2023-10-23T17:29:13-04:00 2022-12-31 811697509 AUDIT THREESIXTY 1202 JOHNSON ST ONALASKA WI 546502008 990 2022-01-01 391025877 ST MARY'S & AFFILIATES CREDIT UNION STMA 6082586163 700 SOUTH PARK STREET MADISON WI 53715 MICHELE L LEHMANN PRESIDENT 6082586163 2023-10-23 true MICHELE LEHMANN 999009999 false PETER RASMUSSEN P01888997 6083173765 2023-10-23 X 2022 2023-04-26 12:10:37Z MICHELE L LEHMANN 700 SOUTH PARK STREET MADISON WI 53715 1457885 false X WWW.SMACU.ORG X 1959 WI IN THE SPIRIT OF PEOPLE HELPING PEOPLE, WE ASSIST OUR MEMBERS IN ACHIEVING FINANCIAL HEALTH. 5 4 9 19 2088 0 1305058 1099951 -8174 137067 7914 8037 1304798 1245055 1500 1500 0 507580 490029 0 0 966118 672785 1475198 1164314 -170400 80741 37117609 36177681 33578199 32557530 3539410 3620151 IN THE SPIRIT OF PEOPLE HELPING PEOPLE, WE ASSIST OUR MEMBERS IN ACHIEVING FINANCIAL HEALTH. false false THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 150 NEW DEPOSIT ACCOUNTS IN 2022. AS OF 12/31/22 WE HAD 3,644 MEMBERS. THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 993 NEW LOANS DURING 2022. AS OF 12/31/22 WE HAD 1,570 LOANS RECEIVABLE. false false false false false false false false false true false true false true false false false false false false false false false false false false false false false false false false false false false false false false false false false false false true 580 0 true 9 true true true false false false false false false false X 5 4 true false false false true true true true true false false false true true true true true true false false X MICHELE L LEHMANN 6082586163 700 SOUTH PARK STREET MADISON WI 53715 MICHELE L LEHMANN PRESIDENT 50.00 X X 106625 0 20899 LAURA JELLE CHAIR 1.00 X X 0 0 0 DIANNE RILEY VICE CHAIR 1.00 X X 0 0 0 DAVID TOPP TREASURER 1.00 X X 0 0 0 BARBARA BERGUM SECRETARY 1.00 X X 0 0 0 MEGHAN WILLS DIRECTOR 1.00 X 0 0 0 106625 20899 1 false false false FIS 601 RIVERSIDE AVE JACKSONVILLE FL 32204 CARD PROCESSING 153616 AMI INC 8348 CORPORATE DRIVE MT PLEASANT WI 53446 CORE PROCESSOR 122549 2 INTEREST ON LOANS 522130 892901 892901 OTHER MEMBER RELATED REVENUE 522130 116437 116437 MEMBER FEE INCOME 522130 88525 88525 FEE & INSURANCE INCOME 520000 2088 2088 1099951 156488 156488 8037 8037 193409 212830 -19421 -19421 -19421 1245055 1078442 2088 164525 1500 106625 245904 17831 71625 48044 6545 8502 36287 59183 282173 101067 6457 9666 72 27341 25186 LOAN SERVICING EXPENSE 78274 DIVIDENDS EXPENSE 51436 PROVISION LOAN LOSS ADJST -19404 1164314 0 0 0 454800 474631 6781550 7977294 26 26751076 24720591 129987 96670 483368 449131 60998 34237 2426477 2397919 512695 476339 37117609 36177681 92619 94840 33485580 32462690 33578199 32557530 X 3539410 3620151 3539410 3620151 37117609 36177681 80741 X false false 57907 57907 425461 391224 34237 34237 INVESTMENTS WITH MATURITY > 1 YEAR 2256574 C CORPORATE CU CAPITAL ACCOUNTS 141345 C 2397919 MEMBER SHARES & DEPOSITS 32462690 32462690 FORM 990, PAGE 6, PART VI, LINE 2 DIANNE RILEY MEGHAN WILLS BRD VICE CHR DIRECTOR FAMILY RELATIONSHIP FORM 990, PAGE 6, PART VI, LINE 6 THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 7B A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 11B THE PRESIDENT PROVIDES INDEPENDENT PREPARER THE NECESSARY INFORMATION TO PREPARE THE RETURNS. THE PRESIDENT REVIEWS THE RETURNS AND THEN AUTHORIZES THE PREPARER TO E-FILE THE APPROVED RETURNS. THE PRESIDENT REVIEWS THEM WITH THE BOARD AT THE MEETING FOLLOWING SUBMISSION. FORM 990, PAGE 6, PART VI, LINE 12C ALL STAFF AND BOARD MEMBERS ARE REQUIRED TO READ AND SIGN THE CONFLICT OF INTEREST POLICY ANNUALLY AND DISCLOSE ANY CONFLICTS. THE PRESIDENT MONITORS THROUGHOUT THE YEAR TO MAKE SURE THERE ARE NO CHANGES. FORM 990, PAGE 6, PART VI, LINE 15A THE PRESIDENT'S COMPENSATION IS DETERMINED BY THE BOARD IN CLOSED SESSION. WCUL AND CUNA SALARY SURVEYS ARE USED AS PART OF THE PROCESS. THE COMPENSATION IS APPROVED BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO MEMBERS UPON REQUEST.