2023-11-03T11:47:06-05:00 2022-12-31 221478099 COHNREZNICK LLP 14 SYLVAN WAY PARSIPPANY NJ 070543801 990 2022-01-01 200774672 NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS NATI 2102271010 5404 WURZBACH RD SAN ANTONIO TX 78238 MARLA BILONICK PRESIDENT & CEO 2102271010 2023-11-03 1 MARLA BILONICK 999009999 1 LORI ROTHE YOKOBOSKY CPA P01273422 9732283500 2023-11-02 0 AAL1 IAL1 2022 2023-04-26 12:10:37Z MARLA BILONICK 5404 WURZBACH RD SAN ANTONIO TX 78238 9964583 0 X WWW.NALCAB.ORG X 2002 TX NALCAB STRENGTHENS THE ECONOMY BY ADVANCING ECONOMIC MOBILITY IN LATINO COMMUNITIES. 11 11 48 11 0 0 12463142 9264457 312735 500357 1259 14642 -55389 183153 12721747 9962609 4024300 1077000 0 0 3054089 3444465 0 0 311375 1723608 2365602 8801997 6887067 3919750 3075542 21401008 25685068 7008348 8208800 14392660 17476268 X NALCAB STRENGTHENS THE ECONOMY BYADVANCING ECONOMIC MOBILITY IN LATINO COMMUNITIES. 0 0 4078785 1077000 117897 ORGANIZATIONAL CAPACITY BUILDING - AS A US TREASURY-CERTIFIED CDFI LENDER AND GRANTMAKER, NALCAB STRENGTHENS, COORDINATES, AND BUILDS THE SYSTEMS AND CAPACITY OF NALCAB NETWORK MEMBERS, OTHER NON-PROFITS, AND GOVERNMENT UNITS TO ADVANCE ECONOMIC MOBILITY IN PREDOMINANTLY LOW- AND MODERATE-INCOME LATINO COMMUNITIES. NALCAB CREATES CAPITAL, CAPACITY, COLLECTIVE VOICE, AND COMUNIDAD (COMMUNITY) BY INCREASING ACCESS TO GRANTS AND INVESTMENT CAPITAL; UNLOCKING ACCESS TO TECHNICAL ASSISTANCE RESOURCES; SHARING RESEARCH TO MAXIMIZE ORGANIZATIONAL EFFECTIVENESS AND RESOURCES; CREATING AND STRENGTHENING ASSET-BUILDING PRACTITIONER PEER NETWORKS; USING CULTURALLY RELEVANT TRAINING TO DEVELOP LEADERS IN THE ASSET-BUILDING FIELD; AND DEVELOPING A STRATEGIC NATIONAL VOICE FOR MORE THAN 195 ORGANIZATIONS AND THE COMMUNITIES THEY SERVE. ORGANIZATIONS THAT BENEFIT FROM THE CAPACITY-BUILDING PROGRAM MAY BORROW CAPITAL FROM NALCAB AND ARE MORE LIKELY TO SECURE AND DIVERSIFY THEIR FUNDING OPPORTUNITIES DUE TO INCREASED ORGANIZATIONAL CAPACITY. THE ORGANIZATIONAL CAPACITY BUILDING PROGRAM HOSTS AN ANNUAL NATIONAL CONFERENCE AND TRAINING FOR COMMUNITY ECONOMIC DEVELOPMENT PRACTITIONERS AND IT HOSTS NUMEROUS EDUCATIONAL WEBINARS THROUGHOUT THE YEAR. IT HAS PROVIDED CULTURALLY-RELEVANT TRAINING TO OVER 2,500 PRACTITIONERSN AND THE PETE GARCIA COMMUNITY ECONOMIC DEVELOPMENT FELLOWSHIP PROGRAM FOR EMERGING LEADERS HAS GRADUATED 169 FELLOWS TO DATE. SINCE 2007 NALCAB HAS MADE GRANTS OF OVER $27 MILLION TO NON-PROFIT ORGANIZATIONS AND UTILIZED OVER $12.7 MILLION IN FEDERAL FUNDING (US HUD AND SBA) TO PROVIDE TECHNICAL ASSISTANCE TO NON-PROFITS AND LOCAL/STATE GOVERNMENT AGENCIES (URBAN AND RURAL). SINCE 2008, MEMBER ORGANIZATIONS HAVE SECURED MORE THAN $450 MILLION FOR THEIR PROGRAMS DUE TO NALCAB'S SUPPORT AND SERVICES. 