2023-05-03T10:27:30-05:00 2022-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 660616454 990 2022-01-01 480669498 ENVISTA CREDIT UNION ENVI 7852280149 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 7852280149 2023-05-03 1 RONALD SMELTZER 999009999 0 GERALD TENBRINK P00638199 9138946214 2023-03-30 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z RONALD D SMELTZER 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 31503996 0 X WWW.ENVISTACU.COM X 1957 KS TO PROVIDE MEMBERS WITH QUALITY SERVICES TO ACHIEVE THEIR FINANCIAL GOALS. 7 7 256 9 96548 0 0 0 27591823 30349577 1260865 1091315 59562 63104 28912250 31503996 7500 12092 0 0 10661305 11860534 0 0 0 13404769 14741369 24073574 26613995 4838676 4890001 506447862 527804654 454000813 477973620 52447049 49831034 TO PROVIDE MEMBERS WITH QUALITY SERVICES TO ACHIEVE THEIR FINANCIAL GOALS. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 45,080 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2022, LOANS OUTSTANDING TOTALED $428,550,096. PAID DIVIDENDS ON DEPOSITS TOTALING $2,340,127 FOR THE YEAR. 0 0 1 0 0 0 0 1 0 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 12267 0 1 256 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 1 0 1 1 1 1 1 0 1 1 0 1 1 1 1 1 0 0 0 X RONALD D SMELTZER 7852280149 3626 SW WANAMAKER ROAD TOPEKA KS 666144528 DANIEL RAMSEY CHAIRMAN 1.00 X 0 0 0 KEVIN HAN VICE CHAIRMAN 1.00 X 0 0 0 STEPHEN LOWRY SECRETARY 1.00 X 0 0 0 JANET STANEK DIRECTOR 1.00 X 0 0 0 DEB HALL DIRECTOR 1.00 X 0 0 0 JANNEY DUNCAN DIRECTOR 1.00 X 0 0 0 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 40.00 X X 394999 0 58043 ELIZABETH STEFFEN CHIEF FINANCIAL OFFICER 40.00 X 429480 0 43621 TARA DIMICK CHIEF BUSINESS DEVELOPMENT OFFICER 40.00 X 377973 0 40015 ANDREA KABERLINE CHIEF LENDING OFFICER 40.00 X 359152 0 46171 ASHLEY ESQUIBEL CHIEF ADMINISTRATIVE OFFICER 40.00 X 336716 0 34962 STAN RUMFORD VICE PRESIDENT-IT 40.00 X 139538 0 19971 TERRY WRIGHT VICE PRESIDENT-MORTGAGE SERVICES 40.00 X 141615 0 12186 2179473 0 254969 10 0 1 0 COMPASS MARKETING & ADVERTISING PARTNERS 7512 SW FALCON TOPEKA KS 66610 MARKETING CONSULTING 164540 ZIMMERMAN & ZIMMERMAN PA 909 SE QUINCY ST TOPEKA KS 66612 COLLECTION SERVICES 130582 2 INTEREST ON LOANS 522100 17552946 17552946 FEES & OTHER INCOME 522100 12788531 12700083 88448 WARRANTY SALES 524298 8100 8100 30349577 1089915 1089915 63104 63104 1400 0 1400 1400 1400 31503996 31407448 96548 0 12092 730690 8694126 346753 1366344 722621 61131 41700 139363 580397 986567 6337245 906605 44708 265361 131987 1081614 200331 DIVIDENDS ON SHARES 2340127 LOAN SERVICING 926005 PROVISION FOR LOAN LOSS 523090 ASSOCIATION DUES 95527 79611 26613995 2601301 1246503 30592647 8722602 