THE ANNUAL MEETING. FORM 990, PART XI, LINE 9 CHANGE IN ACCUMLATED OTHER COMPREHENSIVE INCOME $(17,876,514) CURRENT YEAR CHANGES-NONCONTROLLING INTERST $ (836,327) OTHER CHANGES TO NONCONTROLLING INTEREST $ (518,535) CHANGE IN NET ASSETS DUE TO MERGER $ 2,003,347 ------------- $(17,228,029) FORM 990, PART XII, LINE 2C THE ORGANIZATION HAS A COMMITTEE THAT ASSUMES RESPONSIBLITY FOR OVERSIGHT OF THE AUDIT OF ITS FINANCIAL STATEMENTS AND THE SELECTION OF AN INDEPENDENT ACCOUNTANT. NEITHER THE OVERSIGHT PROCESS NOR THE SELECTION CHANGED DUIRNG THE TAX YEAR. COMMUNITYAMERICA CUSO ONE LLC 9777 RIDGE DRIVE LENEXA KS 66219 431925982 HOLDING CO MO 2861604 37310456 CACU COPPER FINANCIAL NETWORK LLC 9777 RIDGE DRIVE LENEXA KS 66219 260046643 SECURITIES MO 10961195 2524029 CA CUSO ONE COMMUNITYAMERICA INSURANCE AGENGY 9777 RIDGE DRIVE LENEXS KS 66219 822394077 INSURANCE MO 889388 348940 CA CUSO ONE CASE LLC 9777 RIDGE DRIVE LENEXA KS 66219 HOLDING CO MO 0 0 CACU COMMUNITYAMERICA FOUNDATION 9777 RIDGE DRIVE LENEXA KS 66219 820725136 SUPPORT KS 501(C)(3) PF CACU true TRUHOME SOLUTIONS LLC 9601 LEGLER ROAD LENEXA KS 66219 760762186 MORTGAGE SERVICE MO CUSO ONE LLC RELATED 610807 58222221 false 325438 true 0.65935 false true false true false false false false false true false false true true true true false false true COMMUNITYAMERICA FOUNDATION B 420000 FMV TRUHOME SOLUTIONS P 5754571 FMV TRUHOME SOLUTIONS M 337193 FMV