2026-05-05T11:36:49-05:00 2025-06-30 420714325 RSM US LLP 30 SOUTH WACKER DR SUITE 3300 CHICAGO IL 606063392 990 2024-07-01 391025444 CEDAR CREST INC CEDA 6087560344 1702 SOUTH RIVER ROAD JANESVILLE WI 53546 DAVID TANCK PRESIDENT/CEO 6087560344 2026-04-28 1 1 REBEKUH ELEY P01247672 3126343400 2026-04-28 2024 2025-03-06 01:10:19Z DAVID TANCK 1702 SOUTH RIVER ROAD JANESVILLE WI 53546 22611245 0 X CEDARCRESTLIFE.COM X 2003 WI CEDAR CREST IS A LIFE PLAN RETIREMENT COMMUNITY SERVING ADULTS 55 YEARS OF AGE OR OLDER. ITS MISSION IS TO OFFER RESIDENTS A FAITH-BASED CULTURE THAT EMBRACES A DISTINCT WELLNESS LIFESTYLE, COMPASSIONATE SUPPORTIVE LIVING AND EXCELLENT HEALTH CARE. 16 16 494 0 6161 1466 91233 81261 18835912 22077019 315408 443105 -4021 -6166 19238532 22595219 0 0 0 0 11194457 13676720 0 0 0 10730259 13601871 21924716 27278591 -2686184 -4683372 124069797 120179507 109657096 111073292 14412701 9106215 X SEE SCHEDULE O 0 0 9879330 10569025 SEE SCHEDULE O 7816365 4849590 SEE SCHEDULE O 5876661 3849191 SEE SCHEDULE O 1521593 2809213 SEE BELOW. 1521593 2809213 25093949 1 1 0 0 0 0 0 0 0 1 1 0 0 1 1 1 0 1 0 0 0 0 0 0 1 0 0 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 1 44 0 1 494 1 1 1 0 0 0 0 0 0 0 0 0 0 0 X 16 16 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 WI X DAVID TANCK 6087560344 1702 SOUTH RIVER ROAD JANESVILLE WI 53546 JOHN BECKORD DIRECTOR 1.00 0.00 X 0 0 0 DR WILLIAM CLANFIELD DIRECTOR 1.00 0.00 X 0 0 0 DAVID CULLEN DIRECTOR 1.00 0.00 X 0 0 0 SARA CULLEN DIRECTOR 1.00 0.00 X 0 0 0 LYNN GARDINIER DIRECTOR 1.00 0.00 X 0 0 0 BARBARA GREDLER DIRECTOR 1.00 0.00 X 0 0 0 CAROL HATCH DIRECTOR 1.00 0.00 X 0 0 0 GERALD KELM DIRECTOR 1.00 0.00 X 0 0 0 MARK KOPP DIRECTOR 1.00 0.00 X 0 0 0 THOMAS LASSE DIRECTOR 1.00 0.00 X 0 0 0 MARK LORENZ DIRECTOR 1.00 0.00 X 0 0 0 DIANE PILLARD DIRECTOR 1.00 0.00 X 0 0 0 REV STEVE SCOTT DIRECTOR 1.00 0.00 X 0 0 0 SARAH SWANTEK DIRECTOR 1.00 0.00 X 0 0 0 JEN DEGARMO DIRECTOR/CHAIR 1.00 0.00 X X 0 0 0 TARI MILLER DIRECTOR/PAST CHAIR/TREASURER/SECY 1.00 0.00 X X 0 0 0 MEREDITH AARUD VICE PRESIDENT OF CLINICAL SERVICES 39.00 1.00 X 130628 0 30424 CHRISTOPHER MULAE VICE PRESIDENT/CFO 39.00 1.00 X 132672 0 15473 DAVID TANCK PRESIDENT/CEO 39.00 1.00 X 237585 0 19814 TINA HOOKS REGISTERED NURSE 64.25 0.00 X 151351 0 2045 LEONARD MEYER FACILITIES MANAGER 40.00 0.00 X 103754 0 26009 755990 0 93765 5 0 1 0 JP CULLEN PO BOX 1957 JANESVILLE WI 53547 CONSTRUCTION SERVICES 1086100 NAATZ CONSTRUCTION 130 FOOTVILLE HANOVER RD JANESVILLE WI 53548 CONSTRUCTION SERVICES 967046 SELECT REHAB PO BOX 71985 CHICAGO IL 60694 THERAPY SERVICES 776296 KLOBUCAR