<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.irs.gov/efile" returnVersion="2022v5.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2023-07-18T09:49:04-00:00</ReturnTs>
    <TaxPeriodEndDt>2022-12-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>522070426</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>White Accounting Services LLC</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>6077-C Harford Road</AddressLine1Txt>
        <CityNm>Baltimore</CityNm>
        <StateAbbreviationCd>MD</StateAbbreviationCd>
        <ZIPCd>21214</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990PF</ReturnTypeCd>
    <TaxPeriodBeginDt>2022-01-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>522203356</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>HOW FIRM A FOUNDATION INC</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>HOWF</BusinessNameControlTxt>
      <PhoneNum>4108372200</PhoneNum>
      <USAddress>
        <AddressLine1Txt>100 S CHARLES STREET STE 1401</AddressLine1Txt>
        <CityNm>BALTIMORE</CityNm>
        <StateAbbreviationCd>MD</StateAbbreviationCd>
        <ZIPCd>21201</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>THOMAS SCHETELICH</PersonNm>
      <PersonTitleTxt>SECRETARY</PersonTitleTxt>
      <PhoneNum>4108372200</PhoneNum>
      <SignatureDt>2023-07-06</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <SigningOfficerGrp>
      <PersonFullName>
        <PersonFirstNm>THOMAS</PersonFirstNm>
        <PersonLastNm>SCHETELICH</PersonLastNm>
      </PersonFullName>
      <SSN>XXX-XX-XXXX</SSN>
    </SigningOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>Paul E White</PreparerPersonNm>
      <PTIN>P01241774</PTIN>
      <PhoneNum>4102543400</PhoneNum>
      <PreparationDt>2023-07-18</PreparationDt>
      <SelfEmployedInd>X</SelfEmployedInd>
    </PreparerPersonGrp>
    <AdditionalFilerInformation>
      <TrustedCustomerGrp>
        <TrustedCustomerCd>2</TrustedCustomerCd>
        <AuthenticationAssuranceLevelCd>AAL1</AuthenticationAssuranceLevelCd>
        <IdentityAssuranceLevelCd>IAL1</IdentityAssuranceLevelCd>
      </TrustedCustomerGrp>
    </AdditionalFilerInformation>
    <TaxYr>2022</TaxYr>
    <BuildTS>2023-04-26 12:10:37Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="11">
    <IRS990PF documentId="990PF" softwareId="22015461" softwareVersionNum="22.0.1.0">
      <Organization501c3ExemptPFInd>X</Organization501c3ExemptPFInd>
      <FMVAssetsEOYAmt>191069</FMVAssetsEOYAmt>
      <MethodOfAccountingCashInd>X</MethodOfAccountingCashInd>
      <AnalysisOfRevenueAndExpenses>
        <InterestOnSavRevAndExpnssAmt>33</InterestOnSavRevAndExpnssAmt>
        <InterestOnSavNetInvstIncmAmt>33</InterestOnSavNetInvstIncmAmt>
        <DividendsRevAndExpnssAmt>4756</DividendsRevAndExpnssAmt>
        <DividendsNetInvstIncmAmt>4756</DividendsNetInvstIncmAmt>
        <NetGainSaleAstRevAndExpnssAmt>504</NetGainSaleAstRevAndExpnssAmt>
        <GrossSalesPriceAmt>15529</GrossSalesPriceAmt>
        <CapGainNetIncmNetInvstIncmAmt>504</CapGainNetIncmNetInvstIncmAmt>
        <TotalRevAndExpnssAmt>5293</TotalRevAndExpnssAmt>
