2025-04-07T13:09:46-05:00 2024-05-31 010494526 Baker Newman & Noyes PO Box 507 Portland ME 04112 990 2023-06-01 020222248 The Granite Young Men's Christian Association GRAN 6037822801 670 North Commercial Street 103 Manchester NH 03101 Kathy Kittle CFO 6037822801 2025-03-18 1 0 Connor Smart P02285543 2078792100 2025-03-18 2023 2025-03-06 01:10:19Z TGY Michele Sheppard 670 North Commercial Street 103 Manchester NH 03101 35201374 0 X www.graniteymca.org X 1854 NH Creating a community built on healthy lifestyles, compassion, honesty, and responsibility. 26 24 1380 1068 -79062 0 3800662 2779435 20023660 22659216 1028989 780290 246022 231695 25099333 26450636 1387294 1526473 0 0 15477647 18410541 0 0 432647 7764707 8945227 24629648 28882241 469685 -2431605 47431188 46999273 10956549 10268516 36474639 36730757 X The Granite YMCA ("TGY") is a volunteer-driven organization committed to serving its community by providing a great variety of programs that promote holistic health of spirit, mind, and body for people of all incomes, races, religions, ages, and abilities. Through this work, TGY adheres to its mission statement: to create a community where all are welcome and that builds healthy spirits, minds, and bodies based on values of caring, honesty, respect, and responsibility. 0 0 19667785 482121 16858382 Youth development - TGY recognizes and celebrates its role as a major service provider in childhood and youth development. TGY is committed to increasing opportunities for youth to deepen values and build positive assets. All youth programs reinforce TGY's core values of honesty, respect, caring and responsibility. These guided principles help children make positive choices in their lives and contribute to building strong families and communities. TGY also seeks to build positive assets in youth by providing opportunities for them to engage in lifelong healthy activities with strong role models to help guide their decisions. (Continued on Schedule O)It is proven that the more positive assets a child has, the less likely they are to engage in high-risk behavior that may lead to negative health habits and anti-social behaviors.With this as a backdrop, TGY is the largest provider of childcare programs in its area, serving over 1,840 children per day at 34 sites state-wide. TGY places a special emphasis on ensuring access to programs in low-income areas by providing financial assistance through grants, state aid and YMCA fundraising.TGY is also committed to providing healthy alternatives for youth during the high-risk after school hours, by providing an extensive variety of programs to serve a children's many interests. These programs include instructional and competitive swimming, gymnastics and dance programs, and a multitude of youth sports programs, including basketball, soccer, wrestling, t-ball, outdoor adventure, tennis, and general fitness. TGY encourages the use of volunteers and mentors to run its programs and includes family participation to bring families closer together.Due to TGY's long-standing involvement in aquatics and concern for keeping children safe around oceans, ponds, lakes, streams, rivers and swimming pools, we provide several free aquatic safety programs that serve children from the Manchester and Goffstown elementary school systems.During the summer months, when children are not in school, TGY offers day and resident camping programs at 6 major camping facilities for children 4 to 15 years old and serves over 1,780 children per day. We offer financial assistance programs to ensure our center-city and low-income children have the same opportunities to participate and interact with children from within and outside the state and country. A major emphasis of our camping programs is to provide opportunities for youth to gain leadership skills by progressing from a camper to a leader-in-training (l.i.t.), to a counselor-in-training (c.i.t.), to a junior counselor, and finally to a full counselor. Each year, TGY employs over 450 young adults and is one of the community's largest youth employers.Through our camping and youth programs, we can offer opportunities for youth development all year round. This provides consistent support to build a healthy spirit, mind, and body in our children, so they can grow and thrive. 