2023-11-15T14:38:50-06:00 2022-12-31 410746749 CLIFTONLARSONALLEN LLP 901 NORTH GLEBE ROAD SUITE 200 ARLINGTON VA 22203 990 2022-01-01 362144394 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS NATI 2025953696 999 E ST NW 400 WASHINGTON DC 20004 JENNIFER MURPHY CFO & COO 2025953696 2023-11-14 1 JENNIFER MURPHY XXX-XX-XXXX 0 ROBERT WILLIAMS P01884701 5712279500 2023-11-14 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z JENNIFER MURPHY 999 E ST NW 400 WASHINGTON DC 20004 7983815 0 X WWW.NAHU.ORG X 1930 DC ADVOCATE FOR MEMBERS, PROVIDE PROFESSIONAL DEVELOPMENT, & DELIVER RESOURCES TO PROMOTE EXCELLENCE. 17 17 31 100 225383 13630 520535 0 5763136 6312008 58998 -41448 579235 582542 6921904 6853102 4334 866 0 0 3688652 3944585 0 0 0 2432299 3437913 6125285 7383364 796619 -530262 5270816 4703079 4596288 4724268 674528 -21189 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS (NAHU) ADVOCATES FOR OUR MEMBERS, PROVIDES PROFESSIONAL DEVELOPMENT AND DELIVERS RESOURCES TO PROMOTE EXCELLENCE. 0 0 CONVENTION/LPRT - OUR ANNUAL CONVENTION PROVIDES A FORUM FOR THE EXCHANGE OF MANAGEMENT, TECHNOLOGY, AND INDUSTRY BEST PRACTICES. IT ALSO PROVIDES A MEANS FOR THE DISSEMINATION OF OTHER IMPORTANT TIMELY INFORMATION THAT ENABLES ATTENDEES TO BRING HIGHER VALUE TO THEIR CLIENTS. PRODUCERS WHO MEET CERTAIN QUALIFICATIONS RECEIVE SPECIAL RECOGNITION. LEGISLATIVE PROGRAMS - OUR CAPITOL CONFERENCE PROVIDES AN ANNUAL FORUM FOR EXTENSIVE EDUCATION ON CURRENT LEGISLATIVE ISSUES. IT ALSO PROVIDES AN OPPORTUNITY FOR OUR MEMBERS TO MEET WITH AND HEAR FROM MEMBERS OF CONGRESS AND ADMINISTRATION AND TO LEARN ABOUT CURRENT LEGISLATIVE PROPOSALS. IT ALSO ALLOWS OUR MEMBERS TO SHARE THEIR EXPERIENCES WITH THEIR LEGISLATORS ON ISSUES FACING CONSUMERS OF HEALTH INSURANCE ALL OVER AMERICA. EDUCATION - EDUCATION PROGRAMS PROVIDE A MEANS TO ENSURE CONTINUING PROFESSIONAL DEVELOPMENT AND CONTINUING EDUCATION TO MEET STATE LICENSING REQUIREMENTS. PROGRAMS INCLUDE ETHICS TRAINING AS WELL AS MANY OTHER PROGRAMS WITH THE LATEST INFORMATION ON COMPLIANCE. PROGRAMS ARE PROVIDED AT BOTH THE LOCAL CHAPTER LEVEL AS WELL AS ONLINE AND THROUGH VARIOUS VIRTUAL OPPORTUNITIES. 