2024-04-26T11:05:57-05:00 2023-12-31 910189318 MOSS ADAMS LLP 805 SW BROADWAY STE 1400 PORTLAND OR 97205 990 2023-01-01 930468003 FIRST COMMUNITY CREDIT UNION FIRS 5413962145 200 N ADAMS STREET COQUILLE OR 97423 RENEE NELSON EVP/CFO 5413962145 2024-04-25 1 RENEE NELSON XXX-XX-XXXX 0 WENDY CAMPOS P00448102 5032421447 2024-04-25 2 AAL1 IAL1 2023 2023-04-26 12:10:37Z DAVID ELMER 200 N ADAMS STREET COQUILLE OR 97423 62815643 0 X WWW.MYFIRSTCCU.ORG X 1957 OR TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. 13 13 397 18 1684366 0 0 0 45818754 48605926 10082911 12517782 1644414 1684366 57546079 62808074 410886 370714 0 0 25550737 27475648 0 0 0 14071980 19590138 40033603 47436500 17512476 15371574 1796419066 1676601574 1629402121 1492619239 167016945 183982335 TO BUILD LASTING FINANCIAL RELATIONSHIPS THROUGH PERSONALIZED BANKING. 0 0 ALL ACTIVITIES OF A STATE CHARTERED CREDIT UNION, INCLUDING FUNDING AND SERVICING OF LOANS, DEPOSITS, ACH SERVICES, ATM ACCESS, ETC. SERVICES ARE PROVIDED MONDAY THROUGH FRIDAY, WITH THE EXCEPTION OF FEDERAL HOLIDAYS. 0 0 0 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 1156 0 1 397 1 1 1 0 0 0 0 0 0 0 X 13 13 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 1 0 X RENEE NELSON EVPCFO 5413962145 200 N ADAMS STREET COQUILLE OR 97423 ROBIN MCALPIN BOARD MEMBER (CHAIRPERSON) 12.00 X X 23250 0 0 SHAUN HOBACK BOARD MEMBER (FORMER CHAIR) 10.00 X X 19750 0 0 HALL THOMAS BOARD MEMBER 10.00 X 18500 0 0 LINDA FURMAN GRILE BOARD MEMBER (SECRETARY) 10.00 X X 18000 0 0 BRIAN MENEFEE BOARD MEMBER (VICE-CHAIR) 10.00 X X 18000 0 0 STEVE MOHRLAND BOARD MEMBER 10.00 X 18000 0 0 DAN GIBSON BOARD MEMBER 10.00 X 18000 0 0 FRANK SPROUL BOARD MEMBER 10.00 X 18000 0 0 DENNIS ERICKSON BOARD MEMBER (TREASURER) 10.00 X X 18000 0 0 GERALD PRICKETT BOARD MEMBER 10.00 X 18000 0 0 JUNE CHADBOURNE BOARD MEMBER 10.00 X 18000 0 0 MARY-ELLEN ROBBINS BOARD MEMBER 10.00 X 18000 0 0 ELIZABETH DAVIS BOARD MEMBER 10.00 X 0 0 0 RENEE NELSON EXECUTIVE VICE PRESIDENT/CFO 40.00 X 723024 0 42027 DAVID ELMER PRESIDENT/CEO/TREASURER 40.00 X 668339 0 42027 DENISE HILL EXECUTIVE VICE PRESIDENT/COO 40.00 X 304187 0 2971 MIKE LEEP SVP FINANCE 40.00 X 267957 0 37745 ERIN SPENCER SVP COMMUNICATIONS & ENGAGEMENT 40.00 X 252900 0 29430 KEVIN ISLEY SVP EBANKING & DEVELOPMENT 40.00 X 251842 0 38277 WENDY OSGOOD SVP BRANCH ADMINISTRATION 40.00 X 249270 0 25714 JEREMY ALGER SVP INFORMATION TECHNOLOGY 40.00 X 248670 0 38277 3189689 0 256468 30 0 1 0 HARMON CONSTRUCTION 61393 HWY 101 COOS BAY OR 97420 BUILDING SERVICES 7568121 JACK HENRY & ASSOCIATES INC PO BOX 609 MONETT MO 65708 DATA SERVICES 615332 DIEBOLD PO BOX 643543 PITTSBURGH PA 15264 