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          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
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        <CapGainsLossTxInvstIncmGrp>
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          <HowAcquiredCd>P</HowAcquiredCd>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
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        <CapGainsLossTxInvstIncmGrp>
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          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
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          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
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        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>CAPITAL GAIN DIVIDENDS</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <GainOrLossAmt>57682</GainOrLossAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>154562</CapitalGainNetIncomeAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>5530</InvestmentIncomeExciseTaxAmt>
        <TaxUnderSection511Amt>0</TaxUnderSection511Amt>
        <SubtotalAmt>5530</SubtotalAmt>
        <SubtitleATaxAmt>0</SubtitleATaxAmt>
        <TaxBasedOnInvestmentIncomeAmt>5530</TaxBasedOnInvestmentIncomeAmt>
        <EstimatedPlusOvpmtIncmTxAmt>8352</EstimatedPlusOvpmtIncmTxAmt>
        <ExemptFrgnOrgTaxWthldAtSrceAmt>0</ExemptFrgnOrgTaxWthldAtSrceAmt>
        <ExtsnRequestIncomeTaxPaidAmt>0</ExtsnRequestIncomeTaxPaidAmt>
        <TotalPaymentsAndCreditsAmt>8352</TotalPaymentsAndCreditsAmt>
        <EsPenaltyAmt>0</EsPenaltyAmt>
        <OverpaymentAmt>2822</OverpaymentAmt>
        <AppliedToESTaxAmt>2822</AppliedToESTaxAmt>
        <RefundAmt>0</RefundAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <LegislativePoliticalActyInd>false</LegislativePoliticalActyInd>
        <MoreThan100SpentInd>false</MoreThan100SpentInd>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>TX</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <PersonsWithBooksName>
          <BusinessNameLine1Txt>FROST BANK</BusinessNameLine1Txt>
        </PersonsWithBooksName>
        <PhoneNum>2102204960</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>111 W HOUSTON STREET FLOOR 5</AddressLine1Txt>
          <CityNm>SAN ANTONIO</CityNm>
          <StateAbbreviationCd>TX</StateAbbreviationCd>
          <ZIPCd>78299</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <BusinessName>
            <BusinessNameLine1Txt>FROST BANK</BusinessNameLine1Txt>
          </BusinessName>
          <USAddress>
            <AddressLine1Txt>PO BOX 1727</AddressLine1Txt>
            <CityNm>AUSTIN</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>787671727</ZIPCd>
          </USAddress>
          <TitleTxt>TRUSTEE</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>40</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>116645</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <OtherEmployeePaidOver50kCnt>0</OtherEmployeePaidOver50kCnt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
        <ContractorPaidOver50kCnt>0</ContractorPaidOver50kCnt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp />
      <SumOfProgramRelatedInvstGrp />
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>13987855</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>425422</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>14413277</TotalFMVOfUnusedAssetsAmt>
        <ReductionClaimedAmt>0</ReductionClaimedAmt>
        <AcquisitionIndebtednessAmt>0</AcquisitionIndebtednessAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>14413277</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>216199</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>14197078</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>709854</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>709854</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>5530</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>5530</TotalTaxAmt>
        <DistributableBeforeAdjAmt>704324</DistributableBeforeAdjAmt>
        <RecoveriesQualfiedDistriAmt>0</RecoveriesQualfiedDistriAmt>
        <DistributableBeforeDedAmt>704324</DistributableBeforeDedAmt>
        <DeductionFromDistributableAmt>0</DeductionFromDistributableAmt>
        <DistributableAsAdjustedAmt>704324</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>709848</ExpensesAndContributionsAmt>
        <ProgramRelatedInvstTotalAmt>0</ProgramRelatedInvstTotalAmt>
        <CharitableAssetsAcquisPaidAmt>0</CharitableAssetsAcquisPaidAmt>
        <SetAsideSuitabilityTestAmt>0</SetAsideSuitabilityTestAmt>
