2025-05-09T10:58:22-05:00 2024-06-30 BDO USA 421 Fayetteville Street Suite 300 Raleigh NC 27601 990 2023-07-01 231352665 Delaware Valley University % JANE WANG CONTROLLER DELA 2154892251 700 EAST BUTLER AVE DOYLESTOWN PA 189012607 James E Cooper VP of Finance&Admin 2154892251 2025-05-09 true true Linda Thomas P00665337 9192781936 2025-05-08 2023 2025-03-06 01:10:19Z James E Cooper 700 EAST BUTLER AVE DOYLESTOWN PA 189012607 110759959 false X www.delval.edu X 1896 PA A PRIVATE FOUR-YEAR UNIVERSITY PROVIDING HIGHER EDUCATION TO INDIVIDUALS SEEKING ADVANCEMENT. 20 20 1224 140 -92981 0 7429426 3827148 70865530 77564504 2047942 2327106 16159149 16854869 96502047 100573627 36819961 39733174 0 0 34594198 34999802 0 0 1060436 27541878 27779192 98956037 102512168 -2453990 -1938541 114159276 114134488 45875951 46697813 68283325 67436675 X WE ARE INSPIRED BY THE IDEALS OF OUR FOUNDER WHO, IN 1896, EMPHASIZED RESPECT FOR ALL PEOPLE AND IDEAS, WHO HONORED KNOWLEDGE WITH PRACTICE, PROGRESS AND THE COMMON GOOD. CONTINUED ON SCHEDULE "O" false false 90128873 39733174 77564504 DELAWARE VALLEY UNIVERSITY (THE "UNIVERSITY") IS A PRIVATE COEDUCATIONAL FOUR-YEAR INSTITUTION LOCATED IN DOYLESTOWN, BUCKS COUNTY, PENNSYLVANIA. THE UNIVERSITY WAS FOUNDED IN 1896 AND CURRENTLY ENROLLS OVER 1,500 FULL-TIME UNDERGRADUATE STUDENTS. THE UNIVERSITY'S FOCUS IS EXPERIENTIAL EDUCATION IN THE AREAS OF HIGH-SCIENCE AGRICULTURE, BIOLOGICAL AND PHYSICAL SCIENCES, LIBERAL ARTS, TEACHER EDUCATION AND BUSINESS. IN ADDITION TO ITS MORE THAN 25 FULL-TIME UNDERGRADUATE PROGRAMS, THE UNIVERSITY OFFERS ASSOCIATE OF SCIENCE DEGREE PROGRAMS, CONTINUING PROFESSIONAL STUDIES PROGRAMS INCLUDING EVENING AND SUMMER SESSIONS. THE UNIVERSITY OFFERS GRADUATE DEGREES: A MASTER OF SCIENCE DEGREE IN EDUCATIONAL LEADERSHIP, A MASTER OF SCIENCE IN SPECIAL EDUCATION, A MASTER OF SCIENCE IN TEACHING AND LEARNING, A MASTER OF ARTS IN CRIMINAL JUSTICE, A MASTER OF BUSINESS ADMINISTRATION WITH VARIOUS SPECIALIZATIONS, A MASTER OF ARTS IN COUNSELING PSYCHOLOGY, A MASTER OF SCIENCE IN AGRIBUSINESS MANAGEMENT, A MASTER OF HEALTHCARE ADMINISTRATION, A MASTER OF ARTS IN MANAGEMENT AND ORGANIZATIONAL LEADERSHIP, A MASTER OF SCIENCE IN PHYSICIAN ASSISTANT STUDIES, A MASTER OF SCIENCE IN SPEECH LANGUAGE PATHOLOGY, AND A DOCTORATE OF EDUCATION IN EDUCATIONAL LEADERSHIP. THE UNIVERSITY ALSO OFFERS MORE THAN 20 GRADUATE CERTIFICATE PROGRAMS ACROSS MULTIPLE DISCIPLINES. 