4424175 535563 6092916 Healthy living - we know that 90% of any one person's health is directly related to where they are born, live, learn, work, and grow old. The social determinants of health, such as economic stability, neighborhood and physical environment, education, health food, community and social integration, and quality health care, can either provide smooth pathways to health and success or be an insurmountable barriers, all depending on the environment one finds themselves in. TGY has always believed that a healthy spirit, mind, and body are crucial to helping an individual develop to their fullest potential. We have also been committed to ensuring that everyone, regardless of ability to pay, has access to TGY and its programs and services that support a healthy lifestyle. (Continued on Schedule O)What we now know, based on scientific evidence, is that if we can remove barriers to health for more people - such as poverty, hunger, education, and social integration - we will not only improve the potential for every individual, but our communities will, in turn, thrive.TGY offers a sliding fee scale and financial aid to remove financial barriers that may prevent participation. Last year, we provided financial aid and/or free services to over 12,937 people to ensure all who need help, receive help. Of this number, 4,356 received free or discounted memberships at TGY and 8,581 received financial assistance enabling them to participate in a TGY program. The value of assistance is over $1.6 million.As a part of this commitment, TGY provides free memberships to over 56 other non-profit agencies whose clients have special needs, such as foster homes, group homes for children with no parents, drug and alcohol treatment centers, mentoring programs and disabled individuals. Collaborating to support others in our community is a major focus for our organization. TGY's core values of honesty, caring, respect and responsibility are taught to help all people commit to individual and family wellness. TGY maintains a major focus on developing strong families and offers concurrent programming and childcare support through a program called family time. With this program, the entire family can come at one time to ensure everyone gets to participate in healthy activities. As a part of family time, TGY provides free care for children so parents can work out, knowing their children are well cared for. Over 70% of our memberships are youth and families, so this makes a big impact. In addition, we run special programs like: - Healthy Kids' Day, Brunch with Santa, and host family outings. - We offer special rates to families as well as to seniors to encourage membership. - We maintain a broad definition of families to ensure traditional and non-traditional families can participate. - Over 150 classes are offered each week for people of all walks of life with all kinds of interests.This broad scope of service ensures there is the opportunity for a lifetime of participation, which is the most powerful methodology for long term change. Providing these programs for all ages, levels and abilities offers a unique opportunity for youth to build lifelong relationships and friends, build self-confidence, spend quality time with their families and, of course, deepen values. 1046326 508789 18675 Social responsibility - TGY acts as a community partner whenever possible to address critical community needs. A number of our communities have experienced a significantly higher percentage of school dropouts and school failures than other communities in the state. TGY has taken the lead to impact this important issue by offering many special programs to reduce school dropouts and close the achievement gap for at-risk youths.The YMCA START afterschool program in Manchester's center city Beech and Wilson schools provides a research-based achievement gap program for twenty-seven youth daily. (Continued on Schedule O)The program provides five staff who tutor, mentor, and provide math, literacy, and 21st century skills geared at building academic competencies, social skills and strong relationships to school and community. 85% of the participants are below federal poverty guidelines. English is a second language for many of the children, so the additional tutoring and homework help is critical in improving their success in school. Most families pay as little as $11.00 per week, and many families receive fully subsidized services, made possible through our fundraising and grant activities. This reduces the number of families on state assistance, as it enables parents to work while knowing their children are well cared for.The support, tutoring, and adventure for youth program (YSTAY) is run in all four middle schools and one high school in Manchester, NH. The program provides a staff member in each school to tutor, mentor, and provide positive group work experience geared at building academic competency, social skills, and a strong relationship with the school and community. TGY serves 120-plus youth per year and supports 125 alumni and family members.TGY also provides a special program called YSTRIVE, for suspended and expelled students. No program currently exists in Manchester to support these individuals when they are out of school. TGY runs this program in cooperation with the Manchester School Department in the YMCA of Downtown Manchester branch. This program provides an opportunity for students to complete their schoolwork to stay on course with their studies, receive tutoring help, perform community service, and to learn ways to improve social skills to avoid further problems in school. 