        <TotalNetInvstIncmAmt>5293</TotalNetInvstIncmAmt>
        <LegalFeesRevAndExpnssAmt referenceDocumentId="990PF:111">628</LegalFeesRevAndExpnssAmt>
        <LegalFeesNetInvstIncmAmt>628</LegalFeesNetInvstIncmAmt>
        <AccountingFeesRevAndExpnssAmt referenceDocumentId="990PF:112">750</AccountingFeesRevAndExpnssAmt>
        <AccountingFeesNetInvstIncmAmt>750</AccountingFeesNetInvstIncmAmt>
        <TaxesRevAndExpnssAmt referenceDocumentId="990PF:114">438</TaxesRevAndExpnssAmt>
        <TaxesNetInvstIncmAmt>87</TaxesNetInvstIncmAmt>
        <OtherExpensesRevAndExpnssAmt referenceDocumentId="990PF:115">83</OtherExpensesRevAndExpnssAmt>
        <TotOprExpensesRevAndExpnssAmt>1899</TotOprExpensesRevAndExpnssAmt>
        <TotOprExpensesNetInvstIncmAmt>1465</TotOprExpensesNetInvstIncmAmt>
        <TotOprExpensesDsbrsChrtblAmt>0</TotOprExpensesDsbrsChrtblAmt>
        <ContriPaidRevAndExpnssAmt>0</ContriPaidRevAndExpnssAmt>
        <ContriPaidDsbrsChrtblAmt>0</ContriPaidDsbrsChrtblAmt>
        <TotalExpensesRevAndExpnssAmt>1899</TotalExpensesRevAndExpnssAmt>
        <TotalExpensesNetInvstIncmAmt>1465</TotalExpensesNetInvstIncmAmt>
        <TotalExpensesDsbrsChrtblAmt>0</TotalExpensesDsbrsChrtblAmt>
        <ExcessRevenueOverExpensesAmt>3394</ExcessRevenueOverExpensesAmt>
        <NetInvestmentIncomeAmt>3828</NetInvestmentIncomeAmt>
      </AnalysisOfRevenueAndExpenses>
      <Form990PFBalanceSheetsGrp>
        <CashBOYAmt>3207</CashBOYAmt>
        <CashEOYAmt>1395</CashEOYAmt>
        <CashEOYFMVAmt>1395</CashEOYFMVAmt>
        <SavAndTempCashInvstBOYAmt>7176</SavAndTempCashInvstBOYAmt>
        <SavAndTempCashInvstEOYAmt>25421</SavAndTempCashInvstEOYAmt>
        <SavAndTempCashInvstEOYFMVAmt>25421</SavAndTempCashInvstEOYFMVAmt>
        <OtherInvestmentsBOYAmt>205927</OtherInvestmentsBOYAmt>
        <OtherInvestmentsEOYAmt referenceDocumentId="990PF:131">192407</OtherInvestmentsEOYAmt>
        <OtherInvestmentsEOYFMVAmt>164253</OtherInvestmentsEOYFMVAmt>
        <TotalAssetsBOYAmt>216310</TotalAssetsBOYAmt>
        <TotalAssetsEOYAmt>219223</TotalAssetsEOYAmt>
        <TotalAssetsEOYFMVAmt>191069</TotalAssetsEOYFMVAmt>
        <TotalLiabilitiesEOYAmt>0</TotalLiabilitiesEOYAmt>
        <OrgDoesNotFollowFASB117Ind>X</OrgDoesNotFollowFASB117Ind>
        <RetainedEarningBOYAmt>216310</RetainedEarningBOYAmt>
        <RetainedEarningEOYAmt>219223</RetainedEarningEOYAmt>
        <TotNetAstOrFundBalancesBOYAmt>216310</TotNetAstOrFundBalancesBOYAmt>
        <TotNetAstOrFundBalancesEOYAmt>219223</TotNetAstOrFundBalancesEOYAmt>
        <TotalLiabilitiesNetAstBOYAmt>216310</TotalLiabilitiesNetAstBOYAmt>
        <TotalLiabilitiesNetAstEOYAmt>219223</TotalLiabilitiesNetAstEOYAmt>
      </Form990PFBalanceSheetsGrp>
      <ChgInNetAssetsFundBalancesGrp>
        <TotNetAstOrFundBalancesBOYAmt>216310</TotNetAstOrFundBalancesBOYAmt>
        <ExcessRevenueOverExpensesAmt>3394</ExcessRevenueOverExpensesAmt>
        <SubtotalAmt>219704</SubtotalAmt>
        <OtherDecreasesAmt referenceDocumentId="990PF:134">481</OtherDecreasesAmt>
        <TotNetAstOrFundBalancesEOYAmt>219223</TotNetAstOrFundBalancesEOYAmt>
