2023-07-24T15:37:16-05:00 2022-12-31 580692043 MAULDIN & JENKINS LLC 200 GALLERIA PKWY SE STE 1700 ATLANTA GA 303395946 990 2022-01-01 586034116 CREDIT UNION OF GEORGIA CRED 6783222088 4178 JILES ROAD BLDG 100 KENNESAW GA 30144 BRIAN ALBRECHT PRESIDENTCEO PRESIDENT/CEO 6783222088 2023-07-24 1 BRIAN ALBRECHT PRESIDENTCE XXX-XX-XXXX 1 MARY JO ALEXANDER P00002534 7709558600 2023-07-24 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z BRIAN ALBRECHT PRESIDENT 4178 JILES ROAD BLDG 100 KENNESAW GA 30144 56800641 0 X WWWW.CUOFGA.ORG X STATE-CHARTERED CREDIT UNION 1960 GA SEE SCHEDULE O FOR COMPLETE DESCRIPTION. THE CREDIT UNION IS A COOPERATIVE ORGANIZED TO PROVIDE MEMBERS THRIFT SAVINGS AND BORROWINGS. 7 7 135 9 61224 0 0 0 17883403 21265168 3251693 3942820 0 167503 21135096 25375491 0 0 0 0 8431241 8838801 0 0 0 8677051 10239787 17108292 19078588 4026804 6296903 568450220 609216760 525160595 568868183 43289625 40348577 THE CREDIT UNION IS A COOPERATIVE ORGANIZED TO PROVIDE MEMBERS THRIFT SAVINGS AND BORROWINGS. 0 0 CREDIT UNION OF GEORGIA IS A COOPERATIVE (OWNED BY ITS MEMBERS), NOT-FOR-PROFIT FINANCIAL INSTITUTION ORGANIZED TO PROVIDE THRIFT SAVINGS AND BORROWINGS TO ITS MEMBERS. THERE ARE APPROXIMATELY 36,031 MEMBERS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 9121 0 1 135 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 1 1 0 GA X BRIAN HAWKINS 6783222025 3048 EAGLE DRIVE WOODSTOCK GA 30189 BRIAN ALBRECHT PRESIDENT/CEO 40.00 X 395457 0 18592 JOSEPH MENNA SENIOR MORTGAGE ORIGINATOR 40.00 X 246574 0 27827 KATHERYN DAY EXECUTIVE VICE PRESIDENT 40.00 X 233989 0 26410 BRIAN HAWKINS CFO 40.00 X 189935 0 31333 JASON WALKER CLO 40.00 X 198083 0 13111 LYNN ROSS MORTGAGE OPERATIONS OFFICER 40.00 X 177596 0 9031 THOMAS MCNUTT VP OF INFORMATION TECHNOLOGY 40.00 X 146975 0 21816 JOHN SHORT VP OF HR AND TRAINING 40.00 X 145140 0 19776 MICHAEL GIBSON COBB AREA MANAGER 40.00 X 145267 0 11898 JASON BLAKEY CHEROKEE AREA MANAGER 40.00 X 149542 0 418 AMANDA ARNOLD VP OF MARKETING AND BUSINESS DEVELOPMENT 40.00 X 125378 0 23734 JILL MUTIMER CHAIRMAN 1.00 X X 0 0 0 MICHAEL ANDERSON DIRECTOR, TREASURER 1.00 X X 0 0 0 LYNN RAINEY DIRECTOR, SECRETARY 1.00 X X 0 0 0 DANNY SMITH DIRECTOR EMERITUS, VICE CHAIR 1.00 X X 0 0 0 DR FRANCES ROBERSON DIRECTOR 1.00 X 0 0 0 DR RANDY REECE DIRECTOR 1.00 X 0 0 0 BARBARA BOUNDS SELBY DIRECTOR EMERITUS 1.00 X 0 0 0 2153936 0 203946 13 0 1 0 JACK HENRY & ASSOCIATES PO BOX 609 MONETT MO 65708 DATA PROCESSOR 1834047 STS GROUP 26700 SUCCESS DR SW MADISON AL 35756 SECURITY HARDWARE AND INSTALLATION 333945 VISA ONE MARKET PLAZA SAN FRANCISCO CA 94105 NETWORK FEES 289158 DOXIM 25 CRESTRIDGE DRIVE SUWANEE GA 30024 PRINTING SERVICES 198171 SHERMAN & PHALEN 1165 NORTHCHASE PKWY SE 450 MARIETTA GA 30067 LEGAL SERVICES 186114 9 INTEREST ON LOANS 522100 15052610 15052610 FEE INCOME 522100 5921461 5860237 61224 GAP INCOME 522100 231909 231909 CREDIT SHIELD INSURANCE PRODUCTS 522100 59188 59188 21265168 2725044 2725044 167503 167503 32642926 90746 31334404 -90746 1308522 1217776 1217776 25375491 21203944 61224 4110323 1567940 5758487 370066 658472 483836 46499 82004 1621667 430707 1523687 838413 183893 1156393 927839 105299 DEBIT CARD EXPENSES 1255290 PROVISION FOR LOAN LOSS 885599 LOAN SERVICING EXPENSE 820938 DEBIT AND CREDIT CARD F 100352 261207 