2023-04-25T09:10:24-05:00 2022-06-30 410746749 CLIFTONLARSONALLEN LLP TWO INTERNATIONAL PLACE 22ND FLOOR BOSTON MA 02110 990 2021-07-01 042109865 NORTHFIELD MOUNT HERMON SCHOOL NORT 4134983000 ONE LAMPLIGHTER WAY MOUNT HERMON MA 01354 MARY MCENEANY COO/CFO 4134983663 2023-04-05 1 MARY MCENEANY 999009999 LAURA J KENNEY P00202198 6177170831 2023-04-05 3 AAL1 IAL1 2021 2023-04-26 12:10:37Z BRIAN HARGROVE ONE LAMPLIGHTER WAY MOUNT HERMON MA 01354 97169697 0 X WWW.NMHSCHOOL.ORG X 1879 MA PLEASE SEE SCHEDULE O FOR NORTHFIELD MOUNT HERMON SCHOOL'S MISSION. NORTHFIELD MOUNT HERMON EDUCATES THE HEAD, HEART, AND HANDS OF OUR STUDENTS. WE ENGAGE THEIR INTELLECT, COMPASSION, AND TALENTS, EMPOWERING THEM TO ACT WITH HUMANITY AND PURPOSE. 18 18 522 149 315204 0 12674890 15125882 43116234 45340960 5798046 10214062 616105 786555 62205275 71467459 8297552 9076232 0 0 29010722 26942164 0 0 3241296 19449467 22141201 56757741 58159597 5447534 13307862 337454182 311834713 117744834 99443028 219709348 212391685 X NORTHFIELD MOUNT HERMON EDUCATES THE HEAD, HEART AND HANDS OF OUR STUDENTS. WE ENGAGE THEIR INTELLECT, COMPASSION, AND TALENTS, EMPOWERING THEM TO ACT WITH HUMANITY AND PURPOSE. 0 0 36487695 9069277 44926499 NORTHFIELD MOUNT HERMON SCHOOL (NMH) GIVES YOUNG PEOPLE AN EXCEPTIONAL ACADEMIC EXPERIENCE TAUGHT BY EXPERT, CARING FACULTY. NMH IS A SECULAR COED BOARDING AND DAY SCHOOL FOR 665 STUDENTS IN GRADES NINE THROUGH TWELVE AND POST GRADUATE. OUR BEAUTIFUL WOODED CAMPUS BORDERS THE CONNECTICUT RIVER IN WESTERN MASSACHUSETTS' PIONEER VALLEY. HERE, WE CHALLENGE STUDENTS TO THINK CRITICALLY AND TO CHANNEL THEIR TALENTS TO DO GOOD IN THE WORLD, INSPIRING IN THEM A SENSE OF PURPOSE AT NMH, A CONSTELLATION OF ADULTS INTERACT WITH AND SUPPORT STUDENTS THROUGHOUT THE DAY. CLASSES ARE SMALL AND EXTENDED TO ALLOW STUDENTS TO EXPLORE EACH SUBJECT IN DEPTH. STUDENTS TAKE THREE MAJOR COURSES EACH SEMESTER FOR A TOTAL OF SIX CHALLENGING COLLEGE-PREPARATORY COURSES PER YEAR. THE SCHOOL OFFERS AN EXTENSIVE CHOICE OF SPORTS TEAMS, PERFORMING ARTS GROUPS, CLUBS AND STUDY-ABROAD OPTIONS. AN ESTIMATED 150 STUDENTS VOLUNTEER EACH TERM IN SERVICE ACTIVITIES. STUDENTS ALSO HELP RUN OUR WORKING FARM, AND PROVIDE SUPPORT FOR GRADUATIONAL CREDIT IN MULTIPLE DEPARTMENTS, INCLUDING FOOD SERVICES AND PLANT FACILITIES. 