<?xml version="1.0" encoding="utf-8"?>
<Return xmlns="http://www.irs.gov/efile" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" returnVersion="2021v4.0">
  <ReturnHeader binaryAttachmentCnt="0">
    <ReturnTs>2023-02-13T19:38:35-05:00</ReturnTs>
    <TaxPeriodEndDt>2022-03-31</TaxPeriodEndDt>
    <PreparerFirmGrp>
      <PreparerFirmEIN>454570537</PreparerFirmEIN>
      <PreparerFirmName>
        <BusinessNameLine1Txt>MARJTAX INCORPORATED</BusinessNameLine1Txt>
      </PreparerFirmName>
      <PreparerUSAddress>
        <AddressLine1Txt>3542 FRUITVALE- AVE PMB 227</AddressLine1Txt>
        <CityNm>OAKLAND</CityNm>
        <StateAbbreviationCd>CA</StateAbbreviationCd>
        <ZIPCd>94602</ZIPCd>
      </PreparerUSAddress>
    </PreparerFirmGrp>
    <ReturnTypeCd>990</ReturnTypeCd>
    <TaxPeriodBeginDt>2021-04-01</TaxPeriodBeginDt>
    <Filer>
      <EIN>237172908</EIN>
      <BusinessName>
        <BusinessNameLine1Txt>SAN FRANCISCO CONSUMER ACTION</BusinessNameLine1Txt>
      </BusinessName>
      <BusinessNameControlTxt>SANF</BusinessNameControlTxt>
      <PhoneNum>4157779648</PhoneNum>
      <USAddress>
        <AddressLine1Txt>57 POST STREET SUITE 611</AddressLine1Txt>
        <CityNm>SAN FRANCISCO</CityNm>
        <StateAbbreviationCd>CA</StateAbbreviationCd>
        <ZIPCd>94104</ZIPCd>
      </USAddress>
    </Filer>
    <BusinessOfficerGrp>
      <PersonNm>KEN MCELDOWNEY</PersonNm>
      <PersonTitleTxt>EXECUTIVE DIRECTOR,</PersonTitleTxt>
      <PhoneNum>4157779648</PhoneNum>
      <SignatureDt>2023-02-13</SignatureDt>
      <DiscussWithPaidPreparerInd>true</DiscussWithPaidPreparerInd>
    </BusinessOfficerGrp>
    <SigningOfficerGrp>
      <PersonFullName>
        <PersonFirstNm>KEN</PersonFirstNm>
        <PersonLastNm>MCELDOWNEY</PersonLastNm>
      </PersonFullName>
      <SSN>XXX-XX-XXXX</SSN>
    </SigningOfficerGrp>
    <PreparerPersonGrp>
      <PreparerPersonNm>MARJORIE WILLIAMS-JONES</PreparerPersonNm>
      <PTIN>P00564614</PTIN>
      <PhoneNum>5104826204</PhoneNum>
      <PreparationDt>2023-02-13</PreparationDt>
      <SelfEmployedInd>X</SelfEmployedInd>
    </PreparerPersonGrp>
    <TaxYr>2021</TaxYr>
    <BuildTS>2023-03-07 01:45:13Z</BuildTS>
  </ReturnHeader>
  <ReturnData documentCnt="9">
    <IRS990 documentId="RetDoc3" referenceDocumentId="RetDoc9 RetDoc2">
      <PrincipalOfficerNm>KEN MCELDOWNEY</PrincipalOfficerNm>
      <USAddress>
        <AddressLine1Txt>57 POST STREET SUITE 611</AddressLine1Txt>
        <CityNm>SAN FRANCISCO</CityNm>
        <StateAbbreviationCd>CA</StateAbbreviationCd>
        <ZIPCd>94104</ZIPCd>
      </USAddress>
      <GrossReceiptsAmt>1667101</GrossReceiptsAmt>
      <GroupReturnForAffiliatesInd>false</GroupReturnForAffiliatesInd>
      <Organization501c3Ind>X</Organization501c3Ind>
      <WebsiteAddressTxt>HTTPS://WWW.CONSUMER-ACTION.ORG/</WebsiteAddressTxt>
      <TypeOfOrganizationCorpInd>X</TypeOfOrganizationCorpInd>
      <FormationYr>1971</FormationYr>
      <LegalDomicileStateCd>CA</LegalDomicileStateCd>
      <ActivityOrMissionDesc>CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT)</ActivityOrMissionDesc>
      <VotingMembersGoverningBodyCnt>11</VotingMembersGoverningBodyCnt>
      <VotingMembersIndependentCnt>11</VotingMembersIndependentCnt>
      <TotalEmployeeCnt>18</TotalEmployeeCnt>
      <TotalVolunteersCnt>20</TotalVolunteersCnt>
      <TotalGrossUBIAmt>0</TotalGrossUBIAmt>
      <PYContributionsGrantsAmt>1173731</PYContributionsGrantsAmt>
      <CYContributionsGrantsAmt>1647594</CYContributionsGrantsAmt>
      <CYProgramServiceRevenueAmt>7586</CYProgramServiceRevenueAmt>
      <PYInvestmentIncomeAmt>22764</PYInvestmentIncomeAmt>
      <CYInvestmentIncomeAmt>3921</CYInvestmentIncomeAmt>
      <PYOtherRevenueAmt>13070</PYOtherRevenueAmt>
      <CYOtherRevenueAmt>-411</CYOtherRevenueAmt>
      <PYTotalRevenueAmt>1209565</PYTotalRevenueAmt>
      <CYTotalRevenueAmt>1658690</CYTotalRevenueAmt>
      <PYGrantsAndSimilarPaidAmt>67364</PYGrantsAndSimilarPaidAmt>
      <CYGrantsAndSimilarPaidAmt>71600</CYGrantsAndSimilarPaidAmt>
      <CYBenefitsPaidToMembersAmt>0</CYBenefitsPaidToMembersAmt>
      <PYSalariesCompEmpBnftPaidAmt>1794687</PYSalariesCompEmpBnftPaidAmt>
      <CYSalariesCompEmpBnftPaidAmt>1519416</CYSalariesCompEmpBnftPaidAmt>
      <CYTotalProfFndrsngExpnsAmt>40980</CYTotalProfFndrsngExpnsAmt>
      <CYTotalFundraisingExpenseAmt>206411</CYTotalFundraisingExpenseAmt>