        <SetAsideCashDistriTestAmt>0</SetAsideCashDistriTestAmt>
        <QualifyingDistributionsAmt>709848</QualifyingDistributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>704324</DistributableAsAdjustedAmt>
        <UndistributedIncomePYAmt>0</UndistributedIncomePYAmt>
        <TotalForPriorYearsAmt>0</TotalForPriorYearsAmt>
        <ExcessDistributionCyovYr5Amt>147619</ExcessDistributionCyovYr5Amt>
        <ExcessDistributionCyovYr4Amt>346563</ExcessDistributionCyovYr4Amt>
        <ExcessDistributionCyovYr3Amt>67432</ExcessDistributionCyovYr3Amt>
        <ExcessDistributionCyovYr2Amt>0</ExcessDistributionCyovYr2Amt>
        <ExcessDistributionCyovYr1Amt>0</ExcessDistributionCyovYr1Amt>
        <TotalExcessDistributionCyovAmt>561614</TotalExcessDistributionCyovAmt>
        <QualifyingDistributionsAmt>709848</QualifyingDistributionsAmt>
        <AppliedToYear1Amt>0</AppliedToYear1Amt>
        <AppliedToPriorYearsAmt>0</AppliedToPriorYearsAmt>
        <TreatedAsDistriFromCorpusAmt>0</TreatedAsDistriFromCorpusAmt>
        <AppliedToCurrentYearAmt>704324</AppliedToCurrentYearAmt>
        <RemainingDistriFromCorpusAmt>5524</RemainingDistriFromCorpusAmt>
        <ExcessDistriCyovAppCYCorpusAmt>0</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>0</ExcessDistributionCyovAppCYAmt>
        <TotalCorpusAmt>567138</TotalCorpusAmt>
        <PriorYearUndistributedIncmAmt>0</PriorYearUndistributedIncmAmt>
        <PriorYearDeficiencyOrTaxAmt>0</PriorYearDeficiencyOrTaxAmt>
        <Taxable1Amt>0</Taxable1Amt>
        <Taxable2Amt>0</Taxable2Amt>
        <UndistributedIncomeCYAmt>0</UndistributedIncomeCYAmt>
        <CorpusDistri170b1EOr4942g3Amt>0</CorpusDistri170b1EOr4942g3Amt>
        <ExcessDistriCyovFromYr5Amt>147619</ExcessDistriCyovFromYr5Amt>
        <ExcessDistriCyovToNextYrAmt>419519</ExcessDistriCyovToNextYrAmt>
        <ExcessFromYear4Amt>346563</ExcessFromYear4Amt>
        <ExcessFromYear3Amt>67432</ExcessFromYear3Amt>
        <ExcessFromYear2Amt>0</ExcessFromYear2Amt>
        <ExcessFromYear1Amt>0</ExcessFromYear1Amt>
        <ExcessFromCurrentYearAmt>5524</ExcessFromCurrentYearAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>NONE</ContributingManagerNm>
        <ShareholderManagerNm>NONE</ShareholderManagerNm>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BAPTIST HEALTH FOUNDATION OF SA</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>750 EAST MULBERRY AVE STE 325</AddressLine1Txt>
            <CityNm>SAN ANTONIO</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>782123107</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EXEMPT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>UNRESTRICTED GRANT</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>INTERNATIONAL MISSION BOARD</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>3806 MONUMENT AVE</AddressLine1Txt>
            <CityNm>RICHMOND</CityNm>
            <StateAbbreviationCd>VA</StateAbbreviationCd>
            <ZIPCd>232300767</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EXEMPT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>UNRESTRICTED GRANT</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>NORTH AMERICAN MISSION BOARD</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>P O BOX 116543</AddressLine1Txt>
            <CityNm>ATLANTA</CityNm>
            <StateAbbreviationCd>GA</StateAbbreviationCd>
            <ZIPCd>303686543</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EXEMPT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>UNRESTRICTED GRANT</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>BAYLOR UNIVERSITY</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>ONE BEAR PLACE 97026</AddressLine1Txt>
            <CityNm>WACO</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>767987026</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EXEMPT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>UNRESTRICTED GRANT</GrantOrContributionPurposeTxt>
          <Amt>10000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>University Of Mary Hardin-Baylor</BusinessNameLine1Txt>
            <BusinessNameLine2Txt>Attn Dr Randy O'Rear President</BusinessNameLine2Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>900 COLLEGE STREET</AddressLine1Txt>
            <CityNm>BELTON</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>765132599</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EDUCATION GRANT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PUBLIC CHARITY</GrantOrContributionPurposeTxt>