ATM SUPPORT 557767 DELL MARKETING LP PO BOX 802816 CHICAGO IL 60680 DATA SERVICES 380512 CENTURYLINK 100 CENTURYLINK DR MONROE LA 71203 TELECOM SERVICES 326451 15 INTEREST ON LOANS 522100 37447320 37447320 OTHER OPERATING INCOME 522100 11158606 11158606 48605926 12474578 12474578 50773 7569 43204 43204 43204 INSURANCE SALES 524298 1204135 1204135 INVESTMENT SERVICES 523940 347225 347225 NON-MEMBER ATM INCOME 522100 133006 133006 1684366 62808074 48605926 1684366 12517782 304714 66000 1698917 20308802 492094 1639077 3336758 53322 71325 128712 389529 6639403 2191603 2064266 101799 292578 5022538 2189368 269403 REGULATORY FEES 126111 ASSOCIATION DUES 60281 PROVISIONS FOR LOSSES -10100 47436500 10995670 10313138 252967434 184316427 2449907 18923 963051286 963274698 1516934 1895387 92071871 17435616 66710254 74636255 458388052 401482620 -2104763 -1548348 15333948 15206223 27110344 27006251 1796419066 1676601574 5397234 6346702 387177 391645 1623617710 1485880892 1629402121 1492619239 X 0 0 0 0 167016945 183982335 167016945 183982335 1796419066 1676601574 15371574 1593816 0 X 0 0 0 0 1 X 9063548 9063548 68307273 6433229 61874044 11130791 7587695 3543096 3570259 3414692 155567 74636255 MEMBER SHARES 1485880892 1485880892 PART IV, LINE 2B: FUNDS FOR TAXES AND INSURANCE COLLECTED ON BEHALF OF MEMBERS ARE HELD IN AN ESCROW ACCOUNT AND INCLUDED WITHIN THE BALANCE SHEET. 0 CITY OF COQUILLE 936002143 GOVT 50500 0 COMMUNITY SUPPORT A FAMILY PLACE 930386860 501(C)(3) 25000 0 COMMUNITY SUPPORT COOS YOUTH AUCTION COMMITTEE 930915867 501(C)(3) 23910 0 COMMUNITY SUPPORT UMATILLA COUNTY FAIR 936001993 GOVT 20000 0 COMMUNITY SUPPORT KLAMATH COUNTY 4H 936031803 501(C)(3) 17920 0 COMMUNITY SUPPORT ROSEBURG ROTARY FOUNDATION 930820636 501(C)(3) 16887 0 COMMUNITY SUPPORT GRANTS PASS ACTIVE CLUB 930883280 501(C)(3) 16165 0 COMMUNITY SUPPORT DESCHUTES COUNTY 4H 274016418 501(C)(3) 10280 0 COMMUNITY SUPPORT HEARTS WITH A MISSION 208678122 501(C)(3) 10000 0 COMMUNITY SUPPORT LAKE COUNTY ROUNDUP 936002302 501(C)(3) 10000 0 COMMUNITY SUPPORT COQUILLE VOLUNTEER FIREFIGHTERS 931286393 501(C)(3) 10000 0 COMMUNITY SUPPORT SUTHERLIN THROWDOWN 884347289 501(C)(3) 10000 0 COMMUNITY SUPPORT HILLSBORO TUESDAY MARKET PLACE 931249105 501(C)(4) 10000 0 COMMUNITY SUPPORT PLAYEAST 936002161 GOVT 10000 0 COMMUNITY SUPPORT REDWOOD ELEMENTARY SCHOOL 936000542 GOVT 10000 0 COMMUNITY SUPPORT LAKE COUNTY 4H & FFA 452550090 501(C)(3) 9647 0 COMMUNITY SUPPORT WASHINGTON COUNTY LIVESTOCK 237066062 501(C)(3) 9645 0 COMMUNITY SUPPORT HARNEY COUNTY YOUTH LIVESTOCK 922899228 501(C)(3) 9381 0 COMMUNITY SUPPORT BOYS & GIRLS CLUB 930588108 501(C)(3) 8333 0 COMMUNITY SUPPORT COOS