      <PYOtherExpensesAmt>476859</PYOtherExpensesAmt>
      <CYOtherExpensesAmt>169943</CYOtherExpensesAmt>
      <PYTotalExpensesAmt>2338910</PYTotalExpensesAmt>
      <CYTotalExpensesAmt>1801939</CYTotalExpensesAmt>
      <PYRevenuesLessExpensesAmt>-1129345</PYRevenuesLessExpensesAmt>
      <CYRevenuesLessExpensesAmt>-143249</CYRevenuesLessExpensesAmt>
      <TotalAssetsBOYAmt>1959175</TotalAssetsBOYAmt>
      <TotalAssetsEOYAmt>1493172</TotalAssetsEOYAmt>
      <TotalLiabilitiesBOYAmt>548702</TotalLiabilitiesBOYAmt>
      <TotalLiabilitiesEOYAmt>231729</TotalLiabilitiesEOYAmt>
      <NetAssetsOrFundBalancesBOYAmt>1410473</NetAssetsOrFundBalancesBOYAmt>
      <NetAssetsOrFundBalancesEOYAmt>1261443</NetAssetsOrFundBalancesEOYAmt>
      <MissionDesc>CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH- SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY. (SEE SCHED O FOR FULL STATEMENT)</MissionDesc>
      <SignificantNewProgramSrvcInd>false</SignificantNewProgramSrvcInd>
      <SignificantChangeInd>false</SignificantChangeInd>
      <ExpenseAmt>435606</ExpenseAmt>
      <GrantAmt>71600</GrantAmt>
      <Desc>THE COVID-19 EDUCATION PROJECT GATHERED AND DISSEMINATED INFORMATION ON A SPECIAL ONLINE COLLECTION TO HELP FINANCIALLY VULNERABLE CONSUMERS DEAL WITH WAGE LOSS, HOUSING INSECURITY, AND THE OTHER CHALLENGES CREATED BY THE CRISIS. THE PROJECT IS AIMED AT PROVIDING CONSUMERS-PARTICULARLY LOW- AND MODERATE-INCOME WORKERS, LIMITED-ENGLISH SPEAKERS AND OTHER HARD-HIT COMMUNITIES-WITH ESSENTIAL INFORMATION AND VALUABLE RESOURCES THAT COULD HELP THEM COPE WITH THE FINANCIAL FALLOUT DURING THE PANDEMIC. FUNDING FROM A VARIETY OF CORPORATE CONTRIBUTIONS WAS USED (WELLS FARGO; CAPITAL ONE; BANK OF AMERICA).</Desc>
      <ProgSrvcAccomActy2Grp>
        <ExpenseAmt>208964</ExpenseAmt>
        <Desc>THE AT&amp;T PROJECT (AKA AFFORDABLE CONNECTIVITY PROJECT) EDUCATES AND EMPOWERS CONSUMERS TO TAKE ADVANTAGE OF GOVERNMENT PROGRAMS DESIGNED TO HELP LOW- AND MODERATE-INCOME CONSUMERS APPLY FOR SUBSIDIES FOR CELL PHONE AND BROADBAND INTERNET ADMINISTERED BY THE FEDERAL COMMUNICATIONS COMMISSION AND THE STATES.</Desc>
      </ProgSrvcAccomActy2Grp>
      <ProgSrvcAccomActy3Grp>
        <ExpenseAmt>591823</ExpenseAmt>
        <Desc>GENERAL IN GENERAL, ALL OF THE PROJECTS TAKEN ON OR CONTINUED BY CONSUMER ACTION DURING FY 2021-22 AIM TO EMPOWER AND EDUCATE CONSUMERS WITH FACT SHEETS, FREE WEBINARS AND INFORMATION ABOUT AVAILABLE RESOURCES. THE SPECIFIC AREAS INCLUDE FINANCIAL TECHNOLOGY (FUNDING FROM TCH-THE CLEARINGHOUSE, WELLS FARGO-WF AND PLAID); PRIVACY (ROSE FOUNDATION AND COURT AWARDS-AKA "PHONE CY PRES-; AND FINANCIAL LITERACY (HOUSING, IB INSURANCE, FICO).</Desc>
      </ProgSrvcAccomActy3Grp>
      <TotalProgramServiceExpensesAmt>1236393</TotalProgramServiceExpensesAmt>
      <DescribedInSection501c3Ind referenceDocumentId="RetDoc10">true</DescribedInSection501c3Ind>
      <ScheduleBRequiredInd referenceDocumentId="RetDoc1">true</ScheduleBRequiredInd>
      <PoliticalCampaignActyInd referenceDocumentId="RetDoc4">false</PoliticalCampaignActyInd>
      <LobbyingActivitiesInd referenceDocumentId="RetDoc4">true</LobbyingActivitiesInd>
      <SubjectToProxyTaxInd referenceDocumentId="RetDoc4">false</SubjectToProxyTaxInd>
      <DonorAdvisedFundInd referenceDocumentId="RetDoc5">false</DonorAdvisedFundInd>
      <ConservationEasementsInd referenceDocumentId="RetDoc5">false</ConservationEasementsInd>
      <CollectionsOfArtInd referenceDocumentId="RetDoc5">false</CollectionsOfArtInd>
      <CreditCounselingInd referenceDocumentId="RetDoc5">false</CreditCounselingInd>
      <DonorRstrOrQuasiEndowmentsInd referenceDocumentId="RetDoc5">false</DonorRstrOrQuasiEndowmentsInd>
      <ReportLandBuildingEquipmentInd referenceDocumentId="RetDoc5">true</ReportLandBuildingEquipmentInd>
      <ReportInvestmentsOtherSecInd referenceDocumentId="RetDoc5">false</ReportInvestmentsOtherSecInd>
      <ReportProgramRelatedInvstInd referenceDocumentId="RetDoc5">false</ReportProgramRelatedInvstInd>
      <ReportOtherAssetsInd referenceDocumentId="RetDoc5">false</ReportOtherAssetsInd>
      <ReportOtherLiabilitiesInd referenceDocumentId="RetDoc5">true</ReportOtherLiabilitiesInd>
      <IncludeFIN48FootnoteInd referenceDocumentId="RetDoc5">false</IncludeFIN48FootnoteInd>
      <IndependentAuditFinclStmtInd referenceDocumentId="RetDoc5">false</IndependentAuditFinclStmtInd>
