2024-10-25T01:05:10-05:00 2023-12-31 221478099 COHNREZNICK LLP 14 SYLVAN WAY PARSIPPANY NJ 070543801 990 2023-01-01 200774672 NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS NATI 2102271010 5404 WURZBACH RD SAN ANTONIO TX 78238 MARLA BILONICK PRESIDENT & CEO 2102271010 2024-10-24 1 1 ZACHARY SEGAL P01511850 9732283500 2024-10-22 2023 2024-10-15 13:58:12Z MARLA BILONICK 5404 WURZBACH RD SAN ANTONIO TX 78238 9766864 0 X WWW.NALCAB.ORG X 2002 TX NALCAB STRENGTHENS THE ECONOMY BY ADVANCING ECONOMIC MOBILITY IN LATINO COMMUNITIES. 14 14 62 14 0 0 9264457 8411008 500357 870927 14642 417496 183153 65633 9962609 9765064 1077000 1354500 0 0 3444465 4531556 0 0 234766 2365602 3174832 6887067 9060888 3075542 704176 25685068 33945413 8208800 15639718 17476268 18305695 X NALCAB STRENGTHENS THE ECONOMY BY ADVANCING ECONOMIC MOBILITY IN LATINO COMMUNITIES. 0 0 5275991 1321000 234181 ORGANIZATIONAL CAPACITY BUILDING - AS A US TREASURY-CERTIFIED CDFI LENDER AND GRANTMAKER, NALCAB STRENGTHENS, COORDINATES, AND BUILDS THE SYSTEMS AND CAPACITY OF NALCAB NETWORK MEMBERS, OTHER NON-PROFITS, AND GOVERNMENT UNITS TO ADVANCE ECONOMIC MOBILITY IN PREDOMINANTLY LOW- AND MODERATE-INCOME LATINO COMMUNITIES. NALCAB CREATES CAPITAL, CAPACITY, COLLECTIVE VOICE, AND COMUNIDAD (COMMUNITY) BY INCREASING ACCESS TO GRANTS AND INVESTMENT CAPITAL; UNLOCKING ACCESS TO TECHNICAL ASSISTANCE RESOURCES; SHARING RESEARCH TO MAXIMIZE ORGANIZATIONAL EFFECTIVENESS AND RESOURCES; CREATING AND STRENGTHENING ASSET-BUILDING PRACTITIONER PEER NETWORKS; USING CULTURALLY RELEVANT TRAINING TO DEVELOP LEADERS IN THE ASSET-BUILDING FIELD; AND DEVELOPING A STRATEGIC NATIONAL VOICE FOR MORE THAN 195 ORGANIZATIONS AND THE COMMUNITIES THEY SERVE. 434180 33500 POLICY ADVOCACY AND FIELD-BUILDING - THE POLICY ADVOCACY AND FIELD- BUILDING PROGRAM PROVIDES MEMBERS AND DECISION-MAKERS WITH RESEARCH, POLICY EDUCATION, AND ADVOCACY EFFORTS TO INFLUENCE PRIVATE, PHILANTHROPIC, AND GOVERNMENTAL INVESTORS TO RESPONSIBLY MEET THE ASSET-BUILDING NEEDS AND OPPORTUNITIES IN LOW AND MODERATE- NCOME COMMUNITIES. WITH NALCAB'S SUPPORT AND THE BENEFIT OF THE COLLECTIVE NALCAB NETWORK, MEMBERS MAY DEVELOP AND ADVOCATE FOR POLICY STRATEGIES THAT SERVE THEIR COMMUNITIES AT THE LOCAL, STATE, AND FEDERAL LEVELS. NALCAB HAS PUBLISHED NUMEROUS REPORTS ON SMALL BUSINESS LENDING IN LATINO COMMUNITIES, HOUSING VULNERABILITY AND GENTRIFICATION, AND PLACE-BASED ECONOMIC DEVELOPMENT. THE POLICY ADVOCACY AND FIELD-BUILDING PROGRAM ADVOCATES FOR CDFIS, POTENTIAL CDFIS, AND OTHER LENDERS TO BETTER MEET THE NEEDS OF THE COMMUNITIES THEY SERVE. NALCAB PARTNERS WITH COMMUNITY DEVELOPERS AND IMPACT INVESTORS TO ADVANCE THE ASSET-BUILDING FIELD. 