381191 POLICY ADVOCACY AND FIELD-BUILDING - THE POLICY ADVOCACY AND FIELD- BUILDING PROGRAM PROVIDES MEMBERS AND DECISION-MAKERS WITH RESEARCH, POLICY EDUCATION, AND ADVOCACY EFFORTS TO INFLUENCE PRIVATE, PHILANTHROPIC, AND GOVERNMENTAL INVESTORS TO RESPONSIBLY MEET THE ASSET-BUILDING NEEDS AND OPPORTUNITIES IN LOW AND MODERATE- NCOME COMMUNITIES. WITH NALCAB'S SUPPORT AND THE BENEFIT OF THE COLLECTIVE NALCAB NETWORK, MEMBERS MAY DEVELOP AND ADVOCATE FOR POLICY STRATEGIES THAT SERVE THEIR COMMUNITIES AT THE LOCAL, STATE, AND FEDERAL LEVELS. NALCAB HAS PUBLISHED NUMEROUS REPORTS ON SMALL BUSINESS LENDING IN LATINO COMMUNITIES, HOUSING VULNERABILITY AND GENTRIFICATION, AND PLACE-BASED ECONOMIC DEVELOPMENT. THE POLICY ADVOCACY AND FIELD-BUILDING PROGRAM ADVOCATES FOR CDFIS, POTENTIAL CDFIS, AND OTHER LENDERS TO BETTER MEET THE NEEDS OF THE COMMUNITIES THEY SERVE. NALCAB PARTNERS WITH COMMUNITY DEVELOPERS AND IMPACT INVESTORS TO ADVANCE THE ASSET-BUILDING FIELD. 529625 385157 LENDING AND ASSET MANAGEMENT - A US TREASURY-CERTIFIED CDFI AND INTERMEDIARY LENDER, NALCAB EMPOWERS ITS MEMBERS WITH CULTURALLY RELEVANT PRODUCTS AND SERVICES TO ADVANCE ECONOMIC MOBILITY IN PREDOMINANTLY LATINO LOWAND- MODERATE INCOME COMMUNITIES LACKING ADEQUATE ACCESS TO CAPITAL. NALCAB'S PRODUCTS PROVIDE MEMBERS WITH CAPITAL, LIQUIDITY, AND SCALE TO BUILD AFFORDABLE HOUSING, LEND TO SMALL BUSINESSES, AND STRENGTHEN FAMILY FINANCIAL CAPABILITY. NALCAB OFFERS COMMERCIAL REAL ESTATE LOANS, SMALL BUSINESS LOAN CAPITAL, AFFORDABLE HOUSING PROJECT LOANS, SMALL BUSINESS LOAN PARTICIPATION FINANCING, AND LOAN GUARANTEES. CAPITAL FOR LENDING COMES FROM REVENUES, CASH RESERVES, PRIVATE PHILANTHROPIES, BANK LOANS, THE CDFI FUND, AND US HUD, INCLUDING FOR RURAL CAPACITY BUILDING. ESCALERA COMMUNITY INVESTMENTS, LLC (ESCALERA), AN ASSET MANAGEMENT COMPANY OWNED BY NALCAB, MANAGES THE NALCAB CATALYST FUND I, LLC (THE CATALYST FUND), A REAL ESTATE-FOCUSED SOCIAL IMPACT FUND ESTABLISHED TO PRESERVE AND PRODUCE HOUSING OPPORTUNITIES AFFORDABLE TO LOW-INCOME AND MINORITY INDIVIDUALS. THE CATALYST FUND TARGETS AND OPERATES INVESTMENTS IN SINGLE-AND MULTIFAMILY PROJECTS THAT PROVIDE HOUSEHOLDS WITH ACCESS TO EMPLOYMENT, QUALITY EDUCATION, AND HEALTHCARE RESOURCES, ALL ESSENTIAL FACTORS FOR ADVANCING ECONOMIC MOBILITY. ESCALERA ALSO MANAGES THE ACCESO LOAN FUND, LLC (ACCESO), A NATIONAL SMALL BUSINESS LOAN FUND THAT SUPPORTS GROWTH-ORIENTED LENDING TO MINORITY-OWNED BUSINESSES NATIONWIDE THROUGH A NETWORK OF LATINO-LED NON-PROFIT BUSINESS LENDERS. ACCESO HELPS DIVERSE ENTREPRENEURS IN UNDERSERVED MINORITY COMMUNITIES SCALE THEIR BUSINESSES TO INCREASE REVENUE, PROVIDE MORE JOBS, AND STRENGTHEN THE ECONOMY. NALCAB AND ELEVEN NALCAB-NETWORK CDFIS ARE EQUAL CO-OWNERS OF ACCESO. 107671 162150 MEMBERSHIP - MEMBERSHIP COMPRISES NALCAB'S OVERALL MEMBER RECRUITMENT, OUTREACH, DUES COLLECTION, AND STEWARDSHIP ACTIVITIES. MEMBERSHIP ACTIVITIES CAN INCLUDE TECHNICAL ASSISTANCE OR TROUBLESHOOTING PROVIDED BY THE NALCAB TEAM THAT IS OUTSIDE OF A PROGRAMMATIC OR GRANTEE ENGAGEMENT. OTHER COSTS INCLUDED IN MEMBERSHIP ARE THE CLIENT RELATIONSHIP MANAGEMENT SOFTWARE AND THE REGIONAL ENGAGEMENTS WITH SUBSETS OF MEMBERS THAT ARE LOCATED IN THE SAME CITY, STATE, OR REGION. 