      <ConsolidatedAuditFinclStmtInd referenceDocumentId="RetDoc5">false</ConsolidatedAuditFinclStmtInd>
      <SchoolOperatingInd>false</SchoolOperatingInd>
      <ForeignOfficeInd>false</ForeignOfficeInd>
      <ForeignActivitiesInd>false</ForeignActivitiesInd>
      <MoreThan5000KToOrgInd>false</MoreThan5000KToOrgInd>
      <MoreThan5000KToIndividualsInd>false</MoreThan5000KToIndividualsInd>
      <ProfessionalFundraisingInd referenceDocumentId="RetDoc6">true</ProfessionalFundraisingInd>
      <FundraisingActivitiesInd referenceDocumentId="RetDoc6">true</FundraisingActivitiesInd>
      <GamingActivitiesInd referenceDocumentId="RetDoc6">false</GamingActivitiesInd>
      <OperateHospitalInd>false</OperateHospitalInd>
      <GrantsToOrganizationsInd referenceDocumentId="RetDoc7">true</GrantsToOrganizationsInd>
      <GrantsToIndividualsInd referenceDocumentId="RetDoc7">false</GrantsToIndividualsInd>
      <ScheduleJRequiredInd referenceDocumentId="RetDoc8">true</ScheduleJRequiredInd>
      <TaxExemptBondsInd>false</TaxExemptBondsInd>
      <EngagedInExcessBenefitTransInd>false</EngagedInExcessBenefitTransInd>
      <PYExcessBenefitTransInd>false</PYExcessBenefitTransInd>
      <LoanOutstandingInd>false</LoanOutstandingInd>
      <GrantToRelatedPersonInd>false</GrantToRelatedPersonInd>
      <BusinessRlnWithOrgMemInd>false</BusinessRlnWithOrgMemInd>
      <BusinessRlnWithFamMemInd>false</BusinessRlnWithFamMemInd>
      <BusinessRlnWith35CtrlEntInd>false</BusinessRlnWith35CtrlEntInd>
      <DeductibleNonCashContriInd>false</DeductibleNonCashContriInd>
      <DeductibleArtContributionInd>false</DeductibleArtContributionInd>
      <TerminateOperationsInd>false</TerminateOperationsInd>
      <PartialLiquidationInd>false</PartialLiquidationInd>
      <DisregardedEntityInd>false</DisregardedEntityInd>
      <RelatedEntityInd>false</RelatedEntityInd>
      <RelatedOrganizationCtrlEntInd>false</RelatedOrganizationCtrlEntInd>
      <TrnsfrExmptNonChrtblRltdOrgInd>false</TrnsfrExmptNonChrtblRltdOrgInd>
      <ActivitiesConductedPrtshpInd>false</ActivitiesConductedPrtshpInd>
      <ScheduleORequiredInd>true</ScheduleORequiredInd>
      <IRPDocumentCnt>9</IRPDocumentCnt>
      <IRPDocumentW2GCnt>0</IRPDocumentW2GCnt>
      <BackupWthldComplianceInd>true</BackupWthldComplianceInd>
      <EmployeeCnt>18</EmployeeCnt>
      <EmploymentTaxReturnsFiledInd>true</EmploymentTaxReturnsFiledInd>
      <UnrelatedBusIncmOverLimitInd>false</UnrelatedBusIncmOverLimitInd>
      <ForeignFinancialAccountInd>false</ForeignFinancialAccountInd>
      <ProhibitedTaxShelterTransInd>false</ProhibitedTaxShelterTransInd>
      <TaxablePartyNotificationInd>false</TaxablePartyNotificationInd>
      <NondeductibleContributionsInd>false</NondeductibleContributionsInd>
      <QuidProQuoContributionsInd>true</QuidProQuoContributionsInd>
      <QuidProQuoContriDisclInd>true</QuidProQuoContriDisclInd>
      <IndoorTanningServicesInd>false</IndoorTanningServicesInd>
      <SubjToTaxRmnrtnExPrchtPymtInd>false</SubjToTaxRmnrtnExPrchtPymtInd>
      <SubjectToExcsTaxNetInvstIncInd>false</SubjectToExcsTaxNetInvstIncInd>
      <InfoInScheduleOPartVIInd>X</InfoInScheduleOPartVIInd>
      <GoverningBodyVotingMembersCnt>11</GoverningBodyVotingMembersCnt>
      <IndependentVotingMemberCnt>11</IndependentVotingMemberCnt>
      <FamilyOrBusinessRlnInd>false</FamilyOrBusinessRlnInd>
      <DelegationOfMgmtDutiesInd>false</DelegationOfMgmtDutiesInd>
      <ChangeToOrgDocumentsInd>false</ChangeToOrgDocumentsInd>
      <MaterialDiversionOrMisuseInd>false</MaterialDiversionOrMisuseInd>
      <MembersOrStockholdersInd>false</MembersOrStockholdersInd>
      <ElectionOfBoardMembersInd>false</ElectionOfBoardMembersInd>
      <DecisionsSubjectToApprovaInd>false</DecisionsSubjectToApprovaInd>
      <MinutesOfGoverningBodyInd>true</MinutesOfGoverningBodyInd>
      <MinutesOfCommitteesInd>true</MinutesOfCommitteesInd>
      <OfficerMailingAddressInd>false</OfficerMailingAddressInd>
      <LocalChaptersInd>false</LocalChaptersInd>
      <Form990ProvidedToGvrnBodyInd>true</Form990ProvidedToGvrnBodyInd>
      <ConflictOfInterestPolicyInd>true</ConflictOfInterestPolicyInd>
      <AnnualDisclosureCoveredPrsnInd>true</AnnualDisclosureCoveredPrsnInd>
      <RegularMonitoringEnfrcInd>true</RegularMonitoringEnfrcInd>
      <WhistleblowerPolicyInd>true</WhistleblowerPolicyInd>
      <DocumentRetentionPolicyInd>true</DocumentRetentionPolicyInd>