19078588 2514483 2606715 125334856 61673034 325945234 405268120 611430 682463 21619644 7204827 14940502 14414817 91340327 114969474 7763388 9602137 568450220 609216760 3225761 3756625 6000000 521934834 559111558 525160595 568868183 X 0 0 0 0 43289625 40348577 43289625 40348577 568450220 609216760 X 6296903 -9328697 90746 X X 0 1 X 1 0 5342568 5342568 10596025 3275651 7320374 197402 195814 1588 3700961 2385155 1315806 1782688 1348207 434481 14414817 MORTAGAGE BACKED SECURITIES 33623465 F FEDERAL AGENCY SECURITIES 74687796 F FHLB MEMBERSHIP 539300 F SBA INVESTMENTS 3457361 F MUNICIPAL BONDS 2661552 F 114969474 MEMBER SHARES 556526720 LEASE LIABILITIES 2584838 559111558 X 16137540 -9328697 -9328697 25466237 -90746 -90746 25375491 19169334 90746 90746 19078588 0 19078588 PART X, LINE 2: THE ORGANIZATION HAS NO UNCERTAIN TAX LIABILITIES UNDER FIN 48. PART XI, LINE 4B - OTHER ADJUSTMENTS: RECLASS OF INVESTMENT LOSS FROM EXPENSE -90,746. PART XII, LINE 2D - OTHER ADJUSTMENTS: RECLASS OF INVESTMENT LOSS FROM EXPENSE TO REVENUE 90,746. X 1 1 X X X 0 0 0 BRIAN ALBRECHT PRESIDENT/CEO 326135 0 69052 0 270 0 12200 0 6392 0 414049 0 0 0 JOSEPH MENNA SENIOR MORTGAGE ORIGINATOR 0 0 245979 0 595 0 9839 0 17988 0 274401 0 0 0 KATHERYN DAY EXECUTIVE VICE PRESIDENT 208270 0 23739 0 1980 0 8889 0 17521 0 260399 0 0 0 BRIAN HAWKINS CFO 166147 0 22498 0 1290 0 7472 0 23861 0 221268 0 0 0 JASON WALKER CLO 179053 0 18580 0 450 0 6697 0 6414 0 211194 0 0 0 LYNN ROSS MORTGAGE OPERATIONS OFFICER 143955 0 30057 0 3584 0 3584 0 5447 0 186627 0 0 0 THOMAS MCNUTT VP OF INFORMATION TECHNOLOGY 131866 0 11299 0 3810 0 5482 0 16334 0 168791 0 0 0 JOHN SHORT VP OF HR AND TRAINING 130433 0 13417 0 1290 0 4542 0 15234 0 164916 0 0 0 MICHAEL GIBSON COBB AREA MANAGER 104730 0 40386 0 151 0 5575 0 6323 0 157165 0 0 0 PART I, LINE 1A OFFICERS ARE ALLOWED TO HAVE A COMPANION ON BUSINESS TRIPS UNDER CERTAIN CIRCUMSTANCES. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION HAS APPROXIMATELY 36,031 MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A ELECTION OF MEMBERS AND THEIR RIGHTS: ALL PERSONS ELIGIBLE FOR MEMBERSHIP AS DEFINED BY THE BYLAWS CAN JOIN. FORM 990, PART VI, SECTION A, LINE 7B DECISIONS SUBJECT TO APPROVAL OF MEMBERS: THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP. FORM 990, PART VI, SECTION B, LINE 11B ORGANIZATION'S PROCESS TO REVIEW FORM 990: FORMS 990 AND 990T ARE REVIEWED BY CREDIT UNION OFFICERS AND BOARD OF DIRECTORS PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C ENFORCEMENT OF CONFLICTS POLICY: CONFLICTS OF INTEREST ARE PART OF PERSONNEL POLICY, AS WELL AS BOARD CODE OF ETHICS POLICY. FORM 990, PART VI, SECTION B, LINE 15 COMPENSATION PROCESS FOR TOP OFFICIAL: COMPENSATION OF TOP OFFICIALS ARE SUBJECT TO REVIEW BY THE BOARD OF DIRECTORS. AN OUTSIDE, INDEPENDENT CONSULTING ORGANIZATION IS USED TO DETERMINE SALARY GUIDELINES. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS DISCLOSURE EXPLANATION: CREDIT UNION GOVERNING DOCUMENTS ARE MADE AVAILABLE TO MEMBERS UPON REQUEST AND THROUGH THE INTRANET. FINANCIAL INFORMATION IS AVAILABLE TO THE GENERAL PUBLIC THROUGH NCUA REPORTS. FORM 990, PART XI, LINE 9: ADJUSTMENT TO NET INCOME PER AUDITED FINANCIALS 90,746. FORM 990 SECTION XII LINE 2C THE ORGANIZATION CHANGED AUDITORS FOR THE CURRENT REPORTING FISCAL YEAR.