2024-11-15T08:15:08+00:00 2023-12-31 440160260 Forvis Mazars LLP 820 Massachusetts Ave Suite 1370 Indianapolis IN 46204 990 2023-01-01 310278870 WRIGHT-PATT CREDIT UNION INC WRIG 8007620047 3560 PENTAGON BLVD BEAVERCREEK OH 45431 TIMOTHY J MISLANSKY PRESIDENT/CEO 8007620047 2024-11-15 true true Michael Summers P00838533 3173834000 2024-11-15 2023 2024-10-15 13:58:12Z TIMOTHY J MISLANSKY 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 518010000 false X WWW.WPCU.COOP X 1932 OH TO PROMOTE THRIFT SAVINGS, BORROWING, AND FINANCIAL SERVICES AMONG ITS MEMBERS. 9 9 1605 2 14978210 215417 0 378352156 514871580 3753491 3138420 0 382105647 518010000 762532 836456 0 120212769 125794534 0 0 179430838 320747010 300406139 447378000 81699508 70632000 7794453245 8334337144 7093393844 7576060251 701059401 758276893 THE ORGANIZATION'S MISSION IS TO HELP PEOPLE THROUGH LIFE, WHICH INCLUDES: TO PROMOTE THRIFT AMONG ITS MEMBERS; TO ESTABLISH, ON A COOPERATIVE BASIS, FACILITIES FOR SAVINGS; TO PROVIDE CREDIT FOR PROVIDENT AND PRODUCTIVE PURPOSES; TO PROVIDE ASSISTANCE TO ITS MEMBERS FOR EFFECTIVE USE OF THEIR ASSETS AND RESOURCES; AND ALL ACTIVITIES NECESSARY AND INCIDENTAL THERETO. false false DIVIDENDS PAID TO MEMBERS ON APPROXIMATELY 1,120,947 DEPOSIT ACCOUNTS HELD BY APPROXIMATELY 503,041 MEMBERS (DIVIDENDS $148,007,873; INCLUDING A SPECIAL PATRONAGE DIVIDEND OF $8,065,653). DIRECT LABOR AND EMPLOYEE BENEFITS COSTS INCURRED TO PROVIDE DEPOSIT SERVICES, ORIGINATE LOANS, AND SERVICE LOANS FOR MEMBERS TOTALED $127,844,668. BRANCH OFFICE OCCUPANCY AND OPERATIONS SERVICES 35 BRICK AND MORTAR BRANCHES PLUS TWO CALL CENTERS PROVIDES PHYSICAL LOCATION FOR PERSON TO PERSON FINANCIAL SERVICES. 0 false false false false false false false false true true false false true false false true false false false false false false false false false true false true false true false false false false false false false false true true false false true 264293 0 true 1605 true true true false false false false false false false X 9 9 false false false false true true true true true false true true true true true true true true true true true true CA AL IN KS MA NM NC OR PA AZ TX VA X TIM ANDREWS 8007620047 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 ADAM M SCHEETZ DIRECTOR 2.0 0.0 X 14400 0 0 BONNIE SMITH DIRECTOR; TREASURER 2.0 0.0 X 16540 0 0 DR CHARLES H SHOWELL JR DIRECTOR; SECRETARY 2.0 1.0 X 14477 0 0 DR ROBERT J SWEENEY DIRECTOR 2.0 0.0 X 14400 0 0 JOSEPH H MUCCI DIRECTOR; CHAIR 2.0 0.0 X 16800 0 0 JOSEPH L LINSENMEYER DIRECTOR; VICE CHAIR 2.0 0.0 X 18076 0 0 LEAH C HANSEMAN DIRECTOR 2.0 0.0 X 14400 0 0 MICHAEL D MCGRATH DIRECTOR, ASSISTANT SECRETARY (END DATE 01/2023) 2.0 0.0 X 1200 0 0 NICHOLAS ENDSLEY DIRECTOR; ASSISTANT TREASURER 2.0 0.0 X 15826 0 0 RACHEL