90128873 true true false false false false true false false true true false false false true true true false true false false false false false false false false false true true true false false false false false false false false false false true false false false false true false false false true 177 0 true 1224 true true true false false false false true true false false false false false false X 20 20 false false false false false false false true true false false true true true true true true true true false PA X JANE WANG CONTROLLER 2154892251 700 EAST BUTLER AVE DOYLESTOWN PA 189012607 X BENJAMIN RUSILOSKI PRESIDENT 55.0 0.0 X X 352216 0 71913 GLORIA OIKELOME PROVOST&VP OF ACADEMIC AFFAIRS 55.0 0.0 X 225270 0 21559 STEPHEN RIEKS CHIEF INFORMATION OFFICER 55.0 0.0 X 200318 0 25093 JOSEPH FIOCHETTA VP OF DEVELOP & ALUMNI AFFAIRS 55.0 0.0 X 216489 0 8810 KATHRYN PAYNE VP OF ENROLLMENT MANAGEMENT 55.0 0.0 X 203801 0 15925 BROC SANDELIN DEAN OF AGRICULTURE & ENVIRONM 55.0 0.0 X 192500 0 27075 CURTIS TOPPER VP OF FINANCE & ADMINISTRATION 0.0 0.0 X 105302 0 11464 ROBERT HITE INTERIM VP OF FINANCE & ADMIN. 55.0 0.0 X 100602 0 2898 JAMES COOPER VP OF FINANCE & ADMINISTRATION 55.0 0.0 X 27288 0 656 ANDREW DOUGHERTY CHAIR 0.3 0.0 X X 0 0 0 HAKIM RICHARD SAVOY VICE-CHAIR 0.3 0.0 X X 0 0 0 JIMMY CHEEK SECRETARY 0.3 0.0 X X 0 0 0 JOY LEVY TREASURER 0.3 0.0 X X 0 0 0 CAROL AICHELE TRUSTEE 0.3 0.0 X 0 0 0 FRANCINE BABIK TRUSTEE 0.3 0.0 X 0 0 0 CELINA BURGUENO TRUSTEE 0.3 0.0 X 0 0 0 FRED COPE TRUSTEE 0.3 0.0 X 0 0 0 THOMAS DEBROWSKI TRUSTEE 0.3 0.0 X 0 0 0 LINDA DETWILER TRUSTEE 0.3 0.0 X 0 0 0 RICK FINKEL TRUSTEE 0.3 0.0 X 0 0 0 LOU HEGYES TRUSTEE 0.3 0.0 X 0 0 0 JUN IWATA TRUSTEE 0.3 0.0 X 0 0 0 KEVIN KEIM TRUSTEE 0.3 0.0 X 0 0 0 KEN LIPTON TRUSTEE 0.3 0.0 X 0 0 0 JULIA LORENZ TRUSTEE 0.3 0.0 X 0 0 0 PHIL LUCCARELLI TRUSTEE 0.3 0.0 X 0 0 0 CAM MAIO TRUSTEE 0.3 0.0 X 0 0 0 JONATHAN MANDELL TRUSTEE 0.3 0.0 X 0 0 0 JEFF MARSHALL TRUSTEE 0.3 0.0 X 0 0 0 KYLE MCAULIFFE TRUSTEE 0.3 0.0 X 0 0 0 KELLIE MCGOWAN TRUSTEE 0.3 0.0 X 0 0 0 BLAIR RUSH TRUSTEE 0.3 0.0 X 0 0 0 AMY TAIT TRUSTEE 0.3 0.0 X 0 0 0 GARY ULRICH TRUSTEE 0.3 0.0 X 0 0 0 1623786 0 185393 57 true true false EAT 'N PARK HOSPITALITY GROUP INC PO BOX 644091 PITTSBURGH PA 152644901 FOOD SERVICES 5741232 ALLIED UNIVERSAL SECURITY SERVICES PO BOX 828854 PHILADELPHIA PA 191828854 SECURITY SERVICES 842871 DELRAN BUILDERS COMPANY INC 7909 FLOURTOWN AVENUE WYNDMOOR PA 19038 CONSTRUCTION SRVCS 820360 INDEPENDENCE PROPERTY SERVICES LLC PO BOX 936640 ATLANTA GA 311936640 SNOW REMOVAL & LAWN 599282 SYNERGI PARTNERS INC PO BOX 5599 FLORENCE SC 29502 TAX SERVICES 551454 26 597591 3229557 633518 3827148 TUITION AND FEES 611310 77564504 77564504 77564504 1360209 1360209 0 0 1500 92366 -90866 0 -90866 -92366 1500 11060862 10093966 966896 966897 966897 0 0 0 0 0 0 0 0 0 DINING SERVICE REVENUE 722210 8055034 8055034 RESIDENCE HALLS REVENUE 611310 7086748 7086748 PRODUCTION UNITS FARM INCOME 900099 617500 617500 1186453 -615 1187068 16945735 100573627 77564504 -92981 