2024-05-15T19:03:01-05:00 2023-06-30 410746749 CLIFTONLARSONALLEN LLP TWO INTERNATIONAL PLACE 22ND FLOOR BOSTON MA 02110 990 2022-07-01 042225850 COLLEGE OF OUR LADY OF THE ELMS COLL 4135942761 291 SPRINGFIELD STREET CHICOPEE MA 01013 BRYANT MORGAN INTERIM VP OF FINANCE & ADMIN 4135942761 2024-05-15 1 BRYANT MORGAN 999009999 0 LAURA J KENNEY P00202198 6177170831 2024-05-15 2 AAL1 IAL1 2022 2023-04-26 12:10:37Z HARRY DUMAY 291 SPRINGFIELD STREET CHICOPEE MA 01013 50439050 0 X WWW.ELMS.EDU X 1928 MA TO EDUCATE A DIVERSE GROUP OF STUDENTS IN A SUPPORTIVE, VIBRANT LEARNING COMMUNITY. 32 31 711 62 0 0 8237088 7576912 39479559 38234854 4655871 359603 223942 1640842 52596460 47812211 15360818 15288127 0 0 16764338 18194418 29667 7250 687064 13695975 11573658 45850798 45063453 6745662 2748758 76384477 79290502 20112724 18150584 56271753 61139918 X THE COLLEGE OF OUR LADY OF THE ELMS, A CATHOLIC COLLEGE, EDUCATES A DIVERSE GROUP OF WOMEN AND MEN IN A SUPPORTIVE, VIBRANT LEARNING COMMUNITY. COMBINING A LIBERAL ARTS EDUCATION WITH PROFESSIONAL STUDIES, ELMS COLLEGE EMPOWERS STUDENTS TO EFFECT POSITIVE CHANGES IN THE COMMUNITY AND IN THE WORLD. AFFIRMING THE FOUNDING TRADITION OF THE SISTERS OF ST. JOSEPH, ELMS COLLEGE CHALLENGES STUDENTS TO EMBRACE CHANGE WITHOUT COMPROMISING PRINCIPLE, TO RESPOND CREATIVELY TO THE DEMANDS OF THEIR CHOSEN CAREERS, AND TO ADVOCATE FOR PEOPLE IN NEED. ELMS COLLEGE IS A COMMUNITY ROOTED IN FAITH, EDUCATED IN MIND, COMPASSIONATE IN HEART, AND RESPONSIVE TO CIVIC AND SOCIAL OBLIGATIONS. 0 0 32702134 15288127 35179259 THE COLLEGE IS DEVOTED TO EDUCATING STUDENTS IN A SUPPORTED, VIBRANT LEARNING COMMUNITY AND HAS ADAPTED TO CHANGING TIMES BY DEVELOPING INNOVATIVE PROGRAMS DESIGNED TO PREPARE THEM FOR LEADERSHIP IN A WIDE VARIETY OF FIELDS. EDUCATIONAL PROGRAMS ARE OFFERED IN SEVEN DIFFERENT SESSIONS. DURING THE 2022/2023 SCHOOL YEAR, WE SERVED 1,513 FULL AND PART TIME STUDENTS. 1221878 3055595 AUXILIARY SERVICES INCLUDE CAFETERIA, HEALTH CENTER, AND OTHER FACILITIES PROVIDED FOR THE CONVENIENCE OF THE STUDENTS, FACULTY, ADJUNCT, AND STAFF. DURING THE YEAR 1,825 PEOPLE WERE SERVED. 33924012 1 1 0 0 0 0 0 1 1 1 1 1 0 0 1 1 0 1 1 0 1 1 1 0 0 0 0 0 1 1 1 0 0 0 0 0 0 0 0 1 0 1 0 0 0 0 1 1 1 0 0 1 147 0 1 711 1 0 0 0 0 0 0 0 0 0 0 0 0 X 32 31 0 0 0 0 0 0 0 1 1 0 0 0 1 1 1 1 1 1 1 0 MA X BRYANT MORGAN 4132562322 291 SPRINGFIELD STREET CHICOPEE MA 01013 PAUL M STELZER CHAIR 2.00 0.00 X X 0 0 0 KATHLEEN M KANE VICE-CHAIR 2.00 0.00 X X 0 0 0 DENNIS DUQUETTE TRUSTEE 2.00 0.00 X 0 0 0 CATHERINE ORMOND SSJ TRUSTEE 2.00 0.00 X 0 0 0 DIANE