GOODSPEED DIRECTOR; ASSISTANT SECRETARY 2.0 0.0 X 14400 0 0 AMY REILLY CHIEF ADMINISTRATIVE OFFICER 39.0 1.0 X 445775 0 44983 BRENT CARROLL MARKET PRESIDENT - COLUMBUS MARKET 40.0 0.0 X 87588 0 5686 CATHLEEN WYATT VP, ASSISTANT GENERAL COUNSEL 40.0 0.0 X 61704 0 6487 CHRISTOPHER JOHNSON VP OF INTERNAL AUDIT 40.0 0.0 X 228842 0 42802 CHRISTOPHER MULKEY VP, CONSUMER LENDING 40.0 0.0 X 213485 0 13449 DANIEL G SMITH CHIEF FINANCIAL OFFICER 40.0 0.0 X 578662 0 55680 ERIC BUGGER CHIEF LENDING OFFICER 40.0 0.0 X 424658 0 55504 JASON FRANTZ VP, FRAUD RISK MANAGEMENT 40.0 0.0 X 124076 0 20076 JENNIFER OGDEN CHIEF RISK OFFICER 40.0 0.0 X 404309 0 36009 KEVIN JOHNSON CHIEF INFORMATION OFFICER 40.0 0.0 X 332836 0 22690 KIMBERLY RILEY SENIOR VP, MEMBER EXPERIENCE 40.0 0.0 X 307960 0 49224 MALLORY JOHNSON SESTIC VP, ASSISTANT GENERAL COUNSEL 40.0 0.0 X 284061 0 49946 MICHAEL DIETZ VP, MEMBER BUSINESS SERVICES 40.0 0.0 X 193838 0 41348 MICHAEL PHILLIPS VP, INFORMATION TECHNOLOGY 40.0 0.0 X 46516 0 2252 MOLLY LAMPE CHIEF LEGAL OFFICER 40.0 0.0 X 390239 0 53430 ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER 40.0 0.0 X 498835 0 38204 STEPHANIE R MASON SENIOR VP, COMPLIANCE & BSA 40.0 0.0 X 317478 0 40550 TIMOTHY MISLANSKY PRESIDENT & CEO 39.0 1.0 X 1022274 0 101386 TODD ELLIOTT MARKET PRESIDENT - COLUMBUS MARKET (END 02/2023) 40.0 0.0 X 103153 0 6149 TRACY SZARZI-FORS SENIOR VP, MARKETING & BUSINESS DEVELOPMENT 27.0 13.0 X 313409 0 42183 FRANK PETRIE DIRECTOR, RETAIL MORTGAGE ORIGINATIONS 40.0 0.0 X 221998 0 41637 JOHN SAGRAVES SENIOR FINANCIAL ADVISOR 40.0 0.0 X 295251 0 54516 MICHAEL K THOMPSON SENIOR FINANCIAL ADVISOR 40.0 0.0 X 341940 0 42685 PAUL SUTOR INTERIM PRESIDENT OF MYCU MORTGAGE 40.0 0.0 X 272542 0 40480 STEVEN HARRELL DIRECTOR, RETIREMENT SOLUTIONS 40.0 0.0 X 411737 0 50030 TONYA COON PRESIDENT OF MYCU MORTGAGE (END 07/2023) 40.0 0.0 X 299855 0 27408 8363540 0 984794 138 false true false GOVERNMENT GUARANTEED LENDING SOLUTIONS LLC 3560 PENTAGON BLVD BEAVERCREEK OH 45431 LENDING SERVICES 1356449 VACO LLC 5501 VIRGINIA WAY SUITE 120 BRENTWOOD TN 37027 TEMP/CONTRACTORS 1195080 LOANSTAR TECHNOLOGIES LLC 791 S CHESTER RD SWARTHMORE PA 19081 LENDING SERVICES 1072406 ALLIED UNIVERSAL SECURITY SERVICES PO BOX 277469 ATLANTA GA 303847469 SECURITY SERVICES 672880 ALM FIRST FINANCIAL ADVISORS LLC 2911 TURTLE CREEK BLVD SUITE 500 DALLAS TX 75219 FINANCIAL SERVICES 540115 16 0 INTEREST - LOANS 522100 350547000 350547000 SERVICE & MEMBER FEES 522100 88181050 73456370 14724680 INT-INVEST SECURITIES 522100 75890000 75890000 UNRELATED PARTNERSHIP INCOME 900099 253530 253530 0 0 0 0 514871580 0 0 3138420 0 0 3138420 3138420 3138420 0 0 0 0 0 518010000 503031790 14978210 0 836456 7511890 86827419 6785625 17507276 7162324 481009 668510 585677 3825886 6205542 