107671 162150 5097272 1 1 0 1 0 0 0 0 0 0 1 0 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 1 43 0 1 48 1 0 0 0 0 0 0 0 0 0 0 0 0 X 11 11 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 1 1 X CELINA GOMEZ 2102271010 5404 WURZBACH RD SAN ANTONIO TX 78238 BEA STOTZER VICE CHAIR 1.50 X X 0 0 0 FERNANDO LEMOS DIRECTOR 1.50 X 0 0 0 ISABEL RUBIO CHAIR 3.00 X X 0 0 0 JANIE BARRERA TREASURER 1.50 X X 0 0 0 LUIS GRANADOS DIRECTOR 1.50 X 0 0 0 PEDRO RAMOS DIRECTOR 1.50 X 0 0 0 RAFAEL TORRES DIRECTOR 1.50 X 0 0 0 RAUL RAYMUNDO DIRECTOR 1.50 X 0 0 0 ROSE GARCIA DIRECTOR 1.50 X 0 0 0 RUBY AZURIDA-LEE DIRECTOR 1.50 X 0 0 0 SHELLY MARQUEZ SECRETARY 1.50 X X 0 0 0 FERNANDO GARCIA CHIEF FINANCIAL OFFICER 40.00 X 147092 0 23803 LEVAR MARTIN EXECUTIVE VP & CHIEF STRATERGY OFFICER 40.00 X 152476 0 22759 MARLA BILONICK PRESIDENT & CEO 40.00 X 247097 0 13176 CLARINDA LANDEROS DIRECTOR OF PUBLIC POLICY 40.00 X 104863 0 0 HOLLY L FRINDELL CHIEF PROGRAM OFFICER 40.00 X 116045 0 1955 JOSE EFRAIN GRACIA CHIEF LENDING & ASSET MANAGEMENT OFFICER 40.00 X 117388 0 5612 884961 0 67305 6 0 1 0 0 2099452 7165005 9264457 MEMBERSHIP DUES 611430 159900 159900 LOAN INEREST INCOME 522292 143958 143958 MANGEMENT FEE 531390 78602 78602 REGISTRATION FEES 611430 75897 75897 FEE FOR SERVICES 541690 42000 42000 500357 14642 14642 20280 1974 18306 18306 18306 PARTNERSHIP INCOME -NN 900099 145327 145327 PARTNERSHIP INCOME- NC 900099 14489 14489 PARTNERSHIP INCOME-ALF 900099 2781 2781 2250 2250 164847 9962609 665204 0 32948 X 1077000 1077000 606404 365701 193455 47248 2226370 1342643 710257 173470 62006 37394 19781 4831 343367 207071 109542 26754 206318 124423 65820 16075 26548 21981 4516 51 40170 33260 6833 77 1098657 909677 186876 2104 82276 56697 20211 5368 173184 112708 48605 11871 133682 81809 41303 10570 164154 150095 12081 1978 364940 346503 18341 96 153904 142233 9380 2291 46701 28164 14898 3639 7450 4493 2377 580 STAFF TRAINING AND DEVE 44274 28420 11482 4372 BAD DEBTS EXPENSES 27000 27000 2662 2662 6887067 5097272 1478420 311375 1260307 3758258 10966997 6416397 2640000 3665000 206470 485380 2772875 5512144 21451 480 1718194 424512 1173741 1293682 2008069 1924345 2086942 434822 458716 21401008 25685068 164681 411553 1225000 800000 1710 0 2851957 832247 2765000 6165000 7008348 8208800 X 4544818 6140319 9847842 11335949 14392660 17476268 21401008 25685068 3075542 8066 0 X 0 1 X 0 1 1 X 6163172 15079723 9701312 12054480 9264457 52263144 6163172 15079723 9701312 12054480 9264457 52263144 26691261 25571883 538 3351 10199 6477 34922 55487 36186 42840 11423 12601 103050 46963 200 154 164847 212164 52633845 2056277 0.48580 0.45200 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 