2026-07-20T15:10:25-06:00 2025-12-31 464157160 Hunt & Associate LLC 3140 Stuarts Draft Highway Stuarts Draft VA 24477 990 2025-01-01 453201020 LOVE INC OF STAUNTON WAYNESBORO AND AUGUSTA % CALEB HARLOW LOVE 5402212955 PO BOX 1003 FISHERSVILLE VA 22939 CALEB HARLOW BOARD CHAIR 5402212955 2026-07-20 true MARY H COWHERD EA P00967958 5403244379 2026-07-20 2025 2025-03-06 01:10:19Z 1342818 false X WWW.LOVEINCSAW.ORG X 2012 VA FAITH-BASED SERVICES FOR THE NEEDY MOBILIZING CHURCHES TO TRANSFORM LIVES AND COMMUNITIES. 15 15 31 379 0 0 355719 381880 775453 915360 1203 -6236 0 1132375 1291004 23845 0 781486 883375 0 14232 366981 419340 1148467 1326560 -16092 -35556 251847 210175 5647 4543 246200 205632 X FAITH-BASED SERVICES FOR THE NEEDY MOBILIZING CHURCHES TO TRANSFORM LIVES AND COMMUNITIES. true false 1085574 SEE SCH O. 41036 23845 IN 2025, THE ORGANIZATION IMPLEMENTED A NEIGHBOR DEVELOPMENT INITIATIVE THROUGH A NEIGHBOR DEVELOPMENT COORDINATOR TO ASSIST PARTICIPANTS IN ESTABLISHING INDIVIDUAL TRANSFORMATION PLANS (ITPS) WITH MEASURABLE GOALS AND FOLLOW-UP SUPPORT. THE CYL PROGRAM PROVIDES LIFE SKILLS INSTRUCTION AND INDIVIDUALIZED SUPPORT, WITH A CONCURRENT CHILDRENS PROGRAM. PARTICIPANTS MEETING PROGRAM REQUIREMENTS RECEIVE VOUCHERS FOR ESSENTIAL GOODS AND SERVICES. 36089 IN 2025, THE ORGANIZATION ESTABLISHED A CONNECTION CENTER AUDIT ADVISORY TEAM CONSISTING OF FIVE VOLUNTEERS AND THREE STAFF MEMBERS TO EVALUATE INTAKE AND REFERRAL PROCESSES. THE CONNECTION CENTER PROVIDES INTAKE ASSESSMENTS, REFERRALS, AND OPTIONAL PRAYER SUPPORT. THE ADVISORY TEAM MET THIRTEEN TIMES AND CONDUCTED A REVIEW TO IMPROVE CONSISTENCY, DOCUMENTATION, AND SERVICE DELIVERY. 22827 12566 IN 2025, THE ORGANIZATION LAUNCHED THE AFFORDABLE CHRISTMAS MARKET TO PROVIDE QUALIFIED FAMILIES WITH THE OPPORTUNITY TO PURCHASE CHILDRENS GIFTS AT REDUCED PRICES. THE PROGRAM ENGAGES CHURCHES AND VOLUNTEERS TO SUPPORT FAMILIES. 22827 12566 1185526 true true false false false false false false false false true false false true true false false false false false false false false false false false false false true false false false false false false false false false true false false false false false false false false true 2 0 true 31 true false false false false false false false false X 15 15 false false false false false false false true true false true true false false false false false false false VA X KAREN CLINGER 5402212955 PO BOX 1003 FISHERSVILLE VA 22939 WILLIAM ROBERTS MINISTRY DIRECTOR 40.00 0.00 X 58856 0 0 DEBRAH RAMSEY EXECUTIVE DIRECTOR 40.00 0.00 X X 58391 0 0 ETHAN COLVIN OPERATIONS DIRECTOR 40.00 0.00 X 58077 0 0 SCOTT BRODD BOARD SECRETARY 0.00 0.00 X 0 0 0 STACEY BURKHOLDER BOARD MEMBER 0.00 0.00 X 0 0 0 STEVE CAMPBELL BOARD MEMBER 0.00 0.00 X 0 0 0 VERONICA DAVIS BOARD MEMBER 0.00 0.00 X 0 0 0 BEN HALTERMAN BOARD MEMBER 0.00 