7848936 5465849 7826510 807351 96019 158800647 9444319 772432 BAD DEBT EXPENSE 55270503 LOAN SERVICING EXPENSE 16001205 OUTSIDE SERVICES 27889213 PATRONAGE DIVIDENDS 8065653 10691749 447378000 598119860 457520000 81855000 93751000 53230096 64572084 0 0 5616576793 5961827916 5189252 4881934 147204685 72163541 68916433 75041144 11452075 0 1107215300 1411964000 0 251898436 264779066 7794453245 8334337144 108918152 118008315 0 0 516715296 505995271 6467760396 6952056665 7093393844 7576060251 X 701059401 758276893 701059401 758276893 7794453245 8334337144 X 70632000 6398061 -19812569 X false true X true false 11137248 11137248 50867073 18245398 32621675 20565972 6235956 14330016 60377687 47682187 12695500 4256705 4256705 75041144 AVAILABLE-FOR-SALE SECURITIES 1166964000 F REPURCHASE AGREEMENTS 245000000 C 1411964000 MEMBERS' SHARE ACCOUNTS 6952056665 6952056665 524408061 6398061 0 6398061 518010000 0 0 518010000 447378000 0 0 447378000 0 0 447378000 Schedule D, Part X ASC 740 DISCLOSURE: MANAGEMENT HAS EVALUATED THEIR INCOME TAX POSITIONS UNDER THE GUIDANCE INCLUDED IN ASC 740. BASED ON THEIR REVIEW, MANAGEMENT HAS NOT IDENTIFIED ANY MATERIAL UNCERTAIN TAX POSITIONS TO BE RECORDED OR DISCLOSED IN THE FINANCIAL STATEMENTS. true WRIGHT STATE UNIVERSITY FOUNDATION 3640 COLONEL GLENN HIGHWAY DAYTON OH 45435 237019799 501(c)(3) 335000 GENERAL SUPPORT WPCU SUNSHINE COMMUNITY FUND 3560 PENTAGON BOULEVARD BEAVERCREEK OH 45431 852669888 501(c)(3) 282938 GENERAL SUPPORT HEART FOOD PANTRY 6475 E MAIN ST 101 REYNOLDSBURG OH 43068 463327035 501(c)(3) 15500 GENERAL SUPPORT BOYS & GIRLS CLUB OF DAYTON INC 1828 WEST STEWART STREET DAYTON OH 45417 310536657 501(c)(3) 15000 GENERAL SUPPORT RONALD MCDONALD HOUSE CHARITIES 555 VALLEY STREET DAYTON OH 45404 310964793 501(c)(3) 15000 GENERAL SUPPORT THE BIG HOOPLA INC 40 N MAIN STREET DAYTON OH 45423 454231032 501(c)(3) 15000 GENERAL SUPPORT HABITAT FOR HUMANITY OF GREATER DAYTON 115 W RIVERVIEW AVENUE DAYTON OH 45405 311104456 501(c)(3) 15000 GENERAL SUPPORT DAYTON CHILDREN'S HOSPITAL 1 CHILDRENS PLAZA DAYTON OH 45404 310672132 501(c)(3) 12000 GENERAL SUPPORT MIAMI VALLEY PUBLIC MEDIA INC (WYSO) 150 E SOUTH COLLEGE ST YELLOW SPRINGS OH 45387 830545108 501(c)(3) 10000 GENERAL SUPPORT 4 PAWS FOR ABILITY INC 207 DAYTON AVE XENIA OH 45385 311625484 501(c)(3) 9000 GENERAL SUPPORT YMCA OF CENTRAL OHIO 1907 LEONARD AVENUE COLUMBUS OH 43219 314379594 501(c)(3) 8000 GENERAL SUPPORT BRIDGEWAY ACADEMY 1350 ALUM CREEK DRIVE COLUMBUS OH 43209 760796242 501(c)(3) 7500 GENERAL SUPPORT DESTINATION CANAL WINCHESTER PO BOX 45 CANAL WINCHESTER OH 43110 311659678 501(c)(3) 7500 GENERAL SUPPORT GREATER DAYTON REALTIST FOUNDATION INC PO BOX 5805 DAYTON OH 45405 454181414 501(c)(3) 7500 GENERAL SUPPORT CANAL WINCHESTER LABOR DAY FESTIVAL