BRUNELLE TRUSTEE 2.00 0.00 X 0 0 0 CAROLYN JACOBS TRUSTEE 2.00 0.00 X 0 0 0 BETSY SULLIVAN SSJ TRUSTEE 2.00 0.00 X 0 0 0 LARRY EGAN TRUSTEE 2.00 0.00 X 0 0 0 JEAN BOSTLEY SSJ TRUSTEE 2.00 0.00 X 0 0 0 JANE THOMAS SSJ TRUSTEE 2.00 0.00 X 0 0 0 MARK G HAMBLEY TRUSTEE 2.00 0.00 X 0 0 0 LINDSAY GAMBLE TRUSTEE 2.00 0.00 X 0 0 0 REGINA NOONAN HITCHERY TRUSTEE 2.00 0.00 X 0 0 0 MELISSA R GILLIS TRUSTEE 2.00 0.00 X 0 0 0 PETER J HARRINGTON TRUSTEE 2.00 0.00 X 0 0 0 MARK O'CONNELL TRUSTEE 2.00 0.00 X 0 0 0 MARTHA R ROSS TRUSTEE 2.00 0.00 X 0 0 0 MICHAEL K VANN TRUSTEE 2.00 0.00 X 0 0 0 FRANK ROBINSON TRUSTEE 2.00 0.00 X 0 0 0 ELIZABETH G DINEEN TRUSTEE 2.00 0.00 X 0 0 0 EILEEN O'LEARY SULLIVAN TRUSTEE 2.00 0.00 X 0 0 0 BETH E ANDERSON TRUSTEE 2.00 0.00 X 0 0 0 PASCALE DESIR TRUSTEE 2.00 0.00 X 0 0 0 MARK M FULCO TRUSTEE 2.00 0.00 X 0 0 0 FAWWAZ HABBAL TRUSTEE 2.00 0.00 X 0 0 0 ELEANOR SPRING SSJ TRUSTEE 2.00 0.00 X 0 0 0 RICHARD K SULLIVAN JR TRUSTEE 2.00 0.00 X 0 0 0 PAUL MARCHESE TRUSTEE 2.00 0.10 X 0 0 0 KRISTIN FERRITER HAGAN TRUSTEE 2.00 0.00 X 0 0 0 CHERYL STANLEY TRUSTEE 2.00 0.00 X 0 0 0 HENRY THOMAS TRUSTEE 2.00 0.00 X 0 0 0 KATHLEEN BERNARDO TRUSTEE 2.00 0.00 X 0 0 0 HARRY DUMAY PRESIDENT 35.00 0.10 X 383773 0 77632 KATIE LONGLEY VP OF FIN & ADMIN/TREASURER 35.00 0.10 X 189991 0 0 KRISTEN KIRWAN BOARD LIASON 17.00 0.00 X 22886 0 0 WALTER BREAU VP OF ACADEMIC AFFAIRS 35.00 0.10 X 184231 0 0 JONATHAN SCULLY VP OF ENROLLMENT MANAGEMENT 35.00 0.00 X 180134 0 0 AMANDA GARCIA CO-CHAIR BUSINESS DEVELOPMENT 35.00 0.00 X 132383 0 0 TERESA RESKE INTERIM DEAN OF NURSING 35.00 0.00 X 184289 0 14298 PETER DEPERGOLA ASSOCIATE PROFESSOR 35.00 0.00 X 136447 0 366 JOYCE HAMPTON DEAN OF ACADEMICS 35.00 0.00 X 133539 0 6318 1547673 0 98614 17 0 1 0 KEITER BUILDERS INC 35 MAIN ST FLORENCE MA 01062 CONTRACTORS 924558 WFF FACILITY SERVICES 211 SO JEFFERSON AVE ST LOUIS MO 63103 FACILITIES SERVICES 743305 ARAMARK PO 978839 DALLAS TX 75397 FOOD SERVICE 588079 ELIOR 16567 COLLECTION CENTER CHICAGO IL 60693 FOOD SERVICE 496647 RED RIVER TECHNOLOGY LLC PO BOX 780924 PHILADELPHIA PA 19178 TECH SERVICES 272445 17 2979029 4597883 43375 7576912 TUITION AND FEES 611310 35179259 35179259 ROOM, BOARD & AUXILIAR 611310 3055595 3055595 38234854 800057 800057 130942 0 130942 130942 130942 2186385 2608380 18459 -421995 -18459 -440454 -440454 EXTRAORDINARY GAIN 611310 1141708 1141708 OTHER INCOME 611310 368192 368192 1509900 47812211 39744754 0 490545 14960758 14960758 327369 327369 1043694 313437 475143 255114 77155 77155 14640072 11078015 3361671 200386 487013 328524 140597 