CONSTRUCTION 3217 E TORTOISE LN BELOIT WI 53511 CONSTRUCTION SERVICES 342163 HEALTHCARE SERVICES GROUP PO BOX 829667 PHILADELPHIA PA 19182 HOUSEKEEPING MANAGEMENT SERVICES 294684 13 27369 53892 81261 HEALTH CENTER 623990 10569025 10569025 ASSISTED LIVING 623990 4849590 4849590 RETIREMENT APARTMENTS 623990 3849191 3849191 MEMORY CARE 623990 1955333 1955333 WATERFORD GROVE 623990 715006 715006 138874 132713 6161 22077019 443105 443105 9860 27369 16026 -6166 -6166 22595219 22070858 6161 436939 561112 163682 397430 10655723 10183207 472516 118441 107618 10823 1525277 1483239 42038 816167 792944 23223 294684 294684 22564 22564 115125 115125 105379 105379 8473 8473 67723 67723 91585 91585 1086410 851600 234810 1980 1980 20266 20266 4023484 4023484 3701666 3701666 254517 254517 SUPPLIES & FOOD 1926049 1862174 63875 THERAPY 539521 539521 REPAIRS 343703 343703 AGENCY STAFFING 191405 191405 807337 555022 252315 27278591 25093949 2184642 0 2435594 1250759 5745888 7918174 1457506 1643601 303576 341757 138933882 37822926 99811919 101110956 948344 1015340 13366970 6898920 124069797 120179507 3756162 3861950 23884568 25871956 82016366 81338347 0 1039 109657096 111073292 X 13577297 8039338 835404 1066877 14412701 9106215 124069797 120179507 X -4683372 183180 -806294 X 0 1 X 1 0 X 715442 112134 70631 91233 81261 1070701 14614814 14766108 15709620 18835912 22070858 85997312 15330256 14878242 15780251 18927145 22152119 87068013 3120 4550 4115 3480 15265 0 3120 4550 4115 3480 15265 87052748 38861 55545 168515 311408 443105 1017434 38861 55545 168515 311408 443105 1017434 1466 1466 350600 3059980 3408 100 3414088 15719717 17993767 15952174 19238653 22596690 91501001 0.95140 0.95270 0.01110 0.00780 X SCHEDULE A, PART III, LINE 12, EXPLANATION OF OTHER INCOME: EMPLOYEE RETENTION CREDIT - 2020 AMOUNT: $ 350,600. 2021 AMOUNT: $ 3,016,756. CARES ACT UNEMPLOYMENT CREDIT - 2021 AMOUNT: $ 39,109. INSURANCE CLAIM - 2021 AMOUNT: $ 4,115. 2023 AMOUNT: $ 100. OTHER INCOME - 2022 AMOUNT: $ 3,408. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 948344 72596 5600 1015340 875794 78150 5600 948344 818576 62818 5600 875794 964665 -140489 5600 818576 815808 154457 5600 964665 1.00000 1 0 977257 977257 116185233 28511260 87673973 10363279 6706339 3656940 11408113 2605327 8802786 101110956 BOND PROCEEDS HELD IN TRUST 5029347 BENEFICIAL INTEREST IN PERPETUAL TRUSTS 851631 INTEREST RATE DERIVATIVES 1017942 6898920 DUE TO CCF 1039 1039 X PART V, LINE 4: ENDOWMENT FUNDS ARE USED TO PROVIDE A PREDICTABLE STREAM OF FUNDING TO INTENDED SERVICES AND PROGRAMS. PART X, LINE 2: THE CORPORATION IS EXEMPT FROM INCOME TAXES UNDER INTERNAL