2023-11-10T12:58:27-06:00 2022-12-31 FORVIS LLP 111 E Wayne St Suite 600 Fort Wayne IN 46802 990 2022-01-01 356059333 EVERENCE ASSOCIATION INC % AARON SHENK EVER 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 AARON SHENK TREASURER 5745339511 2023-11-15 true FRED GINGERICH 999009999 Lauren R Denton P01571860 2604604000 3 2022 2023-04-26 12:10:37Z KENNETH D HOCHSTETLER 1110 NORTH MAIN STREET GOSHEN IN 46528 142563675 false X WWW.EVERENCE.COM X 1964 IN EVERENCE ASSOCIATION INC HELPS PEOPLE AND GROUPS INTEGRATE THEIR FINANCES WITH THEIR FAITH VALUES THROUGH ITS INSURANCE AND FINANCIAL SERVICES. 13 13 41 1122 0 0 982858 1214646 68193609 75656595 -700 -151575 0 0 69175767 76719666 3262692 2534027 45643756 54615233 8182247 7654151 0 0 0 12653537 14423128 69742232 79226539 -566465 -2506873 407395698 392025152 292639371 283195089 114756327 108830063 EVERENCE ASSOCIATION INC IS AN INDIANA DOMICILED FRATERNAL BENEFIT SOCIETY ORGANIZED TO PROVIDE LIFE, ANNUITY, ACCIDENT, AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. false false EVERENCE ASSOCIATION INC HELPS INDIVIDUALS, ORGANIZATIONS, AND CONGREGATIONS INTEGRATE FINANCES WITH FAITH THROUGH A NATIONAL TEAM OF CONSULTANTS AND REPRESENTATIVES. EVERENCE OFFERS LIFE, ANNUITY, ACCIDENT, AND HEALTH INSURANCE COVERAGE TO MEMBERS OF THE MENNONITE CHURCH AND RELATED ANABAPTIST INSTITUTIONS. CONTINUED BELOW. 1760402 WE CONTINUE TO ENHANCE CURRENT FRATERNAL GRANT PROGRAMS AND THEIR USAGE IN THE CONSTITUENCY. IN 2022, 1,582 GRANTS WERE PROVIDED. WE CONTINUE BUILDING A SUPPORT SYSTEM OF TRAINING, PROVIDING RESOURCES FOR, AND ENGAGING ACTIVE ADVOCATES (VOLUNTEERS). THERE WERE 1,122 ADVOCATES SERVING IN 2022. CONTINUED BELOW. WE WORK TO ENCOURAGE STEWARDSHIP IN THE EVERENCE ASSOCIATION INC CONSTITUENCY. STEWARDSHIP EDUCATION INCLUDES STEWARDSHIP UNIVERSITY, SPEAKERS FOR WORKSHOPS AND RETREATS, AND EDUCATIONAL RESOURCES. IN 2022, THERE WERE 590 CHURCHES USING EDUCATIONAL MATERIALS OR SEMINARS. false false false false false false false false false false false true false true false true false false false true false false false false false false true true true false false false false false false false false false false false true true true false true 8065 0 41 true false false false false false false false false false false false false X 13 13 false false false false true true false true true false true true false true true true true true true false false CA IN X AARON SHENK 5745339511 1110 NORTH MAIN STREET GOSHEN IN 46528 KENNETH D HOCHSTETLER PRESIDENT 10.0 30.0 X 0 403375 54749 JAY KREADY FINANCIAL CONSULTANT 0.0 40.0 X 0 376479 58473 AMANDA ROCK FINANCIAL CONSULTANT 0.0 40.0 X 0 355795 35333 GLEN KAUFFMAN FINANCIAL CONSULTANT 0.0 40.0 X 0 312710 46697 RODNEY D DILLER VICE PRESIDENT 20.0 20.0 X 0 277812 41862 CRAIG FOOR FINANCIAL CONSULTANT 0.0 40.0 X 0 262458 46724 JEFFREY GODSHALL FINANCIAL CONSULTANT 0.0 40.0 X 0 269144 37040 CHAD HORNING ASSISTANT TREASURER 10.0 30.0 X 0 243126 34736 FREDRICK GINGERICH TREASURER (START 06/22) 10.0 30.0 X 0 160940 25445 LISA NUSSBAUM ASSISTANT TREASURER 2.0 38.0 X 0 140929 22880 MARLO J KAUFFMAN LEFT 0622 ASSISTANT SECRETARY 10.0 30.0 X 0 141813 14992 JOHN MARTIN START 1022 ASSISTANT TREASURER 0.0 40.0 X 0 123042 29922 BRIAN KUBICKI START 0422 SECRETARY 10.0 30.0 X 0 108568 31080 MATTHEW D GEHMAN LEFT 0522 ASSISTANT TREASURER 0.0 40.0 X 0 115348 16303 KATHERINE GLICK MILLER ASSISTANT SECRETARY 10.0 30.0 X 0 66316 34602 GEORGE MERRYMAN SECRETARY (LEFT 06/22) 10.0 30.0 X 33366 0 0 JESSICA YODER DIRECTOR 1.0 0.0 X 0 0 0 DONNA VOTH DIRECTOR 1.0 0.0 X 0 0 0 LAUREN GOOD DIRECTOR 1.0 0.0 X 0 0 0 SYLVIA PENNER DIRECTOR 1.0 0.0 X 0 0 0 PARIS BALL-MILLER DIRECTOR 1.0 0.0 X 0 0 0 NICOLE FRANCISCO BAILEY DIRECTOR 1.0 0.0 X 0 0 0 KATELYN LEICHTY DIRECTOR 1.0 0.0 X 0 0 0 KIRBY MILLER DIRECTOR 1.0 0.0 X 0 0 0 JAMES MILLER DIRECTOR 1.0 0.0 X 0 0 0 JAIME RODRIGUEZ DIRECTOR 1.0 0.0 X 0 0 0 EMERSON LESHER DIRECTOR 1.0 0.0 X 0 0 0 DJ MCFADDEN DIRECTOR 1.0 0.0 X 0 0 0 RUTH SUTER DIRECTOR 1.0 0.0 X 0 0 0 33366 3357855 530838 0 false true false LANCASTER GENERAL HOSPITAL 555 NORTH DUKE STREET LANCASTER PA 17604 HEALTH SERVICES 1060919 GOSHEN HOSPITAL ASSOCIATION 200 HIGH PARK AVENUE GOSHEN IN 46526 HEALTH SERVICES 884351 GRAND VIEW HOSPITAL 700 LAWN AVENUE SELLERSVILLE PA 18960 HEALTH SERVICES 929449 SENTARA RMH MEDICAL CENTER PO BOX 392 HARRISONBURG VA 22801 HEALTH SERVICES 519921 ELKHART GENERAL HOSPITAL INC 615 N MICHIGAN ST SOUTH BEND IN 46601 HEALTH SERVICES 357987 47 1214646 1214646 PREMIUM INCOME 524298 61885306 61885306 INVESTMENT INCOME 524298 12844229 12844229 FRANCHISE MANAGEMENT FEE 524298 323482 323482 FRATERNAL PROGRAM 524298 244802 244802 ADMINISTRATION REVENUE 524298 307622 307622 51154 51154 75656595 0 0 0 0 0 0 65692434 65844009 -151575 -151575 -151575 0 0 0 0 0 0 0 0 0 0 76719666 75505020 X 1752314 781713 0 54615233 0 109900 5847929 1152776 130948 412598 0 8120 117020 0 0 947704 7774976 206460 1226899 1540012 0 449896 517327 0 257846 0 0 1104950 105028 STATE INSURANCE DEPT FEE 131209 BUREAU AND ASSOCIATION DUES 35405 MISCELLANEOUS LOSSES 276 79226539 0 0 7722676 10560271 0 0 3537 3083 0 0 0 0 0 0 0 0 45449 46917 0 0 291333114 281936184 0 0 105169598 96506569 0 0 3121324 2972128 407395698 392025152 3568334 2749606 0 0 1658294 1536686 0 0 0 0 0 0 0 0 0 0 287412743 278908797 292639371 283195089 X 0 0 0 0 114756327 108830063 114756327 108830063 407395698 392025152 X -2506873 -3419391 X false true X true false MORTGAGE LOANS 89944129 F POLICY LOANS 5874 F OTHER