242244 6955 349995 NORTHFIELD MOUNT HERMON SCHOOL (NMH) SUMMER SESSION OFFERS PROGRAMS FOR STUDENTS WISHING TO ENRICH, SUPPLEMENT, OR ACCELERATE THEIR SCHOOL-YEAR EDUCATION. WE HAVE AN EXTENSIVE, COMPREHENSIVE PROGRAM THAT HAS EXISTED IN VARIOUS FORMS FOR MORE THAN 100 YEARS. EACH SUMMER, WE GATHER AS A COMMUNITY TO ENGAGE IN ACADEMIC WORK AND TO LEARN FROM EACH OTHER IN MANY DIFFERENT WAYS. OUR STUDENT POPULATION IS DIVERSE AND WORLDLY -- IN THE SUMMER OF 2021, 22 DIFFERENT COUNTRIES AND 22 STATES WITHIN THE U.S. WERE REPRESENTED. OUR 29 TALENTED FACULTY MEMBERS PROVIDED AN OUTSTANDING EXPERIENCE FOR OUR STUDENTS. OUR GOAL, THROUGH ALL ASPECTS OF OUR COMPREHENSIVE PROGRAM, IS TO PROVIDE A VALUABLE, LIFE-CHANGING EXPERIENCE FOR EACH STUDENT WHO JOINS US. FOR MANY STUDENTS, NMH SUMMER SESSION PROVIDES THEIR FIRST TASTE OF A RIGOROUS ACADEMIC EXPERIENCE AND CHALLENGES THEM TO A NEW LEVEL. OTHER STUDENTS COME FROM STRONG SCHOOLS AND USE THEIR SUMMER HERE AS AN OPPORTUNITY TO FURTHER BUILD ACADEMIC SKILLS, ADVANCE IN THEIR COURSEWORK AND PREPARE FOR COLLEGE. 36729939 1 1 0 0 0 0 0 0 1 1 1 1 0 0 1 0 0 1 1 0 1 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 1 1 1 0 0 1 158 0 1 522 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 18 18 0 0 0 0 0 0 0 1 1 0 0 0 1 1 1 1 1 1 1 0 MA X MARY MCENEANY - COOCFO 4134983663 ONE LAMPLIGHTER WAY MOUNT HERMON MA 01354 TIFFANI R BROWN TRUSTEE 3.00 X 0 0 0 MARIAH D CALAGIONE TRUSTEE 3.00 X 0 0 0 DONALD GLASCOFF TRUSTEE (UNTIL 5/22) 3.00 X 0 0 0 BADER A EL-JEAN TRUSTEE 3.00 X 0 0 0 ALISON S ELLIOTT TRUSTEE 3.00 X 0 0 0 STEPHEN W GAUSTER TRUSTEE 3.00 X 0 0 0 MIRJA C HAFFNER TRUSTEE 3.00 X 0 0 0 MONIE T HARDWICK TRUSTEE 3.00 X 0 0 0 JOSEPHINE M HART TRUSTEE 3.00 X 0 0 0 JAY M KAPLAN TRUSTEE 3.00 X 0 0 0 CHARLES A KNIRSCH TRUSTEE 3.00 X 0 0 0 AUDREY G KUBIE TRUSTEE 3.00 X 0 0 0 ALEX LOTOCKI DE VELIGOST TRUSTEE 3.00 X 0 0 0 PETER J MACDONALD TRUSTEE 3.00 X 0 0 0 CARL D MEYER TRUSTEE 3.00 X 0 0 0 MOLLY G TALBOT TRUSTEE 3.00 X 0 0 0 RYAN R VINEYARD TRUSTEE 3.00 X 0 0 0 JUSTIN WAI TRUSTEE 3.00 X 0 0 0 SHANNON WEINBERGER TRUSTEE 3.00 X 0 0 0 BRIAN H HARGROVE HEAD OF SCHOOL 50.00 X 470598 0 174518 MARY MCENEANY COO/CFO 50.00 X 277580 0 30293 CHARLES TIERNEY ASSISTANT HEAD OF SCHOOL 50.00 X 228110 0 53335 DEANNA FLETCHER EXECUTIVE ASSISTANT/SECRETARY 40.00 X 64988 0 5312 PHILIP HOOD CHIEF ADVANCEMENT OFFICER 50.00 X 238874 0 99964 CLAUDE ANDERSON DEAN OF ENROLLMENT 50.00 X 187138 0 44084 SARA ROURKE DOCTOR 50.00 X 209536 0 124832 BEATRIZ GARCIA DEAN OF FACULTY 50.00 X 142113 0 70007 JENELLE VINCENT-GRAHAM CONTROLLER 50.00 X 139747 0 26695 STEPHEN DUFFY DIRECTOR OF PLANT FACILITIES (UNTIL 12/21) 50.00 X 126612 0 17074 VICTOR NUOVO SENIOR DIRECTOR OF ADVANCEMENT 50.00 X 124422 0 27102 2209718 0 673216 18 0 1 0 FONTAINE BROS INC 510 COTTAGE ST SPRINGFIELD MA 01104 CONSTRUCTION