17892 808341 462409 314831 31101 1138143 834658 271116 32369 43725 43725 119477 119477 7250 7250 37013 37013 432275 130403 301872 365705 39795 325910 1118858 814984 285944 17930 509025 82872 426153 830787 172499 658288 311410 298156 12985 269 390444 208723 163216 18505 511862 321398 178691 11773 2605866 1592292 954656 58918 386978 291319 89759 5900 INSTITUTIONAL SUPPORT 1284067 147278 1136789 EQUIPMENT RENTAL & MAIN 1275086 184928 1060501 29657 FOOD SERVICES 1047517 1047517 303563 209523 94040 45063453 33924012 10452377 687064 1107457 469787 13207123 13390251 2334451 1899126 5183715 3514009 360239 476030 469799 438001 77246059 42131173 34029621 35114886 9042005 14890434 10552231 9016204 97836 81774 76384477 79290502 2557621 1944907 2715868 1566146 14642828 14354089 180114 232476 16293 52966 20112724 18150584 X 39045754 41055293 17225999 20084625 56271753 61139918 76384477 79290502 X 2748758 1980995 138412 X 0 1 X 1 1 1 X 4639722 5149689 7946251 8237088 7576912 33549662 4639722 5149689 7946251 8237088 7576912 33549662 3460398 30089264 397594 343733 380449 917785 930999 2970560 36520222 199236443 0.82390 0.87120 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 70870 X X X 0 0 1 X 19429773 2340290 2175399 713471 37013 23194978 20473525 2539831 -2956915 591578 35090 19429773 15832320 1228328 4030614 539697 78040 20473525 13737663 2459276 151204 486516 29307 15832320 12797831 656661 857811 517536 57104 13737663 0.29956 0.59348 0.10696 1 1 1 144370 144370 52170558 22460688 29709870 21252481 17376166 3876315 3678650 2294319 1384331 35114886 BENEFICIAL INTEREST IN PERPETUAL TRUSTS 2206874 F LIMITED PARTNERSHIPS 2845353 F FIXED INCOME INVESTMENTS 3963977 F 9016204 ANNUITY OBLIGATIONS 9232 OPERATING LEASE LIABILITY 43734 52966 X 34702476 1980995 138412 2119407 32583069 37013 15192129 15229142 47812211 29834311 0 29834311 37013 15192129 15229142 45063453 PART III, LINE 4: DESCRIPTION OF COLLECTION: 33" X 20" WATERCOLOR BY ENRICO TARENGHI WITH VALUE OF $14,000 AND 40 ETCHINGS BY SEARS GALLAGHER WITH TOTAL VALUE OF $34,000. THE ARTWORK PROVIDES AN EXAMPLE OF HOLISTIC ENRICHMENT FOR THE STUDENTS AND PROMOTES THE CONCEPTS SET FORTH IN A LIBERAL ARTS COLLEGE. ALUMNAE LIBRARY ALSO HAS A COLLECTION OF SOME 1000 RARE BOOKS DATING BETWEEN 1521 AND 1900, APPROXIMATELY 50 PAINTINGS BY VARIOUS HANDS, AND AN ASSORTED COLLECTION OF REGALIA FROM DIVERSE COUNTRIES. THE LIBRARY ALSO OWNS ONE MEDIEVAL MANUSCRIPT, ABOUT A HALF-DOZEN FRAMED MEDIEVAL PAGES, AND CURRENTLY HAS TWO MANUSCRIPTS ON LOAN. THE MATERIALS ARE USED SOLELY FOR DISPLAY AND SCHOLARLY RESEARCH. PART