2022-09-14T17:42:46-05:00 2021-12-31 541487262 MATTHEWS CARTER & BOYCE PC 12500 FAIR LAKES CIRCLE SUITE 260 FAIRFAX VA 22033 990 2021-01-01 530025360 AMERICAN FINANCIAL SERVICES ASSOCIATION AMER 2022965544 919 18TH STREET NW 300 WASHINGTON DC 20006 WILLIAM HIMPLER PRESIDENT & CEO 2022965544 2022-09-14 1 WILLIAM HIMPLER 999009999 CHARLES R DEPPE P01300682 7032183600 3 AAL1 IAL1 2021 2023-04-26 12:10:37Z WILLIAM M HIMPLER 919 18TH STREET NW 300 WASHINGTON DC 20006 13345055 0 X WWW.AFSAONLINE.ORG X 1916 DC TO PROVIDE INFORMATION TO THE CONSUMER CREDIT INDUSTRY. 54 52 26 0 0 0 78900 455114 9479791 9896092 52912 1247316 0 0 9611603 11598522 0 0 0 0 5054274 5390183 0 0 0 3568897 4470612 8623171 9860795 988432 1737727 16431020 18901333 2477999 2613019 13953021 16288314 AFSA IS THE NATIONAL TRADE ASSOCIATION FOR THE CONSUMER CREDIT INDUSTRY. ITS MEMBERS INCLUDE CONSUMER AND COMMERCIAL FINANCE COMPANIES, AUTO FINANCE COMPANIES, MORTGAGE LENDERS AND SERVICERS, CREDIT CARD ISSUERS, AND INDUSTRY SUPPLIERS. 0 0 ANNUAL MEETINGS AND CONFERENCES - AFSA HOLDS AN ANNUAL MEETING AND SEVERAL CONFERENCES EACH YEAR. THE PROGRAMS ADDRESS ISSUES OF IMPORTANCE TO THE FINANCIAL SERVICES INDUSTRY. AFSA UNIVERSITY IS A WEB-BASED COMPLIANCE TRAINING PROGRAM OFFERING MORE THAN 260 COURSES ON KEY FEDERAL FINANCIAL SERVICES LAWS AND REGULATIONS. THE COURSES ARE TAILORED FOR BOTH BANKS AND NONBANKSACCORDING TO VARIOUS JOB FUNCTIONS AND LINES OF BUSINESS. PUBLICATIONS AND VIDEOS - AFSA PUBLISHES VARIOUS NEWSLETTERS AND A VARIETY OF PAMPHLET BOOKLETS, AND INFORMATIONAL VIDEOS. THESE PUBLICATIONS AND VIDEOS COVER IN DEPTH INFORMATION ON ISSUES OF IMPORTANCE TO THE CONSUMER CREDIT INDUSTRY AND TO THE GENERAL PUBLIC. 0 1 0 1 0 0 0 0 0 1 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 12 0 1 26 1 1 1 0 0 0 1 1 0 0 0 X 54 52 0 0 0 0 1 1 0 1 1 0 0 0 1 1 1 1 1 1 0 0 X THE ORGANIZATION 2022965544 919 18TH STREET NW 300 WASHINGTON DC 20006 JAMES DROTMAN CHAIR 0.50 X X 0 0 0 DANIEL M CHAIT DIRECTOR 0.50 X 0 0 0 MARTIN E LESS CHAIR ELECT 0.50 X X 0 0 0 TOM HUDGINS IMMEDIATE PAST CHAIR 0.50 X X 0 0 0 OFER ALON DIRECTOR 0.50 X 0 0 0 NATHAN D BENSON DIRECTOR 0.50 X 0 0 0 KYLE R BIRCH VICE CHAIR/TREASURER 0.50 X X 0 0 0 JOHN HOLMES DIRECTOR 0.00 X 0 0 0 ERIN KERBER DIRECTOR 0.50 X 0 0 0 SUSAN A BRIDGES DIRECTOR 0.50 X 0 0 0 GEORGE FUSSELL DIRECTOR 0.50 X 0 0 0 KEVIN JAMES CULLUM DIRECTOR 0.50 X 0 0 0 MICHAEL J CULPEPPER DIRECTOR 0.50 X 0 0 0 JON G DANIELS DIRECTOR 0.50 X 0 0 0 LESTER E DEES DIRECTOR 0.50 X 0 0 0 DUANE FREEMAN DIRECTOR 0.50 X 0 0 0 ROYCE E EVERETTE JR DIRECTOR 0.50 X 0 0 0 JEFF HAYMORE DIRECTOR 0.50 X 0 0 0 JASON GRUBB DIRECTOR 0.50 X 0 0 