      <CompensationProcessCEOInd>true</CompensationProcessCEOInd>
      <CompensationProcessOtherInd>false</CompensationProcessOtherInd>
      <InvestmentInJointVentureInd>false</InvestmentInJointVentureInd>
      <StatesWhereCopyOfReturnIsFldCd>CA</StatesWhereCopyOfReturnIsFldCd>
      <OwnWebsiteInd>X</OwnWebsiteInd>
      <OtherWebsiteInd>X</OtherWebsiteInd>
      <UponRequestInd>X</UponRequestInd>
      <BooksInCareOfDetail>
        <PersonNm>KEN MCELDOWNEY</PersonNm>
        <PhoneNum>4157779648</PhoneNum>
        <USAddress>
          <AddressLine1Txt>57 POST STREET SUITE 611</AddressLine1Txt>
          <CityNm>SAN FRANCISCO</CityNm>
          <StateAbbreviationCd>CA</StateAbbreviationCd>
          <ZIPCd>94104</ZIPCd>
        </USAddress>
      </BooksInCareOfDetail>
      <Form990PartVIISectionAGrp>
        <PersonNm>BEN LAU</PersonNm>
        <TitleTxt>BOARD CHAIR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>SUE ROGAN</PersonNm>
        <TitleTxt>BOARD VICE P</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>SUE HESTOR</PersonNm>
        <TitleTxt>BOARD TREASU</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>ANNA FLORES</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>DEBORAH LOWE MURAMOTO</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>IRENE LEECH</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>FAITH BAUTISTA</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>GAIL SANDERS</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>JOE WYNN</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>LATESHA SLAPPY</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>ROSA GONZALEZ-ABREGO</PersonNm>
        <TitleTxt>DIRECTOR</TitleTxt>
        <AverageHoursPerWeekRt>1.00</AverageHoursPerWeekRt>
        <IndividualTrusteeOrDirectorInd>X</IndividualTrusteeOrDirectorInd>
        <ReportableCompFromOrgAmt>0</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>0</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>KEN MCELDOWNEY</PersonNm>
        <TitleTxt>EXECUTIVE DI</TitleTxt>
        <AverageHoursPerWeekRt>28.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>170304</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>7738</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>KATHY LI</PersonNm>
        <TitleTxt>SF OFFICE DI</TitleTxt>
        <AverageHoursPerWeekRt>28.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>116640</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>14502</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>LINDA SHERRY</PersonNm>
        <TitleTxt>DC OFFICE DI</TitleTxt>
        <AverageHoursPerWeekRt>28.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>111696</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>7806</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <Form990PartVIISectionAGrp>
        <PersonNm>RUTH SUSSWEIN ALBERT</PersonNm>
        <TitleTxt>ASSOCIATE DC</TitleTxt>
        <AverageHoursPerWeekRt>28.00</AverageHoursPerWeekRt>
        <OfficerInd>X</OfficerInd>
        <ReportableCompFromOrgAmt>101364</ReportableCompFromOrgAmt>
        <ReportableCompFromRltdOrgAmt>0</ReportableCompFromRltdOrgAmt>
        <OtherCompensationAmt>25239</OtherCompensationAmt>
      </Form990PartVIISectionAGrp>
      <TotalReportableCompFromOrgAmt>500004</TotalReportableCompFromOrgAmt>
      <TotalOtherCompensationAmt>55285</TotalOtherCompensationAmt>
      <IndivRcvdGreaterThan100KCnt>4</IndivRcvdGreaterThan100KCnt>
      <FormerOfcrEmployeesListedInd>false</FormerOfcrEmployeesListedInd>
      <TotalCompGreaterThan150KInd>true</TotalCompGreaterThan150KInd>
      <CompensationFromOtherSrcsInd>false</CompensationFromOtherSrcsInd>
      <FundraisingAmt>327300</FundraisingAmt>
      <GovernmentGrantsAmt>347421</GovernmentGrantsAmt>
      <AllOtherContributionsAmt>972873</AllOtherContributionsAmt>
      <TotalContributionsAmt>1647594</TotalContributionsAmt>
      <ProgramServiceRevenueGrp>
        <Desc>MISCELLANEOUS INCOME</Desc>
        <TotalRevenueColumnAmt>7586</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>7586</RelatedOrExemptFuncIncomeAmt>
      </ProgramServiceRevenueGrp>
      <TotalProgramServiceRevenueAmt>7586</TotalProgramServiceRevenueAmt>
      <InvestmentIncomeGrp>
        <TotalRevenueColumnAmt>3921</TotalRevenueColumnAmt>
        <ExclusionAmt>3921</ExclusionAmt>
      </InvestmentIncomeGrp>
      <FundraisingGrossIncomeAmt>8000</FundraisingGrossIncomeAmt>