          <Amt>300000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>TEXAS BAPTIST CHILDRENS HOME</BusinessNameLine1Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1301 N MAYS ST</AddressLine1Txt>
            <CityNm>ROUND ROCK</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>78664</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EXEMPT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>UNRESTRICTED GRANT</GrantOrContributionPurposeTxt>
          <Amt>20000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Howard Payne University</BusinessNameLine1Txt>
            <BusinessNameLine2Txt>Attn Dr Chris Liebrum</BusinessNameLine2Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>PO BOX 2369</AddressLine1Txt>
            <CityNm>Brownwood</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>76804</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EDUCATION GRANT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PUBLIC CHARITY</GrantOrContributionPurposeTxt>
          <Amt>70000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>Wayland Baptist University</BusinessNameLine1Txt>
            <BusinessNameLine2Txt>Attn Mike Melcher</BusinessNameLine2Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>1900 WEST 7TH STREET 1295</AddressLine1Txt>
            <CityNm>Plainview</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>79072</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EDUCATION GRANT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PUBLIC CHARITY</GrantOrContributionPurposeTxt>
          <Amt>140000</Amt>
        </GrantOrContributionPdDurYrGrp>
        <GrantOrContributionPdDurYrGrp>
          <RecipientBusinessName>
            <BusinessNameLine1Txt>East Texas Baptist University</BusinessNameLine1Txt>
            <BusinessNameLine2Txt>Attn Dr Scott Bryant</BusinessNameLine2Txt>
          </RecipientBusinessName>
          <RecipientUSAddress>
            <AddressLine1Txt>ONE TIGER DRIVE</AddressLine1Txt>
            <CityNm>Marshall</CityNm>
            <StateAbbreviationCd>TX</StateAbbreviationCd>
            <ZIPCd>75670</ZIPCd>
          </RecipientUSAddress>
          <RecipientRelationshipTxt>NONE</RecipientRelationshipTxt>
          <RecipientFoundationStatusTxt>EDUCATION GRANT</RecipientFoundationStatusTxt>
          <GrantOrContributionPurposeTxt>PUBLIC CHARITY</GrantOrContributionPurposeTxt>
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        <TotalGrantOrContriPdDurYrAmt>650000</TotalGrantOrContriPdDurYrAmt>
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        <MembershipDuesAndAssmntGrp />
        <IntOnSavAndTempCashInvstGrp />
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          <ExclusionCd>14</ExclusionCd>
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        <NetRntlIncmReDebtFincdPropGrp />
        <NetRntlIncmReNotDebtFincdProp />
        <NetRentalIncomePersonalPropGrp />
        <OtherInvestmentIncomeGrp />
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>154562</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
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        <GrossProfitLossSlsOfInvntryGrp />
        <SubtotalsIncmProducingActyGrp>
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        <TotalIncomeProducingActyAmt>457120</TotalIncomeProducingActyAmt>
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        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
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        <CategoryTxt>PREPARATION FEES</CategoryTxt>
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        <NetInvestmentIncomeAmt>925</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>925</DisbursementsCharitablePrpsAmt>
      </AccountingFeesDetail>
      <AccountingFeesDetail>
        <CategoryTxt>FORM 1023</CategoryTxt>
        <Amt>600</Amt>
        <DisbursementsCharitablePrpsAmt>600</DisbursementsCharitablePrpsAmt>
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    </AccountingFeesSchedule>
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        <EOYFMVAmt>19433</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ACTIVISION BLISSARD INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ADOBE INC COM</StockNm>
        <EOYBookValueAmt>21342</EOYBookValueAmt>
        <EOYFMVAmt>24567</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ADVANCED MICRO DEVICES INC</StockNm>
        <EOYBookValueAmt>11416</EOYBookValueAmt>
        <EOYFMVAmt>7060</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AIRBNB INC CL A</StockNm>
        <EOYBookValueAmt>8500</EOYBookValueAmt>
        <EOYFMVAmt>5301</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ALPHABET INC CLASS A</StockNm>