19274956 0 39733174 39733174 0 0 603469 603469 0 27337185 21221072 5429612 686501 1438605 1116748 285730 36127 3620996 2810875 719189 90932 1999547 1524699 425524 49324 0 480365 480365 129990 129990 0 0 139643 139643 4962319 3400567 1481346 80406 554950 530341 24609 1336959 891680 396156 49123 915706 690332 225374 0 1475575 1475575 508873 343157 162345 3371 0 47688 39122 8516 50 1603367 1603367 0 4168001 3746754 421247 644914 644914 MEALS 5296744 5276502 16082 4160 REPAIRS 1480082 1451570 28512 FARMING & LIVESTOCK 955442 955442 RENTALS AND OPERATING LEASES 521340 499056 22284 2557234 2173926 322866 60442 102512168 90128873 11322859 1060436 135168 72935 3433631 0 2001442 2731078 2478272 2370134 0 0 0 0 323192 52257 1227977 1270054 1466619 2851011 151666977 87540374 64895170 64126603 36729830 39309059 428620 345006 0 0 0 0 1039355 1006351 114159276 114134488 6356876 6763888 0 0 2847661 2382859 32545618 31243936 0 0 0 0 3296693 5669092 0 0 829103 638038 45875951 46697813 X 33258487 29870055 35024838 37566620 68283325 67436675 114159276 114134488 X -1938541 1484723 -392832 X false true X true true true X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED X 2 283.00 1 false 0.00 0 36903592 480452 3535263 493852 817182 139643 39468630 34644848 800466 3291107 465627 1232624 134578 36903592 39571307 595187 -3863421 326020 1187480 144725 34644848 32084963 595224 8666927 485660 1154347 135800 39571307 34596345 344448 858866 391657 3190566 132473 32084963 0.21150 0.36940 0.41910 false false 23464756 23464756 98558676 63698144 34860532 27519519 23183863 4335656 2124026 658367 1465659 64126603 0 FUNDS HELD IN CUSTODY FOR OTHERS 638038 638038 X 62531977 1484723 42371 -300466 1226628 61305349 39268278 39268278 100573627 63378627 42371 92366 134737 63243890 39268278 39268278 102512168 SCHEDULE D, PART II, LINE 9: THE UNIVERSITY OWNS APPROXIMATELY 283 ACRES OF LAND IN BUCKS AND MONTGOMERY COUNTIES UNDER AGRICULTURAL CONSERVATION EASEMENTS PURSUANT TO THE AGRICULTURAL AREA SECURITY LAW. UNDER THESE AGRICULTURAL CONSERVATION EASEMENTS, THE UNIVERSITY'S USE OF THE LAND IS LIMITED TO THE PRODUCTION OF CROPS, LIVESTOCK AND LIVESTOCK PRODUCTS, AND OTHER AGRICULTURAL PRODUCTION. SCHEDULE D, PART V, LINE 4: THE USE OF ENDOWMENT FUNDS IS BASED ON THE RESTRICTION PLACED BY THE DONOR. THE MAJORITY OF ENDOWMENT FUNDS IS DEDICATED PRIMARILY FOR STUDENT SCHOLARSHIPS. SCHEDULE D, PART X, LINE 2: THE UNIVERSITY FOLLOWS THE FINANCIAL ACCOUNTING STANDARDS BOARD ("FASB") GUIDANCE THAT REQUIRES A TAX POSITION TO BE RECOGNIZED OR DERECOGNIZED BASED ON THE "MORE LIKELY THAN NOT" THRESHOLD. THE UNIVERSITY ANALYZED ITS TAX POSITIONS FOR THE YEARS ENDED JUNE 30, 2024 AND 2023 AND DETERMINED THAT THERE WERE NO UNCERTAIN TAX