2026-06-08T15:02:22-05:00 2025-12-31 351307701 KRUGGEL LAWTON & COMPANY LLC 526 UPTON DRIVE ST JOSEPH MI 49085 990PF 2025-01-01 842579330 FREDERICK S UPTON FOUNDATION FRED 2699833304 211 HILLTOP RD SUITE 117 ST JOSEPH MI 49085 LISA CRIPPS DIRECTOR 2699833304 2026-05-28 1 ROBERT ALEX SCHAEFFER P01439018 2699830131 2026-05-28 2025 2025-03-06 01:10:19Z X 52298034 X 0 X 12295 12295 1418124 1418124 3112308 14684663 3112308 4542727 4542727 0 0 0 42769 21385 21384 186967 168270 18697 75454 31835 0 1043 0 1043 6287 0 6287 312520 221490 47411 2000000 2000000 2312520 221490 2047411 2230207 4321237 1248672 1529441 1529441 60 86 86 16756338 17713031 37794349 10965473 12258006 11169313 474614 165572 167887 787965 787965 1636958 30233122 32454101 52298034 10035 807 10035 807 X 0 0 0 0 30223087 32453294 30223087 32453294 30233122 32454101 30223087 2230207 0 32453294 0 32453294 CAPITAL GROUP (8490) P 2025-12-31 2196189 2248613 -52424 -52424 CAPITAL GROUP (8490) P 2025-12-31 3593734 2678604 915130 915130 JP MORGAN P 2025-12-31 516098 516098 CAPITAL GROUP (3494) P 2025-12-31 4175495 3993532 181963 181963 CAPITAL GROUP (3494) P 2025-12-31 4719245 3167704 1551541 1551541 3112308 60065 0 60065 0 60065 38880 0 0 0 38880 0 21185 0 0 0 0 0 0 0 0 0 0 1 1 MI 1 0 0 0 0 1 N/A LISA CRIPPS-DOWNEY 2699833304 211 HILLTOP RD SUITE 117 ST JOSEPH MI 49085 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 CARRIE VILL 290 RIDGEWAY ST ST JOSEPH MI 49085 CHAIR 1.00 0 0 0 JEFF UPTON 1105 SINCLAIRE POINTE DR STSIMONS ISLAND GA 31522 VICE CHAIR 1.00 0 0 0 THOMAS FOWLER 1227 SPUR DRIVE ST JOSEPH MI 49085 TREASURER 1.00 0 0 0 BEN UPTON 3610 W HURON RIVER DRIVE ANN ARBOR MI 49103 SECRETARY 1.00 0 0 0 MELINDA O' BRIEN 34 ST FINTANS RD SUTTON 13 DUBLIN EI EI MEMBER 1.00 0 0 0 FRED UPTON PO BOX 900 ST JOSEPH MI 49085 MEMBER 1.00 0 0 0 MARGARET TRUMBULL 2567 OLDE BROOKSIDE RD OTTAWA HILLS OH 43615 MEMBER 1.00 0 0 0 SARAH DUPONT 3675 BRINNINGTON ROAD CHARLOTTESVILLE VA 22901 MEMBER 1.00 0 0 0 NONE 0 NONE 0 0 36538387 1372418 0 37910805 0 0 37910805 568662 37342143 1867107 1867107 60065 60065 1807042 0 1807042 0 1807042 2047411 0 2047411 1807042 531398 0 0 2047411 531398 0 0 1516013 0 0 0 0 0 0 0 0 291029 0 0 0 X LISA CRIPPS-DOWNEY 211 HILLTOP RD SUITE 117 ST JOSEPH MI 49085 2699833304 INQUIRIES CAN BE SENT TO THE ABOVE ADDRESS NONE LIMITED TO ORGANIZATIONS DESCRIBED IN IRC SECTION 501(C)(3). BERRIEN COMMUNITY FOUNDATION 211 HILLTOP RD SUITE 117 ST JOSEPH MI 49085 N/A PC PROGRAM SUPPORT 2000000 2000000 0 14 12295 14 1418124 18 3112308 0 4542727 0 4542727 0 0 0 0 0 0 0 0 0 0 108006 SHS AMERICAN BOND FUND OF AMERICA CLASS F3 10497408 9471626 78289 SIX CIRCLES GLOBAL BOND 724339 659974 10147 VANGUARD TOTAL INTL BOND ETF 500954 490303 42034 SIX CIRCLES CREDIT OPPORT 366748 380824 7235 ISHARES US TREASURY BOND ETF 168557 166586 41500 SHS WHIRLPOOL CORP 