2023-11-15T08:38:55-06:00 2022-12-31 411360831 OLSEN THIELEN & CO LTD 2675 LONG LAKE ROAD ST PAUL MN 55113 990 2022-01-01 410682283 ACA INTERNATIONAL ACAI 9529288000 3200 COURTHOUSE LN EAGAN MN 55121 GEORGE SCOTT PURCELL CEO 9529288000 2023-11-09 1 GEORGE SCOTT PURCELL 999009999 0 RYAN VETTRUS CPA P01243596 6514834521 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z GEORGE SCOTT PURCELL 3200 COURTHOUSE LN EAGAN MN 55121 9130795 0 X WWW.ACAINTERNATIONAL.ORG X 1939 MN SUPPORT THE SUCCESS OF MEMBERS, THE POSITIVE REPUTATION OF THE INDUSTRY & THE HEALTH OF THE ECONOMY 15 15 59 163 710460 5507 1021759 1080494 5290624 5509640 121002 47678 2878194 2407409 9311579 9045221 0 0 0 0 4335462 4179284 0 0 0 3853607 5036474 8189069 9215758 1122510 -170537 12262505 13213191 2077456 3632512 10185049 9580679 X ACA INTERNATIONAL CONTRIBUTES TO THE SUCCESS OF ITS MEMBERS, THE POSITIVE REPUTATION OF THE INDUSTRY AND THE HEALTH OF THE ECONOMY. WE ACCOMPLISH THIS BY 1) BEING THE COMPREHENSIVE, KNOWLEDGE-BASED RESOURCE FOR THE CREDIT AND COLLECTION INDUSTRY 2) CLARIFYING THE RIGHTS AND RESPONSIBILITIES OF ALL PARTICIPANTS IN THE CREDIT AND COLLECTION CYCLE 3) ENHANCING THE KNOWLEDGE AND SKILLS OF CREDIT AND COLLECTION PROFESSIONALS AROUND THE WORLD 4) DEMANDING THE HIGHEST DEGREE OF ETHICAL PRACTICES AND CONDUCT 5) ADVOCATING EFFECTIVELY IN CRITICAL LEGISLATIVE, REGULATORY AND BUSINESS ARENAS 6) OFFERING SERVICES AND PRODUCTS TO IMPROVE MEMBER PROFITABILITY 7) PROMOTING THE IMPORTANCE, VALUE AND INTEGRITY OF THE INDUSTRY ACA INTERNATIONAL VALUES LEADERSHIP, INTEGRITY, RESPECT, RESPONSIBILITY AND SERVICE. 0 0 CONVENTIONS, MEETINGS, CONFERENCES AND WORKSHOPS:DURING THE FISCAL YEAR, ACA CONDUCTED SEVEN EVENTS WHICH CONSISTED OF AN ANNUAL CONVENTION AND EXPOSITION, AND A VARIETY OF FACE-TO-FACE WORKSHOPS TO EDUCATE MEMBERS ON INDUSTRY NEWS, TRENDS, PRACTICES AND REGULATIONS. A GRAND TOTAL OF 1,443 MEMBERS REGISTERED FOR THESE CONFERENCES. TRAINING DELIVERY:A TOTAL OF 3,819 CREDIT AND COLLECTION PROFESSIONALS RECEIVED INDUSTRY-SPECIFIC TRAINING THROUGH FACE-TO-FACE SEMINARS, ONLINE SEMINARS, TELESEMINARS AND WEB COURSES. CREDENTIALING: ACA OFFERS 7 DESIGNATIONS AND CERTIFICATES WHICH CAN BE ACHIEVED BY ATTENDING AND COMPLETING COURSE REQUIREMENTS. IN THE FISCAL YEAR, 685 NEW DESIGNATIONS AND CERTIFICATES WERE AWARDED TO CREDIT AND COLLECTION PROFESSIONALS AND AGENCIES. 