SERVICES 16186434 RENAISSANCE BUILDERS 390 MAIN RD GILL MA 01354 CONSTRUCTION SERVICES 2287879 MOWRY & SCHMIDT INC PO BOX 135 15 POWER COURT GREENFIELD MA 01301 CONSTRUCTION SERVICES 1957965 E&R LAUNDRY AND DRY CLEANERS 80 ROSS AVENUE MANCHESTER NH 03103 LAUNDRY SERVICES 587936 PALMERI ELECTRIC LLC 679 MOHAWK TRAIL SHELBURNE FALLS MA 01370 ELECTRICAL CONTRACTOR 508142 18 31987 15093895 3372899 15125882 SCHOOL YEAR TUITION 611110 44316389 44316389 SUMMER TUITION/FEES 611110 349995 349995 SUMMER CAMP AND CONFER 900099 276802 276802 NURSERY SCHOOL 900099 13458 13458 384316 384316 45340960 3465013 7708 3457305 209040 0 209040 209040 209040 30481766 1825081 24875821 681977 5605945 1143104 6749049 30694 6718355 319777 144440 175337 175337 MISCELLANEOUS 900099 402178 402178 402178 71467459 45641673 315204 10384700 9076232 9076232 1600986 1326231 274755 17766833 10412802 5936177 1417854 1483445 726731 611634 145080 4735193 3109901 1312641 312651 1355707 745186 495888 114633 120109 120109 103395 103395 310940 310940 1065202 154315 649662 261225 131518 7188 83101 41229 1168656 501843 516691 150122 834011 47413 676681 109917 2527519 2184044 333767 9708 214239 68635 81650 63954 156268 31988 80855 43425 2390915 2390915 7082314 6462380 592173 27761 740648 740648 PLANT MAINTENANCE 2145004 792070 1324938 27996 FOOD/FLOWERS/INVENTORY 1641310 1399864 38953 202493 STUDENT ACTIVITIES 625219 551978 73241 STUDENT TRANSPORTATION 321040 321040 562894 136329 388072 38493 58159597 36729939 18188362 3241296 9643659 29103440 13701084 3552570 4193047 5604618 4586895 120 0 387448 479383 761240 806027 202045503 101614773 91958896 100430730 114181133 100923088 91904717 77070800 337454182 311834713 5388997 2383272 20337607 17340856 63182866 62069984 311718 429546 28523646 17219370 117744834 99443028 X 66791665 83834160 152917683 128557525 219709348 212391685 337454182 311834713 X 13307862 -31480112 1702 10852885 X 0 1 X 1 0 X 14586443 13493048 12726291 12674890 15125882 68606554 14586443 13493048 12726291 12674890 15125882 68606554 1601526 67005028 7105554 5709792 2161305 2273970 3666345 20916966 89523520 225368155 0.74850 0.70690 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 X 189597546 6476558 -21699450 3196796 3949598 167228260 151911222 4437896 43610015 3034700 7326887 189597546 159905687 4177832 -4293067 2764353 5114877 151911222 158461367 4355558 4316762 2585095 4642905 159905687 143064829 8857597 9525996 2343688 643367 158461367 0.37000 0.53000 0.10000 0 0 61019 61019 167156472 77929405 89227067 26555885 21955299 4600586 8272127 1730069 6542058 100430730 TIMBER 