REVENUE CODE SECTION 501(C)(3). ACCORDINGLY, THERE IS NO PROVISION FOR FEDERAL OR STATE INCOME TAXES. THE CORPORATION FILES FORM 990 (RETURN OF ORGANIZATION EXEMPT FROM INCOME TAX) ANNUALLY. WHEN THIS RETURN IS FILED, IT IS HIGHLY CERTAIN THAT SOME POSITIONS TAKEN WOULD BE SUSTAINED UPON EXAMINATION BY THE TAXING AUTHORITIES, WHILE OTHERS ARE SUBJECT TO UNCERTAINTY ABOUT THE MERITS OF THE POSITION TAKEN OR THE AMOUNT OF THE POSITION THAT WOULD ULTIMATELY BE SUSTAINED. EXAMPLES OF TAX POSITIONS COMMON TO HEALTH CARE ORGANIZATIONS INCLUDE SUCH MATTERS AS THE FOLLOWING: THE TAX-EXEMPT STATUS OF EACH ENTITY, THE CONTINUED TAX-EXEMPT STATUS OF BONDS ISSUED AND VARIOUS POSITIONS RELATIVE TO POTENTIAL SOURCES OF UNRELATED BUSINESS TAXABLE INCOME (UBIT). UBIT IS REPORTED ON FORM 990T, AS APPROPRIATE. THE BENEFIT OF A TAX POSITION IS RECOGNIZED IN THE CONSOLIDATED FINANCIAL STATEMENTS IN THE PERIOD DURING WHICH, BASED ON ALL AVAILABLE EVIDENCE, MANAGEMENT BELIEVES THAT IT IS MORE LIKELY THAN NOT THAT THE POSITION WILL BE SUSTAINED UPON EXAMINATION, INCLUDING THE RESOLUTION OF APPEALS OR LITIGATION PROCESSES, IF ANY. TAX POSITIONS ARE NOT OFFSET OR AGGREGATED WITH OTHER POSITIONS. TAX POSITIONS THAT MEET THE "MORE LIKELY THAN NOT" RECOGNITION THRESHOLD ARE MEASURED AS THE LARGEST AMOUNT OF TAX BENEFIT THAT IS MORE THAN 50 PERCENT LIKELY TO BE REALIZED ON SETTLEMENT WITH THE APPLICABLE TAXING AUTHORITY. THE PORTION OF THE BENEFITS ASSOCIATED WITH TAX POSITIONS TAKEN THAT EXCEEDS THE AMOUNT MEASURED AS DESCRIBED ABOVE IS REFLECTED AS A LIABILITY FOR UNRECOGNIZED TAX BENEFITS IN THE ACCOMPANYING CONSOLIDATED BALANCE SHEET ALONG WITH ANY ASSOCIATED INTEREST AND PENALTIES THAT WOULD BE PAYABLE TO THE TAXING AUTHORITIES UPON EXAMINATION. FORM 990 FILED BY THE CORPORATION IS SUBJECT TO EXAMINATION BY THE INTERNAL REVENUE SERVICE (IRS) UP TO THREE YEARS FROM THE EXTENDED DUE DATE OF THE RETURN. GOLF OUTING 37229 27369 9860 1390 14636 37229 27369 9860 1390 14636 16026 -6166 X X X 0 0 0 0 0 0 0 0 0 DAVID TANCK PRESIDENT/CEO 237585 0 0 0 0 0 7127 0 12687 0 257399 0 0 0 MEREDITH AARUD VICE PRESIDENT OF CLINICAL SERVICES 130628 0 0 0 0 0 3919 0 26505 0 161052 0 0 0 TINA HOOKS REGISTERED NURSE 151351 0 0 0 0 0 0 0 2045 0 153396 0 0 0 A WISCONSIN HEALTH AND EDUCATIONAL FACILITIES AUTHORITY 391337855 97712JFF5 2022-03-23 57460000 CONSTRUCTION BONDS AND REFINANCING SERIES 2013 BONDS 0 0 0 B WISCONSIN HEALTH AND EDUCATIONAL FACILITIES AUTHORITY 391337855 97712JFF5 2022-03-23 26250000 CONSTRUCTION BONDS 0 0 0 A 440000 13953059 57810506 4763404 3558188 1123049 34412083 797 1 0 1 1 B 709097 26250000 661931 25529762 