0 0 0 1 0 0 0 0 0 1 1 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 1 1 1 1 0 1 17 0 1 59 1 1 1 0 0 0 1 1 0 0 0 X 15 15 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 X LORI SPEISS 9529288000 3200 COURTHOUSE LN EAGAN MN 55121 G SCOTT PURCELL PAST PRESIDENT THRU JULY, CEO 40.00 X X 293091 0 25388 ISSA MOE VICE PRESIDENT & GENERAL COUNSEL 40.00 X 198075 0 25583 TED SMITH CHIEF OPERATING OFFICER 40.00 X 190164 0 17637 JESSICA HARTMANN VICE PRESIDENT OF MEMBER EXPERIENCE 40.00 X 148299 0 24332 ANDREW SIEBERG VICE PRESIDENT OF FINANCE 40.00 X 145624 0 14405 ANDREW MADDEN VICE PRESIDENT OF GOVERNMENT & STATE AFFAIRS 40.00 X 146410 0 7990 COURTNEY REYNAUD PRESIDENT ELECT THRU JULY/PRESIDENT 5.00 X X 4167 0 0 KEVIN BAICH PRESIDENT THRU JULY/PAST PRESIDENT 5.00 X X 3000 0 0 DAVID WILLIAMS TREASURER THRU JULY/PRESIDENT-ELECT 5.00 X X 0 0 0 MICHAEL KLUTHO NATIONAL DIRECTOR THRU JULY/TREASURER 1.00 X X 0 0 0 DENNIS BARTON NATIONAL DIRECTOR 1.00 X 0 0 0 LADONNA BOHLING NATIONAL DIRECTOR 1.00 X 0 0 0 JACK BROWN NATIONAL DIRECTOR THRU JULY 1.00 X 0 0 0 JACOB CORLYON NATIONAL DIRECTOR 1.00 X 0 0 0 RONNA MAE DENNY NATIONAL DIRECTOR 1.00 X 0 0 0 TIM HAAG NATIONAL DIRECTOR 1.00 X 0 0 0 CHRISTIAN LEHR NATIONAL DIRECTOR 1.00 X 0 0 0 ANITA MANGHISI IFCCE NATIONAL DIRECTOR 1.00 X 0 0 0 GREGG SWERSKY NATIONAL DIRECTOR 1.00 X 0 0 0 BRIAN WATKINS NATIONAL DIRECTOR 1.00 X 0 0 0 JENNIFER WHIPPLE NATIONAL DIRECTOR 1.00 X 0 0 0 1128830 0 115335 10 0 1 0 BROWNSTEIN HYATT FARBER SCHERC PO BOX 172168 DENVER CO 802172168 LEGAL SERVICES 310430 VENABLE LLP PO BOX 62727 BALTIMORE MD 212642727 LEGAL SERVICES 100656 2 1080494 1080494 MEMBERSHIP DUES 900099 2406162 2406162 CONVENTIONS/CONFERENCE 900099 1650056 1650056 SEMINARS 900099 634577 634577 INDUSTRY ADVANCEMENT ASSESSMENT 900099 542336 542336 PROGRAM FEES 541100 276509 276509 5509640 47678 47678 872048 872048 110675 0 110675 110675 110675 238383 85574 152809 137684 15125 MANAGEMENT FEES 561000 695335 695335 COMPUTER USAGE 900099 498065 498065 SUBSIDIARY INCOME 900099 78477 78477 1271877 9045221 6223866 710460 1030401 X 325646 3203638 114781 277167 258052 28336 25906 1640611 203405 190039 826685 353829 123256 1221133 46017 58310 CONTRACT HELP 157056 LEGISLATIVE TRACKING 72065 BOOKS & SUBSCRIPTIONS 65932 OTHER 19954 3940 9215758 300 300 6831073 7528052 188706 328001 1764 184 139393 191516 1667525 547961 1115699 1119564 3957292 4035769 28278 9805 12262505 13213191 730613 1685928 1346843 1946584 2077456 3632512 X 10185049 9565679 15000 10185049 9580679 12262505 13213191 -170537 -433833 0 X X 0 1 X 1 0 0 0 1 2948498 871172 27159 898331 884550 13781 1641343 545139 1096204 26182 2822 23360 1119564 INVESTMENT IN SUBSIDIARY 4035769 C 4035769 X 8611388 -433833 -433833 9045221 0 9045221 9215758 0 9215758 0 9215758 PART X, LINE 2: ASC 740 DISCLOSURE FROM AUDITED