2026-07-07T12:23:50-05:00 2025-12-31 393647910 WIPFLI ADVISORY LLC 1502 LONDON ROAD SUITE 200 DULUTH MN 55812 990 2025-01-01 391018715 GOLDEN RULE COMMUNITY CREDIT UNION GOLD 9207485336 PO BOX 97 RIPON WI 54971 DANIEL IGE PRESIDENT & CEO 9207485336 2026-06-29 1 MICHAEL J PETERSON CPA P01833529 2187224705 2026-06-23 2025 2025-03-06 01:10:19Z DANIEL IGE PO BOX 97 RIPON WI 54971 2141327 0 X WWW.GOLDENRULECU.ORG X 1938 WI GOLDEN RULE COMMUNITY CREDIT UNION PROVIDES QUALITY PRODUCTS AND SERVICES TO MEET THE CHANGING FINANCIAL NEEDS OF OUR MEMBERS BY TREATING PEOPLE ACCORDING TO THE "GOLDEN RULE; BY HELPING OTHERS DEVELOP; BY PURSUING EXCELLENCE AND BY GROWING FINANCIALLY. 7 6 25 6 661 0 0 0 1003186 974803 1191153 1138459 0 28065 2194339 2141327 0 0 84765 116291 776071 837556 0 0 0 856770 757463 1717606 1711310 476733 430017 40542049 41302626 36030114 36360674 4511935 4941952 GOLDEN RULE COMMUNITY CREDIT UNION PROVIDES QUALITY PRODUCTS AND SERVICES TO MEET THE CHANGING FINANCIAL NEEDS OF OUR MEMBERS BY TREATING PEOPLE ACCORDING TO THE "GOLDEN RULE; BY HELPING OTHERS DEVELOP; BY PURSUING EXCELLENCE AND BY GROWING FINANCIALLY. 0 0 WE FUNDED 303 LOANS DURING 2025. AS OF 12/31/25, WE HAD 122 MORTGAGES/HOME EQUITY LINES AND 681 CONSUMER LOANS. WE ALSO HAD 821 CREDIT CARD ACCOUNTS WITH OUR MEMBERS. WE HAVE DEPOSIT, TRANSACTION, AND INVESTMENT ACCOUNTS WITH 3,913 MEMBERS AT 12/31/25. DURING 2025, WE OPENED 248 NEW DEPOSIT, TRANSACTION AND INVESTMENT ACCOUNTS. 0 0 0 0 0 0 0 0 0 1 1 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 677 0 25 1 0 0 0 0 0 0 0 0 X 7 6 0 0 0 0 1 1 1 1 1 0 0 1 1 1 1 1 1 1 0 0 X DANIEL IGE 9207485336 PO BOX 97 RIPON WI 54971 DANIEL IGE PRESIDENT/CEO/TREASURER 40.00 X X 166175 0 29746 BRYAN FRITSCH CHAIRMAN 2.00 X X 0 0 0 KIM SHADY VICE-CHAIR 1.00 X X 0 0 0 JOHN LONGSHINE SECRETARY 1.00 X X 0 0 0 GARY BERGER DIRECTOR 1.00 X 0 0 0 GARY BORN DIRECTOR 1.00 X 0 0 0 LUANN VANLANEN DIRECTOR 1.00 X 0 0 0 166175 0 29746 1 0 1 0 FISERV PO BOX 934057 ATLANTA GA 31193 DATA PROCESSING 106680 1 INTEREST ON LOAN 522100 818428 818428 FEE INCOME 522100 115529 114868 661 INSURANCE SALES 524298 39946 39946 900 900 974803 1138459 1138459 RECOVERY OF LOST CAPITAL 900099 28065 28065 28065 2141327 1002207 661 1138459 116291 195921 527016 8507 48690 57422 34736 17178 34605 44676 214145 26759 1572 33897 52025 36152 LOAN & CLOSING COSTS 119393 CREDIT CARD PROCESSING 67754 DUES & SUBSCRIPTIONS 26255 SHARE DRAFT EXPENSE 8601 39715 1711310 1692063 751000 7846668 5562445 115443 