2023-09-13T11:28:09-04:00 2022-12-31 472565485 BUCKINGHAM BUSINESS ADVISORS LLC 180-A COMMERCE PARK DR WESTERVILLE OH 430826067 990 2022-01-01 316023946 MYUSA CREDIT UNION INC MYUS 5134208640 3600 TOWNE BLVD MIDDLETOWN OH 45005 JAMES MILES CEO 5134208640 2023-09-12 JAMES MILES 999009999 true ERIN ALDERSON EA P01231640 6148906620 2023-09-12 2022 2023-04-26 12:10:37Z JAMES MILES 3600 TOWNE BLVD MIDDLETOWN OH 45005 15186587 false X WWW.MYUSACU.ORG X 1934 PROVIDE FINANCIAL SERVICES TO MEMBERS. 12 12 102 12 232149 0 11643094 13181448 1240927 2005139 0 12884021 15186587 0 501600 521620 4271190 6191542 0 0 4924404 6012104 9697194 12725266 3186827 2461321 349265766 339145171 309186254 303084724 40079512 36060447 TO ASSIST MEMBER OWNERS IN GAINING PERSONAL FINANCIAL SUCCESS BY PROVIDING AND PROMOTING THE USE OF FINANCIAL SERVICES WHICH FEATURE BENEFITS AND ADVANTAGES OVER THOSE AVAILABLE FROM OTHER COMPETITIVE SOURCES. false false DIVIDENDS AND INTEREST PAID TO MEMBERS ON APPROXIMATELY 42,311 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 20,143 MEMBERS. DIRECT LABOR AND EMPLOYEE BENEFIT COSTS INCURRED PROVIDING SAVINGS DEPOSIT SERVICES, ORIGINATING NEW LOANS AND SERVICING THE LOAN PORTFOLIO FOR MEMBERS. DATA PROCESSING COSTS INCURRED RECORDING MEMBER ACCOUNTS ACTIVITY AND PROVIDING ACCESS TO MEMBERS TO THEIR ACCOUNTS. false false false false false false false false false true true false false true true true false false false false false false false false false false false false true false false false false false false false false false false false false false false false 3973 0 true 102 true true true false false false false false false false X 12 12 false false false false true true true true true false true true true true true true true true true true false X MARK WINTZINGER 5134208640 3600 TOWNE BOULEVARD MIDDLETOWN OH 45005 JAMES MILES CEO 40.00 X 348983 0 24726 RONALD HUIST PRESIDENT & 40.00 X 264308 0 34747 MARK WINTZINGER VP OF TECHNO 40.00 X 144695 0 21043 ALISA ZINK EVP 40.00 X 140010 0 17630 KENDRICK WALKER VP MARKETING 40.00 X 120546 0 15166 JENNIFER TUCKER VP OF ADMINI 40.00 X 113971 0 19468 GARY CHRUSCIEL VICE CHAIRPE 1.00 X X 11802 0 0 DELVEN PORTER DIRECTOR 1.00 X 11802 0 0 EMMANUEL D'SOUZA CHAIRMAN 1.00 X X 11801 0 0 GERRY DALY DIRECTOR 1.00 X 11801 0 0 GEORGE DUNLAP DIRECTOR 1.00 X 11801 0 0 MAURICE EVANS DIRECTOR 1.00 X 11801 0 0 CHRISTINA MCELFRESH SECRETARY 1.00 X X 11801 0 0 KYLE MCGLONE DIRECTOR 1.00 X 11801 0 0 CATHERINE MCMONIGLE DIRECTOR 1.00 X 11801 0 0 JOHN FERNEDING DIRECTOR 1.00 X 2950 0 0 PETER WOLFINBARGER DIRECTOR 1.00 X 2950 0 0 MITCH DUNCAN DIRECTOR 1.00 X 1967 0 0 1246591 132780 6 false true false ANTHEM BLUE CROSS BLUE SHIELD P O BOX 105673 ATLANTA GA 30348 HEALTH INS 873377 CU ANSWERS 6000 28TH STREET SE SUITE 100 GRAND RAPIDS MI 49546 DATA PROCESSING 762600 FOUR SEASONS ENVIRONMENTAL 43 NEW GARVER RD MONROE OH 45050 OCCUPANCY 278813 VISION MEDIA 2780 OLD STATE RTE 73 WILMINGTON OH 45177 CONSULTING 221018 AMERICAN SHARE INSURANCE 5656 FRANTZ ROAD DUBLIN OH 43017 INSURANCE 204897 5 INTEREST INCOME 522100 8848628 8848628 OTHER OPERATING INCOME 522100 2537985 2537985 FEES & COMMISSIONS 522100 1562686 