      </ChgInNetAssetsFundBalancesGrp>
      <CapGainsLossTxInvstIncmDetail>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>SHORT TERM ACTIVITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-07-23</AcquiredDt>
          <SoldDt>2022-01-27</SoldDt>
          <GrossSalesPriceAmt>9138</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>9234</CostOrOtherBasisAmt>
          <GainOrLossAmt>-96</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>-96</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapGainsLossTxInvstIncmGrp>
          <PropertyDesc>LONG-TERM ACTIVITY</PropertyDesc>
          <HowAcquiredCd>P</HowAcquiredCd>
          <AcquiredDt>2021-01-06</AcquiredDt>
          <SoldDt>2022-01-27</SoldDt>
          <GrossSalesPriceAmt>6391</GrossSalesPriceAmt>
          <CostOrOtherBasisAmt>5791</CostOrOtherBasisAmt>
          <GainOrLossAmt>600</GainOrLossAmt>
          <GainsMinusExcessOrLossesAmt>600</GainsMinusExcessOrLossesAmt>
        </CapGainsLossTxInvstIncmGrp>
        <CapitalGainNetIncomeAmt>504</CapitalGainNetIncomeAmt>
        <NetShortTermCapitalGainLossAmt>-96</NetShortTermCapitalGainLossAmt>
      </CapGainsLossTxInvstIncmDetail>
      <ExciseTaxBasedOnInvstIncmGrp>
        <InvestmentIncomeExciseTaxAmt>53</InvestmentIncomeExciseTaxAmt>
        <SubtotalAmt>53</SubtotalAmt>
        <TaxBasedOnInvestmentIncomeAmt>53</TaxBasedOnInvestmentIncomeAmt>
        <TaxDueAmt>53</TaxDueAmt>
      </ExciseTaxBasedOnInvstIncmGrp>
      <StatementsRegardingActyGrp>
        <Form1120POLFiledInd>false</Form1120POLFiledInd>
        <ActivitiesNotPreviouslyRptInd>false</ActivitiesNotPreviouslyRptInd>
        <ChangesToArticlesOrBylawsInd>false</ChangesToArticlesOrBylawsInd>
        <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
        <OrganizationDissolvedEtcInd>false</OrganizationDissolvedEtcInd>
        <Section508eRqrSatisfiedInd>true</Section508eRqrSatisfiedInd>
        <AtLeast5000InAssetsInd>true</AtLeast5000InAssetsInd>
        <OrgReportOrRegisterStateCd>MD</OrgReportOrRegisterStateCd>
        <Form990PFFiledWithAttyGenInd>true</Form990PFFiledWithAttyGenInd>
        <PrivateOperatingFoundationInd>false</PrivateOperatingFoundationInd>
        <NewSubstantialContributorsInd>false</NewSubstantialContributorsInd>
        <OwnControlledEntityInd>false</OwnControlledEntityInd>
        <DonorAdvisedFundInd>false</DonorAdvisedFundInd>
        <ComplyWithPublicInspRqrInd>true</ComplyWithPublicInspRqrInd>
        <WebsiteAddressTxt>NONE</WebsiteAddressTxt>
        <IndividualWithBooksNm>THOMAS SCHETELICH</IndividualWithBooksNm>
        <PhoneNum>4108372200</PhoneNum>
        <LocationOfBooksUSAddress>
          <AddressLine1Txt>100 S CHARLES STREET SUITE 1401</AddressLine1Txt>
          <CityNm>BALTIMORE</CityNm>
          <StateAbbreviationCd>MD</StateAbbreviationCd>
          <ZIPCd>21201</ZIPCd>
        </LocationOfBooksUSAddress>
        <ForeignAccountsQuestionInd>false</ForeignAccountsQuestionInd>
      </StatementsRegardingActyGrp>
      <StatementsRegardingActy4720Grp>
        <SaleOrExchDisqualifiedPrsnInd>false</SaleOrExchDisqualifiedPrsnInd>