INC 45 E WATERLOO ST CANAL WINCHESTER OH 43110 462987076 501(c)(4) 6000 GENERAL SUPPORT GREATER DAYTON UNION COOPERATIVE INITIATIVE 840 GERMANTOWN STREET DAYTON OH 45402 813470466 501(c)(3) 5000 GENERAL SUPPORT MID-OHIO FOODBANK 3960 BROOKHAM DRIVE GROVE CITY OH 43123 310865343 501(c)(3) 5000 GENERAL SUPPORT EDISON FOUNDATION 1973 EDISON DRIVE PIQUA OH 45356 311379781 501(c)(3) 5000 GENERAL SUPPORT DAYTON SOCIETY OF NATURAL HISTORY 2600 DEWEESE PARKWAY DAYTON OH 45414 310585917 501(c)(3) 5000 GENERAL SUPPORT 19 Schedule I, Part I, Line 2 Procedures for monitoring use of grant funds. WRIGHT-PATT CREDIT UNION, INC. PROVIDES GENERAL SUPPORT TO SECTION 501(C)(3) AND 501(C)(19) TAX EXEMPT ORGANIZATIONS AND VERIFIES THE ORGANIZATIONS STATUS USING THE GUIDESTAR WEBSITE. X true true X X X X false true false TIMOTHY MISLANSKY PRESIDENT & CEO 656996 0 165015 0 200263 0 72576 0 28810 0 1123660 0 161133 0 DANIEL G SMITH CHIEF FINANCIAL OFFICER 297311 0 97115 0 184236 0 26320 0 29360 0 634342 0 0 0 ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER 330400 0 105215 0 63220 0 26400 0 11804 0 537039 0 0 0 AMY REILLY CHIEF ADMINISTRATIVE OFFICER 322082 0 97015 0 26678 0 25133 0 19850 0 490758 0 0 0 ERIC BUGGER CHIEF LENDING OFFICER 291561 0 95015 0 38082 0 26400 0 29104 0 480162 0 0 0 MOLLY LAMPE CHIEF LEGAL OFFICER 265436 0 86515 0 38288 0 24886 0 28544 0 443669 0 0 0 JENNIFER OGDEN CHIEF RISK OFFICER 281698 0 84015 0 38596 0 25005 0 11004 0 440318 0 0 0 STEPHANIE R MASON SENIOR VP, COMPLIANCE & BSA 249140 0 62015 0 6323 0 22480 0 18070 0 358028 0 0 0 KIMBERLY RILEY SENIOR VP, MEMBER EXPERIENCE 241189 0 60115 0 6656 0 21865 0 27359 0 357184 0 0 0 TRACY SZARZI-FORS SENIOR VP, MARKETING & BUSINESS DEVELOPMENT 219486 0 60015 0 33908 0 21233 0 20950 0 355592 0 0 0 KEVIN JOHNSON CHIEF INFORMATION OFFICER 242037 0 62550 0 28249 0 22498 0 192 0 355526 0 0 0 MALLORY JOHNSON SESTIC VP, ASSISTANT GENERAL COUNSEL 224876 0 55015 0 4170 0 20586 0 29360 0 334007 0 0 0 CHRISTOPHER JOHNSON VP OF INTERNAL AUDIT 172462 0 50115 0 6265 0 18319 0 24483 0 271644 0 0 0 MICHAEL DIETZ VP, MEMBER BUSINESS SERVICES 189922 0 15 0 3901 0 15744 0 25604 0 235186 0 0 0 CHRISTOPHER MULKEY VP, CONSUMER LENDING 185808 0 25015 0 2662 0 13449 0 0 0 226934 0 0 0 FRANK PETRIE DIRECTOR, RETAIL MORTGAGE ORIGINATIONS 107168 0 108198 0 6632 0 18007 0 23630 0 263635 0 0 0 PAUL SUTOR INTERIM PRESIDENT OF MYCU MORTGAGE 221153 0 45015 0 6374 0 21843 0 18637 0 313022 0 0 0 STEVEN HARRELL DIRECTOR, RETIREMENT SOLUTIONS 80100 0 314839 0 16798 0 26400 0 23630 0 461767 0 0 0 MICHAEL K THOMPSON SENIOR FINANCIAL ADVISOR 0 0 337124 0 4816 0 26400 0 16285 0 384625 0 0 0 JOHN SAGRAVES SENIOR FINANCIAL ADVISOR 0 0 290237 0 5014 0 24162 0 30354 0 349767 0 0 0 TONYA COON PRESIDENT OF MYCU MORTGAGE (END 