383875816 426373923 1277659 1311413 25372242 9584409 16207183 15787833 60542540 65900997 11350716 8461383 506447862 527804654 2706040 3133214 3598825 3702951 1500000 9068299 446195948 462069156 454000813 477973620 X 0 0 0 0 52447049 49831034 52447049 49831034 506447862 527804654 X 4890001 -7529043 23027 X 0 1 X 1 0 2500 2500 2500 1 CREDIT UNION PAC OF KANSAS 901 SW TOPEKA BLVD TOPEKA KS 66612 480949548 2500 PART I-A, LINE 1: CONTRIBUTION TO THE CREDIT UNION POLITICAL ACTION COMMITTEE OF KANSAS. 0 1 X 3117889 3117889 12115273 2986422 9128851 452321 116540 335781 9686759 6481447 3205312 15787833 AFS-FEDERAL AGENCY SECURITIES 48010276 F FHLB CLASS A STOCK 500000 C FHLB CLASS B STOCK 457000 C HTM-FEDERAL AGENCY SECURITIES 16933721 C 65900997 MEMBER SHARES & DEPOSITS 460233948 ACCRUED DIVIDENDS PAYABLE 42337 ACCRUED POST RETIREMENT EXPENSE 497233 457(B) RETIREMENT PLAN 389176 ACCRUED ANNUAL LEAVE 355947 LEASE LIABILITY 550515 462069156 X 31503996 0 31503996 0 31503996 26613995 0 26613995 0 26613995 PART IV, LINE 2B: THE CREDIT UNION MAINTAINS ESCROW ACCOUNTS FOR INSURANCE AND PROPERTY TAXES RELATED TO MEMBER REAL ESTATE LOANS. ADDITIONALLY, PRINCIPAL AND INTEREST PAYMENTS FOR FREDDIE MAC AND FHLB LOANS ARE MAINTAINED IN CUSTODIAL ACCOUNTS UNTIL REMITTED MONTHLY. PART X, LINE 2: THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL INCOME TAXES UNDER PROVISIONS OF SECTION 501 OF THE INTERNAL REVENUE CODE (IRC) OF 1954; HOWEVER, THE CREDIT UNION'S UNRELATED BUSINESS INCOME AND SUBSIDIARIES ARE SUBJECT TO FEDERAL INCOME TAXES. THERE WERE NO SIGNIFICANT INCOME TAXES FOR THE YEARS ENDED DECEMBER 31, 2022 AND DECEMBER 31, 2021. ACCOUNTING PRINCIPLES PRESCRIBE A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE FINANCIAL STATEMENT RECOGNITION AND MEASUREMENT OF A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. THE CREDIT UNION HAD NO UNRECOGNIZED TAX POSITIONS AT DECEMBER 31, 2022 AND DECEMBER 31, 2021. IT IS THE CREDIT UNION'S POLICY TO RECORD ANY PENALTIES OR INTEREST ARISING FROM FEDERAL OR STATE TAXES AS A COMPONENT OF NONINTEREST EXPENSE. 1 GREATER TOPEKA PARTNERSHIP INC 719 S KANSAS AVENUE TOPEKA KS 66603 822627387 501(C)(6) 6800 0 SUPPORT FOR TOPEKA & SHAWNEE COUNTY ECONOMIC DEVELOPMENT PLAN WASHBURN UNIVERSITY FOUNDATION 1729 SW MACVICAR AVENUE TOPEKA KS 66604 486105561 501(C)(3) 5292 0 UNDERWRITING SUPPORT FOR KTWU X 1 1 X X X 0 1 0 ELIZABETH STEFFEN CHIEF FINANCIAL OFFICER 199453 0 33571 0 196456 0 24468 0 19153 0 473101 0 195453 0 RONALD D SMELTZER PRESIDENT/CEO, TREASURER 334630 0 52579 0 7790 0 38849 0 19194 0 453042 0 0 0 TARA DIMICK CHIEF BUSINESS DEVELOPMENT OFFICER 158451 0 23736 0 195786 0 10933 0 29082 0 417988 0 195453 0 ANDREA KABERLINE CHIEF