COUNTY FAIR & RODEO 936002289 GOVT 6500 0 COMMUNITY SUPPORT 19 1 SCHOLARSHIPS 22 66000 X X X 0 0 0 RENEE NELSON EXECUTIVE VICE PRESIDENT/CFO 506650 0 191950 0 24424 0 15000 0 27027 0 765051 0 0 0 DAVID ELMER PRESIDENT/CEO/TREASURER 622915 0 21000 0 24424 0 15000 0 27027 0 710366 0 0 0 DENISE HILL EXECUTIVE VICE PRESIDENT/COO 29187 0 275000 0 0 0 1459 0 1512 0 307158 0 0 0 MIKE LEEP SVP FINANCE 239857 0 28100 0 0 0 10718 0 27027 0 305702 0 0 0 KEVIN ISLEY SVP EBANKING & DEVELOPMENT 233942 0 17900 0 0 0 11250 0 27027 0 290119 0 0 0 JEREMY ALGER SVP INFORMATION TECHNOLOGY 230770 0 17900 0 0 0 11250 0 27027 0 286947 0 0 0 ERIN SPENCER SVP COMMUNICATIONS & ENGAGEMENT 235000 0 17900 0 0 0 11250 0 18180 0 282330 0 0 0 WENDY OSGOOD SVP BRANCH ADMINISTRATION 230770 0 18500 0 0 0 7534 0 18180 0 274984 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 EACH PERSON WHO HAS PURCHASED A $1 SHARE AND OPENED AN ACCOUNT WITH THE ORGANIZATION IS A MEMBER. FORM 990, PART VI, SECTION A, LINE 7A EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR THE MEMBERS OF THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION A, LINE 7B EACH MEMBER OF THE ORGANIZATION CAN VOTE FOR ISSUES THAT ARE BROUGHT BEFORE THE MEMBERSHIP TO BE VOTED ON. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY THE SENIOR VICE PRESIDENT FINANCE. IT IS REVIEWED BY THE CHIEF FINANCIAL OFFICER, AND IS THEN PRESENTED TO THE EXECUTIVE COMMITTEE FOR REVIEW. FORM 990, PART VI, SECTION B, LINE 12C THE CREDIT UNION HAS AND MAINTAINS A CONFLICT OF INTEREST POLICY. THE POLICY INCLUDES MEMBERS OF SENIOR AND EXECUTIVE MANAGEMENT AS WELL AS BOARD MEMBERS. IF A CONFLICT OF INTEREST WERE TO ARISE, IT WOULD BE REPORTED AT THE NEXT SCHEDULED BOARD MEETING. VARIOUS CONTROLS ARE IN PLACE TO HELP DETER THESE TYPES OF RELATIONSHIPS OR TRANSACTIONS AND IS MONITORED BY MANAGEMENT. THE POLICY IS REVIEWED ANNUALLY FOR ANY NECESSARY CHANGES OR UPDATES. FORM 990, PART VI, SECTION B, LINE 15 ANNUAL REVIEWS ARE PERFORMED BY THE BOARD FOR THE CEO AT THE BEGINNING OF EACH YEAR, USING SALARY SURVEY DATA. THE PERFORMANCE FOR THE LAST YEAR IS ANALYZED AND PAY INCREASES ARE ADMINISTERED AS DEEMED NECESSARY. THE CEO DOES THE SAME ANNUAL REVIEW PROCESS WITH THE OTHER OFFICERS OF THE ORGANIZATION AND ALSO ADMINISTERS ANY BOARD APPROVED SALARY INCREASES AS WARRANTED. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS OF THE ORGANIZATION ARE AVAILABLE UPON REQUEST, AS WELL AS THE MONTHLY FINANCIAL STATEMENTS. THE FINANCIAL STATEMENTS ARE ALSO POSTED IN THE BRANCHES FOR REVIEW BY THE PUBLIC. OREGON FINANCIAL SERVICES LLC 200 N ADAMS STREET COQUILLE OR 97423 930468003 INSURANCE OR 974757 74821 FCCU