0.00 X 0 0 0 CALEB HARLOW BOARD CHAIR 0.00 0.00 X X 0 0 0 RODNEY MARTIN BOARD CO - CHAIR 0.00 0.00 X X 0 0 0 MARIE MASINCUP BOARD MEMBER 0.00 0.00 X 0 0 0 JOANNE SHIRLEY BOARD MEMBER 0.00 0.00 X 0 0 0 SHARON WOOD BOARD TREASURER 0.00 0.00 X X 0 0 0 DAVE CHAPPELL BOARD MEMBER 0.00 0.00 X 0 0 0 TIM SIMPSON BOARD MEMBER 0.00 0.00 X 0 0 0 175324 0 0 0 false false false 381880 45184 381880 STORE SALES 459510 854055 854055 RECYCLING 459510 1623 1623 AUCTION PROCEEDS 459510 35593 35593 BOOK SALES 459510 2126 2126 TEXTILE INCOME 459510 20018 20018 1945 1945 915360 932 932 35384 9262 33722 18092 1662 -8830 -7168 -7168 0 1291004 0 0 909124 23845 23845 175323 125677 46140 3506 645060 599059 42592 3409 62992 55700 6792 500 9399 9399 7832 1136 6696 29457 26511 2946 14237 14237 245809 233152 12657 2170 2170 22600 22600 16949 16794 155 16226 14779 1326 121 STORE SUPPLIES 13381 12712 669 OTHER COSTS 41280 37154 4126 1326560 1185526 126802 14232 87551 36377 57140 37768 12147 910 1000 34660 117431 77097 49944 40334 34778 48601 9287 11525 251847 210175 5647 4543 5647 4543 X 239469 186735 6731 18897 246200 205632 251847 210175 -35556 -3618 -1394 0 X false false false X 246732 183321 244704 355719 381880 1412356 387850 468587 634038 775862 915360 3181697 634582 651908 878742 1131581 1297240 4594053 0 0 0 0 0 0 4594053 292 509 3012 1128 932 5873 292 509 3012 1128 932 5873 63266 842 250 64358 1661 1661 698140 653259 882004 1132709 1299833 4665945 0.98460 0.96910 0.00000 0.00000 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 30924 28058 2866 86507 49039 37468 40334 OTHER INVESTMENTS 4325 SECURITY DEPOSIT ASSET 7200 11525 CREDIT CARDS 4543 4543 true FINANCIAL ASSISTANCE RELATED TO PROGRAM SERVICES 102 23845 COST Monitoring procedures (Part I, line 2) CLOSELY KEPT RECORDS. X 2 5604 COMPARABLE SALES X 9 39580 FAIR MARKET VALUE false false false Members or stockholder classes and rights Part VI line 6 THE ORGANIZATION IS A NONPROFIT CORPORATION WITHOUT MEMBERS OR STOCKHOLDERS. GOVERNING AUTHORITY IS VESTED IN THE BOARD OF DIRECTORS. Form 990 governing body review Part VI line 11 FORM 990 IS PREPARED BY MANAGEMENT AND REVIEWED BY THE EXECUTIVE DIRECTOR. A COMPLETE COPY IS PROVIDED TO ALL MEMBERS OF THE BOARD OF DIRECTORS PRIOR TO FILING. THE BOARD IS GIVEN THE OPPORTUNITY TO REVIEW AND DISCUSS THE RETURN BEFORE SUBMISSION. CEO executive director top management comp Part VI line 15a THE EXECUTIVE DIRECTORS COMPENSATION IS REVIEWED AT LEAST ANNUALLY BY THE BOARD OF DIRECTORS. THE REVIEW CONSIDERS COMPARABLE DATA, ORGANIZATIONAL FINANCIAL CAPACITY, AND PERFORMANCE. COMPENSATION DECISIONS ARE APPROVED AND DOCUMENTED IN BOARD MEETING MINUTES. Other officer or key employee compensation Part VI line 15b COMPENSATION FOR OTHER STAFF MEMBERS IS REVIEWED AT LEAST ANNUALLY. SALARY ADJUSTMENTS ARE RECOMMENDED BY MANAGEMENT AND APPROVED