POSITIONS THAT WOULD HAVE A MATERIAL IMPACT ON THE UNIVERSITY'S FINANCIAL STATEMENTS. THE UNIVERSITY'S POLICY IS TO RECOGNIZE INTEREST AND PENALTIES, IF ANY, RELATED TO UNRECOGNIZED TAX BENEFITS IN OPERATING EXPENSES. NO INTEREST OR PENALTIES WERE RECOGNIZED IN FISCAL YEARS 2024 AND 2023. SCHEDULE D, PART XI, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES 92,366 LOSS ON PERKINS LOAN -392,832 TOTAL -300,466 SCHEDULE D, PART XI, LINE 4B - OTHER ADJUSTMENTS: SCHOLARSHIPS 39,268,278 SCHEDULE D, PART XII, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES 92,366 TOTAL 92,366 SCHEDULE D, PART XII, LINE 4B - OTHER ADJUSTMENTS: SCHOLARSHIPS 39,268,278 true true true true true true true false false false false false false false false true false true SCHEDULE E, LINE 3: THE NON-DISCRIMINATION POLICY OF THE UNIVERSITY IS INCLUDED IN ALL EXTERNALLY TARGETED PUBLICATIONS, THE UNIVERSITY CATALOG, AND THE WEBSITE. SCHEDULE E, LINE 6 - EXPLANATION OF GOVERNMENT FINANCIAL AID: THE UNIVERSITY RECEIVES FEDERAL FUNDS UNDER THE PELL GRANT, FEDERAL SUPPLEMENTAL EDUCATION OPPORTUNITY GRANT, FEDERAL WORK STUDY, AND OTHER MISCELLANEOUS FEDERAL RESEARCH AND DEVELOPMENT GRANTS. ADDITIONALLY, THE UNIVERSITY RECEIVES VARIOUS GRANTS FROM THE COMMONWEALTH OF PENNSYLVANIA AND ITS POLITICAL SUBDIVISIONS. true VARIOUS STUDENT SCHOLARSHIPS 1628 39773174 SCHEDULE I, PART I, LINE 2: NEED-BASED GRANTS AWARDED BASED ON FINANCIAL AID NEEDS ANALYSIS. OTHER GRANTS/SCHOLARSHIPS AWARDED BASED ON MEETING REQUIREMENTS SET FORTH BY THE DONOR. X X X false true false false false false false false false BENJAMIN RUSILOSKI PRESIDENT 338859 0 0 0 13357 0 63691 0 8222 0 424129 0 0 0 GLORIA OIKELOME PROVOST&VP OF ACADEMIC AFFAIRS 225000 0 0 0 270 0 4617 0 16942 0 246829 0 0 0 STEPHEN RIEKS CHIEF INFORMATION OFFICER 200000 0 0 0 318 0 12923 0 12170 0 225411 0 0 0 JOSEPH FIOCHETTA VP OF DEVELOP & ALUMNI AFFAIRS 202875 0 0 0 13614 0 7114 0 1696 0 225299 0 0 0 KATHRYN PAYNE VP OF ENROLLMENT MANAGEMENT 202331 0 0 0 1470 0 14163 0 1762 0 219726 0 0 0 BROC SANDELIN DEAN OF AGRICULTURE & ENVIRONM 192171 0 0 0 329 0 13452 0 13623 0 219575 0 0 0 CURTIS TOPPER VP OF FINANCE & ADMINISTRATION 94000 0 0 0 11302 0 6293 0 5171 0 116766 0 0 0 SCHEDULE J, PART I, LINE 4B: BENJAMIN E RUSILOSKI, 457(F) PLAN EMPLOYER CONTRIBUTION: $40,000 (INCLUDES A $20,000 CATCH-UP CONTRIBUTION FOR THE PREVIOUS YEAR DUE TO DELAYED PLAN ESTABLISHMENT) A BUCKS COUNTY INDUSTRIAL DEVELOPMENT AUTHORITY 232174016 118618AA5 2022-03-16 4065793 SEE PART VI false false false B Bucks County Industrial Development Authority 232174016 118618AQ0 2022-08-04 30014981 SEE PART VI false false false A 0 0 4065793 0 0 0 80793 0 0 0 3985000 0 2023 true false true true B 2675000 0 30014981 0 0 