        <BrrwOrLendDisqualifiedPrsnInd>false</BrrwOrLendDisqualifiedPrsnInd>
        <FurnGoodsDisqualifiedPrsnInd>false</FurnGoodsDisqualifiedPrsnInd>
        <PayCompDisqualifiedPrsnInd>false</PayCompDisqualifiedPrsnInd>
        <TransferAstDisqualifiedPrsnInd>false</TransferAstDisqualifiedPrsnInd>
        <PaymentToGovernmentOfficialInd>false</PaymentToGovernmentOfficialInd>
        <UncorrectedPriorActsInd>false</UncorrectedPriorActsInd>
        <UndistributedIncomePYInd>false</UndistributedIncomePYInd>
        <BusinessHoldingsInd>false</BusinessHoldingsInd>
        <JeopardyInvestmentsInd>false</JeopardyInvestmentsInd>
        <UncorrectedPYJeopardyInvstInd>false</UncorrectedPYJeopardyInvstInd>
        <InfluenceLegislationInd>false</InfluenceLegislationInd>
        <InfluenceElectionInd>false</InfluenceElectionInd>
        <GrantsToIndividualsInd>false</GrantsToIndividualsInd>
        <GrantsToOrganizationsInd>false</GrantsToOrganizationsInd>
        <NoncharitablePurposeInd>false</NoncharitablePurposeInd>
        <RcvFndsToPayPrsnlBnftCntrctInd>false</RcvFndsToPayPrsnlBnftCntrctInd>
        <PayPremiumsPrsnlBnftCntrctInd>false</PayPremiumsPrsnlBnftCntrctInd>
        <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
        <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      </StatementsRegardingActy4720Grp>
      <OfficerDirTrstKeyEmplInfoGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>JOHN FITZGERALD</PersonNm>
          <USAddress>
            <AddressLine1Txt>12209 MATLACHA BLVD</AddressLine1Txt>
            <CityNm>MATLACHA ISLES</CityNm>
            <StateAbbreviationCd>FL</StateAbbreviationCd>
            <ZIPCd>33991</ZIPCd>
          </USAddress>
          <TitleTxt>PRESIDENT</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <OfficerDirTrstKeyEmplGrp>
          <PersonNm>THOMAS SCHETELICH</PersonNm>
          <USAddress>
            <AddressLine1Txt>100 S CHARLES ST 1401</AddressLine1Txt>
            <CityNm>BALTIMORE</CityNm>
            <StateAbbreviationCd>MD</StateAbbreviationCd>
            <ZIPCd>21201</ZIPCd>
          </USAddress>
          <TitleTxt>SECRETARY</TitleTxt>
          <AverageHrsPerWkDevotedToPosRt>000.25</AverageHrsPerWkDevotedToPosRt>
          <CompensationAmt>0</CompensationAmt>
        </OfficerDirTrstKeyEmplGrp>
        <CompOfHghstPdEmplOrNONETxt>NONE</CompOfHghstPdEmplOrNONETxt>
        <CompOfHghstPdCntrctOrNONETxt>NONE</CompOfHghstPdCntrctOrNONETxt>
      </OfficerDirTrstKeyEmplInfoGrp>
      <SummaryOfDirectChrtblActyGrp>
        <Description1Txt>N/A</Description1Txt>
        <Expenses1Amt>0</Expenses1Amt>
      </SummaryOfDirectChrtblActyGrp>
      <SumOfProgramRelatedInvstGrp>
        <Description1Txt>N/A</Description1Txt>
      </SumOfProgramRelatedInvstGrp>
      <MinimumInvestmentReturnGrp>
        <AverageMonthlyFMVOfSecAmt>188466</AverageMonthlyFMVOfSecAmt>
        <AverageMonthlyCashBalancesAmt>18600</AverageMonthlyCashBalancesAmt>
        <FMVAllOtherNoncharitableAstAmt>0</FMVAllOtherNoncharitableAstAmt>
        <TotalFMVOfUnusedAssetsAmt>207066</TotalFMVOfUnusedAssetsAmt>