LONG-TERM INVESTMENTS 6556566 F 96506569 0 LIFE AND ANNUITY RESERVES 251828041 ACCIDENT AND HEALTH RESERVES 13491158 DEPOSIT TYPE CONTRACTS 2255072 POLICY AND CONTRACT CLAIMS 4324105 ASSET VALUATION 5348987 INTEREST MAINTENANCE RESERVE 1661434 278908797 75148372 75148372 947704 623590 1571294 76719666 77971213 77971213 947704 307622 1255326 79226539 PART XI, LINE 4B LOSS TRANSFERRED TO INTEREST MAINTENANCE RESERVE 315,968 ADMINISTRATIVE FEES 307,622 TOTAL 623,590 PART XII, LINE 4B ADMINISTRATIVE FEES 307,622 ASC 740 FOOTNOTE MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. true NORTH AMERICA 0 0 PASSIVE INVESTMENTS 13544098 EUROPE 0 0 PASSIVE INVESTMENTS 4904224 EAST ASIA AND THE PACIFIC 0 0 PASSIVE INVESTMENTS 2702694 CENTRAL AMERICA/CARIBBEAN 0 0 PASSIVE INVESTMENTS 1265009 0 0 0 0 22416025 22416025 false false false false false false SCHEDULE F, PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION INC FROM MENNONITE AND OTHER ANABAPTIST AFFILIATED CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. true MENNONITE CENTRAL COMMITTEE PO BOX 500 21 S 12TH ST AKRON PA 17501 236002702 501(C)(3) 13700 FMV GRANTS & SPONSORSHIP MENNONITE CHURCH USA 718 MAIN STREET NEWTON KS 67114 352157800 501(C)(3) 264504 FMV GRANTS & SPONSORSHIP CENTER FOR HEALING AND HOPE 400 W LINCOLN AVE GOSHEN IN 46526 020560511 501(C)(3) 20000 FMV GRANTS & SPONSORSHIP MENNONITE WORLD CONFERENCE PO BOX 5364 LANCASTER PA 17606 362956449 501(C)(3) 30000 FMV GRANTS & SPONSORSHIP MENNONITE HEALTH SERVICES 109 E CLINTON ST STE 5 GOSHEN IN 46528 231421919 501(C)(3) 15000 FMV GRANTS & SPONSORSHIP 5 WILL PREPARATION GRANTS 81 4137 COLLEGE SCHOLARSHIPS TO STUDENTS 45 49000 SHARING FUND GRANTS 1501 728576 SCHEDULE I, PART I, LINE 2 GRANT APPLICATION INFORMATION IS SUBMITTED TO EVERENCE ASSOCIATION FROM MENNONITE CHURCHES AS WELL AS OTHER ANABAPTIST CHURCHES. DETAILED RECORDS ARE MAINTAINED ON ELIGIBILITY AND RECIPIENTS ON AN ANNUAL BASIS. INFORMATION IS KEPT FOR AT LEAST FIVE YEARS. FUNDS FOR SPECIFIC INDIVIDUALS ARE SENT TO THE CHURCHES. THE RECIPIENT CHURCH THEN MATCHES THE FUNDS AND FOLLOWS UP WITH THE INDIVIDUAL WHO RECEIVED THE FUNDS. X false false false KENNETH D HOCHSTETLER PRESIDENT 316465 79560 7350 30618 24131 458124 CHAD HORNING ASSISTANT TREASURER 193385 47899 1842 18473 16263 277862 RODNEY D DILLER VICE PRESIDENT 215211 54366 8235 20931 20931 319674 MARLO J KAUFFMAN LEFT 0622 ASSISTANT SECRETARY 92666 26854 22293 7475 7517 156805 LISA NUSSBAUM ASSISTANT TREASURER 140929 0 0 11206 11674 163809 GLEN KAUFFMAN FINANCIAL CONSULTANT 269978 38851 3881 26064 20633 359407 JAY KREADY FINANCIAL CONSULTANT 311777 61066 3636 30143 28330 434952 AMANDA ROCK FINANCIAL CONSULTANT 296350 56142 3303 27566 7767 391128 JEFFREY GODSHALL FINANCIAL CONSULTANT 