0 0 0 1 0 0 0 0 0 1 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 0 0 0 0 0 0 1 1 0 0 1 16 0 1 31 0 1 1 0 0 0 0 0 0 0 X 17 17 0 0 1 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 0 0 0 X JENNIFER MURPHY CFO COO 2025953696 999 E STREET NW SUITE 400 WASHINGTON DC 20004 KELLY FRISTOE PRESIDENT 7.00 0.00 X X 12501 0 0 ERIC KOHLSDORF PRESIDENT ELECT 5.00 0.00 X X 0 0 0 EUGENE STARKS IMMEDIATE PAST PRESIDENT 7.00 0.00 X X 14400 0 0 DANE RIANHARD IMMEDIATE PAST PRESIDENT-LEFT JUNE 22 5.00 0.00 X X 0 0 0 ALYCIA RIEDL VICE PRESIDENT 5.00 0.00 X X 0 0 0 SUSAN RIDER TREASURER 5.00 0.00 X X 0 0 0 DAVID SMITH SECRETARY 5.00 0.00 X X 0 0 0 MICHELE GENTILE REGION 1 VICE PRESIDENT 5.00 0.00 X 0 0 0 DAVID MORDO REGION 2 VICE PRESIDENT 5.00 0.00 X 0 0 0 CATHERINE COOPER REGION 3 VICE PRESIDENT 5.00 0.00 X 0 0 0 SHAWNEE CHRISTENSON REGION 4 VICE PRESIDENT 5.00 0.00 X 0 0 0 PAUL SCHOLZ REGION 4 VICE PRESIDENT-LEFT JUNE 22 5.00 0.00 X 0 0 0 MYCHAL WALKER REGION 5 VICE PRESIDENT 5.00 0.00 X 0 0 0 DORIS WALLER REGION 6 VICE PRESIDENT 5.00 0.00 X 0 0 0 ROBERT TIERNEY REGION 7 VICE PRESIDENT 5.00 0.00 X 0 0 0 STEPHANIE BERGER REGION 8 VICE PRESIDENT 5.00 0.00 X 0 0 0 PATRICK BURNS REGION 8 VICE PRESIDENT-LEFT JUNE 22 5.00 0.00 X 0 0 0 JONI REENTS MEMBERSHIP COUNCIL CHAIR 5.00 0.00 X 0 0 0 ASHLEY KAPOSTINS MEMBERSHIP COUNCIL CHAIR-LEFT JUNE 22 5.00 0.00 X 0 0 0 MISTY BAKER LEGISLATIVE COUNCIL CHAIR 5.00 0.00 X 0 0 0 MARK GAUNYA LEGISLATIVE COUNCIL CHAIR-LEFT JUNE 22 5.00 0.00 X 0 0 0 CAROLYN ANDRESS PROF DEV COMMITTEE CHAIR 5.00 0.00 X 0 0 0 STEPHANIE BERGER PROF DEV COMMITTEE CHAIR-LEFT JUNE 22 5.00 0.00 X 0 0 0 JANET TRAUTWEIN EXECUTIVE VICE PRESIDENT & CEO 50.00 10.00 X 404690 0 51497 JENNIFER MURPHY CFO & COO 40.00 10.00 X 250947 0 62178 MARCY BUCKNER VP OF GOVERNMENT AFFAIRS 40.00 0.00 X 218617 0 16299 KELLY LOUSSEDES SR. VP OF PUBLIC RELATIONS 40.00 0.00 X 203206 0 43012 CHRISTOPHER HARTMANN VP OF CONGRESSIONAL AFFAIRS 40.00 0.00 X 180110 0 14723 JOHN GREENE VP OF CONGRESSIONAL AFFAIRS 40.00 0.00 X 181423 0 32138 ILLANA MAZE SR VP OF MEMBER RELATIONS, TECH & OPS 40.00 0.00 X 169888 0 23577 FARREN BAER SR VP OF EDUCATION & PROF DEV 40.00 0.00 X 168534 0 39550 MARTIN CARR VP OF COMMUNICATIONS 40.00 0.00 X 136594 0 33729 1940910 0 316703 11 0 1 0 TIBER CREEK 750 9TH ST NW 501 WASHINGTON DC 20001 LEGISLATIVE CONSULTANTS 151250 DELCOR TECHNOLOGY 8380 COLESVILLE RD 550 SILVERSPRING MD 20910 IT CONSULTANTS 147942 NET STUDY LLC 850 E GRAND AVE 6A LAKE VILLA IL 60046 CE PROVIDER 146983 INTUITIVE BUSINESS CONCEPTS 1910 TOWNE CENTRE BLVD 250 ANNAPOLIS MD 21401 DATABASE CONSULTANT 127276 4 MEMBERSHIP DUES 541800 4022936 4022936 CONVENTIONS/CONFERENCES 541800 1019422 958322 61100 SPONSORSHIPS/ADVERTISING 541800 780964 555581 225383 CLASSROOM PROGRAM 541800 253882 253882 CDHC