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        <EOYFMVAmt>121757</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ALPHABET INC CLASS C</StockNm>
        <EOYBookValueAmt>36713</EOYBookValueAmt>
        <EOYFMVAmt>221825</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMAZON.COM INC</StockNm>
        <EOYBookValueAmt>37005</EOYBookValueAmt>
        <EOYFMVAmt>112560</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN EXPRESS CO</StockNm>
        <EOYBookValueAmt>10763</EOYBookValueAmt>
        <EOYFMVAmt>28664</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN TOWER CORP</StockNm>
        <EOYBookValueAmt>40421</EOYBookValueAmt>
        <EOYFMVAmt>74151</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMGEN INC</StockNm>
        <EOYBookValueAmt>14429</EOYBookValueAmt>
        <EOYFMVAmt>14970</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ANALOG DEVICES INC</StockNm>
        <EOYBookValueAmt>18759</EOYBookValueAmt>
        <EOYFMVAmt>20668</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ANTHEM INC COM</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AON PLC CLASS A</StockNm>
        <EOYBookValueAmt>6866</EOYBookValueAmt>
        <EOYFMVAmt>13206</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLE INC</StockNm>
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        <EOYFMVAmt>327424</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>APPLIED MATERIALS INC COM</StockNm>
        <EOYBookValueAmt>9417</EOYBookValueAmt>
        <EOYFMVAmt>18600</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ASTRAZENECA PLC SPONS ADR</StockNm>
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        <EOYFMVAmt>15594</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AUTODESK INC COM</StockNm>
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        <EOYFMVAmt>14797</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BANK OF AMERICA CORP</StockNm>
        <EOYBookValueAmt>18447</EOYBookValueAmt>
        <EOYFMVAmt>27059</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BAXTER INTERNATIONAL INC COM</StockNm>
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        <EOYFMVAmt>8920</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BERKSHIRE HATHAWAY INC CL B CO</StockNm>
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        <EOYFMVAmt>53131</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BLOCK INC CLASS A</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BOEING CO</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BOOKING HOLDINGS INC COM</StockNm>
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        <EOYFMVAmt>8061</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>26466</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>BRISTOL-MYERS SQUIBB CO COM</StockNm>
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        <EOYFMVAmt>20650</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CANADIAN PACIFIC RAILWAY LTD C</StockNm>
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        <EOYFMVAmt>131651</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>CHEVRON CORP</StockNm>
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        <EOYFMVAmt>47206</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHIPOTLE MEXICAN GRILL INC</StockNm>
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        <EOYFMVAmt>18037</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CHUBB LIMITED</StockNm>
        <EOYBookValueAmt>15048</EOYBookValueAmt>
        <EOYFMVAmt>22501</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CISCO SYSTEMS INC COM</StockNm>
        <EOYBookValueAmt>21676</EOYBookValueAmt>
        <EOYFMVAmt>37826</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CITIGROUP INC COM</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COMCAST CORPORATION NEW</StockNm>
        <EOYBookValueAmt>15317</EOYBookValueAmt>
        <EOYFMVAmt>12869</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONOCOPHILLIPS</StockNm>
        <EOYBookValueAmt>21226</EOYBookValueAmt>
        <EOYFMVAmt>37288</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CONSTELLATION BRANDS INC</StockNm>
        <EOYBookValueAmt>26412</EOYBookValueAmt>
        <EOYFMVAmt>34763</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CORNING INC</StockNm>
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        <EOYFMVAmt>95820</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COSTCO WHOLESALE CORP</StockNm>
        <EOYBookValueAmt>47837</EOYBookValueAmt>
        <EOYFMVAmt>296725</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CVS HEALTH CORP COM</StockNm>