234153 2993810 9501 SPDR S&P 500 ETF 1780331 6478922 132502 SIX CIRCLES US UNCONSTR EQ 1554130 2521505 109557 SIX CIRCLES INTL UNCON 966386 1518459 2202 FIDELITY 500 INDEX FUND 209345 523587 7471 JPMORGAN BETABUILDERS JAPAN ETF 350376 492414 1816 VANGUARD INT-TERM CORPORATE 142788 152090 5635 ISHARES MSCI EAFE-EFT 292720 541129 3875 JPMORGAN BETABUILDERS CANADA 176913 360375 4343 JPMORGAN BETABUILDERS DEVELO 209460 244511 4822 JPMORGAN BETABUILDERS EUROPE ETF 341031 353453 73 AIR PRODS & CHEMS INC COM 23879 18032 2739 BARRICK MINING CORP REGISTERED SHS 120142 119283 409 INTERNATIONAL PAPER CO COM 20129 16111 105 L'AIR LIQUIDE CO LTD SHS 12479 19760 49 LINDE PLC NEW SHS 14918 20893 42 SHERWIN-WILLIAMS CO COM 12756 13609 4658 SHIN ETSU CHEM CO LTD ADR 71581 72199 3300 SHIN ETSU CHEMICAL CO SHS 55004 102596 73 SOLSTICE ADVANCED MATLS INC COM 3179 3546 936 AMAZON COM INC COM 172571 216048 581 ARISTOCRAT LEISURE LIMITED SHS 24145 22536 109 ARMSTRONG WORLD INDS INC NEW COM 7520 20830 8853 B&M EUROPEAN VALUE RETAIL SA REG SHS 57606 20097 549 CHIPOTLE MEXICAN GRILL INC COM 27608 20313 23 COSTCO WHSL CORP NEW COM 4834 19834 53 FERRARI N V SHS 18116 19835 2684 H WORLD GROUP LTD SHS NEW 10622 12725 617 HILTON WORLDWIDE HLDGS INC COM NEW 37716 177233 2290 INDUSTRIA DE DISENO TEXTIL INDITES SA SHS NEW 48872 151507 6843 INDUSTRIA DE DISENO TEXTIL INDITEX SA ADR 100879 112910 1192 LVMH MOET HENNESSY LOUIS VUITTON ADR 179765 179766 68 MARRIOTT INTL INC NEW CL A 16804 21096 5263 NINTENDO LTD ADR 118617 88734 592 NORWEGIAN CRUISE LINE HLDGS LTD SHS 11524 13213 1076 ROYAL CARIBBEAN GROUP 92783 300118 435 TRACTOR SUPPLY CO COM 19057 21754 128 YUM BRANDS INC COM 6185 19364 1011 BP PLC SHS 4654 5884 202 BP PLC SPONS ADR 6981 7015 213 CONOCOPHILLIPS COM 10504 19939 252 EQT CORP COM 8983 13507 193 EXXON MOBIL CORP COM 19816 23226 479 SOUTH BOW CORP REGISTERED SHS 8848 13193 4225 TC ENERGY CORPORATION REGISTERED SHS 180268 232982 4164 TOTALENERGIES SE SHS 206892 271823 19698 AIA GROUP LTD HONG KONG SHS 55226 202211 349 AON PLC REGISTERED SHS CL A 17122 123155 206 ARCH CAPITAL GROUP LTD SHS 18986 19760 87 BLACKSTONE INC COM 10514 13410 209 BROOKFIELD ASSET MANAGEMENT LTD CL A LTD VTG SHS 8786 10964 66 CHUBB LTD COM 5168 20600 5590 DBS GROUP HLDGS LTD DBSH 102817 245043 652 DBS GROUP HLDGS LTD SPONS ADR 107143 114498 5466 DEUTSCHE BANK AG NAMEN AKT 100029 210769 77 DEUTSCHE BOERSE AG FRANKFURT AM MAIN NAMENS AKT 0 20227 165 EURONEXT NV ORDINARY SHARES 16498 24801 80 GALLAGHER ARTHUR J & CO COM 15333 20703 2100 HONG KONG EXCHANGES AND CLEARING LTD 77056 109974 405 ICICI BK LTD ADR 9865 12069 89 INTACT FINL CORP SHS 20096 18554 2079 JPMORGAN CHASE & CO COM 274880 669895 168 KKR & CO INC COM 26539 21417 1528 LONDON STOCK EXCH GROUP PLC LONDON 122742 183951 719 MARSH & MCLENNAN COS INC COM 20098 133389 182 MUENCHENER RUECKVERSICHERUNGS