07/2023) 193968 0 85215 0 20672 0 15385 0 12023 0 327263 0 0 0 Schedule J, Part I, Line 1a Travel for companions CERTAIN BOARD MEMBERS RECEIVE COMPANION TRAVEL (INCLUDED IN TAXABLE COMPENSATION). Schedule J, Part I, Line 4b Supplemental nonqualified retirement plan WRIGHT-PATT CREDIT UNION PARTICIPATES IN A 457(F) PLAN. TIMOTHY MISLANSKY PARTICIPATED IN A 457F PLAN AS OF 1/1/2022. AS OF 12/31/2023, THE REMAINING PLAN HAD A BALANCE OF $272,473. The amount vested during 2023 was $161,133. DOUGLAS FECHER FORMER PRESIDENT/CEO SPLIT DOLLAR LIFE INSURANCE X 11941840 14581429 false true true TIMOTHY MISLANSKY PRESIDENT & CEO SPLIT DOLLAR LIFE INSURANCE X 10541978 10943296 false true true DANIEL SMITH CHIEF FINANCIAL OFFICER SPLIT DOLLAR LIFE INSURANCE X 10000000 10092055 false true true D MATTHEW DAVIDSON FORMER CFO SPLIT DOLLAR LIFE INSURANCE X 4969101 6247994 false true true ROSANNE SCHUTZMAN CHIEF OPERATING OFFICER SPLIT DOLLAR LIFE INSURANCE X 5659912 6083357 false true true TIMOTHY MISLANSKY PRESIDENT & CEO SPLIT DOLLAR LIFE INSURANCE X 4436926 5090666 false true true AMY REILLY CHIEF ADMINISTRATIVE OFFICER SPLIT DOLLAR LIFE INSURANCE X 3227198 3468640 false true true ERIC BUGGER CHIEF LENDING OFFICER SPLIT DOLLAR LIFE INSURANCE X 3093301 3324726 false true true DARRICK WEEKS FORMER COO SPLIT DOLLAR LIFE INSURANCE X 2018045 2517232 false true true TIMOTHY MISLANSKY PRESIDENT & CEO SPLIT DOLLAR LIFE INSURANCE X 1771717 2222687 false true true ERIC BUGGER CHIEF LENDING OFFICER FIRST MORTGAGE X 662517 597422 false false true TIMOTHY MISLANSKY PRESIDENT & CEO FIRST MORTGAGE X 520000 453942 false false true CHRISTOPHER JOHNSON VP OF INTERNAL AUDIT FIRST MORTGAGE X 477000 405329 false false true KEVIN JOHNSON CHIEF INFORMATION OFFICER FIRST MORTGAGE X 375000 329746 false false true KIMBERLY RILEY SENIOR VP, MEMBER EXPERIENCE FIRST MORTGAGE X 244350 193534 false false true CHRISTOPHER MULKEY VP, CONSUMER LENDING VEHICLE LOAN X 39480 38101 false false true CHRISTOPHER MULKEY VP, CONSUMER LENDING VEHICLE LOAN X 32380 31932 false false true DANIEL SMITH CHIEF FINANCIAL OFFICER VEHICLE LOAN X 24024 18249 false false true KEVIN JOHNSON CHIEF INFORMATION OFFICER VEHICLE LOAN X 35817 9771 false false true KIMBERLY RILEY SENIOR VP, MEMBER EXPERIENCE VEHICLE LOAN X 14241 6359 false false true TIMOTHY MISLANSKY PRESIDENT & CEO CREDIT CARD X 18834 24 false false true ERIC BUGGER CHIEF LENDING OFFICER CREDIT CARD X 65840 0 false false true TODD ELLIOTT MARKET PRESIDENT - COLUMBUS MARKET FIRST MORTGAGE X 342000 270924 false false true TODD ELLIOTT MARKET PRESIDENT - COLUMBUS MARKET VEHICLE LOAN X 47745 0 false false true ERIC BUGGER CHIEF LENDING OFFICER CREDIT CARD X 40654 5135 false false true 66932550 Schedule L, Part II ALL WRIGHT-PATT CREDIT UNION EMPLOYEES