BY THE BOARD OF DIRECTORS. THE ORGANIZATION SEEKS TO ENSURE COMPENSATION IS REASONABLE AND ALIGNED WITH AVAILABLE FINANCIAL RESOURCES. Form 990 availability to public Part VI line 18 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT-OF-INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE UPON REQUEST IN ACCORDANCE WITH IRS REQUIREMENTS. Governing documents etc available to public Part VI line 19 NO OTHER DOCUMENTS AVAILABLE TO THE PUBLIC. Significant program services not listed on prior year return Part III line 2 IN 2025, THE ORGANIZATION LAUNCHED THE AFFORDABLE CHRISTMAS MARKET TO PROVIDE QUALIFIED FAMILIES WITH THE OPPORTUNITY TO PURCHASE CHILDRENS GIFTS AT REDUCED PRICES. THE PROGRAM ENGAGES CHURCHES AND VOLUNTEERS TO SUPPORT FAMILIES. Part III response or note to any other line in Part III THE CHANGE YOUR LIFE (CYL) PROGRAM PROVIDES STRUCTURED LIFE SKILLS INSTRUCTION AND INDIVIDUALIZED SUPPORT TO INDIVIDUALS SEEKING INCREASED STABILITY. THE PROGRAM CURRICULUM INCLUDES BUDGETING, EMPLOYMENT READINESS, GOAL-SETTING, AND RELATIONAL HEALTH. A CONCURRENT CHILDRENS PROGRAM IS PROVIDED FOR PARTICIPATING FAMILIES. PARTICIPANTS WHO MEET ATTENDANCE AND PARTICIPATION REQUIREMENTS EARN VOUCHERS REDEEMABLE FOR ESSENTIAL GOODS AND SERVICES. DURING 2025: 18 CLASSES CONDUCTED ACROSS 3 SESSIONS, 102 INDIVIDUALS ENROLLED, 211 VOLUNTEERS SERVED CYL MEALS. PARTICIPANTS MEETING CYL REQUIREMENTS RECEIVE VOUCHERS FOR ESSENTIAL GOODS AND SERVICES. DURING 2025: 2,776 VOUCHERS ISSUED, APPROXIMATE TOTAL VALUE: $38,578. VOLUNTEERS SUPPORT MULTIPLE PROGRAM AREAS, INCLUDING THE CONNECTION CENTER, CYL CLASSES, TRANSPORTATION SERVICES, DONATION PROCESSING, AND DELIVERY OPERATIONS. DURING 2025: 379 INDIVIDUAL VOLUNTEERS SERVED,TOTAL VOLUNTEER HOURS: 20,875. THE BOARD OF DIRECTORS PROVIDES GOVERNANCE OVERSIGHT, STRATEGIC DIRECTION, AND FINANCIAL SUPERVISION. THE CONNECTION CENTER RECEIVES REQUESTS FOR ASSISTANCE, CONDUCTS INTAKE ASSESSMENTS, AND PROVIDES REFERRALS TO CHURCHES AND COMMUNITY RESOURCES, WITH OPTIONAL PRAYER SUPPORT. DURING 2025: 193 INTAKE CALLS PROCESSED, 178 FOLLOW-UP CALLS CONDUCTED, 150 PRAYER CALLS PROVIDED. CHILDRENS PROGRAM: CHILDREN ACCOMPANYING CYL PARTICIPANTS RECEIVE STRUCTURED, AGE-APPROPRIATE INSTRUCTION FOCUSED ON CHARACTER DEVELOPMENT, LIFE SKILLS, AND RELATIONAL DEVELOPMENT. DELIVERY AND PICKUP MINISTRY: VOLUNTEER TEAMS TRANSPORT DONATED GOODS AND DELIVER HOUSEHOLD ITEMS TO INDIVIDUALS IN NEED. DURING 2025: 414 DONATION PICKUPS COMPLETED, 207 DELIVERIES MADE. TRANSPORTATION SERVICES: VOLUNTEERS PROVIDE TRANSPORTATION FOR CYL PARTICIPANTS AND THEIR CHILDREN USING CHURCH-PROVIDED VEHICLES. DONATION CENTER: THE DONATION CENTER RECEIVES, SORTS, AND DISTRIBUTES DONATED GOODS. ITEMS ARE EITHER PROVIDED DIRECTLY TO INDIVIDUALS IN NEED OR SOLD THROUGH THRIFT OPERATIONS TO SUPPORT PROGRAM SERVICES.