GELLSCHAFT AKTIENGELLSCHAFT IN MUENCHEN 92481 120155 11451 MUNICH RE GROUP ADR 142943 151039 2331 NATWEST GROUP PLC REGISTERED SHS 8205 20432 99 PROGRESSIVE CORP OH COM 27330 22544 1098 SKANDINAVISKA ENSKILDA BANKEN AB SHS -A- 14545 23242 2060 STANDARD CHARTERED ADR 93678 101888 6466 STANDARD CHARTERED PLC SHS 100444 158432 74 TRADEWEB MKTS INC CL A 10020 7958 1490 UNICREDIT SPA ADR NEW 2017 62292 61790 1993 UNICREDIT SPA AZ NOMINATIVA POST RAGGRUPPAMENTO 48515 165980 1777 ABBOTT LABS COM 123655 222640 59 ABBVIE INC COM 8522 13481 597 AMGEN INC COM 180121 195404 2674 ASTRAZENECA PLC SHS 182900 495888 419 BEONE MEDICINES LTD SPONSORED ADR 62696 127296 248 BRISTOL MYERS SQUIBB CO COM 15569 13377 359 CHUGA| PHARMACEUTICAL CO LTD COM 17278 18880 878 DAIICHI SANKYO CO LTD TOKYO SHS 26381 18754 694 DANAHER CORP COM 91156 158870 542 ESSILORLUXOTTICA SA ACT 72016 171783 127 HOYA CORP SHS 13794 19191 13 LILLY ELI & CO COM 1029 13971 561 NOVO NORDISK A.S. ADR FORMERLY NOVO INDUSTRIE A.S. ADR 4005 28544 561 NOVO NORDISK A/S BEARER AND/OR REGISTERED SHS -B- 66143 161484 1330 TERUMO CORP SHS 19373 19262 52 VERTEX PHARMACEUTICALS INC COM 23159 23575 1074 ABB LTD SPONS ADS 78740 79444 2348 ABB LTD ZUERICH NAMEN AKT SHS 66678 175544 1150 AIRBUS SE BEARER SHS 67840 267928 873 AMETEK INC NEW COM 129099 179236 865 BAE SYSTEMS PLC SHS 9496 19938 144 BOMBARDIER INC REGISTERED SHS -B- SUBORDINATE VOTING 16687 24532 137 CANADIAN NATL RY CO COM 15237 13542 2239 CSX CORP COM 36785 81164 100 DAIKIN INDS LTD ORD 15175 12811 539 DSV A S SHS 77477 136899 483 DSV A/S ADR 60962 61022 5802 EPIROC AB REGISTERED SHS -A- 112943 132132 593 FEDEX CORP COM 144264 171294 2110 GENERAL ELEC CO COM NEW 390609 649943 283 HEICO CORP NEW CL A 27275 71438 333 HEICO CORP NEW COM 49163 107755 1655 INGERSOLL RAND INC COM 136381 131109 39 ITOCHU CORP ADR 4963 4932 8000 ITOCHU CORP SHS 94564 100804 134 ITT INC COM 12062 23250 780 MITSUBISHI CORP COM 15169 17845 47 MTU AERO ENGINES HOLDINGS AG 10131 19610 52 NORFOLK SOUTHN CORP COM 11781 15013 603 NORTHROP GRUMMAN CORP COM 206974 343837 119 PAYCHEX INC COM 17190 13349 355 RECRUIT HOLDINGS CO LTD SHS 12000 20038 24613 ROLLS-ROYCE HOLDINGS PLC LONDON SHS 119225 380645 69 RTX CORP COM 5899 12655 2459 RYANAIR HILDGS PLC SPONSORED ADR NEW 115867 177515 334 S&P GLOBAL INC COM 150210 174545 1701 SAFRAN SA PARIS SHS 119754 594052 59 SAIA INC COM 23486 19265 62 SMC CORP SHS 9982 21542 17 TRANSDIGM GROUP INC COM 2405 22607 245 UNITED RENTALS INC COM 223734 198283 862 VISA INC COM CL A 115170 302312 201 WOLTERS KLUWEVER NV SHS 12424 20851 2544 ANHEUSER BUSCH INBEV SA NV SHS 137719 164009 342 BRITISH AMERICAN TOBACCO PLC ORD SHS 13349 19381 151 CARLSBERGRNATIONAL 41332 19834 179 COCA COLA CO COM 11945 12514 6136 DANONE SPONSORED ADR 111233 110693 2054 GROUP DANONE SHS 137062 185194 74 HERSHEY CO COM 12275 