FINANCIAL STATEMENTS: ACA IS EXEMPT FROM FEDERAL INCOME TAX UNDER SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE. THE ASSOCIATION REVIEWS INCOME TAX POSITIONS TAKEN OR EXPECTED TO BE TAKEN IN INCOME TAX RETURNS TO DETERMINE IF THERE ARE ANY INCOME TAX UNCERTAINTIES. THE ASSOCIATION RECOGNIZES TAX BENEFITS FROM UNCERTAIN TAX POSITIONS ONLY IF IT IS MORE LIKELY THAN NOT THAT THE TAX POSITIONS WILL BE SUSTAINED ON EXAMINATION BY TAXING AUTHORITIES, BASED ON THE TECHNICAL MERITS OF THE POSITIONS. THE ASSOCIATION HAS IDENTIFIED NO SIGNIFICANT INCOME TAX UNCERTAINTIES. X X 0 0 0 G SCOTT PURCELL PAST PRESIDENT THRU JULY, CEO 293091 0 0 0 0 0 9416 0 15972 0 318479 0 0 0 ISSA MOE VICE PRESIDENT & GENERAL COUNSEL 198075 0 0 0 0 0 6462 0 19121 0 223658 0 0 0 TED SMITH CHIEF OPERATING OFFICER 190164 0 0 0 0 0 7802 0 9835 0 207801 0 0 0 JESSICA HARTMANN VICE PRESIDENT OF MEMBER EXPERIENCE 148299 0 0 0 0 0 6357 0 17975 0 172631 0 0 0 ANDREW SIEBERG VICE PRESIDENT OF FINANCE 145624 0 0 0 0 0 6023 0 8382 0 160029 0 0 0 ANDREW MADDEN VICE PRESIDENT OF GOVERNMENT & STATE 146410 0 0 0 0 0 5856 0 2134 0 154400 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 ANY INDIVIDUAL OR ENTITY SUBSTANTIALLY RELATED TO THE COLLECTION INDUSTRY MAY BECOME A MEMBER OF THIS ASSOCIATION. MEMBERSHIP IS DIVIDED INTO UNITS, DIVISION AND SPECIAL MEMBERSHIP CATEGORIES. MEMBERS ARE REPRESENTED THROUGH THEIR UNITS TO VOTE, AND EACH UNIT HAS BETWEEN ONE AND FOUR VOTES DEPENDING UPON THE NUMBER OF MEMBERS THEY ARE REPRESENTING. FORM 990, PART VI, SECTION A, LINE 7A EACH UNIT AND DIVISION HOLDING MEMBERSHIP WITH THE ASSOCIATION IS ENTITLED TO BETWEEN ONE AND FOUR SEATS ON THE COUNCIL OF DELEGATES DEPENDING UPON THE NUMBER OF MEMBERS THEY ARE REPRESENTING. THE ELECTION AND SEATING OF DIRECTORS IS CONDUCTED BY THE COUNCIL OF DELEGATES AT EACH ANNUAL CONVENTION. FORM 990, PART VI, SECTION A, LINE 7B THE BYLAWS MAY BE AMENDED, REPEALED OR ALTERED, IN WHOLE OR IN PART, ONLY BY A MAJORITY VOTE OF THE COUNCIL OF DELEGATES. THE OFFICERS OF THE BOARD OF DIRECTORS ARE VOTED ON BY THE MEMBERS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION'S FORM 990 IS REVIEWED IN DETAIL BY ITS CHIEF EXECUTIVE OFFICER, CHIEF OPERATIONS OFFICER, AND ITS VP OF FINANCE. UPON FINAL EXECUTIVE REVIEW, THE BOARD OF DIRECTORS IS PROVIDED WITH A DRAFT FOR REVIEW PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C ACA REQUIRES FULL DISCLOSURE OF ALL ACTUAL AND POTENTIAL CONFLICTS OF INTEREST. A COVERED PERSON IS A MEMBER OF THE ACA BOARD OF DIRECTORS AND ACA OFFICERS, VOLUNTEERS AND KEY EMPLOYEES. EACH COVERED PERSON