165620 12494061 12198035 79932 106105 1542737 914864 652904 627873 17210285 21464285 450693 427263 40542049 41302626 505881 266608 35524233 36094066 36030114 36360674 X 0 0 0 0 4511935 4941952 4511935 4941952 40542049 41302626 430017 0 X 0 0 0 220000 220000 819303 477597 341706 503434 437267 66167 627873 NONPERPETUAL CAPITAL ACCOUNT 63326 C PERPETUAL CONTRIBUTED CAPITAL 123559 C ALL OTHER INVESTMENTS IN CORPORATE CREDIT UNIONS 21248000 C ALL OTHER INVESTMENTS 29400 C 21464285 MEMBER SHARES & DEPOSITS 36094066 36094066 X X X 0 0 0 DANIEL IGE PRESIDENT/CEO/TREASURER 145166 0 12593 0 8416 0 8309 0 21437 0 195921 0 0 0 PART I, LINE 3 COMPENSATION FOR THE CEO IS DETERMINED BY THE BOARD OF DIRECTORS. CREDIT UNION SURVEYS ARE ALSO EVALUATED. THE CEO DETERMINES THE COMPENSATION FOR OTHER OFFICERS OF THE CREDIT UNION. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION CONSISTS OF MEMBERS. TO BE A MEMBER, ONE MUST HAVE A SHARE/SAVINGS ACCOUNT. EACH MEMBER HAS ONE VOTE TO ELECT THE GOVERNING BODY (BOARD OF DIRECTORS). FORM 990, PART VI, SECTION A, LINE 7A THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP UTILIZING THEIR ONE VOTE PER MEMBER. FORM 990, PART VI, SECTION A, LINE 7B EACH MEMBER HAS ONE VOTE TO UTILIZE IN RATIFYING SIGNIFICANT DECISIONS BEYOND THE AUTHORITY OF THE BOARD AS OUTLINED IN THE ORGANIZATION'S BYLAWS. ANY DECISION TO DISSOLVE OR MERGE THE ORGANIZATION REQUIRES APPROVAL OF MEMBERSHIP, UNLESS MANDATED BY REGULATORY AGENCY (I.E., NCUA, WISCONSIN OFFICE OF CREDIT UNIONS). FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS REVIEWED BY THE PRESIDENT/CEO. A COPY OF THE FORM 990 IS PROVIDED TO ALL BOARD MEMBERS AS IT HAS BEEN FILED. FORM 990, PART VI, SECTION B, LINE 12C EMPLOYEES AND VOLUNTEER DIRECTORS ARE COVERED UNDER THE POLICY. DIRECTORS DETERMINE WHETHER A CONFLICT EXISTS FOR THE PRESIDENT/CEO. THE PRESIDENT/CEO DETERMINES WHETHER A CONFLICT EXISTS FOR THE EMPLOYEES. THE DIRECTORS AND THE PRESIDENT/CEO DETERMINE WHETHER A CONFLICT EXISTS FOR DIRECTORS. EMPLOYEES ARE PROHIBITED FROM DOING TRANSACTIONS ON THEIR OWN ACCOUNTS. OFFICIALS AND DIRECTORS SHOULD NOT SEEK NOR ACCEPT A POSITION OF RESPONSIBILITY FOR AN ORGANIZATION THAT COMPETES WITH THE CREDIT UNION. FORM 990, PART VI, SECTION B, LINE 15A COMPENSATION FOR THE CEO IS DETERMINED BY THE BOARD OF DIRECTORS. CREDIT UNION SURVEYS ARE ALSO EVALUATED. THE CEO DETERMINES THE COMPENSATION FOR OTHER OFFICERS OF THE CREDIT UNION. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON REQUEST.