IV, LINE 2B: ASSETS HELD FOR OTHERS REPRESENT FUNDS PLACED ON DEPOSIT BY EACH CLASS AND OTHER GROUPS WITH THE COLLEGE AS CUSTODIAN. PART X, LINE 2: UNCERTAIN TAX POSITIONS: MANAGEMENT HAS EVALUATED SIGNIFICANT TAX POSITIONS AGAINST THE CRITERIA ESTABLISHED BY PROFESSIONAL STANDARDS AND BELIEVES THERE ARE NO SUCH TAX POSITIONS REQUIRING ACCOUNTING RECOGNITION. THE COLLEGE, THE FOUNDATION, AND FRIENDS OF ELMS TAX RETURNS ARE SUBJECT TO EXAMINATION BY TAXING AUTHORITIES FOR ALL YEARS ENDING ON OR AFTER JUNE 30, 2018. PART XI, LINE 2D - OTHER ADJUSTMENTS: CHANGE IN BENEFICIAL INTEREST IN PERPETUAL TRUSTS 138,412. PART XI, LINE 4B - OTHER ADJUSTMENTS: SCHOLARSHIPS AND GRANTS 15,192,129. PART XII, LINE 4B - OTHER ADJUSTMENTS: SCHOLARSHIPS AND GRANTS 15,192,129. 1 1 1 1 1 1 1 0 0 0 0 0 0 0 0 1 0 1 LINE 3 - EXPLANATION OF NONDISCRIMINATION POLICY: WE ARE A PRIVATE, CATHOLIC, COEDUCATIONAL LIBERAL ARTS COLLEGE FOUNDED IN 1928 BY THE SISTERS OF ST. JOSEPH OF SPRINGFIELD, MA. ELMS COLLEGE IS LOCATED IN CHICOPEE, MA, AND GRANTS ASSOCIATE'S, BACHELOR'S, MASTER'S, AND DOCTOR OF NURSING PRACTICE DEGREES. ELMS COLLEGE IS COMMITTED TO ENSURING THAT ALL EDUCATIONAL AND PERSONNEL ACTIONS ARE ADMINISTERED ON A NON-DISCRIMINATORY BASIS AND ALSO IDENTIFIES AND REMOVES ANY BARRIERS TO EQUAL ACCESS AND EQUAL TREATMENT FOR ALL MEMBERS OF ITS COMMUNITY. A STATEMENT OF EQUAL OPPORTUNITY IS INCLUDED IN OUR STUDENT HANDBOOK, WHICH IS GIVEN TO EVERY STUDENT AND AVAILABLE ON OUR WEBSITE. LINE 6 - EXPLANATION OF GOVERNMENT FINANCIAL AID: THE COLLEGE RECEIVES GOVERNMENT FINANCIAL ASSISTANCE WHICH IS AWARDED TO THE STUDENTS AS SCHOLARSHIPS AND OTHER FINANCIAL AID. 1 CENTRAL AMERICA AND THE CARIBBEAN 0 0 INVESTMENTS 2845353 CENTRAL AMERICA AND THE CARIBBEAN EDUCATIONAL ASSISTANCE AND SCHOLARSHIPS EDUCATIONAL ASSISTANCE 231371 CENTRAL AMERICA AND THE CARIBBEAN PROGRAM SERVICES ASSISTANCE 95998 0 0 0 0 0 0 3172722 0 3172722 CENTRAL AMERICA AND THE CARIBBEAN IMPROVE MATERNAL AND CHILD HEALTH OUTCOMES IN HAITI 95998 WIRE 0 0 1 SCHOLARSHIPS CENTRAL AMERICA AND THE CARIBBEAN 69 231371 CREDIT TO TUITION BALANCE 0 0 1 0 0 0 PART III ACCOUNTING METHOD: PART I, LINE 2: FINANCIAL AID DISBURSEMENTS ARE MADE TO STUDENTS QUALIFYING FOR FINANCIAL GRANTS AND ARE BASED ON DEMONSTRATED FINANCIAL NEED AS REPORTED THROUGH SCHOOL AND STUDENT SERVICE FOR FINANCIAL AID (SSSFA) APPLICATIONS. THE FUNDS ARE CREDITED AGAINST BILLED CHARGES IN A QUALIFYING STUDENT'S ACCOUNT. FINANCIAL AID GRANT FUNDS AS WELL AS STUDENT ELIGIBILITY/ENROLLMENT STATUS ARE MONITORED USING FINANCIAL AID MANAGEMENT SOFTWARE. 