RECEIVE A 0.5% RATE REDUCTION ON ALL LOANS OTHER THAN MORTGAGES. UNTIL MID-2019 THERE WAS A 0.25% RATE REDUCTION ON FIRST MORTGAGES AND BEGINNING MID-2019, THE 0.25% FIRST MORTGAGE RATE DISCOUNT WAS TRANSITIONED TO A $500 CLOSING COST CREDIT. Form 990, Part IV, Line 28 BUSINESS TRANSACTIONS WITH FAMILY MEMBER OF OFFICER WRIGHT-PATT CREDIT UNION OWNS AN INTEREST IN HALLMARK TITLE LLC. SCOTT EVERETT'S SPOUSE IS A GREATER THAN 35% OWNER IN THE PARTNERSHIP. DURING THE YEAR WRIGHT-PATT CREDIT UNION DID NOT MAKE ANY CONTRIBUTIONS TO THE PARTNERSHIP. ALL REVENUE EARNED THROUGH THE PARTNERSHIP HAS BEEN INCLUDED ON THE FORM 990. Form 990, Part VI, Line 6 Classes of members or stockholders MEMBERSHIP IS OPEN TO THOSE PERSONS, OR CORPORATIONS, UNINCORPORATED SOCIETIES OR ASSOCIATIONS, OR ANY OTHER ORGANIZATION OF INDIVIDUALS THAT MEET THE ELIGIBILITY REQUIREMENTS SET FORTH IN THE ARTICLES OF INCORPORATION, APPLY FOR MEMBERSHIP, AND ARE APPROVED FOR MEMBERSHIP IN A MANNER SPECIFIED BY THE BOARD. Form 990, Part VI, Line 7a Members or stockholders electing members of governing body THE BOARD OF DIRECTORS IS THE GOVERNING BODY AND CONSISTS OF 9 DIRECTORS. EACH YEAR THREE DIRECTORS WILL BE ELECTED BY THE MEMBERS TO REPLACE THE THREE DIRECTORS WHOSE TERMS ARE EXPIRING. Form 990, Part VI, Line 7b Decisions requiring approval by members or stockholders A MAJORITY OF MEMBERS ELIGIBLE TO VOTE WOULD BE REQUIRED FOR BUSINESS THAT WOULD AFFECT THE CONTINUATION OF THE CREDIT UNION. Form 990, Part VI, Line 11b Review of form 990 by governing body THE FORM 990 IS REVIEWED BY THE PRESIDENT AND CHIEF FINANCIALOFFICER AND IS THEN PRESENTED ELECTRONICALLY TO THE BOARD OF DIRECTORS DURING A BOARD MEETING PRIOR TO BEING FILED. THE FORM 990 IS ALSO REVIEWED BY AN INDEPENDENT ACCOUNTING FIRM. Form 990, Part VI, Line 12c Conflict of interest policy CONFLICT OF INTEREST QUESTIONNAIRES ARE ANNUALLY OBTAINED AND REVIEWED WITH ALL MEMBERS OF THE BOARD OF DIRECTORS, SENIOR EXECUTIVE MANAGEMENT, AND VICE PRESIDENTS. ALL PERSONS IN THESE JOB CLASSIFICATIONS ARE REQUIRED TO COMPLETE A DISCLOSURE FORM WITH REGARD TO ACCOUNTS HELD, ACTIVE LOANS, AND ANY ADDITIONAL OUTSIDE OCCUPATIONS, INTERESTS, OR AFFILIATIONS WITH OUTSIDE ORGANIZATIONS. THESE DOCUMENTS ARE SUBMITTED FOR REVIEW. POLICY INCLUDES STEPS TO AVOID CONFLICT OF INTEREST AND IF CHANGES OCCUR REGARDING POTENTIAL CONFLICTS OF INTEREST. IT IS THE RESPONSIBILITY OF THE DIRECTOR, COMMITTEE MEMBER, OR EMPLOYEE TO REPORT SUCH CHANGES TO THE PROPER CHANNEL. Form 990, Part VI, Line 15a Process to establish compensation of top management official THE PROCESS FOR DETERMINING COMPENSATION WAS DONE USING COMPARABILITY DATA AND A BOARD EXECUTIVE COMMITTEE. THE SALARY OF THE PRESIDENT/CHIEF EXECUTIVE OFFICER IS THEN APPROVED BY THE BOARD OF