3574000 F HEDGE FUNDS 11962275 F PRIVATE EQUITY 7850949 F INTERNATIONAL 50420351 F VENTURE CAPITAL 1450070 F INVESTMENT IN ENWC 1308613 F PRIVATE REAL ASSETS 504542 F 77070800 SWAP AGREEMENTS LIABILITY 8199668 OBLIGATION UNDER SPLIT INTEREST AGREEMENTS 1826922 ASSET RETIREMENT OBLIGATION 7192780 17219370 39984072 -31480112 9383897 -22096215 62080287 310940 9076232 9387172 71467459 47266455 -1505970 -1505970 48772425 310940 9076232 9387172 58159597 PART IV, LINE 2B: NORTHFIELD MOUNT HERMON SCHOOL MAINTAINS AGENCY ACCOUNTS AND ACTS AS A FISCAL AGENT FOR THE FUNDS. THESE AGENCY ACCOUNTS ARE MAINTAINED TO SUPPORT STUDENT INTRAMURAL SPORT CLUBS, COMMUNITY OUTREACH INITIATIVES, MUSICAL GROUPS AND OTHER EXTRACURRICULAR ACTIVITIES. PART V, LINE 4: NORTHFIELD MOUNT HERMON SCHOOL'S ENDOWED FUNDS ARE INVESTED IN PERPETUITY AND THE INCOME IS USED TO FUND ITS PROGRAMS. THE FUNDS ARE INVESTED FOR LONG TERM GROWTH SO THAT CURRENT AND FUTURE GENERATIONS OF STUDENTS WILL RECEIVE BENEFIT FROM THE FUNDS. PART XI, LINE 2D - OTHER ADJUSTMENTS: ENWC REVENUE 364,810. CHANGE IN VALUE OF SWAP AGREEMENTS 10,852,885. REALIZED LOSS ON SWAP AGREEMENTS -1,833,798. PART XI, LINE 4B - OTHER ADJUSTMENTS: FINANCIAL AID 9,076,232. PART XII, LINE 2D - OTHER ADJUSTMENTS: ENWC EXPENSES 327,828. REALIZED LOSS ON SWAP AGREEMENTS -1,833,798. PART XII, LINE 4B - OTHER ADJUSTMENTS: FINANCIAL AID 9,076,232. 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 1 0 1 SCHEDULE E, PART I, LINE 3 NOTICE OF NONDISCRIMINATION POLICY IS PUBLICLY ACCESSIBLE ON THE SCHOOL'S WEBSITE HOMEPAGE. SCHEDULE E, PART I, LINE 6 UPWARD BOUND PROGRAM $31,987, CFDA NUMBER: 84.047A FEDERAL GRANT AWARD NUMBER: P047A171048-19 CENTRAL AMERICA AND THE CARIBBEAN - ANTIGUA & BARBUDA, ARUBA, BAHAMAS, 0 0 INVESTMENTS 44796151 MIDDLE EAST AND NORTH AFRICA 0 1 FUNDRAISING 13274 MIDDLE EAST AND NORTH AFRICA 0 2 RECRUITMENT 14482 NORTH AMERICA 0 4 RECRUITMENT 29661 SOUTH AMERICA 0 1 RECRUITMENT 6750 RUSSIA AND NEIGHBORING STATES 0 1 RECRUITMENT 6750 0 9 0 0 0 9 44867068 0 44867068 1 0 1 1 1 1 PART I, LINE 3: THE SCHOOL USES THE ACCRUAL METHOD OF ACCOUNTING TO ACCOUNT FOR EXPENDITURES. PART III ACCOUNTING METHOD: 1 SCHOLARSHIPS 180 9076232 PART I, LINE 2: IN ORDER TO OBJECTIVELY ESTABLISH FINANCIAL NEED, NORTHFIELD MOUNT HERMON SCHOOL (NMH) SUBSCRIBES TO THE SERVICES OF THE SCHOOL SCHOLARSHIP SERVICE (SSS) WHICH PROVIDES A FINANCIAL AID NEED ANALYSIS BASED ON INFORMATION MADE AVAILABLE BY FAMILIES IN A CONFIDENTIAL STATEMENT KNOWN AS THE PFS -- PARENT FINANCIAL STATEMENT. BY APPLYING OBJECTIVE CRITERIA IN A SPECIFIC