58306 0 0 0 1 A 0 0 0 0 0 0 1 B 0 0 0 0 0 0 1 A 0 0 1 0 0 0 0 0 0 B 0 0 1 0 1 1 BMO HARRIS BANK 4.039000000000 0 0 0 0 0 A 1 B 1 SCHEDULE K, PART IV, LINE 4C, COLUMN B: CEDAR CREST, INC. AND BMO HARRIS BANK ENTERED INTO INTEREST RATE DERIVATIVE TRANSACTIONS THAT WILL CAP THE INTEREST RATE AT 2.909% UNTIL NOVEMBER 30, 2023, AND WILL SYNTHETICALLY FIX THE INTEREST RATE AT 4.039% FOR THE PERIOD FROM DECEMBER 1, 2023 THROUGH APRIL 1, 2029. FORM 990, PART III, LINE 1, DESCRIPTION OF ORGANIZATION MISSION: CEDAR CREST'S MISSION IS TO "ENRICH THE QUALITY OF LIFE FOR SENIOR ADULTS AT ALL LEVELS OF INDEPENDENCE, GUIDED BY A SPIRITUALLY BASED, NOT-FOR-PROFIT CULTURE THAT FOSTERS COMPASSION AND CARE." AS A SPIRTUALLY BASED ORGANIZATION, WE BELIEVE EACH PERSON WHETHER RESIDENT, STAFF, VOLUNTEER, OR NEIGHBOR IS A PRECIOUS GIFT TO BE TREATED WITH RESPECT IN BODY, MIND, AND SPIRIT. WE BELIEVE SENIOR ADULTS DESERVE TO LIVE THEIR FULL LIFE WITH DIGNITY. THEREFORE, WE ARE DEDICATED TO TREATING EACH PERSON WHO LIVES AT CEDAR CREST AS AN IMPORTANT AND UNIQUE INDIVIDUAL AND TO PROVIDE THE SUPPORT NEEDED TO ENHANCE THE LIVES OF OUR RESIDENTS. THROUGH INTEGRITY AND PROFESSIONALISM, CLEAR AND INCLUSIVE COMMUNICATION, A DIVERSE AND DYNAMIC ARRAY OF LIVING AND SERVICE OPTIONS, A RESPECT FOR INDIVIDUAL EXPERIENCES AND CHOICES, AND A CORPORATE CULTURE OF EXCELLENT CUSTOMER SERVICE, WE STRIVE TO HELP EACH RESIDENT ACHIEVE THE HIGHEST QUALITY OF LIFE POSSIBLE. FORM 990, PART III, LINE 4A, PROGRAM SERVICE ACCOMPLISHMENTS: CEDAR VIEW IS A SKILLED NURSING FACILITY PROVIDING 24 HOUR COMPLETE CARE OF EACH RESIDENT INCLUDING BUT NOT LIMITED TO: FEEDING, THREE MEALS PER DAY PLUS SNACKS BASED ON INDIVIDUAL DIET NEEDS, NUTRITION MANAGEMENT, BATHING AND DRESSING, LAUNDRY, HOUSEKEEPING, TOILETING, MEDICATIONS ADMINISTRATION AND MANAGEMENT, DRESSING CHANGES, RESTORATIVE PROGRAM BASED ON THE INDIVIDUAL RESIDENT'S NEEDS, REHABILITATION SERVICES INCLUDING PHYSICAL THERAPY, OCCUPATIONAL THERAPY, SPEECH THERAPY, ACTIVITIES MEETING THE INDIVIDUAL NEEDS OF EACH RESIDENT, TUBE FEEDING, DEVELOPMENT OF AND IMPLEMENTING FOR EACH RESIDENT A COMPLETE INDIVIDUAL CARE PLAN, SCHEDULING OF MEDICAL APPOINTMENTS, TRANSPORTATION TO MEDICAL APPOINTMENTS, COORDINATING CARE UNDER THE DIRECTION OF THE RESIDENT'S DOCTOR. THE PROGRAM IS LICENSED AS A 71 BED SKILLED NURSING FACILITY. THE PROGRAM IS MEDICARE AND MEDICAID CERTIFIED AND PROVIDES SERVICES TO RESIDENTS WHO PAY PRIVATELY AS WELL AS THOSE RESIDENTS WHO ARE ENTITLED TO MEDICARE AND MEDICAID BENEFITS. A TOTAL OF 22,273 RESIDENT CARE DAYS WERE PROVIDED. FORM 990, PART III, LINE 4C, PROGRAM