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        <BondNm>LORD ABBETT BOND DEB -4,545.283 SHS</BondNm>
        <EOYBookValueAmt>35516</EOYBookValueAmt>
        <EOYFMVAmt>32226</EOYFMVAmt>
      </InvestmentsCorporateBondsGrp>
    </InvestmentsCorpBondsSchedule>
    <InvestmentsCorpStockSchedule documentId="RetDoc5">
      <InvestmentsCorporateStockGrp>
        <StockNm>FLEXSHARES MORNINGSTAR -170 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES CORE MSCI EMERGING - 257 SHS</StockNm>
        <EOYBookValueAmt>12799</EOYBookValueAmt>
        <EOYFMVAmt>13421</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>ISHARES CORE S&amp;P SMALL - 85 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PACER DEVEL MKTS INTL - 503 SHS</StockNm>
        <EOYBookValueAmt>15309</EOYBookValueAmt>
        <EOYFMVAmt>14683</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PACER US CASH COWS - 172 SHS</StockNm>
        <EOYBookValueAmt>9311</EOYBookValueAmt>
        <EOYFMVAmt>9715</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>PACER US SMALL CAP CASH COWS-378 SHS</StockNm>
        <EOYBookValueAmt>17552</EOYBookValueAmt>
        <EOYFMVAmt>16636</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>USMV - 51 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD ENERGY ETF - 38 SHS</StockNm>
        <EOYBookValueAmt>4775</EOYBookValueAmt>
        <EOYFMVAmt>4610</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD GROWTH ETF - 69 SHS</StockNm>
        <EOYBookValueAmt>19898</EOYBookValueAmt>
        <EOYFMVAmt>28320</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD INDUSTRIALS ETF - 20 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD MID CAP ETF - 87 SHS</StockNm>
        <EOYBookValueAmt>19794</EOYBookValueAmt>
        <EOYFMVAmt>22979</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD UTILITIES ETF - 29 SHS</StockNm>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD VALUE ETF -128 SHS</StockNm>
        <EOYBookValueAmt>19559</EOYBookValueAmt>
        <EOYFMVAmt>21670</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
      <InvestmentsCorporateStockGrp>
        <StockNm>VANGUARD INFO TECH ETF - 29 SHS</StockNm>
        <EOYBookValueAmt>16657</EOYBookValueAmt>
        <EOYFMVAmt>18032</EOYFMVAmt>
      </InvestmentsCorporateStockGrp>
    </InvestmentsCorpStockSchedule>
    <InvestmentsOtherSchedule2 documentId="RetDoc6">
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>LORD ABBETT BD DEBENT- 5299.381 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>39699</BookValueAmt>
        <EOYFMVAmt>37573</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>SPDR GOLD SHS ETF - 42 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>8753</BookValueAmt>
        <EOYFMVAmt>10169</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PGIM HIGH YIELD - 7832.056 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>37070</BookValueAmt>
        <EOYFMVAmt>37437</EOYFMVAmt>
      </InvestmentsOtherGrp>
      <InvestmentsOtherGrp>
        <CategoryOrItemTxt>PGIM TOTAL RTN BOND - 3169.197 SHS</CategoryOrItemTxt>
        <ListedAtCostOrFMVCd>AT COST</ListedAtCostOrFMVCd>
        <BookValueAmt>37816</BookValueAmt>
        <EOYFMVAmt>37460</EOYFMVAmt>
      </InvestmentsOtherGrp>
    </InvestmentsOtherSchedule2>
    <OtherIncomeSchedule2 documentId="RetDoc8">
      <OtherIncomeDetail>
        <Desc>UBS 20178</Desc>
        <RevenueAndExpensesPerBooksAmt>27</RevenueAndExpensesPerBooksAmt>
        <NetInvestmentIncomeAmt>27</NetInvestmentIncomeAmt>
      </OtherIncomeDetail>
    </OtherIncomeSchedule2>
    <OtherIncreasesSchedule documentId="RetDoc7">
      <OtherIncreasesDetail>
        <Desc>UBS 20178 -PRIOR PERIOD ADJ</Desc>
        <Amt>327</Amt>
      </OtherIncreasesDetail>
      <OtherIncreasesDetail>
        <Desc>UBS 16007-PRIOR PERIOD ADJ</Desc>
        <Amt>146</Amt>
      </OtherIncreasesDetail>
    </OtherIncreasesSchedule>
    <OtherProfessionalFeesSchedule documentId="RetDoc9">
      <OtherProfessionalFeesDetail>
        <CategoryTxt>MANAGEMENT FEES</CategoryTxt>
        <Amt>2242</Amt>
        <NetInvestmentIncomeAmt>1121</NetInvestmentIncomeAmt>
        <DisbursementsCharitablePrpsAmt>1121</DisbursementsCharitablePrpsAmt>
      </OtherProfessionalFeesDetail>
    </OtherProfessionalFeesSchedule>
    <TaxesSchedule documentId="RetDoc10">
      <TaxesDetail>
        <CategoryTxt>FEDERAL NII EXCISE TAX</CategoryTxt>
        <Amt>126</Amt>
        <NetInvestmentIncomeAmt>126</NetInvestmentIncomeAmt>
      </TaxesDetail>
    </TaxesSchedule>
  </ReturnData>
</Return>