CERTIFICATION 541800 209595 209595 25209 25209 6312008 52932 52932 156511 156511 1036333 1130713 -94380 -94380 -94380 4019 0 4019 4019 GROUP BENEFITS 541800 177159 177159 ONLINE PROGRAM 541800 161768 161768 LEADING PRODUCERS ROUND TABLE 541800 71555 71555 11530 11530 422012 6853102 6345646 225383 282073 866 1250446 2063473 50225 369401 211040 12582 47135 296144 13126 329900 331799 332370 97036 292192 153408 158465 71779 20609 SPECIAL EVENT EXPENSE 710873 CERTIFICATION COURSES 331212 PUBLICATION EXPENSE 177994 STAFF RECRUITMENT & RET 32368 28921 7383364 77413 259207 99386 13486 363923 479933 227909 217435 697197 475600 200842 221597 1692495 1116872 50000 50000 2558848 2344549 5270816 4703079 577754 719457 1419395 1347685 2599139 2657126 4596288 4724268 X 674528 -21189 674528 -21189 5270816 4703079 -530262 -165455 0 X 0 1 X 1 0 0 0 1 4022936 1060721 -30279 1030442 1005734 24708 80902 8207 72695 616295 467393 148902 221597 SECURITY DEPOSIT 23733 RIGHT-OF-USE ASSETS, NET 2320816 2344549 DEFERRED LEASE OBLIGATION 2636439 DUE TO EDUCATION FOUNDATION 20687 2657126 X PART X, LINE 2: THE ORGANIZATIONS ARE SUBJECT TO TAX ON NET INCOME FROM UNRELATED BUSINESS ACTIVITIES. THE ASSOCIATION'S INCOME TAX EXPENSE ON UNRELATED BUSINESS ACTIVITIES TOTALED $4,177 AND $17,144 FOR THE YEARS ENDED DECEMBER 31, 2022 AND 2021, RESPECTIVELY. THE ASSOCIATION RECORDED FEDERAL AND STATE INCOME TAXES PAYABLE OF $30,486 AND $19,525 FOR DECEMBER 31, 2022 AND 2021, RESPECTIVELY. THE ORGANIZATIONS HAVE EVALUATED THEIR TAX POSITIONS AND DETERMINED THAT THEIR POSITIONS ARE MORE-LIKELY-THAN-NOT TO BE SUSTAINED ON EXAMINATION. X 1 1 X X X X 0 0 0 JANET TRAUTWEIN EXECUTIVE VICE PRESIDENT & CEO 404690 0 0 0 0 0 9150 0 42347 0 456187 0 0 0 JENNIFER MURPHY CFO & COO 235947 0 15000 0 0 0 7164 0 55014 0 313125 0 0 0 KELLY LOUSSEDES SR. VP OF PUBLIC RELATIONS 199706 0 3500 0 0 0 6251 0 36761 0 246218 0 0 0 MARCY BUCKNER VP OF GOVERNMENT AFFAIRS 211617 0 7000 0 0 0 6452 0 9847 0 234916 0 0 0 JOHN GREENE VP OF CONGRESSIONAL AFFAIRS 181423 0 0 0 0 0 4237 0 27901 0 213561 0 0 0 FARREN BAER SR VP OF EDUCATION & PROF DEV 158534 0 10000 0 0 0 4800 0 34750 0 208084 0 0 0 CHRISTOPHER HARTMANN VP OF CONGRESSIONAL AFFAIRS 180110 0 0 0 0 0 5289 0 9434 0 194833 0 0 0 ILLANA MAZE SR VP OF MEMBER RELATIONS, TECH & OP 155888 0 14000 0 0 0 3038 0 20539 0 193465 0 0 0 MARTIN CARR VP OF COMMUNICATIONS 136594 0 0 0 0 0 4173 0 29556 0 170323 0 0 0 PART I, LINE 1A THE FOLLOWING INDIVIDUALS WERE PROVIDED WITH DISCRETIONARY