        <EOYBookValueAmt>12024</EOYBookValueAmt>
        <EOYFMVAmt>17147</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DANAHER CORPORATION COM</StockNm>
        <EOYBookValueAmt>34519</EOYBookValueAmt>
        <EOYFMVAmt>106168</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DISNEY (WALT) COMPANY HOLDING</StockNm>
        <EOYBookValueAmt>30422</EOYBookValueAmt>
        <EOYFMVAmt>60816</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DUPONT DE NEMOURS INC COM</StockNm>
        <EOYBookValueAmt>19801</EOYBookValueAmt>
        <EOYFMVAmt>19216</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EATON CORPORATION PLC</StockNm>
        <EOYBookValueAmt>7122</EOYBookValueAmt>
        <EOYFMVAmt>30448</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EDWARDS LIFESCIENCES CORP COM</StockNm>
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        <EOYFMVAmt>24845</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>ELI LILLY &amp; CO COM</StockNm>
        <EOYBookValueAmt>17750</EOYBookValueAmt>
        <EOYFMVAmt>40974</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
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        <EOYFMVAmt>13613</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>EVERGY INC COM</StockNm>
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        <EOYFMVAmt>21522</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EXPEDIA GROUP INC COM</StockNm>
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        <EOYFMVAmt>8935</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FIDELITY NATL INFO SVCS INC CO</StockNm>
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        <EOYFMVAmt>13977</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FLOOR &amp; DECOR HLDGS INC CL A</StockNm>
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        <EOYFMVAmt>5849</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FNF GROUP TRACKING STOCK</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FORTIVE CORP COM</StockNm>
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        <EOYFMVAmt>4498</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>HEALTHPEAK PPTYS INC REIT</StockNm>
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        <EOYFMVAmt>12761</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HOME DEPOT INC</StockNm>
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        <EOYFMVAmt>33165</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HONEYWELL INTERNATIONAL INC</StockNm>
        <EOYBookValueAmt>18695</EOYBookValueAmt>
        <EOYFMVAmt>22287</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>HUMANA INC COM</StockNm>
        <EOYBookValueAmt>17029</EOYBookValueAmt>
        <EOYFMVAmt>26122</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTEL CORP</StockNm>
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        <EOYFMVAmt>18501</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTERCONTINENTAL EXCHANGE INC</StockNm>
        <EOYBookValueAmt>15921</EOYBookValueAmt>
        <EOYFMVAmt>14055</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES COHEN &amp; STEERS REALTY</StockNm>
        <EOYBookValueAmt>229391</EOYBookValueAmt>
        <EOYFMVAmt>356460</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES SELECT DEVIDEND ETF</StockNm>
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        <EOYFMVAmt>84420</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES TIPS BOND EXCHANGE TRA</StockNm>
        <EOYBookValueAmt>152077</EOYBookValueAmt>
        <EOYFMVAmt>149016</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JOHNSON &amp; JOHNSON COM</StockNm>
        <EOYBookValueAmt>12071</EOYBookValueAmt>
        <EOYFMVAmt>29147</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>JP MORGAN CHASE &amp; CO</StockNm>
        <EOYBookValueAmt>42030</EOYBookValueAmt>
        <EOYFMVAmt>52970</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>KKR &amp; COMPANY INC CL A</StockNm>
        <EOYBookValueAmt>13924</EOYBookValueAmt>
        <EOYFMVAmt>9887</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>L3HARRIS TECHNOLOGIES INC COM</StockNm>
        <EOYBookValueAmt>16361</EOYBookValueAmt>
        <EOYFMVAmt>16449</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LAM RESEARCH CORP</StockNm>
        <EOYBookValueAmt>12779</EOYBookValueAmt>
        <EOYFMVAmt>8826</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>LENNAR CORP CL A</StockNm>
        <EOYBookValueAmt>16452</EOYBookValueAmt>
        <EOYFMVAmt>15838</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LOWES COS INC COM</StockNm>