13467 294 HONEYWELL INTL INC COM 51892 57356 689 KEURIG DR PEPPER INC COM 23143 19299 311 LOREAL S A 40572 133885 1145 LOREAL CO ADR 99989 98069 249 MONDELEZ INTL INC CL A 16763 13404 1439 NESTLE SA CHAM ET VEVEY SHS COM NEW 85495 143046 219 PERNOD RICARD ORD SHS 0 18799 1817 PHILIP MORRIS INTL INC COM 140974 291447 85 ACCENTURE PLC IRELAND SHS CL A 25201 22806 692 ALIBABA GROUP HOLDING LTD REGISTERED SHS 11213 12696 1262 ALPHABET INC CAP STK CL C 129016 396016 1747 ALPHABET INC CL A 46953 546811 2314 AMADEUS IT GROUP SA SHS A 146594 170757 654 AMERICAN MOVIL S A B DE C V SPONSORED ADR REPSTG CL B SHS 7003 13518 2027 APPLE INC COM 43095 551060 78 ASML HLDG N V N Y REGISTRY SHS NEW 2012 ISIN#USNO70592100 87448 83449 408 ASML HOLDING N V SHS 17101 441456 2799 BROADCOM INC COM 12101 968734 3254 COMCAST CORP NEW CL A 74215 97262 5454 FUJITSU LTD ADR 5 COM 137748 148676 7000 FUJITSU LTD ORD SHS 106407 193333 382 KEYENCE CORPED SHS 11617 138138 236 KLA CORP COM 282959 286759 4254 KONINKLIJKE KPN NV SHS 11447 19862 401 MASTERCARD INC CL A 161675 228923 10 MERCADOLIBRE INC COM 11096 20143 497 META PLATFORMS INC CL A 247926 328065 14 METTLER-TOLEDO INTL INC COM 15249 19519 48 MICRON TECHNOLOGY INC COM 4990 13700 1586 MICROSOFT CORP COM 256178 767021 250 NETFLIX INC COM 12399 23440 1283 NVIDIA CORP COM 230865 239280 478 RELX PLC SHS 18055 19413 445 ROBLOX CORP COM CLA 33678 36058 474 SALESFORCE INC COM 112467 125567 1128 SAP AG SYSTEME ANWENDUNGEN PRODUKTE IN DER 104330 275983 115 SERVICENOW INC COM 5453 17617 2596 SINGAPORE TELECOMMUNICATIONS LTD SHS 4729 9187 43 SK HYNIX INC SHS SP GLOBAL DEPOSIT RECEIPT REPR 1 SH UNITARY 7745 19455 4511 SONY GROUP CORP AMERN SH 134698 115482 26 STRATEGY INC CL A NEW 3643 3951 28 SSWISSCOM LTD ITTIGEN REG SHS ISIN#CH0008742519 0 20343 100 T-MOBILE US INC COM 16696 20304 1771 TAIWAN SEMICONDUCTOR MFG CO SPONSORED ADR 69939 538189 4500 TDK CORP SHS ISIN# JP3538800008 35136 63478 253 TENCENT HLDGS LTD SHS PAR HKD 0.00002 10902 19471 2983 AES CORP COM 37069 42776 1185 ATMOS ENERGY CORP COM 188804 198642 355 CENTERPOINT ENERGY INC COM 9947 13611 476 CONSTELLATION ENERGY CORP COM 113339 168157 5026 ENGIE ACT COM STK 70285 132265 5324 ENGIE SPONSORED ADR 120863 139861 484 GE VERNOVA INC COM 91713 316328 923 IBERDROLA SA BILBAO SHS 0 20014 2200 RWE AG NEU ESSEN AKT 90528 116927 2827 RWE AG SPONSORED ADR 122210 150707 153 SEMPRA COM 6886 13508 687 5SSE PLC SHS ISIN#GB0007908733 16685 20131 4901 LINK REAL ESTATE INVESTMENT TRUST UNITS 32809 21875 116 WELLTOWER INC COM 11364 21531 1049 BLACKSTONE PARTNERS OFFSHORE FUND AT COST 787965 1636958 LEGAL & PROFESSIONAL FEES 42769 21385 21384 OFFICE EXPENSES 100 0 100 INSURANCE 3564 0 3564 OTHER EXPENSES 2623 0 2623 INVESTMENT MANAGEMENT FEES 186967 168270 18697 FOREIGN TAXES 31835 31835 0 ESTIMATED TAX PAYMENTS 38880 0 0 TAXES PAID 4739 0 0