        <AdjustedTotalFMVOfUnusedAstAmt>207066</AdjustedTotalFMVOfUnusedAstAmt>
        <CashDeemedCharitableAmt>3106</CashDeemedCharitableAmt>
        <NetVlNoncharitableAssetsAmt>203960</NetVlNoncharitableAssetsAmt>
        <MinimumInvestmentReturnAmt>10198</MinimumInvestmentReturnAmt>
      </MinimumInvestmentReturnGrp>
      <DistributableAmountGrp>
        <MinimumInvestmentReturnAmt>10198</MinimumInvestmentReturnAmt>
        <TaxBasedOnInvestmentIncomeAmt>53</TaxBasedOnInvestmentIncomeAmt>
        <TotalTaxAmt>53</TotalTaxAmt>
        <DistributableBeforeAdjAmt>10145</DistributableBeforeAdjAmt>
        <DistributableBeforeDedAmt>10145</DistributableBeforeDedAmt>
        <DistributableAsAdjustedAmt>10145</DistributableAsAdjustedAmt>
      </DistributableAmountGrp>
      <PFQualifyingDistributionsGrp>
        <ExpensesAndContributionsAmt>0</ExpensesAndContributionsAmt>
      </PFQualifyingDistributionsGrp>
      <UndistributedIncomeGrp>
        <DistributableAsAdjustedAmt>10145</DistributableAsAdjustedAmt>
        <ExcessDistributionCyovYr2Amt>1077</ExcessDistributionCyovYr2Amt>
        <TotalExcessDistributionCyovAmt>1077</TotalExcessDistributionCyovAmt>
        <ExcessDistriCyovAppCYCorpusAmt>1077</ExcessDistriCyovAppCYCorpusAmt>
        <ExcessDistributionCyovAppCYAmt>1077</ExcessDistributionCyovAppCYAmt>
        <UndistributedIncomeCYAmt>9068</UndistributedIncomeCYAmt>
      </UndistributedIncomeGrp>
      <SupplementaryInformationGrp>
        <ContributingManagerNm>NONE</ContributingManagerNm>
        <OnlyContriToPreselectedInd>X</OnlyContriToPreselectedInd>
      </SupplementaryInformationGrp>
      <AnalysisIncomeProducingActyGrp>
        <IntOnSavAndTempCashInvstGrp>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>33</ExclusionAmt>
        </IntOnSavAndTempCashInvstGrp>
        <DividendsAndInterestFromSecDtl>
          <ExclusionCd>14</ExclusionCd>
          <ExclusionAmt>4756</ExclusionAmt>
        </DividendsAndInterestFromSecDtl>
        <GainSalesAstOthThanInvntryGrp>
          <ExclusionCd>18</ExclusionCd>
          <ExclusionAmt>504</ExclusionAmt>
        </GainSalesAstOthThanInvntryGrp>
        <OtherRevenueDescribedGrp>
          <Desc>TAX-EXEMPT DIVIDENDS</Desc>
          <ExclusionCd>14</ExclusionCd>
        </OtherRevenueDescribedGrp>
        <SubtotalsIncmProducingActyGrp>
          <ExclusionAmt>5293</ExclusionAmt>
        </SubtotalsIncmProducingActyGrp>
        <TotalIncomeProducingActyAmt>5293</TotalIncomeProducingActyAmt>
      </AnalysisIncomeProducingActyGrp>
      <RlnOfActyToAccomOfExmptPrpsGrp>
        <RlnOfActyToAccomOfExmptPrpsGrp>
          <LineNumberTxt>N/A</LineNumberTxt>
          <RelationshipStatementTxt>N/A</RelationshipStatementTxt>
        </RlnOfActyToAccomOfExmptPrpsGrp>
      </RlnOfActyToAccomOfExmptPrpsGrp>
      <TrnsfrTransRlnNonchrtblEOGrp>
        <TrnsfrOfCashToNonchrtblEOInd>false</TrnsfrOfCashToNonchrtblEOInd>
        <TrnsfrOtherAssetNonchrtblEOInd>false</TrnsfrOtherAssetNonchrtblEOInd>
        <SalesOrExchangesOfAssetsInd>false</SalesOrExchangesOfAssetsInd>
        <PurchaseOfAssetsNonchrtblEOInd>false</PurchaseOfAssetsNonchrtblEOInd>