0 499534 0 0 6000000 23515445 0 2023 true false true true A false false false 0 false false false true B false false true true 0 false false false true A false false true false false false 0 false 0 false true B false false true false false false 0 false 0 false true A true B true SCHEDULE K, PART I, BOND ISSUES: (A) ISSUER NAME: BUCKS COUNTY INDUSTRIAL DEVELOPMENT AUTHORITY (F) DESCRIPTION OF PURPOSE: REFUNDING OF SERIES 2015 NOTE (A) ISSUER NAME: BUCKS COUNTY INDUSTRIAL DEVELOPMENT AUTHORITY (F) DESCRIPTION OF PURPOSE: 1) REFUNDING OF SERIES 2012 BONDS 2) CAPITAL IMPROVEMENTS 3) PAYMENT OF THE COSTS OF ISSUING THE BONDS X 2430 Resale Value X 391 Resale Value X 3 391258 Fair Market Value X EQUIP & CAP MAT 4 118328 FMV X SCULPTURE 1 76200 APPRAISAL X HORSE AND SHEEP 2 23300 APPRAISAL X SUPPLY & SOFTWR 1 21612 COST 2 false true false FORM 990, PART III, LINE 1, DESCRIPTION OF ORGANIZATION MISSION: OUR HISTORICAL COMMITMENT TO EXPERIENTIAL LEARNING INTEGRATES THEORY AND PRACTICE AND PREPARES UNDERGRADUATE AND GRADUATE STUDENTS TO MEET THE CHALLENGES OF A COMPLEX GLOBAL ENVIRONMENT AND TO ENGAGE IN LIFELONG LEARNING. WE PROVIDE STUDENTS WITH THE REQUISITE SKILLS AND A SPIRIT OF INQUIRY THAT ENRICH AND INFORM THEIR LIVES, PREPARE THEM TO PURSUE MEANINGFUL CAREERS, AND FULFILL SOCIETAL, COMMUNITY AND FAMILY RESPONSIBILITIES. FORM 990, PART VI, SECTION A, LINE 1: THE MEMBERSHIP OF THE EXECUTIVE COMMITTEE SHALL CONSIST OF SEVEN (7) TRUSTEES: THE BOARD CHAIR; THE VICE BOARD CHAIR, THE SECRETARY; THE TREASURER; AND THREE (3) AT-LARGE TRUSTEES AS ELECTED BY THE BOARD. THE PRESIDENT IS AN EX-OFFICIO, NON-VOTING MEMBER OF THE EXECUTIVE COMMITTEE. OTHER THAN THE PRESIDENT, THE EXECUTIVE COMMITTEE SHALL NOT HAVE ANY MEMBERS THAT ARE NOT ALSO VOTING TRUSTEES. THE EXECUTIVE COMMITTEE SHALL EXERCISE THE POWERS OF THE BOARD IN RELATION TO MATTERS THAT ARISE WHEN THE BOARD IS NOT IN SESSION OR WHEN IT IS NOT PRACTICAL OR FEASIBLE FOR THE BOARD TO MEET. THE EXECUTIVE COMMITTEE IS DELEGATED THE AUTHORITY TO ACT AS THE FULL BOARD WHEN EXERCISING THE POWERS AND AUTHORITY UNDER THE COMMITTEE'S CHARTER, SUBJECT TO THE LIMITATIONS BELOW OR LISTED IN THE ARTICLES OF INCORPORATION, AS AMENDED, SUPPLEMENTED OR RESTATED, THESE BYLAWS AND APPLICABLE LAW. THE EXECUTIVE COMMITTEE SHALL BE RESPONSIBLE TO GATHER DATA TO INFORM THE BOARD ON COMPENSATION AND EVALUATION OF THE PRESIDENT, TO MAKE RECOMMENDATIONS AS TO ANY CHANGES IN THE PRESIDENT'S COMPENSATION, BENEFITS, AND/OR CONTRACT. FORM 990, PART VI, SECTION B, LINE 11B: THE FORM 990 IS REVIEWED IN DETAIL BY MANAGEMENT OF THE UNIVERSITY INCLUDING THE CONTROLLER AND THE VP OF FINANCE AND ADMINISTRATION. THE 990 IS THEN REVIEWED BY THE AUDIT/RISK MANAGEMENT COMMITTEE OF THE