1562686 NON-MEMBER ATM FEES 900099 117811 117811 MANAGEMENT AGREEMENT 541610 100000 100000 14338 14338 13181448 2005139 2005139 15186587 12949299 232149 2005139 521620 1246591 3096534 347513 1165863 335041 77376 554075 628508 1267562 883595 66550 200087 1806 428070 ATM EXPENSES 948563 LOAN SERVICING 565665 MISC OPERATING EXPENSES 412205 CORE DATA PROCESSING 314753 -336711 12725266 0 0 0 2489213 2490718 51975132 19165189 190109357 200490610 20122212 12912853 6780827 7209359 88823659 97163021 9087578 12626274 349265766 339145171 2556247 3621106 306630007 299463618 309186254 303084724 X 40079512 36060447 40079512 36060447 349265766 339145171 2461321 -6480386 X false true X true 1177900 1177900 13207931 7501154 5706777 5736381 5411699 324682 7209359 INVESTMENTS 85485261 F CERTIFICATES OF DEPOSIT 6926000 F OTHER INVESTMENTS 2792294 C CORP CREDIT UNION INVESTMENTS 1959466 C 97163021 MEMBER SHARES 299463618 299463618 X 15186587 15186587 15186587 12725266 12725266 12725266 SCHEDULE D, PAGE 3, PART X THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL AND STATE INCOME TAXES EXCEPT FOR CERTAIN CHARGES SUCH AS NON-MEMBER ATM FEES WHICH HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE, IN TECHNICAL ADVICE MEMORANDUMS RELEASED IN MARCH 2007, TO BE UNRELATED TO THE SPECIFIC ENTITY'S EXEMPT PURPOSE. AS PRESENTED IN THE TECHNICAL ADVICE MEMORANDUMS, THE NET TAXABLE INCOME FROM THESE CHARGES IS SUBJECT TO INCOME TAXES UNDER THE UNRELATED BUSINESS INCOME TAX REGULATIONS. TAX RETURNS WERE TIMELY FILED FOR 2021 AND THIS YEAR'S RETURN (2022) WILL BE FILED BY NOVEMBER 15, 2023. AN ESTIMATED LIABILITY HAS NOT BEEN RECOGNIZED IN THE FINANCIAL STATEMENTS BECAUSE THE TAXES DUE ARE NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL CONDITION OR RESULTS OF OPERATIONS. X X true true false false false JAMES MILES CEO 285000 42750 21233 20871 3855 373709 RONALD HUIST PRESIDENT & COO 209510 26550 28248 19462 15285 299055 MARK WINTZINGER VP OF TECHNOLOGY 119062 17103 8530 10565 10478 165738 ALISA ZINK EVP 116421 16724 6865 10464 7166 157640 SCHEDULE J, PART III THERE IS A SPLIT DOLLAR LIFE PLAN IN PLACE FOR JAMES MILES, THE CEO. FORM 990, PAGE 6, PART VI, LINE 6 THE CREDIT UNION HAS APPROXIMATELY 20,143 MEMBER OWNERS. FORM 990, PAGE 6, PART VI, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERS. EACH MEMBER HAS ONE VOTE REGARDLESS OF THE BALANCE IN THEIR ACCOUNT. FORM 990, PAGE 6, PART VI, LINE 7B CERTAIN TRANSACTIONS AND CHANGES TO THE CODE OF REGULATIONS ARE SUBJECT TO MEMBER APPROVAL. FORM 990, PAGE 6, PART VI, LINE 11B THE FORM 990 IS REVIEWED BY BOTH THE CEO AND THE VP OF FINANCE PRIOR TO FILING WITH THE IRS. FORM 990, PAGE 6, PART VI, LINE 12C THE QUESTIONNAIRE AND POLICY ARE REAFFIRMED ANNUALLY. THE QUESTIONNAIRE IS GIVEN TO THE BOARD OF DIRECTORS AND ALL EMPLOYEES. FORM 990, PAGE 6, PART VI, LINE 15A THE CEO'S COMPENSATION IS REVIEWED BY THE BOARD OF DIRECTORS ANNUALLY. THE BOARD USES A THIRD PARTY CONSULTANT TO REVIEW COMPARABLE SALARIES. FORM 990, PAGE 6, PART VI, LINE 15B OTHER OFFICERS' COMPENSATION IS REVIEWED AND SET BY THE CEO ANNUALLY WITHIN A BUDGET SET BY THE BOARD OF DIRECTORS. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC