2025-05-07T15:01:33-05:00 2024-12-31 346565596 ERNST & YOUNG US LLP 155 N WACKER Chicago IL 606061787 990PF 2024-01-01 270301768 FRANK AND MARY CIPECH CHARITABLE TRUST CIPE 8887914075 PO BOX 30918 BILLINGS MT 59116 DEBRA UECKER VP 8887914075 2025-05-06 true true SANDRA MURPHY P01252209 3128792000 2025-05-06 2024 2025-03-06 01:10:19Z X 746571 X 24904 24864 14621 178594 14621 0 39525 39485 9359 7019 2340 0 0 0 0 0 0 1290 0 0 1290 0 0 1428 692 0 0 0 0 0 0 0 12077 7711 0 3630 47574 47574 59651 7711 0 51204 -20126 31774 0 19588 18402 18402 0 0 0 655033 636181 728169 674621 654583 746571 0 X 674621 654583 674621 654583 674621 654583 674621 -20126 649 655144 561 654583 185.139 NORTHERN MM GLBL LST INFRA 2023-04-04 2024-01-30 2151 2214 -63 -63 585.379 NORTHERN MM GLBL LST INFRA 2022-05-31 2024-01-30 6802 7452 -650 -650 2339.024 DOUBLELINE TTL RTRN BND-I 2023-03-17 2024-03-11 20537 21192 -655 -655 502.6 GLDMN SCHS INTL S/C INSG-INS 2023-12-01 2024-04-26 6303 6026 277 277 387.916 GLDMN SCHS INTL S/C INSG-INS 2024-04-26 4864 4166 698 698 900.514 GLDMN SCHS INTL S/C INSG-INS 2024-04-29 11428 8563 2865 2865 49. ISHARES CORE S&P MIDCAP ETF 2023-11-30 2024-05-07 2926 2500 426 426 10. ISHARES CORE S&P MIDCAP ETF 2024-05-07 597 489 108 108 11. ISHARES CORE S&P SMALL-CAP E 2021-12-28 2024-05-07 1201 1263 -62 -62 71. ISHA CURR HEDGED MSCI EAFE 2023-02-16 2024-05-07 2498 2095 403 403 205.327 DFA GLBL RL EST SECS 2019-04-10 2024-06-06 2047 2380 -333 -333 1924.08 DFA GLBL RL EST SECS 2024-06-07 18952 21729 -2777 -2777 7. INDUSTRIAL SELECT SECT SPDR 2023-08-10 2024-07-12 871 762 109 109 15. INDUSTRIAL SELECT SECT SPDR 2020-11-09 2024-07-12 1866 1265 601 601 733.276 NORTHERN MM GLBL LST INFRA 2024-07-26 9071 8780 291 291 430. VANGUARD INTERMEDIATE-TERM T 2024-08-13 25767 26245 -478 -478 813.83 ARTISAN HIGH INCOME-INST 2022-09-14 2024-08-15 7333 7194 139 139 6. GOLDMAN SACHS GROUP INC 2018-10-31 2024-10-18 3168 1359 1809 1809 36. SCHWAB (CHARLES) CORP 2023-04-11 2024-10-18 2569 1871 698 698 25. AMAZON.COM INC 2024-11-22 4944 2267 2677 2677 45. COMCAST CORP-CLASS A 2024-11-22 1956 2015 -59 -59 23. NIKE INC -CL B 2024-11-22 1772 1249 523 523 530.552 GMO RESOURCES FUND-I 2024-12-13 10367 14519 -4152 -4152 4. ALPHABET INC-CL A 2017-07-26 2024-12-18 769 193 576 576 3. AMERICAN EXPRESS CO 2016-03-11 2024-12-18 887 179 708 708 7. APPLE INC 2016-04-28 2024-12-18 1758 168 1590 1590 3. BERKSHIRE HATHAWAY INC-CL B 2010-11-09 2024-12-18 1357 244 1113 1113 4. BLACKSTONE INC 2023-04-11 2024-12-18 706 321 385 385 13. CITIGROUP INC 2021-03-19 2024-12-18 903 952 -49 -49 7. WALT DISNEY CO 2015-09-04 2024-12-18 793 705 88 88 2. ISHARES CORE S&P 500 ETF 2020-04-28 2024-12-18 1195 584 611 611 28. ISHARES CORE S&P MIDCAP ETF 2023-11-30 2024-12-18 1768 1429 339 339 3. ISHARES SEMICONDUCTOR ETF 2024-05-09 2024-12-18 662 656 6 6 4. JPMORGAN CHASE & CO 2012-05-25 2024-12-18 937 135 802 802 3. LOWE'S COS INC 2017-06-29 2024-12-18 758 231 527 527 7. MASCO CORP 