SHALL DISCLOSE ANY AND ALL FACTS TO THE BOARD OF DIRECTORS THAT MAYBE CONSTRUED AS A CONFLICT OF INTEREST, BOTH THROUGH AN ANNUAL DISCLOSURE PROCESS AND WHENEVER SUCH ACTUAL OR POTENTIAL CONFLICT OCCURS. IF THE BOARD OF DIRECTORS DETERMINES THAT AN ACTUAL OR POTENTIAL CONFLICT OF INTEREST UNDER THIS POLICY DOES EXIST, THE BOARD OF DIRECTORS SHALL ALSO DETERMINE AN APPROPRIATE REMEDY. SUCH REMEDY MAY INCLUDE FOR EXAMPLE THE RECUSAL OF THE CONFLICTED BOARD MEMBER FROM PARTICIPATING IN CERTAIN MATTERS PENDING BEFORE THE BOARD OF DIRECTORS. ALL PROCEEDINGS PERTAINING TO CONFLICTS OF INTEREST ARE DOCUMENTED IN THE MEETING MINUTES ON AN ANNUAL BASIS. ON AN ANNUAL BASIS, ALL COVERED PERSONS SHALL BE PROVIDED WITH A COPY OF THIS POLICY AND SHALL COMPLETE AND SIGN THE CONFLICT OF INTEREST ACKNOWLEDGEMENT AND DISCLOSURE FORM. FORM 990, PART VI, SECTION B, LINE 15 THE CEO'S COMPENSATION IS DETERMINED THROUGH REVIEW AND RECOMMENDATION BY THE OFFICERS OF THE BOARD OF DIRECTORS AND APPROVAL BY THE FULL BOARD OF DIRECTORS, COMPRISED ENTIRELY OF INDEPENDENT PERSONS. THE REVIEW PROCESS INCLUDES COMPARISON TO COMPENSATION SURVEYS AND 990'S OF OTHER ORGANIZATIONS. THE PROCESS IS COMPLETED EVERY YEAR. THE OTHER OFFICERS' COMPENSATION IS DETERMINED BY THE CEO. FORM 990, PART VI, SECTION C, LINE 19 ACA INTERNATIONAL DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY OR FINANCIAL STATEMENTS OPEN TO THE PUBLIC. FORM 990, PART IX, LINE 11G PAYROLL PROCESSING EXPENSES 47,973. INDUSTRY ADVANCEMENT 1,592,638. FORM 990, PART XII, LINE 2C: THE PROCESS FOR COMMITTEE OVERSIGHT OF THE AUDIT HAS NOT CHANGED FROM THE PREVIOUS YEAR. ACA INTERNATIONAL PROPERTY LLC 509 2ND STREET NE WASHINGTON DC 20002 271486422 BRANCH OFFICE DC 1119564 N/A ACA INTERNATIONAL EDUCATION FOUNDATION 3200 COURTHOUSE LN EAGAN MN 55121 411840514 EDUCATION MN 501(C)(3) LINE 12A, I N/A 1 ACPAC ACA INC POLITICAL ACTION COMMITTEE 3200 COURTHOUSE LN EAGAN MN 55121 411288012 POLITICAL ORGANIZATION MN 527 N/A 1 ACA INTERNATIONAL HOLDING COMPANY 3200 COURTHOUSE LN EAGAN MN 55121 411895156 SERVICE MN N/A C 695335 4035769 1.00000 1 COLLECTORS INSURANCE AGENCY INC 3200 COURTHOUSE LN EAGAN MN 55121 411749855 SERVICE MN ACA INTERNATIONAL HOLDING CO C 1707383 2865032 1.00000 1 ACA INTERNATIONAL ENTERPRISES INC 3200 COURTHOUSE LN EAGAN MN 55121 410961558 SERVICE MN ACA INTERNATIONAL HOLDING CO C 930320 3673153 1.00000 1 0 0 0 0 0 0 0 0 0 1 1 1 0 1 1 0 1 1 0 ACA INTERNATIONAL ENTERPRISES INC K 595369 FMV ACA INTERNATIONAL HOLDING COMPANY L 695335 FMV ACA INTERNATIONAL ENTERPRISES INC R 89200 FMV COLLECTORS INSURANCE AGENCY J 95782 FMV