SPENDING ACCOUNTS - JANET TRAUTWEIN, JENNIFER MURPHY, ILLANA MAZE, MARCY BUCKNER, JOHN GREENE, CHRIS HARTMANN, AND FARREN BAER. THESE DISCRETIONARY SPENDING ACCOUNTS WERE NOT INCLUDED IN THE INDIVIDUAL'S TAXABLE COMPENSATION. PART I, LINE 1B THE DISCRETIONARY SPENDING ACCOUNTS WERE USED FOR BUSINESS EXPENSES. PART I, LINE 3 THE PERSONNEL COMMITTEE REVIEWS THE CHIEF EXECUTIVE OFFICER (CEO)'S PERFORMANCE AND CONTRACT. THE CEO'S COMPENSATION IS APPROVED BY THE PERSONNEL COMMITTEE USING CONTEMPORANEOUS DATA AND DOCUMENTATION OF THE PROCESS. THIS PROCESS LAST OCCURRED IN 2022. NEIL TRAUTWEIN HUSBAND OF EXECUTIVE VICE PRESIDENT AND CEO 84000 CONSULTANT 0 FORM 990, PART VI, SECTION A, LINE 1A THE EXECUTIVE COMMITTEE SHALL CONSIST OF THE PRESIDENT, PRESIDENT-ELECT, VICE PRESIDENT, TREASURER, SECRETARY, IMMEDIATE PAST PRESIDENT AND CEO (NON-VOTING MEMBER). THE EXECUTIVE COMMITTEE MAY ACT IN THE PLACE OF THE BOARD OF TRUSTEES BETWEEN BOARD MEETINGS ON ALL MATTER EXPLICITLY DELEGATED TO IT BY THE BOARD. THE EXECUTIVE COMMITTEE MAY TRANSACT BUSINESS BY MAIL OR ELECTRONIC MEANS BY VOTING ON A PROPOSAL TO THEM. ANY SUCH PROPOSAL WILL BE ADOPTED IF 2/3 OF THE ENTIRE COMMITTEE RETURNS AFFIRMATIVE VOTES. FORM 990, PART VI, SECTION A, LINE 4 THE BYLAWS WERE CHANGED TO APPROVE THE NOMINATION AND ELECTION COMMITTEES BE COMBINED EFFECTIVE JULY 1, 2022, TO ALLOW FOR BETTER CONTINUITY OF THE NOMINATION AND ELECTION PROCESS. THE BYLAWS WERE CHANGED THAT THE NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS (NAHU) CHANGE ITS OFFICIAL NAME TO NATIONAL ASSOCIATION OF BENEFITS AND INSURANCE PROFESSIONALS (NABIP), WITH THE TAG LINE, SHAPING THE FUTURE OF HEALTHCARE, EFFECTIVE JANUARY 1, 2023. THE NAME CHANGE WILL BE PRECEDED BY A BRANDING CAMPAIGN TO ENSURE THAT OUR MEMBERS, OTHER STAKEHOLDERS, AND THE PUBLIC UNDERSTAND THAT WE HAVE A NEW NAME THAT BETTER REFLECTS OUR MISSION AND VISION. FORM 990, PART VI, SECTION A, LINE 6 INDIVIDUAL MEMBERS - LICENSED BY A STATE LICENSING AUTHORITY FOR THE SALE OF HEALTH, DISABILITY, AND OTHER RELATED INSURANCE PRODUCTS AND SERVICES. NON-LICENSED ENGAGED IN THE DISTRIBUTION OF HEALTH, DISABILITY, AND RELATED INSURANCE PRODUCTS AND SERVICES. LIFE MEMBERS - AN ACTIVE MEMBER WHO WAS BEEN IN GOOD STANDING A MINIMUM OF 10 CONSECUTIVE YEARS AND HAS EITHER ATTAINED AGE 65 AND RETIRED OR HAS BEEN DISABLED. FORM 990, PART VI, SECTION A, LINE 7A ALL MEMBERS ARE ABLE TO VOTE FOR THE BOARD OF TRUSTEES. FORM 990, PART VI, SECTION A, LINE 7B