2023-04-10T10:27:14-05:00 2022-12-31 060903326 WHITTLESEY PC 280 TRUMBULL ST 24TH FL HARTFORD CT 06103 990 2022-01-01 041046540 ATHOL CREDIT UNION ATHO 9782493527 513 MAIN STREET ATHOL MA 01331 COURTNEY FIFIELD PRESIDENT/CEO 9783420647 2023-04-10 1 COURTNEY FIFIELD XXX-XX-XXXX 0 THOMAS GOLDFUSS P01373588 8605223111 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z COURTNEY FIFIELD 513 MAIN STREET ALTHOL MA 01331 4194178 0 X WWW.ATHOLCREDITUNION.COM X CREDIT UNION. 1930 MA THE CREDIT UNION ACCEPTS DEPOSITS AND GRANTS LOANS TO ITS MEMBERS. BENEFITS PAID ARE DIVIDENDS ON DEPOSIT ACCOUNTS AND GRANTING ACCESSIBLE CREDIT TO ITS MEMBERS. 7 7 40 0 38119 19271 0 0 3445923 3987913 118762 159864 79053 46401 3643738 4194178 0 0 0 0 1433015 1570281 0 0 0 1792632 1879174 3225647 3449455 418091 744723 79397354 84943474 71826749 76950431 7570605 7993043 THE CREDIT UNION ACCEPTS DEPOSITS AND GRANTS LOANS TO ITS MEMBERS. BENEFITS PAID ARE DIVIDENDS ON DEPOSIT ACCOUNTS AND GRANTING ACCESSIBLE CREDIT TO ITS MEMBERS. 0 0 ORIGINATION AND MAINTENANCE OF MEMBERS' DEPOSIT ACCOUNTS. 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 7202 0 40 0 1 1 0 0 0 0 0 0 0 X 7 7 0 0 0 0 1 1 1 1 1 0 0 1 1 0 0 0 0 0 0 0 MA X LINDSEY JAMIESON 9782493527 513 MAIN STREET ATHOL MA 01331 LISA CAREY DIRECTOR 1.00 X 0 0 0 GLENN EATON DIRECTOR 1.00 X 0 0 0 CHRISTOPHER CASELLA CHAIRMAN 1.00 X 0 0 0 LEN CROSSMAN DIRECTOR 1.00 X 0 0 0 BRIANNA DROHEN DIRECTOR 1.00 X 0 0 0 MARK WRIGHT DIRECTOR 1.00 X 0 0 0 WILLIAM J CALDWELL DIRECTOR 1.00 X 0 0 0 SHAWN GONYNOR VP OF PROJECT MANAGEMENT 40.00 X 93130 0 13174 COURTNEY FIFIELD PRESIDENT AND CEO 40.00 X 160902 0 12524 LINDSAY JAMIESON VP OF ACCOUNTING 40.00 X 96807 0 1777 LUIS CISNEROS VP OF LENDING 40.00 X 98122 0 5748 448961 0 33223 1 0 0 0 0 LOAN INCOME 522100 3028489 3028489 MEMBER SERVICE FEES 522100 959424 921305 38119 3987913 70545 70545 89319 89319 46401 0 46401 46401 46401 4194178 4156059 38119 0 482184 739788 7065 232396 108848 222070 36307 27057 129189 348448 4707 323273 127704 50402 DATA PROCESSING & INTER 269808 ONLINE BANKING 203643 OTHER OPERATIONAL EXPEN 125971 DONATIONS 10595 3449455 714994 537815 4617061 4737582 68172193 71995024 1815788 1893716 3114439 2410928 476267 703511 2241721 3059371 145700 119300 1213630 1897155 79397354 84943474 123881 108990 1476575 2614963 70226293 74226478 71826749 76950431 X 0 0 0 0 7570605 7993043 7570605 7993043 79397354 84943474 744723 -322285 0 X X 0 0 0 65524 65524 2035875 1512367 523508 1013040 898561 114479 703511 MEMBERS SHARE AND DEPOSIT ACCOUNTS 74226478 74226478 X X X 0 0 0 COURTNEY FIFIELD PRESIDENT AND CEO 134902 0 26000 0 0 0 0 0 12524 0 173426 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 THE CREDIT UNION HAS MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE CREDIT UNION HOLDS AN ANNUAL MEETING ACCORDING TO ITS BYLAWS WHERE ALL MEMBERS ARE GIVEN PROPER NOTIFICATION. THE BYLAWS CALL FOR THE ELECTION OF DIRECTORS WHOSE TERMS HAVE EXPIRED. FORM 990, PART VI, SECTION A, LINE 7B THE CREDIT UNION MEMBERS RATIFY DECISIONS OF THE GOVERNING BODY AT THEIR ANNUAL MEETING AND ELECT DIRECTORS AT THAT TIME. FORM 990, PART VI, SECTION B, LINE 11B THE ORGANIZATION CONTRACTS WITH THE CPA FIRM TO PREPARE FORM 990. AFTER PREPARATION, A DRAFT COPY IS SENT TO THE PRESIDENT AND CEO AND THE TREASURER FOR REVIEW. ONCE APPROVED THE 990 IS FILED. A COPY OF THE 990 IS PROVIDED TO THE AUDIT COMMITTEE AND THE FULL BOARD FOR THEIR REVIEW AND RATIFICATION AT THE MEETING FOLLOWING THE FILING THE THE FORM 990. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST PART XII LINE 2C THERE HAS BEEN NO CHANGES IN THE PROCESS FROM THE PRIOR YEAR