737097 495372 LENDING AND ASSET MANAGEMENT - A US TREASURY-CERTIFIED CDFI AND INTERMEDIARY LENDER, NALCAB EMPOWERS ITS MEMBERS WITH CULTURALLY RELEVANT PRODUCTS AND SERVICES TO ADVANCE ECONOMIC MOBILITY IN PREDOMINANTLY LATINO LOWAND- MODERATE INCOME COMMUNITIES LACKING ADEQUATE ACCESS TO CAPITAL. NALCAB'S PRODUCTS PROVIDE MEMBERS WITH CAPITAL, LIQUIDITY, AND SCALE TO BUILD AFFORDABLE HOUSING, LEND TO SMALL BUSINESSES, AND STRENGTHEN FAMILY FINANCIAL CAPABILITY. NALCAB OFFERS COMMERCIAL REAL ESTATE LOANS, SMALL BUSINESS LOAN CAPITAL, AFFORDABLE HOUSING PROJECT LOANS, SMALL BUSINESS LOAN PARTICIPATION FINANCING, AND LOAN GUARANTEES. CAPITAL FOR LENDING COMES FROM REVENUES, CASH RESERVES, PRIVATE PHILANTHROPIES, BANK LOANS, THE CDFI FUND, AND US HUD, INCLUDING FOR RURAL CAPACITY BUILDING. ESCALERA COMMUNITY INVESTMENTS, LLC (ESCALERA), AN ASSET MANAGEMENT COMPANY OWNED BY NALCAB, MANAGES THE NALCAB CATALYST FUND I, LLC (THE CATALYST FUND), A REAL ESTATE-FOCUSED SOCIAL IMPACT FUND ESTABLISHED TO PRESERVE AND PRODUCE HOUSING OPPORTUNITIES AFFORDABLE TO LOW-INCOME AND MINORITY INDIVIDUALS. THE CATALYST FUND TARGETS AND OPERATES INVESTMENTS IN SINGLE-AND MULTIFAMILY PROJECTS THAT PROVIDE HOUSEHOLDS WITH ACCESS TO EMPLOYMENT, QUALITY EDUCATION, AND HEALTHCARE RESOURCES, ALL ESSENTIAL FACTORS FOR ADVANCING ECONOMIC MOBILITY. ESCALERA ALSO MANAGES THE ACCESO LOAN FUND, LLC (ACCESO), A NATIONAL SMALL BUSINESS LOAN FUND THAT SUPPORTS GROWTH-ORIENTED LENDING TO MINORITY-OWNED BUSINESSES NATIONWIDE THROUGH A NETWORK OF LATINO-LED NON-PROFIT BUSINESS LENDERS. ACCESO HELPS DIVERSE ENTREPRENEURS IN UNDERSERVED MINORITY COMMUNITIES SCALE THEIR BUSINESSES TO INCREASE REVENUE, PROVIDE MORE JOBS, AND STRENGTHEN THE ECONOMY. NALCAB AND ELEVEN NALCAB-NETWORK CDFIS ARE EQUAL CO-OWNERS OF ACCESO. 89855 189997 MEMBERSHIP - MEMBERSHIP COMPRISES NALCAB'S OVERALL MEMBER RECRUITMENT, OUTREACH, DUES COLLECTION, AND STEWARDSHIP ACTIVITIES. MEMBERSHIP ACTIVITIES CAN INCLUDE TECHNICAL ASSISTANCE OR TROUBLESHOOTING PROVIDED BY THE NALCAB TEAM THAT IS OUTSIDE OF A PROGRAMMATIC OR GRANTEE ENGAGEMENT. OTHER COSTS INCLUDED IN MEMBERSHIP ARE THE CLIENT RELATIONSHIP MANAGEMENT SOFTWARE AND THE REGIONAL ENGAGEMENTS WITH SUBSETS OF MEMBERS THAT ARE LOCATED IN THE SAME CITY, STATE, OR REGION. 