FORMULA, SSS IS ABLE TO HELP ESTABLISH A FAMILY'S ABILITY TO PAY THE EXPECTED PARENTAL CONTRIBUTION, WHICH IS THEN ADJUSTED FOR THE NUMBER OF OTHER FAMILY MEMBERS IN TUITION CHARGING INSTITUTIONS AND FOR DAY VERSUS BOARDING SITUATIONS. ONCE FINANCIAL NEED HAS BEEN ESTABLISHED, NMH WILL MAKE A FINANCIAL AID AWARD WHICH COMES AS CLOSE AS POSSIBLE TO MEETING THE INDICATED NEED. X 1 1 X X X X 1 0 0 0 0 0 0 1 0 BRIAN H HARGROVE HEAD OF SCHOOL 460194 0 0 0 10404 0 23200 0 151318 0 645116 0 0 0 PHILIP HOOD CHIEF ADVANCEMENT OFFICER 227134 0 3000 0 8740 0 19196 0 80768 0 338838 0 0 0 SARA ROURKE DOCTOR 205706 0 3000 0 830 0 15937 0 108895 0 334368 0 0 0 MARY MCENEANY COO/CFO 272131 0 3000 0 2449 0 21920 0 8373 0 307873 0 0 0 CHARLES TIERNEY ASSISTANT HEAD OF SCHOOL 223507 0 3000 0 1603 0 18665 0 34670 0 281445 0 0 0 CLAUDE ANDERSON DEAN OF ENROLLMENT 182566 0 3000 0 1572 0 14648 0 29436 0 231222 0 0 0 BEATRIZ GARCIA DEAN OF FACULTY 137990 0 3000 0 1123 0 11320 0 58687 0 212120 0 0 0 JENELLE VINCENT-GRAHAM CONTROLLER 113134 0 8000 0 18613 0 9696 0 16999 0 166442 0 0 0 VICTOR NUOVO SENIOR DIRECTOR OF ADVANCEMENT 120403 0 3000 0 1019 0 10353 0 16749 0 151524 0 0 0 PART I, LINE 1A HOUSING IS PROVIDED FOR OFFICERS, KEY EMPLOYEES AND HIGHEST COMPENSATED EMPLOYEES AS A CONDITION OF EMPLOYMENT FOR THE CONVENIENCE OF THE EMPLOYER AND IS NOT INCLUDED IN TAXABLE WAGES. NON-TAXABLE BENEFITS (REPORTED IN SCHEDULE J, PART II, COLUMN D) FOR THE FOLLOWING INDIVIDUALS INCLUDES HOUSING AS A CONDITION OF EMPLOYMENT FOR THE CONVENIENCE OF THE EMPLOYER: BRIAN HARGROVE, $127,139; CHARLES TIERNEY, $12,645; PHILIP HOOD, $12,373; CLAUDE ANDERSON, $14,956; BEATRIZ GARCIA, $43,645. PART I, LINE 4A STEPHEN DUFFY RECEIVED A SEVERANCE PAYMENT TOTALING $8,845 IN ACCORDANCE WITH HIS SEPARATION AGREEMENTS. PART I, LINE 7 BONUSES ARE DISCRETIONARY IN NATURE. A MDFA 2014 BONDS 043431814 2014-03-26 68635000 REFUND OF 2007 BONDS 0 0 0 A 6008000 68635000 670000 67965000 2014 1 0 1 1 A 0 0 0 0 0.00000 0.00200 0.00200 0 0 1 A 0 0 1 0 1 1 MORGAN STANLEY 23.000000000000 0 0 0 0 1 A 1 PART IV, LINE 4B AND 4C: 2014 SERIES BONDS HEDGE PROVIDER: MORGAN STANLEY TERM: 23 X 107 3372899 MARKET VALUE 0 1 0 PART I, COLUMN (B): REPORTED THE NUMBER OF DONATIONS OF PUBLICLY TRADED STOCK. FORM 990, PART VI, SECTION B, LINE 11B ONCE NORTHFIELD MOUNT HERMON SCHOOL (NMH)'S FORM 990 IS COMPLETED, IT IS FIRST REVIEWED BY NMH'S INTERNAL MANAGEMENT. FOLLOWING THAT REVIEW, NMH'S INTERNAL MANAGEMENT AND OUTSIDE ADVISORS PRESENT THE FORM 990 (EXCLUDING SCHEDULE B - SCHEDULE OF CONTRIBUTORS) TO THE AUDIT COMMITTEE