      <ContriRptFundraisingEventAmt>327300</ContriRptFundraisingEventAmt>
      <FundraisingDirectExpensesAmt>8411</FundraisingDirectExpensesAmt>
      <NetIncmFromFundraisingEvtGrp>
        <TotalRevenueColumnAmt>-411</TotalRevenueColumnAmt>
      </NetIncmFromFundraisingEvtGrp>
      <TotalRevenueGrp>
        <TotalRevenueColumnAmt>1658690</TotalRevenueColumnAmt>
        <RelatedOrExemptFuncIncomeAmt>7586</RelatedOrExemptFuncIncomeAmt>
        <ExclusionAmt>3921</ExclusionAmt>
      </TotalRevenueGrp>
      <GrantsToDomesticOrgsGrp>
        <TotalAmt>71500</TotalAmt>
        <ProgramServicesAmt>71500</ProgramServicesAmt>
      </GrantsToDomesticOrgsGrp>
      <GrantsToDomesticIndividualsGrp>
        <TotalAmt>100</TotalAmt>
        <ProgramServicesAmt>100</ProgramServicesAmt>
      </GrantsToDomesticIndividualsGrp>
      <CompCurrentOfcrDirectorsGrp>
        <TotalAmt>491215</TotalAmt>
        <ProgramServicesAmt>343850</ProgramServicesAmt>
        <ManagementAndGeneralAmt>98243</ManagementAndGeneralAmt>
        <FundraisingAmt>49122</FundraisingAmt>
      </CompCurrentOfcrDirectorsGrp>
      <OtherSalariesAndWagesGrp>
        <TotalAmt>789412</TotalAmt>
        <ProgramServicesAmt>539398</ProgramServicesAmt>
        <ManagementAndGeneralAmt>172994</ManagementAndGeneralAmt>
        <FundraisingAmt>77020</FundraisingAmt>
      </OtherSalariesAndWagesGrp>
      <OtherEmployeeBenefitsGrp>
        <TotalAmt>137853</TotalAmt>
        <ProgramServicesAmt>95077</ProgramServicesAmt>
        <ManagementAndGeneralAmt>29197</ManagementAndGeneralAmt>
        <FundraisingAmt>13579</FundraisingAmt>
      </OtherEmployeeBenefitsGrp>
      <PayrollTaxesGrp>
        <TotalAmt>100936</TotalAmt>
        <ProgramServicesAmt>69616</ProgramServicesAmt>
        <ManagementAndGeneralAmt>21378</ManagementAndGeneralAmt>
        <FundraisingAmt>9942</FundraisingAmt>
      </PayrollTaxesGrp>
      <FeesForServicesAccountingGrp>
        <TotalAmt>21776</TotalAmt>
        <ProgramServicesAmt>15019</ProgramServicesAmt>
        <ManagementAndGeneralAmt>4612</ManagementAndGeneralAmt>
        <FundraisingAmt>2145</FundraisingAmt>
      </FeesForServicesAccountingGrp>
      <FeesForServicesProfFundraising>
        <TotalAmt>40980</TotalAmt>
        <FundraisingAmt>40980</FundraisingAmt>
      </FeesForServicesProfFundraising>
      <FeesForServicesOtherGrp>
        <TotalAmt>18022</TotalAmt>
        <ProgramServicesAmt>17360</ProgramServicesAmt>
        <ManagementAndGeneralAmt>452</ManagementAndGeneralAmt>
        <FundraisingAmt>210</FundraisingAmt>
      </FeesForServicesOtherGrp>
      <OfficeExpensesGrp>
        <TotalAmt>52722</TotalAmt>
        <ProgramServicesAmt>34863</ProgramServicesAmt>
        <ManagementAndGeneralAmt>11732</ManagementAndGeneralAmt>
        <FundraisingAmt>6127</FundraisingAmt>
      </OfficeExpensesGrp>
      <InformationTechnologyGrp>
        <TotalAmt>51932</TotalAmt>
        <ProgramServicesAmt>35818</ProgramServicesAmt>
        <ManagementAndGeneralAmt>10999</ManagementAndGeneralAmt>
        <FundraisingAmt>5115</FundraisingAmt>
      </InformationTechnologyGrp>
      <OccupancyGrp>
        <TotalAmt>12168</TotalAmt>
        <ProgramServicesAmt>8392</ProgramServicesAmt>
        <ManagementAndGeneralAmt>2577</ManagementAndGeneralAmt>
        <FundraisingAmt>1199</FundraisingAmt>
      </OccupancyGrp>
      <TravelGrp>
        <TotalAmt>1227</TotalAmt>
        <ProgramServicesAmt>474</ProgramServicesAmt>
        <ManagementAndGeneralAmt>685</ManagementAndGeneralAmt>
        <FundraisingAmt>68</FundraisingAmt>
      </TravelGrp>
      <ConferencesMeetingsGrp>
        <TotalAmt>7320</TotalAmt>
        <ProgramServicesAmt>1632</ProgramServicesAmt>
        <ManagementAndGeneralAmt>5255</ManagementAndGeneralAmt>
        <FundraisingAmt>433</FundraisingAmt>
      </ConferencesMeetingsGrp>
      <InsuranceGrp>
        <TotalAmt>4776</TotalAmt>
        <ProgramServicesAmt>3294</ProgramServicesAmt>
        <ManagementAndGeneralAmt>1011</ManagementAndGeneralAmt>
        <FundraisingAmt>471</FundraisingAmt>
      </InsuranceGrp>
      <TotalFunctionalExpensesGrp>
        <TotalAmt>1801939</TotalAmt>
        <ProgramServicesAmt>1236393</ProgramServicesAmt>
        <ManagementAndGeneralAmt>359135</ManagementAndGeneralAmt>
        <FundraisingAmt>206411</FundraisingAmt>
      </TotalFunctionalExpensesGrp>
      <CashNonInterestBearingGrp>