89 youth were served by this program this past year.Over 120 teens took advantage of TGY's Free Teen Center last year. Teen Center activities include tutoring, mentoring, daily physical activity choices, arts and crafts, leadership and community service, and healthy cooking workshops at the Downtown Manchester branch and the YMCA Allard Center branch, located in Goffstown, New Hampshire. 25138286 1 1 0 1 0 0 0 0 0 1 1 1 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 1 1 0 0 0 1 115 0 1 1380 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 26 24 0 0 1 0 0 0 0 1 1 0 1 1 1 1 1 1 1 1 1 1 0 NH X Kathy Kittle 6037822811 670 North Commercial Street 103 Manchester NH 03101 Carrie Carbonneau Director (ex-officio) (end Nov 23) 2.00 0.00 X 0 0 0 Deborah Blake Dempsey Director (start Jan 24) 2.00 0.00 X 0 0 0 Steve Dutton Director (ex-officio) (start Jan 24) 2.00 0.00 X 0 0 0 Morey Goodman Director 2.00 0.00 X 0 0 0 Matt Henry Director (ex-officio) 2.00 0.00 X 0 0 0 Kerry Houston Director 2.00 0.00 X 0 0 0 Helena Iaquinta Director (start Jan 24) 2.00 0.00 X 0 0 0 Donna Indelicato Director (ex-officio) 2.00 0.00 X 0 0 0 Joe Kenney Director (start Dec 23) 2.00 0.00 X 0 0 0 David Kuhn Director 3.00 0.00 X 0 0 0 Jodi Langellotti Director (ex-officio) 2.00 0.00 X 0 0 0 Matt Leahy Director 2.00 0.00 X 0 0 0 John Lombardi Director 2.00 0.00 X 0 0 0 Steve Lubelczyk Director (end Nov 23) 2.00 0.00 X 0 0 0 Dennis Malloy Director 2.00 0.00 X 0 0 0 Sheryl McQuade Director (end Dec 23) 2.00 0.00 X 0 0 0 Laila Miller Director (ex-officio) 2.00 0.00 X 0 0 0 Bob Pliskin Director 2.00 0.00 X 0 0 0 Wayne Robinson Director 4.50 0.00 X 0 0 0 Gisele Rodriguez Director (start Dec 23) 2.00 0.00 X 0 0 0 Brett St Clair Director 2.00 0.00 X 0 0 0 Donald Stokes Jr Director (start Dec 23) 2.00 0.00 X 0 0 0 Sarah Tierney Director (ex-officio) (end Nov 23) 2.00 0.00 X 0 0 0 Henry Veilleux Director 2.00 0.00 X 0 0 0 Kellie Wardman Director 2.00 0.00 X 0 0 0 Rob Glew Chair (end Dec 23); Director 3.00 0.00 X X 0 0 0 Jeremy Walker Vice Chair; Chair (start Jan 24) 4.00 0.00 X X 0 0 0 Margaret Tomas Director; Vice Chair (start Jan 24) 2.00 0.00 X X 0 0 0 William Tucker Treasurer (end Dec 23) 6.00 0.00 X X 0 0 0 Ryan Gough Director; Treasurer (start Jan 24) 4.00 0.00 X X 0 0 0 Jim Ferro Secretary (end Dec 23) 4.00 0.00 X X 0 0 0 Lori Piper Director; Secretary (start Jan 24) 3.00 0.00 X X 0 0 0 Michele Sheppard President/CEO 55.00 0.00 X 212236 0 34483 Kathy Kittle CFO 55.00 0.00 X 150257 0 20550 Ryan Gadow COO 40.00 0.00 X 143113 0 26569 Elizabeth Pinard Human Resources Director 40.00 0.00 X 106108 0 3926 Matthew Hanson District VP 40.00 0.00 X 102021 0 11964 713735 0 97492 5 0 1 0 Cornerstone PDC LLC 42 West Brook Street Manchester NH 03101 Construction Services 2350854 Hillbilly Home Development 42 Linda Lane Gilford NH 03249 Construction Services 540088 Fresh Picks Cafe LLC 749 East Industrial Park Drive Manchester NH 03109 Food Services 403806 Continental Paving Inc 1 Continental Drive Londonderry NH 03053 Construction Services 390777 Premier Park & Play LLC 68 Boyd Street Newton MA 02458 Playground Construction 354676 18 84314 1456915 1238206 4513 2779435 Youth Development 624410 16547625 16547625 Healthy Living 713940 6092916 6092916 Learning Center Management Fees 541610 18675 18675 22659216 377593 377593 447043 29807 219657 108869 227386 -79062 148324 227386 -79062 8703028 8300331 402697 402697 402697 205252 121881 83371 83371 26450636 22969973 -79062 780290 1526473 1526473 417526 358089 49054 10383 15000145 12963422 1765798 270925 585652 469880 98801 16971 1291557 1127899 119341 44317 1115661 981112 112707 21842 99916 99916 54000 54000 71254 71254 857387 561529 287106 8752 91158 86656 3982 520 1453954 1321718 109512 22724 408194 258687 140343 9164 2406592 2250070 156522 192437 192437 389195 223092 139509 26594 169663 166578 3016 69 1623530 1539857 83673 329672 312512 16774 386 Food 415964 415964 Program supplies 290487 290487 Provision for bad debts 91824 91824 28882241 25138286 3311308 432647 3891598 1656371 815573 2351051 194486 149721 442466 