LENDING OFFICER 142456 0 20990 0 195706 0 17162 0 29009 0 405323 0 195453 0 ASHLEY ESQUIBEL CHIEF ADMINISTRATIVE OFFICER 128100 0 12941 0 195675 0 14815 0 20147 0 371678 0 195453 0 STAN RUMFORD VICE PRESIDENT-IT 127250 0 11920 0 368 0 4176 0 15795 0 159509 0 0 0 TERRY WRIGHT VICE PRESIDENT-MORTGAGE SERVICES 136125 0 4343 0 1147 0 2088 0 10098 0 153801 0 0 0 PART I, LINE 1A ANNUAL HEALTH CLUB DUES ($408). PART I, LINE 3 AN INDEPENDENT SALARY ADMINISTRATION FIRM MEETS WITH A COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES THEM WITH COMPARATIVE SALARY INFORMATION AND RECOMMENDATIONS, AND CONSULTS ON THE PRESIDENT/CEO'S SALARY. PART I, LINE 4B THE CREDIT UNION HAD A 457(F) NONQUALIFIED DEFERRED COMPENSATION PLAN FOR THE FOLLOWING EMPLOYEES THAT WAS DISCONTINUED. THE EXECUTIVES RECEIVED THE FOLLOWING DISTRIBUTIONS IN 2022: ELIZABETH STEFFEN, CHIEF FINANCIAL OFFICER - $195,453 TARA DIMICK, CHIEF BUSINESS DEVELOPMENT OFFICER - $195,453 ANDREA KABERLINE, CHIEF LENDING OFFICER - $195,453 ASHELY ESQUIBEL, VICE PRESIDENT-HUMAN RESOURCES - $195,453 THE DISTRIBUTIONS WERE INCLUDED IN W-2 WAGES, AS REQUIRED. THE FOLLOWING EMPLOYEES ALSO PARTICIPATED IN 457(B) DEFERRED COMPENSATION PLANS AND THE RELATED AMOUNTS RECORDED IN 2022 ARE LISTED BELOW: RONALD D. SMELTZER, PRESIDENT/CEO, TREASURER - $20,500 ELIZABETH STEFFEN, CHIEF FINANCIAL OFFICER - $10,486 ANDREA KABERLINE, CHIEF LENDING OFFICER - $7,355 NO AMOUNTS WERE PAID OUT OF THE 457(B) PLANS IN 2022. FORM 990, PART VI, SECTION A, LINE 4 EFFECTIVE JANUARY 1, 2023, THE CREDIT UNION BECAME A 501(C)(1) FEDERALLY CHARTERED CREDIT UNION AND ALL ORGANIZATIONAL DOCUMENTS WERE UPDATED ACCORDINGLY. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS. IN 2022, MEMBERS VOTED TO APPROVE THE BOARD'S RECOMMENDATION TO CONVERT FROM A STATE CHARTERED CREDIT UNION TO A FEDERALLY CHARTERED CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 11B THE CFO COMPLETES AND SUBMITS INFORMATION TO THE OUTSIDE ACCOUNTING FIRM PREPARING THE RETURN. UPON COMPLETION, FINAL APPROVAL IS GIVEN BY THE CEO OR CFO. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 AN INDEPENDENT SALARY ADMINISTRATION FIRM MEETS WITH A COMMITTEE OF THE BOARD OF DIRECTORS, PROVIDES THEM WITH COMPARATIVE SALARY INFORMATION AND RECOMMENDATIONS, AND CONSULTS ON THE PRESIDENT/CEO'S SALARY. ALL OTHER MANAGEMENT COMPENSATION IS DETERMINED BY THE PRESIDENT/CEO AND IS PRESENTED AS PART OF THE BUDGET PACKAGE TO THE BOARD OF DIRECTORS FOR APPROVAL. THE BOARD'S DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED MONTHLY IN EACH BRANCH LOBBY, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST. FORM 990, PART XI, LINE 9: NET ADJUSTMENT FOR POST RETIREMENT BENEFITS 23,027.