        <EOYBookValueAmt>5571</EOYBookValueAmt>
        <EOYFMVAmt>19326</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>LULULEMON ATHLETICA INC</StockNm>
        <EOYBookValueAmt>10664</EOYBookValueAmt>
        <EOYFMVAmt>8971</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MARVELL TECHNOLOGY INC</StockNm>
        <EOYBookValueAmt>19309</EOYBookValueAmt>
        <EOYFMVAmt>13779</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MASTERCARD INC CL A COM</StockNm>
        <EOYBookValueAmt>22528</EOYBookValueAmt>
        <EOYFMVAmt>27123</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MATCH GROUP INC</StockNm>
        <EOYBookValueAmt>8172</EOYBookValueAmt>
        <EOYFMVAmt>2365</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MEDTRONIC PLC</StockNm>
        <EOYBookValueAmt>23922</EOYBookValueAmt>
        <EOYFMVAmt>25181</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MERCK &amp; CO INC</StockNm>
        <EOYBookValueAmt>5571</EOYBookValueAmt>
        <EOYFMVAmt>19638</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>META PLATFORMS</StockNm>
        <EOYBookValueAmt>12589</EOYBookValueAmt>
        <EOYFMVAmt>19736</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MICROSOFT CORPORATION</StockNm>
        <EOYBookValueAmt>69022</EOYBookValueAmt>
        <EOYFMVAmt>635523</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>MOODYS CORP COM</StockNm>
        <EOYBookValueAmt>6673</EOYBookValueAmt>
        <EOYFMVAmt>7801</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NASDAQ INC COM</StockNm>
        <EOYBookValueAmt>14494</EOYBookValueAmt>
        <EOYFMVAmt>31657</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NETFLIX INC COM</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NIKE INC CLASS B</StockNm>
        <EOYBookValueAmt>9645</EOYBookValueAmt>
        <EOYFMVAmt>12052</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NORFOLK SOUTHERN CORP</StockNm>
        <EOYBookValueAmt>32785</EOYBookValueAmt>
        <EOYFMVAmt>123210</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>NVIDIA CORP</StockNm>
        <EOYBookValueAmt>9981</EOYBookValueAmt>
        <EOYFMVAmt>22067</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>O-REILLY AUTOMOTIVE INC COM</StockNm>
        <EOYBookValueAmt>13815</EOYBookValueAmt>
        <EOYFMVAmt>29541</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>OTIS WORLDWIDE CORP</StockNm>
        <EOYBookValueAmt>14482</EOYBookValueAmt>
        <EOYFMVAmt>16837</EOYFMVAmt>
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      <InvestmentsCorporateStockGrp>
        <StockNm>PAYPAL HLDNGS INC COM</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PFIZER INC</StockNm>
        <EOYBookValueAmt>17419</EOYBookValueAmt>
        <EOYFMVAmt>22136</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PHILIP MORRIS INTL INC COM</StockNm>
        <EOYBookValueAmt>16633</EOYBookValueAmt>
        <EOYFMVAmt>19938</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PINTEREST INC CL A</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PROCTOR &amp; GAMBLE CO</StockNm>
        <EOYBookValueAmt>28899</EOYBookValueAmt>
        <EOYFMVAmt>35010</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PROGRESSIVE CORPORATION</StockNm>
        <EOYBookValueAmt>20146</EOYBookValueAmt>
        <EOYFMVAmt>33206</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PROLOGIS INC REIT</StockNm>
        <EOYBookValueAmt>17063</EOYBookValueAmt>
        <EOYFMVAmt>14768</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PVH CORPORATION COM</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>QUALCOMM INC</StockNm>
        <EOYBookValueAmt>33825</EOYBookValueAmt>
        <EOYFMVAmt>36830</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ROBERT HALF INTERNATIONAL INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ROKU INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SALESFORCE.COM INC COM</StockNm>
        <EOYBookValueAmt>27785</EOYBookValueAmt>
        <EOYFMVAmt>29965</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SEAGEN INC</StockNm>
        <EOYBookValueAmt>9884</EOYBookValueAmt>
        <EOYFMVAmt>8353</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SERVICENOW INC</StockNm>
        <EOYBookValueAmt>39434</EOYBookValueAmt>
        <EOYFMVAmt>174722</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SHERWIN-WILLIAMS CO</StockNm>
        <EOYBookValueAmt>46725</EOYBookValueAmt>
        <EOYFMVAmt>106799</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SNAP INC CL A</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SONY CORP SPONSORED ADR</StockNm>