89855 189997 6537123 1 1 0 1 0 0 0 0 0 0 1 0 1 0 1 1 0 1 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 1 64 0 1 62 1 0 0 0 0 0 0 0 0 0 0 0 0 X 14 14 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 TX DC X OLGA NELLY ROJAS-MORENO 2102271010 5404 WURZBACH RD SAN ANTONIO TX 78238 BEA STOTZER DIRECTOR 1.50 X 0 0 0 FERNANDO LEMOS DIRECTOR 1.50 X 0 0 0 HENRY JIMENEZ DIRECTOR 1.50 X 0 0 0 JANIE BARRERA DIRECTOR 1.50 X 0 0 0 LINDSEY NAVARRO DIRECTOR 1.50 X 0 0 0 LUIS GRANADOS DIRECTOR 1.50 X 0 0 0 MILEYKA BURGOS DIRECTOR 1.50 X 0 0 0 PEDRO RAMOS TREASURER 1.50 X X 0 0 0 PEDRO ZAMORA DIRECTOR 1.50 X 0 0 0 RAFAEL TORRES SECRETARY 1.50 X X 0 0 0 RAUL RAYMUNDO CHAIR 1.50 X X 0 0 0 ROSE GARCIA DIRECTOR 1.50 X 0 0 0 RUBY AZURIDA-LEE DIRECTOR 1.50 X 0 0 0 SHELLY MARQUEZ VICE CHAIR 1.50 X X 0 0 0 CELINA GOMEZ INTERIM CHIEF FINANCIAL OFFICER 40.00 X 155896 0 28215 FERNANDO GARCIA CHIEF FINANCIAL OFFICER (UNTIL 5/23) 40.00 X 99135 0 11246 LEVAR MARTIN EXECUTIVE VP & CHIEF STRATERGY OFFIC 40.00 X 192477 0 32726 MARLA BILONICK PRESIDENT & CEO 40.00 X 279444 0 15623 ALEJANDRA AMAROLI DIRECTOR OF RESOURCE DEVELOPMENT 40.00 X 117768 0 26483 CLARINDA LANDEROS DIRECTOR OF PUBLIC POLICY 40.00 X 113022 0 3391 HOLLY L FRINDELL CHIEF PROGRAM OFFICER 40.00 X 135349 0 21430 JOSE EFRAIN GARCIA CHIEF LENDING & ASSET MANAGEMENT OFF 40.00 X 117039 0 37708 LUIS ESPINOSA SAYAN DIRECTOR OF LENDING 40.00 X 126680 0 0 1336810 0 176822 8 0 1 0 FARAH FOSSE 1317 DECATUR ST NW WASHINGTON DC 20011 TECHNICAL ASSISTANCE 111251 1 2945508 5465500 8411008 LOAN INEREST INCOME 522292 421693 421693 MEMBERSHIP DUES 611430 189997 189997 REGISTRATION FEES 611430 139481 139481 FELLOWSHIP TUITION 611430 76000 76000 MANAGEMENT FEE 531390 25056 25056 18700 18700 870927 417496 417496 18810 1800 17010 17010 17010 PARTNERSHIP INCOME-ALF 900099 39853 39853 PARTNERSHIP INCOME -NN 900099 7224 7224 PARTNERSHIP INCOME- NC 900099 1546 1546 48623 9765064 919550 0 434506 X 1336500 1336500 18000 18000 814762 501191 279608 33963 2918835 1795482 1001680 121673 76322 46948 26192 3182 423822 260708 145447 17667 297815 183197 102204 12414 12950 12950 59802 59802 9195 9195 1373855 1027175 344700 1980 5745 450 5295 142980 103531 34206 5243 192341 127979 54662 9700 154907 106648 42837 5422 336349 278277 47528 10544 458291 431332 26599 360 185870 185437 386 47 45125 27758 15486 1881 8416 5177 2888 351 STAFF TRAINING AND DEVE 119735 32062 77334 10339 BAD