0 1 50 0 0 1 150 0 0 200 0 PART II-B, LINE 1: NALCAB'S ANNUAL CONGRESSIONAL ADVOCACY DAY IS AN OPPORTUNITY FOR OUR MEMBERS TO COMMUNICATE THE POLICY PRIORITIES OF OUR NETWORK TO THEIR REPRESENTATIVES IN CONGRESS. WE TARGETED POLICYMAKERS AND KEY CONGRESSIONAL COMMITTEES THAT IMPACT THE WORK OF OUR MEMBERS. MOST OF THE MEETINGS ARE STRICTLY ADVOCACY - THE $200 ACCOUNTS FOR THE SHORT TIME SPENT WHEN CONVERSATIONS INCLUDED SUPPORT FOR OR OPPOSITION TO SPECIFIC LEGISLATION I.E. LOBBYING. 280000 280000 1048374 258134 790240 389820 166378 223442 1293682 EQUITY INVESTMENT IN NALCAB NETWORK INVESTORS, LLC 1075753 C EQUITY INVESTMENT IN NALCAB CATALYST FUND I, LLC 186360 C EQUITY INVESTMENT IN ACCESO LOAN FUND, LLC 824829 C 2086942 X 9972649 8066 1974 10040 9962609 0 9962609 6889041 1974 1974 6887067 0 6887067 PART X, LINE 2: NALCAB CATALYST FUND I, LLC, NALCAB NETWORK INVESTORS, LLC, AND ACCESO LOAN FUND, LLC, ARE LIMITED LIABILITY COMPANIES THAT HAVE ELECTED TO BE TREATED AS PARTNERSHIPS FOR FEDERAL INCOME TAX PURPOSES, AND ALL TAXABLE INCOME AND LOSSES ARE ALLOCATED TO THE PARTNERS. NALCAB QUALIFIES AS AN ORGANIZATION FORMED FOR CHARITABLE PURPOSES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE ("IRC") AND, THEREFORE, IS NOT SUBJECT TO INCOME TAX. CERTAIN UNRELATED BUSINESS INCOME, AS DEFINED IN THE IRC, IS SUBJECT TO FEDERAL INCOME TAX. FOR THE YEARS ENDED DECEMBER 31, 2022 AND 2021, NALCAB HAD UNRELATED BUSINESS INCOME OF $18,306 AND $17,973, RESPECTIVELY. PART XI, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES 1,974. PART XII, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES 1,974. 1 AFFORDABLE HOMES OF SOUTH TEXAS INC 1420 ERIE AVE MCALLEN TX 78501 741883434 501(C)(3) 35000 0 FINANCIAL CAPABILITY AYUDA INC PO BOX 2017 SAN ELIZARIO TX 79849 742696297 501(C)(3) 35000 0 FINANCIAL CAPABILITY BRANCHES INC 11500 NW 12TH AVE MIAMI FL 33168 650716969 501(C)(3) 12000 0 FINANCIAL CAPABILITY BUILDING SKILLS PARTNERSHIPS 828 W WASHINGTON BLVD LOS ANGELES CA 90015 261254255 501(C)(3) 12000 0 FINANCIAL CAPABILITY CALIFORNIA REINVESTMENT COALITION 474 VALENCIA ST SUITE 230 SAN FRANCISCO CA 94103 943153815 501(C)(3) 35000 0 FINANCIAL CAPABILITY CAPACES LEADERSHIP INSTITUTE 356 YOUNG STREET WOODBURN OR 97071 452771253 501(C)(3) 8000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT CAPITAL AREA ASSET BUILDING CORPORATION 1100 15TH ST NW 4TH FLOOR WASHINGTON DC 20005 522002672 501(C)(3) 35000 0 FINANCIAL CAPABILITY CENTRO LATINO AMERICANO 944 WEST 5TH AVENUE EUGENE OR 97402 930638731 501(C)(3) 12500 0 SMALL BUSINESS CHINATOWN INTERNATIONAL DISTRICT PRESERVATION AND DEVELOPMENT ASSOCIATION 409 MAYNARD AVENUE SOUTH SUITE P2 SEATTLE WA 98104 911645126 501(C)(3) 12500 0 SMALL BUSINESS CHINESE COMMUNITY CENTER INC 9800 TOWN PARK DRIVE HOUSTON TX 77036 760067885 501(C)(3) 12000 0 FINANCIAL CAPABILITY DORCHESTER BAY ECONOMIC