        <EOYBookValueAmt>12766</EOYBookValueAmt>
        <EOYFMVAmt>15561</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>STARBUCKS CORP</StockNm>
        <EOYBookValueAmt>22191</EOYBookValueAmt>
        <EOYFMVAmt>39680</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>STATE STREET CORP</StockNm>
        <EOYBookValueAmt>26776</EOYBookValueAmt>
        <EOYFMVAmt>32734</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>STRYKER CORP COM</StockNm>
        <EOYBookValueAmt>22933</EOYBookValueAmt>
        <EOYFMVAmt>25427</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SYSCO CORP</StockNm>
        <EOYBookValueAmt>10140</EOYBookValueAmt>
        <EOYFMVAmt>13837</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>T-MOBILE US INC</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TESLA INC</StockNm>
        <EOYBookValueAmt>12403</EOYBookValueAmt>
        <EOYFMVAmt>6652</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>THERMO FISHER SCIENTIFIC INC</StockNm>
        <EOYBookValueAmt>24028</EOYBookValueAmt>
        <EOYFMVAmt>25332</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TJX COMPANIES INC COM</StockNm>
        <EOYBookValueAmt>3556</EOYBookValueAmt>
        <EOYFMVAmt>7721</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TRUIST FINANCIAL CORP</StockNm>
        <EOYBookValueAmt>18705</EOYBookValueAmt>
        <EOYFMVAmt>13124</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>TWILLO INC CL A</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UBER TECHNOLOGIES INC</StockNm>
        <EOYBookValueAmt>8416</EOYBookValueAmt>
        <EOYFMVAmt>3907</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNION PACIFIC CORP COM</StockNm>
        <EOYBookValueAmt>33687</EOYBookValueAmt>
        <EOYFMVAmt>144949</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>UNITED HEALTH GROUP INC COM</StockNm>
        <EOYBookValueAmt>28432</EOYBookValueAmt>
        <EOYFMVAmt>62031</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VALERO ENERGY CORP NEW COM</StockNm>
        <EOYBookValueAmt>18139</EOYBookValueAmt>
        <EOYFMVAmt>31715</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VISA INCORPORATED CLASS A</StockNm>
        <EOYBookValueAmt>30360</EOYBookValueAmt>
        <EOYFMVAmt>342804</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WEYERHAEUSER COMPANY REIT</StockNm>
        <EOYBookValueAmt>17497</EOYBookValueAmt>
        <EOYFMVAmt>17143</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WORKDAY INCORPORATED CLASS A C</StockNm>
        <EOYBookValueAmt>7568</EOYBookValueAmt>
        <EOYFMVAmt>10040</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ZOETIS INCORPORATED COM</StockNm>
        <EOYBookValueAmt>45831</EOYBookValueAmt>
        <EOYFMVAmt>212497</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ABBVIE INC</StockNm>
        <EOYBookValueAmt>9943</EOYBookValueAmt>
        <EOYFMVAmt>11313</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ABERDEEN PHYSICAL PRECIOUS MET</StockNm>
        <EOYBookValueAmt>144266</EOYBookValueAmt>
        <EOYFMVAmt>144553</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>AMERICAN ELECTRIC POWER INC</StockNm>
        <EOYBookValueAmt>16441</EOYBookValueAmt>
        <EOYFMVAmt>15287</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>CBOE GLOBAL MARKETS INC</StockNm>
        <EOYBookValueAmt>10716</EOYBookValueAmt>
        <EOYFMVAmt>10539</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>COCA COLA CO</StockNm>
        <EOYBookValueAmt>13720</EOYBookValueAmt>
        <EOYFMVAmt>14567</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>DIAMONDBACK ENERGY INC</StockNm>
        <EOYBookValueAmt>12520</EOYBookValueAmt>
        <EOYFMVAmt>12173</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ELEVANCE HEALTH INC</StockNm>
        <EOYBookValueAmt>17568</EOYBookValueAmt>
        <EOYFMVAmt>31804</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>EOG RESOURCES INC</StockNm>
        <EOYBookValueAmt>12792</EOYBookValueAmt>
        <EOYFMVAmt>13081</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>FLEXSHARES GLBL UPSTREAM NAT R</StockNm>
        <EOYBookValueAmt>331189</EOYBookValueAmt>
        <EOYFMVAmt>318592</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTUIT INC</StockNm>
        <EOYBookValueAmt>7401</EOYBookValueAmt>
        <EOYFMVAmt>7006</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>INTUITIVE SURGICAL INC</StockNm>
        <EOYBookValueAmt>7469</EOYBookValueAmt>
        <EOYFMVAmt>9022</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>S&amp;P GLOBAL INC</StockNm>
