2025-05-12T15:13:40-04:00 2024-12-31 461065712 BRENT WOOKEY CPA PO BOX 1512 LA CROSSE WI 546021512 990 2024-01-01 390936240 FOND DU LAC CREDIT UNION FOND 9209211123 91 NORTH PIONEER RD PO BOX 1005 FOND DU LAC WI 54936 SCOTT ROESCH PRESIDENT 9209211123 2025-05-08 true true BRENT WOOKEY CPA P00062439 6087920843 2025-05-12 X 2024 2025-03-06 01:10:19Z SCOTT ROESCH 91 NORTH PIONEER RD PO BOX 1005 FOND DU LAC WI 54936 4157704 false X FDLCU.COM X 1954 WI TO CREATE EXCEPTIONAL MEMBERS EXPERIENCES. 5 4 28 5 3385 0 2709904 2902891 875400 1248089 6534 6724 3591838 4157704 13700 11399 0 1263941 1356603 0 0 1507970 1899804 2785611 3267806 806227 889898 79277111 80513279 70353483 70699753 8923628 9813526 TO CREATE EXCEPTIONAL MEMBERS EXPERIENCES. false false THE CREDIT UNION HAS VARIOUS TYPES OF DEPOSIT ACCOUNTS AVAILABLE FOR OUR MEMBERS. WE OPENED 305 NEW DEPOSIT ACCOUNTS IN 2024. AS OF 12/31/24 WE HAD 6,097 MEMBERS. THE CREDIT UNION HAS SEVERAL TYPES OF LOAN PROGRAMS AVAILABLE FOR OUR MEMBERS. WE FUNDED 610 NEW LOANS DURING 2024. AS OF 12/31/24 WE HAD 3,345 LOANS RECEIVABLE. false false false false false false false true false true false true false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false true 1778 0 true 28 true true true false false false false false false false X 5 4 false false false false true true true true true false false false true true true true true true true false X MEGAN GYSBERS 9209211123 91 N PIONEER RD PO BOX 1005 FOND DU LAC WI 54936 SCOTT ROESCH PRESIDENT 40.00 X X 136609 0 18275 LORRI HEIMBACK VP MARKTNG 40.00 X 113143 0 39713 MEGAN GYSBERS DIRECTOR ACC 40.00 X 85212 0 38810 MARTY SCHIBBELHUT CHAIR 1.00 X X 0 0 0 HANNAH SMET VICE CHAIR 1.00 X X 0 0 0 JEREMY VAN DERAA TREASURER 1.00 X X 0 0 0 AMY TEIFKE SECRETARY 1.00 X X 0 0 0 AMY BAYER DIRECTOR 1.00 X 0 0 0 MICHELLE SCHNEIDER DIRECTOR 1.00 X 0 0 0 334964 96798 2 false true false SHAZAM 6700 PIONEER PARKWAY JOHNSTON IA 50131 DEBIT CARD PROC 356996 DATAMATIC 5545 ENTERPRISE DRIVE LANSING MI 48911 CORE SOFTWARE 153288 2 INTEREST ON LOANS 522130 2432971 2432971 OTHER MEMBER RELATED INCOME 522130 252684 252684 MEMBER FEE INCOME 522130 213851 213851 FEE & INSURANCE REVENUE 520000 3385 3385 2902891 1248089 1248089 6724 6724 4157704 2899506 3385 1254813 8899 2500 334964 743430 20421 177025 80763 25256 18878 4600 110073 531160 308491 104474 8480 14139 85540 27684 DIVIDENDS EXPENSE 486992 CREDIT LOSS EXPENSE 125955 DEBIT/CREDIT CARD EXPENSE 48082 3267806 0 0 0 1049905 1161549 14411299 13524109 -234789 40168 45568638 43308442 343551 170538 2868493 1201080 1615584 1667413 14919795 19535254 1603128 1105806 79277111 80513279 448981 401535 15581 11039 69888921 70287179 70353483 70699753 X 8923628 9813526 8923628 9813526 79277111 80513279 889898 X false false false true X 250000 250000 1833495 705332 1128163 784998 495748 289250 1667413 INVESTMENTS W/ MATURITY > 1 YEAR 17594994 C CU OWNED LIFE INSUR INVESTMENT 1181274 C FHLB STOCK 450000 C CAPITAL ACCOUNTS CORPORATE CU 258536 C PSCU CUSO 45950 C WISCUB CUSO 3000 C SHAZAM MEMBERSHIP 1500 C 19535254 MEMBER SHARES & DEPOSITS 70297840 ALLOWANCE OFF BAL SHEET CREDIT 378 ESCROW ACCOUNTS TO LINE 21 BAL SHEET -11039 70287179 SCHEDULE D, PAGE 2, PART IV, LINE 2B THE CREDIT UNION HOLDS FUNDS IN ESCROW ACCOUNTS FOR PROPERTY TAXES AND HOMEOWNERS INSURANCE RELATED TO MORTGAGE LOANS. X X false false false SCOTT ROESCH PRESIDENT 127439 8824 346 3303 14972 154884 LORRI HEIMBACK VP MARKTNG & HR 104752 7752 639 2957 36756 152856 FORM 990, PAGE 6, PART VI, LINE 6 THE ORGANIZATION HAS MEMBERS. TO BE A MEMBER ONE MUST HAVE A SHARE (SAVINGS) ACCOUNT AT THE CREDIT UNION. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE CREDIT UNION MEMBERS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 7B A MEMBER VOTE IS REQUIRED FOR DECISIONS WHICH ARE BEYOND THE AUTHORITY OF THE BOARD OF DIRECTORS. ITEMS WHICH REQUIRE A MEMBERSHIP VOTE ARE OUTLINED AND SPECIFIED IN OUR BYLAWS. EACH MEMBER HAS ONE VOTE. FORM 990, PAGE 6, PART VI, LINE 11B MANAGEMENT PROVIDES DATA TO INDEPENDENT CPA WHO COMPLETES THE RETURN. MANAGEMENT REVIEWS THE RETURN FOR ACCUARCY AND THEN AUTHORIZES CPA TO E- FILE THE APPROVED RETURN. THE APPROVED RETURN IS THEN PROVIDED TO THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 12C EVERY DIRECTOR AND EMPLOYEE IS REQUIRED TO SIGN THE CONFLICT OF INTEREST POLICY ANNUALLY, AND STATE IF A CONFLICT EXISTS. NEW EMPLOYEES SIGN THE POLICY WITH THEIR NEW EMPLOYEE PAPERWORK. FORM 990, PAGE 6, PART VI, LINE 15A THE BOARD OF DIRECTORS DETERMINES COMPENSATION FOR PRESIDENT USING COMPARATIVE SALARY SURVEY DATA FROM WI CREDIT UNION LEAGUE. BOARD APPROVAL IS RECORDED IN THE MINUTES. FORM 990, PAGE 6, PART VI, LINE 15B MANAGEMENT REVIEWS ALL EMPLOYEES AND DETERMINES THEIR COMPENSATION USING COMPARATIVE SALARY SURVEY DATA. THE BOARD APPROVES SALARIES AS PART OF THE ANNUAL BUDGET APPROVAL. FORM 990, PAGE 6, PART VI, LINE 19 GOVERNING DOCUMENTS AND THE CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. FINANCIAL STATEMENTS ARE PROVIDED AT THE ANNUAL MEETING AND ARE POSTED IN THE LOBBY EACH MONTH.