BOARD AND MADE AVAILABLE TO THE ENTIRE BOARD OF TRUSTEES PRIOR TO SUBMISSION TO THE IRS. FORM 990, PART VI, SECTION B, LINE 12C: THE CONFLICT OF INTEREST SURVEYS ARE COMPLETED ANNUALLY BY THE BOARD TRUSTEES AND OFFICERS. THESE SURVEYS ARE REVIEWED BY SENIOR MANAGEMENT TO DETERMINE IF THERE IS ANY POTENTIAL CONFLICT OF INTEREST. IN CONNECTION WITH ANY ACTUAL OR POSSIBLE CONFLICT OF INTEREST BY THE BOARD OF DIRECTORS AND OFFICERS, AN INTERESTED PERSON MUST DISCLOSE THE EXISTENCE OF HIS OR HER FINANCIAL INTEREST AND MUST BE GIVEN THE OPPORTUNITY TO DISCLOSE ALL MATERIAL FACTS TO THE DIRECTORS AND MEMBERS OF COMMITTEES WITH BOARD DELEGATED POWERS CONSIDERING THE PROPOSED TRANSACTION OR ARRANGEMENT. AFTER DISCLOSURE OF THE FINANCIAL INTEREST AND ALL MATERIAL FACTS, AND AFTER ANY DISCUSSION WITH THE INTERESTED PERSON, HE/SHE SHALL LEAVE THE BOARD OR COMMITTEE MEETING WHILE THE DETERMINATION OF A CONFLICT OF INTEREST IS DISCUSSED AND VOTED UPON. THE REMAINING BOARD OR COMMITTEE MEMBERS SHALL DECIDE IF A CONFLICT OF INTEREST EXISTS. THE UNIVERSITY HAS A CONFLICT OF INTEREST POLICY FOR EMPLOYEES. IF AN EMPLOYEE HAS A VESTED INTEREST IN A FIRM THAT IS DOING BUSINESS WITH THE UNIVERSITY, THE EMPLOYEE MUST REPORT THE INTEREST TO THE PRESIDENT AND MUST NOT REPRESENT THE UNIVERSITY IN TRANSACTIONS BETWEEN THE FIRM AND THE UNIVERSITY. NO EMPLOYEE CAN ACCEPT EMPLOYMENT IN ANY ORGANIZATION WHICH CONDUCTS BUSINESS WITH THE UNIVERSITY OR IS A UNIVERSITY COMPETITOR. FACULTY WHO TEACH PART TIME AT OTHER EDUCATIONAL INSTITUTIONS ARE NOT CONSIDERED IN VIOLATION OF THIS POLICY. VIOLATION OF THIS POLICY WILL RESULT IN DISCIPLINARY ACTION, UP TO AND INCLUDING DISCHARGE. FORM 990, PART VI, SECTION B, LINE 15: THE BOARD OF TRUSTEES ENGAGES A COMPENSATION CONSULTANT AS NEEDED TO ASSESS SALARY LEVELS FOR THE PRESIDENT'S POSITION. OVERSIGHT OF THE EVALUATION PROCESS AND SALARY ACTIONS ARE OVERSEEN BY THE EXECUTIVE COMMITTEE OF THE BOARD, WHICH INCLUDES THE CHAIR, VICE CHAIR, TREASURER, SECRETARY AND THREE AT LARGE MEMBERS OF THE BOARD. COMPENSATION FOR OTHER OFFICERS AND KEY EMPLOYEES ARE GROUPED WITH ALL OTHER EMPLOYEES WHEN DETERMINING COMPENSATION. THE BOARD OF TRUSTEES APPROVES ALL EMPLOYEE COMPENSATION AND SALARY INCREASES AS PART OF THE ANNUAL BUDGET PROCESS. THE REVIEW AND APPROVAL PROCESS IS DOCUMENTED VIA MINUTES OF THE BOARD OF TRUSTEES AND/OR MINUTES FROM THE EXECUTIVE COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19: THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XI, LINE 9: LOSS ON PERKINS LOAN (392,832) CHARITABLE REMAINDER ANNUITY TRUST (2) CHARITABLE TR PA DELAWARE VALLEY 0 0 false false false false false false false false false false false false false false false false false false false false