DIRECTORS. THIS REVIEW IS CONDUCTED ANNUALLY AND WAS LAST PERFORMED IN 2023. COMPENSATION REVIEW FOR ALL OTHER OFFICERS AND KEY EMPLOYEE POSITIONS WAS CONDUCTED IN 2022 BY HUMAN RESOURCES USING A THIRD PARTY CONSULTING SERVICE. ONGOING MARKET PRICING AND POSITION SALARY GRADING IS DONE AS-NEEDED BY THE COMPANY'S CHIEF ADMINISTRATIVE OFFICER. Form 990, Part VI, Line 15b Process to establish compensation of other employees THE PROCESS FOR DETERMINING COMPENSATION WAS DONE USING COMPARABILITY DATA AND A BOARD EXECUTIVE COMMITTEE. THE SALARY OF THE PRESIDENT/CHIEF EXECUTIVE OFFICER IS THEN APPROVED BY THE BOARD OF DIRECTORS. THIS REVIEW IS CONDUCTED ANNUALLY AND WAS LAST PERFORMED IN 2023. COMPENSATION REVIEW FOR ALL OTHER OFFICERS AND KEY EMPLOYEE POSITIONS WAS CONDUCTED IN 2022 BY HUMAN RESOURCES USING A THIRD PARTY CONSULTING SERVICE. ONGOING MARKET PRICING AND POSITION SALARY GRADING IS DONE AS-NEEDED BY THE COMPANY'S CHIEF ADMINISTRATIVE OFFICER. Form 990, Part VI, Line 19 Required documents available to the public ARTICLES OF INCORPORATION, CODE OF REGULATION AND CONFLICT OF INTEREST POLICY ARE AVAILABLE UPON REQUEST. INTERNALLY PREPARED FINANCIAL STATEMENTS ARE POSTED MONTHLY IN THE BRANCHES. QUARTERLY REPORTS TO NCUA ARE AVAILABLE ON NCUA'S WEBSITE. AUDITED YEAR END FINANCIAL STATEMENTS ARE POSTED TO OUR COMPANY'S WEBSITE WITHIN THE ANNUAL REPORT. Form 990, Part XI, Line 9 Other changes in net assets or fund balances Cumulative change for ASC 326 - -19227000; DISTRIBUTIONS TO NONCONTROLLING INTEREST - -585569; MYCU MORTGAGE LLC 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 311690008 MRTG PROCESS OH 18181311 65874199 WRIGHT-PATT WRIGHT-PATT HOLDINGS LLC 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 352745583 CUSO HOLDING OH 121520 8852600 WRIGHT-PATT NWU COLLABORATIVE LLC 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 932909399 CUSO HOLDING OH -67379 182621 WRIGHT-PATT WPCU SUNSHINE COMMUNITY FUND 3560 PENTAGON BLVD BEAVERCREEK OH 454311706 852669888 COMMUNITY GIVING OH 501(c)(3) 7 WRIGHT-PATT true GOVERNMENT GUARANTEED LENDING 3610 PENTAGON BLVD BEAVERCREEK OH 45431 863410341 LOAN SERVICING OH WRIGHT-PATT Related 820354 0 false false 0.6 WRIGHT-PATT INSURANCE PRODUCTS 3610 PENTAGON BLVD BEAVERCREEK OH 45431 311733727 INSURANCE OH WRIGHT-PATT Related 296746 1642834 false true 0.9 true true false true false false false false false true false true false false false false true false true GOVERNMENT GUARANTEED LENDING SOLUTIONS B 240000 CASH/FMV WRIGHT-PATT INSURANCE PRODUCTS B 900000 FMV WPCU SUNSHINE COMMUNITY FUND B 282938 CASH/FMV WRIGHT-PATT INSURANCE PRODUCTS D 500000 FMV WPCU SUNSHINE COMMUNITY FUND L 248995 FMV WPCU SUNSHINE COMMUNITY FUND Q 195579 CASH/FMV GOVERNMENT GUARANTEED LENDING SOLUTIONS S 901157 CASH/FMV