0 GINGER C HERRING DIRECTOR 0.50 X 0 0 0 MATTHEW HANEY DIRECTOR 0.50 X 0 0 0 JOSH C JOHNSON DIRECTOR 0.50 X 0 0 0 LEE HOLZMAN DIRECTOR 0.50 X 0 0 0 WILLIAM C JONES DIRECTOR 0.50 X 0 0 0 RICH HYDE DIRECTOR 0.50 X 0 0 0 DARCY C LOCKE DIRECTOR 0.50 X 0 0 0 KRISTIN M KARWAT DIRECTOR 0.50 X 0 0 0 FRANCIS C LEE DIRECTOR 0.50 X 0 0 0 VINCE NAM DIRECTOR 0.50 X 0 0 0 JONATHON L LEVIN DIRECTOR 0.50 X 0 0 0 CARLOS MINETTI DIRECTOR 0.50 X 0 0 0 ANDREW MORRISON DIRECTOR 0.50 X 0 0 0 JONATHAN ROOT DIRECTOR 0.50 X 0 0 0 RICHARD H PARKER JR DIRECTOR 0.50 X 0 0 0 TANYA SANDERS DIRECTOR 0.50 X 0 0 0 MARY L PHILLIPS DIRECTOR 0.50 X 0 0 0 RICHARD J PORRELLO DIRECTOR 0.50 X 0 0 0 CHAD PRASHAD DIRECTOR 0.50 X 0 0 0 BRANDON TAPP DIRECTOR 0.50 X 0 0 0 PETAR VUCUREVIC DIRECTOR 0.50 X 0 0 0 JEFFREY E SNYDER DIRECTOR 0.50 X 0 0 0 PAT STCHARLES III DIRECTOR 0.50 X 0 0 0 REX ELLISON DIRECTOR 0.50 X 0 0 0 MARK TEMPLIN DIRECTOR 0.50 X 0 0 0 DOUGLAS TIMMERMAN DIRECTOR 0.50 X 0 0 0 DAN WALTERS DIRECTOR 0.50 X 0 0 0 ROSS C WILLIAMS DIRECTOR 0.50 X 0 0 0 MARC WOMACK DIRECTOR 0.50 X 0 0 0 DOUG CLARK DIRECTOR 0.50 X 0 0 0 WILLIAM M HIMPLER PRESIDENT & CEO 37.50 X X 859934 0 82749 ROB BECK DIRECTOR 0.50 X 0 0 0 SANDRA BRODERICK DIRECTOR 0.50 X 0 0 0 PRABIR CHAKRABARTY DIRECTOR 0.50 X 0 0 0 LILY CLAFFEE DIRECTOR 0.50 X 0 0 0 ANTHONY FPELEGRIN VP-CFO 37.50 X 220047 0 42028 DANIELLE ARLOWE SVP - STATE GOVT. 37.50 X 315395 0 43981 PHILIP BOHI VP - COMPLIANCE 37.50 X 250640 0 27205 THOMAS MORANO VP - MEETINGS 37.50 X 206316 0 27875 A HARTER VP- FED GOV. AFFAIRS 37.50 X 175850 0 32551 T BENNETT-LEWIS VP-MEMBERSHIP 37.50 X 208311 0 37311 CELIA MWINSLOW VP - FED GOV AFFAIRS 37.50 X 240812 0 13800 RHONDA P ASHBURN EXEC. DIR - FOUNDATION 37.50 X 160153 0 21777 E MCFADDEN VP-COMM. 37.50 X 237154 0 54946 MICHELLE BATTALINE DIR - MTGS 37.50 X 137611 0 21857 DANIELLE T MCLEAN DIR. - ACCOUNTING 37.50 X 137223 0 32187 3149446 0 438267 12 0 1 0 DCI GROUP 2000 K ST NW WASHINGTON DC 20006 COMMUNICATION SERVICES 331000 FIS PO BOX 4535 CAROL STREAM IL 60197 REGULATORY PROGRAM 320709 LEONINE PUBLIC AFFAIRS 1 BLANCHARD CT 101 MONTPELIER VT 05602 COMMUNICATION SERVICES 161500 PROTECH ASSOCIATES INC 5457 TWIN KNOLL RD 400 COLUMBIA MD 21045 ASSOCIATION MEMB SYSTEM 129797 TURBINE LABS 6465 GREENWOOD PLAZA 575 GREENWOOD VILL CO 80111 COMMUNICATION SERVICES 121375 8 455114 455114 MEMBERSHIP DUES 900099 7559243 7559243 ANNUAL MEETING & CONF. 900099 1655180 1655180 PUBLICATION & VIDEOS 900099 634669 634669 SPECIAL INTEREST COMMITTEE 900099 47000 47000 9896092 743849 743849 2250000 1746533 503467 503467 503467 11598522 10399559 0 743849 2530193 2173502 128482 299944 258062 94058 