2023-05-04T16:01:21-05:00 2022-12-31 810781371 J TENBRINK & ASSOCIATES 11272 S RIDGEVIEW RD OLATHE KS 660616454 990 2022-01-01 440357634 MISSOURI CENTRAL CREDIT UNION MISS 8162460002 825 NE DEERBROOK LEES SUMMIT MO 640866750 TOM LOFTUS VICE PRESIDENT & COO 8162460002 2023-05-04 1 TOM LOFTUS 999009999 0 GERALD TENBRINK P00638199 9138946214 2023-03-09 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z JOSHUA WOOLEY 825 NE DEERBROOK LEES SUMMIT MO 640866750 3522292 0 X WWW.MOCENTRAL.ORG X 1931 MO WE STRIVE TO BE THE ONE, THRIVING FINANCIAL INSTITUTION THAT ALWAYS WELCOMES THE OPPORTUNITY TO MEET YOUR NEEDS. TOGETHER WE THRIVE. 7 7 18 12 10400 0 0 0 2306955 3303919 200750 204334 12239 14039 2519944 3522292 0 0 0 0 1003398 1129324 0 0 0 1389888 1860217 2393286 2989541 126658 532751 76920087 83243525 70074090 75864777 6845997 7378748 WE STRIVE TO BE THE ONE, THRIVING FINANCIAL INSTITUTION THAT ALWAYS WELCOMES THE OPPORTUNITY TO MEET YOUR NEEDS. TOGETHER WE THRIVE. 0 0 PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 8,109 MEMBERS. PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2022, LOANS OUTSTANDING TOTALED $66,697,707 (INCLUDING PARTICIPATIONS). PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $107,477 FOR THE YEAR. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2559 0 1 18 1 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 0 0 1 1 1 1 1 1 1 0 X TOM LOFTUS 8162460002 825 NE DEERBROOK LEES SUMMIT MO 640866750 JULIA HAMPTON CHAIRPERSON 1.00 X 0 0 0 JANE MONROE VICE CHAIRPERSON 1.00 X 0 0 0 DOMINIQUE BENNET SECRETARY/TREASURER 1.00 X 0 0 0 JOANNE THIES BOARD MEMBER 1.00 X 0 0 0 MARK SCHAUFLER BOARD MEMBER 1.00 X 0 0 0 SAM VOYLES BOARD MEMBER 1.00 X 0 0 0 J THOMAS LOVELL JR BOARD MEMBER 1.00 X 0 0 0 JOSHUA WOOLEY PRESIDENT 40.00 X 145484 0 15687 TOM LOFTUS VICE PRESIDENT & COO 40.00 X 110271 0 24684 255755 0 40371 2 0 1 0 0 INTEREST ON LOANS 522100 2168186 2168186 FEES & OTHER INCOME 522100 1132224 1125333 6891 WARRANTY & OTHER INSUR 524298 3509 3509 3303919 204334 204334 14039 14039 3522292 3511892 10400 0 296126 642711 31881 93381 65225 2565 32551 152429 88566 419066 261956 80463 160 8181 7257 80532 43655 PROVISION FOR LOAN LOSS 320575 LOAN SERVICING 197819 MEMBER DIVIDENDS 107477 ASSOCIATION DUES 25363 31602 2989541 460565 690472 31203728 3127881 39308198 66359282 248915 623822 2668033 1708040 1003602 959993 2188547 9371078 2506532 2110997 76920087 83243525 514271 537381 599250 69559819 74728146 70074090 75864777 X 0 0 0 0 6845997 7378748 6845997 7378748 76920087 83243525 532751 0 X 0 0 0 250195 250195 1776261 1126099 650162 641577 581941 59636 959993 CO-OP FINANCIAL SERVICES 14408 C CULEDGER HEARTLAND,LLC 19231 C BROKERED CDS 1082423 C HTM- FEDERAL AGENCY SECURITIES 2048953 C HTM - US GOV'T OBLIGATIONS 6206063 C 9371078 MEMBER SHARE DEPOSITS 74728146 74728146 X X X X 0 0 0 JOSHUA WOOLEY PRESIDENT 140000 0 1800 0 3684 0 6456 0 9231 0 161171 0 0 0 PART I, LINE 3 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES THE PRESIDENT'S SALARY BASED ON RECOMMENDATIONS FROM AN INDEPENDENT CONSULTANT AND THE RESULTS OF COMPEASE SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION IS MUTUALLY OWNED BY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS ARE ELECTED BY THE CREDIT UNION MEMBERS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN SIGNIFICANT CHANGES ARE SUBJECT TO APPROVAL BY THE CREDIT UNION MEMBERS; HOWEVER, NO SUCH CHANGES WERE MADE DURING THE YEAR. FORM 990, PART VI, SECTION B, LINE 11B DATA IS PROVIDED TO THE OUTSIDE ACCOUNTING FIRM PREPARING THE TAX RETURNS. UPON COMPLETION, THEY ARE REVIEWED AND APPROVED BY CREDIT UNION MANAGEMENT. FORM 990, PART VI, SECTION B, LINE 12C ON AN ANNUAL BASIS, ALL OFFICERS, DIRECTORS, COMMITTEE MEMBERS, AND KEY EMPLOYEES ARE REQUIRED TO REVIEW THE CONFLICT OF INTEREST POLICY, DISCLOSE ANY INTERESTS THAT COULD GIVE RISE TO CONFLICTS, AND SUBMIT A SIGNED STATEMENT TO THAT EFFECT. THESE STATEMENTS ARE MAINTAINED ON FILE AT THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15 THE COMPENSATION COMMITTEE OF THE BOARD OF DIRECTORS REVIEWS AND APPROVES SALARIES BASED ON RECOMMENDATIONS FROM AN INDEPENDENT CONSULTANT AND THE RESULTS OF COMPEASE SURVEYS. DELIBERATIONS AND DECISIONS ARE DOCUMENTED IN THE MINUTES. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS ARE POSTED IN THE CREDIT UNION, PRESENTED AT THE ANNUAL MEETING, AND ARE AVAILABLE UPON REQUEST. IN ADDITION, THE NCUA WEBSITE POSTS FINANCIAL INFORMATION AS PART OF THE QUARTERLY CALL REPORTS. OTHER DOCUMENTS, POLICIES, AND PROCEDURES ARE AVAILABLE UPON REQUEST.