DEBTS EXPENSES 69271 69271 9060888 6537123 2288999 234766 3758258 2725956 6416397 8234948 3665000 1915000 485380 1174138 5512144 14781586 480 43238 1551553 469637 1293682 1081916 2008069 1741626 2086942 2135567 111438 458716 0 25685068 33945413 411553 353181 800000 210000 1772 832247 782150 6165000 14165000 0 127615 8208800 15639718 X 6140319 8319221 11335949 9986474 17476268 18305695 25685068 33945413 X 704176 45251 80000 X 0 1 X 0 1 1 X 15079723 9701312 12054480 9264457 8411008 54510980 15079723 9701312 12054480 9264457 8411008 54510980 24767248 29743732 3351 10199 6477 34922 436306 491255 42840 11423 12601 66864 46963 154 164847 48623 260587 55329686 2482506 0.53760 0.48580 X SCHEDULE A, PART II, LINE 10, EXPLANATION OF OTHER INCOME: INCOME LOSS FROM NNI LLC - 2019 AMOUNT: $ 49,646. 2022 AMOUNT: $ 145,327. 2023 AMOUNT: $ 7,224. INCOME LOSS FROM NCF I LLC - 2019 AMOUNT: $ 4,158. 2022 AMOUNT: $ 14,489. 2023 AMOUNT: $ 1,546. PARTNERSHIP INCOME-ALF - 2019 AMOUNT: $ -6,841. 2022 AMOUNT: $ 2,781. 2023 AMOUNT: $ 39,853. OTHER INCOME - 2021 AMOUNT: $ 154. 2022 AMOUNT: $ 2,250. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 1 0 0 0 0 1 491 0 0 491 0 PART II-B, LINE 1: NALCAB'S ANNUAL CONGRESSIONAL ADVOCACY DAY IS AN OPPORTUNITY FOR OUR MEMBERS TO COMMUNICATE THE POLICY PRIORITIES OF OUR NETWORK TO THEIR REPRESENTATIVES IN CONGRESS. WE TARGETED POLICYMAKERS AND KEY CONGRESSIONAL COMMITTEES THAT IMPACT THE WORK OF OUR MEMBERS. MOST OF THE MEETINGS ARE STRICTLY ADVOCACY - THE $491 ACCOUNTS FOR THE SHORT TIME SPENT WHEN CONVERSATIONS INCLUDED SUPPORT FOR OR OPPOSITION TO SPECIFIC LEGISLATION I.E. LOBBYING. 280000 280000 1048374 293792 754582 223179 175845 47334 1081916 EQUITY INVESTMENT IN NALCAB NETWORK INVESTORS, LLC 1082979 C EQUITY INVESTMENT IN NALCAB CATALYST FUND I, LLC 187906 C EQUITY INVESTMENT IN ACCESO LOAN FUND, LLC 864682 C 2135567 LEASE LIABILITY 127615 127615 X 9812115 45251 1800 47051 9765064 0 9765064 9062688 1800 1800 9060888 0 9060888 PART X, LINE 2: NALCAB CATALYST FUND I, LLC, NALCAB NETWORK INVESTORS, LLC, AND ACCESO LOAN FUND, LLC, ARE LIMITED LIABILITY COMPANIES THAT HAVE ELECTED TO BE TREATED AS PARTNERSHIPS FOR FEDERAL INCOME TAX PURPOSES, AND ALL TAXABLE INCOME AND LOSSES ARE ALLOCATED TO THE PARTNERS. NALCAB QUALIFIES AS AN ORGANIZATION FORMED FOR CHARITABLE PURPOSES UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE ("IRC") AND, THEREFORE, IS NOT SUBJECT TO INCOME TAX. CERTAIN UNRELATED BUSINESS INCOME, AS