        <BOYAmt>278427</BOYAmt>
        <EOYAmt>127432</EOYAmt>
      </CashNonInterestBearingGrp>
      <SavingsAndTempCashInvstGrp>
        <BOYAmt>1624135</BOYAmt>
        <EOYAmt>100000</EOYAmt>
      </SavingsAndTempCashInvstGrp>
      <PledgesAndGrantsReceivableGrp>
        <BOYAmt>54839</BOYAmt>
        <EOYAmt>95250</EOYAmt>
      </PledgesAndGrantsReceivableGrp>
      <PrepaidExpensesDefrdChargesGrp>
        <BOYAmt>1774</BOYAmt>
        <EOYAmt>21315</EOYAmt>
      </PrepaidExpensesDefrdChargesGrp>
      <LandBldgEquipCostOrOtherBssAmt>48076</LandBldgEquipCostOrOtherBssAmt>
      <LandBldgEquipAccumDeprecAmt>48076</LandBldgEquipAccumDeprecAmt>
      <InvestmentsPubTradedSecGrp>
        <EOYAmt>1140709</EOYAmt>
      </InvestmentsPubTradedSecGrp>
      <OtherAssetsTotalGrp>
        <EOYAmt>8466</EOYAmt>
      </OtherAssetsTotalGrp>
      <TotalAssetsGrp>
        <BOYAmt>1959175</BOYAmt>
        <EOYAmt>1493172</EOYAmt>
      </TotalAssetsGrp>
      <AccountsPayableAccrExpnssGrp>
        <BOYAmt>216281</BOYAmt>
        <EOYAmt>16274</EOYAmt>
      </AccountsPayableAccrExpnssGrp>
      <DeferredRevenueGrp>
        <EOYAmt>25000</EOYAmt>
      </DeferredRevenueGrp>
      <UnsecuredNotesLoansPayableGrp>
        <BOYAmt>332421</BOYAmt>
      </UnsecuredNotesLoansPayableGrp>
      <OtherLiabilitiesGrp>
        <EOYAmt>190455</EOYAmt>
      </OtherLiabilitiesGrp>
      <TotalLiabilitiesGrp>
        <BOYAmt>548702</BOYAmt>
        <EOYAmt>231729</EOYAmt>
      </TotalLiabilitiesGrp>
      <OrganizationFollowsFASB117Ind>X</OrganizationFollowsFASB117Ind>
      <NoDonorRestrictionNetAssetsGrp>
        <BOYAmt>-546742</BOYAmt>
        <EOYAmt>667870</EOYAmt>
      </NoDonorRestrictionNetAssetsGrp>
      <DonorRestrictionNetAssetsGrp>
        <BOYAmt>1957215</BOYAmt>
        <EOYAmt>593573</EOYAmt>
      </DonorRestrictionNetAssetsGrp>
      <TotalNetAssetsFundBalanceGrp>
        <BOYAmt>1410473</BOYAmt>
        <EOYAmt>1261443</EOYAmt>
      </TotalNetAssetsFundBalanceGrp>
      <TotLiabNetAssetsFundBalanceGrp>
        <BOYAmt>1959175</BOYAmt>
        <EOYAmt>1493172</EOYAmt>
      </TotLiabNetAssetsFundBalanceGrp>
      <ReconcilationRevenueExpnssAmt>-143249</ReconcilationRevenueExpnssAmt>
      <NetUnrlzdGainsLossesInvstAmt>125</NetUnrlzdGainsLossesInvstAmt>
      <PriorPeriodAdjustmentsAmt>-5906</PriorPeriodAdjustmentsAmt>
      <MethodOfAccountingAccrualInd>X</MethodOfAccountingAccrualInd>
      <AccountantCompileOrReviewInd>false</AccountantCompileOrReviewInd>
      <FSAuditedInd>false</FSAuditedInd>
      <FederalGrantAuditRequiredInd>false</FederalGrantAuditRequiredInd>
    </IRS990>
    <IRS990ScheduleA documentId="RetDoc10">
      <PublicOrganization170Ind>X</PublicOrganization170Ind>
      <GiftsGrantsContriRcvd170Grp>
        <CurrentTaxYearMinus4YearsAmt>1897240</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>2106307</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>847124</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>1173731</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>1647594</CurrentTaxYearAmt>
        <TotalAmt>7671996</TotalAmt>
      </GiftsGrantsContriRcvd170Grp>
      <TotalCalendarYear170Grp>
        <CurrentTaxYearMinus4YearsAmt>1897240</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>2106307</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>847124</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>1173731</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>1647594</CurrentTaxYearAmt>
        <TotalAmt>7671996</TotalAmt>
      </TotalCalendarYear170Grp>
      <SubstantialContributorsTotAmt>3048862</SubstantialContributorsTotAmt>
      <PublicSupportTotal170Amt>4623134</PublicSupportTotal170Amt>
      <GrossInvestmentIncome170Grp>
        <CurrentTaxYearMinus4YearsAmt>74379</CurrentTaxYearMinus4YearsAmt>
        <CurrentTaxYearMinus3YearsAmt>83716</CurrentTaxYearMinus3YearsAmt>
        <CurrentTaxYearMinus2YearsAmt>82264</CurrentTaxYearMinus2YearsAmt>
        <CurrentTaxYearMinus1YearAmt>22764</CurrentTaxYearMinus1YearAmt>
        <CurrentTaxYearAmt>3921</CurrentTaxYearAmt>
        <TotalAmt>267044</TotalAmt>
      </GrossInvestmentIncome170Grp>
      <OtherIncome170Grp>
        <CurrentTaxYearMinus1YearAmt>5150</CurrentTaxYearMinus1YearAmt>
        <TotalAmt>5150</TotalAmt>
      </OtherIncome170Grp>
      <TotalSupportAmt>7944190</TotalSupportAmt>