        <EOYBookValueAmt>11822</EOYBookValueAmt>
        <EOYFMVAmt>10048</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>SNOWFLAKE INC CL A</StockNm>
        <EOYBookValueAmt>8218</EOYBookValueAmt>
        <EOYFMVAmt>4593</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>T-MOBILE US INC</StockNm>
        <EOYBookValueAmt>25398</EOYBookValueAmt>
        <EOYFMVAmt>28840</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>WALMART INC</StockNm>
        <EOYBookValueAmt>7060</EOYBookValueAmt>
        <EOYFMVAmt>7798</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="InvestmentsOtherSchedule2">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>AMERICAN BEACON STEPHENS SM CA</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>75727</BookValueAmt>
        <EOYFMVAmt>59817</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>COHEN &amp;STEERS INSTL REALTY FD</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>153655</BookValueAmt>
        <EOYFMVAmt>134309</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>GOLDMAN SACHS EMER MKTS INSIGH</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>218297</BookValueAmt>
        <EOYFMVAmt>175073</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>HARDING LOEVNER EMERGING MARKE</CategoryOrItemTxt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>HARDING LOEVNER INTERNATIONAL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>122831</BookValueAmt>
        <EOYFMVAmt>168032</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>JOHN HANCOCK I I I DISCIPLINED</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>323982</BookValueAmt>
        <EOYFMVAmt>336153</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>LAZARD INTERNATIONAL EQUITY</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>193303</BookValueAmt>
        <EOYFMVAmt>162514</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>T ROWE PRICE INTERNATIONAL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>158924</BookValueAmt>
        <EOYFMVAmt>203401</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>T ROWE PRICE MID-CAP GROWTH FU</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>324104</BookValueAmt>
        <EOYFMVAmt>306603</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VICTORY SMALL COMPANY OPPORTUN</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>129556</BookValueAmt>
        <EOYFMVAmt>135519</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ARTISAN HIGH INCOME FUND ADVIS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>198091</BookValueAmt>
        <EOYFMVAmt>165123</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FROST CREDIT UNION INSTITUIONA</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>213471</BookValueAmt>
        <EOYFMVAmt>189245</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FROST LOW DURATION BOND FUND C</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>1452036</BookValueAmt>
        <EOYFMVAmt>1325020</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>FROST TOTAL RETURN BOND FUND C</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>2849667</BookValueAmt>
        <EOYFMVAmt>2509564</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>HARTFORD FLOATING RATE FUND CL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>161292</BookValueAmt>
        <EOYFMVAmt>148724</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD SHORT-TERM INVESTMENT</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>50000</BookValueAmt>
        <EOYFMVAmt>46539</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>VANGUARD SMALL-CAP GROWTH INDE</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>53234</BookValueAmt>
        <EOYFMVAmt>94381</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>ISHARES S&amp;P 500 STOCK INDEX CL</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>674849</BookValueAmt>
        <EOYFMVAmt>698227</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherLiabilitiesSchedule documentId="OtherLiabilitiesSchedule">
      <OtherLiabilitiesDetail>
        <Desc>CROSSOVER YEAR LIABILITY</Desc>
        <BOYBookValueAmt>103125</BOYBookValueAmt>
      </OtherLiabilitiesDetail>
    </OtherLiabilitiesSchedule>
    <TaxesSchedule documentId="TaxesSchedule">
      <TaxesDetail>
        <CategoryTxt>2021 FEDERAL TAXES</CategoryTxt>
        <Amt>2260</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>2022 FEDERAL ESTIMATES</CategoryTxt>
        <Amt>8352</Amt>
        <NetInvestmentIncomeAmt>0</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>0</DisbursementsCharitablePrpsAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>