340601 215330 314045 45889622 22018131 21975923 23871491 12248404 10779427 3894276 3744343 1037830 797343 2715302 2994880 47431188 46999273 1490232 1381234 566030 523930 3869225 3543965 1105000 963657 2876693 3037778 1049369 817952 10956549 10268516 X 25035114 24483467 11439525 12247290 36474639 36730757 47431188 46999273 X -2431605 1477414 1210309 X X 0 1 X 1 0 X 1675112 6506735 6845055 3800662 2779435 21606999 16519860 11283211 16984775 20318707 22969973 88076526 18194972 17789946 23829830 24119369 25749408 109683525 73080 73032 146112 0 73080 73032 146112 109537413 293311 276504 298361 414745 377593 1660514 293311 276504 298361 414745 377593 1660514 62320 18514 73838 154672 18550603 18084964 24202029 24534114 26127001 111498711 0.98240 0.98290 0.01490 0.01430 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 0 0 0 0 1 18314 0 0 0 18314 0 Part II-B, Line 1: TGY is a member of the YMCA Alliance of Northern New England. Membership within the Alliance allows TGY to access materials, information, and resources that assist TGY in the furtherance of its charitable, exempt mission. To maintain this membership, TGY is required to remit dues and fees back to the Alliance. As part of its own, separate operations, the Alliance may from time-to-time engage in some lobbying or advocacy activities, funded in-part by dues and fees paid by its members. Accordingly, a portion of the dues paid by TGY to the Alliance may have been available and utilized for lobbying expenditures. At the time of filing this Form 990, the Alliance has not provided TGY with an estimate or percentage of dues paid that were available for lobbying purposes. For transparency purposes, TGY is therefore disclosing 100% of dues paid to the Alliance on this Form 990, Schedule C. However, the actual amount of dues paid to the Alliance that would have been used for lobbying expenditures was likely far less than this reported total. 10691518 29622 1730564 874026 69277 11508401 12673583 32323 -1579362 370962 64064 10691518 11035474 4214547 -567853 1938848 69737 12673583 8765488 6455601 2171535 6292077 65073 11035474 7740905 1291171 1044194 1252987 57795 8765488 0.30420 0.69580 0.00000 1 0 2380409 2380409 37005473 18764918 18240555 6374771 3253213 3121558 128969 128969 23871491 Fixed income investments 3744343 F 3744343 Beneficial interest in trusts 2969634 Cash surrender value of life insurance policy 25246 2994880 Operating lease liabilities 817952 817952 X 27067263 1477414 581 734382 2212377 24854886 69277 1526473 1595750 26450636 27737479 581 450407 450988 27286491 69277 1526473 1595750 28882241 Part V, Line 4: TGY's endowment consists of both donor-restricted endowment funds and funds designated by the Board of Trustees to function as endowments for the following purposes: - Youth development - Healthy living - Social Responsibility Net assets associated with endowment funds, including funds designated by the Board of Trustees to function as endowments, are classified and reported based on the existence or absence of donor-imposed restrictions. The endowment fund is intended to provide for the operation and special programs of TGY. In doing so, the endowment fund provides a secure, long-term source of funds to establish or maintain programs that are consistent with the mission of TGY. TGY has adopted investment and spending policies for endowment assets that attempt to provide a predictable stream of funding to programs supported by its endowment while seeking to maintain the purchasing power of the endowment assets. Endowment assets include those assets of donor-restricted funds that TGY must hold in perpetuity or for a donor-specified period(s), as well as board designated funds. Part X, Line 2: The YMCA has received a favorable determination letter from the Internal Revenue Service stating that it is exempt from federal income taxes under Section 501(a) of the Internal Revenue Code of 1986 (IRC), as an organization described in Section 501(c)(3). The YMCA believes that it has appropriate support for the income tax positions taken and to be taken, and that its accruals for tax liabilities are adequate for all open tax years based on an assessment of many factors including experience and interpretations of tax laws applied to the facts of each matter. Management has evaluated the YMCA's tax positions and concluded the YMCA has maintained its tax-exempt status, does not have any significant unrelated business income, has taken no significant uncertain tax positions that require disclosure in the accompanying financial statements and has no material liability for unrecognized tax benefits. Part XI, Line 2d - Other Adjustments: Change in beneficial interest in trust 283,975. Cost of goods sold 121,881. Rental expenses 328,526. Part XI, Line 4b - Other Adjustments: Individual financial assistance programs 1,526,473. Part XII, Line 2d - Other Adjustments: Cost of goods sold 121,881. Rental expenses 328,526. Part XII, Line 4b - Other Adjustments: Individual financial assistance programs 1,526,473. 