DEFINED IN THE IRC, IS SUBJECT TO FEDERAL INCOME TAX. FOR THE YEARS ENDED DECEMBER 31, 2023 AND 2022, NALCAB HAD UNRELATED BUSINESS INCOME OF $15,510 AND $18,306, RESPECTIVELY. THESE CONSOLIDATED FINANCIAL STATEMENTS DO NOT REFLECT A PROVISION FOR INCOME TAXES, AND NALCAB HAS NO OTHER TAX POSITIONS WHICH MUST BE CONSIDERED FOR DISCLOSURE. INCOME TAX RETURNS FILED BY NALCAB ARE SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE FOR THREE YEARS. WHILE NO INCOME TAX RETURNS ARE CURRENTLY BEING EXAMINED BY THE INTERNAL REVENUE SERVICE, TAX YEARS SINCE 2020 REMAIN OPEN. PART XI, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES 1,800. PART XII, LINE 2D - OTHER ADJUSTMENTS: RENTAL EXPENSES 1,800. 1 AMERICAN INDIANS IN TEXAS AT THE SPANISH COLONIAL MISSIONS 1616 E COMMERCE STREET SAN ANTONIO TX 78205 742717029 501(C)(3) 40000 0 FINANCIAL CAPABILITY BRANCHES INC 11500 NW 12TH AVENUE MIAMI FL 33168 650716969 501(C)(3) 36000 0 FINANCIAL CAPABILITY CAROLINA SMALL BUSINESS DEVELOPMENT FUND 3128 HIGHWOODS BLVD SUITE 170 RALEIGH NC 27604 581903219 501(C)(3) 15000 0 SMALL BUSINESS COMMON WEALTH ASSOCIATES INC 5301 WILKINSON BLVD CHARLOTTE NC 28208 300842673 501(C)(3) 35000 0 FINANCIAL CAPABILITY CONEXION AMERICAS 2195 NOLENSVILLE PIKE NASHVILLE TN 37211 621715618 501(C)(3) 35000 0 FINANCIAL CAPABILITY CULTURINGUA 8920 JOHN BARRETT DRIVE SAN ANTONIO TX 78240 841940407 501(C)(3) 45000 0 FINANCIAL CAPABILITY/SMALL BUSINESS DARK MOUNTAIN DEVELOPMENT 376 S STONE AVE TUCSON AZ 85701 861017490 501(C)(3) 35000 0 FINANCIAL CAPABILITY DORCHESTER BAY ECONOMIC DEVELOPMENT CORPORATION 594 COLUMBIA ROAD SUITE 302 DORCHESTER MA 02125 042681632 501(C)(3) 70000 0 SMALL BUSINESS EASTMONT COMMUNITY CENTER 701 HOEFNER AVE LOS ANGELES CA 90022 956221642 501(C)(3) 35000 0 FINANCIAL CAPABILITY ENTERPRISING LATINAS INC PO BOX 1928 5128 STATE ROAD 674 WIMAUMA FL 33598 271247381 501(C)(3) 40000 0 FINANCIAL CAPABILITY/SMALL BUSINESS FIFTH AVENUE COMMITTEE INC 621 DEGRAW STREET BROOKLYN NY 11217 112475743 501(C)(3) 40000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT/FINANCIAL CAPABILITY FRESNO COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION 1920 MARIPOSA MALL STE 330 FRESNO CA 93721 261177785 501(C)(3) 20000 0 SMALL BUSINESS GREENLINE ACCESS CAPITAL 3525 I STREET UNIT 111 MAKEN STUDIOS NORTH PHILADELPHIA PA 19134 872852513 501(C)(3) 75000 0 SMALL BUSINESS HISPANIC ECONOMIC DEVELOPMENT CORPORATION 1722 HOLLY STREET KANSAS CITY MO 64108 