28800 515544 42258 975430 175200 280330 333540 107032 903978 84689 55440 OUTSIDE SERVICES 419414 AWARDS & PLAQUES 153659 PRINTING 118064 DUES AND SUBSCRIPTIONS 102371 80805 9860795 691528 1530196 105763 100337 352673 245455 3716747 3392340 358785 324407 14304667 16407295 617604 293643 16431020 18901333 634652 765386 1264844 1434544 578503 413089 2477999 2613019 X 13931590 16288314 21431 0 13953021 16288314 16431020 18901333 1737727 597566 0 X X 0 1 X 1 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 7559243 1537951 1537951 3023697 -1485746 402822 381397 21425 2266182 1963200 302982 1047743 1047743 0 324407 DEFERRED COMP PLAN 222771 DEFERRED OFFICE RENT 119179 DEFERRED LEASE INCENTIVE 71139 413089 X 12603089 597566 449259 1046825 11556264 42258 42258 11598522 10280915 462378 462378 9818537 42258 42258 9860795 PART X, LINE 2: THE ASSOCIATION HAS ADOPTED FINANCIAL ACCOUNTING STANDARDS BOARD INTERPRETATION NO. 48, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, (FIN 48), AS PERMITTED BY FASB STAFF POSITION (FSP) FIN 48-3, WHICH IS CODIFIED AT FASB ASC 740. FASB ASC 740 REQUIRES CHANGES IN RECOGNITION AND MEASUREMENT FOR UNCERTAIN TAX POSITIONS. THE ASSOCIATION HAS ANALYZED ITS TAX POSITIONS, AND HAS CONCLUDED THAT NO LIABILITY SHOULD BE RECORDED RELATED TO ANY UNCERTAIN TAX POSITIONS. THE ASSOCIATION IS NOT AWARE OF ANY TAX POSITIONS FOR WHICH IT BELIEVES THAT THERE IS A REASONABLE POSSIBILITY THAT THE TAX POSITION WILL CHANGE MATERIALLY IN THE NEXT TWELVE MONTHS. IF THIS POSITION CHANGES, THE ASSOCIATION WILL ASSESS THE IMPACT OF ANY SUCH MATTERS ON ITS FINANCIAL POSITION AND RESULTS OF OPERATIONS. PART XI, LINE 2D - OTHER ADJUSTMENTS: PAC REVENUE 449,259. PART XII, LINE 2D - OTHER ADJUSTMENTS: PAC EXPENSES 462,378. X 0 0 0 WILLIAM M HIMPLER PRESIDENT & CEO 611534 0 248400 0 0 0 42700 0 40049 0 942683 0 0 0 DANIELLE ARLOWE SVP - STATE GOVT. 247084 0 68311 0 0 0 17333 0 26648 0 359376 0 0 0 E MCFADDEN VP-COMM. 185404 0 51750 0 0 0 16556 0 38390 0 292100 0 0 0 PHILIP BOHI VP - COMPLIANCE 196302 0 54338 0 0 0 16688 0 10517 0 277845 0 0 0 ANTHONY FPELEGRIN VP-CFO 164047 0 56000 0 0 0 11142 0 30886 0 262075 0 0 0 CELIA MWINSLOW VP - FED GOV AFFAIRS 192500 0 48312 0 0 0 12000 0 1800 0 254612 0 0 0 T BENNETT-LEWIS VP-MEMBERSHIP 164324 0 43987 0 0 0 14076 0 23235 0 245622 0 0 0 THOMAS MORANO VP - MEETINGS 160520 0 45796 0 0 0 11142 0 16733 0 234191 0 0 0 A HARTER VP- FED GOV. AFFAIRS 136004 0 39846 0 0 0 12750 0 19801 0 208401 0 0 0 RHONDA P ASHBURN EXEC. DIR - FOUNDATION 130554 0 29599 0 0 0 8667 0 13110 0 181930 0 0 0 DANIELLE T MCLEAN DIR. - ACCOUNTING 110216 0 27007 0 0 0 10802 0 21385 0 169410 0 0 0 MICHELLE