      <GrossReceiptsRltdActivitiesAmt>32506</GrossReceiptsRltdActivitiesAmt>
      <PublicSupportCY170Pct>0.58200</PublicSupportCY170Pct>
      <PublicSupportPY170Pct>0.53770</PublicSupportPY170Pct>
      <ThirtyThrPctSuprtTestsCY170Ind>X</ThirtyThrPctSuprtTestsCY170Ind>
      <Form990ScheduleAPartVIGrp>
        <FormAndLineReferenceDesc>PART II, LINE 10</FormAndLineReferenceDesc>
        <ExplanationTxt>OTHER INCOME 5,150</ExplanationTxt>
      </Form990ScheduleAPartVIGrp>
    </IRS990ScheduleA>
    <IRS990ScheduleB documentId="RetDoc1">
      <ContributorInformationGrp>
        <ContributorNum>RESTRICTED</ContributorNum>
        <ContributorBusinessName>
          <BusinessNameLine1>RESTRICTED</BusinessNameLine1>
        </ContributorBusinessName>
        <ContributorUSAddress>
          <AddressLine1>RESTRICTED</AddressLine1>
          <AddressLine2>RESTRICTED</AddressLine2>
          <City>RESTRICTED</City>
          <State>RESTRICTED</State>
          <ZIPCode>RESTRICTED</ZIPCode>
        </ContributorUSAddress>
        <TotalContributionsAmt>RESTRICTED</TotalContributionsAmt>
      </ContributorInformationGrp>
    </IRS990ScheduleB>
    <IRS990ScheduleC documentId="RetDoc4">
      <VolunteersInd>false</VolunteersInd>
      <PaidStaffOrManagementInd>false</PaidStaffOrManagementInd>
      <MediaAdvertisementsInd>false</MediaAdvertisementsInd>
      <MailingsMembersInd>false</MailingsMembersInd>
      <PublicationsOrBroadcastInd>false</PublicationsOrBroadcastInd>
      <GrantsOtherOrganizationsInd>false</GrantsOtherOrganizationsInd>
      <DirectContactLegislatorsInd>true</DirectContactLegislatorsInd>
      <DirectContactLegislatorsAmt>2408</DirectContactLegislatorsAmt>
      <RalliesDemonstrationsInd>false</RalliesDemonstrationsInd>
      <OtherActivitiesInd>false</OtherActivitiesInd>
      <TotalLobbyingExpendituresAmt>2408</TotalLobbyingExpendituresAmt>
      <NotDescribedSection501c3Ind>false</NotDescribedSection501c3Ind>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE C, PART II-B, LINE 1</FormAndLineReferenceDesc>
        <ExplanationTxt>LOBBYING FY 2021-22 CONSUMER ACTION EMPLOYEES PARTICIPATED IN A LIMITED NUMBER OF MEETINGS WITH CONGRESSIONAL STAFF MEMBERS IN WASHINGTON, DC, TO PROMOTE PRIVACY-RELATED LEGISLATION; PROTECT THE CONSUMER PROTECTION ACTIVITIES OF THE CONSUMER FINANCIAL PROTECTION BUREAU FROM POLITICAL ATTACKS. WE ALSO MET WITH REGULATORY AGENCIES AND CONGRESSIONAL STAFF TO PROTECT ACCESS TO CASH AND PUSH FOR REFUNDS FOR AIRLINE PASSENGERS IMPACTED BY CANCELLED FLIGHTS DURING THE PANDEMIC.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleC>
    <IRS990ScheduleD documentId="RetDoc5">
      <EquipmentGrp>
        <OtherCostOrOtherBasisAmt>48076</OtherCostOrOtherBasisAmt>
        <DepreciationAmt>48076</DepreciationAmt>
      </EquipmentGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>ACCRUED LEAVE + PAYROLL</Desc>
        <Amt>180830</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>LEASE PAYMENT DUE</Desc>
        <Amt>7125</Amt>
      </OtherLiabilitiesOrgGrp>
      <OtherLiabilitiesOrgGrp>
        <Desc>ACCRUED EXPENSES</Desc>
        <Amt>2500</Amt>
      </OtherLiabilitiesOrgGrp>
      <TotalLiabilityAmt>190455</TotalLiabilityAmt>
    </IRS990ScheduleD>
    <IRS990ScheduleG documentId="RetDoc6">
      <EmailSolicitationsInd>X</EmailSolicitationsInd>
      <SolicitationOfNonGovtGrantsInd>X</SolicitationOfNonGovtGrantsInd>
      <SpecialFundraisingEventsInd>X</SpecialFundraisingEventsInd>
      <AgrmtProfFundraisingActyInd>true</AgrmtProfFundraisingActyInd>
      <FundraiserActivityInfoGrp>
        <PersonNm>CAROLE BERKE</PersonNm>
        <USAddress>
          <AddressLine1Txt>7412 OAK LANE</AddressLine1Txt>
          <CityNm>CHEVY CHASE</CityNm>
          <StateAbbreviationCd>MD</StateAbbreviationCd>
          <ZIPCd>20815</ZIPCd>
        </USAddress>
        <ActivityTxt>CONSULTING</ActivityTxt>
        <FundraiserControlOfFundsInd>false</FundraiserControlOfFundsInd>
        <GrossReceiptsAmt>211050</GrossReceiptsAmt>
        <RetainedByContractorAmt>40500</RetainedByContractorAmt>
        <NetToOrganizationAmt>170550</NetToOrganizationAmt>
      </FundraiserActivityInfoGrp>
      <TotalGrossReceiptsAmt>211050</TotalGrossReceiptsAmt>
      <TotalRetainedByContractorsAmt>40500</TotalRetainedByContractorsAmt>
      <TotalNetToOrganizationAmt>170550</TotalNetToOrganizationAmt>
      <FundraisingEventInformationGrp>
        <Event1Nm>50TH ANNIVERSAR</Event1Nm>