1 Financial Assistance - Healthy Living programs 4244 535563 Financial Assistance - Youth Development programs 8262 482121 Financial Assistance - Social Responsibility programs 319 508789 Part I, Line 2: As a charitable nonprofit organization, TGY is committed to ensuring that every community member has the ability to achieve their full potential. Our flexible membership program enables all individuals and families to become active members or participate in our programs. Our join fees, monthly membership dues, and program fees are assessed on a sliding scale to ensure that anyone can utilize TGY, regardless of income. TGY requests that applicants provide proof of income and need when requesting financial assistance. The Organization may request that applicants show an attending staff member tax records when requesting financial assistance, though such disclosures are not strictly required in cases where sharing this information is difficult or uncomfortable for the applicant. Usage of the Organization's financial assistance programs is determined by measuring class attendance, facility use and access, and other general participation records relative to member applications for aid. X X X X 0 0 0 0 0 0 0 0 0 Michele Sheppard President/CEO 210840 0 0 0 1396 0 17272 0 17211 0 246719 0 0 0 Kathy Kittle CFO 149261 0 0 0 996 0 2957 0 17593 0 170807 0 0 0 Ryan Gadow COO 142347 0 0 0 766 0 11631 0 14938 0 169682 0 0 0 A NH Health & Education Facilities Authority 020279866 64461RFW3 2007-10-04 3800000 Property and capital 0 0 0 A 2875000 3800000 3800000 2008 0 0 1 1 A 0 0 0 0 0.00000 0.00000 0.00000 0 0 1 A 0 0 1 1 1 1 CITIZENS BANK 21.000000000000 0 0 0 0 1 A 1 Kellie Wardman Director 185605 Kellie Wardman served as a Trustee on the Organization's Board during the period covered by this Form 990. Ms. Wardman's spouse is the owner of Alpine Business Solutions, which provides IT and technology support solutions. During calendar year 2023, Granite YMCA paid Alpine Business Solutions $185,605 for IT support, hardware repairs, and related technology services. The amount paid to Alpine Business Solutions was deemed by the Organization to be reasonable and commensurate with the fair market value for the services received and the quality thereof. The Organization entered into the transaction with Alpine Business Solutions in accordance with its Conflict-of-Interest Disclosure Policies. 0 Ryan Gough Director/Officer 18500 Ryan Gough is a Principal with the firm Berry, Dunn, McNeil & Parker, LLC ("BerryDunn"). Mr. Gough also served on TGY's Board of Directors and as a voting-Director and Officer during this tax year. TGY compensated BerryDunn $18,500 during this tax period for tax support and payroll data analysis services. The amount paid to BerryDunn was deemed by the Organization to be reasonable and commensurate with the fair market value for the services received and the quality thereof. The Organization entered into the transaction with BerryDunn in accordance with its Conflict-of-Interest Disclosure Policies. 0 Form 990, Part VI, Section A, line 4 During the period covered by this Form 990, Granite Young Men's Christian Association (the Organization") approved amended and restated bylaws. The amended bylaws made effective the following changes: 1. The amended bylaws updated the terms for memberhship to state that all are welcome to become members, and that financial assistance is available for those who cannot afford the full membership fee. The Organization's Board of Directors may establish further categories, criteria, fees, and requirements for membership. However, the Organization reserves the right to remove the membership status for those whose behavior does not conform to TGY values and standards. Additionally, the amended bylaws eliminated the membership's ability to elect the Board of Directors. 2. The amended bylaws confirm that Directors shall be volunteers and shall not accept, directly or indirectly, compensation for duties performed as a Director. 3. Members of the Board of Directors shall now be chosen by a majority of Directors at the annual meeting. The previous bylaws stated that the Organization's members elected board members at the annual meeting. 4. Directors may now serve for a maximum of three consecutive three-year terms. The previous bylaws allowed a board member to be re-elected to the board after a one-year absence. 