BATTALINE DIR - MTGS 117347 0 20264 0 0 0 10807 0 11050 0 159468 0 0 0 FORM 990, PART VI, SECTION A, LINE 1A THE EXECUTIVE COMMITTEE SHALL CONSIST OF TWELVE (12) MEMBERS OF THE BOARD;SEVEN (7) FROM THE TOP ONE-THIRD DUES PAYING BOARD MEMBERS, THREE (3) FROM THE MIDDLE THIRD, AND TWO (2) FROM THE BOTTOM THIRD. THE CHAIR,CHAIR-ELECT, VICE CHAIR, AND CHAIR OF THE SECTION ON INDEPENDENT OPERATIONS, SHALL BE EX-OFFICIO MEMBERS WITH THE RIGHT TO VOTE. THE PRESIDENT/CEO OF THE ASSOCIATION SHALL SERVE ON THE COMMITTEE, BUT SHALL NOT HAVE A VOTE. THERE SHALL BE A SECRETARY WHO SHALL BE THE SECRETARY OF THE ASSOCIATION. THE CHAIR OF THE BOARD SHALL CONCURRENTLY SERVE AS CHAIR OF THE EXECUTIVE COMMITTEE. THE EXECUTIVE COMMITTEE SHALL ALSO SERVE AS THE BUDGET AND AUDIT COMMITTEE. SUBJECT TO LIMITATIONS IMPOSED BY THE BOARD OF DIRECTORS OR BY THE BYLAWS, THE EXECUTIVE COMMITTEE SHALL HAVE AUTHORITY TO GOVERN AND CONTROL THE PROPERTY AND AFFAIRS OF THE ASSOCIATION IN THE INTERIM BETWEEN MEETINGS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 6 THERE SHALL BE FIVE CLASSES OF MEMBERS OF THE ASSOCIATION: ACTIVE, BUSINESS PARTNER, AFFILIATE, COMMERCIAL, AND FOREIGN. FORM 990, PART VI, SECTION A, LINE 7A DIRECTORS SHALL BE ELECTED BY THE ASSOCIATION AT ITS ANNUAL MEETING FROM AMONG THE REPRESENTATIVES OF ITS ACTIVE AND BUSINESS PARTNER MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE PRESIDENT AND CFO PRIOR TO FILING. THE FORM 990 IS MADE AVAILABLE TO ALL BOARD MEMBERS. FORM 990, PART VI, SECTION B, LINE 12C THE BOARD MEMBERS MUST COMPLETE AND FILE A CONFLICT OF INTEREST FORM EACH YEAR. ANY POTENTIAL CONFLICTS ARE REVIEWED BY THE BOARD. AFFECTED BOARD MEMBERS ARE PROHIBITED FROM PARTICIPATING IN DISCUSSIONS AND VOTES ON ISSUES WHERE A POTENTIAL CONFLICT MAY EXIST. FORM 990, PART VI, SECTION B, LINE 15A THE COMPENSATION OF THE PRESIDENT & CEO IS REVIEWED AND APPROVED BY THE CHAIRMAN AND CHAIRMAN-ELECT AS AUTHORIZED BY THE EXECUTIVE COMMITTEE. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION MAKES COPIES OF IT'S GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST. FORM 990, PART XII, LINE 2: THE PROCESS HAS NOT CHANGED FROM THE PRIOR YEAR. AFSA PAC 919 EIGHTEENTH STREET NW 300 WASHINGTON DC 20006 521404607 SOLICIT AND MAKE POLITICAL CONTRIBUTIONS DC 527 AFSA 1 NATIONAL INSTALLMENT LENDERS ASSOCIATION PO BOX 65615 WASHINGTON DC 20035 263881154 ADVOCACY FOR INSTALLMENT LOAN COMPANIES DC 501(C)(6) 0 AFSA EDUCATION FOUNDATION 919 EIGHTEENTH STREET NW 300 WASHINGTON DC 20006 521673101 EDUCATE CONSUMERS ON PERSONAL FINANCE CONCEPTS DC 501(C)(3) 170(B)(1)(A)(VI) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 0