        <GrossReceiptsEvent1Amt>335300</GrossReceiptsEvent1Amt>
        <CharitableContriEvent1Amt>327300</CharitableContriEvent1Amt>
        <GrossRevenueEvent1Amt>8000</GrossRevenueEvent1Amt>
        <FoodAndBeverageEvent1Amt>7614</FoodAndBeverageEvent1Amt>
        <OtherDirectExpensesEvent1Amt>797</OtherDirectExpensesEvent1Amt>
        <GrossReceiptsTotalAmt>335300</GrossReceiptsTotalAmt>
        <CharitableContributionsTotAmt>327300</CharitableContributionsTotAmt>
        <GrossRevenueTotalEventsAmt>8000</GrossRevenueTotalEventsAmt>
        <FoodAndBeverageTotalEventsAmt>7614</FoodAndBeverageTotalEventsAmt>
        <OthDirectExpnssTotalEventsAmt>797</OthDirectExpnssTotalEventsAmt>
        <DirectExpenseSummaryEventsAmt>8411</DirectExpenseSummaryEventsAmt>
        <NetIncomeSummaryAmt>-411</NetIncomeSummaryAmt>
      </FundraisingEventInformationGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE G, PAGE 1, PART I, LINE 2B, COLUMN (V)</FormAndLineReferenceDesc>
        <ExplanationTxt>CAROLE BERKE FEES BILLED FOR SERVICES</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleG>
    <IRS990ScheduleI documentId="RetDoc7">
      <GrantRecordsMaintainedInd>false</GrantRecordsMaintainedInd>
      <RecipientTable>
        <RecipientBusinessName>
          <BusinessNameLine1Txt>CONSUMER FEDERATION OF AMERICA</BusinessNameLine1Txt>
        </RecipientBusinessName>
        <USAddress>
          <AddressLine1Txt>1620 I STREET NW SUITE 200</AddressLine1Txt>
          <CityNm>WASHINGTON</CityNm>
          <StateAbbreviationCd>DC</StateAbbreviationCd>
          <ZIPCd>20006</ZIPCd>
        </USAddress>
        <RecipientEIN>520880625</RecipientEIN>
        <IRCSectionDesc>501C3</IRCSectionDesc>
        <CashGrantAmt>50000</CashGrantAmt>
        <PurposeOfGrantTxt>PROGRAM MISSION</PurposeOfGrantTxt>
      </RecipientTable>
    </IRS990ScheduleI>
    <IRS990ScheduleJ documentId="RetDoc8">
      <BoardOrCommitteeApprovalInd>X</BoardOrCommitteeApprovalInd>
      <SeverancePaymentInd>false</SeverancePaymentInd>
      <SupplementalNonqualRtrPlanInd>false</SupplementalNonqualRtrPlanInd>
      <EquityBasedCompArrngmInd>false</EquityBasedCompArrngmInd>
      <CompBasedOnRevenueOfFlngOrgInd>false</CompBasedOnRevenueOfFlngOrgInd>
      <CompBsdOnRevRelatedOrgsInd>false</CompBsdOnRevRelatedOrgsInd>
      <CompBsdNetEarnsFlngOrgInd>false</CompBsdNetEarnsFlngOrgInd>
      <CompBsdNetEarnsRltdOrgsInd>false</CompBsdNetEarnsRltdOrgsInd>
      <AnyNonFixedPaymentsInd>false</AnyNonFixedPaymentsInd>
      <InitialContractExceptionInd>false</InitialContractExceptionInd>
      <RltdOrgOfficerTrstKeyEmplGrp>
        <PersonNm>KEN MCELDOWNEY</PersonNm>
        <TitleTxt>EXECUTIVE DIRECTOR,</TitleTxt>
        <BaseCompensationFilingOrgAmt>170304</BaseCompensationFilingOrgAmt>
        <NontaxableBenefitsFilingOrgAmt>7738</NontaxableBenefitsFilingOrgAmt>
        <TotalCompensationFilingOrgAmt>178042</TotalCompensationFilingOrgAmt>
      </RltdOrgOfficerTrstKeyEmplGrp>
    </IRS990ScheduleJ>
    <IRS990ScheduleO documentId="RetDoc9">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990</FormAndLineReferenceDesc>
        <ExplanationTxt>FULL MISSION STATEMENT: USING MULTILINGUAL CONSUMER EDUCATION MATERIALS, COMMUNITY OUTREACH AND ISSUE-FOCUSED ADVOCACY, CONSUMER ACTION EMPOWERS LOW- AND MODERATE-INCOME, LIMITED-ENGLISH-SPEAKING, AND OTHER UNDERREPRESENTED CONSUMERS NATIONWIDE TO FINANCIALLY PROSPER THROUGH EDUCATION AND ADVOCACY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE EXECUTIVE DIRECTOR AND FINANCIAL CONSULTANT CONDUCT AN INITIAL REVIEW OF THE 990. THEN THE BOARD OF DIRECTORS REVIEWS IT PRIOR TO FILING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>ALL BOARD MEMBERS ARE COVERED UNDER THE POLICY WHERE ANNUAL ASSERTIONS ARE REQUESTED TO CONFIRM THAT THERE IS A LACK OF CONFLICTS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD OF DIRECTORS DECIDE THE SALARY AND BENEFITS OF THE EXECUTIVE DIRECTOR OF THE AGENCY. THE BOARD, WHICH INCLUDES INDEPENDENT MEMBERS, HAVE ASSESSED FAIR AND EQUITABLE COMPENSATION BASED ON COMPENSATION OF MANAGERS OF AGENCIES OF SIMILAR SIZE, FIELD AND LOCATION TO THE AGENCY.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>GOVERNING DOCUMENTS, THE CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST.FORM 990 IS POSTED ON OUR WEB SITE.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
  </ReturnData>
</Return>