DEVELOPMENT CORPORATION 594 COLUMBIA ROAD SUITE 302 DORCHESTER MA 02125 042681632 501(C)(3) 12500 0 SMALL BUSINESS EL CENTRO INC 4334 EARHART BLVD STE 700 NEW ORLEANS LA 70125 824898926 501(C)(3) 35000 0 FINANCIAL CAPABILITY EMPOWER EVERGREEN INC PO BOX 4524 WICHITA KS 67204 853067734 501(C)(3) 40000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT ENTERPRISING LATINAS INC PO BOX 1298 5128 STATE ROAD 674 WILMAUMA FL 33598 271247381 501(C)(3) 35000 0 FINANCIAL CAPABILITY FIFTH AVENUE COMMITTEE INC 621 DEGRAW STREET BROOKLYN NY 11217 112475743 501(C)(3) 40000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT FOUNDATION FOR PUERTO RICO INC PO BOX 364029 SAN JUAN PR 00936 660776227 501(C)(3) 40000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT FRANKLIN NEIGHBORHOOD DEVELOPMENT CORPORATION 5383 FRANKLIN BLVD SUITE C SACREMENTO CA 95820 465011667 501(C)(3) 25000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT FUNDACION BUCARABON INC PO BOX 243 MARICAO PR 00606 660910567 501(C)(3) 40000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT GREENLINE ACCESS CAPITAL 3525 I STREET UNIT 111 MAKEN STUDIOS NORTH PHILADELPHIA PA 19134 872852513 501(C)(3) 80000 0 SMALLBUSINESS/FINANCIAL CAPABILITY GROWING TOGETHER INC 32 SOUTH LEWIS TULSA OK 74104 471572366 501(C)(3) 40000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT INCLUSIVE ACTION FOR THE CITY 2900 EAST CESAR E CHAVEZ AVE LOS ANGELES CA 90033 270584116 501(C)(3) 30000 0 FINANCIAL CAPABILITY INCUBADORA MICROEMPRESA BIEKE INC PO BOX 1424 VIEQUES PR 00765 660713442 501(C)(3) 8000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT LA FUERZA UNIDA CDC 34 MUTTONTOWN LANE EAST NORWICH NY 11732 113613094 501(C)(3) 35000 0 FINANCIAL CAPABILITY LATINO AMERICAN CHAMBER OF COMMERCE OF GA 120 PRESIDENTIAL PARKWAY SUITE 200 ATLANTA GA 30340 582517505 501(C)(3) 30000 0 FINANCIAL CAPABILITY MIDLANDS LATINO COMMUNITY DEVELOPMENT CORPORATION 4923 S 24TH STREET SUITE 201 OMAHA NE 68107 141873678 501(C)(3) 35000 0 FINANCIAL CAPABILITY NEW ECONOMICS FOR WOMEN 303 SOUTH LOMA DRIVE LOS ANGELES CA 90017 953969029 501(C)(3) 12500 0 SMALL BUSINESS NEWSED CDC INC 2120 W 7TH AVE DENVER CO 80204 742275534 501(C)(3) 30000 0 FINANCIAL CAPABILITY NORRIS SQUARE COMMUNITY ALLIANCE 174 DIAMOND STREET PHILADELPHIA PA 19122 232671594 501(C)(3) 40000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT PV COMMUNITY DEVELOPMENT CORPORATION 3607 RIVERA AVENUE EL PASO TX 79905 742606469 501(C)(3) 25000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT RURAL DEVELOPMENT INITIATIVES INC 91017 S WILLAMETTE STREET COBURG OR 97408 931073746 501(C)(3) 35000 0 FINANCIAL CAPABILITY SOUTHERN DALLAS PROGRESS CDC 1402 CORINTH ST 147 DALLAS TX 75215 825426362 501(C)(3) 40000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT SOCIAL AND ENVIRONMENTAL ENTREPRENEURS (SEE) INC 23564 CALABASAS ROAD SUITE 201 CALABASAS CA 91302 