AMENDMENTS TO THE BYLAWS SHALL BE MADE AT ANY MEETING OF THE HOUSE OF DELEGATES OF NAHU BY A TWO-THIRDS VOTE OF THE DELEGATES PRESENT AND VOTING. THE HOUSE OF DELEGATES SHALL CONSIST OF: A. THE BOARD OF TRUSTEES B. PAST PRESIDENTS OF NAHU C. DELEGATES OF STATE AND LOCAL ASSOCIATIONS AS DESIGNATED IN THE BYLAWS. FORM 990, PART VI, SECTION B, LINE 11B A COMPLETE COPY OF FORM 990 IS GIVEN TO THE FULL BOARD OF TRUSTEES FOR REVIEW. BOARD MEMBERS ARE GIVEN THE OPPORTUNITY TO ASK QUESTIONS, MAKE COMMENTS AND REQUEST FURTHER INFORMATION. ANY CHANGES ARE MADE, IF NECESSARY, BEFORE THE FINAL DRAFT IS FILED WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C 1. A NAHU LEADER SHALL DISCLOSE ANY MATERIAL FINANCIAL INTEREST IN TRANSACTIONS CONTEMPLATED OR ENTERED INTO BY NAHU AS SOON AS SUCH INTEREST IS KNOWN. SUCH NOTIFICATION MUST BE MADE, IN WRITING, TO THE EXECUTIVE VICE PRESIDENT (EVP) AND THE PRESIDENT. IF THE POTENTIAL CONFLICT INVOLVES THE EVP, ADDITIONAL NOTIFICATION SHALL BE MADE TO A STAFF PERSON DESIGNATED BY THE EVP AT THE BEGINNING OF EACH YEAR AS STAFF ETHICS OFFICER. IF THE POTENTIAL CONFLICT INVOLVES THE PRESIDENT, ADDITIONAL NOTIFICATION SHALL BE MADE TO THE PRESIDENT-ELECT. 2. WHEN NAHU LEADERS OR FORMER NAHU LEADERS ARE AWARE OF POTENTIAL CONFLICT OF INTEREST CONCERNING A FORMER NAHU LEADER SUCH INFORMATION SHALL BE DISCLOSED IN THE SAME MANNER AS FOR CURRENT NAHU LEADERS. FORM 990, PART VI, SECTION B, LINE 15 THE PERSONNEL COMMITTEE REVIEWS THE CHIEF EXECUTIVE OFFICER (CEO)'S PERFORMANCE AND CONTRACT. EVERY YEAR, OFFICER COMPENSATION IS APPROVED BY INDEPENDENT PERSONS USING CONTEMPORANEOUS DATA AND DOCUMENTATION OF THE PROCESS. THIS PROCESS LAST OCCURRED IN 2022. THE CEO REVIEWS OTHER OFFICERS AND KEY EMPLOYEES OF THE ORGANIZATION AND DETERMINES THE COMPENSATION USING DATA PROVIDED BY ASAE. THE REVIEWS ARE PERFORMED ANNUALLY, DOCUMENTED AND MAINTAINED IN THE EMPLOYEE'S FILE. THE PROCESS DESCRIBED HERE WAS LAST COMPLETED IN 2022 FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST. NAHU EDUCATION FOUNDATION 999 E ST NW SUITE 400 WASHINGTON DC 20004 330532137 EDUCATIONAL MEDIA DC 501(C)(3) LINE 10 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS 1 HEALTH UNDERWRITERS POLITICAL ACTION COMMITTEE 999 E ST NW SUITE 400 WASHINGTON DC 20004 542019864 POLITICAL ACTIVITY DC 527 NATIONAL ASSOCIATION OF HEALTH UNDERWRITERS 1 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 0 1 0 0 HEALTH UNDERWRITERS POLITICAL ACTION COMMITTEE L 65000 FMV