        <RentalOfFacilitiesOthAssetsInd>false</RentalOfFacilitiesOthAssetsInd>
        <ReimbursementArrangementsInd>false</ReimbursementArrangementsInd>
        <LoansOrLoanGuaranteesInd>false</LoansOrLoanGuaranteesInd>
        <PerformanceOfServicesEtcInd>false</PerformanceOfServicesEtcInd>
        <SharingOfFacilitiesEtcInd>false</SharingOfFacilitiesEtcInd>
        <RelationshipsNonchrtblEOInd>false</RelationshipsNonchrtblEOInd>
      </TrnsfrTransRlnNonchrtblEOGrp>
    </IRS990PF>
    <AccountingFeesSchedule documentId="990PF:112" softwareId="22015461" softwareVersionNum="22.0.1.0">
      <AccountingFeesDetail>
        <CategoryTxt>WAS, LLC</CategoryTxt>
        <Amt>750</Amt>
        <NetInvestmentIncomeAmt>750</NetInvestmentIncomeAmt>
      </AccountingFeesDetail>
    </AccountingFeesSchedule>
    <AllOthProgRltdInvestmentsSch documentId="990PF:139" softwareId="22015461" softwareVersionNum="22.0.1.0">
      <AllOtherProgramRelatedInvstGrp>
        <Desc>N/A</Desc>
      </AllOtherProgramRelatedInvstGrp>
    </AllOthProgRltdInvestmentsSch>
    <InvestmentsOtherSchedule2 documentId="990PF:131" softwareId="22015461" softwareVersionNum="22.0.1.0">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>CHARLES SCHWAB</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>FMV</ListedAtCostOrFMVCd>
        <BookValueAmt>192407</BookValueAmt>
        <EOYFMVAmt>164253</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <LegalFeesSchedule documentId="990PF:111" softwareId="22015461" softwareVersionNum="22.0.1.0">
      <LegalFeesGrp>
        <CategoryTxt>FSB</CategoryTxt>
        <LegalFeesAmt>628</LegalFeesAmt>
        <NetInvestmentIncomeAmt>628</NetInvestmentIncomeAmt>
      </LegalFeesGrp>
    </LegalFeesSchedule>
    <OtherAssetsSchedule documentId="990PF:117" softwareId="22015461" softwareVersionNum="22.0.1.0"></OtherAssetsSchedule>
    <OtherDecreasesSchedule documentId="990PF:134" softwareId="22015461" softwareVersionNum="22.0.1.0">
      <OtherDecreasesDetail>
        <Desc>ROUNDING DIFFERENCE</Desc>
        <Amt>481</Amt>
      </OtherDecreasesDetail>
    </OtherDecreasesSchedule>
    <OtherExpensesSchedule documentId="990PF:115" softwareId="22015461" softwareVersionNum="22.0.1.0">
      <OtherExpensesScheduleGrp>
        <Desc>GROUND RENT</Desc>
        <RevenueAndExpensesPerBooksAmt>83</RevenueAndExpensesPerBooksAmt>
      </OtherExpensesScheduleGrp>
    </OtherExpensesSchedule>
    <OtherLiabilitiesSchedule documentId="990PF:120" softwareId="22015461" softwareVersionNum="22.0.1.0"></OtherLiabilitiesSchedule>
    <OtherProfessionalFeesSchedule documentId="990PF:113" softwareId="22015461" softwareVersionNum="22.0.1.0"></OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="990PF:114" softwareId="22015461" softwareVersionNum="22.0.1.0">
      <TaxesDetail>
        <CategoryTxt>FEDERAL TAXES</CategoryTxt>
        <Amt>351</Amt>
      </TaxesDetail>
      <TaxesDetail>
        <CategoryTxt>FOREIGN TAXES PAID</CategoryTxt>
        <Amt>87</Amt>
        <NetInvestmentIncomeAmt>87</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>