954116679 501(C)(3) 40000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT THE ALLAPATTAH COLLABORATIVE CDC 1951 NW 7TH AVENUE SUITE 600 MIAMI FL 33136 842792176 501(C)(3) 25000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT VENTURES PO BOX 2375 WATSONVILLE CA 95077 770247648 501(C)(3) 35000 0 FINANCIAL CAPABILITY NOS QUEDAMOS INC 754 MELROSE AVE BRONX NY 10451 133724388 501(C)(3) 25000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT YWCA OF SOUTHERN ARIZONA 525 N BONITA AVE TUCSON AZ 85745 860098937 501(C)(3) 35000 0 FINANCIAL CAPABILITY 36 X X X X X 0 0 0 0 0 0 0 1 0 MARLA BILONICK PRESIDENT & CEO 224597 0 22500 0 0 0 0 0 13176 0 260273 0 0 0 LEVAR MARTIN EXECUTIVE VP & CHIEF STRATERGY OFFIC 149476 0 3000 0 0 0 7733 0 15026 0 175235 0 0 0 FERNANDO GARCIA CHIEF FINANCIAL OFFICER 144092 0 3000 0 0 0 6875 0 16928 0 170895 0 0 0 PART I, LINE 7 ALL BONUSES ARE BASED ON PERFORMANCE, ONLY THE PRESIDENT/CEO (MARLA) REQUIRES BOARD APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B A COMPLETE COPY OF THE ORGANIZATION'S FORM 990 IS REVIEWED BY THE PRESIDENT & CEO AND THE CHIEF FINANCIAL OFFICER AND PROVIDED TO EACH MEMBER OF THE GOVERNING BOARD OF DIRECTORS. ANY QUESTIONS OR CONCERNS ARE ADDRESSED PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C BOARD MEMBERS ARE PROVIDED WITH THE CONFLICT OF INTEREST POLICY. POTENTIAL CONFLICTS ARE BROUGHT TO THE BOARD FOR REVIEW. PERSONS WITH THE CONFLICT MAY NOT PARTICIPATE IN DELIBERATIONS AND DECISIONS REGARDING THE TRANSACTION. FORM 990, PART VI, SECTION B, LINE 15A THE EXECUTIVE DIRECTOR'S COMPENSATION IS REVIEWED BY THE BOARD OF DIRECTORS' EXECUTIVE COMPENSATION COMMITTEE WHO RECOMMEND THE COMPENSATION PACKAGE TO THE FULL BOARD FOR THEIR VOTE AND APPROVAL. THE COMMITTEE'S RECOMMENDATION IS BASED UPON INFORMATION PROVIDED BY AN INDEPENDENT COMPENSATION CONSULTANT, INCLUDING DATA FROM MULTIPLE EXECUTIVE COMPENSATION SURVEYS, AS WELL AS THEIR KNOWLEDGE OF COMPARABLE COMPENSATION ARRANGEMENTS. DECISIONS ARE DOCUMENTED IN THE MINUTES OF THE BOARD OF DIRECTORS' MEETINGS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. THE ORGANIZATION'S FINANCIAL STATEMENTS AND FORM 990 ARE AVAILABLE ON ITS WEBSITE. THE FORM 990 IS ALSO LISTED AT WWW.GUIDESTAR.ORG FORM 990, PART IX, LINE 11G OTHER FEES: PROGRAM SERVICE EXPENSES 909,677. MANAGEMENT AND GENERAL EXPENSES 186,876. FUNDRAISING EXPENSES 2,104. TOTAL EXPENSES 1,098,657. ESCALERA COMMUNITY INVESTMENTS LLC 5404 WURZBACH RD SAN ANTONIO TX 78238 383992870 FUND AND ASSET MANAGEMENT TX 0 34328 NALCAB NALCAB CATALYST FUND I LLC 5404 WURZBACH RD SAN ANTONIO TX 78238 384008906 AFFORDABLE HOUSING REAL ESTATE DE ESCALERA COMM RELATED 17150 630992 1 1 0.33070 ACCESO LOAN FUND LLC 5404 WURZBACH RD SAN ANTONIO TX 78238 843121538 SMALL BUSINESS LENDING DE ESCALERA COMM RELATED 2325 830447 0 1 0.08340 0 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 1 0 0