252471 13394 3279 24366 12674 306184 FREDRICK GINGERICH TREASURER (START 06/22) 140096 0 20844 0 13999 174939 JOHN MARTIN START 1022 ASSISTANT TREASURER 101337 21435 270 8707 21215 152964 CRAIG FOOR FINANCIAL CONSULTANT 201721 58451 2286 19694 27030 309182 SCHEDULE J PART I LINE 3: COMPENSATION OF THE ORGANIZATION'S TOP MANAGEMENT OFFICIALS WAS PAID BY A RELATED ORGANIZATION. EVERENCE ASSOCIATION, INC. RELIED ON THE RELATED ORGANIZATION, WHICH USED SEVERAL OF THE METHODS DESCRIBED ON LINE 3, TO ESTABLISH TOP MANAGEMENT OFFICIAL COMPENSATION. FORM 990, PART IV, LINE 12 THE FINANCIAL STATEMENTS ARE PREPARED USING ACCOUNTING PRACTICES PRESCRIBED OR PERMITTED BY THE INDIANA DEPARTMENT OF INSURANCE, WHOSE PRACTICES DIFFER FROM ACCOUNTING PRINCIPLES GENERALLY ACCEPTED IN THE UNITED STATES OF AMERICA. FORM 990, PART VI, SECTION A, LINE 6 & 7 EVERENCE ASSOCIATION HAS ONLY ONE CLASS OF MEMBERSHIP. THE SOLE DECISION-MAKING POWER OF A MEMBER IS TO ELECT THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B THE BOARD OF DIRECTORS HAS DELEGATED THE AUTHORITY TO REVIEW AND APPROVE THE FORM 990 TO THE AUDIT COMMITTEE. FOLLOWING A DETAILED REVIEW BY THE CONTROLLER, A COPY OF THE FORM 990 AND ITS RELATED SCHEDULES IS PROVIDED TO THE AUDIT COMMITTEE VIA EMAIL. THE AUDIT COMMITTEE REVIEWS THE FORM 990 AND RELATED SCHEDULES AND PROVIDES FEEDBACK. AN INDEPENDENT CPA FIRM ALSO REVIEWS THE FORM 990 PRIOR TO SUBMISSION TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C EVERENCE SERVICES LLC, A RELATED ORGANIZATION OF EVERENCE ASSOCIATION INC, EMPLOYS A GENERAL COUNSEL WHO IS RESPONSIBLE FOR DAY-TO-DAY COMPLIANCE OVERSIGHT. DESIGNATED STAFF AND THE GENERAL COUNSEL ARE RESPONSIBLE FOR REVIEWING APPLICABLE LAWS AND REGULATIONS AND ASSURING FULL IMPLEMENTATION OF AND COMPLIANCE WITH SUCH. POLICIES AND PROCEDURES ARE REVIEWED ON A REGULAR BASIS. THE BOARD OF DIRECTORS AND OFFICERS SIGN A CONFLICT OF INTEREST STATEMENT BI-ANNUALLY. ALL CONFLICTS OF INTEREST ARE EXPECTED TO BE DISCLOSED. IF THERE IS A CONFLICT OF INTEREST WITH A CODE OF CONDUCT, A WHISTLEBLOWER POLICY IS IN PLACE AND THERE IS A WHISTLEBLOWER HOTLINE TO CALL. FORM 990, PART VI, SECTION B, LINE 15A THE BOARD OF DIRECTORS PERFORMS AN ANNUAL REVIEW OF EXECUTIVE COMPENSATION. THE LAST REVIEW WAS PERFORMED IN 2022. GOALS AND OBJECTIVES ARE SET FORTH ANNUALLY AND REVIEWED DURING THIS PROCESS. ADDITIONALLY, PERIODIC COMPARISONS TO SIMILAR FOR-PROFIT AND NOT-FOR-PROFIT ENTITIES ARE EXAMINED. FORM 990, PART VI, SECTION C, LINE 19 OUR GOVERNING DOCUMENTS ARE KEPT ON FILE AND ARE AVAILABLE UPON REQUEST. CONFLICT OF INTEREST POLICY INFORMATION IS AVAILABLE UPON REQUEST. SUMMARIZED FINANCIAL INFORMATION FOR ALL EVERENCE ENTITIES IS PUBLISHED IN A REPORT TO THE MEMBERS. THIS REPORT