FOR REVIEW AND COMMENT. THE CHAIR OF THE AUDIT COMMITTEE REVIEWS SCHEDULE B WITH THE CHAIR OF THE BOARD OF TRUSTEES. THE COMPLETED FORM 990 (EXCLUDING SCHEDULE B - SCHEDULE OF CONTRIBUTORS) IS PROVIDED TO MEMBERS OF THE AUDIT COMMITTEE PRIOR TO THE FORM BEING FILED WITH THE IRS. FORM 990, PART VI, SECTION B, LINE 12C NORTHFIELD MOUNT HERMON SCHOOL (NMH) MAINTAINS A WRITTEN CONFLICT OF INTEREST POLICY REQUIRING DISCLOSURE OF RELEVANT FACTS THAT GIVE RISE TO A POTENTIAL CONFLICT OF INTEREST. ANNUALLY, OFFICERS, KEY EMPLOYEES AND BOARD MEMBERS ARE REQUIRED TO ACKNOWLEDGE IN WRITING THAT THEY HAVE READ AND UNDERSTOOD THE CONFLICT OF INTEREST POLICY. ADDITIONALLY, EACH OFFICER, KEY EMPLOYEE, AND BOARD MEMBER ACKNOWLEDGES WITH SIGNATURE THAT NO CONFLICT OF INTEREST EXISTS, OR PROVIDES DISCLOSURE OF A CONFLICT. THE FORMS ARE RETURNED TO THE EXECUTIVE ASSISTANT TO THE HEAD OF SCHOOL. IF A CONFLICT EXISTS, THAT MEMBER MAY NOT BE PRESENT FOR DELIBERATIONS OR PARTICIPATE IN DECISIONS FOR A TRANSACTION INVOLVING A CONFLICT OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 NORTHFIELD MOUNT HERMON SCHOOL (NMH) HAS AN INDEPENDENT COMPENSATION AND BENEFITS COMMITTEE THAT REVIEWS ANNUALLY THE PERFORMANCE OF THE HEAD OF SCHOOL AND THE SENIOR STAFF BASED ON FEEDBACK SHARED FROM ALL INDEPENDENT TRUSTEES. DURING ITS REVIEW OF THAT FEEDBACK AND CONSIDERING AVAILABLE ANALYTICAL MARKET DATA, THE COMMITTEE SETS THE COMPENSATION OF THE HEAD OF SCHOOL FOR THE UPCOMING YEAR. AT THE FALL MEETING OF THE FULL BOARD, THE COMMITTEE GIVES AN ORAL REPORT OF ITS FINDINGS AND RECOMMENDATIONS TO THE EXECUTIVE COMMITTEE. THE LAST REVIEW WAS PERFORMED IN 2021. THE HEAD OF SCHOOL IS RESPONSIBLE FOR SETTING THE COMPENSATION FOR THE SENIOR STAFF BASED ON COMPARABLE MARKET DATA. THE COMPENSATION DELIBERATIONS AND DECISIONS ARE DOCUMENTED. FORM 990, PART VI, SECTION C, LINE 19 NORTHFIELD MOUNT HERMON SCHOOL'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9: CHANGE IN VALUE OF SWAP AGREEMENTS 10,852,885. EAST NORTHFIELD WATER COMPANY PO BOX 152 NORTHFIELD MA 01360 041269905 WATER COMPANY MA NMH C 339525 816911 1.00000 1 CHARITABLE REMAINDER TRUST SUPPORT NY NMH 0.55000 1 CHARITABLE REMAINDER TRUST (9) SUPPORT MA NMH 1 CHARITABLE REMAINDER TRUST (4) SUPPORT MA 0.33000 0 POOLED INCOME FUND (7) SUPPORT MA NMH 1 TRUST UNDER WILL SUPPORT RI NMH 1.00000 1 TRUST UNDER AGREEMENT SUPPORT MA NMH 0.85000 1 1 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 EAST NORTHFIELD WATER COMPANY K 17416 FMV EAST NORTHFIELD WATER COMPANY A 3933 FMV EAST NORTHFIELD WATER COMPANY L 82042 FMV