SERVICE ACCOMPLISHMENTS: WATERFORD PLACE APARTMENTS ARE REGISTERED WITH THE STATE OF WISCONSIN AS A RESIDENTIAL CARE APARTMENT COMPLEX (RCAC). THIS LICENSURE ALLOWS RESIDENTS WHO HAVE CHOSEN AN INDEPENDENT LIVING SETTING WITHIN THE CEDAR CREST COMMUNITY TO "AGE IN PLACE" THROUGH THE PROVISION OF SERVICES IN THEIR APARTMENT. THE SERVICES PROVIDE FOR UP TO 28 HOURS OF NURSING AND PERSONAL CARE SERVICES THAT ARE SCHEDULED AND BASED ON NURSING ASSESSMENT AND RISK AGREEMENT BETWEEN THE RESIDENT AND CEDAR CREST. THERE ARE 123 APARTMENTS UNDER THE RCAC REGISTRATION WITH APPROXIMATELY 40,454 DAYS OF SERVICE BEING PROVIDED TO THE RESIDENTS. FORM 990, PART III, LINE 4B, PROGRAM SERVICE ACCOMPLISHMENTS: TERRACE RIDGE ASSISTED LIVING IS A 93 BED COMMUNITY BASED ON RESIDENTIAL FACILITY (CBRF) WHICH IS LICENSED BY THE STATE OF WISCONSIN. THE PROGRAM PROVIDES SERVICES TO RESIDENTS WHO REQUIRE LIMITED NURSING CARE BUT NEED VARYING LEVELS OF ASSISTANCE WITH DAILY LIVING ACTIVITIES. THE PROGRAM IS STAFFED 24 HOURS PER DAY, SEVEN DAYS A WEEK WITH PERSONAL CARE WORKERS AND CERTIFIED NURSING ASSISTANTS. IT IS ALSO STAFFED WITH A FULL TIME RN ASSISTED LIVING MANAGER. UP TO 3 HOURS OF NURSING CARE PER WEEK IS PROVIDED (DIRECTLY BY AN RN) AND UNLIMITED NUMBER OF HOURS OF CARE WITH DAILY LIVING ACTIVITIES. THIS CARE INCLUDES BATHING AND DRESSING, PHYSICAL THERAPY, OCCUPATIONAL THERAPY, SPEECH THERAPY, ACTIVITIES MEETING THE NEEDS OF EACH RESIDENT, FEEDING, THREE MEALS PER DAY AND OTHER NUTRITIONAL NEEDS BASED ON THE INDIVIDUAL RESIDENT, LAUNDRY, HOUSEKEEPING, TOILETING, DRESSING CHANGES, MEDICATION ADMINISTRATION AND MANAGEMENT, SCHEDULING OF MEDICAL APPOINTMENTS, TRANSPORTATION TO MEDICAL APPOINTMENTS, COORDINATING CARE UNDER THE DIRECTION OF THE RESIDENT'S DOCTOR AS WELL AS OTHER UNIQUE NEEDS OF EACH INDIVIDUAL RESIDENT. A TOTAL OF 22,724 RESIDENT CARE DAYS WERE PROVIDED. FORM 990, PART III, LINE 4D, OTHER PROGRAM SERVICES: THE CEDAR CREST MEMORY CARE UNIT IS A 30 BED LICENSED CBRF PROVIDING SERVICES TO THOSE INDIVIDUALS WHO HAVE BEEN DIAGNOSED WITH ALZHEIMER OR OTHER DEMENTIA RELATED DISEASES. THE PROGRAM PROVIDES SERVICES TO RESIDENTS WHO REQUIRE LIMITED NURSING CARE BUT NEED ASSISTANCE WITH DAILY LIVING ACTIVITIES. THE PROGRAM IS STAFFED 24 HOURS PER DAY, SEVEN DAYS A WEEK WITH PERSONAL CARE WORKERS AND CERTIFIED NURSING ASSISTANTS. IT IS ALSO STAFFED WITH AN RN MEMORY CARE MANAGER. UP TO 3 HOURS OF NURSING CARE PER WEEK IS PROVIDED (DIRECTLY BY AN RN) AND UNLIMITED NUMBER OF HOURS OF CARE WITH DAILY LIVING ACTIVITIES. THIS CARE INCLUDES BATHING AND DRESSING, PHYSICAL THERAPY, OCCUPATIONAL THERAPY, SPEECH