431654693 501(C)(3) 47000 0 SMALL BUSINESS/FINANCIAL CAPABILITY HISPANIC INTEREST COALITION OF ALABAMA 117 SOUTHCREST DRIVE BIRMINGHAM AL 35209 631225764 501(C)(3) 98000 0 SMALL BUSINESS/FINANCIAL CAPABILITY HOUSING CONNECT FUND 3595 SOUTH MAIN STREET SALT LAKE CITY UT 84115 843929104 501(C)(3) 35000 0 FINANCIAL CAPABILITY JAMAICA PLAIN NEIGHBORHOOD DEVELOPMENT CORPORATION 31 GERMANIA STREET JAMAICA PLAIN MA 02130 042652919 501(C)(3) 35000 0 FINANCIAL CAPABILITY LA FUERZA UNIDA COMMUNITY DEVELOPMENT CORPORATION 34 MUTTONTOWN LANE EAST NORWICH NY 11732 113613094 501(C)(3) 82500 0 SMALL BUSINESS LAREDO-WEBB NEIGHBORHOOD HOUSING SERVICES INC 216 BOB BULLOCK LOOP LAREDO TX 78043 742611475 501(C)(3) 10000 0 SMALL BUSINESS LATIN AMERICAN ASSOCIATION 2750 BUFORD HWY NE ATLANTA GA 30324 581237316 501(C)(3) 40000 0 SMALL BUSINESS/FINANCIAL CAPABILITY LATINO ECONOMIC DEVELOPMENT CORPORATION 1401 COLUMBIA RD NW UNIT C-1 WASHINGTON DC 20009 521749216 501(C)(3) 70000 0 SMALL BUSINESS LIFTFUND INC 2014 S HACKBERRY STREET SAN ANTONIO TX 78210 742712770 501(C)(3) 40000 0 FINANCIAL CAPABILITY MAESTRO LEADERSHIP FOUNDATION 1811 S LAREDO STREET SAN ANTONIO TX 78207 811238315 501(C)(3) 40000 0 FINANCIAL CAPABILITY RURAL DEVELOPMENT INITIATIVES INC 91017 S WILLAMETTE STREET COBURG OR 97408 931073746 501(C)(3) 35000 0 FINANCIAL CAPABILITY SEATTLE ECONOMIC DEVELOPMENT FUND 12720 GATEWAY DR S SUITE 207 TUKWILA WA 98168 911764008 501(C)(3) 15000 0 SMALL BUSINESS ST MARY'S UNIVERSITY ONE CAMINO SANTA MARIA SAN ANTONIO TX 78228 741143128 501(C)(3) 15000 0 EQUITABLE NEIGHBORHOOD DEVELOPMENT TMC COMMUNITY CAPITAL 1611 TELEGRAPH AVE SUITE 504 OAKLAND CA 94612 825204018 501(C)(3) 70000 0 SMALL BUSINESS VENTURES PO BOX 2375 WATSONVILLE CA 95077 770247648 501(C)(3) 47000 0 FINANCIAL CAPABILITY WOMEN'S ECONOMIC VENTURES 333 S SALINAS STREET SANTA BARBARA CA 93103 953674624 501(C)(3) 17500 0 SMALL BUSINESS YOUNG WOMEN'S CHRISTIAN ASSOCIATION 503 CASTROVILLE RD SAN ANTONIO TX 78237 741143135 501(C)(3) 40000 0 FINANCIAL CAPABILITY 30 0 SCHOLARSHIPS-POLICY SUMMIT 18 18000 PART I, LINE 2: THE MONITORING PROCESS STARTS WITH A SUBGRANT AGREEMENT WHICH DOCUMENTS HOW THE FUNDS SHOULD BE USED, INCLUDING REPORTING REQUIREMENTS AND DEADLINES. THE MONITORING PROCESS MAY ALSO INCLUDE MONTHLY CALLS WITH SUBGRANTEES AND SITE VISITS. X X X X X 1 0 0 0 0 0 0 1 0 MARLA BILONICK PRESIDENT & CEO 279444 0 0 0 0 0 0 0 15623 0 295067 0 0 0 LEVAR MARTIN EXECUTIVE VP & CHIEF STRATERGY OFFIC 