2021-03-24 2024-12-18 525 404 121 121 2. MICROSOFT CORP 2020-03-19 2024-12-18 892 294 598 598 3. PALO ALTO NETWORKS INC 2020-07-08 2024-12-18 574 119 455 455 22. PFIZER INC 2024-11-22 2024-12-18 574 566 8 8 3. SPDR S&P SEMICONDUCTOR ETF 2022-03-04 2024-12-18 763 580 183 183 3. SALESFORCE INC 2021-01-28 2024-12-18 1034 681 353 353 15. HEALTH CARE SELECT SECTOR 2024-12-18 2076 1674 402 402 25. ENERGY SELECT SECTOR SPDR 2024-12-18 2138 1053 1085 1085 10. TECHNOLOGY SELECT SECT SPDR 2024-05-09 2024-12-18 2371 2048 323 323 15. COMM SERV SELECT SECTOR SPDR 2024-07-12 2024-12-18 1491 1300 191 191 18. REAL ESTATE SELECT SECT SPDR 2020-02-07 2024-12-18 742 719 23 23 11. UTILITIES SELECT SECTOR SPDR 2021-11-10 2024-12-18 832 736 96 96 2. UNITEDHEALTH GROUP INC 2012-09-27 2024-12-18 1004 113 891 891 10. WALMART INC 2024-12-18 949 294 655 655 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 CAPITAL GAIN DIVIDENDS P 146 14621 442 0 442 0 442 452 0 0 452 0 10 10 0 false false false false false false false true true MT true false false false false true N/A CLARENE WESTBURG FIRST INTERSTATE BAN 4062555273 PO BOX 30918 BILLINGS MT 59116 false false false false true false false false false true 2022 true false false false false false false false false false false false false FIRST INTERSTATE BANK PO BOX 30918 BILLINGS MT 59116 TRUSTEE 2 9359 NONE 0 NONE 0 754474 8512 0 762986 0 0 762986 11445 751541 37577 37577 442 442 37135 0 37135 0 37135 51204 0 0 0 0 51204 37135 34294 2022 13279 0 0 0 0 0 0 51204 34294 13279 0 3631 0 0 0 0 0 0 0 0 33504 0 0 0 0 0 0 0 0 FIRST INTERSTATE BANK PO BOX 30917 BILLINGS MT 59116 4062555238 NA CONTACT FOUNDATION CONTACT FOUNDATION CONTACT FOUNDATION UNICEF 125 MAIDEN LANE New York NY 10038 NONE PC PROGRAM SUPPORT 5286 Billings Catholic Schools Foundation P O BOX 31158 Billings MT 59107 NONE PC PROGRAM SUPPORT 5286 American Red Cross of Montana 431 18TH STREET NW Washington DC 20006 NONE PC PROGRAM SUPPORT 5286 Family Service Inc PO BOX 1020 Billings MT 59103 NONE PC PROGRAM SUPPORT 5286 Roman Catholic Bishop of Great Falls PO BOX 1399 Great Falls MT 594031399 NONE PC PROGRAM SUPPORT 5286 St Bernard's Catholic Parish 226 WICKS LANE Billings MT 59105 NONE PC PROGRAM SUPPORT 5286 Billings Central Catholic High School 3 BROADWATER AVENUE Billings MT 59101 NONE PC PROGRAM SUPPORT 5286 Adult Resource Alliance of Yellowstone County 1505 AVENUE D Billings MT 59102 NONE PC PROGRAM SUPPORT 5286 Montana Rescue Mission PO BOX 3232 Billings MT 59103 NONE PC PROGRAM SUPPORT 5286 47574 14 24904 18 14621 39525 39525 false false false false false false false false false false TAX PREPARATION FEE (NON-ALLOC 1290 1290 RETURN OF CAPITAL ADJUSTMENTS 32 2025 INCOME TAXED IN 2024 529 2024 INCOME TAXED IN 2023 647 ROUNDING ADJUSTMENTS 2 FEDERAL TAX PAYMENT - PRIOR YE 284 0 0 FEDERAL ESTIMATES - INCOME 226 0 0 FEDERAL ESTIMATES - PRINCIPAL 226 0 0 FOREIGN TAXES ON QUALIFIED FOR 435 435 0 FOREIGN TAXES ON NONQUALIFIED 257 257 0