THERAPY, ACTIVITIES MEETING THE NEEDS OF EACH RESIDENT, FEEDING, THREE MEALS PER DAY AND OTHER NUTRITIONAL NEEDS BASED ON THE INDIVIDUAL RESIDENT, LAUNDRY, HOUSEKEEPING, TOILETING, DRESSING CHANGES, MEDICATION ADMINISTRATION AND MANAGEMENT, SCHEDULING OF MEDICAL APPOINTMENTS, TRANSPORTATION TO MEDICAL APPOINTMENTS, COORDINATING CARE UNDER THE DIRECTION OF THE RESIDENT'S DOCTOR AS WELL AS OTHER UNIQUE NEEDS OF EACH INDIVIDUAL RESIDENT. A TOTAL OF 8,077 RESIDENT CARE DAYS WERE PROVIDED. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS MADE AVAILABLE TO THE BOARD PRIOR TO FILING, AND REVIEWED IN DETAIL WITH THE AUDIT COMMITTEE AND BOARD SUBSEQUENT TO FILING. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS REVIEWED WITH EACH NEW BOARD MEMBER AND THE NEW BOARD MEMBER SIGNS A CONFLICT OF INTEREST STATEMENT BEFORE ATTENDING THE FIRST BOARD MEETING. ANNUALLY THE CONFLICT OF INTEREST POLICY IS REVIEWED WITH ALL BOARD MEMBERS AND MANAGERS AND AN UPDATED CONFLICT OF INTEREST STATEMENT IS REQUIRED TO BE COMPLETED BY ALL BOARD MEMBERS AND MANAGERS. THE CONFLICT OF INTEREST STATEMENTS ARE SUMMARIZED AND REVIEWED BY THE GOVERNANCE COMMITTEE AND ANY CONFLICTS ARE REPORTED TO THE BOARD OF DIRECTORS BY THE GOVERNANCE COMMITTEE. IF A CONFLICT OF INTEREST IS DISCOVERED THAT WAS NOT DISCLOSED ON THE CONFLICT OF INTEREST STATEMENT, THE ISSUE IS DIRECTED TO THE GOVERNANCE COMMITTEE FOR RESOLUTION. FORM 990, PART VI, SECTION B, LINE 15A EACH YEAR THE EXECUTIVE COMMITTEE GATHERS MARKET DATA FOR DETERMINING COMPENSATION OF THE CHIEF EXECUTIVE OFFICER. THIS INCLUDES, BUT IS NOT LIMITED TO, BENCHMARKS OF COMPENSATION FOR SIMILAR ORGANIZATIONS, PROVIDED FROM INDEPENDENT SOURCES. BASED ON THIS INFORMATION AND THE RESULTS OF THE PERFORMANCE EVALUATION, THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS SETS AND APPROVES THE COMPENSATION FOR THE CHIEF EXECUTIVE OFFICER FOR THE YEAR AND DOCUMENTS THEIR APPROVAL IN WRITING. THIS PROCESS APPLIES ONLY TO THE CHIEF EXECUTIVE OFFICER. FORM 990, PART VI, SECTION C, LINE 19 FINANCIAL STATEMENTS, GOVERNING DOCUMENTS AND CONFLICT OF INTEREST POLICIES ARE NOT REQUIRED DISCLOSURES PURSUANT TO IRC SECTION 6104(D). THESE DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC ON RECEIPT OF A WRITTEN REQUEST. FORM 990, PART XI, LINE 9: FMV CHANGE IN INTEREST SWAP -847,051. FMV CHANGE IN PERPETUAL TRUST 40,757. CEDAR CREST FOUNDATION INC 1702 SOUTH RIVER ROAD JANESVILLE WI 53546 200703369 ORGANIZATION SUPPORT WI 501(C)(3) LINE 12A, I CEDAR CREST INC 1 PERPETUAL TRUST (1) CHARITABLE TRUST WI CEDAR CREST INC T 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 1