184477 0 8000 0 0 0 9900 0 22826 0 225203 0 0 0 CELINA GOMEZ INTERIM CHIEF FINANCIAL OFFICER 150646 0 5250 0 0 0 7916 0 20299 0 184111 0 0 0 HOLLY L FRINDELL CHIEF PROGRAM OFFICER 130274 0 5075 0 0 0 2250 0 19180 0 156779 0 0 0 JOSE EFRAIN GARCIA CHIEF LENDING & ASSET MANAGEMENT OFF 113763 0 3276 0 0 0 5000 0 32708 0 154747 0 0 0 PART I, LINE 4A FERNANDO GARCIA RECEIVED A SEVERANCE PAYMENT OF $42,323. PART I, LINE 7 ALL BONUSES ARE BASED ON PERFORMANCE, ONLY THE PRESIDENT/CEO (MARLA) REQUIRES BOARD APPROVAL. FORM 990, PART VI, SECTION B, LINE 11B A COMPLETE COPY OF THE ORGANIZATION'S FORM 990 IS REVIEWED BY THE PRESIDENT & CEO AND THE CHIEF FINANCIAL OFFICER AND PROVIDED TO EACH MEMBER OF THE GOVERNING BOARD OF DIRECTORS. ANY QUESTIONS OR CONCERNS ARE ADDRESSED PRIOR TO FILING. FORM 990, PART VI, SECTION B, LINE 12C BOARD MEMBERS ARE PROVIDED WITH THE CONFLICT OF INTEREST POLICY. POTENTIAL CONFLICTS ARE BROUGHT TO THE BOARD FOR REVIEW. PERSONS WITH THE CONFLICT MAY NOT PARTICIPATE IN DELIBERATIONS AND DECISIONS REGARDING THE TRANSACTION. FORM 990, PART VI, SECTION B, LINE 15A THE EXECUTIVE DIRECTOR'S COMPENSATION IS REVIEWED BY THE BOARD OF DIRECTORS' EXECUTIVE COMPENSATION COMMITTEE WHO RECOMMEND THE COMPENSATION PACKAGE TO THE FULL BOARD FOR THEIR VOTE AND APPROVAL. THE COMMITTEE'S RECOMMENDATION IS BASED UPON INFORMATION PROVIDED BY AN INDEPENDENT COMPENSATION CONSULTANT, INCLUDING DATA FROM MULTIPLE EXECUTIVE COMPENSATION SURVEYS, AS WELL AS THEIR KNOWLEDGE OF COMPARABLE COMPENSATION ARRANGEMENTS. DECISIONS ARE DOCUMENTED IN THE MINUTES OF THE BOARD OF DIRECTORS' MEETINGS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. THE ORGANIZATION'S FINANCIAL STATEMENTS AND FORM 990 ARE AVAILABLE ON ITS WEBSITE. THE FORM 990 IS ALSO LISTED AT WWW.GUIDESTAR.ORG FORM 990, PART IX, LINE 11G OTHER FEES: PROGRAM SERVICE EXPENSES 1,027,175. MANAGEMENT AND GENERAL EXPENSES 344,700. FUNDRAISING EXPENSES 1,980. TOTAL EXPENSES 1,373,855. FORM 990, PART XI, LINE 9: RETURN OF GRANT AWARD 80,000. ESCALERA COMMUNITY INVESTMENTS LLC 5404 WURZBACH RD SAN ANTONIO TX 78238 383992870 FUND AND ASSET MANAGEMENT TX 0 30784 NALCAB NALCAB CATALYST FUND I LLC 5404 WURZBACH RD SAN ANTONIO TX 78238 384008906 AFFORDABLE HOUSING REAL ESTATE DE ESCALERA COMM RELATED 1481 610017 1 1 0.33070 ACCESO LOAN FUND LLC 5404 WURZBACH RD SAN ANTONIO TX 78238 843121538 SMALL BUSINESS LENDING DE ESCALERA COMM RELATED 39397 872722 0 1 0.08340 0 0 0 1 0 0 0 0 0 0 0 1 0 1 0 0 1 0 0