INFORMS THE MEMBERS THEY MAY REQUEST THE AUDITED FINANCIAL STATEMENTS. FORM 990, PART IX, LINE 4 ACCIDENT AND HEALTH 33,397,660 LIFE AND ANNUITY 26,047,818 INTEREST & ADJUSTMENT TO CD CONTRACT FUND 90,433 SUPPLEMENTARY CONTRACTS 900,822 NET TOTAL OF INCREASE IN ACCIDENT & HEALTH (60,838) LIFE AND ANNUITY RESERVES ( 5,137,586) DECREASE IN SUPPLEMENTARY CONTRACTS RESERVES (623,076) TOTALS $54,615,233 FORM 990, PART XI, LINE 9 CHANGE IN ADMITTED INVESTMENT CARRYING AMOUNTS (2,433,853) CHANGE IN ASSET VALUATION RESERVE 2,260,743 CHANGE IN NONADMITTED ASSETS (2,930,313) GAIN TRANSFERRED TO INTEREST MAINTENANCE RESERVE (315,968) OTHER CHANGES IN NET ASSETS OR FUND BALANCES = (3,419,391) EVERENCE FOUNDATION INC 1110 N MAIN ST GOSHEN IN 46528 356031936 PUBLIC FDN IN 501(C)(3) 7 NA true MENNONITE CHURCH USA 3145 BENHAM AVE SUITE 1 ELKHART IN 46517 352147800 CHURCH IN 501(C)(3) 1 NA false MENNONITE CHURCH BUILDINGS INC 1110 N MAIN ST GOSHEN IN 46528 356031937 REAL ESTATE IN 501(C)(3) 11A NA true MENNONITE HEALTH ASSOCIATION INC 1110 N MAIN ST GOSHEN IN 46528 311043978 DORMANT IN 501(C)(3) EVRNCE ASSOC false EVERENCE SERVICES LLC 1110 N MAIN ST GOSHEN IN 46528 351962055 PAYMASTER IN NA RELATED 749492 11603906 false 0 false 0.44253 MMATCO LLP 1110 N MAIN ST GOSHEN IN 46528 352140530 FIDUCIARY IN NA EVERENCE INSURANCE COMPANY 1110 N MAIN ST GOSHEN IN 46528 351698689 INSURANCE IN EVRNCE HOLDINGS C CORP true EVERENCE TRUST COMPANY 1110 N MAIN ST GOSHEN IN 46528 352140529 TRUST COMPANY IN EVRNCE HOLDINGS C CORP true EVERENCE CAPITAL MANAGEMENT INC 1110 N MAIN ST GOSHEN IN 46528 356038806 INVESTMENTS IN EVRNCE HOLDINGS C CORP true MMA DISTRIBUTION INC 1110 N MAIN ST GOSHEN IN 46528 263734503 COMMISSION SERVIC IN EVRNCE HOLDINGS C CORP true EVERENCE REAL ESTATE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 352471296 REAL ESTATE IN EVRNCE HOLDINGS C CORP true EVERENCE HOLDINGS INC 1110 N MAIN ST GOSHEN IN 46528 263734671 HOLDING COMPANY IN EVERENCE ASSOC C CORP 61145072 30262805 1.00000 true true true true true false false false false false false true false true false true true false false true MENNONITE CHURCH BUILDINGS INC A 235049 FMV MMA DISTRIBUTION INC A 76282 FMV EVERENCE FEDERAL CREDIT UNION A 91278 FMV EVERENCE TRUST COMPANY B 120000 FMV MMA DISTRIBUTION INC B 773624 FMV EVERENCE HOLDINGS INC B 500000 FMV EVERENCE HOLDINGS INC C 1000000 FMV MMA DISTRIBUTION INC D 1700000 FMV EVERENCE FEDERAL CREDIT UNION D 6800000 FMV MENNONITE CHURCH BUILDINGS INC D 4974658 FMV MENNONITE CHURCH BUILDINGS INC K 411334 FMV MMA DISTRIBUTION INC M 2871255 FMV EVERENCE SERVICES LLC O 7851237 FMV EVERENCE SERVICES LLC P 6237293 FMV EVERENCE CAPITAL MANAGEMENT INC S 138953 FMV EVERENCE TRUST COMPANY S 157736 FMV MMA DISTRIBUTION INC S 83431 FMV