5. The amended bylaws clarified that the Organization's Chief Executive Officer (CEO) shall be employed by the Board of Directors and the CEO's compensation shall be determined by the Board of Directors using a review and approval by independent persons, comparability data, and contemporaneous substantiation of the deliberations and decision. The Board of Directors shall also review the performance of the CEO annually against measurable goals and outcomes. 6. The amended bylaws state that the Organization's officers shall be the Chair, Vice Chair, Secretary and Treasurer. The Chair and Vice Chair shall serve for no more than two consecutive terms of one year each, and the Treasurer and Secretary can serve for up to four consecutive one-year terms. The duties of the officers were also clarified and expanded in the amended bylaws, and any officer may now be removed from office by a two-thirds vote of the Board of Directors. 7. The amended bylaws now state that any mergers, dissolution or bankruptcy of the Organization now require a two-thirds vote of the Board of Directors. Form 990, Part VI, Section B, line 11b For the year covered by this Form 990, TGY engaged an independent public accounting firm to perform an audit of its financial statements and to subsequently assist in the preparation and filing of its annual Form 990. In accordance with TGY's bylaws, the audit of TGY's financial statements and the preparation and filing of its annual tax returns are subject to the oversight of chief management and finance personnel, as well as the Organization's audit and finance committees. A draft of the Form 990 is prepared by the independent accountants and provided to the Organization for its review and consideration prior to filing; the Form 990 will only be filed with the IRS once the Organization's management has reviewed and approved the filing and after a copy of the Form 990 was made available to all active Board members. Form 990, Part VI, Section B, line 12c The Board of Directors has adopted a Conflict-of-Interest Policy and briefs the Board annually on its provisions. Copies of the Policy and disclosures of potential conflicts are reviewed at regularly scheduled meetings of the Board. The Organization's Conflict of Interest Policy makes clear that conflicts of interest are prohibited, and any Director found to have engaged in a conflict of interest may be removed from the Board. Pecuniary Benefit Transactions, as defined by NH RSA 7:19-a, between Directors or officers and the corporation, shall be allowed if they are considered and approved under the provisions of that statute, with all the legal notices, publication and votes required for approval each fiscal year (for example, in accordance with State law, the Organization publishes in the local newspapers names of persons who have an interest, relationship, or conflict valued $5,000 or more). Annually, individual Directors shall disclose potential conflicts of interest in writing to the Chief Executive Officer, the Chair of the Board of Directors, and the Governance Committee. Any issues found to represent a potential conflict are discussed and voted on by the independent, disinterested Directors. Form 990, Part VI, Section B, line 15 The Board shall employ a Chief Executive Officer who meets the qualifications required by the National Council. The Board shall determine a compensation that satisfies the IRS rebuttable presumption test: 1) review and approval by independent persons; 2) comparability data; and 3) contemporaneous substantiation of its deliberations and decision. The Board of Directors shall review the performance of the CEO annually against measurable goals and outcomes and give input where appropriate. The CEO shall report to the Board of Directors on all matters affecting TGY and shall perform such other duties as are assigned by the Board of Directors. All other employees of TGY shall be hired by the CEO in accordance with the policy set by the Board of Directors. Form 990, Part VI, Section C, line 19 Copies of the Organization's governing documents, conflict of interest policy, and financial statements are made available to the publich upon request and in accordance with applicable law. Form 990, Part XI, line 9: Change in beneficial interest in trust 283,975. Contribution of net assets from acquisition 926,334. Form 990, Part XII, Line 2c: The audit process has not changed since the prior year. Charitable Remainder Trusts (6) Charitable beneficiary distributions NH N/A T 2969634 1.00000 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0