1 SCHOLARSHIPS AND GRANTS 746 14960758 PART I, LINE 2: FINANCIAL AID AWARDS ARE MADE TO STUDENTS QUALIFYING FOR FINANCIAL GRANTS AND ARE BASED ON DEMONSTRATED FINANCIAL NEED AS REPORTED THROUGH SCHOOL AND STUDENT SERVICE FOR FINANCIAL AID (SSSFA) APPLICATIONS. FINANCIAL AID GRANT FUNDS AS WELL AS STUDENT ELIGIBILITY ARE MONITORED USING FINANCIAL AID MANAGEMENT SOFTWARE. GRANTS ARE AWARDED IN AN OBJECTIVE AND NONDISCRIMINATORY MANNER. X 1 1 X X X 0 0 0 0 0 0 0 1 0 HARRY DUMAY PRESIDENT 316532 0 24182 0 43059 0 0 0 77632 0 461405 0 0 0 TERESA RESKE INTERIM DEAN OF NURSING 157399 0 4691 0 22199 0 0 0 14298 0 198587 0 0 0 KATIE LONGLEY VP OF FIN & ADMIN/TREASURER 185793 0 0 0 4198 0 0 0 0 0 189991 0 0 0 WALTER BREAU VP OF ACADEMIC AFFAIRS 184095 0 0 0 136 0 0 0 0 0 184231 0 0 0 JONATHAN SCULLY VP OF ENROLLMENT MANAGEMENT 169812 0 0 0 10322 0 0 0 0 0 180134 0 0 0 PART I, LINE 1A HOUSING ALLOWANCE IS INCLUDED IN OFFICER'S W-2. PART I, LINE 3 DETERMINING COMPENSATION OF THE COLLEGE'S PRESIDENT AND SENIOR MANAGEMENT INCLUDES A MARKET ANALYSIS USING COMPENSATION SURVEYS FROM PROFESSIONAL ORGANIZATIONS SUCH AS CUPA. THIS INFORMATION IS COMPARED TO MANAGEMENT'S COMPENSATION BASED ON JOB TITLE, JOB DESCRIPTION, AND JOB EXPERIENCE TO DETERMINE WHETHER THE COLLEGE'S COMPENSATION IS COMPARABLE. THE PRESIDENT'S COMPENSATION IS THEN DETERMINED BY THE EXECUTIVE COMMITTEE AND APPROVED BY THE BOARD OF TRUSTEES. SENIOR MANAGEMENT COMPENSATION IS EVALUATED AND APPROVED BY THE PRESIDENT AND THEN SENT TO THE EXECUTIVE COMMITTEE FOR APPROVAL. PART I, LINE 7 DISCRETIONARY BONUSES ARE PAID TO EMPLOYEES AT TIMES BASED ON PERFORMANCE. ALL BONUSES ARE APPROVED IN THE SAME WAY THAT SALARY IS APPROVED. A MASSACHUSETTS DEVELOPMENT FINANCE AGENCY 043431814 NONEAVAIL 2019-12-31 14986000 RESTORATION OF HISTORIC CAMPUS BLDG, REFINANCING & OTHER CAPITAL PROJECTS 0 0 0 A 440860 14986000 216284 3213251 11556465 2020 1 0 1 1 A 0 0 0 0 0.00000 0.00000 0.00000 0 0 1 A 0 1 0 0 0 0 0 0 1 A 1 FR MARK STELZER BROTHER OF TRUSTEE 77155 EMPLOYMENT 0 SCH L, PART IV, BUSINESS TRANSACTIONS INVOLVING INTERESTED PERSONS: (A) NAME OF PERSON: FR. MARK STELZER(B) RELATIONSHIP BETWEEN INTERESTED PERSON AND ORGANIZATION:BROTHER OF BOARD CHAIR PAUL M. STELZER(D) DESCRIPTION OF TRANSACTION: BROTHER OF BOARD CHAIR IS EMPLOYED BYTHE COLLEGE. X 2 30484 FAIR MARKET VALUE X 9 12891 FAIR MARKET VALUE 0 0 1 0 PART I, COLUMN (B): COLUMN (B) - THE NUMBER OF NONCASH CONTRIBUTIONS IS BASED ON THE NUMBER OF GIFTS RECEIVED. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY TAX ADVISORS OF A NATIONAL ACCOUNTING FIRM WITH INFORMATION PROVIDED BY MANAGEMENT. THE FORM IS REVIEWED BY THE EXECUTIVE COMMITTEE OF THE BOARD PRIOR TO ITS FILING. SUBSEQUENTLY, THE FORM 990 AND ITS MAJOR COMPONENTS ARE SUMMARIZED AND REVIEWED WITH THE AUDIT COMMITTEE. IT IS THEN REVIEWED WITH THE BOARD AND POSTED ON AN INTERNAL TRUSTEE PORTAL. FORM 990, PART VI, SECTION B, LINE 12C BOARD MEMBERS, OFFICERS AND KEY EMPLOYEES ARE MADE AWARE OF THEIR DUTY TO DISCLOSE ANY CONFLICTS OF INTEREST AND THAT THEY MUST BE DISCLOSED AS SOON AS POSSIBLE ONCE THEY BECOME AWARE. IN OCTOBER 2020, ELMS COLLEGE REVISED THE CONFLICT OF INTEREST POLICY. THE REVISED POLICY APPLIES TO ALL TRUSTEES, NON-TRUSTEE MEMBERS OF COMMITTEES OR SUBCOMMITTEES, OFFICERS AND KEY EMPLOYEES OF THE COLLEGE AND REQUIRES DISCLOSURE OF ANY CONFLICTS OF INTEREST ANNUALLY OR AS SOON AS THEY BECOME AWARE OF A POTENTIAL CONFLICT. UNTIL THE PRESIDENT OR CHAIR OF THE BOARD CAN REVIEW THE POTENTIAL CONFLICT, THE PARTY MUST RECUSE THEMSELVES FROM ANY DELIBERATIONS AND DECISIONS WHICH IMPLICATE THE CONFLICT OF INTEREST. FORM 990, PART VI, SECTION B, LINE 15 THE EXECUTIVE COMMITTEE DOES A MARKET ANALYSIS USING COMPENSATION SURVEYS FROM PROFESSIONAL ORGANIZATIONS SUCH AS CUPA. THIS INFORMATION IS COMPARED TO MANAGEMENT'S COMPENSATION BASED ON JOB TITLE, JOB DESCRIPTION, AND JOB EXPERIENCE TO DETERMINE WHETHER THE COLLEGE'S COMPENSATION IS COMPARABLE. THE PRESIDENT'S COMPENSATION IS DETERMINED BY THE EXECUTIVE COMMITTEE AND APPROVED BY THE BOARD OF TRUSTEES. SENIOR MANAGEMENT COMPENSATION IS EVALUATED AND APPROVED BY THE PRESIDENT AND THEN SENT TO THE EXECUTIVE COMMITTEE FOR APPROVAL. APPROVAL IS DOCUMENTED BY THE MEETING MINUTES. THIS PROCESS WAS LAST COMPLETED IN NOVEMBER 2023. FORM 990, PART VI, SECTION C, LINE 19 COLLEGE OF OUR LADY OF THE ELMS MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST AT THE BUSINESS OFFICE. FORM 990, PART XI, LINE 9: NET CHANGE IN BENEFICIAL INTEREST IN PERPETUAL TRUSTS 138,412. ELMS COLLEGE FOUNDATION INC 291 SPRINGFIELD STREET CHICOPEE MA 01013 462395041 SUPPORT EDUCATIONAL MISSION OF ELMS COLLEGE MA 501(C)(3) LINE 12A, I COLLEGE OF OUR LADY OF THE ELMS 1 FRIENDS OF ELMS COLLEGE INC 291 SPRINGFIELD STREET CHICOPEE MA 01013 208196902 SUPPORT EDUCATIONAL MISSION OF ELMS COLLEGE MA 501(C)(3) LINE 12A, I COLLEGE OF OUR LADY OF THE ELMS 1 PERPETUAL TRUST (1) C/O ELMS COLLEGE 291 SPFLD ST CHICOPEE MA 01013 CHARITABLE TRUST MA COLLEGE OF OUR LADY OF THE ELMS T 78744 1644720 1.00000 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 ELMS COLLEGE FOUNDATION INC D 85000 CASH HELD FOR COLLEGE